Online Auction Liability Insurance from Front Row: Buy Online!

Posted by Grant Patten on Jan 18, 2022 7:16:31 AM

Online Auction Liability Insurance from Front Row: Buy Online!Source: 1657576549 Shutterstock image

Why do you need auction liability insurance? If someone is injured through an accident at your auction and you are found legally responsible, this coverage will protect you. It will also pay for property damage claims that the insured might become legally obligated to pay.

Thinking nothing bad can happen at an auction event? Well, below is an unfortunate incident that occurred at a real-life auction. This auction event may or may not have had insurance; let’s hope they did, for their sake!

Property auction fire (2018) | Auction insurance covers fire damage

In 2018, a property auction ended in disaster when the auctioneer lit a small fire to “add atmosphere” to the house during a viewing. Flames from the fireplace spread through the upper level of the house. The upper level incurred significant damage and required extensive repair work. 

Commercial General Liability coverage (in Front Row’s event insurance policy) is designed to protect against all sums up to the coverage limit that the insured shall become legally obligated to pay for property damage to third parties arising out of the operations of the insured event. It includes the cost of a lawyer to defend you.

Front Row’s auction insurance USA | auctioneer insurance US

Of course, we hope nothing bad happens at your auction, but as the above example demonstrates, such incidents cannot always be predicted or prevented. Therefore, it makes sense to purchase insurance for your auction. Front Row’s online auction insurance in the US can cover:

  • Auctions
  • Harvest Festivals
  • Charity Benefits, Dances, Auctions, Or Sales
  • And more

What differentiates Front Row from other US auction insurance providers?

Principally, our policy is available for purchase online, 24/7. This is, of course, easier and more convenient than having to call or email an insurance agent for arrangement of the policy offline. Quite simply, you’ll get your US auction insurance policy faster and with less hassle if you purchase it online from Front Row. Quotes are free.

Auctioneers, other auction professionals and venues can easily be added as additional insureds to the policy, for free. This maintains the professional aspect of everything and protects everyone involved.

Will there be drinking at the auction? Front Row’s event insurance policy can include host liquor liability coverage; consider adding it to the policy.

Our online sites are renowned for their speed, efficiency and ease of use. Protect your short-term auction now by purchasing online from Front Row: Get a No-Obligation Quote in 2 Minutes

Note: this program is currently only available to residents of California, New York and Texas. If you're in Canada, you can buy benefit/charity/auction insurance here.

About: Front Row Insurance Brokers LLC is an independent insurance broker that specializes in the entertainment industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. Offices in: NY, Nashville, LA, Vancouver, Toronto, Montreal and Halifax.

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DISCLAIMER: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.

Topics: Event insurance US

Wedding Insurance USA | Wedding Liability Insurance United States

Posted by Alyson Locacciato on Dec 2, 2021 10:49:23 AM

The Worst Best Day of Your Life: Wedding Insurance USA | Wedding Liability Insurance United States

Wedding Insurance USA | Wedding Liability Insurance United States

DISASTERS ON YOUR WEDDING DAY ARE MORE COMMON THAN YOU THINK.

As insurance providers, we think about disasters a lot - so you don’t have to live them.

We’ve gathered some of the most unforgettable wedding day horror stories to get you thinking about wedding insurance. After all, just like love, there are some things you just cannot predict – and that’s why we offer wedding insurance.

Read on for some unforgettable wedding day disasters - and then let us make sure you’re covered for potential accidents on your big day with our wedding insurance program, starting at $125.00 USD (subject to change).

New York’s In Love | Wedding Insurance New York | Wedding Insurance NYC

A bride planned her dream wedding in 2015 at the Arrowhead Lodge in Oneida Shores Park, NY. After dinner, one guest became sick; and then another, then another. Bathrooms became full, and guests began fainting on the lawn. The bride said, “Ambulances came, and then they had to call for more ambulances." An estimated 100 people got sick and 22 were hospitalized, some overnight.

After a thorough investigation, the macaroni and cheese tested positive for “staph aureus enterotoxin infection, a type of food poisoning.” The bride owed guests nearly $12,000 in medical costs.

DYK: Without wedding liability insurance, any injuries that may occur at the wedding that prevent a person from working could create financial trouble.

In the above example, if a guest got a staph infection from food at your wedding, s/he could sue you for damages. The wedding insurance would pay for the cost of a lawyer to defend you.

(Sittin’ On) the Dock of the Bay | California Wedding Insurance | Wedding Insurance CA

At a wedding in California in 2014, the photographer had a great group photo suggestion on a nearby dock. The entire wedding party gathered on the dock and while posing, the weather-beaten wood dock collapsed under their collective weight and sent everyone into the water!

DYK:The above example involves potential bodily injury and property damage, which are both covered under Commercial General Liability. This coverage is designed to protect against all sums up to the coverage limit that the insured shall become legally obligated to pay for bodily injury, property damage or personal and advertising injury to third parties arising out of the operations of the insured wedding.

Up to $2,000,000 in General Liability Coverage is provided under Front Row’s wedding insurance policy.

Wedding insurance providers USAWhat differentiates Front Row from other US wedding insurance providers?

Principally, our policy is available for purchase 100% online, 24/7. This is, of course, easier and more convenient than having to call or email an individual insurance agent for arrangement of the policy offline. 

Quite simply, you’ll get your US wedding insurance policy faster and with less hassle if you purchase it online from Front Row. Quotes are free. 

Wedding professionals and venues can easily be added as an additional insured to the policy, free. This maintains the professional aspect of everything and protects everyone involved.

Our online sites are renowned for their speed, efficiency and ease of use. Protect your wedding now by purchasing online from Front Row:

Get a No-Obligation Quote in 2 Minutes

Note: this program is currently only available to residents of California, New York and Texas.

Are you in Canada? Buy wedding insurance here.

 
About: Front Row Insurance Brokers LLC is an independent insurance broker that specializes in the entertainment industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. Offices in: NY, Nashville, LA, Vancouver, Toronto, Montreal and Halifax. 

Related content:

Citations:

DISCLAIMER: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.

Topics: Wedding insurance, Party insurance, Event insurance US

Front Row Insurance Brokers Launches Online Event Insurance

Posted by Mike Groner on Nov 8, 2021 6:20:49 AM

Front Row Insurance Brokers Launches Online Event Insurance

Los Angeles, CA – November 8, 2021 – Front Row Insurance Brokers LLC is pleased to announce that its online event liability insurance program is now available to residents of California, New York and Texas, with more US states forthcoming.

Available online in less than 5 minutes with no need to talk to a broker; policies start at $125 USD. Certificates proving coverage for the venue are free. A no-obligation quote is available any time of the day or night in less than 3 minutes here: https://events.frontrowinsurance.com/us

Up to $2,000,000 in liability insurance protection is available. Costs arising from injury to guests and damage to the venue are insured. The protection in the policy will assign a lawyer and cover legal costs. Host liquor liability coverage is also available to protect against losses or damages in case of claims arising from alcohol-related incidents that might occur at an event.

“We wanted to make the insurance process easier, faster and less expensive for people who rent event space,” says Mike Groner, Vice President - US at Front Row Insurance Brokers LLC. “There is no need to speak to a broker, an underwriter is not involved, so the cost to process the insurance is low and we have passed this savings onto the event space renters.”

Available to buy online at https://events.frontrowinsurance.com/us, Front Row’s US event insurance policy also protects: anniversary parties, bar & bat mitzvahs, book signings, fashion shows, lectures, holiday parties and more.

Read more about the policy here.

Download PDF here

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About: Front Row Insurance Brokers LLC is an independent insurance broker that works on behalf of its clients to provide insurance at a low cost. Should a claim occur, Front Row works diligently to ensure that clients receive the money they are owed per the insurance policy. Front Row has US offices in Los Angeles, New York and Nashville. Visit their website at https://www.frontrowinsurance.com/usa.

For more information, contact:               
Mike Groner, Vice President – US
Front Row Insurance Brokers LLC
PH Los Angeles: 424-529-6704
PH Vancouver: 604-630-1329
mike@frontrowinsurance.com

Topics: Event insurance US

Birthday Party Insurance USA | Party Liability Insurance United States

Posted by Alyson Locacciato on Oct 20, 2021 7:31:40 AM

Birthday Party Insurance USA | Party Liability Insurance United States

BIRTHDAY PARTY INSURANCE USA | PARTY LIABILITY INSURANCE UNITED STATES

Source: Royalty-free stock photo, shutterstock_1436597573

Think nothing bad can happen at your birthday party? Well, think again… just look at the below real-life examples of unfortunate incidents that have occurred at birthday parties in the US. These parties may or may not have had insurance; let’s hope they did, for their sake!

KEITH MOON’S 21ST BIRTHDAY (1967) | US BIRTHDAY PARTY INSURANCE

Keith Moon, drummer of the rock band The Who had a wild 21st birthday. In 1967, in Flint, MI, the band had a party at the local Holiday Inn. The rock star took to his 21st birthday by causing over $24,000 in damage to the hotel, and drove his Lincoln Continental into the pool.

via GIPHY

What if one of your birthday party guests unexpectedly has a Keith Moon-like reaction to the alcohol served at the party and goes on to cause property damage to the venue? That is what liquor liability insurance coverage is for, which can be added to the event insurance policy.

CHLOE MORETZ 13TH BIRTHDAY PARTY (2011) | BIRTHDAY PARTY INSURANCE CALIFORNIA

Chloe Moretz, the young star of Kick Ass (2010) and Hugo (2011) was given a once-in-a-lifetime opportunity for her 13th birthday. Moretz invited 30 friends to Paramount Studios to view the original reel of Breakfast at Tiffany’s (1961). Unfortunately, this moment was not as exciting to her guests who threw sandwiches all over the floor and smeared mayonnaise over the walls, causing some property damage.

FLORENCE WELCH 26TH BIRTHDAY (2012) | BIRTHDAY PARTY INSURANCE NEW YORK

Singer Florence Welch from Florence and the Machine had a birthday party in New York that involved almost burning down a space her friend had rented to her! After leaving the party, she accidentally left a tealight candle burning that caused $2,400 in damages.

Front Row’s event insurance policy includes up to $2M in general liability, which is designed to protect against all sums up to the coverage limit that the insured shall become legally obligated to pay for bodily injury or property damage arising out of the operations of the insured event.

Front Row’s birthday party event insurance USA:

Of course, we hope nothing bad happens at your birthday party, but as the above examples demonstrate, such incidents cannot always be entirely predicted or prevented. Therefore, it makes sense to purchase event insurance for your birthday. Front Row’s online event insurance in the US can cover:

  • Birthday Parties
  • Anniversary Parties
  • Business Parties
  • Holiday Parties
  • And more

What differentiates Front Row from other US event insurance providers?

Principally, our policy is available for purchase 100% online, 24/7. This is, of course, easier and more convenient than having to call or email an individual insurance agent for arrangement of the policy offline. You’ll get your US event insurance policy faster and with less hassle if you purchase it online from Front Row. Quotes are free.

Event professionals and venues can easily be added as an additional insured to the policy, for free. This maintains the professional aspect of everything and protects everyone involved.

Our online sites are renowned for their speed, efficiency and ease of use. Protect your short-term event now by purchasing online from Front Row:

Get a No-Obligation Quote in 2 Minutes

Note: this program is currently only available to residents of California, New York and Texas.

Are you in Canada? Buy birthday party insurance here.


About: Front Row Insurance Brokers LLC is an independent insurance broker that specializes in the entertainment industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. Offices in: NY, Nashville, LA, Vancouver, Toronto, Montreal and Halifax.

Related posts:

Citations:

DISCLAIMER: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.

Topics: Birthday party insurance, Party insurance, Event insurance US