Even a short hospital stay can result in thousands of dollars in medical expenses that will not be insured by your provincial medical insurance. A long hospital stay with extensive treatment, or the need to be returned home by air ambulance can create devastating financial hardship for you and your family.
Out-of-Country medical insurance is inexpensive and a ‘must-have’ for your musicians and crew. Consider purchasing an annual policy for uninterrupted and seamless coverage for pleasure travel or a last minute gig.
Pre-existing or on-going health conditions can be problematic when making a claim, so you’ll want to ensure that there are no restrictions on the insurability of any of those who are on the road. If you are leaving it up to each individual to purchase their own insurance, then be sure to ask them to provide you with a copy of their policy before setting out.
Front Row Insurance Brokers specializes in musical instrument insurance: Learn More.
To read more on Music Tour Insurance click here!