How to choose between a DICE Policy and a Short Shoot policy*

Posted by David Hamilton on Sep 22, 2017 4:56:00 PM

A Short Shoot Policy is intended for those producers who are conducting shoots lasting 14 days or less, using rented equipment and with budgets of $250,000 or less. This makes it ideal for short film producers, student projects or anyone else who will be filming on a short term basis and requires insurance. Equipment coverage can apply to any rented film production equipment as well as rented props, sets and wardrobe up to the specified policy limits. Commercial General Liability coverage can also be purchased either together with equipment coverage or on a standalone basis. If you would like a free non-obligation quote or to purchase coverage, please visit our Short Shoot policy website here. *Currently we are only able to provide this coverage to Canadian Producers. If you require this coverage from outside of Canada please contact your local Front Row office for assistance.

The Dice Package Policy is intended to provide insurance for documentaries, corporate videos, commercials, educational films music videos and more. It is best suited for producers who are planning to produce projects other than feature films or TV series. This can provide coverage for a full year for Rented and Owned equipment as well as Props, Sets and Wardrobe, Office Contents, Vehicle Physical Damage and more. Commercial General Liability coverage can also be purchased either together with the equipment coverage or on a standalone basis. If you would like more information or to request a free non-obligation quote, please visit our DICE Policy website here. If you are a US based Producer please click here instead.

For more information please see the infographic below.

DICE - Short Shoot Infographic (Canada).jpg

Tags: DICE Insurance, DICE Policy, Short Shoot Insurance, Short Term Equipment Insurnace, short term production insurnace, Front Row Insurance Brokers, Educational Film Insurance, Short Film Insurance, Short Film Production Insurance, Film equipment rental insurance, educational film production insurance, documentary productions insurance, Commercial Production Insurance, corporate video insurance, music video insurance, music video production insurance

The Annual Film Production Insurance Package Made Easy

Posted by David Hamilton on Sep 13, 2017 4:46:15 PM

The Annual DICE Insurance Policy takes the hassle out of purchasing film insurance for your film productions. It is flexible, affordable, and customizable designed to fit your individual needs. 

This policy will not only save you time, it will also save you money. Insuring all your productions under one policy helps to cut the costs, as it will reduce the administrative expenses associated with insuring each production individually, and these savings are passed onto you.

The Annual DICE Policy is specially designed to provide:  insurance for commercials, documentary insurance, coporate video insurance,educational film insurance, music video insurance, training video insurance, short film insurance, and still photography insurance.

Check out our Infographic below for coupon savings and more.

DICE Infographic Hyperlink.jpg

Interested in seeing more? Visit the Front Row Insurance Website for a free no obligation quote!

Tags: DICE Insurance, DICE Policy, Entertainment Insurance, Front Row Insurance Brokers, corporate video insurance, Documentary Insurance, Commercial Production Insurance, music video insurance, music video production insurance, educational film production insurance, Short Film Insurance, Educational Film Insurance, Film Production Insurance

Front Row Entertainment Insurance Brokers opens an office in Paris with the acquisition of Continental Média Assurances S.A.S.

Posted by David Hamilton on Sep 22, 2016 9:26:27 AM

Canada’s largest Entertainment Insurance Broker has acquired Continental Média Assurances S.A.S. – a specialized film insurance brokerage located near the Arc de Triomphe. Continental provides innovative insurance solutions for producers of film, television and commercials in France and Belgium.

"We are delighted to welcome Continental into the Front Row Group. Our volume with the insurance companies gives us a competitive edge when negotiating coverage, premiums and claims settlements for our clients and we expect to leverage our volume to the benefit of the film producers in France and Belgium," said David Hamilton, President of Front Row based in Vancouver.

Front Row and Continental negotiate with insurance companies on behalf of film producers to obtain the best coverage at the lowest premium. When the star gets injured in a stunt, the studio floods, the set burns down, gear is damaged, Front Row makes sure the insurance company pays the producer all the money that they are owed according to the policy.

"We saw this as an incredible opportunity to build on the work we were doing for our clients engaged in film production. I have always enjoyed working with Front Row on co productions so when presented with the opportunity to join Front Row I knew it was the right time to build the international film insurance brokerage that I know the market wants.” said Jean-Claude Beineix, President of Continental.

Front Row will introduce their existing on line products into France for: 
https://shortshoot.frontrowinsurance.com, https://digigearinsure.frontrowinsurance.com

The combined company is licensed and registered in all Canadian provinces, the USA and France and works extensively with the leading insurance companies for entertainment insurance such as: Travelers, Chubb, Allianz, Reel Media, Hiscox  and Everest.

The legal name of the Paris office is : Continental Média Assurances S.A.S.
The address is: 33, rue de Miromesnil - 75008 PARIS (FRANCE)

Front Row is an independent, Canadian-owned brokerage, specializing in film & television
insurance. The brokerage works with top producers of live action and digital media and has offices in Vancouver, Toronto, Montreal, Los Angeles, Nashville and now Paris. Their technical expertise, market leverage and commitment to fair and timely claims settlements always sets them apart from their competitors. http://www.frontrowinsurance.com/ 

Contact:
David W. Hamilton
President
www.FrontRowInsurance.com 
602-1788 W Broadway
Vancouver, B.C., V6J 1Y1
P 604 684 3456
Passionate about the arts…better at insurance

Tags: Continental Média, Paris Insurance Broker, Front Row Insurance Brokers, Front Row Insuranec France, Jean-Claude Beineix

How a Specialized Film Insurance Broker can help your Production

Posted by David Hamilton on Feb 29, 2016 9:39:49 AM

But first, what are insurance brokers?

Insurance Brokers work for the client to represent their interests, negotiating the lowest possible premium and the broadest coverage available. This is very different from an insurance agent, who represents the interests of an insurer. Brokers must take on-going to courses to maintain their licenses, which must be renewed yearly. They must be insured in each province for which they provide advice, so producers should check to see that their broker is licensed in the province in which they will shoot to prevent the production company from being fined.

 

What is a brokerage?

logo5Front Row, for example, is a brokerage, housing a group of national experts – brokers who have specialized in the study and practice of insurance for film production, TV series, documentaries, webisodes, music videos and more. A brokerage must carry its own E&O insurance because brokers are responsible for their actions and can be sued for professional negligence if their advice is deemed to be faulty. It’s important to know the limit of the E&O insurance the brokerage holds:  $1,000,000 may not be enough once legal fees are deducted from the limit. The strength of a brokerage will determine its relationship with the four film insurance companies which underwrite productions in Canada: Chubb, Fireman’s Fund, Everest and Travelers.  Because of its size and specialization, Front Row has a unique relationship with these insurers, allowing its brokers to get the best coverage at the best price from the right insurer.

 

What can a specialized broker do for you?

  • Make sure the insurance company pays the amount of the claim you are entitled to
  • Help you to understand the specific language shown on Film Production Policies
  • Act as a conduit between you and the insurance company. This includes providing certificates for banks, bonding companies and locations to evidence coverage allowing banks to release funds to the client, locations to be locked by the location manager and equipment to be rented
  • Advise you on ways to limit potential liabilities during production
  • Review your existing insurance policies to reveal gaps or deficiencies in the coverage
  • Comprehensively review your production to assess the amount and type of insurance required
  • Help you understand what coverage you have and do not have and explain any limits to the coverage

 

Some tips on working with a broker

  •          Make sure they are licensed wherever you shoot
  •          Ask about their E&O coverage
  •          Make sure they offer specialized, knowledgeable advice in a clear and easy-to read format

 

Tags: Film Insurance, Film insurance broker, Entertainment Insurance Broker, Specialized film insurance broker, Canada Film Broker, Front Row Insurance Brokers, Camera Insurance Broker

Cancellation Insurance For Bands: Make Sure Your Tour Is Insured

Posted by Steve Beatty on Jul 28, 2015 1:55:00 PM

Contingency, Cancellation & Non-Appearance: A lot of unexpected things can and do happen when you are on the 1145631_28590364[1]road. Musicians can become ill or have an accident, equipment can be damaged or stolen or you can experience unavoidable travel delays when another volcano blows it top or Mother Nature has a bad day. Whatever the cause, you want to think about the financial implications if unexpected circumstances lead to the cancellation, interruption, delay, or postponement of your show. The coverage offered by insurance companies varies and I’ve decided not to get too detailed here, but the key is to think about the things that can prevent you from performing as scheduled. Using a Broker who is well-versed in this area is invaluable to generating meaningful conversation around the risks you face.

Front Row Insurance Brokers Specialize in Non-Appearance Insurance: Learn more

To read more on Tour Insurance click here!

Tags: Front Row Insurance Brokers, concert insurance, Cancellation Insurance For Bands, Non-appearance insurance

Front Row Insurance Brokers are a proud sponsor of Crazy8s 2015

Posted by Mike Groner on Feb 10, 2015 4:46:00 PM

Front Row Insurance Brokers are a proud sponsor of #Crazy8sFilms15. Don’t miss the 16th Annual Crazy8s 2015 Gala Screening & Party Sat Feb 28. 

Date: Saturday, February 28, 2015Crazy8s Films
Time: 7:00pm (Doors at 6:00pm)
Location: THE CENTRE, 777 Homer St, Vancouver, BC

Dress to impress and come witness the premiere of the six 2015 Crazy8s short films -- made in just eight days from Feb 13 to 20. Preceding the premiere screenings of our films, we will show our latest Behind-the-scenes film, sure to become a legend in its own right.

This year's Gala is hosted by Diana Bang (from The Interview and Assaulted Fish comedy troupe) and Nelson Wong (from American Mary and Assaulted Fish comedy troupe).

Invite your friends to our event on Facebook: https://www.facebook.com/events/406919146150137

This year's Crazy8s Afterparty will be at SCIENCE WORLD.

Time: 9:00pm - 2:00am

Location: 1455 Quebec St, Vancouver, BC 

 

ABOUT THE AFTERPARTY

This year, our legendary Afterparty returns once again to the spacious environs of Science World, with more than enough room to accommodate our growing number of attendees.

Crazy8s Science WorldAfter entering on a red carpet photo wall, guests will dance toDJ Static of WEFUNK Radio, rock out to Colleen Rennisonand the band No Sinner and party down to DJ Emilita.

There's also plenty of chill-out space to socialize with both local film industry veterans and up-and-comers.

 As a bonus for being at Science World, party-goers will have full access to the fascinating and fun interactive displays.

 

There will also be multiple cash bars with a wide selection of drinks, as well as food catered by Sugar Mountain Catering.

An evening not to be missed!

https://www.facebook.com/events/406919146150137

Tickets ARE NOW ON SALE! http://t.co/B6aVQNDduD

 

 

Tags: Film Production Insurance, Front Row Insurance Brokers, Special Event Insurance

Kent Hamilton of Front Row Insurance to Speak at Cine Gear Expo

Posted by David Hamilton on May 22, 2014 1:22:00 PM

Kent Hamilton, President of Front Row InsuranceFront Row President Kent Hamilton will participate as one of
a professional group of panelists in Cine Gear Expo’s  Master Class “The
Dynamics of Digital Distribution” on Sunday June 8, 2014 at Mole Richardson’s in Hollywood from 2PM to 5PM.  The class will discuss the dynamic world of digital distribution as it relates to future filmmakers.

This will include shopping for a sales company, understanding the choices of distribution/sales and what essential delivery requirements will be needed from the sales side. It will also entail views into the domestic and international markets and how to prepare for this changing global landscape.

Registration is available at  www.cinegearexpo.com.

 

 

 

Tags: Film Insurance, Front Row Insurance Brokers, Kent Hamilton

Front Row Insurance Brokers opens an office in Los Angeles

Posted by David Hamilton on Feb 20, 2014 5:17:00 PM

Canada's largest Film Insurance Broker expands to LA.

Vancouver, Canada - - February 20 2014 -- Front Row is pleased to announce the opening of their first office in the United States. The US company will be known as Front Row Insurance Brokers, LLC and will be located at: 14156 Magnolia Blvd, Suite 200, Sherman Oaks, CA 91423 .

The Los Angeles office will be headed up by well known film insurance veteran Kent Hamilton. Kent can be reached at 424-529-6700.

Kent will be supported by Mike Groner and Tina Ortiz.

Front Row is licensed and registered in every province and is Canada's largest specialized film insurance broker. Front Row represents: each of the four major film insurance companies: Chubb, Premiere/Everest, Allianz/Firemans Fund and Travelers / St Paul.

"An opportunity arose to bring Kent and his team into Front Row and we quickly worked to make that happen," says David Hamilton, President of Front Row based in Vancouver. "We are delighted that Kent decided to join Front Row given the multiple offers that he received from other brokerage firms." Kent was previously a Senior Vice President at Truman Van Dyke in Los Angeles where he specialized in arranging insurance coverage for film and TV productions.

Front Row is an independent film insurance broker that works on behalf of producers to transfer the risks of filming to insurance companies for a premium charge. Should a claim occur, Front Row ensures that the production company receives the money that they are owed per the insurance policy as quickly as possible.

Front Row also has offices in Montreal, Toronto and Vancouver with a combined staff of 31.

Tags: Film Production Insurance, Film insurance broker, Front Row Insurance Brokers, Film insurance broker, Kent Hamilton, Kent Hamilton Insurance

Front Row Insurance Brokers announce merger with Globalex of Montreal

Posted by David Hamilton on Sep 23, 2013 5:31:00 PM

Canada's largest film insurance broker is created.


GlobalEx InsuranceVancouver,Canada - - September 23, 1013 -- Front Row is pleased to announce a merger with Globalex after five months of discussion.  Globalex is one of the largest specialized film insurance brokers in Quebec with 12 staff located in their Sherbrooke St office. 

The combined company is licensed and registered in every province and is the largest broker as measured by premium volume for each of the four major film insurance companies: Chubb, Premiere/Everest, Allianz/Firemans Fund and Travelers / St Paul.

"Our volume with the insurance companies gives us a competitive edge when negotiating coverage, premiums and claims settlements for our clients," says David Hamilton, President of Front Row based in Vancouver.

Front Row is an independent broker that works on behalf of producers to transfer the risks of filming to insurance companies for a premium charge. Should a claim occur, Front Row ensures that the production company receives the money that they are owed per the insurance policy.

Front Row also has offices in Toronto and Vancouver.

Tags: Entertainment Insurance, Film insurance broker, Film Production Insurance Premiums, Front Row Insurance Brokers, Canadian Insurance Broker, Canada Film Broker, film insurance underwriter, Globalex Insurance

Umbrella Vs. Excess Liability Insurance Coverage for Film Production

Posted by David Hamilton on Jan 2, 2013 9:33:00 AM

A typical production company will purchase liability insurance to provide coverage for claims relating to third party bodily injury and/or property damage caused by the production’s activities. As the majority of production companies will use vehicles on/off set, along with mobile equipment, watercraft and/or aircraft, they must also consider liability protection for these exposures too.

Whichever type of liability policy or policies are selected by a production company; there is a “primary” layer of coverage.  Depending upon the limit of the primary general liability coverage, a production company may wish to purchase additional limits of  protection: a filming location may require 10mil or more of coverage although 5mil is a common limit of coverage in Canada.

This additional layer of liability coverage  is called umbrella  or excess coverage.

Either Excess or Umbrella coverage is triggered when the primary protection’s limits have been breached, i.e. the underlying policy limit is exhausted.

Theoretically, an Umbrella Policy supplements it’s excess coverage to  include miscellaneous and unidentified loss exposures that are not covered by an underlying policy.  This is an advantage of an umbrella liability policy. Since there isn’t a source of primary protection for these exposures, a form of high deductible, called a self-insured retention, is applied to such losses.

An Excess Policy does NOT provide broader coverage; it only serves to supplement whatever coverage exists in the primary layer.  It’s becoming increasingly common for such coverage to be provided on a Following Form basis.  These forms are written so that they track the coverage, exclusions, and provisions of the underlying policies.

Simply stated, an Umbrella Policy will provide additional protection for your production company with different coverage that may not be in your underlying policy. An Excess Policy will further protect your production company by adding extra protection onto the limits of your underlying policy.

If you seek additional coverage for your production company, be sure to pay attention to what is stated in the form. The term umbrella may be used even when the form does not provide true umbrella coverage. For additional information relating to the above, please contact Front Row Insurance Brokers: david@frontrowinsurancebrokers.com

 

 

Tags: Film Production Insurance, Entertainment Insurance, Film insurance broker, Entertainment Insurance Broker, Film Production Insurance Premiums, Front Row Insurance Brokers, entertainment package insurance

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