The cost of film insurance for a production that uses firearms & guns on set can be minimized by following protocols that make the insurance underwriter comfortable. Insurance underwriters charge more when they are uncomfortable with the perceived risk.
Firearms on Set - Insurance Concerns
1. Take charge of all firearms and ammunition and keep an inventory of them
2. Know all the requirements for handling, transporting, and storing firearms, ammunition and black powder
3. Comply with all local, provincial, and federal regulations for firearms
4. Be familiar with the specific firearms being used and their safety requirements. Know how to load, unload, dismantle, clean and reassemble the firearms
5. Check firearms before and after each use
6. Clean all firearms daily after use
7. Load and Unload all firearms (if this is not practical, supervise the handling, loading, and unloading of firearms by designated, trained assistants) as follows:
- Use the lightest load of blank ammunition necessary for the scene
- Allow any actor who will be standing near the line of fire to witness the loading of the firearms
8. Train actors and stunt performers in the safe use of firearms
9. Take firearms away from actors and stunt performers between takes whenever possible
A specialized film insurance broker is best able to present the risks associated with your film production to the film insurance underwriter to ensure you receive the best coverage and premium for your production.
The above information is based on WorkSafe – Focus on Safety – Safe Work Practices for Film and Television Production in B.C. (2001 edition)