What’s a “MacGuffin?”

Posted by Casey Budden on Dec 10, 2018 12:48:17 PM

shutterstock_1144818344

Sometimes derisively referred to as a “plot coupon,” a MacGuffin is a device in scriptwriting, a “thing” which the protagonist pursues, often loosely defined, which serves as their primary motivation and goal in the film. Alfred Hitchcock is often credited with coining the term; in a 1939 lecture at Columbia University in New York, he attempted to define it:

“It might be a Scottish name, taken from a story about two men on a train. One man says, 'What's that package up there in the baggage rack?' And the other answers, 'Oh, that's a MacGuffin'. The first one asks, 'What's a MacGuffin?' 'Well,' the other man says, 'it's an apparatus for trapping lions in the Scottish Highlands.' The first man says, 'But there are no lions in the Scottish Highlands,' and the other one answers, 'Well then, that's no MacGuffin!' So you see that a MacGuffin is actually nothing at all.”

In the film Ronin, for example, the MacGuffin was a metal briefcase whose contents were never revealed, but which all the characters in the film were desperate to obtain. The audience does not know, and does not need to know, what is inside the briefcase; the MacGuffin is charged with such importance that its significance does not need to be explained to serve its narrative purpose.

Examples of famous “Macguffins”:

  • The Maltese Falcon (The Maltese Falcon, 1941)
  • The Holy Grail (Monty Python and the Holy Grail, 1975)
  • “ROSEBUD” (Citizen Kane, 1941)
  • Marcellus Wallace’s case (Pulp Fiction, 1994)
  • The One Ring (The Lord of the Rings Trilogy, 2001-2003)
  • The Necronomicon (Army of Darkness, 1992)
  • The Ark (Raiders of the Lost Ark, 1981)

Tags: Film and entertainment insurance

Insurance for filming animals

Posted by Casey Budden on Dec 10, 2018 12:45:48 PM

shutterstock_92423836

Lions & Tigers & Bears. Oh My.

Animals are frequently used in film productions and everyone loves seeing our furry friends on film. However, there are several considerations with respect to using animals in films that could have a significant impact on your project.

First, if the animal is to be a regular cast member (e.g., it has an identifiable role in the film), the loss or unavailability of the animal actor could potentially cause the same financial loss to the production company as the loss of a human actor. One possible solution would be to insure the animal under Cast coverage (the insurer will require a medical to be performed on the animal by a vet to determine eligibility).

Second, while animal mortality is built in to many commercial insurance policies, there is typically no coverage for injury to animals. Animals are usually borrowed from companies that specialize in providing trained animals to film crews. Like any other thing that belongs to someone else, you could be liable if the animal is injured while under your care, custody and control. You may wish to consider purchasing coverage for legal liability to animals to protect yourself against this possibility.

Finally, the contract with the animal wrangler should be examined closely prior to signing. It’s a good idea to have a specialized entertainment insurance broker like Front Row peruse the contract to ensure there are no provisions which could leave you exposed to additional liability.

These are the questions insurers typically ask with respect to animals:

  • Dates of use
  • Location
  • List of animals
  • Values of animals
  • Current vet certificates
  • Description of use
  • Name and telephone number of trainer

Animals require very special handling and have special insurance requirements. If your production will feature animals, contact us: we can provide advice.

Tags: filming animals, animal insurance

Online Cyber Insurance for Canadian Small Businesses

Posted by Mike Groner on Nov 28, 2018 11:06:56 AM

WHAT IS CYBER LIABILITY?

Cyber liability insurance goes by many names these days: CyberInsurance; Cyber Security, Cyber Risk, Hack Insurance and others. However, the intent of all of these polices remains the same. A Cyber-insurance policy is an insurance product used to protect your business for data breaches on your computers that exposes your client’s information.

Get a no obligation online quote here now  ➭

WHAT DOES A CYBER LIABILITY INSURANCE POLICY COVER? 

  • Comprehensive Cyber Liability: Combines third-party (your customers/clients) cyber liability and first-party (you and your business) cyber crime expense coverage in one form.
  • Theft and Fraud: Covers destruction or loss of digital data resulting from a criminal  cyber event.
  • Business Interruption: Covers lost income and related costs when unable to operate due to a cyber event or data loss
  • Extortion & Ransomware: Provides coverage for costs associated with investigating threats to commit cyber attacks and payments to those who threaten to obtain and disclose sensitive information
  • Forensic Investigation: Covers the legal, technical and forensic services necessary to assess whether a cyber-attack has occurred, to assess the impact of the attack and to stop the attack
  • Extortion: Provides coverage for the costs associated with the investigation of threats to commit cyber attacks against the policyholder’s systems and for payments to extortionists who threaten to obtain and disclose sensitive information.

CAN MY BUSINESS AFFORD CYBER INSURANCE?

While the most prominent cases report have been attacks against large companies such as Target, Sony and Home Depot; in fact, 43% of attacks are occurring against small businesses. Of the small businesses attacked, 60% never recover after a hack and go out of business within 6 months because of a lack of cyber security.  Starting from just $300. Annually,  with limit options up to $1,000,000.Cyber Liability for Small Business

Front Row Insurance’s Hackinsure provides protection against a range of online hazards – peace of mind is available online in five minutes with no need to talk to a broker.

TYPES OF CYBER CRIME:

  • Phishing – obtaining valuable information such as a credit card details or passwords by posing as a trustworthy company (e.g., a supplier) via email.
  • Ransomware – When a company’s computer system is infiltrated by a malicious program that encrypts its files and demands a ransom (typically in bitcoin) to return the data.
  • Social Engineering – Criminals impersonate an executive of a company in an email in order to obtain a money transfer or sensitive data from an unsuspecting employee. These emails are often targeted to junior employees, who may be more susceptible due to lack of training or fear of not responding to the senior executive who was impersonated.

cyber liability small business

WHAT ARE SOME WAYS TO SAFEGUARD AGAINST A CYBER ATTACK?

Now more than ever, it’s important you protect yourself in every possible way. Here are a few additional tips we share with all of our clients, to help guard against the risk of a cyber attack:

  • Developing a password strategy: Using the same password across multiple devices and accounts is the easiest way to compromise security. Once a hacker gets their hands on a password, they can easily use it to compromise employee information as well as customer data, turning a single password breach into millions of dollars in damage.
  • Avoiding collecting or storing payment information: Outsource payment processing and avoid collecting customer payment information such as credit card info on your own. Dedicated security staff have the resources and tools to protect data better than you can.
  • Educating your employees: It might seem like common sense, but it’s not always. Develop a written policy about security and privacy and make sure employees are on board and understand their responsibility to protect any confidential data. No business is “too small” for a hacker - the better prepared you are, the less at risk you are.
  • And, of course, purchasing Cyber Liability Insurance: 90% of small businesses do not currently have cyber insurance. You need to know that your business will be protected against any security breaches. Our new product provides this protection. You can get insured online in a couple of minutes by clicking here.

Get a quote in 2 minutes  ⇨

About: Front Row Insurance Brokers Inc. is an independent insurance broker that provides cyber and office insurance for the lowest possible cost in addition to arranging custom policies for the entertainment industry. Should a claim occur, Front Row ensures that their clients receive the money they are owed per the insurance policy, as quickly as possible. Front Row has offices in Vancouver, Toronto, Montreal,  Halifax, Los Angeles, New York, Nashville, and Colorado

Tags: online cyber coverage, cyber liability, hack insurance

ART SCHOOL INSURANCE THAT PROTECTS STUDENTS FROM ABUSE? INTRODUCING PROTÉGÉ

Posted by David Hamilton on Nov 27, 2018 11:56:13 AM

shutterstock_76986013 (cropped)

If you’re running an art school, then we don’t need to tell you the amount of passion, drive, and dedication required to run a school and coach students to success. We probably don’t need to tell you this also brings a huge amount of responsibility for the well-being of your students, who are often young and in close relationships with their teachers.

As you consider how to run your school in a way that BEST protects your students from physical and sexual abuse, consider our Protégé program.

Protégé is the only insurance program of its kind that goes the extra mile to protect art schools AND their students from situations related to sexual and physical abuse. Along with all of the other insurance requirements your school needs, Protégé provides the highest level of support and protection for your students. This is our passion.

We’ve become known for our expertise in guiding many arts organizations through difficult claims involving abuse, and helping schools implement measures that prevent situations of abuse in the first place. Here’s how our Protégé program goes the extra mile for schools and students:

  1. In situations where there are allegations of abuse, Protégé can pay for no-fault rehab and counselling costs. 
  2. In situations resulting in damage to studio/school property, Protégé covers the costs for owned and rented property damages.
  3. In liability situations, Protégé covers bodily injuries to people that have been invited to the studio.
  4. To support business continuity, Protégé pays the salaries of your staff if the studio is destroyed while you are searching for a new space.
  5. Re: errors and omissions, Protégé covers costs if students aren’t satisfied with the curriculum.

When you sign up for the Protégé program, you’ll receive our deep experience in putting preventative safeguards in place that will help prevent situations of abuse from happening in the first place. We’ll walk you through all the areas of your business protocols to help you put systems in place that better protect students.

Pricing begins at $600 for a small school. To learn more, click here.

 

About Front Row Insurance Brokers
Front Row Insurance is an independent, Canadian-owned brokerage, specializing in film, television and performing arts insurance. The brokerage has offices in Vancouver, Toronto, Montreal, Halifax, New York, LA and Nashville. Their technical expertise, market leverage and commitment to fair and timely claims settlements has always set them apart from their competitors. http://www.frontrowinsurance.com

Tags: painting school insurance, art school insurance, fine art school insurance, music school insurance, dance school insurance, film school insurance, E&O Insurance, Abuse liability insurance, abuse insurance

BC Business magazine features front row insurance on holiday party event liability

Posted by David McLeish on Nov 27, 2018 9:50:27 AM

 

Front Row's President & CEO David Hamilton recently contributed the following guest article to BC Business Magazine, and we wanted to share this here with our community. As many of you are gearing up to plan holiday events and parties, these tips will make sure you're prepared - even if the party gets a little crazy!

 

Planning this year's holiday office party? Prepare for the unexpected

We’ve all had (or been) that coworker who has a little too much fun and does something they completely regret the day after the annual holiday office party. If you’re on the event planning team for this year’s holiday party, it’s in your best interest to be prepared for every possible scenario as you prepare for office shenanigans.... 

CLICK HERE to read the full article at BC Business Magazine. 

kelsey-chance-575541-unsplash

Credit: Kelsey Chance/Unsplash 

Tags: office party insurance, holiday party, party insurance, short term event insurance, insurance for a holiday party, holiday liability insurance, online holiday insurance, short term venue liability insurance, short term liability insurance, online short term venue insurance, online event insurance, One day special event liability, one day event insurance, single day insurance, event liability insurance, event insurance

Cyber Security Insurance

Posted by David McLeish on Nov 22, 2018 10:15:20 AM

 

shutterstock_1069246475

 

IS YOUR SMALL BUSINESS DATA SECURE? DON’T WAIT TO FIND OUT.

On the back of several high-profile data breaches in recent years, Cybersecurity is increasingly top of mind for executives as well as customers. Hackers are targeting organizations of all sizes with increasing sophistication and persistence. As the risk grows, what is being done?

Experts Say: Not Enough.

Criminal networks are devoting an increasing proportion of their time and attention to Cybercrime because it’s easier and more lucrative than more traditional types of crime, and harder to get caught. Worryingly, businesses seem to be inclined to take a reactive rather than proactive approach.

While 99.8% of Canadian companies fall into the category of small or medium-sized businesses (SMBs), and 43% of Cyberattacks specifically target them, 90% do not have cyber insurance. Costs per incident run from the tens of thousands of dollars in smaller companies, to millions for larger, better-known organizations. Recent research into the topic of Cybersecurity has highlighted the need for improved focus on personnel training and specialized IT staff.

Small businesses spend comparatively less on Cybersecurity, and the impact of Cybercrime on them tends to be more severe when it does happen: many small businesses which have been hacked go out of business shortly after (estimated at 60%) because they are simply unable to deal with the financial and reputational cost.

Typically, an organization’s Cybersecurity budget is a proportion of their IT budget (often around 10%). Most organizations spend more on Cybersecurity after an attack, but mostly on technology such as firewalls and anti-malware software rather than personnel training and governance. Larger organizations seem to take the problem more seriously, but they also tend to be more frequent targets of attacks due to the bigger payoff.

While important, technological safeguards do not address the entire spectrum of cyber risk. Phishing attacks are becoming increasingly sophisticated, and tend to target front-line employees who may be unprepared if they have not received appropriate Cybersecurity training. Employee access to data is itself a risk that organizations need to actively manage: for example, a USB flash drive left in the open with sensitive data on it can present a golden opportunity to the unscrupulous.

Failure to safeguard against Cyberattacks can injure more than just a company’s financial position; the very survival of an organization can be threatened. A successful Cybersecurity strategy will involve adequate spending on training, governance and internal processes to reduce risk as well as technology, and a comprehensive insurance plan to address risks which cannot be adequately reduced or managed.

What Can Be Done?

Front Row Insurance offers a solution called Hackinsure which is designed to provide additional protection for your business against emerging threats in the area of Cybersecurity.

Hackinsure includes:

  1. Third-party cyber liability, which put simply covers you against lawsuits from third parties due to a Cyberattack on your business,
  2. First-party cyber liability, which covers the cost of actions taken to “make right” a Cyberattack for your customers—things such as notifying clients, purchasing credit monitoring services for affected parties, and PR efforts related to the attack.
  3. Data Breach coverage, which protects against destruction or loss of digital data resulting from a criminal or fraudulent cyber event.
  4. Extortion & Ransomware, which covers costs associated with investigating threats of Cyberattack, and payments to those who threaten to obtain and disclose sensitive information.
  5. Business Interruption: Provides coverage for lost income which is due to a Cyberattack or data loss event.

In this technological age, no business is immune to Cybersecurity risks, and the costs of a breach can be crippling. Hackinsure policies from Front Row begin at $300. Contact us today.

Tags: Cyber Incident, cyber event, Fraudlent cyber event, Comprehensive Cyber Liability, cyber insident, cyber crime, cyber security, cyber attacks, cyber attack insurance, cyber risk, online cyber coverage, Cyber Insurance Canada, Canadian Cyber Insurance, Cyber Insurance, Front row Cyber Insurance, buy cyber insurance online, cyber liability

cyber crime insurance for non-profits

Posted by David Hamilton on Nov 12, 2018 5:36:15 PM

 

 

shutterstock_420743554

Information Superhighway Robbery? It Pays to be Prepared.

The Internet may be the Wild West, but these days criminals don’t arrive on horseback and tell you to stick ‘em up; it’s more likely that your vulnerable systems containing customer payment data or money will be their target. Why? Because for criminals, they’re easier to hit, the risk of detection is lower, and potential profits are much higher. Thieves can grab your money or customer data and ride off into the sunset before anyone even knows anything’s happened. What’s worse, a data breach or cyberattack can potentially have ramifications that extend far beyond simple economic loss: loss of reputation, inability to continue operations, and identity theft. As a non-profit, you may feel that your organization is not a target for cybercrime, but charitable institutions are no less exposed to these most modern of risks than any other type of organization. Here are some things to consider.

  • “Our website is not commercial.” Even if you’re not set up to take donations or collect membership dues online, you may still have exposures to risk. For example, many organizations do their own web design or have it done by volunteers. Images and music inadvertently used without permission can give rise to claims of copyright infringement. Due to their often unsupervised nature, discussions on chat rooms and message boards can result in controversy which can result in claims for personal injury and defamation of character. Typical general liability policies available from commercial insurers do not cover these sorts of risks, so even if your organization already has a commercial policy, you may not be protected.
  • “We don’t keep sensitive client data.” In fact, organizations often fail to recognize what data truly qualifies as sensitive (it’s broader than you think). Identity thieves are very interested in gaining access to client information such as phone numbers, email addresses, driver’s license information—in short, much of the same data that charitable organizations have on file.
  • “We only store our data in paper files.” Obviously, paper files can still be stolen. While there is specialized coverage available out there, most commonly available insurance policies don’t automatically cover data loss or loss of important papers.
  • “Our computers are only used for email.” Generally, what hackers are looking for when assessing a potential target is twofold: the vulnerability of the target and the potential payoff of a successful attack. Any point of entry into the organization’s computer system is a potential vulnerability, and one of the easiest points of entry is email. These “Phishing” attacks attempt to gain access to secure systems by impersonating trusted third parties in email messages and tricking employees into divulging passwords or other sensitive data in their reply. Phishing attacks have a high rate of success because the target, the front-line employee, may not have had cybersecurity training, may not recognize a specific communication as a phishing attack even when it is, and may not know how to adequately deal with the threat in time even in the event that they are able to recognize it. Municipalities are often targeted by these sorts of attacks.
  • “We have no website or social media.” Even if your organization has no digital footprint, there are still vulnerabilities. An employee or volunteer might open a malicious email attachment, or visit an infected website accidentally. It’s not unusual for organizations to be hit with “ransomware” attacks which lock down affected computers. Thieves then demand a specific sum in exchange for unlocking them, or threaten to release damaging information if the money is not paid.
  • “We’re too small. They wouldn’t be interested in us.” In fact, hackers tend to have an array of potential targets in mind, which they choose based on a number of factors—for example, the target’s level of preparedness, size, potential payoff, and geographic location. Large, well-known organizations may promise a bigger potential score, but as they also tend to train employees better and have more sophisticated systems in place to protect themselves, they pose a harder target. A hacker might want to add a string of low-risk, reliable scores from smaller organizations such as yours to diversify their portfolio (so to speak).

As we’ve attempted to show, all organizations which use digital technology or handle customer data can be vulnerable to cybercrime.

Our Hackinsure policy offers protection against emerging cyberthreats, with a basic policy starting at $300 looking something like this (higher limits are available).

If you think your organization might benefit from the extra peace of mind offered by Hackinsure, please contact us.

Tags: nonprofit, Cyber Incident, cyber event, Comprehensive Cyber Liability, Fraudlent cyber event, cyber insident, cyber crime, cyber security, cyber attacks

Holiday Office Party Insurance

Posted by David McLeish on Nov 12, 2018 5:33:51 PM

shutterstock_323853911

Planning This Year’s Holiday Office Party? Here’s Why You Need Event Insurance.

We’ve all had (or been...) that coworker who has a little too much fun and does something they fully regret the day after the annual holiday office party. If you’re on the event planning side of this year’s holiday party, you might want to consider special event insurance as you prepare for this year’s office shenanigans. After all, the holidays is about celebrating and relaxing, not worrying about all the unforseens that could go wrong if you don’t have insurance.

What is Special Event Insurance?

Short term event insurance is designed to protect your event - whether it’s a conference, business party, festival or something else (for a full list of covered events click here) from ALL of the possible circumstances that might occur during your event that are beyond your control. This includes potential lawsuits caused by damage to the location you are renting or lawsuits that arise if your guests are injured at the event.

Nobody plans an event with the intent of it going sideways, but any good event planner will tell you that they always have a backup plan in place in case things fall off the wagon. With affordable starting rates and policies that can be purchased online in just five minutes, what better reason do you need to make sure your next event is covered in the case that any accidents happen?

On the fence about whether or not your special event qualifies for insurance? Below are some tips to help you decide:

Location matters – If you’re planning a holiday office party, chances are you won’t be doing it at a park or outdoor venue in the dead of winter. However, if you’re hosting it at a third-party venue or on municipal property, event liability insurance is pretty much always required - especially where alcohol is involved. Think you’re in the clear if your boss is hosting it at her mega-mansion? Think again. You’ll want to double check her homeowner’s policy because parties of a certain size are often not covered - again, especially when alcohol is being served.

Equipment rentals – In the case that you’re renting tables, chairs, sound equipment or anything else you might need to throw the ‘holiday party of the decade’, consider what might happen if your vendor ends up being a no-show. You’ll want to be covered if that’s the case (hello, unpredictable winter weather) or if any damage occurs to the stuff you rent during the event. Accidents happen and sometimes you just can’t tell how much crazy fun your co-workers might have…

First-aid – Speaking of which, it’s all fun and games until somebody gets hurt! Protect yourself against staff injuries or a staff member suing you in the case of a bad injury. Holiday party liability insurance will cover you if you are sued by an employee by providing a free lawyer to defend you and paying the judgement costs awarded to your injured guest.

Serving it right – Booze and the holidays usually go hand in hand. If you’re planning to serve alcohol at your office party, you’ll need to purchase one day liquor liability insurance. One way to get around this? Hire a caterer who will serve alcohol for you. But even then, make sure you have all your bases covered so that your liability is kept to a minimum.

Regardless of where, when, and how your next holiday party comes together, always keep your guests - or in this case, your staff - top of mind. Their safety is best managed with the proper special event insurance.

About the contributor: David Hamilton is President of Front Row Insurance, one of the world’s largest entertainment insurance brokers. Front Row offers event insurance with no need to talk to a broker. Policies start at $130 and certificates proving insurance coverage for your rented venue are provided immediately at no cost. To get a quote online, in under 5 minutes click here!

Tags: one day event liability, online event insurance, event liability, cheap event insurance, event liability insurance, Special Event Insurance, event insurance, event cancellation insurance, office party insurance

Wrap Party - Event Insurance Policy

Posted by Casey Budden on Nov 5, 2018 12:21:47 PM

shutterstock_1069246475

It’s a Trip…a Trap…We Mean, a Wrap!

It seems your lead actor (let’s call him Frankie Awesome) has done it again. You see, Frankie is a terrific actor, but a disastrous human being. He cannot be let loose in polite company without something absolutely terrible happening. Nothing, from the neighborhood cat to your favorite plate glass window, is safe from his catastrophic, and frequent, accidents. It’s no mistake that Frankie’s other nickname is “The Master of Disaster.”

Oh, Frankie. This time, the big klutz managed to wind his legs together and crash headlong into a rented tent. What fun! Now you have a table of horrified actors suddenly very unprepared for the weather, watching in real time as their seafood turns into soup.

  • Cue sound of screeching tires.
  • Cue stylus scratching record.
  • Cue sinking stomach.
  • Not exactly the big, cool sendoff your cast and crew were looking for, was it?

Despite the general horror, Frankie will be okay; he’s an old hand at this kind of scene. But what about your pride, and your pocketbook? Someone’s going to have to pay for those tents…and the dry cleaning.

You carried all the right insurance all the way along, but entertainment package policies don’t cover wrap parties and you didn’t think something would happen. While you can’t stop Frankie Awesome from being awesome, you can prevent the consequences of his awesomeness from costing you money.

Let’s get serious for a moment. If you could provide peace of mind for yourself and your wrap party for around $200, would you do it? Front Row offers an event liability policy which will ensure that if an incident of bodily injury or property damage occurs, you won’t be paying out of pocket. We will, at your request, provide certificates of insurance to your vendors to ensure they’re covered, too. And we can obtain host liquor liability for you if that’s needed (which it will be if you’ll be serving alcohol to your guests yourself). Our Event policy can also be endorsed to cover rented tents and marquees so they’re safe from Frankie.

Without your cast and crew, the film wouldn’t have been made. The wrap party is for them. Make sure it’s a memorable night…for the right reasons. Get a fast & free online quote.

Tags: short term event insurance, event liability, online event insurance, one day event liability, One day special event liability, one day event insurance, cheap event insurance, event liability insurance, event insurance, Special Event Insurance

Filmmakers and Producers Insurance

Posted by David McLeish on Nov 5, 2018 12:18:55 PM

shutterstock_1036941217

Let’s Make Art Together.

You’re a prolific filmmaker with a full production slate. Like most creative people, you‘d rather focus on your work. The problem is that since each project requires its own insurance policy, it often feels like the more you work, the more time you have to spend dealing with insurance!

Worse, while you’ve always received good service from your broker, they don’t quite “get” what it is you do. It’s a hassle getting certificates for your vendors and cast and crew. Too many irrelevant questions are asked by the underwriter. When something unusual comes up like a drone shoot or stunts, there are delays. There has to be a better way.

Luckily, there is. Unlike most insurance professionals in Canada, we specialize in the business of entertainment insurance. It’s not just what we do, and what we’re good at; it’s what we’re passionate about.

Front Row Insurance Brokers is the largest entertainment insurance brokerage by premium volume in Canada, with offices in Vancouver, Calgary, Toronto, Montreal, Halifax, Nashville, Los Angeles, New York and Denver.

In 2017, we insured over $4 billion of productions worldwide and wrote more than $45 million in film premium. The 38 dedicated film insurance staff in our Canadian offices are experts in TV and film production, so you know you’ll be dealing with someone who understands what you do. Even better, we have staff licensed in every province.

Filming in sunny Saskatchewan? No problem, we’ll get you covered. Perhaps most importantly, as part of our commitment to exceptional service, we will work hard to ensure that the money owed to you is paid if you ever need to make a claim under your policy.

Moreover, our excellent working relationship with the five major companies writing entertainment insurance in Canada ensures that you get more than just the best rates. It also affords us the opportunity to design studio programs which offer coverage tailored to the unique needs of your production slate. A studio program is a custom policy designed by the broker working in concert with the insurer. The advantage to you is that it’s designed around your specific production slate. You won’t have to pay for coverage you don’t require, and your policy will be customized for you by experts in entertainment insurance who understand your needs. Some examples of the benefits available under a studio program include:

  • No cast medicals required for film budgets under $15,000,000, rendering it unnecessary to schedule and attend tedious doctor exams, and saving you the $130 exam fee.
  • Automatic coverage for test shoots, promo shoots, pilots for budgets up to $50,000: no need to call us.
  • Quotations provided immediately for any new project. Rates locked for 12 months. Coverage can be activated and certificates issued on the same day for office rentals, payroll, etc.
  • Insurance wherever you film

Let us leverage your production slate, combined with our premium volume, for your advantage. We pride ourselves on being the simplest line item on your budget—fast, without the drama.

We can also offer you a Low-Claims Bonus: ask us how.

Tags: pre production insurance for filmakers, film school insurance, insurance for film set, Film Workers Compensation, Film Extra Expense, Film equipment rental insurance, Studnet Film Insurance, Public Liability Insurance for Film, production liability insurance for films, Film Production Vehicle Insurance, automobile insurance for films, Film permission, Film E&O, Film and entertainment insurance, Chubb Film insurance, Film Productions Cast Insurance, short term film video production insurance, student film production insruance, Flood insurance for Film, Storm damage film production insurance, helicopter film insurance, lowest film insurance coverage

Recent Posts

Posts by Topic

see all