Front Row Musical Instrument Policy Launches Online

Posted by David Hamilton on Sep 27, 2013 1:51:00 PM

Musicians receive quotes in 30 seconds & policies in 5 minutes any time of day.

Vancouver, Canada -- September 27, 2013 -- Front Row is pleased to announce a new way for musicians to insure their instruments.

Effective immediately members of Socan, RACS and and the CCMA will be able to obtain a quote and a policy for their instruments 24 hours a day  - 7 days a week by accessing a quote portal created by Front Row especially for musicians.  The quote tool has a clean look that is intuitive and simple to use. Worldwide insurance coverage for instruments and gear can be obtained by answering as few as 8 questions on line - no need to talk to a broker. The musician will receive a pdf policy immediately once they pay with a credit card.

There is no minimum premium. To insure $5,000 worth of instruments, the cost is $75. $10,000 costs $125. Fire, theft, breakage are all covered. The site can be accessed here: https://musicians.frontrowinsurance.com/

MUSICAL INSTRUMENT POLICY LAUNCHES ONLINE"Our volume with the insurance companies gives us a competitive edge when negotiating coverage, premiums and claims settlements for our musical clients," says David Hamilton, President of Front Row based in Vancouver. " We created this tool based on feedback from musicians that wanted to insure their instruments fast, with a minimum of hassle, at a time of day that suited them. We leveraged the 100,000 plus membership so that the program offers the lowest cost insurance for instruments in North America that we are aware of."

Front Row is an independent broker that works on behalf of musicians to transfer the risks of owning musical gear to insurance companies for a premium charge. Should a claim occur, Front Row ensures that the musician receives the money that they are owed per the insurance policy.

Front Row has offices in Montreal, Toronto and Vancouver.

For further information contact: 

David W. Hamilton
President
www.FrontRowInsurance.com
602-1788 W Broadway
Vancouver BC
direct P - 604 684 3456

Topics: musical instrument insurance, SOCAN insurance

Musical Gear : Insurance and Protection While on Tour

Posted by David Hamilton on Sep 13, 2013 7:46:00 PM

MUSICAL GEAR : INSURANCE AND PROTECTION WHILE ON TOUR

Load-in and load-out at venue

I’m going to give you some tips to protect your instruments and gear when you are on tour. I will also tell you how to insure your gear.

If you are on the road in a van with a trailer or a bus, you have to expect that thieves will assume you have gear worth stealing. Some thieves specifically target touring musicians during load-in and load-out at particular venues.

Know that your valuable gear is being targeted and take proactive steps to protect it. Here are some other ideas to keep it safe:

  1. Tint or paint your windows. Buy blinds. Prevent people from seeing what is inside your vehicle.
  2. Install an alarm.
  3. Sounds simple, but develop a protocol to make sure your vehicle is locked at all times.
  4. Park your vehicle back against a wall whenever possible so it’s harder to get in the back doors.
  5. Park in the underground garage of your hotel rather than the surface lot.
  6. Leave your vehicle at a tow truck yard: they are manned 24 hours a day, 7 days a week. The cost is usually reasonable for the protection provided.
  7. Consider chaining all your gear together in your van so that if the thief does a smash & grab, they will not be able to get away quickly.
  8. Finally, make sure your gear is insured.
Covers: Theft, Breakage, and Fire

Insure your gear with an insurance broker that specializes in instrument insurance for music professionals, such as Front Row. Most homeowner policies will not insure instruments and gear used professionally, so source a policy for professionals.

Front Row offers instrument insurance 24/7 on line for as little as $20.

Topics: musical instrument insurance, SOCAN insurance, tour insurance

Instrument Insurance for Socan Members

Posted by David Hamilton on Jul 15, 2013 6:47:00 PM

Socan Members have access to an Instrument insurance program as a member benefit.

The program offers very low rates and broad coverage.

The cost ranges between $75 for $5,000 worth of instruments up to $2,025 for $200,000 of gear.

The insurance policy will cover all of your instruments and gear for a year.

The insurance program will give you a cheque so that you can replace your instruments and gear if they are:

  • Lost
  • Stolen
  • Dropped
  • Knocked over
  • Burned up in a fire

Your instruments will be covered anywhere in the world. You will be covered if your gear is lost or stolen while travelling.

Obtaining a quote takes 30 seconds by visiting the below link and typing in the value of your gear.

Covers: Theft, Breakage, and Fire

Getting a policy takes a total of five minutes. No need to talk to anyone at Front Row - the whole process can be done on line anytime of the day or night any day of the week.

If you would prefer not to purchase on line - please give us a call and we would be happy to help you over the phone.

Topics: musical instrument insurance, SOCAN insurance