{"portalId":61352,"siteId":0,"id":949435719,"slug":"articles/articles/bid/23028/what-is-a-dice-policy-let-front-row-tell-you","contentTypeId":null,"contentGroupId":952267656,"campaign":"","categoryId":3,"state":"PUBLISHED","publishDate":1256858400000,"created":1256858488000,"updated":1649094355122,"templatePath":"","name":"<span id=\"hs_cos_wrapper_name\" class=\"hs_cos_wrapper hs_cos_wrapper_meta_field hs_cos_wrapper_type_text\" style=\"\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"text\" >What is a DICE Policy? 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Less work and cost than arranging coverage for each of your projects.</li>\n</ul>\n<h2>A typical package for a Canadian producer with up to $250,000 in annual productions costs:&nbsp;</h2>\n<table>\n<tbody>\n<tr>\n<td width=\"208\">\n<p>Coverage</p>\n</td>\n<td width=\"208\">\n<p>Limit of Liability</p>\n</td>\n<td width=\"208\">\n<p>Deductible</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Negative Film</p>\n</td>\n<td width=\"208\">\n<p>$150,000</p>\n</td>\n<td width=\"208\">\n<p>NIL</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Faulty Stock</p>\n</td>\n<td width=\"208\">\n<p>$150,000</p>\n</td>\n<td width=\"208\">\n<p>$2,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Props, Sets &amp; Wardrobe</p>\n</td>\n<td width=\"208\">\n<p>$50,000</p>\n</td>\n<td width=\"208\">\n<p>$2,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Rented Equipment</p>\n</td>\n<td width=\"208\">\n<p>$250,000</p>\n</td>\n<td width=\"208\">\n<p>$2,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Owned Mobile Equipment</p>\n</td>\n<td width=\"208\">\n<p>$20,000</p>\n</td>\n<td width=\"208\">\n<p>$2,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Owned Fixed Equipment</p>\n</td>\n<td width=\"208\">\n<p>$20,000</p>\n</td>\n<td width=\"208\">\n<p>$2,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Extra Expense</p>\n</td>\n<td width=\"208\">\n<p>$50,000</p>\n</td>\n<td width=\"208\">\n<p>$2,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Vehicle Physical Damage</p>\n</td>\n<td width=\"208\">\n<p>$250,000 Per Vehicle</p>\n</td>\n<td width=\"208\">\n<p>10%/$2,500 Min $10,000 Max</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Office Contents</p>\n</td>\n<td width=\"208\">\n<p>$100,000</p>\n</td>\n<td width=\"208\">\n<p>$1,000</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Third Party Property Damage</p>\n</td>\n<td width=\"208\">\n<p>$1,000,000</p>\n</td>\n<td width=\"208\">\n<p>$1,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Money &amp; Securities</p>\n</td>\n<td width=\"208\">\n<p>$10,000</p>\n</td>\n<td width=\"208\">\n<p>$1,000</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Commercial General Liability</p>\n</td>\n<td width=\"208\">\n<p>$2,000,000</p>\n</td>\n<td width=\"208\">\n<p>$500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>&nbsp;</p>\n</td>\n<td width=\"208\">\n<p>&nbsp;</p>\n</td>\n<td width=\"208\">\n<p>Premium: $2,695</p>\n<p>Agency Fee: $100</p>\n<p>Applicable Provincial Sales Taxes will apply</p>\n</td>\n</tr>\n</tbody>\n</table>\n<h2><object width=\"560\" height=\"315\" classid=\"clsid:d27cdb6e-ae6d-11cf-96b8-444553540000\" codebase=\"http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,40,0\"><param name=\"allowFullScreen\" value=\"true\"><param name=\"allowscriptaccess\" value=\"always\"><param name=\"wmode\" value=\"transparent\"><param name=\"src\" value=\"//www.youtube.com/v/Zvi8GIu5Kqo?hl=en_US&amp;version=3\"><param name=\"allowfullscreen\" value=\"true\"><embed width=\"560\" height=\"315\" type=\"application/x-shockwave-flash\" src=\"//www.youtube.com/v/Zvi8GIu5Kqo?hl=en_US&amp;version=3\" allowfullscreen=\"allowfullscreen\" allowscriptaccess=\"always\" wmode=\"transparent\"></object>&nbsp;<br>Canadian DICE Production Insurance Package Costs:</h2>\n<ul>\n<li>A deposit premium starts at $1,500.</li>\n<li>Your Final Gross Productions Costs for all productions undertaken during the term of the policy are reported to the Company within 30 days following the expiration or termination of coverage.</li>\n<li>The Annual Earned Premium is computed by applying the rate per $100 of actual gross production costs established at the inception date of the policy.</li>\n<li>A minimum premium of $1,500 will apply regardless of the terms of coverage.</li>\n<li>Premiums can be financed over the year to help your cash flow.</li>\n<li>Rating will vary based on the Film/Video ratio, types of productions and number of annual productions estimated.</li>\n<li>General Liability coverage (to cover locations against property damage or bodily injury caused by your crew) is extra.&nbsp; For example, a $2,000,000 limit would cost $750 annually; a $500,000 limit costs $1,000 annually.</li>\n</ul>\n<p>&nbsp;</p>\n<p>&nbsp;<strong style=\"font-size: inherit;\"><em><a href=\"/contact-us/\">Call or email</a> us for a quote, a description of coverage&nbsp; and further information.</em></strong></p>\n<h3>Related BLOG Posts:</h3>\n<p><a href=\"/articles/dice-policies\" rel=\" noopener\" style=\"background-color: transparent; font-weight: 300;\">DICE Insurance Policies: Annual Protection for Multiple Film Projects</a></p>\n<p><a href=\"/articles/how-to-choose-between-a-dice-policy-and-a-short-shoot-policy\" rel=\" noopener\">DICE <em>vs.</em> SHORT SHOOT</a></p>\n<p><a href=\"/articles/how-to-choose-between-dice-digigear-policy\" rel=\" noopener\">DICE vs. DigiGear</a></p>\n<div class=\"section post-body\">\n<h3>RELATED LINKS:</h3>\n<p><a href=\"/film-insurance-101\" rel=\" noopener\">Film Insurance 101 &amp; How to Protect Your Film Project</a></p>\n<p><a href=\"/articles/articles/bid/24987/film-production-insurance-why-it-is-needed\" rel=\" noopener\">Film Production Insurance: Why it is needed</a></p>\n<p><a href=\"/articles/equipment-breakdown-insurance-why-your-small-business-needs-this-coverage-0\" rel=\" noopener\">Pre-Production Insurance</a></p>\n<p><a href=\"/film-production-insurance\" rel=\" noopener\">Film Production Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/31052/film-production-insurance-how-the-premium-is-determined\" rel=\" noopener\">How the Premium is Determined</a></p>\n<p><a href=\"/articles/articles/bid/191495/obtaining-insurance-for-your-short-film\" rel=\" noopener\">Short Film Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/digigear-insure-coverage\" rel=\" noopener\">DigiGear Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/production-equipment-and-props/sets/wardrobe-insurance-explained\" rel=\" noopener\">Props/Sets/Wardrobe Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/66030/film-and-tv-producers-errors-and-omissions-insurance-cost\" rel=\" noopener\">E&amp;O Insurance</a></p>\n<p>DICE Insurance</p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/third-party-property-damage-liability\" rel=\" noopener\">Third Party Property Damage</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/110340/film-production-insurance-and-renting-crew-personal-vehicles\" rel=\" noopener\">Crew Vehicles</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/112203/umbrella-vs-excess-liability-insurance-coverage-for-film-production\" rel=\" noopener\">Umbrella Vs. Excess Liability</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/commercial-general-liability\" rel=\" noopener\">Commercial General Liability</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/negative-film-and-faulty-stock-/-equipment-insurance-explained\" rel=\" noopener\">Negative Film / Videotape and Faulty Stock</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/28960/film-production-crew-always-ask-if-you-are-covered-by-workers-comp\" rel=\" noopener\">Workers Comp</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/61710/cast-insurance-5-reasons-to-use-an-approved-cast-doctor\" rel=\" noopener\">Cast Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/75392/film-production-equipment-insurance-why-you-need-extra-expense\" rel=\" noopener\">Extra Expense (EE)</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/foreign-locations\" rel=\" noopener\">Foreign Locations</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/26208/film-insurance-claims-what-to-do-when-film-production-stops\" rel=\" noopener\">Claims</a></p>\n</div>"},"id":"post_body","name":"post_body","type":"rich_text","label":"Blog Content","deleted_at":1611070912294},"menu_header_sector_categories":{"body":{},"css":{},"child_css":{},"id":"menu_header_sector_categories","name":"menu_header_sector_categories","type":"menu","order":2,"label":"Menu Header Sector Categories","definition_id":null,"smart_type":null,"smart_objects":[],"deleted_at":1562087588905},"menu_header_all_sectors":{"body":{},"css":{},"child_css":{},"id":"menu_header_all_sectors","name":"menu_header_all_sectors","type":"menu","order":1,"label":"Menu Header All 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Docs, Industrial, Commercial, Educational Films","useFeaturedImage":true,"audienceAccess":"PUBLIC","contentGroup":952267656,"publishDateLocalized":{"format":"medium","language":"en_US","date":1256858400000},"postTemplate":"prox_frontrow/templates/blog/blog-post.html","listTemplate":"prox_frontrow/templates/blog/blog-listing.html","postBody":"<span id=\"hs_cos_wrapper_post_body\" class=\"hs_cos_wrapper hs_cos_wrapper_meta_field hs_cos_wrapper_type_rich_text\" style=\"\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"rich_text\" ><p style=\"text-align: right;\"><em><strong>Photo credit</strong>: Unsplash</em></p>\n<!--more-->\n<p>This is a great insurance policy to save you time and money if you anticipate multiple projects in the next 12 months.</p>\n<p></p>\n<p><strong>Excludes*</strong>:</p>\n<p>- Feature Length or Theatrical/Television Release over $150,000 budget</p>\n<p>- Television Series or Episodes</p>\n<p>- Productions with shooting periods +90 Days</p>\n<p><em>(*unless specifically endorsed and in some cases an additional premium applies)</em></p>\n<ul style=\"margin-top: 0in;\" type=\"disc\">\n<li><a href=\"/annual-dice-producers-insurance-policy\" rel=\" noopener\">A DICE policy</a> provides prearranged coverage for a year for your office and all of your productions--except for features and series with budgets over $150,000.</li>\n<li><span style=\"background-color: transparent;\">We will give you blank <a href=\"/articles/canadian-filmmakers-navigating-your-certificate-of-insurance\" rel=\" noopener\">certificates</a> for the year, allowing you to lock locations and rent equipment on the fly.</span></li>\n<li>General Liability is less expensive with an annual policy as you only pay for it once per year and it covers all of your projects in a 12 month period. Less work and cost than arranging coverage for each of your projects.</li>\n</ul>\n<h2>A typical package for a Canadian producer with up to $250,000 in annual productions costs:&nbsp;</h2>\n<table>\n<tbody>\n<tr>\n<td width=\"208\">\n<p>Coverage</p>\n</td>\n<td width=\"208\">\n<p>Limit of Liability</p>\n</td>\n<td width=\"208\">\n<p>Deductible</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Negative Film</p>\n</td>\n<td width=\"208\">\n<p>$150,000</p>\n</td>\n<td width=\"208\">\n<p>NIL</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Faulty Stock</p>\n</td>\n<td width=\"208\">\n<p>$150,000</p>\n</td>\n<td width=\"208\">\n<p>$2,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Props, Sets &amp; Wardrobe</p>\n</td>\n<td width=\"208\">\n<p>$50,000</p>\n</td>\n<td width=\"208\">\n<p>$2,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Rented Equipment</p>\n</td>\n<td width=\"208\">\n<p>$250,000</p>\n</td>\n<td width=\"208\">\n<p>$2,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Owned Mobile Equipment</p>\n</td>\n<td width=\"208\">\n<p>$20,000</p>\n</td>\n<td width=\"208\">\n<p>$2,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Owned Fixed Equipment</p>\n</td>\n<td width=\"208\">\n<p>$20,000</p>\n</td>\n<td width=\"208\">\n<p>$2,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Extra Expense</p>\n</td>\n<td width=\"208\">\n<p>$50,000</p>\n</td>\n<td width=\"208\">\n<p>$2,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Vehicle Physical Damage</p>\n</td>\n<td width=\"208\">\n<p>$250,000 Per Vehicle</p>\n</td>\n<td width=\"208\">\n<p>15%/$2,500 Min $10,000 Max</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Office Contents</p>\n</td>\n<td width=\"208\">\n<p>$100,000</p>\n</td>\n<td width=\"208\">\n<p>$1,000</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Third Party Property Damage</p>\n</td>\n<td width=\"208\">\n<p>$1,000,000</p>\n</td>\n<td width=\"208\">\n<p>$1,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Money &amp; Securities</p>\n</td>\n<td width=\"208\">\n<p>$10,000</p>\n</td>\n<td width=\"208\">\n<p>$1,000</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Commercial General Liability</p>\n</td>\n<td width=\"208\">\n<p>$2,000,000</p>\n</td>\n<td width=\"208\">\n<p>$500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>&nbsp;</p>\n</td>\n<td width=\"208\">\n<p>&nbsp;</p>\n</td>\n<td width=\"208\">\n<p>Premium: $2,695</p>\n<p>Agency Fee: $100</p>\n<p>Applicable Provincial Sales Taxes will apply</p>\n</td>\n</tr>\n</tbody>\n</table>\n<h2><object width=\"560\" height=\"315\" classid=\"clsid:d27cdb6e-ae6d-11cf-96b8-444553540000\" codebase=\"http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,40,0\"><param name=\"allowFullScreen\" value=\"true\"><param name=\"allowscriptaccess\" value=\"always\"><param name=\"wmode\" value=\"transparent\"><param name=\"src\" value=\"//www.youtube.com/v/Zvi8GIu5Kqo?hl=en_US&amp;version=3\"><param name=\"allowfullscreen\" value=\"true\"><embed width=\"560\" height=\"315\" type=\"application/x-shockwave-flash\" src=\"//www.youtube.com/v/Zvi8GIu5Kqo?hl=en_US&amp;version=3\" allowfullscreen=\"allowfullscreen\" allowscriptaccess=\"always\" wmode=\"transparent\"></object>&nbsp;<br>Canadian DICE Production Insurance Package Costs:</h2>\n<ul>\n<li>A deposit premium starts at $1,825. <em>(subject to change)</em></li>\n<li>Your Final Gross Productions Costs for all productions undertaken during the term of the policy are reported to the Company within 30 days following the expiration or termination of coverage.</li>\n<li>The Annual Earned Premium is computed by applying the rate per $100 of actual gross production costs established at the inception date of the policy.</li>\n<li>Premiums can be financed over the year to help your cash flow.</li>\n<li>Rating will vary based on the Film/Video ratio, types of productions and number of annual productions estimated.</li>\n<li>General Liability coverage (to cover locations against property damage or bodily injury caused by your crew) is extra.&nbsp; For example, a $2,000,000 limit would cost $750 annually; a $500,000 limit costs $1,000 annually.</li>\n</ul>\n<p>&nbsp;</p>\n<p>&nbsp;<strong style=\"font-size: inherit;\"><em><a href=\"/contact-us/\">Call or email</a> us for a quote, a description of coverage&nbsp; and further information.</em></strong></p>\n<h3>Related BLOG Posts:</h3>\n<p><a href=\"/articles/dice-policies\" rel=\" noopener\" style=\"background-color: transparent; font-weight: 300;\">DICE Insurance Policies: Annual Protection for Multiple Film Projects</a></p>\n<p><a href=\"/articles/how-to-choose-between-a-dice-policy-and-a-short-shoot-policy\" rel=\" noopener\">DICE <em>vs.</em> SHORT SHOOT</a></p>\n<p><a href=\"/articles/how-to-choose-between-dice-digigear-policy\" rel=\" noopener\">DICE vs. DigiGear</a></p>\n<div class=\"section post-body\">\n<h3>RELATED LINKS:</h3>\n<p><a href=\"/film-insurance-101\" rel=\" noopener\">Film Insurance 101 &amp; How to Protect Your Film Project</a></p>\n<p><a href=\"/articles/articles/bid/24987/film-production-insurance-why-it-is-needed\" rel=\" noopener\">Film Production Insurance: Why it is needed</a></p>\n<p><a href=\"/articles/equipment-breakdown-insurance-why-your-small-business-needs-this-coverage-0\" rel=\" noopener\">Pre-Production Insurance</a></p>\n<p><a href=\"/film-production-insurance\" rel=\" noopener\">Film Production Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/31052/film-production-insurance-how-the-premium-is-determined\" rel=\" noopener\">How the Premium is Determined</a></p>\n<p><a href=\"/articles/articles/bid/191495/obtaining-insurance-for-your-short-film\" rel=\" noopener\">Short Film Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/digigear-insure-coverage\" rel=\" noopener\">DigiGear Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/production-equipment-and-props/sets/wardrobe-insurance-explained\" rel=\" noopener\">Props/Sets/Wardrobe Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/66030/film-and-tv-producers-errors-and-omissions-insurance-cost\" rel=\" noopener\">E&amp;O Insurance</a></p>\n<p>DICE Insurance</p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/third-party-property-damage-liability\" rel=\" noopener\">Third Party Property Damage</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/110340/film-production-insurance-and-renting-crew-personal-vehicles\" rel=\" noopener\">Crew Vehicles</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/112203/umbrella-vs-excess-liability-insurance-coverage-for-film-production\" rel=\" noopener\">Umbrella Vs. Excess Liability</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/commercial-general-liability\" rel=\" noopener\">Commercial General Liability</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/negative-film-and-faulty-stock-/-equipment-insurance-explained\" rel=\" noopener\">Negative Film / Videotape and Faulty Stock</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/28960/film-production-crew-always-ask-if-you-are-covered-by-workers-comp\" rel=\" noopener\">Workers Comp</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/61710/cast-insurance-5-reasons-to-use-an-approved-cast-doctor\" rel=\" noopener\">Cast Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/75392/film-production-equipment-insurance-why-you-need-extra-expense\" rel=\" noopener\">Extra Expense (EE)</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/foreign-locations\" rel=\" noopener\">Foreign Locations</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/26208/film-insurance-claims-what-to-do-when-film-production-stops\" rel=\" noopener\">Claims</a></p>\n</div></span>","postSummary":"<p style=\"text-align: right;\"><em><strong>Photo credit</strong>: Unsplash</em></p>\n","blogPostScheduleTaskUid":null,"blogPublishToSocialMediaTask":"DONE","blogPublishInstantEmailTaskUid":"DONE","blogPublishInstantEmailCampaignId":null,"blogPublishInstantEmailRetryCount":0,"postListContent":"<span id=\"hs_cos_wrapper_post_body\" class=\"hs_cos_wrapper hs_cos_wrapper_meta_field hs_cos_wrapper_type_rich_text\" style=\"\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"rich_text\" ><p style=\"text-align: right;\"><em><strong>Photo credit</strong>: Unsplash</em></p>\n<!--more-->\n<p>This is a great insurance policy to save you time and money if you anticipate multiple projects in the next 12 months.</p>\n<p></p>\n<p><strong>Excludes*</strong>:</p>\n<p>- Feature Length or Theatrical/Television Release over $150,000 budget</p>\n<p>- Television Series or Episodes</p>\n<p>- Productions with shooting periods +90 Days</p>\n<p><em>(*unless specifically endorsed and in some cases an additional premium applies)</em></p>\n<ul style=\"margin-top: 0in;\" type=\"disc\">\n<li><a href=\"/annual-dice-producers-insurance-policy\" rel=\" noopener\">A DICE policy</a> provides prearranged coverage for a year for your office and all of your productions--except for features and series with budgets over $150,000.</li>\n<li><span style=\"background-color: transparent;\">We will give you blank <a href=\"/articles/canadian-filmmakers-navigating-your-certificate-of-insurance\" rel=\" noopener\">certificates</a> for the year, allowing you to lock locations and rent equipment on the fly.</span></li>\n<li>General Liability is less expensive with an annual policy as you only pay for it once per year and it covers all of your projects in a 12 month period. Less work and cost than arranging coverage for each of your projects.</li>\n</ul>\n<h2>A typical package for a Canadian producer with up to $250,000 in annual productions costs:&nbsp;</h2>\n<table>\n<tbody>\n<tr>\n<td width=\"208\">\n<p>Coverage</p>\n</td>\n<td width=\"208\">\n<p>Limit of Liability</p>\n</td>\n<td width=\"208\">\n<p>Deductible</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Negative Film</p>\n</td>\n<td width=\"208\">\n<p>$150,000</p>\n</td>\n<td width=\"208\">\n<p>NIL</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Faulty Stock</p>\n</td>\n<td width=\"208\">\n<p>$150,000</p>\n</td>\n<td width=\"208\">\n<p>$2,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Props, Sets &amp; Wardrobe</p>\n</td>\n<td width=\"208\">\n<p>$50,000</p>\n</td>\n<td width=\"208\">\n<p>$2,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Rented Equipment</p>\n</td>\n<td width=\"208\">\n<p>$250,000</p>\n</td>\n<td width=\"208\">\n<p>$2,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Owned Mobile Equipment</p>\n</td>\n<td width=\"208\">\n<p>$20,000</p>\n</td>\n<td width=\"208\">\n<p>$2,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Owned Fixed Equipment</p>\n</td>\n<td width=\"208\">\n<p>$20,000</p>\n</td>\n<td width=\"208\">\n<p>$2,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Extra Expense</p>\n</td>\n<td width=\"208\">\n<p>$50,000</p>\n</td>\n<td width=\"208\">\n<p>$2,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Vehicle Physical Damage</p>\n</td>\n<td width=\"208\">\n<p>$250,000 Per Vehicle</p>\n</td>\n<td width=\"208\">\n<p>15%/$2,500 Min $10,000 Max</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Office Contents</p>\n</td>\n<td width=\"208\">\n<p>$100,000</p>\n</td>\n<td width=\"208\">\n<p>$1,000</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Third Party Property Damage</p>\n</td>\n<td width=\"208\">\n<p>$1,000,000</p>\n</td>\n<td width=\"208\">\n<p>$1,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Money &amp; Securities</p>\n</td>\n<td width=\"208\">\n<p>$10,000</p>\n</td>\n<td width=\"208\">\n<p>$1,000</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Commercial General Liability</p>\n</td>\n<td width=\"208\">\n<p>$2,000,000</p>\n</td>\n<td width=\"208\">\n<p>$500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>&nbsp;</p>\n</td>\n<td width=\"208\">\n<p>&nbsp;</p>\n</td>\n<td width=\"208\">\n<p>Premium: $2,695</p>\n<p>Agency Fee: $100</p>\n<p>Applicable Provincial Sales Taxes will apply</p>\n</td>\n</tr>\n</tbody>\n</table>\n<h2><object width=\"560\" height=\"315\" classid=\"clsid:d27cdb6e-ae6d-11cf-96b8-444553540000\" codebase=\"http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,40,0\"><param name=\"allowFullScreen\" value=\"true\"><param name=\"allowscriptaccess\" value=\"always\"><param name=\"wmode\" value=\"transparent\"><param name=\"src\" value=\"//www.youtube.com/v/Zvi8GIu5Kqo?hl=en_US&amp;version=3\"><param name=\"allowfullscreen\" value=\"true\"><embed width=\"560\" height=\"315\" type=\"application/x-shockwave-flash\" src=\"//www.youtube.com/v/Zvi8GIu5Kqo?hl=en_US&amp;version=3\" allowfullscreen=\"allowfullscreen\" allowscriptaccess=\"always\" wmode=\"transparent\"></object>&nbsp;<br>Canadian DICE Production Insurance Package Costs:</h2>\n<ul>\n<li>A deposit premium starts at $1,825. <em>(subject to change)</em></li>\n<li>Your Final Gross Productions Costs for all productions undertaken during the term of the policy are reported to the Company within 30 days following the expiration or termination of coverage.</li>\n<li>The Annual Earned Premium is computed by applying the rate per $100 of actual gross production costs established at the inception date of the policy.</li>\n<li>Premiums can be financed over the year to help your cash flow.</li>\n<li>Rating will vary based on the Film/Video ratio, types of productions and number of annual productions estimated.</li>\n<li>General Liability coverage (to cover locations against property damage or bodily injury caused by your crew) is extra.&nbsp; For example, a $2,000,000 limit would cost $750 annually; a $500,000 limit costs $1,000 annually.</li>\n</ul>\n<p>&nbsp;</p>\n<p>&nbsp;<strong style=\"font-size: inherit;\"><em><a href=\"/contact-us/\">Call or email</a> us for a quote, a description of coverage&nbsp; and further information.</em></strong></p>\n<h3>Related BLOG Posts:</h3>\n<p><a href=\"/articles/dice-policies\" rel=\" noopener\" style=\"background-color: transparent; font-weight: 300;\">DICE Insurance Policies: Annual Protection for Multiple Film Projects</a></p>\n<p><a href=\"/articles/how-to-choose-between-a-dice-policy-and-a-short-shoot-policy\" rel=\" noopener\">DICE <em>vs.</em> SHORT SHOOT</a></p>\n<p><a href=\"/articles/how-to-choose-between-dice-digigear-policy\" rel=\" noopener\">DICE vs. DigiGear</a></p>\n<div class=\"section post-body\">\n<h3>RELATED LINKS:</h3>\n<p><a href=\"/film-insurance-101\" rel=\" noopener\">Film Insurance 101 &amp; How to Protect Your Film Project</a></p>\n<p><a href=\"/articles/articles/bid/24987/film-production-insurance-why-it-is-needed\" rel=\" noopener\">Film Production Insurance: Why it is needed</a></p>\n<p><a href=\"/articles/equipment-breakdown-insurance-why-your-small-business-needs-this-coverage-0\" rel=\" noopener\">Pre-Production Insurance</a></p>\n<p><a href=\"/film-production-insurance\" rel=\" noopener\">Film Production Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/31052/film-production-insurance-how-the-premium-is-determined\" rel=\" noopener\">How the Premium is Determined</a></p>\n<p><a href=\"/articles/articles/bid/191495/obtaining-insurance-for-your-short-film\" rel=\" noopener\">Short Film Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/digigear-insure-coverage\" rel=\" noopener\">DigiGear Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/production-equipment-and-props/sets/wardrobe-insurance-explained\" rel=\" noopener\">Props/Sets/Wardrobe Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/66030/film-and-tv-producers-errors-and-omissions-insurance-cost\" rel=\" noopener\">E&amp;O Insurance</a></p>\n<p>DICE Insurance</p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/third-party-property-damage-liability\" rel=\" noopener\">Third Party Property Damage</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/110340/film-production-insurance-and-renting-crew-personal-vehicles\" rel=\" noopener\">Crew Vehicles</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/112203/umbrella-vs-excess-liability-insurance-coverage-for-film-production\" rel=\" noopener\">Umbrella Vs. Excess Liability</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/commercial-general-liability\" rel=\" noopener\">Commercial General Liability</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/negative-film-and-faulty-stock-/-equipment-insurance-explained\" rel=\" noopener\">Negative Film / Videotape and Faulty Stock</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/28960/film-production-crew-always-ask-if-you-are-covered-by-workers-comp\" rel=\" noopener\">Workers Comp</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/61710/cast-insurance-5-reasons-to-use-an-approved-cast-doctor\" rel=\" noopener\">Cast Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/75392/film-production-equipment-insurance-why-you-need-extra-expense\" rel=\" noopener\">Extra Expense (EE)</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/foreign-locations\" rel=\" noopener\">Foreign Locations</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/26208/film-insurance-claims-what-to-do-when-film-production-stops\" rel=\" noopener\">Claims</a></p>\n</div></span>","postEmailContent":"<p style=\"text-align: right;\"><em><strong>Photo credit</strong>: Unsplash</em></p>","postSummaryRss":"<p style=\"text-align: right;\"><em><strong>Photo credit</strong>: Unsplash</em></p>","postBodyRss":"<p style=\"text-align: right;\"><em><strong>Photo credit</strong>: Unsplash</em></p>\n<!--more-->\n<p>This is a great insurance policy to save you time and money if you anticipate multiple projects in the next 12 months.</p>\n<p></p>\n<p><strong>Excludes*</strong>:</p>\n<p>- Feature Length or Theatrical/Television Release over $150,000 budget</p>\n<p>- Television Series or Episodes</p>\n<p>- Productions with shooting periods +90 Days</p>\n<p><em>(*unless specifically endorsed and in some cases an additional premium applies)</em></p>\n<ul style=\"margin-top: 0in;\" type=\"disc\">\n<li><a href=\"/annual-dice-producers-insurance-policy\" rel=\" noopener\">A DICE policy</a> provides prearranged coverage for a year for your office and all of your productions--except for features and series with budgets over $150,000.</li>\n<li><span style=\"background-color: transparent;\">We will give you blank <a href=\"/articles/canadian-filmmakers-navigating-your-certificate-of-insurance\" rel=\" noopener\">certificates</a> for the year, allowing you to lock locations and rent equipment on the fly.</span></li>\n<li>General Liability is less expensive with an annual policy as you only pay for it once per year and it covers all of your projects in a 12 month period. Less work and cost than arranging coverage for each of your projects.</li>\n</ul>\n<h2>A typical package for a Canadian producer with up to $250,000 in annual productions costs:&nbsp;</h2>\n<table>\n<tbody>\n<tr>\n<td width=\"208\">\n<p>Coverage</p>\n</td>\n<td width=\"208\">\n<p>Limit of Liability</p>\n</td>\n<td width=\"208\">\n<p>Deductible</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Negative Film</p>\n</td>\n<td width=\"208\">\n<p>$150,000</p>\n</td>\n<td width=\"208\">\n<p>NIL</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Faulty Stock</p>\n</td>\n<td width=\"208\">\n<p>$150,000</p>\n</td>\n<td width=\"208\">\n<p>$2,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Props, Sets &amp; Wardrobe</p>\n</td>\n<td width=\"208\">\n<p>$50,000</p>\n</td>\n<td width=\"208\">\n<p>$2,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Rented Equipment</p>\n</td>\n<td width=\"208\">\n<p>$250,000</p>\n</td>\n<td width=\"208\">\n<p>$2,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Owned Mobile Equipment</p>\n</td>\n<td width=\"208\">\n<p>$20,000</p>\n</td>\n<td width=\"208\">\n<p>$2,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Owned Fixed Equipment</p>\n</td>\n<td width=\"208\">\n<p>$20,000</p>\n</td>\n<td width=\"208\">\n<p>$2,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Extra Expense</p>\n</td>\n<td width=\"208\">\n<p>$50,000</p>\n</td>\n<td width=\"208\">\n<p>$2,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Vehicle Physical Damage</p>\n</td>\n<td width=\"208\">\n<p>$250,000 Per Vehicle</p>\n</td>\n<td width=\"208\">\n<p>15%/$2,500 Min $10,000 Max</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Office Contents</p>\n</td>\n<td width=\"208\">\n<p>$100,000</p>\n</td>\n<td width=\"208\">\n<p>$1,000</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Third Party Property Damage</p>\n</td>\n<td width=\"208\">\n<p>$1,000,000</p>\n</td>\n<td width=\"208\">\n<p>$1,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Money &amp; Securities</p>\n</td>\n<td width=\"208\">\n<p>$10,000</p>\n</td>\n<td width=\"208\">\n<p>$1,000</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Commercial General Liability</p>\n</td>\n<td width=\"208\">\n<p>$2,000,000</p>\n</td>\n<td width=\"208\">\n<p>$500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>&nbsp;</p>\n</td>\n<td width=\"208\">\n<p>&nbsp;</p>\n</td>\n<td width=\"208\">\n<p>Premium: $2,695</p>\n<p>Agency Fee: $100</p>\n<p>Applicable Provincial Sales Taxes will apply</p>\n</td>\n</tr>\n</tbody>\n</table>\n<h2><object width=\"560\" height=\"315\" classid=\"clsid:d27cdb6e-ae6d-11cf-96b8-444553540000\" codebase=\"http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,40,0\"><param name=\"allowFullScreen\" value=\"true\"><param name=\"allowscriptaccess\" value=\"always\"><param name=\"wmode\" value=\"transparent\"><param name=\"src\" value=\"//www.youtube.com/v/Zvi8GIu5Kqo?hl=en_US&amp;version=3\"><param name=\"allowfullscreen\" value=\"true\"><embed width=\"560\" height=\"315\" type=\"application/x-shockwave-flash\" src=\"//www.youtube.com/v/Zvi8GIu5Kqo?hl=en_US&amp;version=3\" allowfullscreen=\"allowfullscreen\" allowscriptaccess=\"always\" wmode=\"transparent\"></object>&nbsp;<br>Canadian DICE Production Insurance Package Costs:</h2>\n<ul>\n<li>A deposit premium starts at $1,825. <em>(subject to change)</em></li>\n<li>Your Final Gross Productions Costs for all productions undertaken during the term of the policy are reported to the Company within 30 days following the expiration or termination of coverage.</li>\n<li>The Annual Earned Premium is computed by applying the rate per $100 of actual gross production costs established at the inception date of the policy.</li>\n<li>Premiums can be financed over the year to help your cash flow.</li>\n<li>Rating will vary based on the Film/Video ratio, types of productions and number of annual productions estimated.</li>\n<li>General Liability coverage (to cover locations against property damage or bodily injury caused by your crew) is extra.&nbsp; For example, a $2,000,000 limit would cost $750 annually; a $500,000 limit costs $1,000 annually.</li>\n</ul>\n<p>&nbsp;</p>\n<p>&nbsp;<strong style=\"font-size: inherit;\"><em><a href=\"/contact-us/\">Call or email</a> us for a quote, a description of coverage&nbsp; and further information.</em></strong></p>\n<h3>Related BLOG Posts:</h3>\n<p><a href=\"/articles/dice-policies\" rel=\" noopener\" style=\"background-color: transparent; font-weight: 300;\">DICE Insurance Policies: Annual Protection for Multiple Film Projects</a></p>\n<p><a href=\"/articles/how-to-choose-between-a-dice-policy-and-a-short-shoot-policy\" rel=\" noopener\">DICE <em>vs.</em> SHORT SHOOT</a></p>\n<p><a href=\"/articles/how-to-choose-between-dice-digigear-policy\" rel=\" noopener\">DICE vs. DigiGear</a></p>\n<div class=\"section post-body\">\n<h3>RELATED LINKS:</h3>\n<p><a href=\"/film-insurance-101\" rel=\" noopener\">Film Insurance 101 &amp; How to Protect Your Film Project</a></p>\n<p><a href=\"/articles/articles/bid/24987/film-production-insurance-why-it-is-needed\" rel=\" noopener\">Film Production Insurance: Why it is needed</a></p>\n<p><a href=\"/articles/equipment-breakdown-insurance-why-your-small-business-needs-this-coverage-0\" rel=\" noopener\">Pre-Production Insurance</a></p>\n<p><a href=\"/film-production-insurance\" rel=\" noopener\">Film Production Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/31052/film-production-insurance-how-the-premium-is-determined\" rel=\" noopener\">How the Premium is Determined</a></p>\n<p><a href=\"/articles/articles/bid/191495/obtaining-insurance-for-your-short-film\" rel=\" noopener\">Short Film Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/digigear-insure-coverage\" rel=\" noopener\">DigiGear Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/production-equipment-and-props/sets/wardrobe-insurance-explained\" rel=\" noopener\">Props/Sets/Wardrobe Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/66030/film-and-tv-producers-errors-and-omissions-insurance-cost\" rel=\" noopener\">E&amp;O Insurance</a></p>\n<p>DICE Insurance</p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/third-party-property-damage-liability\" rel=\" noopener\">Third Party Property Damage</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/110340/film-production-insurance-and-renting-crew-personal-vehicles\" rel=\" noopener\">Crew Vehicles</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/112203/umbrella-vs-excess-liability-insurance-coverage-for-film-production\" rel=\" noopener\">Umbrella Vs. Excess Liability</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/commercial-general-liability\" rel=\" noopener\">Commercial General Liability</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/negative-film-and-faulty-stock-/-equipment-insurance-explained\" rel=\" noopener\">Negative Film / Videotape and Faulty Stock</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/28960/film-production-crew-always-ask-if-you-are-covered-by-workers-comp\" rel=\" noopener\">Workers Comp</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/61710/cast-insurance-5-reasons-to-use-an-approved-cast-doctor\" rel=\" noopener\">Cast Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/75392/film-production-equipment-insurance-why-you-need-extra-expense\" rel=\" noopener\">Extra Expense (EE)</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/foreign-locations\" rel=\" noopener\">Foreign Locations</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/26208/film-insurance-claims-what-to-do-when-film-production-stops\" rel=\" noopener\">Claims</a></p>\n</div>","postRssContent":"<p style=\"text-align: right;\"><em><strong>Photo credit</strong>: Unsplash</em></p>","rssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/EDUCATIONAL-FILMS-forweb600.jpg","rssBody":"<p style=\"text-align: right;\"><em><strong>Photo credit</strong>: Unsplash</em></p>\n<!--more-->\n<p>This is a great insurance policy to save you time and money if you anticipate multiple projects in the next 12 months.</p>\n<p></p>\n<p><strong>Excludes*</strong>:</p>\n<p>- Feature Length or Theatrical/Television Release over $150,000 budget</p>\n<p>- Television Series or Episodes</p>\n<p>- Productions with shooting periods +90 Days</p>\n<p><em>(*unless specifically endorsed and in some cases an additional premium applies)</em></p>\n<ul style=\"margin-top: 0in;\" type=\"disc\">\n<li><a href=\"/annual-dice-producers-insurance-policy\" rel=\" noopener\">A DICE policy</a> provides prearranged coverage for a year for your office and all of your productions--except for features and series with budgets over $150,000.</li>\n<li><span style=\"background-color: transparent;\">We will give you blank <a href=\"/articles/canadian-filmmakers-navigating-your-certificate-of-insurance\" rel=\" noopener\">certificates</a> for the year, allowing you to lock locations and rent equipment on the fly.</span></li>\n<li>General Liability is less expensive with an annual policy as you only pay for it once per year and it covers all of your projects in a 12 month period. Less work and cost than arranging coverage for each of your projects.</li>\n</ul>\n<h2>A typical package for a Canadian producer with up to $250,000 in annual productions costs:&nbsp;</h2>\n<table>\n<tbody>\n<tr>\n<td width=\"208\">\n<p>Coverage</p>\n</td>\n<td width=\"208\">\n<p>Limit of Liability</p>\n</td>\n<td width=\"208\">\n<p>Deductible</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Negative Film</p>\n</td>\n<td width=\"208\">\n<p>$150,000</p>\n</td>\n<td width=\"208\">\n<p>NIL</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Faulty Stock</p>\n</td>\n<td width=\"208\">\n<p>$150,000</p>\n</td>\n<td width=\"208\">\n<p>$2,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Props, Sets &amp; Wardrobe</p>\n</td>\n<td width=\"208\">\n<p>$50,000</p>\n</td>\n<td width=\"208\">\n<p>$2,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Rented Equipment</p>\n</td>\n<td width=\"208\">\n<p>$250,000</p>\n</td>\n<td width=\"208\">\n<p>$2,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Owned Mobile Equipment</p>\n</td>\n<td width=\"208\">\n<p>$20,000</p>\n</td>\n<td width=\"208\">\n<p>$2,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Owned Fixed Equipment</p>\n</td>\n<td width=\"208\">\n<p>$20,000</p>\n</td>\n<td width=\"208\">\n<p>$2,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Extra Expense</p>\n</td>\n<td width=\"208\">\n<p>$50,000</p>\n</td>\n<td width=\"208\">\n<p>$2,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Vehicle Physical Damage</p>\n</td>\n<td width=\"208\">\n<p>$250,000 Per Vehicle</p>\n</td>\n<td width=\"208\">\n<p>15%/$2,500 Min $10,000 Max</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Office Contents</p>\n</td>\n<td width=\"208\">\n<p>$100,000</p>\n</td>\n<td width=\"208\">\n<p>$1,000</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Third Party Property Damage</p>\n</td>\n<td width=\"208\">\n<p>$1,000,000</p>\n</td>\n<td width=\"208\">\n<p>$1,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Money &amp; Securities</p>\n</td>\n<td width=\"208\">\n<p>$10,000</p>\n</td>\n<td width=\"208\">\n<p>$1,000</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Commercial General Liability</p>\n</td>\n<td width=\"208\">\n<p>$2,000,000</p>\n</td>\n<td width=\"208\">\n<p>$500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>&nbsp;</p>\n</td>\n<td width=\"208\">\n<p>&nbsp;</p>\n</td>\n<td width=\"208\">\n<p>Premium: $2,695</p>\n<p>Agency Fee: $100</p>\n<p>Applicable Provincial Sales Taxes will apply</p>\n</td>\n</tr>\n</tbody>\n</table>\n<h2><object width=\"560\" height=\"315\" classid=\"clsid:d27cdb6e-ae6d-11cf-96b8-444553540000\" codebase=\"http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,40,0\"><param name=\"allowFullScreen\" value=\"true\"><param name=\"allowscriptaccess\" value=\"always\"><param name=\"wmode\" value=\"transparent\"><param name=\"src\" value=\"//www.youtube.com/v/Zvi8GIu5Kqo?hl=en_US&amp;version=3\"><param name=\"allowfullscreen\" value=\"true\"><embed width=\"560\" height=\"315\" type=\"application/x-shockwave-flash\" src=\"//www.youtube.com/v/Zvi8GIu5Kqo?hl=en_US&amp;version=3\" allowfullscreen=\"allowfullscreen\" allowscriptaccess=\"always\" wmode=\"transparent\"></object>&nbsp;<br>Canadian DICE Production Insurance Package Costs:</h2>\n<ul>\n<li>A deposit premium starts at $1,825. <em>(subject to change)</em></li>\n<li>Your Final Gross Productions Costs for all productions undertaken during the term of the policy are reported to the Company within 30 days following the expiration or termination of coverage.</li>\n<li>The Annual Earned Premium is computed by applying the rate per $100 of actual gross production costs established at the inception date of the policy.</li>\n<li>Premiums can be financed over the year to help your cash flow.</li>\n<li>Rating will vary based on the Film/Video ratio, types of productions and number of annual productions estimated.</li>\n<li>General Liability coverage (to cover locations against property damage or bodily injury caused by your crew) is extra.&nbsp; For example, a $2,000,000 limit would cost $750 annually; a $500,000 limit costs $1,000 annually.</li>\n</ul>\n<p>&nbsp;</p>\n<p>&nbsp;<strong style=\"font-size: inherit;\"><em><a href=\"/contact-us/\">Call or email</a> us for a quote, a description of coverage&nbsp; and further information.</em></strong></p>\n<h3>Related BLOG Posts:</h3>\n<p><a href=\"/articles/dice-policies\" rel=\" noopener\" style=\"background-color: transparent; font-weight: 300;\">DICE Insurance Policies: Annual Protection for Multiple Film Projects</a></p>\n<p><a href=\"/articles/how-to-choose-between-a-dice-policy-and-a-short-shoot-policy\" rel=\" noopener\">DICE <em>vs.</em> SHORT SHOOT</a></p>\n<p><a href=\"/articles/how-to-choose-between-dice-digigear-policy\" rel=\" noopener\">DICE vs. DigiGear</a></p>\n<div class=\"section post-body\">\n<h3>RELATED LINKS:</h3>\n<p><a href=\"/film-insurance-101\" rel=\" noopener\">Film Insurance 101 &amp; How to Protect Your Film Project</a></p>\n<p><a href=\"/articles/articles/bid/24987/film-production-insurance-why-it-is-needed\" rel=\" noopener\">Film Production Insurance: Why it is needed</a></p>\n<p><a href=\"/articles/equipment-breakdown-insurance-why-your-small-business-needs-this-coverage-0\" rel=\" noopener\">Pre-Production Insurance</a></p>\n<p><a href=\"/film-production-insurance\" rel=\" noopener\">Film Production Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/31052/film-production-insurance-how-the-premium-is-determined\" rel=\" noopener\">How the Premium is Determined</a></p>\n<p><a href=\"/articles/articles/bid/191495/obtaining-insurance-for-your-short-film\" rel=\" noopener\">Short Film Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/digigear-insure-coverage\" rel=\" noopener\">DigiGear Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/production-equipment-and-props/sets/wardrobe-insurance-explained\" rel=\" noopener\">Props/Sets/Wardrobe Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/66030/film-and-tv-producers-errors-and-omissions-insurance-cost\" rel=\" noopener\">E&amp;O Insurance</a></p>\n<p>DICE Insurance</p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/third-party-property-damage-liability\" rel=\" noopener\">Third Party Property Damage</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/110340/film-production-insurance-and-renting-crew-personal-vehicles\" rel=\" noopener\">Crew Vehicles</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/112203/umbrella-vs-excess-liability-insurance-coverage-for-film-production\" rel=\" noopener\">Umbrella Vs. Excess Liability</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/commercial-general-liability\" rel=\" noopener\">Commercial General Liability</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/negative-film-and-faulty-stock-/-equipment-insurance-explained\" rel=\" noopener\">Negative Film / Videotape and Faulty Stock</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/28960/film-production-crew-always-ask-if-you-are-covered-by-workers-comp\" rel=\" noopener\">Workers Comp</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/61710/cast-insurance-5-reasons-to-use-an-approved-cast-doctor\" rel=\" noopener\">Cast Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/75392/film-production-equipment-insurance-why-you-need-extra-expense\" rel=\" noopener\">Extra Expense (EE)</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/foreign-locations\" rel=\" noopener\">Foreign Locations</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/26208/film-insurance-claims-what-to-do-when-film-production-stops\" rel=\" noopener\">Claims</a></p>\n</div>","rssSummary":"<p style=\"text-align: right;\"><em><strong>Photo credit</strong>: Unsplash</em></p>\n","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/EDUCATIONAL-FILMS-forweb600.jpg","postListSummaryFeaturedImage":"","postRssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/EDUCATIONAL-FILMS-forweb600.jpg","keywords":[],"isInstantEmailEnabled":true,"isSocialPublishingEnabled":false,"blogPostAuthor":{"portalId":61352,"id":949435014,"created":1401900353000,"updated":1401900353000,"deletedAt":0,"fullName":"Meghan 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Docs, Industrial, Commercial, Educational Films","enableLayoutStylesheets":null,"tweet":null,"tweetAt":null,"campaignName":null,"campaignUtm":null,"tweetImmediately":false,"publishImmediately":false,"securityState":"NONE","scheduledUpdateDate":0,"placementGuids":["7a5736e4-7dfb-4ce1-aeb6-648d6d39d796"],"propertyForDynamicPageTitle":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageCanonicalUrl":null,"previewImageSrc":null,"legacyBlogTabid":137640,"legacyPostGuid":"f0ea0091-5b27-4fa8-951b-c4e5a11673c4","performableVariationLetter":null,"styleOverrideId":null,"hasUserChanges":true,"css":{},"cssText":"","createdTime":1256858488000,"unpublishedAt":0,"pastMabExperimentIds":[],"url":"https://www.frontrowinsurance.com/articles/articles/bid/23028/what-is-a-dice-policy-let-front-row-tell-you","password":null,"headHtml":"<!-- START - Generated by ClassySchema.org on Mon, 25 Jan 2021 21:53:49 GMT -->\n<script type=\"application/ld+json\">\n{\n\t\"@context\": \"http://schema.org\",\n\t\"@type\": \"VideoObject\",\n\t\"name\": \"Insurance for DICE Filmmakers\",\n\t\"description\": \"http://www.frontrowinsurance.com/annual-dice-producers-insurance-policy/ Learn about Insurance for DICE Producers - this includes Documentaries, Commercials...\",\n\t\"thumbnailUrl\": \"https://i.ytimg.com/vi/Zvi8GIu5Kqo/mqdefault.jpg\",\n\t\"duration\": \"PT2M11S\",\n\t\"contentUrl\": \"https://www.youtube.com/watch?v=Zvi8GIu5Kqo\",\n\t\"embedUrl\": \"https://www.youtube.com/embed/Zvi8GIu5Kqo\",\n\t\"uploadDate\": \"2013-08-06\"\n}\n</script>\n<!-- END - Generated by ClassySchema.org-->","footerHtml":"","attachedStylesheets":[],"enableDomainStylesheets":null,"includeDefaultCustomCss":null,"author":null,"cdnPurgeEmbargoTime":null,"label":"<span id=\"hs_cos_wrapper_name\" class=\"hs_cos_wrapper hs_cos_wrapper_meta_field hs_cos_wrapper_type_text\" style=\"\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"text\" >What is a DICE Policy? Docs, Industrial, Commercial, Educational Films</span>","currentState":"PUBLISHED","lastEditSessionId":null,"lastEditUpdateId":null,"currentlyPublished":true,"isPublished":true,"contentTypeCategory":3,"contentTypeCategoryId":3,"category":3,"topics":[949708704,949708809,949708814,949709434,949709454,949709884,956558885,5338428651],"meta":{"page_expiry_redirect_url":null,"meta_keywords":"DICE Policy, Annual Film Insuruance, Commercial Production Insurance, Documentary Insurance","blog_publish_instant_email_task_uid":"DONE","use_featured_image":true,"page_expiry_redirect_id":null,"author_user_id":4012692,"rss_email_by_text":"By","style_override_id":null,"preview_image_src":null,"page_redirected":null,"featured_image":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/EDUCATIONAL-FILMS-forweb600.jpg","keywords":[],"campaign_name":null,"post_summary":"<p style=\"text-align: right;\"><em><strong>Photo credit</strong>: Unsplash</em></p>\n","has_user_changes":true,"attached_stylesheets":[],"unpublished_at":null,"author_email":"nedia@frontrowinsurance.com","topic_ids":[949708704,949708809,949708814,949709434,949709454,949709884,956558885,5338428651],"page_expiry_date":null,"rss_email_comment_text":"Comment &raquo;","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":0,"personas":[],"css":{},"campaign_utm":null,"footer_html":"","meta_description":"DICE insurance policy is an annual insurance policy that provides coverage for producers of music videos, corporate videos, shorts and documentaries.","performable_url":null,"author_username":"nedia@frontrowinsurance.com","blueprint_id":0,"rss_email_click_through_text":"Read more &raquo;","placement_guids":["7a5736e4-7dfb-4ce1-aeb6-648d6d39d796"],"css_text":"","rss_summary":"<p style=\"text-align: right;\"><em><strong>Photo credit</strong>: Unsplash</em></p>\n","legacy_blog_tabid":137640,"cloned_from":null,"head_html":"<!-- START - Generated by ClassySchema.org on Mon, 25 Jan 2021 21:53:49 GMT -->\n<script type=\"application/ld+json\">\n{\n\t\"@context\": \"http://schema.org\",\n\t\"@type\": \"VideoObject\",\n\t\"name\": \"Insurance for DICE Filmmakers\",\n\t\"description\": \"http://www.frontrowinsurance.com/annual-dice-producers-insurance-policy/ Learn about Insurance for DICE Producers - this includes Documentaries, Commercials...\",\n\t\"thumbnailUrl\": \"https://i.ytimg.com/vi/Zvi8GIu5Kqo/mqdefault.jpg\",\n\t\"duration\": \"PT2M11S\",\n\t\"contentUrl\": \"https://www.youtube.com/watch?v=Zvi8GIu5Kqo\",\n\t\"embedUrl\": \"https://www.youtube.com/embed/Zvi8GIu5Kqo\",\n\t\"uploadDate\": \"2013-08-06\"\n}\n</script>\n<!-- END - Generated by ClassySchema.org-->","page_expiry_enabled":null,"blog_post_schedule_task_uid":null,"post_body":"<span id=\"hs_cos_wrapper_post_body\" class=\"hs_cos_wrapper hs_cos_wrapper_meta_field hs_cos_wrapper_type_rich_text\" style=\"\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"rich_text\" ><p style=\"text-align: right;\"><em><strong>Photo credit</strong>: Unsplash</em></p>\n<!--more-->\n<p>This is a great insurance policy to save you time and money if you anticipate multiple projects in the next 12 months.</p>\n<p></p>\n<p><strong>Excludes*</strong>:</p>\n<p>- Feature Length or Theatrical/Television Release over $150,000 budget</p>\n<p>- Television Series or Episodes</p>\n<p>- Productions with shooting periods +90 Days</p>\n<p><em>(*unless specifically endorsed and in some cases an additional premium applies)</em></p>\n<ul style=\"margin-top: 0in;\" type=\"disc\">\n<li><a href=\"/annual-dice-producers-insurance-policy\" rel=\" noopener\">A DICE policy</a> provides prearranged coverage for a year for your office and all of your productions--except for features and series with budgets over $150,000.</li>\n<li><span style=\"background-color: transparent;\">We will give you blank <a href=\"/articles/canadian-filmmakers-navigating-your-certificate-of-insurance\" rel=\" noopener\">certificates</a> for the year, allowing you to lock locations and rent equipment on the fly.</span></li>\n<li>General Liability is less expensive with an annual policy as you only pay for it once per year and it covers all of your projects in a 12 month period. Less work and cost than arranging coverage for each of your projects.</li>\n</ul>\n<h2>A typical package for a Canadian producer with up to $250,000 in annual productions costs:&nbsp;</h2>\n<table>\n<tbody>\n<tr>\n<td width=\"208\">\n<p>Coverage</p>\n</td>\n<td width=\"208\">\n<p>Limit of Liability</p>\n</td>\n<td width=\"208\">\n<p>Deductible</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Negative Film</p>\n</td>\n<td width=\"208\">\n<p>$150,000</p>\n</td>\n<td width=\"208\">\n<p>NIL</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Faulty Stock</p>\n</td>\n<td width=\"208\">\n<p>$150,000</p>\n</td>\n<td width=\"208\">\n<p>$2,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Props, Sets &amp; Wardrobe</p>\n</td>\n<td width=\"208\">\n<p>$50,000</p>\n</td>\n<td width=\"208\">\n<p>$2,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Rented Equipment</p>\n</td>\n<td width=\"208\">\n<p>$250,000</p>\n</td>\n<td width=\"208\">\n<p>$2,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Owned Mobile Equipment</p>\n</td>\n<td width=\"208\">\n<p>$20,000</p>\n</td>\n<td width=\"208\">\n<p>$2,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Owned Fixed Equipment</p>\n</td>\n<td width=\"208\">\n<p>$20,000</p>\n</td>\n<td width=\"208\">\n<p>$2,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Extra Expense</p>\n</td>\n<td width=\"208\">\n<p>$50,000</p>\n</td>\n<td width=\"208\">\n<p>$2,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Vehicle Physical Damage</p>\n</td>\n<td width=\"208\">\n<p>$250,000 Per Vehicle</p>\n</td>\n<td width=\"208\">\n<p>15%/$2,500 Min $10,000 Max</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Office Contents</p>\n</td>\n<td width=\"208\">\n<p>$100,000</p>\n</td>\n<td width=\"208\">\n<p>$1,000</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Third Party Property Damage</p>\n</td>\n<td width=\"208\">\n<p>$1,000,000</p>\n</td>\n<td width=\"208\">\n<p>$1,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Money &amp; Securities</p>\n</td>\n<td width=\"208\">\n<p>$10,000</p>\n</td>\n<td width=\"208\">\n<p>$1,000</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Commercial General Liability</p>\n</td>\n<td width=\"208\">\n<p>$2,000,000</p>\n</td>\n<td width=\"208\">\n<p>$500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>&nbsp;</p>\n</td>\n<td width=\"208\">\n<p>&nbsp;</p>\n</td>\n<td width=\"208\">\n<p>Premium: $2,695</p>\n<p>Agency Fee: $100</p>\n<p>Applicable Provincial Sales Taxes will apply</p>\n</td>\n</tr>\n</tbody>\n</table>\n<h2><object width=\"560\" height=\"315\" classid=\"clsid:d27cdb6e-ae6d-11cf-96b8-444553540000\" codebase=\"http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,40,0\"><param name=\"allowFullScreen\" value=\"true\"><param name=\"allowscriptaccess\" value=\"always\"><param name=\"wmode\" value=\"transparent\"><param name=\"src\" value=\"//www.youtube.com/v/Zvi8GIu5Kqo?hl=en_US&amp;version=3\"><param name=\"allowfullscreen\" value=\"true\"><embed width=\"560\" height=\"315\" type=\"application/x-shockwave-flash\" src=\"//www.youtube.com/v/Zvi8GIu5Kqo?hl=en_US&amp;version=3\" allowfullscreen=\"allowfullscreen\" allowscriptaccess=\"always\" wmode=\"transparent\"></object>&nbsp;<br>Canadian DICE Production Insurance Package Costs:</h2>\n<ul>\n<li>A deposit premium starts at $1,825. <em>(subject to change)</em></li>\n<li>Your Final Gross Productions Costs for all productions undertaken during the term of the policy are reported to the Company within 30 days following the expiration or termination of coverage.</li>\n<li>The Annual Earned Premium is computed by applying the rate per $100 of actual gross production costs established at the inception date of the policy.</li>\n<li>Premiums can be financed over the year to help your cash flow.</li>\n<li>Rating will vary based on the Film/Video ratio, types of productions and number of annual productions estimated.</li>\n<li>General Liability coverage (to cover locations against property damage or bodily injury caused by your crew) is extra.&nbsp; For example, a $2,000,000 limit would cost $750 annually; a $500,000 limit costs $1,000 annually.</li>\n</ul>\n<p>&nbsp;</p>\n<p>&nbsp;<strong style=\"font-size: inherit;\"><em><a href=\"/contact-us/\">Call or email</a> us for a quote, a description of coverage&nbsp; and further information.</em></strong></p>\n<h3>Related BLOG Posts:</h3>\n<p><a href=\"/articles/dice-policies\" rel=\" noopener\" style=\"background-color: transparent; font-weight: 300;\">DICE Insurance Policies: Annual Protection for Multiple Film Projects</a></p>\n<p><a href=\"/articles/how-to-choose-between-a-dice-policy-and-a-short-shoot-policy\" rel=\" noopener\">DICE <em>vs.</em> SHORT SHOOT</a></p>\n<p><a href=\"/articles/how-to-choose-between-dice-digigear-policy\" rel=\" noopener\">DICE vs. DigiGear</a></p>\n<div class=\"section post-body\">\n<h3>RELATED LINKS:</h3>\n<p><a href=\"/film-insurance-101\" rel=\" noopener\">Film Insurance 101 &amp; How to Protect Your Film Project</a></p>\n<p><a href=\"/articles/articles/bid/24987/film-production-insurance-why-it-is-needed\" rel=\" noopener\">Film Production Insurance: Why it is needed</a></p>\n<p><a href=\"/articles/equipment-breakdown-insurance-why-your-small-business-needs-this-coverage-0\" rel=\" noopener\">Pre-Production Insurance</a></p>\n<p><a href=\"/film-production-insurance\" rel=\" noopener\">Film Production Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/31052/film-production-insurance-how-the-premium-is-determined\" rel=\" noopener\">How the Premium is Determined</a></p>\n<p><a href=\"/articles/articles/bid/191495/obtaining-insurance-for-your-short-film\" rel=\" noopener\">Short Film Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/digigear-insure-coverage\" rel=\" noopener\">DigiGear Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/production-equipment-and-props/sets/wardrobe-insurance-explained\" rel=\" noopener\">Props/Sets/Wardrobe Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/66030/film-and-tv-producers-errors-and-omissions-insurance-cost\" rel=\" noopener\">E&amp;O Insurance</a></p>\n<p>DICE Insurance</p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/third-party-property-damage-liability\" rel=\" noopener\">Third Party Property Damage</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/110340/film-production-insurance-and-renting-crew-personal-vehicles\" rel=\" noopener\">Crew Vehicles</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/112203/umbrella-vs-excess-liability-insurance-coverage-for-film-production\" rel=\" noopener\">Umbrella Vs. Excess Liability</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/commercial-general-liability\" rel=\" noopener\">Commercial General Liability</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/negative-film-and-faulty-stock-/-equipment-insurance-explained\" rel=\" noopener\">Negative Film / Videotape and Faulty Stock</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/28960/film-production-crew-always-ask-if-you-are-covered-by-workers-comp\" rel=\" noopener\">Workers Comp</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/61710/cast-insurance-5-reasons-to-use-an-approved-cast-doctor\" rel=\" noopener\">Cast Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/75392/film-production-equipment-insurance-why-you-need-extra-expense\" rel=\" noopener\">Extra Expense (EE)</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/foreign-locations\" rel=\" noopener\">Foreign Locations</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/26208/film-insurance-claims-what-to-do-when-film-production-stops\" rel=\" noopener\">Claims</a></p>\n</div></span>","publish_immediately":false,"html_title":"What is a DICE Policy? Docs, Industrial, Commercial, Educational Films","blog_publish_to_social_media_task":"DONE","rss_body":"<p style=\"text-align: right;\"><em><strong>Photo credit</strong>: Unsplash</em></p>\n<!--more-->\n<p>This is a great insurance policy to save you time and money if you anticipate multiple projects in the next 12 months.</p>\n<p></p>\n<p><strong>Excludes*</strong>:</p>\n<p>- Feature Length or Theatrical/Television Release over $150,000 budget</p>\n<p>- Television Series or Episodes</p>\n<p>- Productions with shooting periods +90 Days</p>\n<p><em>(*unless specifically endorsed and in some cases an additional premium applies)</em></p>\n<ul style=\"margin-top: 0in;\" type=\"disc\">\n<li><a href=\"/annual-dice-producers-insurance-policy\" rel=\" noopener\">A DICE policy</a> provides prearranged coverage for a year for your office and all of your productions--except for features and series with budgets over $150,000.</li>\n<li><span style=\"background-color: transparent;\">We will give you blank <a href=\"/articles/canadian-filmmakers-navigating-your-certificate-of-insurance\" rel=\" noopener\">certificates</a> for the year, allowing you to lock locations and rent equipment on the fly.</span></li>\n<li>General Liability is less expensive with an annual policy as you only pay for it once per year and it covers all of your projects in a 12 month period. Less work and cost than arranging coverage for each of your projects.</li>\n</ul>\n<h2>A typical package for a Canadian producer with up to $250,000 in annual productions costs:&nbsp;</h2>\n<table>\n<tbody>\n<tr>\n<td width=\"208\">\n<p>Coverage</p>\n</td>\n<td width=\"208\">\n<p>Limit of Liability</p>\n</td>\n<td width=\"208\">\n<p>Deductible</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Negative Film</p>\n</td>\n<td width=\"208\">\n<p>$150,000</p>\n</td>\n<td width=\"208\">\n<p>NIL</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Faulty Stock</p>\n</td>\n<td width=\"208\">\n<p>$150,000</p>\n</td>\n<td width=\"208\">\n<p>$2,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Props, Sets &amp; Wardrobe</p>\n</td>\n<td width=\"208\">\n<p>$50,000</p>\n</td>\n<td width=\"208\">\n<p>$2,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Rented Equipment</p>\n</td>\n<td width=\"208\">\n<p>$250,000</p>\n</td>\n<td width=\"208\">\n<p>$2,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Owned Mobile Equipment</p>\n</td>\n<td width=\"208\">\n<p>$20,000</p>\n</td>\n<td width=\"208\">\n<p>$2,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Owned Fixed Equipment</p>\n</td>\n<td width=\"208\">\n<p>$20,000</p>\n</td>\n<td width=\"208\">\n<p>$2,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Extra Expense</p>\n</td>\n<td width=\"208\">\n<p>$50,000</p>\n</td>\n<td width=\"208\">\n<p>$2,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Vehicle Physical Damage</p>\n</td>\n<td width=\"208\">\n<p>$250,000 Per Vehicle</p>\n</td>\n<td width=\"208\">\n<p>15%/$2,500 Min $10,000 Max</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Office Contents</p>\n</td>\n<td width=\"208\">\n<p>$100,000</p>\n</td>\n<td width=\"208\">\n<p>$1,000</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Third Party Property Damage</p>\n</td>\n<td width=\"208\">\n<p>$1,000,000</p>\n</td>\n<td width=\"208\">\n<p>$1,500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Money &amp; Securities</p>\n</td>\n<td width=\"208\">\n<p>$10,000</p>\n</td>\n<td width=\"208\">\n<p>$1,000</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>Commercial General Liability</p>\n</td>\n<td width=\"208\">\n<p>$2,000,000</p>\n</td>\n<td width=\"208\">\n<p>$500</p>\n</td>\n</tr>\n<tr>\n<td width=\"208\">\n<p>&nbsp;</p>\n</td>\n<td width=\"208\">\n<p>&nbsp;</p>\n</td>\n<td width=\"208\">\n<p>Premium: $2,695</p>\n<p>Agency Fee: $100</p>\n<p>Applicable Provincial Sales Taxes will apply</p>\n</td>\n</tr>\n</tbody>\n</table>\n<h2><object width=\"560\" height=\"315\" classid=\"clsid:d27cdb6e-ae6d-11cf-96b8-444553540000\" codebase=\"http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,40,0\"><param name=\"allowFullScreen\" value=\"true\"><param name=\"allowscriptaccess\" value=\"always\"><param name=\"wmode\" value=\"transparent\"><param name=\"src\" value=\"//www.youtube.com/v/Zvi8GIu5Kqo?hl=en_US&amp;version=3\"><param name=\"allowfullscreen\" value=\"true\"><embed width=\"560\" height=\"315\" type=\"application/x-shockwave-flash\" src=\"//www.youtube.com/v/Zvi8GIu5Kqo?hl=en_US&amp;version=3\" allowfullscreen=\"allowfullscreen\" allowscriptaccess=\"always\" wmode=\"transparent\"></object>&nbsp;<br>Canadian DICE Production Insurance Package Costs:</h2>\n<ul>\n<li>A deposit premium starts at $1,825. <em>(subject to change)</em></li>\n<li>Your Final Gross Productions Costs for all productions undertaken during the term of the policy are reported to the Company within 30 days following the expiration or termination of coverage.</li>\n<li>The Annual Earned Premium is computed by applying the rate per $100 of actual gross production costs established at the inception date of the policy.</li>\n<li>Premiums can be financed over the year to help your cash flow.</li>\n<li>Rating will vary based on the Film/Video ratio, types of productions and number of annual productions estimated.</li>\n<li>General Liability coverage (to cover locations against property damage or bodily injury caused by your crew) is extra.&nbsp; For example, a $2,000,000 limit would cost $750 annually; a $500,000 limit costs $1,000 annually.</li>\n</ul>\n<p>&nbsp;</p>\n<p>&nbsp;<strong style=\"font-size: inherit;\"><em><a href=\"/contact-us/\">Call or email</a> us for a quote, a description of coverage&nbsp; and further information.</em></strong></p>\n<h3>Related BLOG Posts:</h3>\n<p><a href=\"/articles/dice-policies\" rel=\" noopener\" style=\"background-color: transparent; font-weight: 300;\">DICE Insurance Policies: Annual Protection for Multiple Film Projects</a></p>\n<p><a href=\"/articles/how-to-choose-between-a-dice-policy-and-a-short-shoot-policy\" rel=\" noopener\">DICE <em>vs.</em> SHORT SHOOT</a></p>\n<p><a href=\"/articles/how-to-choose-between-dice-digigear-policy\" rel=\" noopener\">DICE vs. DigiGear</a></p>\n<div class=\"section post-body\">\n<h3>RELATED LINKS:</h3>\n<p><a href=\"/film-insurance-101\" rel=\" noopener\">Film Insurance 101 &amp; How to Protect Your Film Project</a></p>\n<p><a href=\"/articles/articles/bid/24987/film-production-insurance-why-it-is-needed\" rel=\" noopener\">Film Production Insurance: Why it is needed</a></p>\n<p><a href=\"/articles/equipment-breakdown-insurance-why-your-small-business-needs-this-coverage-0\" rel=\" noopener\">Pre-Production Insurance</a></p>\n<p><a href=\"/film-production-insurance\" rel=\" noopener\">Film Production Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/31052/film-production-insurance-how-the-premium-is-determined\" rel=\" noopener\">How the Premium is Determined</a></p>\n<p><a href=\"/articles/articles/bid/191495/obtaining-insurance-for-your-short-film\" rel=\" noopener\">Short Film Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/digigear-insure-coverage\" rel=\" noopener\">DigiGear Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/production-equipment-and-props/sets/wardrobe-insurance-explained\" rel=\" noopener\">Props/Sets/Wardrobe Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/66030/film-and-tv-producers-errors-and-omissions-insurance-cost\" rel=\" noopener\">E&amp;O Insurance</a></p>\n<p>DICE Insurance</p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/third-party-property-damage-liability\" rel=\" noopener\">Third Party Property Damage</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/110340/film-production-insurance-and-renting-crew-personal-vehicles\" rel=\" noopener\">Crew Vehicles</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/112203/umbrella-vs-excess-liability-insurance-coverage-for-film-production\" rel=\" noopener\">Umbrella Vs. Excess Liability</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/commercial-general-liability\" rel=\" noopener\">Commercial General Liability</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/negative-film-and-faulty-stock-/-equipment-insurance-explained\" rel=\" noopener\">Negative Film / Videotape and Faulty Stock</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/28960/film-production-crew-always-ask-if-you-are-covered-by-workers-comp\" rel=\" noopener\">Workers Comp</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/61710/cast-insurance-5-reasons-to-use-an-approved-cast-doctor\" rel=\" noopener\">Cast Insurance</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/75392/film-production-equipment-insurance-why-you-need-extra-expense\" rel=\" noopener\">Extra Expense (EE)</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/foreign-locations\" rel=\" noopener\">Foreign Locations</a></p>\n<p><a href=\"https://www.frontrowinsurance.com/articles/articles/bid/26208/film-insurance-claims-what-to-do-when-film-production-stops\" rel=\" noopener\">Claims</a></p>\n</div>","legacy_post_guid":"f0ea0091-5b27-4fa8-951b-c4e5a11673c4","featured_image_alt_text":"What is a DICE Policy? Docs, Industrial, Commercial, Educational Films","enable_google_amp_output_override":false,"last_edit_session_id":null,"last_edit_update_id":null,"tag_ids":[949708704,949708809,949708814,949709434,949709454,949709884,956558885,5338428651],"link_rel_canonical_url":"","published_by_id":7915797,"published_at":1649094355116,"layout_sections":{},"scheduled_update_date":0,"featured_image_height":400,"featured_image_width":600,"header":null}}

What is a DICE Policy? Docs, Industrial, Commercial, Educational Films

What is a DICE Policy? Docs, Industrial, Commercial, Educational Films

Photo credit: Unsplash

This is a great insurance policy to save you time and money if you anticipate multiple projects in the next 12 months.

Click here to apply online

Excludes*:

- Feature Length or Theatrical/Television Release over $150,000 budget

- Television Series or Episodes

- Productions with shooting periods +90 Days

(*unless specifically endorsed and in some cases an additional premium applies)

  • A DICE policy provides prearranged coverage for a year for your office and all of your productions--except for features and series with budgets over $150,000.
  • We will give you blank certificates for the year, allowing you to lock locations and rent equipment on the fly.
  • General Liability is less expensive with an annual policy as you only pay for it once per year and it covers all of your projects in a 12 month period. Less work and cost than arranging coverage for each of your projects.

A typical package for a Canadian producer with up to $250,000 in annual productions costs: 

Coverage

Limit of Liability

Deductible

Negative Film

$150,000

NIL

Faulty Stock

$150,000

$2,500

Props, Sets & Wardrobe

$50,000

$2,500

Rented Equipment

$250,000

$2,500

Owned Mobile Equipment

$20,000

$2,500

Owned Fixed Equipment

$20,000

$2,500

Extra Expense

$50,000

$2,500

Vehicle Physical Damage

$250,000 Per Vehicle

15%/$2,500 Min $10,000 Max

Office Contents

$100,000

$1,000

Third Party Property Damage

$1,000,000

$1,500

Money & Securities

$10,000

$1,000

Commercial General Liability

$2,000,000

$500

 

 

Premium: $2,695

Agency Fee: $100

Applicable Provincial Sales Taxes will apply

 
Canadian DICE Production Insurance Package Costs:

  • A deposit premium starts at $1,825. (subject to change)
  • Your Final Gross Productions Costs for all productions undertaken during the term of the policy are reported to the Company within 30 days following the expiration or termination of coverage.
  • The Annual Earned Premium is computed by applying the rate per $100 of actual gross production costs established at the inception date of the policy.
  • Premiums can be financed over the year to help your cash flow.
  • Rating will vary based on the Film/Video ratio, types of productions and number of annual productions estimated.
  • General Liability coverage (to cover locations against property damage or bodily injury caused by your crew) is extra.  For example, a $2,000,000 limit would cost $750 annually; a $500,000 limit costs $1,000 annually.

 Click here to apply online

 Call or email us for a quote, a description of coverage  and further information.

Related BLOG Posts:

DICE Insurance Policies: Annual Protection for Multiple Film Projects

DICE vs. SHORT SHOOT

DICE vs. DigiGear

RELATED LINKS:

Film Insurance 101 & How to Protect Your Film Project

Film Production Insurance: Why it is needed

Pre-Production Insurance

Film Production Insurance

How the Premium is Determined

Short Film Insurance

DigiGear Insurance

Props/Sets/Wardrobe Insurance

E&O Insurance

DICE Insurance

Third Party Property Damage

Crew Vehicles

Umbrella Vs. Excess Liability

Commercial General Liability

Negative Film / Videotape and Faulty Stock

Workers Comp

Cast Insurance

Extra Expense (EE)

Foreign Locations

Claims

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