Summer and Tours: What You Need to Know About Musical Tour Insurance.

Posted by Tom Corley on Apr 18, 2016 2:00:26 PM

Summer is almost here! That means the concert touring season is ramping up, hopefully for another record year, as Music Festivals, Music Events, and Touring Artists all hit the road.

A couple of recent stories have reminded me to encourage safety while on the road.  No show is worth an injury or bodily harm to anyone involved: Artists, Touring personnel, bus and truck drivers, and patrons!  I have attached a couple of stories reporting recent accidents:  the Allman Brothers bus crash and an unfortunate incident following a Luke Bryant Concert involving a local crew: http://tasteofcountry.com/luke-bryan-crew-accident-new-york/

Whether you are producing a one-time concert or a series of musical events in multiple locations, Front Row Insurance Brokers offers musical event insurance programs that cover your events and musical tours and greatly helps to protect your investment.

Take the unfortunate bus crash. Are you prepared for a canceled headliner, to issue refunds if the show cannot be rebooked?  Compensate a suitable replacement act? Lost advertising, venue expenses?  Medical expenses? Front Row is prepared to help with Musical  Event Cancellation  Insurance policies that will assist you with these cancellation issues.

Tour InsuranceAre you making sure that a competent, professional local crew is hired to assist your Touring Professionals?  Is safety a priority not only on the job, but have food, liquids, and properly timed “rest breaks” been scheduled.  How about giving the local crew  rooms that are vacated after a show if necessary if your band and crew have showered.  They are paid for: it is a simple process of asking.  Not only is that a common, professional courtesy, it helps all involved with a show; Touring Professionals and Locals alike.

Both of my examples affect Music Promoters, Music Producers, Music Venues, Sponsors, and Artists alike.

Front Row’s insurance policies for touring musicians are available in the USA as well as Canada.  Depending on your production, you have a choice between a per-event policy or an annual policy, cancellation insurance, workman’s comp, general liability and bodily injury.

Be prepared when the unexpected happens.

Insurance is one the most important details with your show.  As we know, much investment of time and dollars are involved.

With that said, have fun, be safe, turn it up, and turn a profit!

Topics: Insurance and Protection While on Tour, tour liability, tour insurance, Festival Insurance, band tour insurance