Producers E&O Insurance: Best Practices when Reviewing Scripts
Producers errors and omissions claims can be prevented by following the guidelines on the list below. The list is not meant to be all-encompassing, but is a quick reference:
- Avoid the accidental use of real names of people or organizations.
- Avoid identifying someone by a specific job or his/her involvement in actual events, even if the name is totally fictional.
- Avoid using real addresses.
- Don’t use real phone numbers, credit card numbers, social insurance numbers, etc.
- Get permission for uses of trademarks and logos, and avoid references to companies or products and where possible don’t use identifiable props (e.g., photographs, paintings, posters, sculptures, magazines) that are protected by copyright, unless you get permission from the copyright holder.
Examples of producers E&O insurance claims
- A plaintiff alleges copyright infringement in connection with the use of certain fine art images in a movie of the week. The amount claimed was $900,000.
- A ‘sound alike’ rendition of a musician’s song was used in movie. Musician sued for misappropriation and copyright infringement. The amount claimed was: $65,000.
The producers errors and omissions policy will provide a lawyer and pay the legal fees to defend the producer that purchased an E&O policy for producers.
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Front Row is an independent film insurance broker that works on behalf of filmmakers to transfer the risks of filming to insurance companies for the lowest possible cost. Front Row makes sure that filmmakers receive their claim money quickly. Front Row has offices in Vancouver, Toronto, Montreal and Los Angeles.
E&O: Reviewing Scripts