{"portalId":61352,"siteId":0,"id":949435719,"slug":"articles/articles/bid/23028/what-is-a-dice-policy-let-front-row-tell-you","contentTypeId":null,"contentGroupId":952267656,"campaign":"","categoryId":3,"state":"PUBLISHED","publishDate":1256858400000,"created":1256858488000,"updated":1689006867895,"templatePath":"","name":"<span id=\"hs_cos_wrapper_name\" class=\"hs_cos_wrapper hs_cos_wrapper_meta_field hs_cos_wrapper_type_text\" style=\"\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"text\" >What is DICE? 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Less work and cost than arranging coverage for each of your projects.</li>\n</ul>\n<h2>A typical package for a Canadian producer with up to $250,000 in annual productions costs:&nbsp;</h2>\n<table>\n<tbody>\n<tr>\n<td width=\"208\">\n<p>Coverage</p>\n</td>\n<td width=\"208\">\n<p>Limit of Liability</p>\n</td>\n<td width=\"208\">\n<p>Deductible</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Negative Film</p>\n</td>\n<td width=\"208\">\n<p>$150,000</p>\n</td>\n<td width=\"208\">\n<p>NIL</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Faulty Stock</p>\n</td>\n<td width=\"208\">\n<p>$150,000</p>\n</td>\n<td width=\"208\">\n<p>$2,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Props, Sets &amp; Wardrobe</p>\n</td>\n<td width=\"208\">\n<p>$50,000</p>\n</td>\n<td width=\"208\">\n<p>$2,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Rented Equipment</p>\n</td>\n<td width=\"208\">\n<p>$250,000</p>\n</td>\n<td width=\"208\">\n<p>$2,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Owned Mobile Equipment</p>\n</td>\n<td width=\"208\">\n<p>$20,000</p>\n</td>\n<td width=\"208\">\n<p>$2,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Owned Fixed Equipment</p>\n</td>\n<td width=\"208\">\n<p>$20,000</p>\n</td>\n<td width=\"208\">\n<p>$2,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Extra Expense</p>\n</td>\n<td width=\"208\">\n<p>$50,000</p>\n</td>\n<td width=\"208\">\n<p>$2,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Vehicle Physical Damage</p>\n</td>\n<td width=\"208\">\n<p>$250,000 Per Vehicle</p>\n</td>\n<td width=\"208\">\n<p>10%/$2,500 Min $10,000 Max</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Office Contents</p>\n</td>\n<td width=\"208\">\n<p>$100,000</p>\n</td>\n<td width=\"208\">\n<p>$1,000</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Third Party Property Damage</p>\n</td>\n<td width=\"208\">\n<p>$1,000,000</p>\n</td>\n<td width=\"208\">\n<p>$1,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Money &amp; Securities</p>\n</td>\n<td width=\"208\">\n<p>$10,000</p>\n</td>\n<td width=\"208\">\n<p>$1,000</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Commercial General Liability</p>\n</td>\n<td width=\"208\">\n<p>$2,000,000</p>\n</td>\n<td width=\"208\">\n<p>$500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>&nbsp;</p>\n</td>\n<td width=\"208\">\n<p>&nbsp;</p>\n</td>\n<td width=\"208\">\n<p>Premium: $2,695</p>\n<p>Agency Fee: $100</p>\n<p>Applicable Provincial Sales Taxes will apply</p>\n</td>\n</tr>\n</tbody>\n</table>\n<h2><object width=\"560\" height=\"315\" classid=\"clsid:d27cdb6e-ae6d-11cf-96b8-444553540000\" codebase=\"http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,40,0\"><param name=\"allowFullScreen\" value=\"true\"><param name=\"allowscriptaccess\" value=\"always\"><param name=\"wmode\" value=\"transparent\"><param name=\"src\" value=\"//www.youtube.com/v/Zvi8GIu5Kqo?hl=en_US&amp;version=3\"><param name=\"allowfullscreen\" value=\"true\"><embed width=\"560\" height=\"315\" type=\"application/x-shockwave-flash\" src=\"//www.youtube.com/v/Zvi8GIu5Kqo?hl=en_US&amp;version=3\" allowfullscreen=\"allowfullscreen\" allowscriptaccess=\"always\" wmode=\"transparent\"></object>&nbsp;<br>Canadian DICE Production Insurance Package Costs:</h2>\n<ul>\n<li>A deposit premium starts at $1,500.</li>\n<li>Your Final Gross Productions Costs for all productions undertaken during the term of the policy are reported to the Company within 30 days following the expiration or termination of coverage.</li>\n<li>The Annual Earned Premium is computed by applying the rate per $100 of actual gross production costs established at the inception date of the policy.</li>\n<li>A minimum premium of $1,500 will apply regardless of the terms of coverage.</li>\n<li>Premiums can be financed over the year to help your cash flow.</li>\n<li>Rating will vary based on the Film/Video ratio, types of productions and number of annual productions estimated.</li>\n<li>General Liability coverage (to cover locations against property damage or bodily injury caused by your crew) is extra.&nbsp; For example, a $2,000,000 limit would cost $750 annually; a $500,000 limit costs $1,000 annually.</li>\n</ul>\n<p>&nbsp;</p>\n<p>&nbsp;<strong style=\"font-size: inherit;\"><em><a href=\"/contact-us/\">Call or email</a> us for a quote, a description of coverage&nbsp; and further information.</em></strong></p>\n<h3>Related BLOG Posts:</h3>\n<p><a href=\"/articles/dice-policies\" rel=\" noopener\" style=\"background-color: transparent; font-weight: 300;\">DICE Insurance Policies: Annual Protection for Multiple Film Projects</a></p>\n<p><a href=\"/articles/how-to-choose-between-a-dice-policy-and-a-short-shoot-policy\" rel=\" noopener\">DICE <em>vs.</em> SHORT SHOOT</a></p>\n<p><a href=\"/articles/how-to-choose-between-dice-digigear-policy\" rel=\" noopener\">DICE vs. DigiGear</a></p>\n<div class=\"section post-body\">\n<h3>RELATED LINKS:</h3>\n<p><a href=\"/film-insurance-101\" rel=\" noopener\">Film Insurance 101 &amp; How to Protect Your Film Project</a></p>\n<p><a href=\"/articles/articles/bid/24987/film-production-insurance-why-it-is-needed\" rel=\" noopener\">Film Production Insurance: Why it is needed</a></p>\n<p><a href=\"/articles/equipment-breakdown-insurance-why-your-small-business-needs-this-coverage-0\" rel=\" noopener\">Pre-Production Insurance</a></p>\n<p><a href=\"/film-production-insurance\" rel=\" noopener\">Film Production Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/31052/film-production-insurance-how-the-premium-is-determined\" rel=\" noopener\">How the Premium is Determined</a></p>\n<p><a href=\"/articles/articles/bid/191495/obtaining-insurance-for-your-short-film\" rel=\" noopener\">Short Film Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/digigear-insure-coverage\" rel=\" noopener\">DigiGear Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/production-equipment-and-props/sets/wardrobe-insurance-explained\" rel=\" noopener\">Props/Sets/Wardrobe Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/66030/film-and-tv-producers-errors-and-omissions-insurance-cost\" rel=\" noopener\">E&amp;O Insurance</a></p>\n<p>DICE Insurance</p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/third-party-property-damage-liability\" rel=\" noopener\">Third Party Property Damage</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/110340/film-production-insurance-and-renting-crew-personal-vehicles\" rel=\" noopener\">Crew Vehicles</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/112203/umbrella-vs-excess-liability-insurance-coverage-for-film-production\" rel=\" noopener\">Umbrella Vs. Excess Liability</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/commercial-general-liability\" rel=\" noopener\">Commercial General Liability</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/negative-film-and-faulty-stock-/-equipment-insurance-explained\" rel=\" noopener\">Negative Film / Videotape and Faulty Stock</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/28960/film-production-crew-always-ask-if-you-are-covered-by-workers-comp\" rel=\" noopener\">Workers Comp</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/61710/cast-insurance-5-reasons-to-use-an-approved-cast-doctor\" rel=\" noopener\">Cast Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/75392/film-production-equipment-insurance-why-you-need-extra-expense\" rel=\" noopener\">Extra Expense (EE)</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/foreign-locations\" rel=\" noopener\">Foreign Locations</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/26208/film-insurance-claims-what-to-do-when-film-production-stops\" rel=\" noopener\">Claims</a></p>\n</div>"},"id":"post_body","name":"post_body","type":"rich_text","label":"Blog Content","deleted_at":1611070912294},"menu_header_sector_categories":{"body":{},"css":{},"child_css":{},"id":"menu_header_sector_categories","name":"menu_header_sector_categories","type":"menu","order":2,"label":"Menu Header Sector Categories","definition_id":null,"smart_type":null,"smart_objects":[],"deleted_at":1562087588905},"menu_header_all_sectors":{"body":{},"css":{},"child_css":{},"id":"menu_header_all_sectors","name":"menu_header_all_sectors","type":"menu","order":1,"label":"Menu Header All 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yyyy","rssCustomFeed":"","rssDescription":"RSS feeds for ","rssItemHeader":"","rssItemFooter":"<IMG style=\"WIDTH: 144px; HEIGHT: 78px\" title=\"\" border=0 alt=\"\" align=center src=\"http://focusinsurance.web6.hubspot.com/Portals/61352/images//logo_final.jpg\" width=138 height=78 mce_src=\"/Portals/61352/images//logo_final.jpg\">","legacyTabId":137640,"legacyModuleId":"164112","legacyGuid":"469ce2ec-4dd9-442d-984a-3bab2557a02f","ampHeaderColor":"#1e1e1e","ampHeaderBackgroundColor":"#ffffff","ampBodyColor":"#404040","ampLinkColor":"#416bb3","ampHeaderFont":"'Helvetica Neue', Helvetica, Arial, sans-serif","ampHeaderFontSize":"36","ampBodyFont":"'Helvetica Neue', Helvetica, Arial, sans-serif","ampBodyFontSize":"18","ampLogoSrc":"https://cdn2.hubspot.net/hubfs/61352/front-row-logo.png","ampLogoAlt":"Front Row Insurance logo","ampLogoHeight":63,"ampLogoWidth":175,"ampCustomCss":"","generateJsonLdEnabled":false,"urlBase":"www.frontrowinsurance.com/articles","slug":"articles","title":null,"description":"The Front Row Insurance Blog where you can learn and converse about all things entertainment insurance related.","attachedStylesheets":[],"analyticsPageId":137640,"label":"The Front Row View (entertainment insurance blog)","cdnPurgeEmbargoTime":null,"audienceAccess":"PUBLIC"},"blogAuthorId":949435014,"analytics":null,"tagList":[{"id":949708704,"portalId":61352,"name":"Film equipment insurance","slug":"film-equipment-insurance","description":"","created":1401901708000,"updated":1666900081568,"deletedAt":0,"categoryId":0,"contentIds":[],"language":"en","translatedFromId":null,"translations":{},"cosObjectType":"TAG","label":"Film equipment insurance","cdnPurgeEmbargoTime":null},{"id":949708774,"portalId":61352,"name":"Film 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production","cdnPurgeEmbargoTime":null},{"id":949709454,"portalId":61352,"name":"Documentary insurance","slug":"documentary-insurance","description":"","created":1401901780000,"updated":1666900051088,"deletedAt":0,"categoryId":0,"contentIds":[],"language":"en","translatedFromId":null,"translations":{},"cosObjectType":"TAG","label":"Documentary insurance","cdnPurgeEmbargoTime":null},{"id":949709884,"portalId":61352,"name":"DICE insurance","slug":"dice-insurance","description":"","created":1401901815000,"updated":1666892107434,"deletedAt":0,"categoryId":0,"contentIds":[],"language":"en","translatedFromId":null,"translations":{},"cosObjectType":"TAG","label":"DICE insurance","cdnPurgeEmbargoTime":null}],"blogAuthor":{"portalId":61352,"id":949435014,"created":1401900353000,"updated":1401900353000,"deletedAt":0,"fullName":"Meghan Stickney","email":"meghan@focusinsurance.ca","userId":null,"username":"meghan@focusinsurance.ca","slug":"meghan-stickney","language":null,"translatedFromId":null,"name":"Meghan Stickney","translations":{},"displayName":"Meghan Stickney","twitter":"","facebook":"","linkedin":"","bio":"","website":"","avatar":"","gravatarUrl":"https://app.hubspot.com/settings/avatar/0054aa271f933780c0131171c44b9900","twitterUsername":"","hasSocialProfiles":false,"cosObjectType":"BLOG_AUTHOR","label":"Meghan Stickney","cdnPurgeEmbargoTime":null},"previousPostSlug":"articles/articles/bid/10796/title-reports-who-needs-them-e-o-insurance","previousPostName":"Title Reports: Who Needs Them? - E&O Insurance","previousPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/images/eando/Title%20reports-forweb600.jpg","previousPostFeaturedImageAltText":"Title Reports: Who Needs Them? - E&O Insurance","nextPostSlug":"articles/articles/bid/25570/film-production-insurance-covering-stunts-and-special-effects","nextPostName":"Film Production Insurance: Covering Stunts and Special Effects","nextPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/stunt%20insurance/STUNTS-FORWEB.jpg","nextPostFeaturedImageAltText":"Film Production Insurance: Covering Stunts and Special effects","afterPostBody":null,"publicAccessRulesEnabled":false,"publicAccessRules":[],"postSummary":"<p style=\"text-align: right;\"><em><strong>Photo credit</strong>: Unsplash</em></p> \n","postBody":"<span id=\"hs_cos_wrapper_post_body\" class=\"hs_cos_wrapper hs_cos_wrapper_meta_field hs_cos_wrapper_type_rich_text\" style=\"\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"rich_text\" ><p style=\"text-align: right;\"><em><strong>Photo credit</strong>: Unsplash</em></p> \n<!--more--> \n<p>This is a great insurance policy to save you time and money if you anticipate multiple projects in the next 12 months.</p> \n<p></p> \n<p><strong>Excludes*</strong>:</p> \n<p>- Feature Length or Theatrical/Television Release over $150,000 budget</p> \n<p>- Television Series or Episodes</p> \n<p>- Productions with shooting periods +90 Days</p> \n<p><em>(*unless specifically endorsed and in some cases an additional premium applies)</em></p> \n<ul style=\"margin-top: 0in;\" type=\"disc\"> \n <li><a href=\"/annual-dice-producers-insurance-policy\" rel=\" noopener\">A DICE policy</a> provides prearranged coverage for a year for your office and all of your productions--except for features and series with budgets over $150,000.</li> \n <li><span style=\"background-color: transparent;\">We will give you blank <a href=\"/articles/canadian-filmmakers-navigating-your-certificate-of-insurance\" rel=\" noopener\">certificates</a> for the year, allowing you to lock locations and rent equipment on the fly.</span></li> \n <li>General Liability is less expensive with an annual policy as you only pay for it once per year and it covers all of your projects in a 12 month period. Less work and cost than arranging coverage for each of your projects.</li> \n</ul> \n<h2>A typical package for a Canadian producer with up to $250,000 in annual productions costs:&nbsp;</h2> \n<table> \n <tbody> \n <tr> \n <td width=\"208\"> <p>Coverage</p> </td> \n <td width=\"208\"> <p>Limit of Liability</p> </td> \n <td width=\"208\"> <p>Deductible</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Negative Film</p> </td> \n <td width=\"208\"> <p>$150,000</p> </td> \n <td width=\"208\"> <p>NIL</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Faulty Stock</p> </td> \n <td width=\"208\"> <p>$150,000</p> </td> \n <td width=\"208\"> <p>$2,500</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Props, Sets &amp; Wardrobe</p> </td> \n <td width=\"208\"> <p>$50,000</p> </td> \n <td width=\"208\"> <p>$2,500</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Rented Equipment</p> </td> \n <td width=\"208\"> <p>$250,000</p> </td> \n <td width=\"208\"> <p>$2,500</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Owned Mobile Equipment</p> </td> \n <td width=\"208\"> <p>$20,000</p> </td> \n <td width=\"208\"> <p>$2,500</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Owned Fixed Equipment</p> </td> \n <td width=\"208\"> <p>$20,000</p> </td> \n <td width=\"208\"> <p>$2,500</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Extra Expense</p> </td> \n <td width=\"208\"> <p>$50,000</p> </td> \n <td width=\"208\"> <p>$2,500</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Vehicle Physical Damage</p> </td> \n <td width=\"208\"> <p>$250,000 Per Vehicle</p> </td> \n <td width=\"208\"> <p>15%/$2,500 Min $10,000 Max</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Office Contents</p> </td> \n <td width=\"208\"> <p>$100,000</p> </td> \n <td width=\"208\"> <p>$1,000</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Third Party Property Damage</p> </td> \n <td width=\"208\"> <p>$1,000,000</p> </td> \n <td width=\"208\"> <p>$1,500</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Money &amp; Securities</p> </td> \n <td width=\"208\"> <p>$10,000</p> </td> \n <td width=\"208\"> <p>$1,000</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Commercial General Liability</p> </td> \n <td width=\"208\"> <p>$2,000,000</p> </td> \n <td width=\"208\"> <p>$500</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>&nbsp;</p> </td> \n <td width=\"208\"> <p>&nbsp;</p> </td> \n <td width=\"208\"> <p>Approximate Premium: $2,695</p> <p>Agency Fee: $100</p> <p>Applicable Provincial Sales Taxes will apply</p> </td> \n </tr> \n </tbody> \n</table> \n<h2><object width=\"560\" height=\"315\" classid=\"clsid:d27cdb6e-ae6d-11cf-96b8-444553540000\" codebase=\"http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,40,0\"><param name=\"allowFullScreen\" value=\"true\"><param name=\"allowscriptaccess\" value=\"always\"><param name=\"wmode\" value=\"transparent\"><param name=\"src\" value=\"//www.youtube.com/v/Zvi8GIu5Kqo?hl=en_US&amp;version=3\"><param name=\"allowfullscreen\" value=\"true\"><embed width=\"560\" height=\"315\" type=\"application/x-shockwave-flash\" src=\"//www.youtube.com/v/Zvi8GIu5Kqo?hl=en_US&amp;version=3\" allowfullscreen allowscriptaccess=\"always\" wmode=\"transparent\"></object>&nbsp;<br>Canadian DICE Production Insurance Package Costs:</h2> \n<ul> \n <li>A deposit premium <span style=\"background-color: #ffff04;\">starts at</span> under $2,000 <em>(subject to change)</em></li> \n <li>Your Final Gross Productions Costs for all productions undertaken during the term of the policy are reported to the Company within 30 days following the expiration or termination of coverage.</li> \n <li>The Annual Earned Premium is computed by applying the rate per $100 of actual gross production costs established at the inception date of the policy.</li> \n <li>Premiums can be financed over the year to help your cash flow.</li> \n <li>Rating will vary based on the Film/Video ratio, types of productions and number of annual productions estimated.</li> \n <li>General Liability coverage (to cover locations against property damage or bodily injury caused by your crew) is extra.&nbsp; For example, a $2,000,000 limit would cost $750 annually; a $500,000 limit costs $1,000 annually.</li> \n</ul> \n<p>&nbsp;</p> \n<p>&nbsp;<strong style=\"font-size: inherit;\"><em><a href=\"/contact-us/\">Call or email</a> us for a quote, a description of coverage&nbsp; and further information.</em></strong></p> \n<h3>Related blog posts:</h3> \n<p><a href=\"/articles/dice-policies\" rel=\" noopener\" style=\"background-color: transparent; font-weight: 300;\">DICE Insurance Policies: Annual Protection for Multiple Film Projects</a></p> \n<p><a href=\"/articles/how-to-choose-between-a-dice-policy-and-a-short-shoot-policy\" rel=\" noopener\" style=\"font-style: normal;\">DICE vs. Short Shoot Insurance</a></p> \n<p><a href=\"/articles/how-to-choose-between-dice-digigear-policy\" rel=\" noopener\">DICE vs. DigiGear</a></p> \n<div class=\"section post-body\"> \n <h3>Related links:</h3> \n <p><a href=\"/film-insurance-101\" rel=\" noopener\">Film Insurance 101 &amp; How to Protect Your Film Project</a></p> \n <p><a href=\"/articles/articles/bid/24987/film-production-insurance-why-it-is-needed\" rel=\" noopener\">Film Production Insurance: Why it is needed</a></p> \n <p><a href=\"/articles/equipment-breakdown-insurance-why-your-small-business-needs-this-coverage-0\" rel=\" noopener\">Pre-Production Insurance</a></p> \n <p><a href=\"/film-production-insurance\" rel=\" noopener\">Film Production Insurance</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/31052/film-production-insurance-how-the-premium-is-determined\" rel=\" noopener\">How the Premium is Determined</a></p> \n <p><a href=\"/articles/articles/bid/191495/obtaining-insurance-for-your-short-film\" rel=\" noopener\">Short Film Insurance</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/digigear-insure-coverage\" rel=\" noopener\">DigiGear Insurance</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/production-equipment-and-props/sets/wardrobe-insurance-explained\" rel=\" noopener\">Props/Sets/Wardrobe Insurance</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/66030/film-and-tv-producers-errors-and-omissions-insurance-cost\" rel=\" noopener\">E&amp;O Insurance</a></p> \n <p>DICE Insurance</p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/third-party-property-damage-liability\" rel=\" noopener\">Third Party Property Damage</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/110340/film-production-insurance-and-renting-crew-personal-vehicles\" rel=\" noopener\">Crew Vehicles</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/112203/umbrella-vs-excess-liability-insurance-coverage-for-film-production\" rel=\" noopener\">Umbrella Vs. Excess Liability</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/commercial-general-liability\" rel=\" noopener\">Commercial General Liability</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/negative-film-and-faulty-stock-/-equipment-insurance-explained\" rel=\" noopener\">Negative Film / Videotape and Faulty Stock</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/28960/film-production-crew-always-ask-if-you-are-covered-by-workers-comp\" rel=\" noopener\">Workers Comp</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/61710/cast-insurance-5-reasons-to-use-an-approved-cast-doctor\" rel=\" noopener\">Cast Insurance</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/75392/film-production-equipment-insurance-why-you-need-extra-expense\" rel=\" noopener\">Extra Expense (EE)</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/foreign-locations\" rel=\" noopener\">Foreign Locations</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/26208/film-insurance-claims-what-to-do-when-film-production-stops\" rel=\" noopener\">Claims</a></p> \n</div></span>","rssSummary":"<p style=\"text-align: right;\"><em><strong>Photo credit</strong>: Unsplash</em></p> \n","rssBody":"<p style=\"text-align: right;\"><em><strong>Photo credit</strong>: Unsplash</em></p> \n<!--more--> \n<p>This is a great insurance policy to save you time and money if you anticipate multiple projects in the next 12 months.</p> \n<p></p> \n<p><strong>Excludes*</strong>:</p> \n<p>- Feature Length or Theatrical/Television Release over $150,000 budget</p> \n<p>- Television Series or Episodes</p> \n<p>- Productions with shooting periods +90 Days</p> \n<p><em>(*unless specifically endorsed and in some cases an additional premium applies)</em></p> \n<ul style=\"margin-top: 0in;\" type=\"disc\"> \n <li><a href=\"/annual-dice-producers-insurance-policy\" rel=\" noopener\">A DICE policy</a> provides prearranged coverage for a year for your office and all of your productions--except for features and series with budgets over $150,000.</li> \n <li><span style=\"background-color: transparent;\">We will give you blank <a href=\"/articles/canadian-filmmakers-navigating-your-certificate-of-insurance\" rel=\" noopener\">certificates</a> for the year, allowing you to lock locations and rent equipment on the fly.</span></li> \n <li>General Liability is less expensive with an annual policy as you only pay for it once per year and it covers all of your projects in a 12 month period. Less work and cost than arranging coverage for each of your projects.</li> \n</ul> \n<h2>A typical package for a Canadian producer with up to $250,000 in annual productions costs:&nbsp;</h2> \n<table> \n <tbody> \n <tr> \n <td width=\"208\"> <p>Coverage</p> </td> \n <td width=\"208\"> <p>Limit of Liability</p> </td> \n <td width=\"208\"> <p>Deductible</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Negative Film</p> </td> \n <td width=\"208\"> <p>$150,000</p> </td> \n <td width=\"208\"> <p>NIL</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Faulty Stock</p> </td> \n <td width=\"208\"> <p>$150,000</p> </td> \n <td width=\"208\"> <p>$2,500</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Props, Sets &amp; Wardrobe</p> </td> \n <td width=\"208\"> <p>$50,000</p> </td> \n <td width=\"208\"> <p>$2,500</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Rented Equipment</p> </td> \n <td width=\"208\"> <p>$250,000</p> </td> \n <td width=\"208\"> <p>$2,500</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Owned Mobile Equipment</p> </td> \n <td width=\"208\"> <p>$20,000</p> </td> \n <td width=\"208\"> <p>$2,500</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Owned Fixed Equipment</p> </td> \n <td width=\"208\"> <p>$20,000</p> </td> \n <td width=\"208\"> <p>$2,500</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Extra Expense</p> </td> \n <td width=\"208\"> <p>$50,000</p> </td> \n <td width=\"208\"> <p>$2,500</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Vehicle Physical Damage</p> </td> \n <td width=\"208\"> <p>$250,000 Per Vehicle</p> </td> \n <td width=\"208\"> <p>15%/$2,500 Min $10,000 Max</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Office Contents</p> </td> \n <td width=\"208\"> <p>$100,000</p> </td> \n <td width=\"208\"> <p>$1,000</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Third Party Property Damage</p> </td> \n <td width=\"208\"> <p>$1,000,000</p> </td> \n <td width=\"208\"> <p>$1,500</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Money &amp; Securities</p> </td> \n <td width=\"208\"> <p>$10,000</p> </td> \n <td width=\"208\"> <p>$1,000</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Commercial General Liability</p> </td> \n <td width=\"208\"> <p>$2,000,000</p> </td> \n <td width=\"208\"> <p>$500</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>&nbsp;</p> </td> \n <td width=\"208\"> <p>&nbsp;</p> </td> \n <td width=\"208\"> <p>Approximate Premium: $2,695</p> <p>Agency Fee: $100</p> <p>Applicable Provincial Sales Taxes will apply</p> </td> \n </tr> \n </tbody> \n</table> \n<h2><object width=\"560\" height=\"315\" classid=\"clsid:d27cdb6e-ae6d-11cf-96b8-444553540000\" codebase=\"http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,40,0\"><param name=\"allowFullScreen\" value=\"true\"><param name=\"allowscriptaccess\" value=\"always\"><param name=\"wmode\" value=\"transparent\"><param name=\"src\" value=\"//www.youtube.com/v/Zvi8GIu5Kqo?hl=en_US&amp;version=3\"><param name=\"allowfullscreen\" value=\"true\"><embed width=\"560\" height=\"315\" type=\"application/x-shockwave-flash\" src=\"//www.youtube.com/v/Zvi8GIu5Kqo?hl=en_US&amp;version=3\" allowfullscreen allowscriptaccess=\"always\" wmode=\"transparent\"></object>&nbsp;<br>Canadian DICE Production Insurance Package Costs:</h2> \n<ul> \n <li>A deposit premium <span style=\"background-color: #ffff04;\">starts at</span> under $2,000 <em>(subject to change)</em></li> \n <li>Your Final Gross Productions Costs for all productions undertaken during the term of the policy are reported to the Company within 30 days following the expiration or termination of coverage.</li> \n <li>The Annual Earned Premium is computed by applying the rate per $100 of actual gross production costs established at the inception date of the policy.</li> \n <li>Premiums can be financed over the year to help your cash flow.</li> \n <li>Rating will vary based on the Film/Video ratio, types of productions and number of annual productions estimated.</li> \n <li>General Liability coverage (to cover locations against property damage or bodily injury caused by your crew) is extra.&nbsp; For example, a $2,000,000 limit would cost $750 annually; a $500,000 limit costs $1,000 annually.</li> \n</ul> \n<p>&nbsp;</p> \n<p>&nbsp;<strong style=\"font-size: inherit;\"><em><a href=\"/contact-us/\">Call or email</a> us for a quote, a description of coverage&nbsp; and further information.</em></strong></p> \n<h3>Related blog posts:</h3> \n<p><a href=\"/articles/dice-policies\" rel=\" noopener\" style=\"background-color: transparent; font-weight: 300;\">DICE Insurance Policies: Annual Protection for Multiple Film Projects</a></p> \n<p><a href=\"/articles/how-to-choose-between-a-dice-policy-and-a-short-shoot-policy\" rel=\" noopener\" style=\"font-style: normal;\">DICE vs. Short Shoot Insurance</a></p> \n<p><a href=\"/articles/how-to-choose-between-dice-digigear-policy\" rel=\" noopener\">DICE vs. DigiGear</a></p> \n<div class=\"section post-body\"> \n <h3>Related links:</h3> \n <p><a href=\"/film-insurance-101\" rel=\" noopener\">Film Insurance 101 &amp; How to Protect Your Film Project</a></p> \n <p><a href=\"/articles/articles/bid/24987/film-production-insurance-why-it-is-needed\" rel=\" noopener\">Film Production Insurance: Why it is needed</a></p> \n <p><a href=\"/articles/equipment-breakdown-insurance-why-your-small-business-needs-this-coverage-0\" rel=\" noopener\">Pre-Production Insurance</a></p> \n <p><a href=\"/film-production-insurance\" rel=\" noopener\">Film Production Insurance</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/31052/film-production-insurance-how-the-premium-is-determined\" rel=\" noopener\">How the Premium is Determined</a></p> \n <p><a href=\"/articles/articles/bid/191495/obtaining-insurance-for-your-short-film\" rel=\" noopener\">Short Film Insurance</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/digigear-insure-coverage\" rel=\" noopener\">DigiGear Insurance</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/production-equipment-and-props/sets/wardrobe-insurance-explained\" rel=\" noopener\">Props/Sets/Wardrobe Insurance</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/66030/film-and-tv-producers-errors-and-omissions-insurance-cost\" rel=\" noopener\">E&amp;O Insurance</a></p> \n <p>DICE Insurance</p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/third-party-property-damage-liability\" rel=\" noopener\">Third Party Property Damage</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/110340/film-production-insurance-and-renting-crew-personal-vehicles\" rel=\" noopener\">Crew Vehicles</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/112203/umbrella-vs-excess-liability-insurance-coverage-for-film-production\" rel=\" noopener\">Umbrella Vs. Excess Liability</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/commercial-general-liability\" rel=\" noopener\">Commercial General Liability</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/negative-film-and-faulty-stock-/-equipment-insurance-explained\" rel=\" noopener\">Negative Film / Videotape and Faulty Stock</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/28960/film-production-crew-always-ask-if-you-are-covered-by-workers-comp\" rel=\" noopener\">Workers Comp</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/61710/cast-insurance-5-reasons-to-use-an-approved-cast-doctor\" rel=\" noopener\">Cast Insurance</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/75392/film-production-equipment-insurance-why-you-need-extra-expense\" rel=\" noopener\">Extra Expense (EE)</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/foreign-locations\" rel=\" noopener\">Foreign Locations</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/26208/film-insurance-claims-what-to-do-when-film-production-stops\" rel=\" noopener\">Claims</a></p> \n</div>","postSummaryRss":"<p style=\"text-align: right;\"><em><strong>Photo credit</strong>: Unsplash</em></p>","postBodyRss":"<p style=\"text-align: right;\"><em><strong>Photo credit</strong>: Unsplash</em></p> \n<!--more--> \n<p>This is a great insurance policy to save you time and money if you anticipate multiple projects in the next 12 months.</p> \n<p></p> \n<p><strong>Excludes*</strong>:</p> \n<p>- Feature Length or Theatrical/Television Release over $150,000 budget</p> \n<p>- Television Series or Episodes</p> \n<p>- Productions with shooting periods +90 Days</p> \n<p><em>(*unless specifically endorsed and in some cases an additional premium applies)</em></p> \n<ul style=\"margin-top: 0in;\" type=\"disc\"> \n <li><a href=\"/annual-dice-producers-insurance-policy\" rel=\" noopener\">A DICE policy</a> provides prearranged coverage for a year for your office and all of your productions--except for features and series with budgets over $150,000.</li> \n <li><span style=\"background-color: transparent;\">We will give you blank <a href=\"/articles/canadian-filmmakers-navigating-your-certificate-of-insurance\" rel=\" noopener\">certificates</a> for the year, allowing you to lock locations and rent equipment on the fly.</span></li> \n <li>General Liability is less expensive with an annual policy as you only pay for it once per year and it covers all of your projects in a 12 month period. Less work and cost than arranging coverage for each of your projects.</li> \n</ul> \n<h2>A typical package for a Canadian producer with up to $250,000 in annual productions costs:&nbsp;</h2> \n<table> \n <tbody> \n <tr> \n <td width=\"208\"> <p>Coverage</p> </td> \n <td width=\"208\"> <p>Limit of Liability</p> </td> \n <td width=\"208\"> <p>Deductible</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Negative Film</p> </td> \n <td width=\"208\"> <p>$150,000</p> </td> \n <td width=\"208\"> <p>NIL</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Faulty Stock</p> </td> \n <td width=\"208\"> <p>$150,000</p> </td> \n <td width=\"208\"> <p>$2,500</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Props, Sets &amp; Wardrobe</p> </td> \n <td width=\"208\"> <p>$50,000</p> </td> \n <td width=\"208\"> <p>$2,500</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Rented Equipment</p> </td> \n <td width=\"208\"> <p>$250,000</p> </td> \n <td width=\"208\"> <p>$2,500</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Owned Mobile Equipment</p> </td> \n <td width=\"208\"> <p>$20,000</p> </td> \n <td width=\"208\"> <p>$2,500</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Owned Fixed Equipment</p> </td> \n <td width=\"208\"> <p>$20,000</p> </td> \n <td width=\"208\"> <p>$2,500</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Extra Expense</p> </td> \n <td width=\"208\"> <p>$50,000</p> </td> \n <td width=\"208\"> <p>$2,500</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Vehicle Physical Damage</p> </td> \n <td width=\"208\"> <p>$250,000 Per Vehicle</p> </td> \n <td width=\"208\"> <p>15%/$2,500 Min $10,000 Max</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Office Contents</p> </td> \n <td width=\"208\"> <p>$100,000</p> </td> \n <td width=\"208\"> <p>$1,000</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Third Party Property Damage</p> </td> \n <td width=\"208\"> <p>$1,000,000</p> </td> \n <td width=\"208\"> <p>$1,500</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Money &amp; Securities</p> </td> \n <td width=\"208\"> <p>$10,000</p> </td> \n <td width=\"208\"> <p>$1,000</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Commercial General Liability</p> </td> \n <td width=\"208\"> <p>$2,000,000</p> </td> \n <td width=\"208\"> <p>$500</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>&nbsp;</p> </td> \n <td width=\"208\"> <p>&nbsp;</p> </td> \n <td width=\"208\"> <p>Approximate Premium: $2,695</p> <p>Agency Fee: $100</p> <p>Applicable Provincial Sales Taxes will apply</p> </td> \n </tr> \n </tbody> \n</table> \n<h2><object width=\"560\" height=\"315\" classid=\"clsid:d27cdb6e-ae6d-11cf-96b8-444553540000\" codebase=\"http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,40,0\"><param name=\"allowFullScreen\" value=\"true\"><param name=\"allowscriptaccess\" value=\"always\"><param name=\"wmode\" value=\"transparent\"><param name=\"src\" value=\"//www.youtube.com/v/Zvi8GIu5Kqo?hl=en_US&amp;version=3\"><param name=\"allowfullscreen\" value=\"true\"><embed width=\"560\" height=\"315\" type=\"application/x-shockwave-flash\" src=\"//www.youtube.com/v/Zvi8GIu5Kqo?hl=en_US&amp;version=3\" allowfullscreen allowscriptaccess=\"always\" wmode=\"transparent\"></object>&nbsp;<br>Canadian DICE Production Insurance Package Costs:</h2> \n<ul> \n <li>A deposit premium <span style=\"background-color: #ffff04;\">starts at</span> under $2,000 <em>(subject to change)</em></li> \n <li>Your Final Gross Productions Costs for all productions undertaken during the term of the policy are reported to the Company within 30 days following the expiration or termination of coverage.</li> \n <li>The Annual Earned Premium is computed by applying the rate per $100 of actual gross production costs established at the inception date of the policy.</li> \n <li>Premiums can be financed over the year to help your cash flow.</li> \n <li>Rating will vary based on the Film/Video ratio, types of productions and number of annual productions estimated.</li> \n <li>General Liability coverage (to cover locations against property damage or bodily injury caused by your crew) is extra.&nbsp; For example, a $2,000,000 limit would cost $750 annually; a $500,000 limit costs $1,000 annually.</li> \n</ul> \n<p>&nbsp;</p> \n<p>&nbsp;<strong style=\"font-size: inherit;\"><em><a href=\"/contact-us/\">Call or email</a> us for a quote, a description of coverage&nbsp; and further information.</em></strong></p> \n<h3>Related blog posts:</h3> \n<p><a href=\"/articles/dice-policies\" rel=\" noopener\" style=\"background-color: transparent; font-weight: 300;\">DICE Insurance Policies: Annual Protection for Multiple Film Projects</a></p> \n<p><a href=\"/articles/how-to-choose-between-a-dice-policy-and-a-short-shoot-policy\" rel=\" noopener\" style=\"font-style: normal;\">DICE vs. Short Shoot Insurance</a></p> \n<p><a href=\"/articles/how-to-choose-between-dice-digigear-policy\" rel=\" noopener\">DICE vs. DigiGear</a></p> \n<div class=\"section post-body\"> \n <h3>Related links:</h3> \n <p><a href=\"/film-insurance-101\" rel=\" noopener\">Film Insurance 101 &amp; How to Protect Your Film Project</a></p> \n <p><a href=\"/articles/articles/bid/24987/film-production-insurance-why-it-is-needed\" rel=\" noopener\">Film Production Insurance: Why it is needed</a></p> \n <p><a href=\"/articles/equipment-breakdown-insurance-why-your-small-business-needs-this-coverage-0\" rel=\" noopener\">Pre-Production Insurance</a></p> \n <p><a href=\"/film-production-insurance\" rel=\" noopener\">Film Production Insurance</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/31052/film-production-insurance-how-the-premium-is-determined\" rel=\" noopener\">How the Premium is Determined</a></p> \n <p><a href=\"/articles/articles/bid/191495/obtaining-insurance-for-your-short-film\" rel=\" noopener\">Short Film Insurance</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/digigear-insure-coverage\" rel=\" noopener\">DigiGear Insurance</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/production-equipment-and-props/sets/wardrobe-insurance-explained\" rel=\" noopener\">Props/Sets/Wardrobe Insurance</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/66030/film-and-tv-producers-errors-and-omissions-insurance-cost\" rel=\" noopener\">E&amp;O Insurance</a></p> \n <p>DICE Insurance</p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/third-party-property-damage-liability\" rel=\" noopener\">Third Party Property Damage</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/110340/film-production-insurance-and-renting-crew-personal-vehicles\" rel=\" noopener\">Crew Vehicles</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/112203/umbrella-vs-excess-liability-insurance-coverage-for-film-production\" rel=\" noopener\">Umbrella Vs. Excess Liability</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/commercial-general-liability\" rel=\" noopener\">Commercial General Liability</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/negative-film-and-faulty-stock-/-equipment-insurance-explained\" rel=\" noopener\">Negative Film / Videotape and Faulty Stock</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/28960/film-production-crew-always-ask-if-you-are-covered-by-workers-comp\" rel=\" noopener\">Workers Comp</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/61710/cast-insurance-5-reasons-to-use-an-approved-cast-doctor\" rel=\" noopener\">Cast Insurance</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/75392/film-production-equipment-insurance-why-you-need-extra-expense\" rel=\" noopener\">Extra Expense (EE)</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/foreign-locations\" rel=\" noopener\">Foreign Locations</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/26208/film-insurance-claims-what-to-do-when-film-production-stops\" rel=\" noopener\">Claims</a></p> \n</div>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/EDUCATIONAL-FILMS-forweb600.jpg","tagIds":[949708704,949708774,949708814,949708904,949709454,949709884],"tagNames":["Film equipment insurance","Film insurance","Film insurance broker","Film production","Documentary insurance","DICE insurance"],"enableGoogleAmpOutputOverride":false,"generateJsonLdEnabledOverride":true,"contentGroup":952267656,"publishDateLocalized":{"format":"medium","language":"en_US","date":1256858400000},"listTemplate":"prox_frontrow/templates/blog/blog-listing.html","blogPostScheduleTaskUid":null,"blogPublishToSocialMediaTask":"DONE","blogPublishInstantEmailTaskUid":"DONE","blogPublishInstantEmailCampaignId":null,"blogPublishInstantEmailRetryCount":0,"postListContent":"<span id=\"hs_cos_wrapper_post_body\" class=\"hs_cos_wrapper hs_cos_wrapper_meta_field hs_cos_wrapper_type_rich_text\" style=\"\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"rich_text\" ><p style=\"text-align: right;\"><em><strong>Photo credit</strong>: Unsplash</em></p> \n<!--more--> \n<p>This is a great insurance policy to save you time and money if you anticipate multiple projects in the next 12 months.</p> \n<p></p> \n<p><strong>Excludes*</strong>:</p> \n<p>- Feature Length or Theatrical/Television Release over $150,000 budget</p> \n<p>- Television Series or Episodes</p> \n<p>- Productions with shooting periods +90 Days</p> \n<p><em>(*unless specifically endorsed and in some cases an additional premium applies)</em></p> \n<ul style=\"margin-top: 0in;\" type=\"disc\"> \n <li><a href=\"/annual-dice-producers-insurance-policy\" rel=\" noopener\">A DICE policy</a> provides prearranged coverage for a year for your office and all of your productions--except for features and series with budgets over $150,000.</li> \n <li><span style=\"background-color: transparent;\">We will give you blank <a href=\"/articles/canadian-filmmakers-navigating-your-certificate-of-insurance\" rel=\" noopener\">certificates</a> for the year, allowing you to lock locations and rent equipment on the fly.</span></li> \n <li>General Liability is less expensive with an annual policy as you only pay for it once per year and it covers all of your projects in a 12 month period. Less work and cost than arranging coverage for each of your projects.</li> \n</ul> \n<h2>A typical package for a Canadian producer with up to $250,000 in annual productions costs:&nbsp;</h2> \n<table> \n <tbody> \n <tr> \n <td width=\"208\"> <p>Coverage</p> </td> \n <td width=\"208\"> <p>Limit of Liability</p> </td> \n <td width=\"208\"> <p>Deductible</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Negative Film</p> </td> \n <td width=\"208\"> <p>$150,000</p> </td> \n <td width=\"208\"> <p>NIL</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Faulty Stock</p> </td> \n <td width=\"208\"> <p>$150,000</p> </td> \n <td width=\"208\"> <p>$2,500</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Props, Sets &amp; Wardrobe</p> </td> \n <td width=\"208\"> <p>$50,000</p> </td> \n <td width=\"208\"> <p>$2,500</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Rented Equipment</p> </td> \n <td width=\"208\"> <p>$250,000</p> </td> \n <td width=\"208\"> <p>$2,500</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Owned Mobile Equipment</p> </td> \n <td width=\"208\"> <p>$20,000</p> </td> \n <td width=\"208\"> <p>$2,500</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Owned Fixed Equipment</p> </td> \n <td width=\"208\"> <p>$20,000</p> </td> \n <td width=\"208\"> <p>$2,500</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Extra Expense</p> </td> \n <td width=\"208\"> <p>$50,000</p> </td> \n <td width=\"208\"> <p>$2,500</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Vehicle Physical Damage</p> </td> \n <td width=\"208\"> <p>$250,000 Per Vehicle</p> </td> \n <td width=\"208\"> <p>15%/$2,500 Min $10,000 Max</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Office Contents</p> </td> \n <td width=\"208\"> <p>$100,000</p> </td> \n <td width=\"208\"> <p>$1,000</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Third Party Property Damage</p> </td> \n <td width=\"208\"> <p>$1,000,000</p> </td> \n <td width=\"208\"> <p>$1,500</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Money &amp; Securities</p> </td> \n <td width=\"208\"> <p>$10,000</p> </td> \n <td width=\"208\"> <p>$1,000</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Commercial General Liability</p> </td> \n <td width=\"208\"> <p>$2,000,000</p> </td> \n <td width=\"208\"> <p>$500</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>&nbsp;</p> </td> \n <td width=\"208\"> <p>&nbsp;</p> </td> \n <td width=\"208\"> <p>Approximate Premium: $2,695</p> <p>Agency Fee: $100</p> <p>Applicable Provincial Sales Taxes will apply</p> </td> \n </tr> \n </tbody> \n</table> \n<h2><object width=\"560\" height=\"315\" classid=\"clsid:d27cdb6e-ae6d-11cf-96b8-444553540000\" codebase=\"http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,40,0\"><param name=\"allowFullScreen\" value=\"true\"><param name=\"allowscriptaccess\" value=\"always\"><param name=\"wmode\" value=\"transparent\"><param name=\"src\" value=\"//www.youtube.com/v/Zvi8GIu5Kqo?hl=en_US&amp;version=3\"><param name=\"allowfullscreen\" value=\"true\"><embed width=\"560\" height=\"315\" type=\"application/x-shockwave-flash\" src=\"//www.youtube.com/v/Zvi8GIu5Kqo?hl=en_US&amp;version=3\" allowfullscreen allowscriptaccess=\"always\" wmode=\"transparent\"></object>&nbsp;<br>Canadian DICE Production Insurance Package Costs:</h2> \n<ul> \n <li>A deposit premium <span style=\"background-color: #ffff04;\">starts at</span> under $2,000 <em>(subject to change)</em></li> \n <li>Your Final Gross Productions Costs for all productions undertaken during the term of the policy are reported to the Company within 30 days following the expiration or termination of coverage.</li> \n <li>The Annual Earned Premium is computed by applying the rate per $100 of actual gross production costs established at the inception date of the policy.</li> \n <li>Premiums can be financed over the year to help your cash flow.</li> \n <li>Rating will vary based on the Film/Video ratio, types of productions and number of annual productions estimated.</li> \n <li>General Liability coverage (to cover locations against property damage or bodily injury caused by your crew) is extra.&nbsp; For example, a $2,000,000 limit would cost $750 annually; a $500,000 limit costs $1,000 annually.</li> \n</ul> \n<p>&nbsp;</p> \n<p>&nbsp;<strong style=\"font-size: inherit;\"><em><a href=\"/contact-us/\">Call or email</a> us for a quote, a description of coverage&nbsp; and further information.</em></strong></p> \n<h3>Related blog posts:</h3> \n<p><a href=\"/articles/dice-policies\" rel=\" noopener\" style=\"background-color: transparent; font-weight: 300;\">DICE Insurance Policies: Annual Protection for Multiple Film Projects</a></p> \n<p><a href=\"/articles/how-to-choose-between-a-dice-policy-and-a-short-shoot-policy\" rel=\" noopener\" style=\"font-style: normal;\">DICE vs. Short Shoot Insurance</a></p> \n<p><a href=\"/articles/how-to-choose-between-dice-digigear-policy\" rel=\" noopener\">DICE vs. DigiGear</a></p> \n<div class=\"section post-body\"> \n <h3>Related links:</h3> \n <p><a href=\"/film-insurance-101\" rel=\" noopener\">Film Insurance 101 &amp; How to Protect Your Film Project</a></p> \n <p><a href=\"/articles/articles/bid/24987/film-production-insurance-why-it-is-needed\" rel=\" noopener\">Film Production Insurance: Why it is needed</a></p> \n <p><a href=\"/articles/equipment-breakdown-insurance-why-your-small-business-needs-this-coverage-0\" rel=\" noopener\">Pre-Production Insurance</a></p> \n <p><a href=\"/film-production-insurance\" rel=\" noopener\">Film Production Insurance</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/31052/film-production-insurance-how-the-premium-is-determined\" rel=\" noopener\">How the Premium is Determined</a></p> \n <p><a href=\"/articles/articles/bid/191495/obtaining-insurance-for-your-short-film\" rel=\" noopener\">Short Film Insurance</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/digigear-insure-coverage\" rel=\" noopener\">DigiGear Insurance</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/production-equipment-and-props/sets/wardrobe-insurance-explained\" rel=\" noopener\">Props/Sets/Wardrobe Insurance</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/66030/film-and-tv-producers-errors-and-omissions-insurance-cost\" rel=\" noopener\">E&amp;O Insurance</a></p> \n <p>DICE Insurance</p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/third-party-property-damage-liability\" rel=\" noopener\">Third Party Property Damage</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/110340/film-production-insurance-and-renting-crew-personal-vehicles\" rel=\" noopener\">Crew Vehicles</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/112203/umbrella-vs-excess-liability-insurance-coverage-for-film-production\" rel=\" noopener\">Umbrella Vs. Excess Liability</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/commercial-general-liability\" rel=\" noopener\">Commercial General Liability</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/negative-film-and-faulty-stock-/-equipment-insurance-explained\" rel=\" noopener\">Negative Film / Videotape and Faulty Stock</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/28960/film-production-crew-always-ask-if-you-are-covered-by-workers-comp\" rel=\" noopener\">Workers Comp</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/61710/cast-insurance-5-reasons-to-use-an-approved-cast-doctor\" rel=\" noopener\">Cast Insurance</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/75392/film-production-equipment-insurance-why-you-need-extra-expense\" rel=\" noopener\">Extra Expense (EE)</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/foreign-locations\" rel=\" noopener\">Foreign Locations</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/26208/film-insurance-claims-what-to-do-when-film-production-stops\" rel=\" noopener\">Claims</a></p> \n</div></span>","postEmailContent":"<p style=\"text-align: right;\"><em><strong>Photo credit</strong>: Unsplash</em></p>","postRssContent":"<p style=\"text-align: right;\"><em><strong>Photo credit</strong>: Unsplash</em></p>","rssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/EDUCATIONAL-FILMS-forweb600.jpg","postListSummaryFeaturedImage":"","postRssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/EDUCATIONAL-FILMS-forweb600.jpg","keywords":[],"isInstantEmailEnabled":true,"isSocialPublishingEnabled":false,"blogPostAuthor":{"portalId":61352,"id":949435014,"created":1401900353000,"updated":1401900353000,"deletedAt":0,"fullName":"Meghan 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Docs, Industrial, Commercial, Educational Films","pastMabExperimentIds":[],"ab":false,"mab":false,"publishDateLocalTime":1256858400000,"headHtml":"<!-- START - Generated by ClassySchema.org on Mon, 25 Jan 2021 21:53:49 GMT -->\n<script type=\"application/ld+json\">\n{\n\t\"@context\": \"http://schema.org\",\n\t\"@type\": \"VideoObject\",\n\t\"name\": \"Insurance for DICE Filmmakers\",\n\t\"description\": \"http://www.frontrowinsurance.com/annual-dice-producers-insurance-policy/ Learn about Insurance for DICE Producers - this includes Documentaries, Commercials...\",\n\t\"thumbnailUrl\": \"https://i.ytimg.com/vi/Zvi8GIu5Kqo/mqdefault.jpg\",\n\t\"duration\": \"PT2M11S\",\n\t\"contentUrl\": \"https://www.youtube.com/watch?v=Zvi8GIu5Kqo\",\n\t\"embedUrl\": \"https://www.youtube.com/embed/Zvi8GIu5Kqo\",\n\t\"uploadDate\": \"2013-08-06\"\n}\n</script>\n<!-- END - Generated by ClassySchema.org-->","footerHtml":"","attachedStylesheets":[],"enableDomainStylesheets":null,"includeDefaultCustomCss":null,"url":"https://www.frontrowinsurance.com/articles/articles/bid/23028/what-is-a-dice-policy-let-front-row-tell-you","author":null,"cdnPurgeEmbargoTime":null,"label":"<span id=\"hs_cos_wrapper_name\" class=\"hs_cos_wrapper hs_cos_wrapper_meta_field hs_cos_wrapper_type_text\" style=\"\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"text\" >What is DICE? Docs, Industrial, Commercial, Educational Films</span>","currentState":"PUBLISHED","lastEditSessionId":null,"lastEditUpdateId":null,"contentTypeCategory":3,"contentTypeCategoryId":3,"isPublished":true,"category":3,"analyticsPageType":"blog-post","currentlyPublished":true,"topics":[949708704,949708774,949708814,949708904,949709454,949709884],"meta":{"use_featured_image":true,"public_access_rules_enabled":false,"public_access_rules":[],"rss_body":"<p style=\"text-align: right;\"><em><strong>Photo credit</strong>: Unsplash</em></p> \n<!--more--> \n<p>This is a great insurance policy to save you time and money if you anticipate multiple projects in the next 12 months.</p> \n<p></p> \n<p><strong>Excludes*</strong>:</p> \n<p>- Feature Length or Theatrical/Television Release over $150,000 budget</p> \n<p>- Television Series or Episodes</p> \n<p>- Productions with shooting periods +90 Days</p> \n<p><em>(*unless specifically endorsed and in some cases an additional premium applies)</em></p> \n<ul style=\"margin-top: 0in;\" type=\"disc\"> \n <li><a href=\"/annual-dice-producers-insurance-policy\" rel=\" noopener\">A DICE policy</a> provides prearranged coverage for a year for your office and all of your productions--except for features and series with budgets over $150,000.</li> \n <li><span style=\"background-color: transparent;\">We will give you blank <a href=\"/articles/canadian-filmmakers-navigating-your-certificate-of-insurance\" rel=\" noopener\">certificates</a> for the year, allowing you to lock locations and rent equipment on the fly.</span></li> \n <li>General Liability is less expensive with an annual policy as you only pay for it once per year and it covers all of your projects in a 12 month period. Less work and cost than arranging coverage for each of your projects.</li> \n</ul> \n<h2>A typical package for a Canadian producer with up to $250,000 in annual productions costs:&nbsp;</h2> \n<table> \n <tbody> \n <tr> \n <td width=\"208\"> <p>Coverage</p> </td> \n <td width=\"208\"> <p>Limit of Liability</p> </td> \n <td width=\"208\"> <p>Deductible</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Negative Film</p> </td> \n <td width=\"208\"> <p>$150,000</p> </td> \n <td width=\"208\"> <p>NIL</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Faulty Stock</p> </td> \n <td width=\"208\"> <p>$150,000</p> </td> \n <td width=\"208\"> <p>$2,500</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Props, Sets &amp; Wardrobe</p> </td> \n <td width=\"208\"> <p>$50,000</p> </td> \n <td width=\"208\"> <p>$2,500</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Rented Equipment</p> </td> \n <td width=\"208\"> <p>$250,000</p> </td> \n <td width=\"208\"> <p>$2,500</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Owned Mobile Equipment</p> </td> \n <td width=\"208\"> <p>$20,000</p> </td> \n <td width=\"208\"> <p>$2,500</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Owned Fixed Equipment</p> </td> \n <td width=\"208\"> <p>$20,000</p> </td> \n <td width=\"208\"> <p>$2,500</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Extra Expense</p> </td> \n <td width=\"208\"> <p>$50,000</p> </td> \n <td width=\"208\"> <p>$2,500</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Vehicle Physical Damage</p> </td> \n <td width=\"208\"> <p>$250,000 Per Vehicle</p> </td> \n <td width=\"208\"> <p>15%/$2,500 Min $10,000 Max</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Office Contents</p> </td> \n <td width=\"208\"> <p>$100,000</p> </td> \n <td width=\"208\"> <p>$1,000</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Third Party Property Damage</p> </td> \n <td width=\"208\"> <p>$1,000,000</p> </td> \n <td width=\"208\"> <p>$1,500</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Money &amp; Securities</p> </td> \n <td width=\"208\"> <p>$10,000</p> </td> \n <td width=\"208\"> <p>$1,000</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Commercial General Liability</p> </td> \n <td width=\"208\"> <p>$2,000,000</p> </td> \n <td width=\"208\"> <p>$500</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>&nbsp;</p> </td> \n <td width=\"208\"> <p>&nbsp;</p> </td> \n <td width=\"208\"> <p>Approximate Premium: $2,695</p> <p>Agency Fee: $100</p> <p>Applicable Provincial Sales Taxes will apply</p> </td> \n </tr> \n </tbody> \n</table> \n<h2><object width=\"560\" height=\"315\" classid=\"clsid:d27cdb6e-ae6d-11cf-96b8-444553540000\" codebase=\"http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,40,0\"><param name=\"allowFullScreen\" value=\"true\"><param name=\"allowscriptaccess\" value=\"always\"><param name=\"wmode\" value=\"transparent\"><param name=\"src\" value=\"//www.youtube.com/v/Zvi8GIu5Kqo?hl=en_US&amp;version=3\"><param name=\"allowfullscreen\" value=\"true\"><embed width=\"560\" height=\"315\" type=\"application/x-shockwave-flash\" src=\"//www.youtube.com/v/Zvi8GIu5Kqo?hl=en_US&amp;version=3\" allowfullscreen allowscriptaccess=\"always\" wmode=\"transparent\"></object>&nbsp;<br>Canadian DICE Production Insurance Package Costs:</h2> \n<ul> \n <li>A deposit premium <span style=\"background-color: #ffff04;\">starts at</span> under $2,000 <em>(subject to change)</em></li> \n <li>Your Final Gross Productions Costs for all productions undertaken during the term of the policy are reported to the Company within 30 days following the expiration or termination of coverage.</li> \n <li>The Annual Earned Premium is computed by applying the rate per $100 of actual gross production costs established at the inception date of the policy.</li> \n <li>Premiums can be financed over the year to help your cash flow.</li> \n <li>Rating will vary based on the Film/Video ratio, types of productions and number of annual productions estimated.</li> \n <li>General Liability coverage (to cover locations against property damage or bodily injury caused by your crew) is extra.&nbsp; For example, a $2,000,000 limit would cost $750 annually; a $500,000 limit costs $1,000 annually.</li> \n</ul> \n<p>&nbsp;</p> \n<p>&nbsp;<strong style=\"font-size: inherit;\"><em><a href=\"/contact-us/\">Call or email</a> us for a quote, a description of coverage&nbsp; and further information.</em></strong></p> \n<h3>Related blog posts:</h3> \n<p><a href=\"/articles/dice-policies\" rel=\" noopener\" style=\"background-color: transparent; font-weight: 300;\">DICE Insurance Policies: Annual Protection for Multiple Film Projects</a></p> \n<p><a href=\"/articles/how-to-choose-between-a-dice-policy-and-a-short-shoot-policy\" rel=\" noopener\" style=\"font-style: normal;\">DICE vs. Short Shoot Insurance</a></p> \n<p><a href=\"/articles/how-to-choose-between-dice-digigear-policy\" rel=\" noopener\">DICE vs. DigiGear</a></p> \n<div class=\"section post-body\"> \n <h3>Related links:</h3> \n <p><a href=\"/film-insurance-101\" rel=\" noopener\">Film Insurance 101 &amp; How to Protect Your Film Project</a></p> \n <p><a href=\"/articles/articles/bid/24987/film-production-insurance-why-it-is-needed\" rel=\" noopener\">Film Production Insurance: Why it is needed</a></p> \n <p><a href=\"/articles/equipment-breakdown-insurance-why-your-small-business-needs-this-coverage-0\" rel=\" noopener\">Pre-Production Insurance</a></p> \n <p><a href=\"/film-production-insurance\" rel=\" noopener\">Film Production Insurance</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/31052/film-production-insurance-how-the-premium-is-determined\" rel=\" noopener\">How the Premium is Determined</a></p> \n <p><a href=\"/articles/articles/bid/191495/obtaining-insurance-for-your-short-film\" rel=\" noopener\">Short Film Insurance</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/digigear-insure-coverage\" rel=\" noopener\">DigiGear Insurance</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/production-equipment-and-props/sets/wardrobe-insurance-explained\" rel=\" noopener\">Props/Sets/Wardrobe Insurance</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/66030/film-and-tv-producers-errors-and-omissions-insurance-cost\" rel=\" noopener\">E&amp;O Insurance</a></p> \n <p>DICE Insurance</p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/third-party-property-damage-liability\" rel=\" noopener\">Third Party Property Damage</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/110340/film-production-insurance-and-renting-crew-personal-vehicles\" rel=\" noopener\">Crew Vehicles</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/112203/umbrella-vs-excess-liability-insurance-coverage-for-film-production\" rel=\" noopener\">Umbrella Vs. Excess Liability</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/commercial-general-liability\" rel=\" noopener\">Commercial General Liability</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/negative-film-and-faulty-stock-/-equipment-insurance-explained\" rel=\" noopener\">Negative Film / Videotape and Faulty Stock</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/28960/film-production-crew-always-ask-if-you-are-covered-by-workers-comp\" rel=\" noopener\">Workers Comp</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/61710/cast-insurance-5-reasons-to-use-an-approved-cast-doctor\" rel=\" noopener\">Cast Insurance</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/75392/film-production-equipment-insurance-why-you-need-extra-expense\" rel=\" noopener\">Extra Expense (EE)</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/foreign-locations\" rel=\" noopener\">Foreign Locations</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/26208/film-insurance-claims-what-to-do-when-film-production-stops\" rel=\" noopener\">Claims</a></p> \n</div>","rss_summary":"<p style=\"text-align: right;\"><em><strong>Photo credit</strong>: Unsplash</em></p> \n","keywords":[],"tag_ids":[949708704,949708774,949708814,949708904,949709454,949709884],"topic_ids":[949708704,949708774,949708814,949708904,949709454,949709884],"enable_google_amp_output_override":false,"generate_json_ld_enabled":true,"composition_id":0,"post_summary":"<p style=\"text-align: right;\"><em><strong>Photo credit</strong>: Unsplash</em></p> \n","post_body":"<span id=\"hs_cos_wrapper_post_body\" class=\"hs_cos_wrapper hs_cos_wrapper_meta_field hs_cos_wrapper_type_rich_text\" style=\"\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"rich_text\" ><p style=\"text-align: right;\"><em><strong>Photo credit</strong>: Unsplash</em></p> \n<!--more--> \n<p>This is a great insurance policy to save you time and money if you anticipate multiple projects in the next 12 months.</p> \n<p></p> \n<p><strong>Excludes*</strong>:</p> \n<p>- Feature Length or Theatrical/Television Release over $150,000 budget</p> \n<p>- Television Series or Episodes</p> \n<p>- Productions with shooting periods +90 Days</p> \n<p><em>(*unless specifically endorsed and in some cases an additional premium applies)</em></p> \n<ul style=\"margin-top: 0in;\" type=\"disc\"> \n <li><a href=\"/annual-dice-producers-insurance-policy\" rel=\" noopener\">A DICE policy</a> provides prearranged coverage for a year for your office and all of your productions--except for features and series with budgets over $150,000.</li> \n <li><span style=\"background-color: transparent;\">We will give you blank <a href=\"/articles/canadian-filmmakers-navigating-your-certificate-of-insurance\" rel=\" noopener\">certificates</a> for the year, allowing you to lock locations and rent equipment on the fly.</span></li> \n <li>General Liability is less expensive with an annual policy as you only pay for it once per year and it covers all of your projects in a 12 month period. Less work and cost than arranging coverage for each of your projects.</li> \n</ul> \n<h2>A typical package for a Canadian producer with up to $250,000 in annual productions costs:&nbsp;</h2> \n<table> \n <tbody> \n <tr> \n <td width=\"208\"> <p>Coverage</p> </td> \n <td width=\"208\"> <p>Limit of Liability</p> </td> \n <td width=\"208\"> <p>Deductible</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Negative Film</p> </td> \n <td width=\"208\"> <p>$150,000</p> </td> \n <td width=\"208\"> <p>NIL</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Faulty Stock</p> </td> \n <td width=\"208\"> <p>$150,000</p> </td> \n <td width=\"208\"> <p>$2,500</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Props, Sets &amp; Wardrobe</p> </td> \n <td width=\"208\"> <p>$50,000</p> </td> \n <td width=\"208\"> <p>$2,500</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Rented Equipment</p> </td> \n <td width=\"208\"> <p>$250,000</p> </td> \n <td width=\"208\"> <p>$2,500</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Owned Mobile Equipment</p> </td> \n <td width=\"208\"> <p>$20,000</p> </td> \n <td width=\"208\"> <p>$2,500</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Owned Fixed Equipment</p> </td> \n <td width=\"208\"> <p>$20,000</p> </td> \n <td width=\"208\"> <p>$2,500</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Extra Expense</p> </td> \n <td width=\"208\"> <p>$50,000</p> </td> \n <td width=\"208\"> <p>$2,500</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Vehicle Physical Damage</p> </td> \n <td width=\"208\"> <p>$250,000 Per Vehicle</p> </td> \n <td width=\"208\"> <p>15%/$2,500 Min $10,000 Max</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Office Contents</p> </td> \n <td width=\"208\"> <p>$100,000</p> </td> \n <td width=\"208\"> <p>$1,000</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Third Party Property Damage</p> </td> \n <td width=\"208\"> <p>$1,000,000</p> </td> \n <td width=\"208\"> <p>$1,500</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Money &amp; Securities</p> </td> \n <td width=\"208\"> <p>$10,000</p> </td> \n <td width=\"208\"> <p>$1,000</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>Commercial General Liability</p> </td> \n <td width=\"208\"> <p>$2,000,000</p> </td> \n <td width=\"208\"> <p>$500</p> </td> \n </tr> \n <tr> \n <td width=\"208\"> <p>&nbsp;</p> </td> \n <td width=\"208\"> <p>&nbsp;</p> </td> \n <td width=\"208\"> <p>Approximate Premium: $2,695</p> <p>Agency Fee: $100</p> <p>Applicable Provincial Sales Taxes will apply</p> </td> \n </tr> \n </tbody> \n</table> \n<h2><object width=\"560\" height=\"315\" classid=\"clsid:d27cdb6e-ae6d-11cf-96b8-444553540000\" codebase=\"http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,40,0\"><param name=\"allowFullScreen\" value=\"true\"><param name=\"allowscriptaccess\" value=\"always\"><param name=\"wmode\" value=\"transparent\"><param name=\"src\" value=\"//www.youtube.com/v/Zvi8GIu5Kqo?hl=en_US&amp;version=3\"><param name=\"allowfullscreen\" value=\"true\"><embed width=\"560\" height=\"315\" type=\"application/x-shockwave-flash\" src=\"//www.youtube.com/v/Zvi8GIu5Kqo?hl=en_US&amp;version=3\" allowfullscreen allowscriptaccess=\"always\" wmode=\"transparent\"></object>&nbsp;<br>Canadian DICE Production Insurance Package Costs:</h2> \n<ul> \n <li>A deposit premium <span style=\"background-color: #ffff04;\">starts at</span> under $2,000 <em>(subject to change)</em></li> \n <li>Your Final Gross Productions Costs for all productions undertaken during the term of the policy are reported to the Company within 30 days following the expiration or termination of coverage.</li> \n <li>The Annual Earned Premium is computed by applying the rate per $100 of actual gross production costs established at the inception date of the policy.</li> \n <li>Premiums can be financed over the year to help your cash flow.</li> \n <li>Rating will vary based on the Film/Video ratio, types of productions and number of annual productions estimated.</li> \n <li>General Liability coverage (to cover locations against property damage or bodily injury caused by your crew) is extra.&nbsp; For example, a $2,000,000 limit would cost $750 annually; a $500,000 limit costs $1,000 annually.</li> \n</ul> \n<p>&nbsp;</p> \n<p>&nbsp;<strong style=\"font-size: inherit;\"><em><a href=\"/contact-us/\">Call or email</a> us for a quote, a description of coverage&nbsp; and further information.</em></strong></p> \n<h3>Related blog posts:</h3> \n<p><a href=\"/articles/dice-policies\" rel=\" noopener\" style=\"background-color: transparent; font-weight: 300;\">DICE Insurance Policies: Annual Protection for Multiple Film Projects</a></p> \n<p><a href=\"/articles/how-to-choose-between-a-dice-policy-and-a-short-shoot-policy\" rel=\" noopener\" style=\"font-style: normal;\">DICE vs. Short Shoot Insurance</a></p> \n<p><a href=\"/articles/how-to-choose-between-dice-digigear-policy\" rel=\" noopener\">DICE vs. DigiGear</a></p> \n<div class=\"section post-body\"> \n <h3>Related links:</h3> \n <p><a href=\"/film-insurance-101\" rel=\" noopener\">Film Insurance 101 &amp; How to Protect Your Film Project</a></p> \n <p><a href=\"/articles/articles/bid/24987/film-production-insurance-why-it-is-needed\" rel=\" noopener\">Film Production Insurance: Why it is needed</a></p> \n <p><a href=\"/articles/equipment-breakdown-insurance-why-your-small-business-needs-this-coverage-0\" rel=\" noopener\">Pre-Production Insurance</a></p> \n <p><a href=\"/film-production-insurance\" rel=\" noopener\">Film Production Insurance</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/31052/film-production-insurance-how-the-premium-is-determined\" rel=\" noopener\">How the Premium is Determined</a></p> \n <p><a href=\"/articles/articles/bid/191495/obtaining-insurance-for-your-short-film\" rel=\" noopener\">Short Film Insurance</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/digigear-insure-coverage\" rel=\" noopener\">DigiGear Insurance</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/production-equipment-and-props/sets/wardrobe-insurance-explained\" rel=\" noopener\">Props/Sets/Wardrobe Insurance</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/66030/film-and-tv-producers-errors-and-omissions-insurance-cost\" rel=\" noopener\">E&amp;O Insurance</a></p> \n <p>DICE Insurance</p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/third-party-property-damage-liability\" rel=\" noopener\">Third Party Property Damage</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/110340/film-production-insurance-and-renting-crew-personal-vehicles\" rel=\" noopener\">Crew Vehicles</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/112203/umbrella-vs-excess-liability-insurance-coverage-for-film-production\" rel=\" noopener\">Umbrella Vs. Excess Liability</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/commercial-general-liability\" rel=\" noopener\">Commercial General Liability</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/negative-film-and-faulty-stock-/-equipment-insurance-explained\" rel=\" noopener\">Negative Film / Videotape and Faulty Stock</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/28960/film-production-crew-always-ask-if-you-are-covered-by-workers-comp\" rel=\" noopener\">Workers Comp</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/61710/cast-insurance-5-reasons-to-use-an-approved-cast-doctor\" rel=\" noopener\">Cast Insurance</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/75392/film-production-equipment-insurance-why-you-need-extra-expense\" rel=\" noopener\">Extra Expense (EE)</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/foreign-locations\" rel=\" noopener\">Foreign Locations</a></p> \n <p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/26208/film-insurance-claims-what-to-do-when-film-production-stops\" rel=\" noopener\">Claims</a></p> \n</div></span>","html_title":"What is DICE? 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What is DICE? Docs, Industrial, Commercial, Educational Films

What is a DICE Policy? Docs, Industrial, Commercial, Educational Films

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This is a great insurance policy to save you time and money if you anticipate multiple projects in the next 12 months.

Click here to apply online

Excludes*:

- Feature Length or Theatrical/Television Release over $150,000 budget

- Television Series or Episodes

- Productions with shooting periods +90 Days

(*unless specifically endorsed and in some cases an additional premium applies)

  • A DICE policy provides prearranged coverage for a year for your office and all of your productions--except for features and series with budgets over $150,000.
  • We will give you blank certificates for the year, allowing you to lock locations and rent equipment on the fly.
  • General Liability is less expensive with an annual policy as you only pay for it once per year and it covers all of your projects in a 12 month period. Less work and cost than arranging coverage for each of your projects.

A typical package for a Canadian producer with up to $250,000 in annual productions costs: 

Coverage

Limit of Liability

Deductible

Negative Film

$150,000

NIL

Faulty Stock

$150,000

$2,500

Props, Sets & Wardrobe

$50,000

$2,500

Rented Equipment

$250,000

$2,500

Owned Mobile Equipment

$20,000

$2,500

Owned Fixed Equipment

$20,000

$2,500

Extra Expense

$50,000

$2,500

Vehicle Physical Damage

$250,000 Per Vehicle

15%/$2,500 Min $10,000 Max

Office Contents

$100,000

$1,000

Third Party Property Damage

$1,000,000

$1,500

Money & Securities

$10,000

$1,000

Commercial General Liability

$2,000,000

$500

 

 

Approximate Premium: $2,695

Agency Fee: $100

Applicable Provincial Sales Taxes will apply

 
Canadian DICE Production Insurance Package Costs:

  • A deposit premium starts at under $2,000 (subject to change)
  • Your Final Gross Productions Costs for all productions undertaken during the term of the policy are reported to the Company within 30 days following the expiration or termination of coverage.
  • The Annual Earned Premium is computed by applying the rate per $100 of actual gross production costs established at the inception date of the policy.
  • Premiums can be financed over the year to help your cash flow.
  • Rating will vary based on the Film/Video ratio, types of productions and number of annual productions estimated.
  • General Liability coverage (to cover locations against property damage or bodily injury caused by your crew) is extra.  For example, a $2,000,000 limit would cost $750 annually; a $500,000 limit costs $1,000 annually.

 Click here to apply online

 Call or email us for a quote, a description of coverage  and further information.

Related blog posts:

DICE Insurance Policies: Annual Protection for Multiple Film Projects

DICE vs. Short Shoot Insurance

DICE vs. DigiGear

Related links:

Film Insurance 101 & How to Protect Your Film Project

Film Production Insurance: Why it is needed

Pre-Production Insurance

Film Production Insurance

How the Premium is Determined

Short Film Insurance

DigiGear Insurance

Props/Sets/Wardrobe Insurance

E&O Insurance

DICE Insurance

Third Party Property Damage

Crew Vehicles

Umbrella Vs. Excess Liability

Commercial General Liability

Negative Film / Videotape and Faulty Stock

Workers Comp

Cast Insurance

Extra Expense (EE)

Foreign Locations

Claims

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