An annual policy is a very convenient way of administering your insurance if you anticipate multiple productions in the next twelve months. The DICE Insurance policy covers smaller budget Documentaries, Corporate Videos, Commercials, Educational Films, Music Videos, Training Videos, Shorts — virtually everything except for Feature Films and TV Series.
Premiums can start as low as $1,825, but can increase based on gross production costs, as well as coverage options selected. We can consolidate all coverages into one package with one renewal date. This is for ease of payment and simplicity.
The following is hypothetical example of a DICE package including $20,000 in Owned Mobile Equipment and $20,000 in Owned Fixed Equipment. Policy Territory is Canada/US only.
|
Coverage |
Limit of Liability |
Deductible |
|
Negative Film |
$150,000 |
NIL |
|
Faulty Stock |
$150,000 |
$2,500 |
|
Props, Sets & Wardrobe |
$50,000 |
$2,500 |
|
Rented Equipment |
$250,000 |
$2,500 |
|
Owned Mobile Equipment |
$20,000 |
$2,500 |
|
Owned Fixed Equipment |
$20,000 |
$2,500 |
|
Extra Expense |
$50,000 |
$2,500 |
|
Vehicle Physical Damage |
$250,000 Per Vehicle |
15%/$2,500 Min $10,000 Max |
|
Office Contents |
$100,000 |
$1,000 |
|
Third Party Property Damage |
$1,000,000 |
$1,500 |
|
Money & Securities |
$10,000 |
$1,000 |
|
Commercial General Liability |
$2,000,000 |
$500 |
|
|
|
Premium: $2,695 Agency Fee: $100 Applicable Provincial Sales Taxes will apply |
Higher Limits Available at an Additional Premium
Additional Insured Certificates are available at no additional cost.
In order to film on many municipal streets in Canada you will need a $5,000,000 General Liability limit. This package provides continual coverage which allows you the flexibility to take on last minute projects without having to scramble to negotiate insurance coverage.
You can find our application for the annual DICE policy here.
We would be happy to discuss any questions you have to help you complete the application. Please be sure to attach a resume showing your experience when submitting your application.
If you have any questions, please contact one of our offices.
See also: ANNUAL FILM INSURANCE MADE EASY (WITH COUPON!)
DICE INSURANCE POLICIES: ANNUAL PROTECTION FOR MULTIPLE FILM PROJECTS