Film and TV Producers Errors and Omissions Insurance Cost

Posted by David Hamilton on Aug 9, 2011 3:23:00 PM

E&O Insurance Costs

Producers' Errors and Omissions Insurance  Learn More

Producers Errors and Omissions Insurance covers legal liability and defense for the production company against lawsuits alleging unauthorized use of titles, formats, ideas, characters, plots, plagiarism, unfair competition or privacy, breach of contract.

It also protects against alleged libel, slander, defamation of character or invasion of privacy. This coverage will usually be required by a distributor, broadcaster or financier prior to the release of any theatrical or television production. Production financing will usually not flow until E&O coverage is in force.

A producer will need to complete an application (contact for a copy).

If coverage is required for the title, you must obtain a ‘Title Report & Opinion' from a recognized Title Clearance Company offering this service and submit the report to underwriters for final approval. You will also need a clearance report. Who needs a Title Report? Click here to read more.

Premiums for E&O vary based on the content of the production: a straight forward documentary would cost $3,000 to $4,000 and $5,500 to $7,000 for a feature film for the industry standard three year policy term. 

Every project is unique and requires a unique, custom E&O policy. 

Upon receiving  instructions from the Production Company to proceed, the broker will begin the clearance process. The lawyer for the underwriter will review and approve the clearances done by the producer’s lawyer. The fee for the insurance company lawyer’s service is included in the final premium. If coverage is not bound, the insurance company clearance fee (approximately $600) is payable and an invoice will be issued accordingly. 

You should check your production/distribution/financing agreements regarding the start date for Errors & Omissions coverage. Some financiers require Errors & Omissions coverage to be in place for the first day of principle photography before they will release payment to the producer. 

It can take up to ten (10) working days for a project to be cleared and coverage to be in place so start early to ensure that your cash flow is not impacted. 

The e&o policy will provide defense costs if the producer is sued and will pay the judgment costs if the producer is found liable. Until a lawsuit happens it provides the comfort of peace of mind.

Front Row Insurance Brokers are specialized film and entertainment insurance brokers. We are delighted to assist producers and production companies with their production insurance questions - please contact us today!



Tags: Film insurance broker, Specialized film insurance broker, E&O insurance for Films, E&O Insurance, Errors and Omissions coverage for films, Multimendia Risk, Multimedia Risk Insurance, TV and Film Producers E&O Insurance cost, Front Row Insurance Brokers, Producers Errors & Omissions Liability Insurance, Producers E&O Insurance, Producers Errors and Omissions Insurance, Advertising

Marketing Writer Special Offer for Front Row Friends and Associates

Posted by David Hamilton on Jun 25, 2010 3:25:00 PM

As part of our efforts to continuously and effectively provide current and future clients with the information they need to best protect their interests, Front Frow Insurance engages the services of some of the best promotional, advertising and marketing pros in the business.  In fact, we recently established a relationship with independent marketing communications writer Joel Samberg.

Joel has more than 25 years of experience in all types of promotional writing and business journalism (in addition to songwriting and playwrighting).  His services include press releases, press kits, newsletters, marketing copy, proposal letters, resumes, ghostwritten articles, advertorials, white papers and a lot more.  Joel has written promotional copy, including many successful press releases, for musicians Gary Alt, Jason Arvanites, Tim Harwill and Benny Bell, Cafe Theatre, the Love Creek Theatre Company, filmmakers Robertson Tirado ("Horatio's Odyssey"), Zack Walker ("Pete & Keat"), and many more.

Joel just let us in on a terrific deal: he told us that he'd be happy to provide a special discount to any independent musican, filmmaker, photographer, painter, theatre group or any creative organization or individual who mentions that they heard about his services through Front Row.  Why spend thousands at big public relations and marketing communications firms when a skilled soloist like Joel can do it for a quarter of normal pricing--or even less!  We highly recommend that you contact him at and check out his website at  

Don't forget to mention that you heard about it here--and you'll get a discount on top of his already-discounted pricing!

Tags: Announcements, Front Row Insurance Brokers, Special Offers, Advertising, Marketing

Recent Posts

Posts by Topic

see all