Festivals Insurance

Posted by David Hamilton on Jan 14, 2010 10:27:00 AM
Fairs and Festival insurance can protect you for one event or multiple events under an annual policy.

Under the single event policy, you are typically protected from lawsuits arising from different liabilities, including general liability, liquor liability, automobile liability and physical damage, as well as third party property damage. This policy can also cover the cost of replacing damaged or stolen equipment as well  sets, props and wardrobe. regardless if they are rented or owned.

This insurance can also protect you in case your event is cancelled.

Like the single event policy, the Annual Event Insurance can protect you from lawsuits arising from different liabilities , including general liability, liquor liability, automobile liability and physical damage, as well as third party property damage. It also covers the cost of replacing damaged or stolen equipment, sets, props and wardrobe are also covered, regardless if rented or owned.

To obtain a quote, a completed application will need to be submitted so that your broker can negotiate with the insurance company. It is suggested that you use an experiance entertainment insurance broker that has experiance with festivals.

Tags: Entertainment Insurance Broker, Fairs and Festivals, Fairs and Festivals insurance, Annual Film Insurance

H1N1 and the effect on Film Production, Fairs and Festivals

Posted by David Hamilton on Nov 3, 2009 11:11:00 AM

The fall flu season is here and no one has any idea how bad the H1N1 Virus will affect film production sets, special event planners and operators of Fairs and Festivals. Transferring the risk to insurance is one solution but it will not solve all the potential H1N1 scenarios.

Potential impacts are as follows:

1. Film/Television production companies could have cast/crew get sick or be quarantined.  If an individual is insured under  Cast coverage with no exclusion then coverage would be afforded if they get sick.  However, if they (or the crew) are quarantined without illness there would be no coverage.

2. If a production company  are filming an event and the event gets cancelled due to H1N1, there would be no coverage unless cancellation of event coverage is arranged the event cancellation coverage included cancellation due to H1N1.

3. If crew members or production company personal are scheduled to travel and they can't due to H1N1 there would be no coverage.

4. If the production company is hosting a special events and they have event cancellation coverage they need to look at the specific insurance policy wording to see whether coverage would be provided for an H1N1 outbreak, or a government cancellation of the public event due to H1N1.

5. If normal business operations ie post house, art gallery etc. can not operate due to staff sickness there is no coverage.

6. If fairs and festivals are cancelled due to H1N1 outbreak there is no coverage unless cancellation of event coverage is arranged that included cancellation due to H1N1.

 

I think you can get the picture that there are a lot of scenarios where: production companies, special event planners and operators of Fairs and Festivals could be affected that would not be insured. 

Tags: DICE Policy, Annual Film Insuruance, Commercial Production Insurance, Documentary Insurance, H1N1, Film Insurance, Film Production, Special Event Insurance, Fairs and Festivals, Fairs and Festivals insurance, Film crew, event cancellation insurance

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