Front Row Office Contents Insurance provides protection for your office contents such as computers, photocopiers, office furniture, art, plants, data and documents. If you renovate your office the improvements are covered.
Our BOP (business office package) insurance policy covers against risks such as theft, fire and water damage and will even cover contents that are temporarily away from the workplace.
A typical package costs $650 (subject to change) for a year and covers: property, liability and crime. We can typically provide you with same-day coverage.
Typical offices covered include graphic designers, website and app developers, talent agencies, new media companies and others.
The property component provides broad form coverage on office contents, tenants improvements, personal effects, trees, shrubs and plants, debris removal including:
- office contents
- computer equipment, including software
- computer system breakdown
- explosion of hot water tank
- sewer back-up
- sign coverage
The crime coverage will protect you for:
- depositors forgery
- employee dishonesty
- inside robbery
- outside robbery
The liability protects you for lawsuits that arise as a result of visitors getting injured on your premises. If you are sued the policy will provide you with a lawyer to defend you and the policy will pay the court judgment costs if you are found at fault for the injury.