The Front Row View (entertainment insurance blog)
The Three Parts of Film Production Insurance Explained by a Broker
30 October, 2023 • Mike GronerMike Groner: Production insurance I would break down into three different parts. The first being the liability; that’s your commercial general liability, also known as public liability. That’s the bodily injury or property damage to the public. No equipment vendor is going to let you out the door without liability insu...
How does a specialized film insurance broker compare to general insurance brokers?
15 September, 2022 • Steve BeattyIf you go to a general commercial broker, they’re not going to understand the nuances of film production insurance because they’re not doing it. Yes, they may understand manufacturing well and there are other things they may know, but it usually isn’t film insurance. We do tend to receive a lot of calls and emails from...
What are the most common film insurance claims?
13 June, 2022 • Steve BeattyWe joke by saying that we can get through most projects without any claims but invariably somebody is going to bang up a car: somebody is backing out, maybe a production assistant hits a post or another car, etc. As a result, and in response to that, the insurers have put relatively high deductibles on vehicle claims n...
Film Insurance: Small Budget vs. Large Budget
9 June, 2022 • Steve BeattyFront Row offers different film insurance options to accommodate smaller vs. larger budget productions. Sometimes, that is driven by contractual obligations and the insurance requirements of funders, streamers or broadcasters. So, step one is asking “do I have anything there that I need to satisfy?” If you have a small...
What is included in an entertainment insurance package policy?
3 June, 2022 • Steve BeattySummary of an entertainment insurance package policy: The cast insurance is a key element; i.e., injury, death, or illness that occurs to a cast member. Usually, you’re designating who you want in there; you could be also including the director, producer, key visual effects people, etc. General liability (bodily injury...
...But isn't the circus supposed to be dangerous?
9 January, 2019 • Steve BeattySource: Royalty-free stock photo ID: 1051987001 | Shutterstock Circus Insurance (Canada) One of the delights of the circus is seeing the most skilled acrobats dazzle an audience with risky stunts. At Front Row, our experience with production liability insurance and special event liability insurance has shown that there...
Paddy and Nico and Key Person Insurance
7 August, 2015 • Steve BeattyKey Person Insurance (Canada) Britain’s Got Talent was thrown a curve ball when dance duo “Paddy and Nico” had to withdraw from the competition. The sudden change occurred due to a rib injury sustained by Paddy during a rehearsal. Part of the novelty of the team was the fact that the female dance partner was so much ol...
British Pantomime And Theatre Insurance
6 August, 2015 • Steve BeattySource: Royalty-free stock illustration ID: 494347219 | Shutterstock I sure hope “Theatr Clwyd” out in England had theatre insurance. A Christmas pantomime of Jack and the Beanstalk was cut short after an actor twisted his ankle in the middle of a performance. The actor’s name is Edward York and he plays the role of “S...
Band On the Run: Touring Insurance Tips for Taking Your Show on the Road
28 July, 2015 • Steve BeattyTour Insurance for Musicians/Bands “Till those lights come up and we hear that crowd, and we remember why we came” -Jackson Browne, Stay Life on the road can be rife with challenges and filled with excitement and exhilaration. But a little insurance planning before heading out on tour will ensure your excitement is fro...
Carnet Bonds And Touring Insurance For Your Band | What is a Carnet?
28 July, 2015 • Steve BeattyCarnet Bonds: (pronounced ‘car-neh’) Carnet bonds must be posted with the Chamber of Commerce when you are taking your equipment outside of the country. A carnet is like a passport for the property you are taking on the road. It allows you to pass into a country with your equipment duty & tax free. A carnet is a fi...
Musician Liability Insurance: Make Sure Your Band's Tour Is Protected
28 July, 2015 • Steve BeattyLiability Insurance for Musicians When someone gets hurt or you damage property such as a venue, a hotel room or a studio, you could be facing a tour liability claim. They can be costly to defend and to settle, if you are negligent and are responsible to pay the other party for their injury or damage. To reduce your ri...
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