Firearms on the Film Set and Film Insurance

Posted by David Hamilton on Dec 14, 2012 11:00:00 AM

The cost for film Insurance for a production that uses firearms on set  can be minimized by following protocols that make the insurance underwriter comfortable. Insurance underwriters charge more when they are uncomfortable with the perceived risk.

Hire a good  firearms wrangler and ensure they follow these protocols for a safe set and the lowest film insurance cost:

1.            Take charge of all firearms and ammunition and keep an inventory of them

2.            Know all the requirements for handling, transporting, and storing firearms, ammunition and black powder

3.            Comply with all local, provincial, and federal regulations for firearms

4.            Be familiar with the specific firearms being used and their safety requirements. Know how to load, unload, dismantle, clean and reassemble the firearms

5.            Check firearms before and after each use

6.            Clean all firearms daily after use

7.            Load and Unload all firearms (if this is not practical, supervise the handling, loading, and unloading of firearms by designated, trained assistants) as follows:

  • Use the lightest load of blank ammunition necessary for the scene
  • Allow any actor who will be standing near the line of fire to witness the loading of the firearms

8.            Train actors and stunt performers in the safe use of firearms

9.            Take firearms away from actors and stunt performers between takes whenever possible

specialized film insurance broker is best able to present the risks associated with your film production to the film insurance underwriter to ensure you receive the best coverage and premium for your production.

Front Row Insurance Brokers are specialized Film Insurance Brokers. Please call us if you have any questions.

The above information is  based on WorkSafe – Focus on Safety – Safe Work Practices for Film and Television Production in B.C. (2001 edition)

 

Tags: Film Production Insurance, Film insurance broker, Hazardous stunts, Stunt Insurance, SPFX Insurance, Special Effects Insurance, Film Production Insurance Premiums, Front Row Insurance Brokers, stunt & SPFX, film insurance premium, Specialized film insurance broker

Film Production Insurance: Smoke and Fog Safety on The Film Set

Posted by David Hamilton on Dec 7, 2012 4:52:00 PM

To keep your film insurance premiums to a minimum utilize best practices when using fog and smoke effects on set.

The following substances are typically used to create smoke or fog:

1.            Propylene glycol, dipropylene glycol, butylene glycol, and polyethylene glycol

2.            Glycerin products

3.            Highly refined mineral oils

4.            Cryogenic gases such as carbon dioxide or liquid nitrogen

The choice of substance depends on whether it will be used indoors or outdoors, and whether the cast or crew will be exposed to it for significant period of time.

Film Production Insurance and Smoke Fog SafetyEnsure that you follow the manufacturer’s guidelines when using any of these substances. You should not alter the mix. Never heat substances above the temperatures specified in the guidelines.

Use the minimum chemical concentration for the minimum time necessary to achieve the desired fog or smoke effect. Check  the Regulation to see if the substance you are using has an exposure limit. Do not exceed exposure limits or reduce the oxygen concentration in the air below the normal level.

If necessary, have an occupational hygienist assess ways to reduce exposure and confirm that the oxygen concentration in the air is sufficient.

specialized film insurance broker is best able to present the risks associated with your film production to the film insurance underwriter to ensure you receive the best coverage and premium for your production.

Front Row Insurance Brokers are specialized Film Insurance Brokers. Please call us if you have any questions.

 

The above information is  based on WorkSafe – Focus on Safety – Safe Work Practices for Film and Television Production in B.C. (2001 edition)

 

Tags: Film Insurance, Film insurance broker, Hazardous stunts, Stunt Insurance, Film Insurance claims, Specialized film insurance broker, Front Row Insurance Brokers, stunt & SPFX, Film and HD Production Companies, film insurance premium, Film insurance broker, Specialized film insurance broker

8 Ways To Save Money When Insuring Stunts & SPFX

Posted by David Hamilton on Apr 2, 2012 1:31:00 PM
  1. Hire an experienced coordinator with a lengthy résumé. This is the most important step you can take to reduce your insurance costs.

  2. Close the set to public and guests.

  3. Use stunt actors, instead of your actors.

  4. Provide a diagram showing where the equipment and crew will be located relative to the action. Place equipment and crew a safe distances from the action.

  5. Use long lenses on camera, sandbags, and Lexon shields if possible to protect the filming equipment.

  6. Provide a full description of stunt & SPFX including script pages.

  7. Describe safety measures on set: fire extinguishers, sand, fireman/policeman, first aid, ect

  8. Underwriters charge when they are anxious or uncomfortable when reviewing a stunt or SPFX. Give the Underwriter enough information to make them comfortable and you will minimize the premium charges for your stunts & special effects.

Please contact our office for a quote on your next project!

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Film Production Insurance: Covering Stunts and Special effects

Posted by David Hamilton on Jan 30, 2010 1:19:00 PM
The Film Production  insurance policy contains an exclusion under the Cast Insurance coverage for a person injured when taking part in a hazardous stunt or any special effect in the declared production, without the prior consent of the insurance company.

Although these types of activities are usually reserved for stunt performers, the producer and the director should be aware of this exclusion. If actors are involved in hazardous stunts or special effects, please advise your broker well in advance so that they can make the appropriate arrangements with the insurance company.

In order to properly evaluate the hazards involving stunts used in filming, please provide answers to the following:

1. Synopsis of scenes being filmed.

2. List stunts by tape, location and date.

3. Protective measures used to protect participants and public, equipment and property.

4. What is the experience of the Stunt Coordinator - please attach a resume.

5. How many people are involved in each stunt scene?

Additional information may be requested. The underwriters may cover the scene based on the strength of the information - the stunt coordinator resume is particularly important; otherwise, the underwriter may charge an additional premium, or apply a higher deductible or impose a sub-limit on the limit of coverage, or, they may use a combination of all three to address the risk.

If you are comfortable with a high deductible and sub limit you can often save the cost of an additional premium being charged.

Be sure to talk to your Entertainment  Insurance broker before you film any stunts or SPFX scenes that were not origionally in the script that your broker provided the insurance company.

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