Producers errors and omissions claims can be prevented by following the guidelines on the list below. The list is not meant to be all-encompassing, but is a quick reference:
- Avoid the accidental use of real names of people or organizations.
- Avoid identifying someone by a specific job or his/her involvement in actual events, even if the name is totally fictional.
- Avoid using real addresses.
- Don’t use real phone numbers, credit card numbers, social insurance numbers, etc.
- Get permission for uses of trademarks and logos, and avoid references to companies or products and where possible don’t use identifiable props (e.g., photographs, paintings, posters, sculptures, magazines) that are protected by copyright, unless you get permission from the copyright holder.
Examples of producers E&O insurance claims
- A plaintiff alleges copyright infringement in connection with the use of certain fine art images in a movie of the week. The amount claimed was $900,000.
- A ‘sound alike’ rendition of a musician’s song was used in movie. Musician sued for misappropriation and copyright infringement. The amount claimed was: $65,000.
The producers errors and omissions policy will provide a lawyer and pay the legal fees to defend the producer that purchased an E&O policy for producers.
If you would like a no obligation Producers E&O insurance quote, please click here.
Related Post: Producers E&O
Front Row is an independent film insurance broker that works on behalf of filmmakers to transfer the risks of filming to insurance companies for the lowest possible cost. Front Row makes sure that filmmakers receive their claim money quickly. Front Row has offices in Vancouver, Toronto, Montreal and Los Angeles.
RELATED LINKS:
E&O Insurance 101 & How to Protect Your Film Project
E&O: What You Need to Know
E&O: Cost
Are you paying for the coverage you need?
Steps to Obtain
Producer Errors and Omissions
E&O: Reviewing Scripts
Distributor Errors and Omissions
Documentary E&O Insurance
Copyright Reports
How much of your film is copyright-able?
Copyright Infringements
Title Reports
Script Clearance Reports
Clearance Procedures
Claims Made vs. Occurrence
Fair Use
False Light Accusations
The value of a lawyer
To get or not get permission: The Social Network
A production lawyer's guide to obtaining E&O insurance and preventing litigation