1. Wedding insurance allows you to relax and enjoy the big day.     Weddings cost an average $30,159 in Canada. The hall, the food, the DJ, flowers, photos and all the other costs add up to an expensive day. Wedding insurance provides you with peace of mind in two ways. Wedding property insurance  provides coverage for damage to: your wedding attire, lost/stolen gifts, photographs,– even wedding ring insurance and more. Wedding liability insurance covers you when you are legally responsible for injury or damages that occur at your wedding. If one of your yoga teacher guests slips on spilled wine and tears knee ligaments and cannot work they may sue you for lost income and rehab / medical costs. Wedding liability insurance also provides a lawyer to defend you.
2. Many wedding venues require that you show evidence of wedding liability insurance.     Many venues do not want to be responsibility for situations that happen at your wedding that cause damage to their venue or injury to your guests. This means requiring short-term event insurance from you – the tenant of their venue. Check your venue contract to see if you are responsible for providing a wedding liability certificate to your venue owners. Our certificates are free and can be issued within 60 seconds of paying with a credit card on our online site
3. Vendors may not give you a refund if you cancel.      What happens if you are  forced to cancel or postpone your wedding? Will the baker take back the cake? Will the banquet hall and caterer refund your deposit? Will the photographer refund her deposit?  In these cases, you will want to recoup as much money as possible and you can do so by transferring the risk to insurance
4. What happens if one or more of your vendors is a no show   Wedding event insurance can financially protect you against unreliable vendors that don’t show

Front Row Insurance Brokers offers online wedding event insurance