Arranging film production insurance for your renovation (reno) show should be done with the help of a specialized entertainment insurance broker.
The following information is to be used as a general reference only and does not alter the insurance policy wording for your specific production. In all cases, actual coverage is subject to the policy language, terms and conditions of the long form policies to be issued by the insurance company. Additionally, the following is not intended to be legal advice but rather are general recommendations intended to reduce your exposure to an insurance claim. When entering contracts with anyone you should consult a lawyer to draft appropriate language for your specific circumstances and to ensure that you are adequately protected.
Ultimately, the homeowner could sue the production company and the contractor if they feel work was poorly done but adopting some of the guidelines above, having contractors who are properly insured and including the homeowner in decisions being made would greatly reduce your exposure to loss.
Decorating shows that involve changing room colours and adding new furniture etc. are less risky than more major renovations but when you are working on any third-party properties, there is a greater risk of something going wrong. Use a specialized film insurance broker to ensure you are properly covered.