Drivers in British Columbia Need ICBC Breach Insurance

Posted by David Hamilton on Oct 12, 2016 5:19:23 PM

Did you know that in the Province of British Columbia, your ICBC third party liability insurance may be voided?

If you are an at-fault driver, charged and convicted of a “Specified Driving Offence” your third party liability may be voided by your Auto Insurance Provider.

If you are at-fault for an accident and your liability insurance is voided, can you afford to pay the medical bills of the injured person?

Protect Your Assets’ Driver’s Protection Policy underwritten by the Echelon Insurance Company of Canada is available to protect you and your assets if you are involved in an at fault accident. Limits of $1,000,000 and $2,000,000 are available.

The P.Y.A. Driver’s Asset Protection Policy provides a legal defence cost benefit of $50,000 to enable you to immediately hire a lawyer to fight the charge.

 How to purchase this policy:

ICBC Breach InsuranceTo be eligible for the “Protect Your Assets” policy you must be 25 years of age or older, have a valid Driver’s License, not have had any suspended or cancelled drivers licenses in the past 5 years, and are 5 years’ free of any convictions for any of the specified driving offences covered under this policy. The Protect Your Assets policy can be purchased online in a few minutes and there is no need to talk to a broker. Click here to get a quote in one minute and receive a policy in 5 minutes:

 https://agents.pyacanada.com/Account/Login?aaa=2018 .  

The cost is approximately 53 cents a day for a $1,000,000  limit or 58 cents a day for a $2,000,000  limit. 

What Specified Driving Offences are covered?

PYA clearly demonstrates 11 major gaps in ICBC’s coverage that are  automatically covered by all other auto Insurers throughout North America:

Breach Offense

ICBC Covers?

Private Insurers Outside BC cover?

1. Towing an unlicensed and/or unregistered trailer        

No

Yes

2. Impaired, alcohol or drugs*                                        

No

Yes

3. Death by impaired, alcohol or drugs   *

No

Yes

4. Bodily harm by impaired, alcohol or drugs*               

No

Yes

5. Impaired, no minimum BAC**                                              

No

Yes

6. Dangerous Driving

No

Yes

7. Bodily harm by criminal negligence                           

No

Yes

8. Death by criminal negligence                                      

No

Yes

9. Failure to stop at scene                                                           

No

Yes

10. Convicted of impaired, over .08                                             

No

Yes

11. Failure to provide breath or blood sample                  

No

Yes

            *    includes legal drugs

          **    Blood Alcohol Content

 

To offset the gaps, PYA covers all 11 Breach Offenses up to the chosen limit of $1,000,000  or $2,000,000.  In addition, you know that PYA also covers $50,000  in Defense Coverage for no additional cost.

This will also be of interest to directors, producers and crew who reside off-shore but who work in BC.

 

Tags: P.Y.A. Driver’s Asset Protection Policy, ICBC, BC Auto insurance, ICBC breach, BREACH INSURANCE

Front Row Insurance Brokers opens an office in Paris with the acquisition of Continental Média Assurances S.A.S.

Posted by David Hamilton on Oct 6, 2016 6:51:08 AM

Canada’s largest Entertainment Insurance Broker has acquired Continental Média Assurances S.A.S. – a specialized film insurance brokerage located near the Arc de Triomphe. Continental provides innovative insurance solutions for producers of film, television and commercials in France and Belgium.

"We are delighted to welcome Continental into the Front Row Group. Our volume with the insurance companies gives us a competitive edge when negotiating coverage, premiums and claims settlements for our clients and we expect to leverage our volume to the benefit of the film producers in France and Belgium," said David Hamilton, President of Front Row based in Vancouver.

Front Row and Continental negotiate with insurance companies on behalf of film producers to obtain the best coverage at the lowest premium. When the star gets injured in a stunt, the studio floods, the set burns down, gear is damaged, Front Row makes sure the insurance company pays the producer all the money that they are owed according to the policy.

"We saw this as an incredible opportunity to build on the work we were doing for our clients engaged in film production. I have always enjoyed working with Front Row on co productions so when presented with the opportunity to join Front Row I knew it was the right time to build the international film insurance brokerage that I know the market wants.” said Jean-Claude Beineix, President of Continental.

Front Row will introduce their existing on line products into France for: Short Shoot and DigiGear 

The combined company is licensed and registered in all Canadian provinces, the USA and France and works extensively with the leading insurance companies for entertainment insurance such as: Travelers, Chubb, Allianz, Reel Media and Everest.

The legal name of the Paris office is : Continental Média Assurances S.A.S. The address is: 33, rue de Miromesnil - 75008 PARIS (FRANCE)

Front Row is an independent, Canadian-owned brokerage, specializing in film & television insurance. The brokerage works with top producers of live action and digital media and has offices in Vancouver, Toronto, Montreal, Los Angeles, Nashville and now Paris. Their technical expertise, market leverage and commitment to fair and timely claims settlements always sets them apart from their competitors. http://www.frontrowinsurance.com/ 

Contact:

David W. Hamilton - President

http://www.frontrowinsurance.com/ 

602-1788 W Broadway

Vancouver, B.C., V6J 1Y1

P 604 684 3456

Passionate about the arts…better at insurance    

 

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