{"ab":false,"abStatus":null,"abTestId":null,"abVariation":false,"abVariationAutomated":false,"absoluteUrl":"https://www.frontrowinsurance.com/articles/canadian-filmmakers-navigating-your-certificate-of-insurance","afterPostBody":null,"allowedSlugConflict":false,"analytics":null,"analyticsPageId":"32920179245","analyticsPageType":"blog-post","archived":false,"archivedAt":0,"archivedInDashboard":false,"areCommentsAllowed":true,"attachedStylesheets":[],"audienceAccess":"PUBLIC","author":null,"authorName":null,"authorUsername":null,"blogAuthor":{"avatar":"","bio":"","cdnPurgeEmbargoTime":null,"cosObjectType":"BLOG_AUTHOR","created":1589487835361,"deletedAt":0,"displayName":"Alyson Locacciato","email":"alyson@frontrowinsurance.com","facebook":"","fullName":"Alyson Locacciato","gravatarUrl":"https://app.hubspot.com/settings/avatar/9b4bb24cb8b58448213ffeab12e1d73a","hasSocialProfiles":false,"id":29400648003,"label":"Alyson Locacciato","language":null,"linkedin":"","name":"Alyson 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Filmmakers: Navigating Your Certificate of Insurance","featuredImageHeight":175,"featuredImageLength":0,"featuredImageWidth":300,"flexAreas":{},"folderId":null,"footerHtml":null,"freezeDate":1596550328000,"generateJsonLdEnabledOverride":true,"hasContentAccessRules":false,"hasUserChanges":true,"headHtml":null,"header":null,"htmlTitle":"Canadian Filmmakers: Navigating Your Certificate of Insurance","id":32920179245,"includeDefaultCustomCss":null,"isCaptchaRequired":true,"isDraft":false,"isInstantEmailEnabled":true,"isPublished":true,"isSocialPublishingEnabled":false,"keywords":[],"label":"<span id=\"hs_cos_wrapper_name\" class=\"hs_cos_wrapper hs_cos_wrapper_meta_field hs_cos_wrapper_type_text\" style=\"\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"text\" >Canadian Filmmakers: Navigating Your Certificate of Insurance</span>","language":"en","lastEditSessionId":null,"lastEditUpdateId":null,"layoutSections":{},"legacyBlogTabid":null,"legacyId":null,"legacyPostGuid":null,"linkRelCanonicalUrl":null,"listTemplate":"prox_frontrow/templates/blog/blog-listing.html","liveDomain":"www.frontrowinsurance.com","mab":false,"mabExperimentId":null,"mabMaster":false,"mabVariant":false,"meta":{"attached_stylesheets":[],"post_summary":"<p class=\"p1\"><i>If you’re a US-based filmmaker, read </i><a href=\"/articles/us-filmmakers-navigating-your-certificate-of-insurance\" rel=\" noopener\"><span style=\"text-decoration: underline;\"><span class=\"s1\"><i>this blog post</i></span></span></a><i> instead. </i></p>\n","has_user_changes":true,"last_edit_session_id":null,"last_edit_update_id":null,"html_title":"Canadian Filmmakers: Navigating Your Certificate of Insurance","tag_ids":[949708709,949708774,949708904,949709884,33246933709],"topic_ids":[949708709,949708774,949708904,949709884,33246933709],"layout_sections":{},"campaign_name":null,"campaign_utm":null,"enable_google_amp_output_override":false,"featured_image":"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-cert-insurance-highlight-forweb300.png","featured_image_alt_text":"Canadian Filmmakers: Navigating Your Certificate of Insurance","head_html":null,"link_rel_canonical_url":null,"meta_description":"Congratulations, you successfully purchased your production insurance! Your broker has sent you a confirmation that your coverage is bound, a summary...","post_body":"<span id=\"hs_cos_wrapper_post_body\" class=\"hs_cos_wrapper hs_cos_wrapper_meta_field hs_cos_wrapper_type_rich_text\" style=\"\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"rich_text\" ><p class=\"p1\"><i>If you’re a US-based filmmaker, read </i><a href=\"/articles/us-filmmakers-navigating-your-certificate-of-insurance\" rel=\" noopener\"><span style=\"text-decoration: underline;\"><span class=\"s1\"><i>this blog post</i></span></span></a><i> instead. </i></p>\n<!--more--><p class=\"p1\">Congratulations, you successfully purchased your <a href=\"/film-production-insurance\" rel=\" noopener\"><span class=\"s1\">production insurance</span></a>! Your broker has sent you a confirmation that your coverage is bound, a summary, invoice, and certificate of insurance. You review all of your paperwork and estimates from the rental house and permit office, but how do you know what coverage is what, or if you even purchased the correct coverage?</p>\n<h2>Things that may go missed on a certificate that can ‘make or break’ you on the day of production:</h2>\n<ol class=\"ol1\">\n<li class=\"li1\">Make sure the production company’s name and address are correct. Rushed through the application? This is the time to triple check any spelling errors.</li>\n<li class=\"li1\">If you are working (especially) on a <a href=\"https://shortshoot.frontrowinsurance.com/\" rel=\" noopener\"><span class=\"s1\">Short-Term Production</span></a>, double-check the effective dates. Make sure you include any additional pickup/drop-off dates that may be needed for props or rentals.</li>\n<li class=\"li1\">Did a permit office request any special wording? This is the time to make sure you have the exact wording on your certificate as the insurance requirements noted.</li>\n</ol>\n<p class=\"p1\">Below is a sample certificate of insurance for Canadian film productions. We will review each section so you can properly understand what you are looking at.</p>\n<p class=\"p1\"><a href=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-cert-insurance.png\" rel=\" noopener\"><img src=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-cert-insurance.png\" alt=\"Certificate of Insurance Canada\" width=\"592\" style=\"width: 592px; display: block; margin: 0px auto;\"></a></p>\n<p class=\"p1\">Ok, so from the top!</p>\n<p class=\"p2\">The highlighted section below is where <strong>your</strong> company information is located.</p>\n<p class=\"p2\">The non-highlighted section below is your insurance <strong>broker’s</strong> information.</p>\n<p><a href=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-cert-insurance-highlight.png\" rel=\" noopener\"><img src=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-cert-insurance-highlight.png\" alt=\"Certificate of Insurance Canada\" width=\"589\" style=\"width: 589px; display: block; margin: 0px auto;\"></a></p>\n<p class=\"p1\">The next part of the first page will delegate the policy number and the start and end dates of coverage. If you need additional days for a short shoot, <i>reach out to your broker immediately</i>. If you request additional coverage dates <strong>after</strong> the expiration of coverage, you will be responsible for purchasing a new policy.</p>\n<p class=\"p1\"><a href=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-insuring-co-cert.png\" rel=\" noopener\"><img src=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-insuring-co-cert.png\" alt=\"Certificate of Insurance Canada\" width=\"516\" style=\"width: 516px; display: block; margin: 0px auto;\"></a></p>\n<p class=\"p1\">If a permit office, rental house, or specific entity you are working with has requested special wording on a certificate, it will go here. If you do need special wording on your certificate, please make sure you reach out to your broker in advance. Special wording or endorsements such as a “<a href=\"/articles/how-to-obtain-los-angeles-film-permits\" rel=\" noopener\">Waiver of Subrogation</a>” may take up to 24-48 hours to process from the carrier.</p>\n<p class=\"p1\"><a href=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-additional-insured.png\" rel=\" noopener\"><img src=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-additional-insured.png\" alt=\"Certificate of Insurance Canada\" width=\"533\" style=\"width: 533px; display: block; margin: 0px auto;\"></a></p>\n<p class=\"p1\">The following pages of your certificate of insurance will outline the limits of insurance and retention or deductible. The <strong>deductible</strong> or <strong>retention</strong> is the amount you will have to pay the insurance company in a case of a loss that exceeds the deductible, and is located on the far right column.</p>\n<p class=\"p1\"><span class=\"s1\">Example:</span> You rent a camera that has a replacement value of $50,000. The camera gets lost in transit. This means that for the insurance company to replace the camera, you will have to pay the deductible amount.</p>\n<p class=\"p1\"><span class=\"s1\">Example:</span> You rent a grip accessory and the replacement value is $150. The grip accessory is damaged during the shoot. Since the accessory’s replacement value is <strong>less</strong> than the deductible, the insurance company will <strong>not</strong> cover the loss.</p>\n<p class=\"p1\"><a href=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-schedule-a.png\" rel=\" noopener\"><img src=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-schedule-a.png\" alt=\"Certificate of Insurance Canada Schedule A\" width=\"568\" style=\"width: 568px; display: block; margin: 0px auto;\"></a>Have more questions on the coverages on the far left column? <a href=\"/contact-us\" rel=\" noopener\"><span class=\"s1\">Contact us</span></a>.</p>\n<p class=\"p1\">&nbsp;</p>\n<p class=\"p1\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://www.frontrowinsurance.com/\" style=\"font-style: italic;\"><span class=\"s2\">Front Row Insurance Brokers Inc.</span></a><span style=\"font-style: italic;\"> is an independent insurance broker that provides film insurance for a very low cost. Should a claim occur, Front Row works diligently with insurers and clients to expedite the payment of claims.</span></p>\n<h3>Related:</h3>\n<p class=\"p1\"><a href=\"/articles/video-how-do-i-add-an-additional-insured-to-my-policy\" rel=\"noopener\"><span class=\"s1\">Adding an Additional Insured</span></a></p>\n<p class=\"p1\"><a href=\"/articles/us-filmmakers-navigating-your-certificate-of-insurance\" rel=\" noopener\"><span class=\"s1\">US Filmmakers: Certificate of Insurance</span></a></p>\n<p style=\"font-size: 13px;\"><strong><i>DISCLAIMER</i></strong><i>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</i></p></span>","publish_immediately":true,"use_featured_image":true,"published_by_id":7915797,"published_at":1649436776894,"rss_body":"<p class=\"p1\"><i>If you’re a US-based filmmaker, read </i><a href=\"/articles/us-filmmakers-navigating-your-certificate-of-insurance\" rel=\" noopener\"><span style=\"text-decoration: underline;\"><span class=\"s1\"><i>this blog post</i></span></span></a><i> instead. </i></p>\n<!--more--><p class=\"p1\">Congratulations, you successfully purchased your <a href=\"/film-production-insurance\" rel=\" noopener\"><span class=\"s1\">production insurance</span></a>! Your broker has sent you a confirmation that your coverage is bound, a summary, invoice, and certificate of insurance. You review all of your paperwork and estimates from the rental house and permit office, but how do you know what coverage is what, or if you even purchased the correct coverage?</p>\n<h2>Things that may go missed on a certificate that can ‘make or break’ you on the day of production:</h2>\n<ol class=\"ol1\">\n<li class=\"li1\">Make sure the production company’s name and address are correct. Rushed through the application? This is the time to triple check any spelling errors.</li>\n<li class=\"li1\">If you are working (especially) on a <a href=\"https://shortshoot.frontrowinsurance.com/\" rel=\" noopener\"><span class=\"s1\">Short-Term Production</span></a>, double-check the effective dates. Make sure you include any additional pickup/drop-off dates that may be needed for props or rentals.</li>\n<li class=\"li1\">Did a permit office request any special wording? This is the time to make sure you have the exact wording on your certificate as the insurance requirements noted.</li>\n</ol>\n<p class=\"p1\">Below is a sample certificate of insurance for Canadian film productions. We will review each section so you can properly understand what you are looking at.</p>\n<p class=\"p1\"><a href=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-cert-insurance.png\" rel=\" noopener\"><img src=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-cert-insurance.png\" alt=\"Certificate of Insurance Canada\" width=\"592\" style=\"width: 592px; display: block; margin: 0px auto;\"></a></p>\n<p class=\"p1\">Ok, so from the top!</p>\n<p class=\"p2\">The highlighted section below is where <strong>your</strong> company information is located.</p>\n<p class=\"p2\">The non-highlighted section below is your insurance <strong>broker’s</strong> information.</p>\n<p><a href=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-cert-insurance-highlight.png\" rel=\" noopener\"><img src=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-cert-insurance-highlight.png\" alt=\"Certificate of Insurance Canada\" width=\"589\" style=\"width: 589px; display: block; margin: 0px auto;\"></a></p>\n<p class=\"p1\">The next part of the first page will delegate the policy number and the start and end dates of coverage. If you need additional days for a short shoot, <i>reach out to your broker immediately</i>. If you request additional coverage dates <strong>after</strong> the expiration of coverage, you will be responsible for purchasing a new policy.</p>\n<p class=\"p1\"><a href=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-insuring-co-cert.png\" rel=\" noopener\"><img src=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-insuring-co-cert.png\" alt=\"Certificate of Insurance Canada\" width=\"516\" style=\"width: 516px; display: block; margin: 0px auto;\"></a></p>\n<p class=\"p1\">If a permit office, rental house, or specific entity you are working with has requested special wording on a certificate, it will go here. If you do need special wording on your certificate, please make sure you reach out to your broker in advance. Special wording or endorsements such as a “<a href=\"/articles/how-to-obtain-los-angeles-film-permits\" rel=\" noopener\">Waiver of Subrogation</a>” may take up to 24-48 hours to process from the carrier.</p>\n<p class=\"p1\"><a href=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-additional-insured.png\" rel=\" noopener\"><img src=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-additional-insured.png\" alt=\"Certificate of Insurance Canada\" width=\"533\" style=\"width: 533px; display: block; margin: 0px auto;\"></a></p>\n<p class=\"p1\">The following pages of your certificate of insurance will outline the limits of insurance and retention or deductible. The <strong>deductible</strong> or <strong>retention</strong> is the amount you will have to pay the insurance company in a case of a loss that exceeds the deductible, and is located on the far right column.</p>\n<p class=\"p1\"><span class=\"s1\">Example:</span> You rent a camera that has a replacement value of $50,000. The camera gets lost in transit. This means that for the insurance company to replace the camera, you will have to pay the deductible amount.</p>\n<p class=\"p1\"><span class=\"s1\">Example:</span> You rent a grip accessory and the replacement value is $150. The grip accessory is damaged during the shoot. Since the accessory’s replacement value is <strong>less</strong> than the deductible, the insurance company will <strong>not</strong> cover the loss.</p>\n<p class=\"p1\"><a href=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-schedule-a.png\" rel=\" noopener\"><img src=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-schedule-a.png\" alt=\"Certificate of Insurance Canada Schedule A\" width=\"568\" style=\"width: 568px; display: block; margin: 0px auto;\"></a>Have more questions on the coverages on the far left column? <a href=\"/contact-us\" rel=\" noopener\"><span class=\"s1\">Contact us</span></a>.</p>\n<p class=\"p1\">&nbsp;</p>\n<p class=\"p1\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://www.frontrowinsurance.com/\" style=\"font-style: italic;\"><span class=\"s2\">Front Row Insurance Brokers Inc.</span></a><span style=\"font-style: italic;\"> is an independent insurance broker that provides film insurance for a very low cost. Should a claim occur, Front Row works diligently with insurers and clients to expedite the payment of claims.</span></p>\n<h3>Related:</h3>\n<p class=\"p1\"><a href=\"/articles/video-how-do-i-add-an-additional-insured-to-my-policy\" rel=\"noopener\"><span class=\"s1\">Adding an Additional Insured</span></a></p>\n<p class=\"p1\"><a href=\"/articles/us-filmmakers-navigating-your-certificate-of-insurance\" rel=\" noopener\"><span class=\"s1\">US Filmmakers: Certificate of Insurance</span></a></p>\n<p style=\"font-size: 13px;\"><strong><i>DISCLAIMER</i></strong><i>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</i></p>","rss_summary":"<p class=\"p1\"><i>If you’re a US-based filmmaker, read </i><a href=\"/articles/us-filmmakers-navigating-your-certificate-of-insurance\" rel=\" noopener\"><span style=\"text-decoration: underline;\"><span class=\"s1\"><i>this blog post</i></span></span></a><i> instead. </i></p>\n","blog_publish_instant_email_task_uid":"DONE","blog_publish_to_social_media_task":"DONE","blog_post_schedule_task_uid":null,"scheduled_update_date":0,"featured_image_width":300,"featured_image_height":175,"header":null},"metaDescription":"Congratulations, you successfully purchased your production insurance! Your broker has sent you a confirmation that your coverage is bound, a summary...","metaKeywords":null,"name":"<span id=\"hs_cos_wrapper_name\" class=\"hs_cos_wrapper hs_cos_wrapper_meta_field hs_cos_wrapper_type_text\" style=\"\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"text\" >Canadian Filmmakers: Navigating Your Certificate of Insurance</span>","nextPostFeaturedImage":"","nextPostFeaturedImageAltText":"","nextPostName":"US Filmmakers: Navigating Your Certificate of Insurance","nextPostSlug":"articles/us-filmmakers-navigating-your-certificate-of-insurance","pageExpiryDate":null,"pageExpiryEnabled":null,"pageExpiryRedirectId":null,"pageExpiryRedirectUrl":null,"pageRedirected":false,"pageTitle":"Canadian Filmmakers: Navigating Your Certificate of Insurance","parentBlog":{"absoluteUrl":"https://www.frontrowinsurance.com/articles","allowComments":true,"ampBodyColor":"#404040","ampBodyFont":"'Helvetica Neue', Helvetica, Arial, sans-serif","ampBodyFontSize":"18","ampCustomCss":"","ampHeaderBackgroundColor":"#ffffff","ampHeaderColor":"#1e1e1e","ampHeaderFont":"'Helvetica Neue', Helvetica, Arial, sans-serif","ampHeaderFontSize":"36","ampLinkColor":"#416bb3","ampLogoAlt":"Front Row Insurance logo","ampLogoHeight":63,"ampLogoSrc":"https://cdn2.hubspot.net/hubfs/61352/front-row-logo.png","ampLogoWidth":175,"analyticsPageId":137640,"attachedStylesheets":[],"audienceAccess":"PUBLIC","businessUnitId":null,"captchaAfterDays":7,"captchaAlways":false,"categoryId":3,"cdnPurgeEmbargoTime":null,"closeCommentsOlder":0,"commentDateFormat":"medium","commentFormGuid":"7a447743-bbf2-4b55-a759-b405bf392a7d","commentMaxThreadDepth":3,"commentModeration":true,"commentNotificationEmails":["mike@frontrowinsurance.com","grant@frontrowinsurance.com"],"commentShouldCreateContact":true,"commentVerificationText":"","cosObjectType":"BLOG","created":1401900293000,"createdDateTime":1401900293000,"dailyNotificationEmailId":"952268096","dateFormattingLanguage":"en_US","defaultGroupStyleId":"","defaultNotificationFromName":"","defaultNotificationReplyTo":"","deletedAt":0,"description":"The Front Row Insurance Blog where you can learn and converse about all things entertainment insurance related.","domain":"","domainWhenPublished":"www.frontrowinsurance.com","emailApiSubscriptionId":283237,"enableGoogleAmpOutput":true,"enableSocialAutoPublishing":false,"generateJsonLdEnabled":false,"header":null,"htmlFooter":"<!-- DELTA-->","htmlFooterIsShared":false,"htmlHead":"<!-- Blog Schema by Front Row Insurance // https://www.frontrowinsurance.com/ -->\n\n<script type=\"application/ld+json\">\n {\n \"@context\": \"http://schema.org\",\n \"@type\": \"BlogPosting\",\n \"mainEntityOfPage\":{\n \"@type\":\"WebPage\",\n \"@id\":\"https://www.frontrowinsurance.com/articles/canadian-filmmakers-navigating-your-certificate-of-insurance\"\n },\n \"headline\": \"Canadian Filmmakers: Navigating Your Certificate of Insurance\",\n \"image\": {\n \"@type\": \"ImageObject\",\n \"url\": \"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-cert-insurance-highlight-forweb300.png\"\n },\n \"datePublished\": \"2020-08-04 14:12:08\",\n \"dateModified\": \"\",\n \"author\": {\n \"@type\": \"Person\",\n \"name\": \"') }}\"\n },\n \"publisher\": {\n \"@type\": \"Organization\",\n \"name\": \"FRONT ROW INSURANCE BROKERS\",\n \"logo\": {\n \"@type\": \"ImageObject\",\n \"url\": \"https://cdn2.hubspot.net/hubfs/61352/images/Logos/FR_logo_%5BConverted,-Inverted%5D.png\"\n }\n },\n \"description\": \"Congratulations, you successfully purchased your production insurance! Your broker has sent you a confirmation that your coverage is bound, a summary...\"\n }\n </script>\n <!-- End Schema --> \n<script type=\"text/javascript\">\n window._mNHandle = window._mNHandle || {};\n window._mNHandle.queue = window._mNHandle.queue || [];\n medianet_versionId = \"3121199\";\n</script>\n<script src=\"https://contextual.media.net/dmedianet.js?cid=8CU76IWTZ\" async=\"async\"></script>","htmlHeadIsShared":true,"htmlKeywords":["Front Row Insurance Blog"," entertainment blog"," film blog"," film insurance"," event insurance"," film festival blog"," production blog"," musicians blog"," "],"htmlTitle":"The Front Row View (entertainment insurance blog)","id":952267656,"instantNotificationEmailId":"952268061","itemLayoutId":null,"itemTemplateIsShared":false,"itemTemplatePath":"prox_frontrow/templates/blog/blog-post.html","label":"The Front Row View (entertainment insurance blog)","language":"en","legacyGuid":"469ce2ec-4dd9-442d-984a-3bab2557a02f","legacyModuleId":"164112","legacyTabId":137640,"listingLayoutId":null,"listingPageId":70026589976,"listingTemplatePath":"prox_frontrow/templates/blog/blog-listing.html","liveDomain":"www.frontrowinsurance.com","monthFilterFormat":"MMMM yyyy","monthlyNotificationEmailId":"952267981","name":"The Front Row View (entertainment insurance blog)","parentBlogUpdateTaskId":null,"portalId":61352,"postHtmlFooter":"<!-- OMEGA-->","postHtmlHead":"<!-- Blog Schema by Front Row Insurance // https://www.frontrowinsurance.com/ -->\n\n<script type=\"application/ld+json\">\n {\n \"@context\": \"http://schema.org\",\n \"@type\": \"BlogPosting\",\n \"mainEntityOfPage\":{\n \"@type\":\"WebPage\",\n \"@id\":\"https://www.frontrowinsurance.com/articles/canadian-filmmakers-navigating-your-certificate-of-insurance\"\n },\n \"headline\": \"Canadian Filmmakers: Navigating Your Certificate of Insurance\",\n \"image\": {\n \"@type\": \"ImageObject\",\n \"url\": \"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-cert-insurance-highlight-forweb300.png\"\n },\n \"datePublished\": \"2020-08-04 14:12:08\",\n \"dateModified\": \"\",\n \"author\": {\n \"@type\": \"Person\",\n \"name\": \"') }}\"\n },\n \"publisher\": {\n \"@type\": \"Organization\",\n \"name\": \"FRONT ROW INSURANCE BROKERS\",\n \"logo\": {\n \"@type\": \"ImageObject\",\n \"url\": \"https://cdn2.hubspot.net/hubfs/61352/images/Logos/FR_logo_%5BConverted,-Inverted%5D.png\"\n }\n },\n \"description\": \"Congratulations, you successfully purchased your production insurance! Your broker has sent you a confirmation that your coverage is bound, a summary...\"\n }\n </script>\n <!-- End Schema --> \n<script type=\"text/javascript\">\n window._mNHandle = window._mNHandle || {};\n window._mNHandle.queue = window._mNHandle.queue || [];\n medianet_versionId = \"3121199\";\n</script>\n<script src=\"https://contextual.media.net/dmedianet.js?cid=8CU76IWTZ\" async=\"async\"></script>","postsPerListingPage":10,"postsPerRssFeed":10,"publicAccessRules":[{"ids":[],"type":"LIST_MEMBERSHIP"}],"publicAccessRulesEnabled":false,"publicTitle":"The Front Row View (entertainment insurance blog)","publishDateFormat":"medium","resolvedDomain":"www.frontrowinsurance.com","rootUrl":"https://www.frontrowinsurance.com/articles","rssCustomFeed":"","rssDescription":"RSS feeds for ","rssItemFooter":"<IMG style=\"WIDTH: 144px; HEIGHT: 78px\" title=\"\" border=0 alt=\"\" align=center src=\"http://focusinsurance.web6.hubspot.com/Portals/61352/images//logo_final.jpg\" width=138 height=78 mce_src=\"/Portals/61352/images//logo_final.jpg\">","rssItemHeader":"","settingsOverrides":{"itemLayoutId":false,"itemTemplatePath":false,"itemTemplateIsShared":false,"listingLayoutId":false,"listingTemplatePath":false,"postsPerListingPage":false,"showSummaryInListing":false,"useFeaturedImageInSummary":false,"htmlHead":false,"postHtmlHead":false,"htmlHeadIsShared":false,"htmlFooter":false,"listingPageHtmlFooter":false,"postHtmlFooter":false,"htmlFooterIsShared":false,"attachedStylesheets":false,"postsPerRssFeed":false,"showSummaryInRss":false,"showSummaryInEmails":false,"showSummariesInEmails":false,"allowComments":false,"commentShouldCreateContact":false,"commentModeration":false,"closeCommentsOlder":false,"commentNotificationEmails":false,"commentMaxThreadDepth":false,"commentVerificationText":false,"socialAccountTwitter":false,"showSocialLinkTwitter":false,"showSocialLinkLinkedin":false,"showSocialLinkFacebook":false,"enableGoogleAmpOutput":false,"ampLogoSrc":false,"ampLogoHeight":false,"ampLogoWidth":false,"ampLogoAlt":false,"ampHeaderFont":false,"ampHeaderFontSize":false,"ampHeaderColor":false,"ampHeaderBackgroundColor":false,"ampBodyFont":false,"ampBodyFontSize":false,"ampBodyColor":false,"ampLinkColor":false,"generateJsonLdEnabled":false},"showSocialLinkFacebook":true,"showSocialLinkLinkedin":true,"showSocialLinkTwitter":true,"showSummaryInEmails":true,"showSummaryInListing":false,"showSummaryInRss":true,"siteId":0,"slug":"articles","socialAccountTwitter":"","state":null,"subscriptionContactsProperty":"blog_blog_the_front_row_view_subscription","subscriptionEmailType":null,"subscriptionFormGuid":"a2c254df-2214-4c54-bd51-46da1e3029fb","subscriptionListsByType":{"daily":12,"instant":11,"monthly":10,"weekly":13},"title":null,"translatedFromId":null,"translations":{"fr":{"absoluteUrl":"https://www.frontrowinsurance.com/fr/blogue","id":2471031463,"language":"fr","masterId":952267656,"name":"The Front Row View (entertainment insurance blog)","publicAccessRules":[{"ids":[],"type":"LIST_MEMBERSHIP"}],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1650089754719,"updatedDateTime":1650089754719,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":null,"performableVariationLetter":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<span id=\"hs_cos_wrapper_post_body\" class=\"hs_cos_wrapper hs_cos_wrapper_meta_field hs_cos_wrapper_type_rich_text\" style=\"\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"rich_text\" ><p class=\"p1\"><i>If you’re a US-based filmmaker, read </i><a href=\"/articles/us-filmmakers-navigating-your-certificate-of-insurance\" rel=\" noopener\"><span style=\"text-decoration: underline;\"><span class=\"s1\"><i>this blog post</i></span></span></a><i> instead. </i></p>\n<!--more--><p class=\"p1\">Congratulations, you successfully purchased your <a href=\"/film-production-insurance\" rel=\" noopener\"><span class=\"s1\">production insurance</span></a>! Your broker has sent you a confirmation that your coverage is bound, a summary, invoice, and certificate of insurance. You review all of your paperwork and estimates from the rental house and permit office, but how do you know what coverage is what, or if you even purchased the correct coverage?</p>\n<h2>Things that may go missed on a certificate that can ‘make or break’ you on the day of production:</h2>\n<ol class=\"ol1\">\n<li class=\"li1\">Make sure the production company’s name and address are correct. Rushed through the application? This is the time to triple check any spelling errors.</li>\n<li class=\"li1\">If you are working (especially) on a <a href=\"https://shortshoot.frontrowinsurance.com/\" rel=\" noopener\"><span class=\"s1\">Short-Term Production</span></a>, double-check the effective dates. Make sure you include any additional pickup/drop-off dates that may be needed for props or rentals.</li>\n<li class=\"li1\">Did a permit office request any special wording? This is the time to make sure you have the exact wording on your certificate as the insurance requirements noted.</li>\n</ol>\n<p class=\"p1\">Below is a sample certificate of insurance for Canadian film productions. We will review each section so you can properly understand what you are looking at.</p>\n<p class=\"p1\"><a href=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-cert-insurance.png\" rel=\" noopener\"><img src=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-cert-insurance.png\" alt=\"Certificate of Insurance Canada\" width=\"592\" style=\"width: 592px; display: block; margin: 0px auto;\"></a></p>\n<p class=\"p1\">Ok, so from the top!</p>\n<p class=\"p2\">The highlighted section below is where <strong>your</strong> company information is located.</p>\n<p class=\"p2\">The non-highlighted section below is your insurance <strong>broker’s</strong> information.</p>\n<p><a href=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-cert-insurance-highlight.png\" rel=\" noopener\"><img src=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-cert-insurance-highlight.png\" alt=\"Certificate of Insurance Canada\" width=\"589\" style=\"width: 589px; display: block; margin: 0px auto;\"></a></p>\n<p class=\"p1\">The next part of the first page will delegate the policy number and the start and end dates of coverage. If you need additional days for a short shoot, <i>reach out to your broker immediately</i>. If you request additional coverage dates <strong>after</strong> the expiration of coverage, you will be responsible for purchasing a new policy.</p>\n<p class=\"p1\"><a href=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-insuring-co-cert.png\" rel=\" noopener\"><img src=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-insuring-co-cert.png\" alt=\"Certificate of Insurance Canada\" width=\"516\" style=\"width: 516px; display: block; margin: 0px auto;\"></a></p>\n<p class=\"p1\">If a permit office, rental house, or specific entity you are working with has requested special wording on a certificate, it will go here. If you do need special wording on your certificate, please make sure you reach out to your broker in advance. Special wording or endorsements such as a “<a href=\"/articles/how-to-obtain-los-angeles-film-permits\" rel=\" noopener\">Waiver of Subrogation</a>” may take up to 24-48 hours to process from the carrier.</p>\n<p class=\"p1\"><a href=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-additional-insured.png\" rel=\" noopener\"><img src=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-additional-insured.png\" alt=\"Certificate of Insurance Canada\" width=\"533\" style=\"width: 533px; display: block; margin: 0px auto;\"></a></p>\n<p class=\"p1\">The following pages of your certificate of insurance will outline the limits of insurance and retention or deductible. The <strong>deductible</strong> or <strong>retention</strong> is the amount you will have to pay the insurance company in a case of a loss that exceeds the deductible, and is located on the far right column.</p>\n<p class=\"p1\"><span class=\"s1\">Example:</span> You rent a camera that has a replacement value of $50,000. The camera gets lost in transit. This means that for the insurance company to replace the camera, you will have to pay the deductible amount.</p>\n<p class=\"p1\"><span class=\"s1\">Example:</span> You rent a grip accessory and the replacement value is $150. The grip accessory is damaged during the shoot. Since the accessory’s replacement value is <strong>less</strong> than the deductible, the insurance company will <strong>not</strong> cover the loss.</p>\n<p class=\"p1\"><a href=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-schedule-a.png\" rel=\" noopener\"><img src=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-schedule-a.png\" alt=\"Certificate of Insurance Canada Schedule A\" width=\"568\" style=\"width: 568px; display: block; margin: 0px auto;\"></a>Have more questions on the coverages on the far left column? <a href=\"/contact-us\" rel=\" noopener\"><span class=\"s1\">Contact us</span></a>.</p>\n<p class=\"p1\">&nbsp;</p>\n<p class=\"p1\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://www.frontrowinsurance.com/\" style=\"font-style: italic;\"><span class=\"s2\">Front Row Insurance Brokers Inc.</span></a><span style=\"font-style: italic;\"> is an independent insurance broker that provides film insurance for a very low cost. Should a claim occur, Front Row works diligently with insurers and clients to expedite the payment of claims.</span></p>\n<h3>Related:</h3>\n<p class=\"p1\"><a href=\"/articles/video-how-do-i-add-an-additional-insured-to-my-policy\" rel=\"noopener\"><span class=\"s1\">Adding an Additional Insured</span></a></p>\n<p class=\"p1\"><a href=\"/articles/us-filmmakers-navigating-your-certificate-of-insurance\" rel=\" noopener\"><span class=\"s1\">US Filmmakers: Certificate of Insurance</span></a></p>\n<p style=\"font-size: 13px;\"><strong><i>DISCLAIMER</i></strong><i>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</i></p></span>","postBodyRss":"<p class=\"p1\"><i>If you’re a US-based filmmaker, read </i><a href=\"/articles/us-filmmakers-navigating-your-certificate-of-insurance\" rel=\" noopener\"><span style=\"text-decoration: underline;\"><span class=\"s1\"><i>this blog post</i></span></span></a><i> instead. </i></p>\n<!--more--><p class=\"p1\">Congratulations, you successfully purchased your <a href=\"/film-production-insurance\" rel=\" noopener\"><span class=\"s1\">production insurance</span></a>! Your broker has sent you a confirmation that your coverage is bound, a summary, invoice, and certificate of insurance. You review all of your paperwork and estimates from the rental house and permit office, but how do you know what coverage is what, or if you even purchased the correct coverage?</p>\n<h2>Things that may go missed on a certificate that can ‘make or break’ you on the day of production:</h2>\n<ol class=\"ol1\">\n<li class=\"li1\">Make sure the production company’s name and address are correct. Rushed through the application? This is the time to triple check any spelling errors.</li>\n<li class=\"li1\">If you are working (especially) on a <a href=\"https://shortshoot.frontrowinsurance.com/\" rel=\" noopener\"><span class=\"s1\">Short-Term Production</span></a>, double-check the effective dates. Make sure you include any additional pickup/drop-off dates that may be needed for props or rentals.</li>\n<li class=\"li1\">Did a permit office request any special wording? This is the time to make sure you have the exact wording on your certificate as the insurance requirements noted.</li>\n</ol>\n<p class=\"p1\">Below is a sample certificate of insurance for Canadian film productions. We will review each section so you can properly understand what you are looking at.</p>\n<p class=\"p1\"><a href=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-cert-insurance.png\" rel=\" noopener\"><img src=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-cert-insurance.png\" alt=\"Certificate of Insurance Canada\" width=\"592\" style=\"width: 592px; display: block; margin: 0px auto;\"></a></p>\n<p class=\"p1\">Ok, so from the top!</p>\n<p class=\"p2\">The highlighted section below is where <strong>your</strong> company information is located.</p>\n<p class=\"p2\">The non-highlighted section below is your insurance <strong>broker’s</strong> information.</p>\n<p><a href=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-cert-insurance-highlight.png\" rel=\" noopener\"><img src=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-cert-insurance-highlight.png\" alt=\"Certificate of Insurance Canada\" width=\"589\" style=\"width: 589px; display: block; margin: 0px auto;\"></a></p>\n<p class=\"p1\">The next part of the first page will delegate the policy number and the start and end dates of coverage. If you need additional days for a short shoot, <i>reach out to your broker immediately</i>. If you request additional coverage dates <strong>after</strong> the expiration of coverage, you will be responsible for purchasing a new policy.</p>\n<p class=\"p1\"><a href=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-insuring-co-cert.png\" rel=\" noopener\"><img src=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-insuring-co-cert.png\" alt=\"Certificate of Insurance Canada\" width=\"516\" style=\"width: 516px; display: block; margin: 0px auto;\"></a></p>\n<p class=\"p1\">If a permit office, rental house, or specific entity you are working with has requested special wording on a certificate, it will go here. If you do need special wording on your certificate, please make sure you reach out to your broker in advance. Special wording or endorsements such as a “<a href=\"/articles/how-to-obtain-los-angeles-film-permits\" rel=\" noopener\">Waiver of Subrogation</a>” may take up to 24-48 hours to process from the carrier.</p>\n<p class=\"p1\"><a href=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-additional-insured.png\" rel=\" noopener\"><img src=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-additional-insured.png\" alt=\"Certificate of Insurance Canada\" width=\"533\" style=\"width: 533px; display: block; margin: 0px auto;\"></a></p>\n<p class=\"p1\">The following pages of your certificate of insurance will outline the limits of insurance and retention or deductible. The <strong>deductible</strong> or <strong>retention</strong> is the amount you will have to pay the insurance company in a case of a loss that exceeds the deductible, and is located on the far right column.</p>\n<p class=\"p1\"><span class=\"s1\">Example:</span> You rent a camera that has a replacement value of $50,000. The camera gets lost in transit. This means that for the insurance company to replace the camera, you will have to pay the deductible amount.</p>\n<p class=\"p1\"><span class=\"s1\">Example:</span> You rent a grip accessory and the replacement value is $150. The grip accessory is damaged during the shoot. Since the accessory’s replacement value is <strong>less</strong> than the deductible, the insurance company will <strong>not</strong> cover the loss.</p>\n<p class=\"p1\"><a href=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-schedule-a.png\" rel=\" noopener\"><img src=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-schedule-a.png\" alt=\"Certificate of Insurance Canada Schedule A\" width=\"568\" style=\"width: 568px; display: block; margin: 0px auto;\"></a>Have more questions on the coverages on the far left column? <a href=\"/contact-us\" rel=\" noopener\"><span class=\"s1\">Contact us</span></a>.</p>\n<p class=\"p1\">&nbsp;</p>\n<p class=\"p1\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://www.frontrowinsurance.com/\" style=\"font-style: italic;\"><span class=\"s2\">Front Row Insurance Brokers Inc.</span></a><span style=\"font-style: italic;\"> is an independent insurance broker that provides film insurance for a very low cost. Should a claim occur, Front Row works diligently with insurers and clients to expedite the payment of claims.</span></p>\n<h3>Related:</h3>\n<p class=\"p1\"><a href=\"/articles/video-how-do-i-add-an-additional-insured-to-my-policy\" rel=\"noopener\"><span class=\"s1\">Adding an Additional Insured</span></a></p>\n<p class=\"p1\"><a href=\"/articles/us-filmmakers-navigating-your-certificate-of-insurance\" rel=\" noopener\"><span class=\"s1\">US Filmmakers: Certificate of Insurance</span></a></p>\n<p style=\"font-size: 13px;\"><strong><i>DISCLAIMER</i></strong><i>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</i></p>","postEmailContent":"<p class=\"p1\"><i>If you’re a US-based filmmaker, read </i><a href=\"/articles/us-filmmakers-navigating-your-certificate-of-insurance\" rel=\" noopener\"><span style=\"text-decoration: underline;\"><span class=\"s1\"><i>this blog post</i></span></span></a><i> instead. </i></p>","postFeaturedImageIfEnabled":"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-cert-insurance-highlight-forweb300.png","postListContent":"<span id=\"hs_cos_wrapper_post_body\" class=\"hs_cos_wrapper hs_cos_wrapper_meta_field hs_cos_wrapper_type_rich_text\" style=\"\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"rich_text\" ><p class=\"p1\"><i>If you’re a US-based filmmaker, read </i><a href=\"/articles/us-filmmakers-navigating-your-certificate-of-insurance\" rel=\" noopener\"><span style=\"text-decoration: underline;\"><span class=\"s1\"><i>this blog post</i></span></span></a><i> instead. </i></p>\n<!--more--><p class=\"p1\">Congratulations, you successfully purchased your <a href=\"/film-production-insurance\" rel=\" noopener\"><span class=\"s1\">production insurance</span></a>! Your broker has sent you a confirmation that your coverage is bound, a summary, invoice, and certificate of insurance. You review all of your paperwork and estimates from the rental house and permit office, but how do you know what coverage is what, or if you even purchased the correct coverage?</p>\n<h2>Things that may go missed on a certificate that can ‘make or break’ you on the day of production:</h2>\n<ol class=\"ol1\">\n<li class=\"li1\">Make sure the production company’s name and address are correct. Rushed through the application? This is the time to triple check any spelling errors.</li>\n<li class=\"li1\">If you are working (especially) on a <a href=\"https://shortshoot.frontrowinsurance.com/\" rel=\" noopener\"><span class=\"s1\">Short-Term Production</span></a>, double-check the effective dates. Make sure you include any additional pickup/drop-off dates that may be needed for props or rentals.</li>\n<li class=\"li1\">Did a permit office request any special wording? This is the time to make sure you have the exact wording on your certificate as the insurance requirements noted.</li>\n</ol>\n<p class=\"p1\">Below is a sample certificate of insurance for Canadian film productions. We will review each section so you can properly understand what you are looking at.</p>\n<p class=\"p1\"><a href=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-cert-insurance.png\" rel=\" noopener\"><img src=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-cert-insurance.png\" alt=\"Certificate of Insurance Canada\" width=\"592\" style=\"width: 592px; display: block; margin: 0px auto;\"></a></p>\n<p class=\"p1\">Ok, so from the top!</p>\n<p class=\"p2\">The highlighted section below is where <strong>your</strong> company information is located.</p>\n<p class=\"p2\">The non-highlighted section below is your insurance <strong>broker’s</strong> information.</p>\n<p><a href=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-cert-insurance-highlight.png\" rel=\" noopener\"><img src=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-cert-insurance-highlight.png\" alt=\"Certificate of Insurance Canada\" width=\"589\" style=\"width: 589px; display: block; margin: 0px auto;\"></a></p>\n<p class=\"p1\">The next part of the first page will delegate the policy number and the start and end dates of coverage. If you need additional days for a short shoot, <i>reach out to your broker immediately</i>. If you request additional coverage dates <strong>after</strong> the expiration of coverage, you will be responsible for purchasing a new policy.</p>\n<p class=\"p1\"><a href=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-insuring-co-cert.png\" rel=\" noopener\"><img src=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-insuring-co-cert.png\" alt=\"Certificate of Insurance Canada\" width=\"516\" style=\"width: 516px; display: block; margin: 0px auto;\"></a></p>\n<p class=\"p1\">If a permit office, rental house, or specific entity you are working with has requested special wording on a certificate, it will go here. If you do need special wording on your certificate, please make sure you reach out to your broker in advance. Special wording or endorsements such as a “<a href=\"/articles/how-to-obtain-los-angeles-film-permits\" rel=\" noopener\">Waiver of Subrogation</a>” may take up to 24-48 hours to process from the carrier.</p>\n<p class=\"p1\"><a href=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-additional-insured.png\" rel=\" noopener\"><img src=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-additional-insured.png\" alt=\"Certificate of Insurance Canada\" width=\"533\" style=\"width: 533px; display: block; margin: 0px auto;\"></a></p>\n<p class=\"p1\">The following pages of your certificate of insurance will outline the limits of insurance and retention or deductible. The <strong>deductible</strong> or <strong>retention</strong> is the amount you will have to pay the insurance company in a case of a loss that exceeds the deductible, and is located on the far right column.</p>\n<p class=\"p1\"><span class=\"s1\">Example:</span> You rent a camera that has a replacement value of $50,000. The camera gets lost in transit. This means that for the insurance company to replace the camera, you will have to pay the deductible amount.</p>\n<p class=\"p1\"><span class=\"s1\">Example:</span> You rent a grip accessory and the replacement value is $150. The grip accessory is damaged during the shoot. Since the accessory’s replacement value is <strong>less</strong> than the deductible, the insurance company will <strong>not</strong> cover the loss.</p>\n<p class=\"p1\"><a href=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-schedule-a.png\" rel=\" noopener\"><img src=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-schedule-a.png\" alt=\"Certificate of Insurance Canada Schedule A\" width=\"568\" style=\"width: 568px; display: block; margin: 0px auto;\"></a>Have more questions on the coverages on the far left column? <a href=\"/contact-us\" rel=\" noopener\"><span class=\"s1\">Contact us</span></a>.</p>\n<p class=\"p1\">&nbsp;</p>\n<p class=\"p1\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://www.frontrowinsurance.com/\" style=\"font-style: italic;\"><span class=\"s2\">Front Row Insurance Brokers Inc.</span></a><span style=\"font-style: italic;\"> is an independent insurance broker that provides film insurance for a very low cost. Should a claim occur, Front Row works diligently with insurers and clients to expedite the payment of claims.</span></p>\n<h3>Related:</h3>\n<p class=\"p1\"><a href=\"/articles/video-how-do-i-add-an-additional-insured-to-my-policy\" rel=\"noopener\"><span class=\"s1\">Adding an Additional Insured</span></a></p>\n<p class=\"p1\"><a href=\"/articles/us-filmmakers-navigating-your-certificate-of-insurance\" rel=\" noopener\"><span class=\"s1\">US Filmmakers: Certificate of Insurance</span></a></p>\n<p style=\"font-size: 13px;\"><strong><i>DISCLAIMER</i></strong><i>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</i></p></span>","postListSummaryFeaturedImage":"","postRssContent":"<p class=\"p1\"><i>If you’re a US-based filmmaker, read </i><a href=\"/articles/us-filmmakers-navigating-your-certificate-of-insurance\" rel=\" noopener\"><span style=\"text-decoration: underline;\"><span class=\"s1\"><i>this blog post</i></span></span></a><i> instead. </i></p>","postRssSummaryFeaturedImage":"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-cert-insurance-highlight-forweb300.png","postSummary":"<p class=\"p1\"><i>If you’re a US-based filmmaker, read </i><a href=\"/articles/us-filmmakers-navigating-your-certificate-of-insurance\" rel=\" noopener\"><span style=\"text-decoration: underline;\"><span class=\"s1\"><i>this blog post</i></span></span></a><i> instead. </i></p>\n","postSummaryRss":"<p class=\"p1\"><i>If you’re a US-based filmmaker, read </i><a href=\"/articles/us-filmmakers-navigating-your-certificate-of-insurance\" rel=\" noopener\"><span style=\"text-decoration: underline;\"><span class=\"s1\"><i>this blog post</i></span></span></a><i> instead. </i></p>","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"JVUylOxk","previousPostFeaturedImage":"https://f.hubspotusercontent00.net/hubfs/61352/COVID/COVID-Pandemic-Movies-Single-Location-Movies/rear-window-shutterstock_1692012427-forweb300x175.jpg","previousPostFeaturedImageAltText":"The Top 10 Films that Could Have Been Made During the COVID Pandemic","previousPostName":"The Top 10 Films that Could Have Been Made During the COVID Pandemic","previousPostSlug":"articles/the-top-10-films-that-could-have-been-made-during-the-covid-pandemic","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[],"publicAccessRulesEnabled":false,"publishDate":1596550328000,"publishDateLocalTime":1596550328000,"publishDateLocalized":{"date":1596550328000,"format":"medium","language":"en_US"},"publishImmediately":true,"publishTimezoneOffset":null,"publishedAt":1649436776894,"publishedByEmail":null,"publishedById":7915797,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/canadian-filmmakers-navigating-your-certificate-of-insurance","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":"en","rssBody":"<p class=\"p1\"><i>If you’re a US-based filmmaker, read </i><a href=\"/articles/us-filmmakers-navigating-your-certificate-of-insurance\" rel=\" noopener\"><span style=\"text-decoration: underline;\"><span class=\"s1\"><i>this blog post</i></span></span></a><i> instead. </i></p>\n<!--more--><p class=\"p1\">Congratulations, you successfully purchased your <a href=\"/film-production-insurance\" rel=\" noopener\"><span class=\"s1\">production insurance</span></a>! Your broker has sent you a confirmation that your coverage is bound, a summary, invoice, and certificate of insurance. You review all of your paperwork and estimates from the rental house and permit office, but how do you know what coverage is what, or if you even purchased the correct coverage?</p>\n<h2>Things that may go missed on a certificate that can ‘make or break’ you on the day of production:</h2>\n<ol class=\"ol1\">\n<li class=\"li1\">Make sure the production company’s name and address are correct. Rushed through the application? This is the time to triple check any spelling errors.</li>\n<li class=\"li1\">If you are working (especially) on a <a href=\"https://shortshoot.frontrowinsurance.com/\" rel=\" noopener\"><span class=\"s1\">Short-Term Production</span></a>, double-check the effective dates. Make sure you include any additional pickup/drop-off dates that may be needed for props or rentals.</li>\n<li class=\"li1\">Did a permit office request any special wording? This is the time to make sure you have the exact wording on your certificate as the insurance requirements noted.</li>\n</ol>\n<p class=\"p1\">Below is a sample certificate of insurance for Canadian film productions. We will review each section so you can properly understand what you are looking at.</p>\n<p class=\"p1\"><a href=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-cert-insurance.png\" rel=\" noopener\"><img src=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-cert-insurance.png\" alt=\"Certificate of Insurance Canada\" width=\"592\" style=\"width: 592px; display: block; margin: 0px auto;\"></a></p>\n<p class=\"p1\">Ok, so from the top!</p>\n<p class=\"p2\">The highlighted section below is where <strong>your</strong> company information is located.</p>\n<p class=\"p2\">The non-highlighted section below is your insurance <strong>broker’s</strong> information.</p>\n<p><a href=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-cert-insurance-highlight.png\" rel=\" noopener\"><img src=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-cert-insurance-highlight.png\" alt=\"Certificate of Insurance Canada\" width=\"589\" style=\"width: 589px; display: block; margin: 0px auto;\"></a></p>\n<p class=\"p1\">The next part of the first page will delegate the policy number and the start and end dates of coverage. If you need additional days for a short shoot, <i>reach out to your broker immediately</i>. If you request additional coverage dates <strong>after</strong> the expiration of coverage, you will be responsible for purchasing a new policy.</p>\n<p class=\"p1\"><a href=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-insuring-co-cert.png\" rel=\" noopener\"><img src=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-insuring-co-cert.png\" alt=\"Certificate of Insurance Canada\" width=\"516\" style=\"width: 516px; display: block; margin: 0px auto;\"></a></p>\n<p class=\"p1\">If a permit office, rental house, or specific entity you are working with has requested special wording on a certificate, it will go here. If you do need special wording on your certificate, please make sure you reach out to your broker in advance. Special wording or endorsements such as a “<a href=\"/articles/how-to-obtain-los-angeles-film-permits\" rel=\" noopener\">Waiver of Subrogation</a>” may take up to 24-48 hours to process from the carrier.</p>\n<p class=\"p1\"><a href=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-additional-insured.png\" rel=\" noopener\"><img src=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-additional-insured.png\" alt=\"Certificate of Insurance Canada\" width=\"533\" style=\"width: 533px; display: block; margin: 0px auto;\"></a></p>\n<p class=\"p1\">The following pages of your certificate of insurance will outline the limits of insurance and retention or deductible. The <strong>deductible</strong> or <strong>retention</strong> is the amount you will have to pay the insurance company in a case of a loss that exceeds the deductible, and is located on the far right column.</p>\n<p class=\"p1\"><span class=\"s1\">Example:</span> You rent a camera that has a replacement value of $50,000. The camera gets lost in transit. This means that for the insurance company to replace the camera, you will have to pay the deductible amount.</p>\n<p class=\"p1\"><span class=\"s1\">Example:</span> You rent a grip accessory and the replacement value is $150. The grip accessory is damaged during the shoot. Since the accessory’s replacement value is <strong>less</strong> than the deductible, the insurance company will <strong>not</strong> cover the loss.</p>\n<p class=\"p1\"><a href=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-schedule-a.png\" rel=\" noopener\"><img src=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-schedule-a.png\" alt=\"Certificate of Insurance Canada Schedule A\" width=\"568\" style=\"width: 568px; display: block; margin: 0px auto;\"></a>Have more questions on the coverages on the far left column? <a href=\"/contact-us\" rel=\" noopener\"><span class=\"s1\">Contact us</span></a>.</p>\n<p class=\"p1\">&nbsp;</p>\n<p class=\"p1\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://www.frontrowinsurance.com/\" style=\"font-style: italic;\"><span class=\"s2\">Front Row Insurance Brokers Inc.</span></a><span style=\"font-style: italic;\"> is an independent insurance broker that provides film insurance for a very low cost. Should a claim occur, Front Row works diligently with insurers and clients to expedite the payment of claims.</span></p>\n<h3>Related:</h3>\n<p class=\"p1\"><a href=\"/articles/video-how-do-i-add-an-additional-insured-to-my-policy\" rel=\"noopener\"><span class=\"s1\">Adding an Additional Insured</span></a></p>\n<p class=\"p1\"><a href=\"/articles/us-filmmakers-navigating-your-certificate-of-insurance\" rel=\" noopener\"><span class=\"s1\">US Filmmakers: Certificate of Insurance</span></a></p>\n<p style=\"font-size: 13px;\"><strong><i>DISCLAIMER</i></strong><i>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</i></p>","rssSummary":"<p class=\"p1\"><i>If you’re a US-based filmmaker, read </i><a href=\"/articles/us-filmmakers-navigating-your-certificate-of-insurance\" rel=\" noopener\"><span style=\"text-decoration: underline;\"><span class=\"s1\"><i>this blog post</i></span></span></a><i> instead. </i></p>\n","rssSummaryFeaturedImage":"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-cert-insurance-highlight-forweb300.png","scheduledUpdateDate":0,"screenshotPreviewTakenAt":1649436777047,"screenshotPreviewUrl":"https://cdn2.hubspot.net/hubshot/22/04/08/de2a1cab-c972-4b3d-8922-5886e8e76656.png","sections":{},"securityState":"NONE","siteId":null,"slug":"articles/canadian-filmmakers-navigating-your-certificate-of-insurance","stagedFrom":null,"state":"PUBLISHED","stateWhenDeleted":null,"styleOverrideId":null,"subcategory":"normal_blog_post","syncedWithBlogRoot":true,"tagIds":[949708709,949708774,949708904,949709884,33246933709],"tagList":[{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1401901709000,"deletedAt":0,"description":"","id":949708709,"label":"Short Film Insurance","language":"en","name":"Short Film Insurance","portalId":61352,"slug":"short-film-insurance","translatedFromId":null,"translations":{},"updated":1649863172005},{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1401901715000,"deletedAt":0,"description":"","id":949708774,"label":"Film Insurance","language":"en","name":"Film Insurance","portalId":61352,"slug":"film-insurance","translatedFromId":null,"translations":{},"updated":1649863240412},{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1401901728000,"deletedAt":0,"description":"","id":949708904,"label":"Film Production","language":null,"name":"Film Production","portalId":61352,"slug":"film-production","translatedFromId":null,"translations":{},"updated":1401901728001},{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1401901815000,"deletedAt":0,"description":"","id":949709884,"label":"DICE Insurance","language":"en","name":"DICE 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Member","module_id":8696351,"name":"module_156398965931111","order":9,"smart_type":null,"styles":{},"type":"module"},"module_15960847531069":{"body":{"enable_form":false,"module_id":33051772119},"child_css":{},"css":{},"deleted_at":1649436750358,"id":"module_15960847531069","label":"Blog Subscribe New Module 2020","module_id":33051772119,"name":"module_15960847531069","order":4,"smart_type":null,"styles":{},"type":"module"},"module_15965216980304":{"body":{"enable_rich_text_module":false,"module_id":33156769794},"child_css":{},"css":{},"id":"module_15965216980304","label":"Basic Rich Text Box for Blog","module_id":33156769794,"name":"module_15965216980304","order":5,"smart_type":null,"styles":{},"type":"module"},"name":{"body":{"title":"Canadian Filmmakers: Navigating Your Certificate of Insurance"},"id":"name","label":"Title","name":"name","type":"text"},"post_body":{"body":{"html":"<h1>Canadian Filmmakers: Navigating Your Certificate of Insurance</h1>\n<p class=\"p1\"><i>If you’re a US-based filmmaker, read </i><a href=\"/articles/us-filmmakers-navigating-your-certificate-of-insurance\" rel=\" noopener\"><span style=\"text-decoration: underline;\"><span class=\"s1\"><i>this blog post</i></span></span></a><i> instead. </i></p>\n<!--more-->\n<p class=\"p1\">Congratulations, you successfully purchased your <a href=\"/film-production-insurance\" rel=\" noopener\"><span class=\"s1\">production insurance</span></a>! Your broker has sent you a confirmation that your coverage is bound, a summary, invoice, and certificate of insurance. You review all of your paperwork and estimates from the rental house and permit office, but how do you know what coverage is what, or if you even purchased the correct coverage?</p>\n<h2>things that may go missed on a certificate that can ‘make or break’ you on the day of production:</h2>\n<ol class=\"ol1\">\n<li class=\"li1\">Make sure the production company’s name and address are correct. Rushed through the application? This is the time to triple check any spelling errors.</li>\n<li class=\"li1\">If you are working (especially) on a <a href=\"https://shortshoot.frontrowinsurance.com/\" rel=\" noopener\"><span class=\"s1\">Short-Term Production</span></a>, double-check the effective dates. Make sure you include any additional pickup/drop-off dates that may be needed for props or rentals.</li>\n<li class=\"li1\">Did a permit office request any special wording? This is the time to make sure you have the exact wording on your certificate as the insurance requirements noted.</li>\n</ol>\n<p class=\"p1\">Below is a sample certificate of insurance for Canadian film productions. We will review each section so you can properly understand what you are looking at.</p>\n<p class=\"p1\"><a href=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-cert-insurance.png\" rel=\" noopener\"><img src=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-cert-insurance.png\" alt=\"Certificate of Insurance Canada\" width=\"592\" style=\"width: 592px; display: block; margin: 0px auto;\"></a></p>\n<p class=\"p1\">Ok, so from the top!</p>\n<p class=\"p2\">The highlighted section below is where <strong>your</strong> company information is located.</p>\n<p class=\"p2\">The non-highlighted section below is your insurance <strong>broker’s</strong> information.</p>\n<p><a href=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-cert-insurance-highlight.png\" rel=\" noopener\"><img src=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-cert-insurance-highlight.png\" alt=\"Certificate of Insurance Canada\" width=\"589\" style=\"width: 589px; display: block; margin: 0px auto;\"></a></p>\n<p class=\"p1\">The next part of the first page will delegate the policy number and the start and end dates of coverage. If you need additional days for a short shoot, <i>reach out to your broker immediately</i>. If you request additional coverage dates <strong>after</strong> the expiration of coverage, you will be responsible for purchasing a new policy.</p>\n<p class=\"p1\"><a href=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-insuring-co-cert.png\" rel=\" noopener\"><img src=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-insuring-co-cert.png\" alt=\"Certificate of Insurance Canada\" width=\"516\" style=\"width: 516px; display: block; margin: 0px auto;\"></a></p>\n<p class=\"p1\">If a permit office, rental house, or specific entity you are working with has requested special wording on a certificate, it will go here. If you do need special wording on your certificate, please make sure you reach out to your broker in advance. Special wording or endorsements such as a “<a href=\"/articles/how-to-obtain-los-angeles-film-permits\" rel=\" noopener\">Waiver of Subrogation</a>” may take up to 24-48 hours to process from the carrier.</p>\n<p class=\"p1\"><a href=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-additional-insured.png\" rel=\" noopener\"><img src=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-additional-insured.png\" alt=\"Certificate of Insurance Canada\" width=\"533\" style=\"width: 533px; display: block; margin: 0px auto;\"></a></p>\n<p class=\"p1\">The following pages of your certificate of insurance will outline the limits of insurance and retention or deductible. The <strong>deductible</strong> or <strong>retention</strong> is the amount you will have to pay the insurance company in a case of a loss that exceeds the deductible, and is located on the far right column.</p>\n<p class=\"p1\"><span class=\"s1\">Example:</span> You rent a camera that has a replacement value of $50,000. The camera gets lost in transit. This means that for the insurance company to replace the camera, you will have to pay the deductible amount.</p>\n<p class=\"p1\"><span class=\"s1\">Example:</span> You rent a grip accessory and the replacement value is $150. The grip accessory is damaged during the shoot. Since the accessory’s replacement value is <strong>less</strong> than the deductible, the insurance company will <strong>not</strong> cover the loss.</p>\n<p class=\"p1\"><a href=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-schedule-a.png\" rel=\" noopener\"><img src=\"https://f.hubspotusercontent00.net/hubfs/61352/blog-image-uploads/certificate%20of%20insurance/canada-schedule-a.png\" alt=\"Certificate of Insurance Canada Schedule A\" width=\"568\" style=\"width: 568px; display: block; margin: 0px auto;\"></a>Have more questions on the coverages on the far left column? <a href=\"/contact-us\" rel=\" noopener\"><span class=\"s1\">Contact us</span></a>.</p>\n<p class=\"p1\">&nbsp;</p>\n<p class=\"p1\"><span style=\"font-style: italic;\"><strong>About</strong>: </span><a href=\"https://www.frontrowinsurance.com/\" style=\"font-style: italic;\"><span class=\"s2\">Front Row Insurance Brokers Inc.</span></a><span style=\"font-style: italic;\"> is an independent insurance broker that provides film insurance for a very low cost. Should a claim occur, Front Row works diligently with insurers and clients to expedite the payment of claims.</span></p>\n<h3>Related:</h3>\n<p class=\"p1\"><a href=\"/articles/us-filmmakers-navigating-your-certificate-of-insurance\" rel=\" noopener\"><span class=\"s1\">US Filmmakers: Certificate of Insurance</span></a></p>\n<p style=\"font-size: 13px;\"><strong><i>DISCLAIMER</i></strong><i>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</i></p>"},"deleted_at":1620137883034,"id":"post_body","label":"Blog Content","name":"post_body","type":"rich_text"}}}

Canadian Filmmakers: Navigating Your Certificate of Insurance

Canadian Filmmakers: Navigating Your Certificate of Insurance

If you’re a US-based filmmaker, read this blog post instead.

Congratulations, you successfully purchased your production insurance! Your broker has sent you a confirmation that your coverage is bound, a summary, invoice, and certificate of insurance. You review all of your paperwork and estimates from the rental house and permit office, but how do you know what coverage is what, or if you even purchased the correct coverage?

Things that may go missed on a certificate that can ‘make or break’ you on the day of production:

  1. Make sure the production company’s name and address are correct. Rushed through the application? This is the time to triple check any spelling errors.
  2. If you are working (especially) on a Short-Term Production, double-check the effective dates. Make sure you include any additional pickup/drop-off dates that may be needed for props or rentals.
  3. Did a permit office request any special wording? This is the time to make sure you have the exact wording on your certificate as the insurance requirements noted.

Below is a sample certificate of insurance for Canadian film productions. We will review each section so you can properly understand what you are looking at.

Certificate of Insurance Canada

Ok, so from the top!

The highlighted section below is where your company information is located.

The non-highlighted section below is your insurance broker’s information.

Certificate of Insurance Canada

The next part of the first page will delegate the policy number and the start and end dates of coverage. If you need additional days for a short shoot, reach out to your broker immediately. If you request additional coverage dates after the expiration of coverage, you will be responsible for purchasing a new policy.

Certificate of Insurance Canada

If a permit office, rental house, or specific entity you are working with has requested special wording on a certificate, it will go here. If you do need special wording on your certificate, please make sure you reach out to your broker in advance. Special wording or endorsements such as a “Waiver of Subrogation” may take up to 24-48 hours to process from the carrier.

Certificate of Insurance Canada

The following pages of your certificate of insurance will outline the limits of insurance and retention or deductible. The deductible or retention is the amount you will have to pay the insurance company in a case of a loss that exceeds the deductible, and is located on the far right column.

Example: You rent a camera that has a replacement value of $50,000. The camera gets lost in transit. This means that for the insurance company to replace the camera, you will have to pay the deductible amount.

Example: You rent a grip accessory and the replacement value is $150. The grip accessory is damaged during the shoot. Since the accessory’s replacement value is less than the deductible, the insurance company will not cover the loss.

Certificate of Insurance Canada Schedule AHave more questions on the coverages on the far left column? Contact us.

 

About: Front Row Insurance Brokers Inc. is an independent insurance broker that provides film insurance for a very low cost. Should a claim occur, Front Row works diligently with insurers and clients to expedite the payment of claims.

Related:

Adding an Additional Insured

US Filmmakers: Certificate of Insurance

DISCLAIMER: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.

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