Photography & equipment insurance in the US
Your gear is your livelihood. Whether you’re a photographer on location, a drone operator capturing aerial footage, or a camera and lighting professional working on set, the right insurance means you can focus on the work, not on what happens if something goes wrong. Front Row Insurance provides specialized photography insurance in the US for creative professionals who depend on their equipment every day.
We’ve been part of the entertainment and creative industries for over 15 years. We understand the value of what you carry, how you use it, and what it means to your work when it’s lost, stolen, or damaged.
Explore insurance solutions tailored to film & TV productions of every size
Coverage for creative professionals and their gear.
Front Row works with photographers, videographers, and equipment professionals across the US, from solo shooters to large production outfits.
Professional photographers
Portrait, commercial, wedding, editorial, and fine art photographers working in studio or on location.
Videographers and content creators
Independent creators and production professionals shooting for broadcast, digital, and social platforms.
Drone operators
Coverage for UAV operators working in film, photography, surveying, and commercial production.
Camera, sound, and lighting professionals
Protection for the specialists who operate and own the technical equipment that brings productions to life.
Musicians and instrument owners
Whether you're performing, recording, or travelling, your instruments deserve the same protection as any professional equipment.
Equipment rental companies and renters
Coverage for businesses that rent gear and for professionals renting equipment for a shoot or performance.
Why creative professionals choose Front Row
We understand creative equipment risk
Cameras, lenses, drones, lighting rigs, and instruments aren't just expensive — they're irreplaceable tools that make your work possible. Front Row understands the specific risks that come with professional creative equipment: the shoots in unpredictable environments, the gear in transit, the rented equipment that has to come back in one piece.
Coverage wherever your work takes you
Professional photographers and videographers don't stay in one place — and neither does your coverage. Whether you're shooting in a controlled studio environment or on a remote outdoor location, Front Row builds policies that protect your equipment wherever the job takes you.
Specialized programs built for the industry
We've spent over 15 years developing insurance programs specifically for creative and entertainment professionals — not adapting generic commercial policies to fit. That means coverage with terms and protections that actually reflect the way you work.
We negotiate on your behalf
We have strong relationships with all of the leading insurance companies in the country. We shop the market and negotiate the best coverage at the most competitive premium — so your gear is protected without breaking the budget.
Accessible and responsive
Shoots get booked fast and production timelines move quickly. Our team is accessible, responsive, and ready to help when you need coverage arranged in a hurry. You'll always reach someone who understands the creative industry and the pressures that come with it.
Claims support when things go wrong
When a camera gets damaged on set or a drone doesn't come back in one piece, Front Row is there to help. We handle claims reporting, monitoring, and liaison with your insurer or adjuster, providing knowledgeable, empathetic service so you can get back to work as quickly as possible.
Built for US photography & production professionals
From independent photographers to full production teams, Front Row Insurance delivers specialized coverage designed to protect your equipment and reputation.
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