Short Film Production insurance is available from Front Row Insurance. We are specialized film insurance brokers with three offices in Canada.
Short film insurance can be arranged quickly through us, usually over the phone. Our program is very popular with new and established film makers because of the low cost and the simple process to arrange a policy.
Note that we can only assist individuals that live or have a company in Canada at this time; however, worldwide coverage is available to our Canadian film makers.
To provide you with a quote we need a few details. The fastest way to receive a quote is to complete the short application telling us about your project in this link xxxxxxx. We will then call you or e mail you with the cost within one business day or sooner.
We can provide one week of equipment only coverage with a limit of up to $$500,000 for $500. Higher and lower limits are available.
If you would like to add location liability for one week , we can do so for a small additional premium.
We can also provide coverage for:
- to reshoot your lost or damaged data or film stock
- Production office
- Rented vehicles
- Rented props, rented sets, rented wardrobe
- Third party Property Damage
If you would like an annual policy to cover multiple productions, please visit our D.I.C.E Page (Documentaries, Industrial Films, Commercials, Educational Films – it also covers short shoots, music videos and feature films with low budgets)
Our service is friendly and knowledgeable. Please contact me, I would love to hear from you: firstname.lastname@example.org. www.frontrowinsurance.com
Producers Errors and Omissions Insurance covers legal liability and defense for the production company against lawsuits alleging unauthorized use of titles, formats, ideas, characters, plots, plagiarism, unfair competition or privacy, breach of contract.
It also protects against alleged libel, slander, defamation of character or invasion of privacy. This coverage will usually be required by a distributor, broadcaster or financier prior to the release of any theatrical or television production. Production financing will usually not flow until E&O coverage is in force.
A producer will need to complete an application (contact email@example.com a copy).
If coverage is required for the title, you must obtain a ‘Title Report & Opinion' from a recognized Title Clearance Company offering this service and submit the report to underwriters for final approval. You will also need a clearance report.
Premiums for E&O vary based on the content of the production: a straight forward documentary would cost $3,000 to $4,000 and $5,500 to $7,000 for a feature film for the industry standard three year policy term.
Every project is unique and requires a unique, custom E&O policy.
Upon receiving instructions from the Production Company to proceed, the broker will begin the clearance process. The lawyer for the underwriter will review and approve the clearances done by the producer’s lawyer. The fee for the insurance company lawyer’s service is included in the final premium. If coverage is not bound, the insurance company clearance fee (approximately $600) is payable and an invoice will be issued accordingly.
You should check your production/distribution/financing agreements regarding the start date for Errors & Omissions coverage. Some financiers require Errors & Omissions coverage to be in place for the first day of principle photography before they will release payment to the producer.
It can take up to ten (10) working days for a project to be cleared and coverage to be in place so start early to ensure that your cash flow is not impacted.
The e&o policy will provide defense costs if the producer is sued and will pay the judgment costs if the producer is found liable. Until a lawsuit happens it provides the comfort of peace of mind.
Front Row Insurance Brokers are specialized film and entertainment insurance brokers. We are delighted to assist Canadian producers and production companies with their production insurance questions - please contact me firstname.lastname@example.org. www.frontrowinsurance.com