Music insurance in the US
The music industry never stops moving, and neither do the risks. From gear getting damaged on the road to a tour date cancelled at the last minute, the unexpected can hit hard. Front Row Insurance provides specialized music insurance in the US built for musicians, touring artists, promoters, studios, and the professionals who keep the industry running.
Music has been part of our world since day one. We understand the business of sound, the contracts, the tours, the studios, the gear, and we’re here to protect every part of it.
Explore our insurance solutions tailored for music professionals across the US.
Coverage for every corner of the music industry
Front Row works with music professionals at every level, from independent artists to established labels and industry organizations across the US.
Touring artists, bands, and DJs
Liability, cancellation, and tour-specific coverage for artists on the road.
Musical instrument owners
Protection for your instruments whether you're performing, recording, or in transit.
Music and event promoters
Coverage for the people who bring artists and audiences together.
Recording studios
Protecting your space, your equipment, and the productions happening inside.
Music schools, managers, and associations
Tailored coverage for educators, representatives, and industry organizations.
AV technicians and equipment renters
Liability and gear protection for the professionals behind the sound and the companies that rent it out.
Why music professionals choose Front Row Insurance
We're part of the music community
Front Row isn't an insurance company that happens to cover musicians; we're a brokerage that's been embedded in the music industry for over 15 years. We know the language, the risks, and the realities of life in music. Our clients don't see us as an outside service provider. They see us as part of their team.
Coverage built around how you work
A touring artist has very different needs than a recording studio or a music school. We don't apply a one-size-fits-all approach. Front Row builds coverage around your specific situation — whether that's a single tour, an ongoing policy for your studio, or liability protection for your school or association.
Industry-supported programs built for music
We've spent over 15 years developing insurance programs specifically for the music industry, not adapting generic policies to fit. That means coverage that actually reflects how musicians, studios, promoters, and music professionals work, with terms and protections that make sense for your world.
We negotiate on your behalf
We have established relationships with all of the leading insurance companies in the country. That means we can shop the market and negotiate the best coverage at the most competitive premium, so you get the right protection without overpaying for it.
Accessible when you need us
Musicians and music professionals don't always work nine to five, and questions about coverage don't either. Our team is responsive, accessible, and genuinely engaged with your work. When something comes up, you'll reach a person who understands your industry.
Claims advocacy when things go wrong
When gear gets stolen, a show gets cancelled, or something goes sideways on the road, Front Row is in your corner. We handle claims reporting, monitoring, and liaison with your insurer or adjuster, providing fast, knowledgeable service so you can focus on getting back to making music.
Built for the US music industry
From independent artists to established production teams, Front Row Insurance delivers insurance solutions designed for the business of music across the US.
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