Online Musical Instrument Insurance Program for ECMA, Available 24/7
Sample Premiums:
- $5,000 of Gear: $50 premium plus $35 fee
- $10,000 of Gear: $100 premium plus $35 fee
- $20,000 of Gear: $200 premium plus $35 fee ($ subject to change)
What makes the Front Row instrument program the industry best?
| Front Row | Other Program | |
| No Minimum Premium | Included | |
| Worldwide Equipment Coverage Territory | Included | X |
| Automatic $10,000 Office Contents Coverage, including Valuable Papers & Accounts Receivable | Included | Extra charge! |
| $10,000. Up to 30-days: Borrowed Instruments/Equipment | Included | X |
| Automatic Inflation Guard on Instrument values | Included | |
| $10,000 up to 30-days: newly acquired Instruments/equipment | Included | X |
| General Liability available on a stand-alone basis? | Included | |
| Full Coverage for Earthquake & Flood | Included | |
| Automatic Business Income / Extra Expense Coverage | Included |
Watch the webinar: Musical Instrument Insurance 101/How to Protect Your Instruments
Many music professionals rely on Front Row for their coverage. We offer the advantage of one-stop shopping with low rates, flexible options and no need to speak to a broker.
How do we offer such low rates for our coverage?
We use the strength of numbers in the ECMA membership to keep our premiums low. When you need to talk to someone directly, we also offer excellent customer service through our knowledgeable and licensed customer service representatives. We can offer liability coverage for your tour. The liability coverage through the online program will cover you for your office and studio.
Front Row Insurance is underwritten by an “A rated or better” insurance company, as rated through A.M. Best’s.
We are happy to provide you with a no-obligation quote for your instruments! Let us make the process as simple and efficient as possible. This is what you can expect from a quote from Front Row Insurance:
- A comparison of the best quotes we receive from our markets
- A review of all your insurance needs and an offering of coverages that fit your needs
- Access to our knowledgeable staff
Not a Member of ECMA?
Click the image below to see the benefits of joining!
