Meghan Stickney

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Musical Instrument Theft Prevention: What You Need to Know

Posted by Meghan Stickney on Jan 24, 2019 10:39:53 PM

Musical Instrument Theft_Front Row(1) 

Unfortunately, there seems to be an increase in musical instrument theft as of late, but there are some actions you can take to protect yourself and your band.

We’ve provided some tips and tricks for how to guard your instruments, as well as some information on how to insure your instruments so you are protected in any worst case scenario situations.

1. Anonymity

  • One of the best ways to prevent your instruments from being stolen is to remain as anonymous as possible – in terms of your band and your instruments.
  • Avoid having band stickers on your vehicle and instruments, so that you aren’t a clear target.
  • Tint or paint your windows or buy blinds, so people can’t see into your vehicle, your rehearsal space or any place you store your instruments.

2. Security

  • This one might sound obvious, but there are a few critical steps you can take to make sure that you’re keeping your items as secure as possible. These include the following:
  • Install an alarm.
  • Develop a protocol to make sure that your vehicle is locked at all times. Even when you’re loading in, and may be making several trips to a nearby space. This happens a lot with bands and musicians and presents a target for thieves.
  • Chain all of your gear together in your van or trunk so that if the thief does a smash and grab they will not be able to get away quickly.

3. Parking

  • Many instrument thefts happen overnight, so it is important to be careful about how and where you park.
  • Park your vehicle back against a wall whenever possible so it’s harder to get in the back doors.
  • Park in the underground garage of your hotel rather than the surface lot.
  • Leave your vehicle at a tow truck yard: they are manned 24 hours a day, 7 days a week. The cost is usually reasonable for the protection provided.

4. Keep Records

  • In the unfortunate case that something does get stolen, it’s important that you have the proper records. It helps with the investigation and increases the chances of your property being found.
  • Take pictures of your instruments – this way you’ll have an image to present should something be taken.
  • Keep a record of serial numbers. This way investigators will absolutely know if an instrument is yours or not.
  • Store a copy of the appraisal if the instruments are older than 5 years. Vintage gear will be have the best claims settlement if there is an appraisal to refer to.

 In the unfortunate event that your gear is stolen, you’ll really only be protected from losses if you’ve chosen an insurance provider that specializes in instrument insurance for professionals (like us). Most homeowners policies will not insure instruments and gear used professionally or damage caused by airlines so be sure to source a policy for professionals. This ensures all of your bases are covered and the tools of your trade will be protected.

Many music professionals rely on Front Row for their tour and instrument coverage. We offer the advantage of one-stop online shopping with low rates, flexible options, and excellent service. Buy protection though our website with no need to speak to a broker. For more information on how to insure your instruments, click here

 About the contributor: David Hamilton is President + CEO of Front Row Insurance, one of the world’s largest entertainment insurance brokers that is privately owned in Canada. Front Row specializes in musical instrument insurance for professionals.


Tags: musical instrument coverage, musical instrument insurance company, Musician Liability Insurance

Hack Insurance: It's not just for big businesses

Posted by Meghan Stickney on Jul 27, 2018 3:47:05 PM

Worried about a cyber attack? Here’s what you need to know.

 Blog Post July

There’s been a lot of buzz in the news lately about cyber attacks on big banks and corporations. Cyber attacks are a topic of concern not only for big businesses, and their customers, but also for the many small and mid sized businesses that make up the fabric of our economy in Canada. In fact, 43 per cent of all cyber attacks happen against small businesses, which means more Canadian consumers are at risk now than ever for having their security compromised by hackers. Also, because small businesses tend to allocate less budget and resources to privacy and security systems, they are the ideal target for hackers.


So, where does this leave your business? Well, for starters, you’ll want to ensure you’re protected against the costs and risks associated with a possible cyber attack. Front Row has recently launched an online Hack Insurance product, the first of its kind in Canada, to address this exact need. You can obtain coverage online starting at $300.00. And, like all of Front Row’s online products, you’ll be fully insured within a couple of minutes with no need for any meetings, paperwork, or hassle.


Now more than ever, it’s important you protect yourself in every possible way. Here are a few additional tips we share with all of our clients, to help guard against the risk of a cyber attack:


  • Developing a password strategy: Using the same password across multiple devices and accounts is the easiest way to compromise security. Once a hacker gets their hands on a password, they can easily use it to compromise employee information as well as customer data, turning a single password breach into millions of dollars in damage.
  • Avoiding collecting or storing payment information: Outsource payment processing and avoid collecting customer payment information such as credit card info on your own. Dedicated security staff have the resources and tools to protect data better than you can.
  • Educating your employees: It might seem like common sense, but it’s not always. Develop a written policy about security and privacy and make sure employees are on board and understand their responsibility to protect any confidential data. No business is “too small” for a hacker - the better prepared you are, the less at risk you are.
  • And, of course, purchasing hack insurance: 90% of small businesses do not currently have cyber insurance. You need to know that your business will be protected against any security breaches. Our new product provides this protection. You can get insured online in a couple of minutes by clicking here.

If you’re looking for tips or advice on Hack Insurance, or any other insurance needs, our team is always available to chat! You can connect with us on Facebook, Instagram or give us a call at the office nearest you!  

Tags: buy cyber insurance online, Front row Cyber Insurance, Cyber Insurance Canada, Cyber Insurance, online cyber coverage

We’re celebrating National Insurance Day with 7 days of discounts

Posted by Meghan Stickney on Jun 20, 2018 9:21:21 AM

OK, yes, there does seem to be a ‘national’ celebration for almost every occasion (National Chocolate Ice Cream Day is also this month) which is why we’re giving National Insurance Day a celebratory edge by offering 7 Days of Discounts this month!

From June 21 to June 28, we’re offering:


And if you’re still not sure why you might want to celebrate National Insurance Day, here are a few of the reasons we love insurance so much:

  1. Did you know, that none of your favourite films would be produced without insurance? That’s because all film production companies are required to have insurance to gain access to a location, rent the necessary equipment and gear and secure the financing needed before the director can say “lights, camera, action!”
  2. Insurance is essential to protect any workplace environment. Most business owners are required by their landlord to have insurance to set up shop. So, whether you’re visiting your accountant or favourite clothing store or restaurant, these amazing businesses wouldn’t be able to safely operate without Workplace Insurance.
  3. Insurance is just as critical for your favourite online businesses, to protect them against hacking. From the convenience of online banking to online shopping, you don’t have to look very far to see why Cyber Insurance is worth celebrating!


We’d like to invite you to celebrate National Insurance Day with us, by taking advantage of our 7 Days of Discounts happening from June 21 to June 28 this month. Use the code “Celebrate” when you purchase any of the following and enjoy these big discounts!

Claim your discount now!

Plus, you can get insured with Front Row in just a couple of minutes online, so there’s no need to meet in person or do any paperwork. Yet another reason to celebrate!





Tags: short term production insurnace, Cyber Insurance

Wedding Insurance In the News

Posted by Meghan Stickney on Apr 9, 2018 3:21:33 PM

Wedding insurance has been in the news lately, and there's a good reason for that. As the CBC recently highlighted, it's shockingly easy to get burned by a venue - and that can not only set your wedding plans back, it can put you in the tune of $15,000. Check out Ashleigh Post's story below (and there's a nice mention of our CEO David Hamilton in there too!):

Don't let this kind of story keep you up at It takes 5 minutes to buy wedding insurance night! and right now you can use our discount code CANADAWEDDINGS for $50 off.


Image by

Tags: wedding liability insurance, event liability insurance, weddding insuranc cost, Wedding insurance Costs, insurance for wedding rings

Front Row Insurance Brokers opens New York Office

Posted by Meghan Stickney on Mar 3, 2017 3:23:31 PM

Stacie O’Beirne has joined Front Row LLC in the position of Senior Vice President based in New York.

Stacie specializes in Film and Television Production Insurance including Errors & Omissions Coverages. She started her career at Albert G. Ruben in Los Angeles in 1989 handling several major production companies. In 1999 she moved to New York and continued at Albert G. Ruben.

She moved to Marsh in New York in 2000 and developed 'wrap up' programs for several Advertising Agencies (TV Commercials) and Record Companies (Music Videos). She also worked on several large media accounts. In 2005 she began working at DeWitt Stern on many types of Film and TV Accounts including Major Studios, TV Networks, Independent Film, Advertising Agencies and Record Companies.

Her goal is to assist clients with all their production insurance needs and helping solve insurance issues. She also has deep knowledge and experience in Reality Television exposures.

Stacie can be reached at:

Stacie O’Beirne

Senior Vice President

Phone # 646-849-4114

Fax # 646-849-4072

Cell # 917-861-7931

About: Front Row Insurance Brokers Inc. is an independent insurance broker that works on behalf of the arts and entertainment industry to provide insurance for the lowest possible cost. Should a claim occur, Front Row ensures that clients receive the money they are owed per the insurance policy, as quickly as possible. Front Row has offices in Los Angeles, New York, Nashville, Colorado, Vancouver, Toronto, Montreal and Paris, France.

A Great article about how insurance helped protect david bowie's legacy

Posted by Meghan Stickney on Jan 11, 2016 4:43:18 PM

It looks like David Bowie was way ahead of his time in more ways than one.  We came across this article on Insurance Business Canada  that takes a look at how David Bowie was able to use insurance to protect his legacy:


Tags: Musician Insurance

WIDC Feature Film Award Announced - JORDAN CANNING WINS $120,000 PRIZE

Posted by Meghan Stickney on Feb 27, 2015 5:10:29 PM

Vancouver, Canada (March 2015) – Award-winning Canadian filmmaker Jordan Canning is the winner of the 2015 WIDC Feature Film Award, a $120,000 in-kind prize designed to encourage more feature films directed by women in British Columbia and supported by some of Canada’s most influential screen-industry companies. 


This year’s award, administered by Creative Women Workshops Association, will support Canning to complete her sophomore feature film, Suck It Up.  The prestigious prize includes: in-kind rentals from North Shore Studios, The Bridge Studios or Vancouver Film Studios; production equipment rentals from William F. White International; camera package from Panavision Canada, Clairmont Camera and Digital or SIM Digital; and post production support from Encore, a Deluxe Entertainment Group, and the support of Front Row Insurance.


“It's an enormous and humbling honour to have been selected for this year's award. I am deeply connected to this project and the team behind it,” says Canning. “And to have the support of WIDC and the award's incredible sponsors will allow us to truly do the story justice.”


Canning goes on to say, “We have an opportunity to tell a story about grieving in our youth – something we rarely see on film, but a reality that more and more of us are dealing with in our 20s and 30s.”


“This award is a critical way to help ensure women directors and their film projects are seen by audiences”,” says Carol Whiteman, President & CEO CWWA and award-winning WIDC Producer. “Announcing this year’s award after an opening weekend screening of a previous winner’s film is like passing the baton in a relay of excellent story-telling.”


The award will be announced at the opening weekend screening of 2011 WIDC Feature Film Award winner, WIDC alumna Ana Valine’s dramatic feature film directorial debut, Sitting on the Edge of Marlene, produced by Amber Ripley. Valine’s direction of Sitting on the Edge of Marlene has garnered her a WIFT Vancouver Award for Artistic Achievement, the BC Emerging Filmmaker Award at 2014 VIFF and a Leo Award for Best Direction.  Marlene will have a cross-Canada theatrical release courtesy of eOne.


Research shows that women still make up less than 10% of directors on feature film projects in Canada.  The WIDC Feature Film Award represents industry leadership and support from some of the most significant industry members in Canada to help change that statistic.




Carol Whiteman, WIDC Producer/CWWA President & CEO

1-604-987-0747 | 1-877-913-0747 | |@CarolWhiteman @WIDC_ca | |

Front Row is Proud to be a Silver Sponsor of Whistler Film Festival

Posted by Meghan Stickney on Dec 4, 2014 12:22:38 PM

Come visit our booth in the Whistler Conference Centre during the Whistler Film Festival. We are giving away $50 coupons for our new online short shoot program.

We look forward to seeing you!







Canada’s largest film insurance broker is first to offer short term film insurance policies online.

Posted by Meghan Stickney on Oct 15, 2014 12:01:29 PM

Vancouver, Canada -- October 15, 2014 -- Front Row Insurance Brokers Inc. is pleased to announce the launch of their new short term production insurance online program. This will allow filmmakers to obtain quotes for short term projects in less than five minutes 365 days a year 24-hours a day. A policy can be purchased online and all associated documents can be downloaded in less than ten minutes. Given the flexibility of the online tool, filmmakers can purchase coverage on the day they need it. A large web development firm worked with Front Row to help bring the best product to market.

Clients can choose short term equipment insurance for their rented gear, and/or short term general liability to protect filming locations. Coverage can also include props, sets and wardrobes, as well as rented production vehicles. Policy terms are for up to 15 days and coverage is provided anywhere in Canada and the United States. Equipment rental company and location certificates are unlimited and provided for free. The certificates are delivered instantly. Rented gear is covered for theft, damage and loss of use. All equipment is covered for replacement cost. Equipment includes, but is not limited to: audio, lighting and film gear. The program is available to filmmakers across Canada.

The types of short shoots that can be covered are: short films under 30 minutes in length, commercials, music videos, documentaries, public service announcements, corporate films, teasers and more. Some examples of pricing for 15 days of coverage are:

• $20,000 rented equipment coverage costs $93 CAD, while $100,000 costs $147 CAD
• $2,00,000 location liability coverage costs $450 CAD, while $5,000,000 costs $600 CAD
• $1,000 deductible for gear

“Short term filmmakers are the future of the film industry and the future of our business,” said David Hamilton, President of Front Row Insurance in Vancouver. “We wanted to find a way to lower the cost to insure short term films as much as possible and deliver the coverage with a minimal effort and time. Our soft launch at the 2014 Vancouver International Film Festival Industry Forum resulted in excellent feedback from filmmakers.”

The website is:

About: Front Row Insurance Brokers Inc. is an independent film insurance broker that works on behalf of filmmakers to transfer the risks of filming to insurance companies for the lowest possible cost. Should a claim occur, Front Row ensures that the filmmaker receives the money that they are owed per the insurance policy, as quickly as possible. Front Row has offices in Vancouver, Toronto, Montreal and Los Angeles.


David Hamilton, President
Ph: 604-684-3456

Tags: Short Shoot Insurance

Short Term Online Production Insurance Launch at VIFF Industry Conference #VIFFINDUSTRY

Posted by Meghan Stickney on Oct 1, 2014 3:43:00 PM
Visit us at our booth at the VIFF Industry Conference and pick up a $50 coupon for our new on line program. Our online program offers $50,000 of insurance for rented gear for $121 for 15 days. We will be able to provide you with location liability as well. Buy your production insurance in 10 minutes anytime of the day.

Learn more about our new Short Term online production insurance program here:






Tags: Short Film Production Insurance

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