What is DICE? Docs, Industrial, Commercial, Educational Films

Written by Meghan Stickney | Oct 29, 2009 11:20:00 PM

Photo credit: Unsplash

This is a great insurance policy to save you time and money if you anticipate multiple projects in the next 12 months.

Excludes*:

- Feature Length or Theatrical/Television Release over $150,000 budget

- Television Series or Episodes

- Productions with shooting periods +90 Days

(*unless specifically endorsed and in some cases an additional premium applies)

We will give you blank certificates for the year, allowing you to lock locations and rent equipment on the fly.
General Liability is less expensive with an annual policy as you only pay for it once per year and it covers all of your projects in a 12 month period. Less work and cost than arranging coverage for each of your projects.

A typical package for a Canadian producer with up to $250,000 in annual productions costs:

Coverage	Limit of Liability	Deductible
Negative Film	$150,000	NIL
Faulty Stock	$150,000	$2,500
Props, Sets & Wardrobe	$50,000	$2,500
Rented Equipment	$250,000	$2,500
Owned Mobile Equipment	$20,000	$2,500
Owned Fixed Equipment	$20,000	$2,500
Extra Expense	$50,000	$2,500
Vehicle Physical Damage	$250,000 Per Vehicle	15%/$2,500 Min $10,000 Max
Office Contents	$100,000	$1,000
Third Party Property Damage	$1,000,000	$1,500
Money & Securities	$10,000	$1,000
Commercial General Liability	$2,000,000	$500
		Approximate Premium: $2,695 (subject to change without notice) Agency Fee: $110 (subject to change without notice) Applicable Provincial Sales Taxes will apply

A deposit premium starts at under $2,000 (subject to change without notice)
Your Final Gross Productions Costs for all productions undertaken during the term of the policy are reported to the Company within 30 days following the expiration or termination of coverage.
The Annual Earned Premium is computed by applying the rate per $100 of actual gross production costs established at the inception date of the policy.
Rating will vary based on the Film/Video ratio, types of productions and number of annual productions estimated.
General Liability coverage (to cover locations against property damage or bodily injury caused by your crew) is extra.

Call or email us for a quote, a description of coverage and further information.