Protégé: Custom Insurance for Art Schools and Arts Educators

AREAS OF COVERAGE

Protégé Insurance protects arts educators and schools in a variety of crucial areas: Studio Property, Business Continuity, Bodily Injury, Abuse Liability, Educator Error, and More…

Studio Property: 
Coverage for your space and equipment, in the event that it’s damaged or equipment is stolen, including:  

• - Your building or studio; studio improvements such as your dance floor & mirrors; your studio contents including computers, audio-visual equipment, cameras, and instruments
• - Rented or borrowed property
• - Costumes or sets; retail stock such as shoes, art supplies, or instruments
• - Your employees’ & teachers’ property
• - Mobile coverage for productions, touring, and competitions
•  

Business Continuity: 
Protection for your ongoing operations and bottom-line, including:

• - All or a portion of your continuing fixed expenses when your revenue is reduced after your studio or property is damaged
• - Extra costs to operate your business when your studio or property is damaged
• - Loss of future tuition fees
• - Your financial loss when the unexpected occurs, such as a power disruption, or when a civil authority denies access to the area where your school is located
• - Professional services fees to help you determine the amount of your claim
•  

Bodily injury & Property Damage Liability: 
Protection in the event that you are sued, including:

• - Claims against you when a student has been injured
• - Protection for your teachers, employees, volunteers, and freelance teachers
• - Legal defence costs
• - Claims resulting from presentations, performances, or other activities away from your school
• - Fundraising or promotional events
• - Mental anguish related to bodily injury
• - Workplace injuries
• - Claims related to the use of non-owned automobiles

Abuse Liability: 
Managing allegations related to children and other vulnerable people with risk-specific coverage that will pay for:

• - Damages awarded, or which are agreed upon, payable to the person making the claim against you or your institution
• - Criminal and Civil legal defence costs
• - Medical, rehabilitation & counselling costs for individuals affected by an incident of abuse
• - Coverage extends to employees, instructors, guest artists, volunteers
   

Educators Errors & Omissions: 
Coverage for legal fees, defence costs, and any awarded, or agree upon, damages related to:

• - Improper placement of students, including the failure to promote or grant proper credit
• - Failure to educate
• - Improper guidance counselling or improper educational evaluations
• - Wrongful dismissal of a student

CONTACT US TODAY TO RECEIVE A NO COMMITMENT QUOTE:

Contact Steve Beatty
steve@frontrowinsurance.com
Direct: 416-642-3294