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Annual DICE Producers' Insurance Policy (Canada & US)
An annual policy is a very convenient way of administering your insurance if you anticipate multiple productions in the next twelve months.
The DICE Insurance policy covers smaller budget Documentaries, Corporate Videos, Commercials, Educational Films, Music Videos, Training Videos, Shorts — virtually everything except for Feature Films and TV Series.
Premiums start at under $2,000 (subject to change without notice), but can increase based on gross production costs, as well as coverage options selected. We can consolidate all coverages into one package with one renewal date.
The following is hypothetical example of a DICE package including $20,000 in Owned Mobile Equipment and $20,000 in Owned Fixed Equipment. Policy Territory is Canada/US only.
|
Coverage |
Limit of Liability |
Deductible |
|
Negative Film |
$150,000 |
NIL |
|
Faulty Stock |
$150,000 |
$2,500 |
|
Props, Sets & Wardrobe |
$50,000 |
$2,500 |
|
Rented Equipment |
$250,000 |
$2,500 |
|
Owned Mobile Equipment |
$20,000 |
$2,500 |
|
Owned Fixed Equipment |
$20,000 |
$2,500 |
|
Extra Expense |
$50,000 |
$2,500 |
|
Vehicle Physical Damage |
$250,000 Per Vehicle |
15%/$2,500 Min $10,000 Max |
|
Office Contents |
$100,000 |
$1,000 |
|
Third Party Property Damage |
$1,000,000 |
$1,500 |
|
Money & Securities |
$10,000 |
$1,000 |
|
Commercial General Liability |
$2,000,000 |
$500 |
|
|
|
Approximate Premium: $2,695 (subject to change) |
Higher Limits Available at an Additional Premium
Additional Insured Certificates are available at no additional cost.
In order to film on many municipal streets in Canada you will need a $5,000,000 General Liability limit. This package provides continual coverage which allows you the flexibility to take on last minute projects without having to scramble to negotiate insurance coverage.
You can find our application for the annual DICE policy here.
Canada Only: Own a drone and need liability insurance? Check out Front Row’s new online drone liability program!
We would be happy to discuss any questions you have to help you complete the application. Please be sure to attach a resume showing your experience when submitting your application.
If you have any questions, please contact one of our offices.
GUILD / UNION TRAVEL ACCIDENT
Provides Motion Picture/Television (IATSE/NABET/SAG/DGA) and other Guild or Union contract requirements for accidental death, dismemberment and/or disability insurance to all production company cast or crew members. Coverage is blanket and the limits of liability meet all signatory requirements. It covers various modes of transportation; including extra-hazardous work, underwater filming, etc. as recited in various Guild agreements.
See also:
Front Row Insurance has always been a go-to for us, from last minute camera rental needs to fairly priced insurance rates. In a world where cameras are cheap and everything else around a production is not, it's nice to see alternative options for independent filmmakers.
If you are located in ON, MB, SK or Atlantic Canada, contact:
Toronto Office
Email: TOoffice@frontrowinsurance.com
If you're in BC or AB, contact:
Vancouver Office
Email: VANoffice@frontrowinsurance.com
If you're in Quebec, contact:
Montreal Office
Email: MONoffice@frontrowinsurance.com
If you're in the US, contact:
LAoffice@frontrowinsurance.com