When you picture your perfect backyard wedding, what do you see? A hug from your mom just before you walk outside; lanterns glowing on the pathways; saying “I do” in the garden you grew up in? Cutting the cake your best friend made for you, and watching the stars come out as candlelight flickers across the faces of your friends and family? Having a wedding at home is a beautiful way to keep your celebration intimate and meaningful, not to mention a smart strategy for keeping your budget in balance on the big day. No matter what your perfect at-home wedding looks like: don’t forget to insure it.
Wedding insurance is easy to get - it takes about 10 minutes online and starts at $105 - and it’s a reliable way to cover yourself (or your parents, if they’re hosting for you) so that your wedding doesn’t include some unwelcome hidden costs. Here are some of the situations that we see commonly come up with home weddings:
- Guest gets hurt: If someone slips on the dance floor and breaks their ankle, wedding insurance protects everyone. This last one’s really important, because injuries like this can make a big difference to someone’s livelihood. Spilled wine that you didn’t clean up off the dancefloor could end up costing $15,000 or more if your guest’s out of work for a while. Insurance coverage means you don’t need to worry about this all too common scenario.
While homeowner’s insurance sometimes covers some of these unexpected costs, you’ll want to read the fine print carefully. In our experience, it’s well worth it to purchase wedding insurance and make sure you’re fully covered. You can buy ours online in about 3 minutes here.
Are you in the US? Wedding insurance in the US can be arranged quickly through our online program.
Keep your Backyard Wedding on a Budget