Venue Owners Insurance Policy

Note: this is a US-only program.

Venue owners: ensure your tenants have the proper liability insurance when you incur a no cost Front Row TULIP policy.

TULIP stands for Tenant Users Liability Insurance Protection. It is designed to provide short term liability insurance to users of the venue.  Assume you own a 500 seat auditorium that you rent to speakers, bands, religious groups, film festivals, etc. With a TULIP policy, you can offer liability insurance to the renter of your venue for a dramatically reduced rate. The organizer of 500 people attending a speaker might pay $150 for $1,000,000 in general liability coverage to protect against bodily injury and property damage to third parties during the event. The organizer might pay $300 or more for similar coverage if they had to purchase their own stand alone policy.

A Master Policy can be created for your venue that any tenant can access. The master policy is created at no cost to you. The tenant benefits by getting a much less expensive policy than they could find on their own. You get the comfort of knowing that your venue is protected with coverage that you understand. Other benefits include:

• Fast issuance the day of the event so you can book tenants at the last minute
• Ease of use – no need to talk to a broker
• Venue automatically covered as an additional insured
• Groups with no insurance of their own can use your venue
• The Master Policy is pre-filled with the coverage you approved, with the limit of liability you require and showing the correct additional insured information – mistakes are eliminated.
• No cost to the venue – your tenants pay for the policy.
• Low administration cost

Typical facilities that would benefit from a  Front Row TULIP policy are:

• Theatres
• Churches, Synagogues and other religious institutions
• Meeting halls
• Wedding venues and music venues
• Country clubs and music clubs
• Community centers

To receive an indication of a premium cost, fill out this short application form below: