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February 7, 2019 - On February 4th , 2019 Front Row Insurance welcomed Candice Huddleston Nieson as Account Executive to our Vancouver office.
Candice has an extensive insurance background with 25+ years of experience in the general insurance. She has been focusing on Film & Entertainment insurance for the past several years. Candice brings a great level of experience and great customer service to our Vancouver office .
Candice can be contacted at:
About: Front Row Insurance Brokers Inc. is an independent entertainment insurance broker that works on behalf of film producers to transfer their risks to insurance companies for the lowest possible cost. Should a claim occur, Front Row ensures that the producer receives the money that they are owed per the insurance policy, as quickly as possible. Front Row has offices in Vancouver, Toronto, Montreal, Halifax, Los Angeles, New York,and Nashville.
David W. Hamilton
President + CEO
602-1788 W Broadway
Vancouver, B.C., V6J 1Y1
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P 604 684 3456
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Passionate about the arts…better at insurance
Tags: new hire
Does your art school work with an insurance brokerage that has specialized knowledge of the arts and entertainment community, and that understands the specific needs of an arts organization?
Protégé is an insurance product custom-designed for art schools by Front Row Insurance Brokers. The program grew organically out of our longstanding engagement with the arts community. We realized that creators are also educators, and that our clients needed an insurance product that could cover their workshops, summer camps, and training seminars. We wanted to create a policy that helps foster creative expression, one that protects teachers and students alike, that helps create safe spaces to learn, where students can take risks, challenge each other, and grow with confidence.
Coverages available include:
Protégé is one of the few policies to offer abuse coverage. Should the unthinkable occur, we have a team of experts in crisis management that can help you navigate the difficult legal and emotional challenges of allegations of misconduct. But more importantly, we’re proactive. We work with you to develop risk management strategies. For example, we can consult on background checks, or the spatial arrangement of rooms, traffic flows, or scheduling. We want to prevent potential hazards from ever happening in the first place, so that students, staff, and parents can build confidence and trust in each other.
That’s why we partnered with Ecclesiastical, one of the top Insurers worldwide for private schools and cultural institutions. They are an insurance company notable for their outstanding goodwill. Owned by a charitable trust, they donate all their annual profits to charities. They have over 120 years of experience, and world-class resources that are made available to you through Protégé.
Protégé is insurance made for creatives by creatives. What? Insurance can be creative! At Front Row, we like to think of ourselves as part of the ecology of arts and entertainment. We don’t just provide services to the arts community – we’re an integral part of it. Give us a call and find out how Protégé can help protect your most valuable asset: the next generation of artists.
Pricing begins at $600 for a small school. To learn more, click here.
Tags: painting school insurance, art school insurance, fine art school insurance, music school insurance, dance school insurance, film school insurance, E&O Insurance, Abuse liability insurance, abuse insurance
Unfortunately, there seems to be an influx of musical instrument theft as of late, but there are some actions you can take to protect yourself and your band.
We’ve provided some tips and tricks for how to guard your instruments, as well as some information on how to insure your instruments so you are protected in any worst case scenario situations.
4. Keep Records
In the unfortunate event that your gear is stolen, you’ll really only be protected from losses if you’ve chosen an insurance provider that specializes in instrument insurance for professionals (like us). Most homeowners policies will not insure instruments and gear used professionally or damage caused by airlines so be sure to source a policy for professionals. This ensures all of your bases are covered and the tools of your trade will be protected.
Many music professionals rely on Front Row for their tour and instrument coverage. We offer the advantage of one-stop online shopping with low rates, flexible options, and excellent service. Buy protection though our website with no need to speak to a broker. For more information on how to insure your instruments, click here.
About the contributor: David Hamilton is President + CEO of Front Row Insurance, one of the world’s largest entertainment insurance brokers that is privately owned in Canada. Front Row specializes in musical instrument insurance for professionals. http://frontrowinsurance.com/
As a filmmaker your top priority is likely bringing your next production to life and maintaining creative inspiration, but you also know how important the business side of film production is.
This includes understanding the legal and insurance requirements needed to protect your next film. Insurance is a critical part of the film business, especially E&O (Errors and Omissions). If you understand what E&O is and how it can actually serve your production needs, you’ll set your next film up for even greater success.
GETTING TO KNOW E&O
Producers Errors and Omissions Insurance covers all of the potential legal liabilities and defense costs against lawsuits alleging unauthorized use of titles, formats, ideas, characters, plots, plagiarism, unfair competition or privacy, and breach of contract. It also protects against alleged libel, slander, defamation of character or invasion of privacy. Errors & Omissions is a requirement for distribution deals with studios, television, cable networks, DVD and Internet sites prior to the release of any film production. In fact, if you haven’t released a film yet, you’ll discover that production financing will probably not flow until your E&O coverage is in force.
HOW IT WORKS
Consider the risks: You’ve released a film that is a HUGE success, and someone accuses you of stealing their idea, or script. No surprise, this happens a lot. For example, after AVATAR was released in 2009, a man spoke out and claimed that he had actually pitched this multi award winning movie to AVATAR Producer, James Cameron a few years earlier. An E&O policy would provide a lawyer in this instance and would pay the legal fees and judgement costs if the filmmaker lost.
Planning an online production? YouTube is a hot bed for E&O disputes. A while back, a music video director posted a parody of a well known movie that went viral, garnering over 1 million views, but unfortunately he didn’t have E&O and the video was taken down as he could not afford the legal costs. A big loss for him and one he could have avoided if he had obtained E&O coverage.
WHAT E&O COSTS
Premiums for E&O vary based on the content of the production. A straight forward documentary typically cost $2,500 to $4,000 while you can expect to pay $3,500 to $8,000 for a feature film for the industry standard 3-5 year policy term. Every project is unique and requires a custom E&O policy. Standard limits are $1,000,000 per claim/$3,000,000 aggregate with a deductible of $10,000. Ideally, speak to an E&O insurance expert who can advise on the risks related to your particular film. We’d love to help with that.
YOUR NEXT STEPS
About the contributor: David Hamilton is President + CEO of Front Row Insurance, one of the world’s largest entertainment insurance brokers. Front Row offers E&O insurance for filmmakers. E&O Policies start at $1,250 and certificates proving insurance coverage are provided immediately at no cost.
We all know that person who had a little too much fun and did something they fully regret the day after an event or worse, treated their weekend conference like a trip to Vegas. If you’re on the event planning side of these meetings, you’ll want to understand the type of event insurance required by your venue to protect yourself and your staff against all possible scenarios. Here is your guide to obtaining the right coverage for your next office event or conference:
Regardless of where, when, and how your next office event or conference comes together, obtaining the right level of Event Insurance will give you peace of mind that you’re covered in the event that anything goes sideways, which does happen more than you’d think.
Feel free to give us a call if you’d like an expert to answer any questions or obtain a quote for your next event online in a couple of minutes by clicking here.
About the contributor: David Hamilton is President of Front Row Insurance, one of the world’s largest entertainment insurance brokers. Front Row offers event insurance with no need to talk to a broker. Policies start at $130 and certificates proving insurance coverage for your rented venue are provided immediately at no cost. To get a quote online, in under 5 minutes click here!
Arranging film production insurance for your renovation show should be done with the help of a specialized entertainment insurance broker.
The following information is to be used as a general reference only and does not alter the insurance policy wording for your specific production. In all cases, actual coverage is subject to the policy language, terms and conditions of the long form policies to be issued by the insurance company. Additionally, the following is not intended to be legal advice but rather are general recommendations intended to reduce your exposure to an insurance claim. When entering contracts with anyone you should consult a lawyer to draft appropriate language for your specific circumstances and to ensure that you are adequately protected.
With renovation shows we suggest that you consider the following guidelines:
Ultimately the homeowner could sue the production company and the contractor if they feel work was poorly done but adopting some of the guidelines above, having contractors who are properly insured and including the homeowner in decisions being made would greatly reduce your exposure to loss.
Decorating shows that involve changing room colours and adding new furniture etc. are less risky than more major renovations but when you are working on any third party properties there is a greater risk of something going wrong. Use a specialized film insurance broker to ensure you are properly covered.
There are rumors that Jennifer Lopez insures her rear-end for a billion-bucks, although she denies it. Anyone with a body part that valuable shouldn't go around advertising it.
There are reports throughout the history of the entertainment business of celebrities insuring a variety of body-parts.
The earliest reports of body-part insurance from come from the 1920's, when a policy insuring silent movie star Ben Turpin's signature crossed eyes from a risk of going straight was issued. It might seem odd anyone famous for crossed eyes could make it big in the first place but, the fact Turpin took out insurance protecting his asset is rather interesting.
Insurance is a contract binding an insurer to indemnify someone against a specific loss in return for a premium. There needs to be a value for the asset being insured and most of us generally think insurance would cover losses suffered from some kind of disaster. Well, when you think about it, celebrities need body-part insurance if their asset is their rump what would they have if something happened back there? A disaster!
Bruce Springsteen was once reported to insure his voice for six million dollars and the truth is that had something gone wrong with the Boss' voice it very well may have cost him the rest of his career and substantial future earning potential. When we consider what a movie star, singer or model has an asset it's not so strange to imagine they may want to insure their future in the event something goes wrong. It's just too bad there isn't "No-Talent" Insurance for some of the celebrities.
One of the delights of the circus is seeing the most skilled acrobats dazzle an audience with risky stunts. At cultureONE our experience with production liability insurance and special event liability insurance has shown that there are always unfortunate exceptions where even the most skilled acrobat doesn’t escape danger as planned.
One such incident occurred recently at a Ringling Bros. Circus in Rhode Island where an aerial accident sent eight performers plummeting to the ground. The stunt, known as “the human chandelier” involved performers hanging from their hair on a suspended apparatus. A clip at the top of the apparatus snapped and three performers are at the hospital in serious condition. Thus far there is no conclusive information as to why the clip failed.
When quoting theatrical insurance where aerial stunts are being performed, one of the questions we always ask is how much experience the aerial rigging technician has. We also ask if he/she is licensed. This protects the risk and encourages producers to employ the best people. Furthermore we offer key person insurance. This is reserved for parties whose inability to perform would result in the event being cancelled. In an event like the circus, the specialized skill on display makes purchasing the above coverages a must, and our years of experience will make sure there are no gaps that might hinder a major performance.
Even with the correct due diligence, accidents can always happen and they illustrate how important it is to carry good production insurance.
Sometimes derisively referred to as a “plot coupon,” a MacGuffin is a device in scriptwriting, a “thing” which the protagonist pursues, often loosely defined, which serves as their primary motivation and goal in the film. Alfred Hitchcock is often credited with coining the term; in a 1939 lecture at Columbia University in New York, he attempted to define it:
“It might be a Scottish name, taken from a story about two men on a train. One man says, 'What's that package up there in the baggage rack?' And the other answers, 'Oh, that's a MacGuffin'. The first one asks, 'What's a MacGuffin?' 'Well,' the other man says, 'it's an apparatus for trapping lions in the Scottish Highlands.' The first man says, 'But there are no lions in the Scottish Highlands,' and the other one answers, 'Well then, that's no MacGuffin!' So you see that a MacGuffin is actually nothing at all.”
In the film Ronin, for example, the MacGuffin was a metal briefcase whose contents were never revealed, but which all the characters in the film were desperate to obtain. The audience does not know, and does not need to know, what is inside the briefcase; the MacGuffin is charged with such importance that its significance does not need to be explained to serve its narrative purpose.
Examples of famous “Macguffins”: