At Front Row Insurance Brokers, whether you’re involved in the entertainment industry, such as movie productions, fairs, festivals or concerts, or even sports events, Front Row can assist you with insuring against the financial risks associated with unexpected weather conditions, affecting your film production, far, festival, concert or sporting event.
Coverage Highlights include, but are not limited to:
- Rain insurance
- Snow insurance
- Wind insurance
- Severe adverse weather
- Event Cancellation
- Temperature insurance
- Income Stabilization/Loss of Income
Premiums will be based on historical weather records. For instance, if you are the promoter of an outdoor festival in Vancouver in mid July, and half of your expected audience will be walk up the day of your concert, a rainy day could severely diminish your audience size. In mid July, there is a 10% chance of rain in Vancouver. If rain would result in fewer ticket sales, then you would insure for $100,000 for lost sales and the premium would be $10,000 (based on 10% chance of rain and 10% of $100,000) plus 2% profit and administration costs for a total of $12,000.
Note: Coverage needs to be arranged and paid for 30 days prior to the first day that coverage is required – this is to prevent predicting the weather. If possible, please contact us 60 days in advance.
What are the benefits of Weather Insurance?
- It reduces the risk of planning an outdoor event
- It minimizes the financial impact of weather on the operations of a business
- Can also protect event organizers with indoor events in case extreme weather conditions keep people from attending an event.
- In the event that production is basing certain scenes on predicted weather conditions, weather insurance can assist with unforeseen weather conditions.
With offices in Canada and the United States, Front Row is one of the largest insurance brokers for the theatre industry. This allows us to provide you with excellent coverage with the low premiums.
Our service is friendly and knowledgeable: please contact us, we would love to hear from you!
If calling from Ontario or Manitoba, contact:
If calling from BC, Alberta, Saskatchewan, please contact:
If calling from Quebec, please contact:
If from the United States, please contact: