Birthday Party Insurance USA | Party Liability Insurance United States

Posted by Alyson Locacciato on Oct 20, 2021 7:31:40 AM

Birthday Party Insurance USA | Party Liability Insurance United States

BIRTHDAY PARTY INSURANCE USA | PARTY LIABILITY INSURANCE UNITED STATES

Source: Royalty-free stock photo, shutterstock_1436597573

Think nothing bad can happen at your birthday party? Well, think again… just look at the below real-life examples of unfortunate incidents that have occurred at birthday parties in the US. These parties may or may not have had insurance; let’s hope they did, for their sake!

KEITH MOON’S 21ST BIRTHDAY (1967) | US BIRTHDAY PARTY INSURANCE

Keith Moon, drummer of the rock band The Who had a wild 21st birthday. In 1967, in Flint, MI, the band had a party at the local Holiday Inn. The rock star took to his 21st birthday by causing over $24,000 in damage to the hotel, and drove his Lincoln Continental into the pool.

via GIPHY

What if one of your birthday party guests unexpectedly has a Keith Moon-like reaction to the alcohol served at the party and goes on to cause property damage to the venue? That is what liquor liability insurance coverage is for, which can be added to the event insurance policy.

CHLOE MORETZ 13TH BIRTHDAY PARTY (2011) | BIRTHDAY PARTY INSURANCE CALIFORNIA

Chloe Moretz, the young star of Kick Ass (2010) and Hugo (2011) was given a once-in-a-lifetime opportunity for her 13th birthday. Moretz invited 30 friends to Paramount Studios to view the original reel of Breakfast at Tiffany’s (1961). Unfortunately, this moment was not as exciting to her guests who threw sandwiches all over the floor and smeared mayonnaise over the walls, causing some property damage.

FLORENCE WELCH 26TH BIRTHDAY (2012) | BIRTHDAY PARTY INSURANCE NEW YORK

Singer Florence Welch from Florence and the Machine had a birthday party in New York that involved almost burning down a space her friend had rented to her! After leaving the party, she accidentally left a tealight candle burning that caused $2,400 in damages.

Front Row’s event insurance policy includes up to $2M in general liability, which is designed to protect against all sums up to the coverage limit that the insured shall become legally obligated to pay for bodily injury or property damage arising out of the operations of the insured event.

Front Row’s birthday party event insurance USA:

Of course, we hope nothing bad happens at your birthday party, but as the above examples demonstrate, such incidents cannot always be entirely predicted or prevented. Therefore, it makes sense to purchase event insurance for your birthday. Front Row’s online event insurance in the US can cover:

  • Birthday Parties
  • Anniversary Parties
  • Business Parties
  • Holiday Parties
  • And more

What differentiates Front Row from other US event insurance providers?

Principally, our policy is available for purchase 100% online, 24/7. This is, of course, easier and more convenient than having to call or email an individual insurance agent for arrangement of the policy offline. You’ll get your US event insurance policy faster and with less hassle if you purchase it online from Front Row. Quotes are free.

Event professionals and venues can easily be added as an additional insured to the policy, for free. This maintains the professional aspect of everything and protects everyone involved.

Our online sites are renowned for their speed, efficiency and ease of use. Protect your short-term event now by purchasing online from Front Row:

Get a No-Obligation Quote in 2 Minutes

Note: this program is currently only available to residents of California, New York and Texas.

Are you in Canada? Buy birthday party insurance here.


About: Front Row Insurance Brokers LLC is an independent insurance broker that specializes in the entertainment industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. Offices in: NY, Nashville, LA, Vancouver, Toronto, Montreal and Halifax.

Related posts:

Citations:

DISCLAIMER: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.

Topics: Event insurance, Birthday party insurance, Party insurance

The Top 20 Photography Magazines | Best Photography Magazines

Posted by Grant Patten on Oct 7, 2021 6:42:39 AM

THE TOP 20 PHOTOGRAPHY MAGAZINES | BEST PHOTOGRAPHY MAGAZINES

The Top 20 Photography MagazinesSource: Royalty-free stock photo ID: shutterstock_142495819

Let’s do a resource round-up of some of the best photography magazines out there now! We’ve compiled a diverse list of Canada, US, UK and international photography magazines for your perusal.

(in no particular order)

  1. Gallerie from the PPOC
  2. PHOTONews Magazine
  3. AAP Magazine
  4. Canadian Camera Magazine
  5. PhotoED Magazine
  6. Prefix Photo
  7. Professional Photo Magazine (UK)
  8. Professional Photographer Magazine (US)
  9. Aperture Magazine
  10. Click photo magazine
  11. Black & White
  12. Shutter Magazine
  13. Digital Photo Pro Magazine
  14. Foam Magazine
  15. Blind Spot
  16. TPc Magazine
  17. Landscape Photography Magazine
  18. Artdoc Photography Magazine
  19. Eyeshot Magazine
  20. EXIT Magazine

 

Gallerie | PPOC photography magazine

Website: https://www.ppoc.ca/about/gallerie_magazine.php

Gallerie is the official magazine of the Professional Photographers of Canada (PPOC), billed by the PPOC as “Canada's Premier Magazine for Professional Photographers”.

Gallerie is also available in a French edition.

 

PHOTONews Magazine | Canadian photo magazine


Website: https://www.photonews.ca/

PHOTONews Magazine is based out of Canada and has a print edition. This magazine provides Canadian photographers with a forum for the presentation of their work and serves as a reference guide to equipment and techniques that will open new avenues for creative expression.

100,000 Canadian photographers receive PHOTONews three times per year (March, June, November).

All About Photo (AAP) Magazine

Website: https://www.all-about-photo.com/photo-publications/all-about-photo-magazine.php

Since its creation in 2013, All About Photo presents an international perspective on contemporary photography, with an eye toward beauty, artistic significance and quality.

Each monthly edition of AAP Magazine, in print and online, focuses on a theme, such as black and white photography, street photography and travel photography.

 

Canadian Camera | CAPA photography magazine

Website: https://capacanada.ca/canadian-camera-magazine/

Canadian Camera is the quarterly magazine of the Canadian Association for Photographic Art (CAPA).

The magazine is published in both print and digital and is a member benefit of being part of CAPA.

The magazine’s articles feature excellent photography and each issue focuses on a theme. Photography clubs throughout Canada get special attention.

 

PhotoED Magazine | Toronto photography magazine

Website: https://www.photoed.ca/

PhotoED Magazine, available in print and digital, is the last independently published photography magazine left in Canada.

Past issues have focused on various photographic themes, including black & white photography, portraiture, documentary photography, studio work and landscape photography.

PhotoED also has a 128-page Guide to Photography that should be of interest to both new and established photographers.

 

Prefix Photo | art photography magazine

Website: https://www.prefix.ca/publications/

Each issue of Prefix Photo presents the work of emerging and established photographers and analyzes the ideas, issues and contexts that inform the reception of their work.

The magazine was founded in 1999 by a Canadian art creator and is published twice annually, in May and November, by the Prefix Institute of Contemporary Art in Toronto.

 

Professional Photo | top photography magazines

Website: https://professionalphoto.online/

Professional Photo Magazine is based out of the UK and they consistently publish content that can be useful to professional photographers across the globe.

Available in both print and digital, each issue offers interesting features, superb photographs, essential advice and authoritative buying information.

Past issues have focused on various photographic themes, including wedding photography, animal photography, fashion photography and low light photography.

 

Professional Photographer | best photography magazines

Website: https://www.ppa.com/ppmag

Not to be confused with the similarly named Professional Photo Magazine out of the UK, Professional Photographer is a different magazine based out of the US.

Professional Photographer has both digital and paper editions and they offer subscription models.

The magazine has done profiles on various well known photographers (mostly American), including Jen Bertrand, Andy Anderson, Arica Dorff and Wade McKoy.

 

Aperture Magazine | NYC photography magazine

Website: https://aperture.org/editorial/

Aperture Magazine, based out of New York, is available in both print and digital. This magazine is about connecting “the photo community and its audiences with the most inspiring work, the sharpest ideas, and with each other.”

Aperture Magazine was founded in 1952 and is published four times a year: in spring, summer, fall and winter. It features photographs by established and emerging photographers, as well as artists experimenting with photo-related media.

 

Click | modern photography magazine

Website: https://www.myclickmagazine.com/

Click is billed as “a photography magazine for the modern photographer” and contains photo inspiration, artistic insights, pro tips, gear recommendations and more.

Available in print and digital, Click features award-winning photography and practical education.

Click has an ongoing photo contest, with each winner to be featured in the print edition.

 

Black & White | best b&w photography magazine

Website: https://www.bandwmag.com/

Black & White is a great magazine for connoisseurs and collectors of black and white fine-art photography. While black and white photography is often thought of as a medium of the past, recent years have drawn more enthusiasts into its community.

Founded in 1999 by Ross Periodicals in California.

 

Shutter Magazine | popular photography magazines

Website: https://www.behindtheshutter.com/shutter-magazine/

Shutter Magazine, based out of Illinois, is one of the leading professional photo mags.

The digital version is available for free and an elite membership is offered with access to additional benefits, such as webinars, templates and tickets to photography events.

 

Digital Photo Pro | best photo magazines

Website: https://www.digitalphotopro.com/

Digital Photo Pro is a leading magazine with new ways of seeing for professional photographers, highlighting innovative concepts in still and motion image capture, in-depth equipment reviews, business and legal insights and the latest advances in photography.

Digital Photo Pro covers the convergence of photo and video, with a focus on DSLRs.

 

Foam | best international photography magazine

Website: https://www.foam.org/

Foam Magazine, based out of Amsterdam, is a photography magazine published three times a year around a specific theme.

Foam serves as a platform for all kinds of photography: from documentary to fashion and contemporary to historic, featuring both world-renowned photographers and emerging talent.

Available in both print and digital editions.

 

Blind Spot | best photography art journal

Website: https://www.blindspot.com/

Blind Spot, based out of New York, is a magazine/art journal with a focus on photography. The magazine creates unique opportunities for living artists to present significant new photographic work.

Launched in 1993, Blind Spot has featured the work of over 300 acclaimed photographers, including Uta Barth, Gregory Crewdson, Tim Davis and Rineke Dijkstra.

Available in print only.

 

TPc Magazine | Toronto art and street photography

Website: https://tpc-magazine.com/

TPc Magazine, based out of Toronto, features inspiring photography from both up-and-coming and established photographers.

Available in print only.

 

Landscape Photography Magazine

Website: https://landscapephotographymagazine.com/

Landscape Photography Magazine, founded in 2011 by photographer Dimitri Vasileiou, proudly claims the title of “the leading online landscape photography magazine”.

This magazine is published monthly and is packed with fresh content, exciting features and stunning imagery from around the world. Available in digital only.

 

Artdoc Magazine

Website: https://www.artdoc.photo/

Artdoc is an international online magazine dedicated to the world of photography, featuring portfolios and interviews with photographers from around the world.

Artdoc is a hub for all photographers and any person interested in photography.

 

Eyeshot | street photography mags

Website: https://www.eyeshotstreetphotography.com/

Eyeshot Magazine is focused on street photography.

Each issue of Eyeshot explores the world with new issues based on a specific theme: cities of the world.

Available in print only.

 

EXIT | UK PHOTO MAG

Website: http://www.exitmagazine.co.uk/

EXIT is a magazine from the UK that was co-founded in 2000 by editor/photographer Stephen Toner and art director Mark Jubber.

Photographers who have produced work for EXIT include Inez van Lamsweerde & Vinoodh Matadin, Juergen Teller and Terry Richardson. Published biannually in print.

 

Photography Insurance Canada | Photography Gear Insurance | Front Row Photographers Insurance

If you’re researching photography magazines, chances are that you own some photography gear; if that is the case, you might consider protecting that gear with photography insurance.

Consider Front Row’s online policies. If a location requires evidence of liability insurance before they will allow you on the property to shoot, Front Row can provide that to you in 5 minutes, 24/7 for 12 months of coverage. Online means lower cost.

Front Row’s insurance for photographers (Canada) is a good option for insuring your photo gear against theft, breakage and/or fire. You can get a quote and purchase a policy online in just a few minutes.

 

About: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film and photography industries. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment of claims. Offices in: Toronto, Vancouver, Montreal, Halifax, NY, Nashville and LA.

Amazon Associates Disclosure: Front Row Insurance is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. This post may contain affiliate links. There is no additional cost to you.

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Topics: Photography insurance, Best of

VOLUNTEERS AND INTERNS ON SET: WORTH THE RISK?

Posted by David Hamilton on Sep 29, 2021 12:23:21 PM

VOLUNTEERS AND INTERNS ON SET

Insurance for Volunteers on Set

Work comp (WC) coverage provides medical costs, rehab costs, loss of future earnings and most importantly, once the injured employee accepts the WC benefits, they waive the right to sue their employer.

Work comp and interns information for BC

WorkSafeBC will not provide WC coverage to unpaid interns or volunteers: there are no wages to base loss of future earnings on.

Work comp and interns information for other provinces/states

Productions should consult with their respective provincial workers compensation boards to see if certain job classifications can be covered.

We suggest that you have the intern sign a waiver acknowledging the inherent dangers of a film set. A sample waiver can be obtained from your lawyer or we would be happy to send you one as well.

We can provide you with an accidental death and dismemberment (AD&D) policy for $75 per volunteer (cost subject to change) that will pay a cash settlement for a specific list of injuries ($50,000 for loss of eye, $100,000 for loss of leg, etc.); although, this in no way replaces WC. The injured intern could still sue the employer. For this reason, I would recommend against hiring a volunteer. Your film insurance does not provide work comp benefits for interns and volunteers.

Let us know if you would like us to send you an AD&D application. We need to know the name, nationality and dates of work for each of the volunteers.

Contact us now if you have any questions. 

About: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. Offices in: Vancouver, Toronto, Montreal, Halifax, NY, Nashville and LA.

DISCLAIMER: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.

Topics: Intern Rights, Workers Compensation

DOC Report: What Are Film Festivals For?

Posted by David Hamilton on Sep 20, 2021 8:26:15 AM

DOC Report:
What Are Film Festivals For?

What Are Film Festivals For?

Source: Royalty-free stock photo, shutterstock_1192797694

Documentary filmmakers and producers, in case you missed it, we wanted to draw your attention to this informative report from the Documentary Organization of Canada (DOC) published in 2019: What Are Film Festivals For?

DOWNLOAD THE REPORT HERE

The report contains many interesting factoids, including this one: less than 10% of feature docs submitted to film festivals are selected for programming. (p. 6) The report suggests that perhaps the primary function of film festivals, then, is to focus the market’s attention on a small fraction of films. Download the report and find out how to improve the odds of your film being selected.

The report contains three interesting cases studies of documentaries that benefited from the Canadian film festival circuit: Cielo (2017), Mermaids (2017) and A Better Man (2017). The report describes how the producers of these films successfully raised financing, created marketing and distribution plans and leveraged film festivals (both Canadian and international) to gain traction.

DOC’s Festival Concierge Services

The rest of the report describes DOC’s festival concierge, which offers a number of helpful services to Canadian documentary producers, including submission-fee waivers and discounts for DOC members, assistance with marketing of films and access to a “Discoverability Lab” to connect with mentors.

Sean Farnel, DOC’s Festival Concierge Consultant, authored this report. This report relies on real world examples to give a picture of the film festival scene in Canada, while outlining how DOC’s festival concierge services can assist filmmakers.

Get Film Insurance | Short-Term Film Production Insurance | Film Equipment Insurance | Video Equipment Insurance | Film Screening Insurance

Front Row provides production and producer’s E&O insurance for: features, episodic television, docs, shorts and more. The next time you’re working on a film production, consider Front Row’s insurance policies:

Front Row’s Short Shoot insurance policy (Canada) is a good option for insuring your short-term film projects. Coverage for up to 15 consecutive days of filming. The coverage is available online, 24/7. Covers rented gear, rented locations, rented props, sets, wardrobes, and more. You can get a quote in two minutes and purchase a policy 100% online. If you are in the US, please complete this form.

Front Row’s DigiGear insurance policy (Canada) is a good option for insuring your filmmaking gear, including your film camera(s). Also available online. Quotes in 2 minutes; policies available in 5 minutes. Shop from your phone. If you are in the US, please complete this form.

In addition, film festivals should consider insuring their film screening events; movie theatre insurance can be purchased online in Canada.

 

About: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for the lowest possible cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment of claims. Offices in: Toronto, Vancouver, Montreal, Halifax, NY, Nashville and LA.

About: The Documentary Organization of Canada (DOC) is a non-profit organization representing the interests of independent documentary filmmakers in Canada. Founded in 1983.

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Topics: Documentary Insurance, Festivals

The Top 10 Casting Websites / Best Websites for Finding Actors

Posted by Grant Patten on Aug 18, 2021 6:50:28 AM

THE TOP 10 CASTING WEBSITES / BEST WEBSITES FOR FINDING ACTORSSource: Shutterstock 1122523979, royalty-free stock image

Finding the right talent is often one of the most challenging aspects of any film production. Thankfully, plenty of casting websites that can help producers fulfill these important production requirements are now available (some even for free). So, let’s do a resource round-up of some of the best websites for finding actors.

We’ll discuss, in no particular order:

  1. Backstage/Mandy
  2. CastCaller
  3. IMDbPro
  4. Actors Access
  5. Casting Frontier
  6. LACasting
  7. Casting Networks
  8. NYCastings
  9. AllCasting
  10. StarNow

 

Backstage and Mandy (acquired by Backstage)

Backstage: https://www.backstage.com/
Mandy: https://www.mandy.com/

Backstage is a leading freelancer marketplace connecting talent and content creators. In February 2021, it was announced that Backstage had acquired Mandy, which is another platform for connecting cast, crew, production services and creative pros.

Backstage allows producers to post casting calls and auditions in various popular cities, including New York, LA, Chicago, Seattle, Vancouver and Toronto.

 

CastCaller | free to post auditions and jobs

Website: https://castcaller.com/

Producers and casting directors can use CastCaller to find aspiring actors and models looking to build their recognition. It is free to list an audition or job.

The CastCaller website contains advanced search tools and application management to streamline the audition process.

CastCaller has thousands of people in LA, New York, Toronto, Vancouver, Miami, London and Atlanta who are ready to work.

 

IMDbPro / IMDb casting calls

Website: https://pro.imdb.com/

We would be remiss not to mention one of the oldest and largest databases on the Internet, IMDb. This long-standing movie database website has a professional user tier called IMDbPro.

Actors, producers, casting directors and other crew can post their resume and upload photos of themselves for a yearly membership fee. There is a 30-day free trial. IMDbPro also has a mobile app available on iOS and Android.

Note: You may check out Front Row Insurance’s IMDb page to see some of the many film productions that we have proudly insured over the years.

 

Actors Access / best website for acting auditions

Website: https://www.actorsaccess.com/

Actors Access by Breakdown Services (formed in 1971) releases over 43,000 projects per year throughout North America and maintains a database of over 845,000 actors.

Casting directors and producers can find talent using this platform. They need to post details about their project and the roles/characters they are casting; this is called a “Breakdown” on the platform.

Breakdown Services has offices in LA, New York, Vancouver and Toronto.

 

Casting Frontier / casting call websites

Website: https://castingfrontier.com/

Casting Frontier, based out of LA, is a digital talent casting platform for the entertainment industry.

Casting Frontier maintains one of the largest talent databases and casting call listing services in the US, with a focus on LA and New York. Casting Frontier’s software enables producers and casting agents to identify talent through virtual castings, live feeds and video submissions.

Casting Frontier also offers a useful solution called CF Cloud™ to automatically archive all of your audition sessions for unlimited and continual access.

 

LACasting / casting call website Los Angeles

Website: https://www.lacastinginc.com/

LACasting can be used to cast both principals and extras for feature and independent films, television, commercials, music videos, industrial videos and more.

They make the casting process easy for casting directors and producers by offering an online portal to view talent directly from photos and videos.

 

Casting Networks / sites similar to backstage

Website: https://www.castingnetworks.com/

Casting Networks’ FastCapture® software allows casting directors to release and organize multiple projects, manage submissions from talent and representatives, schedule auditions, share auditions with collaborators and book the right cast.

Casting calls can be posted on Casting Networks’ Casting Billboard®.

 

NYCastings / casting call website New York

Website: https://www.nycastings.com/

NYCastings is a casting notice listing service used by castings directors and producers to cast SAG-AFTRA, actors’ equity and non-union actors. Casting in NY, LA, Atlanta, Chicago, Miami, Chicago, Seattle, Las Vegas and more.

Auditions, castings and open calls can be posted in various categories: film/TV/video, theatre, kids/teens, models, voice-overs, student films, dance and more.

 

AllCasting / the best casting call websites

Website: https://allcasting.com/

AllCasting allows casting professionals to find the right talent for their projects. AllCasting connects talent and casting professionals in minutes using unique technologies and features.

In the Lessons section, the AllCasting website also curates educational and news content, guiding both performers and professionals through the entertainment industry.

 

StarNow / casting call website Canada

Website: https://www.starnow.ca/

Casting professionals can list an audition or job for free on StarNow, manage applications, contact members and view member profiles in the Talent Directory.

Auditions, jobs and casting calls can be posted in various countries, including Canada, England, New Zealand and the US. Job categories include acting jobs, extras jobs, presenter jobs, dance jobs and more. Created in London, UK in 2004.

 

Get Film Insurance | Film Production Insurance | Filmmaking Insurance | FILM/VIDEO GEAR INSURANCE

If you’re researching casting websites, chances are good that you’re a filmmaker or film producer; if that is the case, you’ll want to consider insuring your valuable filmmaking gear and film productions.

Consider Front Row Insurance:

  • Short-Term Film Insurance (Canada): provides coverage for up to 15 consecutive days of shooting, with no minimum premium. The coverage is available online 24/7. Covers rented gear, rented locations, rented props, sets, wardrobes, and more. Quotes are free. If you’re in the US, get a quote here.
  • DigiGear Insurance (Canada): custom equipment insurance for owners of: cameras, sound and lighting gear working in the film/TV industry. Also available online. Quotes in 2 minutes. Policy available in 5 minutes. Shop from your phone. If you’re in the US, get a quote here.

US-based filmmakers can view Front Row’s US policies here.

 

Refer a Friend to Front Row Insurance

Based on customer demand, we’ve setup our referral marketing program and if you refer a friend to Front Row, you could win a $15 Amazon eGift Card OR be entered into a random draw to win a $99 Amazon eGift Card! (depending on your province)

About: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. Offices in: Vancouver, Toronto, Montreal, Halifax, NY, Nashville and LA.

Related posts:

DISCLAIMER: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.

Topics: Short Film Insurance, Cast Insurance, DigiGear, Best of

The Top 10 Budget Photography Backdrops | Best Photo Shoot Backgrounds

Posted by Grant Patten on Aug 3, 2021 7:28:19 AM

Top 10 Budget Photography Backdrops | Best Photo Shoot Backgrounds

Best Photo Shoot BackgroundsSource: Royalty-free stock photo ID: shutterstock_456304786

 

Choosing a photo shoot backdrop that is appropriate for the overall mood and style that you’re trying to convey can “make or break” a photograph. So, let’s do a resource round-up of some of the best budget photography backdrops for photographers to use during their photo shoots!

(in no particular order)

  1. MountDog Photography Backdrop
  2. AOSTO Newborns Photography Backdrop
  3. Funnytree Outer Space Birthday Backdrop
  4. Fanghui Super City Photography Backdrop
  5. BUTEN White Rose Floral Photography Backdrop
  6. Kate Light Grey Portrait Backdrop
  7. VEOEOV Professional Photography Backdrop
  8. TOAOFY Black Photo Backdrop
  9. AIIKES White Brick Wall Photography Backdrop
  10. Neewer Pure Muslin White Collapsible Backdrop

 

MountDog Photography Backdrop | best photography backdrops

MountDog Photography BackdropThe MountDog Photography Backdrop [Amazon Affiliate Link] set includes three muslin backdrops (black screen, white screen and green screen) that are made from cotton material and are glare free, washable, and durable. Easy to store and carry.

This backdrop stand kit is designed specifically for photography, YouTube videos and portrait shooting. Included are three clamps used to tighten the backdrops and the backdrop stand.

The kit is easily transportable with the included carrying bag.

 

AOSTO Newborns Photography Backdrop | best baby photography backdrop

AOSTO Newborns Photography BackdropAOSTO Newborns Photography BackdropThe AOSTO Newborns Photography Backdrop [Amazon Affiliate Link] is great for newborn and baby photography. The backdrop size is 5x7 feet.

The backdrop can be folded without fear of creases or background paint loss. The special printing process used for the backdrop image means that it can last for years without fading.

The backdrop has good light absorbency, meaning that it does not reflect light and can therefore be used with professional photographic flash and DSLR cameras.

 

Funnytree Outer Space Birthday Backdrop | best birthday photography backdrop

Funnytree Outer Space Birthday BackdropThe Funnytree Outer Space Birthday Backdrop [Amazon Affiliate Link] is a great backdrop to use for birthday photographs. It has a cool outer space design; other styles are available for the product.

This is a high-resolution digital print with eye-catching details and lifelike colors.

This kind of backdrop could be appropriate for a photo booth. Note: Front Row’s photography insurance program covers certain photo booths, within some narrow parameters explained here.

 

Fanghui Super City Photography Backdrop | best photoshoot background

Fanghui Super City Photography BackdropThe Fanghui Super City Photography Backdrop [Amazon Affiliate Link] is a fun, vibrant background with a comic book theme. The size of the backdrop is 5x3 feet and it is made out of thin vinyl material.

This backdrop is light yet durable. It is easy to hang and can be stored by rolling it up.

This kind of backdrop could also be appropriate for a photo booth. Note: Front Row’s photography insurance program covers certain photo booths, within some narrow parameters explained here.

 

BUTEN White Rose Floral Photography Backdrop | best wedding photography backdrops

BUTEN White Rose Floral Photography BackdropThe BUTEN White Rose Floral Photography Backdrop [Amazon Affiliate Link] would be a lovely background to use for any wedding photos. It is made out of vinyl and is foldable and tear-proof.

This 7x5 feet backdrop is lightweight (~0.5 lbs.) and transportable.

The white rose pattern design provides a warm feel to any wedding photographs.

 

Kate Light Grey Portrait Backdrop | best photography background

Kate Light Grey Portrait BackdropThe Kate Light Grey Portrait Backdrop [Amazon Affiliate Link] is available in a variety of sizes, including 5x7 feet, 8x8 feet and 10x10 feet.

The backdrop is made out of muslin and microfiber fabric cloth. It is machine washable.

The backdrop has a 5cm pocket that can be used with poles to hang the fabric; no need for clips.

 

VEOEOV Professional Photography Backdrop | best photography backgrounds

VEOEOV Professional Photography BackdropThe VEOEOV Professional Photography Backdrop [Amazon Affiliate Link] is available in light blue and brown colours. The backdrop is 5x7 feet.

This backdrop is made out of a wrinkle resistant fabric and is machine washable. The fabric is thicker than vinyl backdrops, which reduces creasing.

The colours of this backdrop are vivid and will not easily fade.

 

TOAOFY Black Photo Backdrop | best photoshoot backdrops

TOAOFY Black Photo BackdropThe TOAOFY Black Photo Backdrop [Amazon Affiliate Link] is 5x7 feet and is available in a variety of styles, including black, blue, green, orange and yellow.

This backdrop is double-sided, foldable and machine washable. Made of 100% muslin.

This solid colour background would be especially good for portrait photography. Easy to store and carry.

 

AIIKES White Brick Wall Photography BackdropAIIKES White Brick Wall Photography Backdrop | vinyl photography backgrounds

The AIIKES White Brick Wall Photography Backdrop [Amazon Affiliate Link] is 5x7 feet. It is lightweight (~0.8 lbs.) and easy to store and carry.

This backdrop is made out of vinyl cloth that is bright and durable.

This backdrop cannot be washed but you can use a wet cloth to wipe it. The image generally won’t fade unless exposed directly to the sun.

 

Neewer Pure Muslin White Collapsible Backdrop | cotton photography backdrops

Neewer Pure Muslin White Collapsible BackdropThe Pure Muslin White Collapsible Backdrop [Amazon Affiliate Link] from Chinese photography equipment company Neewer is available in a variety of sizes, including 6x9 and 10x20 feet.

This backdrop has a rod pocket that can be used with poles to hang the fabric; no need for clips.

Made of 100% pure cotton. This backdrop is finished along all edges to prevent tears.

 

Photography Insurance Canada | Photography Gear Insurance | Front Row Photographers Insurance

If you’re researching photo backdrops, chances are that you own some photography gear. And if you own valuable camera gear, you might consider protecting that gear with photography insurance.

Consider Front Row’s online policies. If a location requires evidence of liability insurance before they will allow you on the property to shoot, Front Row can provide that to you in 5 minutes, 24/7 for 12 months of coverage. Online means lower cost.

Front Row’s insurance for photographers (Canada) is a good option for insuring your photo gear against theft, breakage and/or fire. You can get a quote and purchase a policy online in just a few minutes.

 

About: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film and photography industries. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment of claims. Offices in: Toronto, Vancouver, Montreal, Halifax, NY, Nashville and LA.

Amazon Associates Disclosure: Front Row Insurance is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. This post may contain affiliate links. There is no additional cost to you.

Related posts

Topics: Photography insurance, Best of

FILM PRODUCTION INSURANCE PREMIUMS: ONE WAY TO SAVE MONEY

Posted by David Hamilton on Jun 29, 2021 2:33:12 PM

Save money on your film insurance premium

One of the simplest ways to reduce film production insurance premiums is to lower the net insurable budget. The net insurable budget is the amount left once various budget line items are removed from the definition of insurable costs. The rate that is negotiated with the insurance company is typically applied against the net budget; however, note that not all of the insurers rate on net insurable, as was the case a few years ago.

A typical rate might be .70 cents per hundred dollars of net budget, depending on the current insurance market conditions. To illustrate, let us assume a cable TV movie needs to be insured with a budget of $2,000,000. Typically, we would remove the following line items as costs that do not need to be insured:

  1. Story and scenario - we will assume this amount is $50,000 (I know, writers are never paid enough).
  2. Post-Production costs - we will assume this amount is $200,000

Claims that happen during post-production are covered; however, due to the low risk of claims in post, the insurance company does not apply rate to post costs, which is why it has been removed.

$2,000,000 less script and post costs leaves a net insurable budget of $1,750,000. $1,750,000 times the negotiated rate of .70 results in a premium of $12,250. If the net were less than $1,750,000, the premium would go down.

Other budget costs to consider removing from our sample budget might be:

  1. Producer fees ($50,000)
  2. Development ($20,000)
  3. Publicity ($5,000)
  4. Overhead ($35,000)
  5. 50% of contingency ($25,000)

Removing the above items would lower the net insurable budget by $135,000 to $1,615,000 and would result in a premium savings of $945.

Once the budgeted cost is removed from the net insurable budget, it is no longer insured in the event of a claim, so producers need to be sure before removing anything from the insured budget.

As specialized film insurance brokers, we can help guide you to an appropriate net insurable budget for your film production.

Related Posts:

Related Video: WHAT IS A PREMIUM?

Topics: Short Film Insurance, Film Insurance, Entertainment Insurance, Film insurance premium

The Best Budget Camera Stabilizers and Gimbals for Filmmakers

Posted by Grant Patten on Jun 21, 2021 8:20:42 AM

The Best Budget Stabilizers & Gimbals for Filmmakers & Videographers

The Best Budget Camera Stabilizers and Gimbals for Filmmakers & Videographers

Source: Shutterstock 198672409, royalty-free stock image

The truth is that not every filmmaker/videographer can afford a Steadicam, so let’s do a resource round-up of some of the more affordable camera stabilizers and gimbals on the market now.

We’ll discuss, in no particular order:

  1. DJI RS 2
  2. Glidecam HD-PRO
  3. FLYCAM RedKing
  4. Zhiyun Crane 2S
  5. Roxant Pro Video Camera Stabilizer
  6. FeiyuTech AK4000
  7. MOZA Air 2 3-Axis Handheld Gimbal
  8. Ikan Beholder
  9. Manfrotto MVG460FFR
  10. Hohem All in 1 3-Axis Gimbal Stabilizer

 

DJI RS 2 / best camera gimbalsDJI RS 2 / best camera gimbals

The DJI RS 2 [Amazon Affiliate Link] is an excellent gimbal for dynamic cinematography, created by the respected Chinese drone company DJI. Every element and feature is designed to deliver industry-leading camera stabilization: the 4.5 kg tested payload, the Titan Stabilization Algorithm, the carbon fiber construction, and more.

This gimbal’s Titan Stabilization Algorithm captures smoother than ever footage. The SuperSmooth feature compensates for micro-movements and increases torque, stabilizing even 100mm zoom lenses. This gimbal is lightweight, travels easily and is easy to balance. Taking the camera on and off is simple.

Glidecam HD-PRO | best glidecamsGlidecam HD-PRO | best glidecams

The Glidecam HD-PRO [Amazon Affiliate Link] is a professional handheld camera stabilizer that can handle cameras up to 10 lbs. This gimbal features a “drop-in” dove-tail quick release plate that is compatible with Manfrotto tripod heads.

US-based company Glidecam Industries is known for creating high quality, affordable stabilizers and the HD-PRO is no exception. It is made out of corrosion-proof stainless steel and has knurled, positive locking control knobs.

FLYCAM RedKing Quick Balancing Camera Stabilizer

FLYCAM REDKING QUICK BALANCING VIDEO CAMERA STABILIZERThe FLYCAM RedKing Quick Balancing Video Camera Stabilizer [Amazon Affiliate Link] is a professional camera stabilizer for DSLR video camcorders, engineered to support cameras up to ~15 lbs. This stabilizer is made out of aluminum, so it is lightweight enough to allow videographers to shoot in different angles with comfort and ease.

The RedKing has a dovetail quick release plate (Manfrotto 501 compatible) that allows for quick mounting and dismounting of the camera, and a three-axis gimbal that allows for 360 degree panning and adjusting.

The RedKing’s balancing is smooth and almost effortless and it is easy to configure a proper "drop time" with the friction lock movable gimbals. The construction feels sleek and very sturdy.

Zhiyun Crane 2S | best budget gimbals

ZHIYUN CRANE 2S | BEST BUDGET GIMBALSThe Zhiyun Crane 2S [Amazon Affiliate Link] is a handheld gimbal stabilizer for DSLR cameras, from Chinese company Zhiyun-Tech. The Crane 2S can handle large cameras such as the BMPCC 6K, Panasonic S1H, and EOS 1DX Mark III with ease. More than that, you can also mount multiple accessories on it.

This gimbal’s axis locking mechanism adopts a two-phase locking design that guarantees zero swinging of the gimbal during traveling or storage.

The Crane 2S has six modes (basic to advanced): Pan Following, Locking, Following, Full-Range POV, Vortex and Go mode.

Roxant Pro Video Camera Stabilizer | best camera stabilizersRoxant Pro Video Camera Stabilizer | best camera stabilizers

The Roxant Pro Video Camera Stabilizer [Amazon Affiliate Link] is a stabilizer for GoPro, smartphones, Canon, Nikon or any camera up to 2.1 lbs.

This stabilizer’s design and construction provides "pro style" stabilization with less motion and shake compared to other handheld stabilizers. The lower arm comes with “no slip grip”.

Great for indie filmmakers looking to move their films to the next level! This stabilizer is helpful for smooth motion shots in tight spaces, on stairs, through crowds, in cars, walking/running/skating, etc.

FeiyuTech AK4000 | best gimbals for DSLRFeiyuTech AK4000 | best gimbals for DSLR

The FeiyuTech AK4000 [Amazon Affiliate Link] is a camera stabilizer with a three-axis gimbal, capable of stabilizing DSLR cameras up to 8.8 lbs. The beveled angle design prevents obstruction of the camera screen during shooting, allowing for better framing and monitoring.

The AK4000 is designed with a fixed mounting plate and comes with a quick release plate that is Manfrotto compatible. A 1/4"-20 threaded mounting hole on the bottom of the handle allows extending the length of the gimbal with an extension rod.

This stabilizer is particularly good for “run and gun” type shooting because it is quite lightweight (3.17 pounds) and portable.

MOZA Air 2 3-Axis Handheld Gimbal Stabilizer | best long battery life gimbalsMOZA Air 2 3-Axis Handheld Gimbal Stabilizer | best long battery life gimbals

The MOZA Air 2 [Amazon Affiliate Link] is three-axis DSLR stabilizer from California-based company Gudsen MOZA. This stabilizer can support cameras up to 9.2 lbs.

Each axis of MOZA stabilizer can be controlled independently, and it achieves multiple shooting modes such as Inception Mode, FPV Mode, Sport Gear Mode, Panorama and tracking mode.

This gimbal has a solid battery life of 16 hours. Comes with an OLED display and ergonomic handle. Balancing becomes easy if you just take a few hours to practice using the gimbal. The included follow focus and case are also great additions.

Ikan Beholder | best gimbal for mirrorlessIkan Beholder | best gimbal for mirrorless

The Ikan Beholder [Amazon Affiliate Link] is a three-axis gimbal stabilizer for DSLR and mirrorless cameras up to 4.5 lbs. Designed specifically for professional filmmakers looking for a single handheld stabilizer for a large range of medium and small cameras.

Using this stabilizer, filmmakers/videographers can quickly lock their camera into any position by manually pointing and holding it in any direction. After a few seconds, the camera will lock and hold its position until it is reset back to default.

The stabilizer’s OLED display screen shows various operating modes and the stabilizer is equipped with a 32-Bit controller and a 12-Bit encoder for advanced stabilization.

Manfrotto MVG460FFR | best Manfrotto camera stabilizersManfrotto MVG460FFR | best Manfrotto camera stabilizers

The Manfrotto MVG460FFR [Amazon Affiliate Link] is a three-axis gimbal stabilizer that can hold up to ~10 lbs. of DSLR camera weight. Each axis is equipped with a lock.

The stabilizer offers various modes: TikTok Portrait, Selfie mode, Inception mode and Time-lapse. Follow focus and remote control are included so that you can precisely control your gimbal and the focus for effortless shooting.

This gimbal comes with an LCD touchscreen to switch the operating mode and control rotation and parameters with one hand. Parameters include photo/video capture, focus, zoom, sensitivity adjustment, white balance and exposure value.

Hohem All in 1 3-Axis Gimbal Stabilizer | best gimbal for GoProHohem All in 1 3-Axis Gimbal Stabilizer | gimbal for GoPro

The Hohem All in 1 3-Axis Gimbal Stabilizer [Amazon Affiliate Link] is ideal for iPhones, GoPros and smaller recording devices weighing up to 0.88 lbs. This stabilizer weighs only 1.16 lbs, so would be great for travel videography and portability.

The battery’s working time is eight hours. There are six operating modes on the Hohem, including all follow, all lock and panning mode to meet the demands of multi-scene application.

The accompanying Hohem Gimbal app on iOS and Android includes many features, including time-lapse, motion lapse, hyper lapse, slow-motion and “Beauty Mode”.

Get DigiGear Insurance | Film Equipment Insurance | Videographer Insurance

Front Row’s DigiGear insurance policy (Canada) is a good option for insuring your filmmaking gear, including your film and video camera(s). Also available online. Quotes in 2 minutes; policies available in 5 minutes. Shop from your phone. If you are in the US, please complete this form.

Refer a Friend to Front Row Insurance

Based on customer demand, we’ve setup our referral marketing program and if you refer a friend to Front Row, you could win a $15 Amazon eGift Card OR be entered into a random draw to win a $99 Amazon eGift Card! (depending on your province)

 

About: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. Offices in: Vancouver, Toronto, Montreal, Halifax, NY, Nashville and LA. 

Related posts:

DISCLAIMER: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.

Amazon Associates Disclosure: Front Row Insurance is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. This post may contain affiliate links. There is no additional cost to you.

Topics: Short Film Insurance, DigiGear, Best of

Film Production Insurance and Renting Crew Personal Vehicles in Canada

Posted by David Hamilton on Jun 18, 2021 12:42:17 PM

Crew vehicles and third parties - insurance concerns

Crew vehicles and third parties - insurance concernsRoyalty-free stock photo ID: 1085625869, Shutterstock

If you plan to rent a vehicle from a crew member for your film production, there are some important steps to follow to ensure everyone is covered.

With respect to damage to the vehicle or third parties during shooting, there are two things to think about which are handled differently by insurance: damage to the vehicle itself; and damage to third party's property (Property Damage) or third parties themselves (Bodily Injury).

Scenario 1: Damage to the vehicle only

If production rents a vehicle from a rental car company, purchases the optional insurance, and adds all potential operators as drivers, then physical damage to the vehicle would be covered by the rental car policy. This would likely be your best bet as you can obtain coverage with no or small deductibles. As well, any accidents will not be charged against the driver's insurance, so they will maintain a clean driving record.

The production policy would also be in effect if, when using the driver's own vehicle, you had a deal memo with the driver stating that production was renting the vehicle.  However, the deal memo with the driver would also have to state that they are an employee of production for coverage to be in effect.

If the driver is operating their own vehicle, and you have no deal memo in place, you will not have any coverage for damage to their vehicle under your policy. Damage to their vehicle would have to be paid for by their own insurance policy (if they have physical damage insurance with the Insurance Corporation of British Columbia ICBC or another insurer), or by themselves if they have no policy. 

The production could always reimburse a driver for an incident: this is always a business decision for the production to make. In this scenario, the owner/driver is on their own. If production does decide to reimburse a driver for damage, you should have a release signed whereby the driver/owner agrees to hold the production harmless from any further claim. Otherwise, the driver could collect money from production, then claim from ICBC, and still come after production for compensation. Physical damage for rented vehicles either through Production Insurance or the Loss Damage Waiver purchased through a rental company should not respond any differently in Ontario.

Scenario 2: bodily injury or property damage

Considerations for Production Companies when renting crew vehicles in BC:

If the driver is operating their own vehicle, any third-party damage or injury will first be addressed by the driver/owner's insurance through ICBC.

There is a possibility that, in the event of injury or death suffered by a third party, the production or parent would find themselves the target of a lawsuit.

The production typically has Non-Owned Automobile Liability through their Commercial General (and Umbrella Liability policy if applicable) which will respond, subject to the terms and conditions of the policy, if the production is found liable for any bodily injury or property damage suffered by a third party. Note: in order for coverage to apply, the vehicle involved in the accident must be used on production and cannot be owned by the production or parent company.

In the event of third-party bodily injury or property damage, the first response will always be ICBC in British Columbia.

Considerations for Production Companies when renting crew vehicles in QUEBEC:

All Quebec drivers are protected by the Quebec public automobile insurance plan (Société de l'assurance Automobile du Québec). This plan offers indemnities in the event of injury or death resulting from an accident that occurred in Quebec.

One of the foundations of the Quebec auto insurance plan is its coverage regardless of anyone's liability. We often hear the term "no fault" to designate this particularity. This means that Quebecers involved in a road accident in Quebec are covered by the plan, whether or not they are responsible for the accident.

Since the principle of compensation does not take into account liability, it is not possible for an individual or a company to take legal action against the person responsible for a traffic accident.

The public automobile insurance plan does not replace your private automobile insurer; in Quebec, the law requires that all vehicle owners have a civil liability insurance policy for a minimum of $50,000. This compulsory basic insurance is used to cover property damage that you may cause to others.

Considerations for Production Companies when renting crew vehicles in Ontario:

With respect to liability, if the intent of the production company is to rent the vehicle (and not to provide a car allowance), there should be a written agreement in place between the production company and the crew member (owner).

  • The agreement should include confirmation that the crew member has their insurer’s approval to rent their vehicle to production and the policy is endorsed accordingly.
  • For short-term rentals (30 days or fewer), the production company’s Non-Owned Automobile Liability coverage under the Commercial General Liability policy will provide coverage as required by law. The owner of the vehicle is still responsible to maintain a valid automobile policy.
  • For rentals of 31 days or more, the owner may transfer the responsibility of compulsory automobile insurance to a third party (production company) via a rental/lease agreement. In this case, the production company is responsible for maintaining an Owner's Automobile Liability policy.

As the specifics of each situation vary, we recommend that the production consults with their insurance broker to arrange the necessary coverage.

Lastly, there is the potential issue of loss of the owner's safe driving credits. You should address this in the deal memo.

related post:

I'm renting a car (in Canada) for my production

RELATED LINKS:

Film Insurance 101 & How to Protect Your Film Project

Film Production Insurance: Why it is needed

Pre-Production Insurance

Film Production Insurance

How the Premium is Determined

Short Film Insurance

DigiGear Insurance

Props/Sets/Wardrobe Insurance

E&O Insurance

DICE Insurance

Third Party Property Damage

Crew Vehicles

Umbrella Vs. Excess Liability

Commercial General Liability

Negative Film / Videotape and Faulty Stock

Workers Comp

Cast Insurance

Extra Expense (EE)

Foreign Locations

Claims

Topics: Entertainment Insurance, Film insurance broker

How is it decided whether a doc will be covered by special rates for E&O?

Posted by Grant Patten on Jun 16, 2021 8:06:38 AM

How is it decided whether a doc will be covered by special, reduced rates for E&O insurance?

How is it decided whether a documentary will be covered by special, reduced rates for E&O insurance?Source: Shutterstock, 1746536957 Royalty-free stock photo

Members of the Documentary Organization of Canada (DOC) have access to an insurance program with special rates designed for Canadian documentary producers. Film producer’s errors & omissions (E&O) coverage is included in this program.

It is important to note that the insurance company (insurer) does not necessarily see each documentary project as one and the same, in terms of risk. Some projects are going to be seen as riskier than others and each insurer has a different “risk appetite” when it comes to the types of projects they are insuring. Therefore, it is useful for producers to keep certain things in mind from the beginning of their project, while they are still finalizing the budget, to make sure there are no (or fewer) surprises re: E&O.

Note: The insurer, not Front Row (we’re the broker), lays out the parameters of the film producer’s E&O insurance program.

Projects that do NOT fall under the DOC E&O program pricing:

  • Controversial and/or mean spirited (g., investigative, intended to “expose” someone; this can be seen as contentious)
  • Docudramas
  • Productions with US counsel
  • Productions depending on fair use/fair dealing as a defense
  • Productions that have previously aired

Note: this does not necessarily mean that Front Row cannot cover the above projects, but that there may be an additional cost above the reduced E&O pricing for DOC or that this business may have to be placed with another insurer.

Fair dealing relates to exemptions under the Copyright Act in Canada; fair use is the US legislation. It is assumed by many producers that fair use provides more leeway in terms of what is allowed. This is not always an accurate assumption. Many lawsuits have arisen over this assumption and there has not been much consistency in these rulings. This can be especially problematic when a producer is relying on fair use arguments, but they have a Canadian lawyer. The Canadian lawyer might not be up to speed on all the fair use-related cases that are developing in the US. We always recommend that producers first talk to their clearance lawyer(s) to gather their feedback before purchasing E&O insurance.

Get Producer’s E&O Insurance | Errors & Omissions Insurance for Producers | DigiGear Insurance | Film Equipment Insurance

If you’re a member of DOC, you can access insurance coverage at a cost that is much lower than an individual documentary producer can normally obtain when purchasing insurance coverage on his/her own. Get a quote here.

If you’re not a member of DOC, you can still request a quote for film producer’s E&O.

Documentary filmmakers/producers may also wish to consider:

  • Short-Term Film Insurance (Canada): provides coverage for up to 15 consecutive days of shooting, with no minimum premium. The coverage is available online 24/7. Covers rented gear, rented locations, rented props, sets, wardrobes, and more. Quotes are free. If you’re in the US, get a quote here.
  • DigiGear Insurance (Canada): custom equipment insurance for owners of: cameras, sound and lighting gear working in the film/TV industry. Also available online. Quotes in 2 minutes. Policy available in 5 minutes. Shop from your phone. If you’re in the US, get a quote here.
  • Legal expense insurance provides you with financial coverage for a variety of potential legal events and provides unlimited access to a general Legal Helpline.

Refer a Friend to Front Row Insurance

Based on customer demand, we’ve setup our referral marketing program and if you refer a friend to Front Row, you could win a $15 Amazon eGift Card OR be entered into a random draw to win a $99 Amazon eGift Card! (depending on your province)

 

About: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row has 50+ staff in 8 offices that have a combined 530+ years of experience. Front Row is the largest film insurance broker in Canada. Front Row works hard to provide insurance protection at a low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment of claims. Offices in: Toronto, Vancouver, Montreal, Halifax, NY, Nashville and LA. https://www.frontrowinsurance.com/

Related posts:

Fair dealing (Canada) vs. Fair use (US)

Title searches/title reports

Clearance reports

eBook: E&O Insurance 101

DISCLAIMER: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.

Citation:

Q&A Web Conference for DOC Members May 27 2021, Front Row Insurance/DOC Canada

Topics: Film Producer's E&O Insurance, Documentary Insurance, Script Clearance reports, Docudrama insurance, Fair Use Doctrine, Legal expense