The DJ doesn’t show, the caterer gets sick, the photographer has his gear stolen, the gifts go “missing”….there are a lot of scenarios that could impact your big day: why not transfer these risks to insurance? You protect your car when you are driving buy buying insurance – why not your wedding…. and at a much lower cost.
Insurance for weddings typically costs less than 1% of your overall budget. $200 will usually cover: the rings, gifts, wedding dress and bridesmaid dresses, damage to the venue, guest injury and more.
What if your reception space goes out of business two weeks before your wedding and you lose your deposit? What if you have to cancel or postpone the wedding due to illness? Or the venue catches fire when one of the candle albras is knocked over. These are the types of wedding day financial losses that wedding insurance can help to protect.
Front Row online wedding insurance also provides wedding cancellation insurance and other coverage to cover your investment, with an option to add liability insurance in case your guests slip and fall while dancing or are injured in some other way.
Wedding day calamity’s that can be insured:
Attire: You can get repair or replacement for the bride's wedding gown or groom's tuxedo is lost or damaged.
Lost Deposits: Front Row Insurance for weddings can reimburse your deposit if a vendor goes out of business, declares bankruptcy before your wedding, or doesn’t show up.
Lost or stolen Rings: You can receive repair or replacement for the bride's or groom's wedding band is lost or damaged.
Ruined Photos: If your photographer's hard drive is defective and the photo data is lost or damaged, we can pay to gather your wedding party to take new photos or video.
Stolen or Damaged Gifts: You can repair or replacement your wedding gifts if they are damaged.
Venue Requires Insurance: As an additional option to your policy, you can add liability insurance to protect yourself in case a guest is injured or causes damage to property. There is no additional cost to add an additional insured.
If you cannot afford to pay for the damages and losses that could occur at your wedding – this is a sign you should buy insurance to transfer these risks.
Our online wedding event insurance policy is available in all provinces in Canada.
All rented equipment can be covered for replacement cost for: theft, damage and fire.
- Wedding insurance cost starting at $55
- Up to $5,000,000 in wedding liability insurance to cover damage to the wedding venue and injury to guests and vendor staff. Will also cover lawyer costs.
- Unlimited Additional Insured certificates for your wedding venue and vendors at no additional cost.
"We wanted to make the wedding insurance cost less expensive which is why we created an online process” said David Hamilton, President + CEO of Front Row “Because there is no need to speak to a broker and an insurance company underwriter is not involved, the cost to provide insurance for a wedding is now lower and faster too – 2 minures to quote and 5 minutes to buy a policy. We have reduced the wedding insurance cost and passed the savings onto the person buying the insurance for the wedding. Although the policy is online, we are still available to answer questions by: chatbot, e mail or over the phone if required.”
Wedding event insurance is a specialty of Front Row. We make it easy to protect your special day – at a cost that could be less than the cost of one of your wedding gifts. An idea worth opening!