Is Your Business Prepared for the Consequences of a Cyber Attack?

Posted by David Hamilton on May 25, 2018 2:21:26 PM

IS YOUR BUSINESS PREPARED FOR THE CONSEQUENCES OF A CYBER ATTACK?

Online Hack Insurance

You can insure your business against the worst effects of a hack attack on your computer system by answering a few questions online here: https://hackinsure.frontrowinsurance.com/

Possible consequences of not having the right cyber insurance coverage:

  1. Cyber lawsuits often have negative effects on a company’s relationship with its customers. If their private information was stolen during the breach, they may not feel comfortable doing business with you again in the future.
  2. Due to the recent rise in cyber hack attacks on small businesses, customers and third-party partners may request that you have this type of insurance coverage before doing business with you. In fact, studies have found that only 50% of consumers feel that businesses are taking the appropriate measures, to safeguard themselves from cyber attacks.

Protect your small business by purchasing Cyber Liability coverage online. Obtain a quote in 2 minutes and a policy in 5 minutes 24/7.

90% of small businesses in Canada do not have Cyber insurance.

You have seen the news: Sony, Target, Home Depot……. An affordable, fast cyber policy is now available for you to purchase in minutes.

Cyber Hack Insurance / CYBER INSURANCE / CYBER LIABILITY INSURANCE Features:

  • Comprehensive cyber liability: Combines third-party cyber liability (your customers/clients) and first-party cyber crime expense coverages (you and your business) in one form.
  • Digital data recovery costs: Covers destruction or loss of digital data as the result of a criminal or fraudulent cyber event.
  • Business interruption: Continuing normal operating & payroll expenses, and net profit before income tax that would have been earned had no interruption in service of the computer system occurred.
  • Extortion: Provides coverage for the costs associated with the investigation of threats to commit cyber attacks against your systems; and payments to extortionists who threaten to disclose sensitive information!
  • Forensic investigation: Covers the legal, technical and forensic services necessary to assess the cause and scope of the cyber incident.
  • Payment Card Losses.

Who should buy cyber insurance Canada?

If your company operates under the assumption that data security breaches and privacy losses only happen to billion-dollar companies, it’s time to change your thinking—before it’s too late.

Get a Quote Online In 2 Mins.


Related:

EBOOK: CYBER INSURANCE 101 / CYBER LIABILITY INSURANCE / CYBERSECURITY INSURANCE CANADA / HOW TO PROTECT YOUR COMPUTER SYSTEMS

ONLINE CYBER INSURANCE FOR CANADIAN SMALL BUSINESSES

CYBER SECURITY INSURANCE

HACK INSURANCE: IT'S NOT JUST FOR BIG BUSINESSES

IS YOUR BUSINESS PREPARED FOR THE CONSEQUENCES OF A CYBER ATTACK?

4 WAYS TO PREVENT CYBER ATTACKS IN THE CREATIVE INDUSTRY

CYBER CRIME INSURANCE FOR NON-PROFITS

IF YOU ARE A GRAPHIC DESIGNER, YES, YOU NEED HACK INSURANCE

IF YOU ARE A PHOTOGRAPHER, YES, YOU NEED HACK INSURANCE

IF YOU ARE A FILMMAKER/FILM PRODUCER/HAVE A PRODUCTION COMPANY, YES, YOU NEED HACK INSURANCE

IF YOU ARE A THEATRE PRODUCER, YES, YOU NEED HACK INSURANCE

IF YOU ARE A MUSICIAN, YES, YOU NEED CYBER INSURANCE

IF YOU ARE A REAL ESTATE AGENT/WORK IN REAL ESTATE, YES, YOU NEED HACK INSURANCE

IF YOU ARE A PERSONAL TRAINER, YES, YOU NEED HACK INSURANCE

IF YOU ARE A HAIR/NAIL/BEAUTY SALON MANAGER OR EMPLOYEE, YOU NEED CYBER INSURANCE

RANSOMWARE INSURANCE

PASSWORD PROTECTION & MANAGEMENT

MANDATORY DATA BREACH LAW

OFFICE CONTENTS INSURANCE AND THE NEED FOR CYBER INSURANCE

FRONT ROW INSURANCE OFFERS SOLUTION TO SMALL BUSINESS CYBER CONUNDRUM

TRANSFER CYBER RISK TO CYBER ATTACK INSURANCE

Topics: Cyber Insurance

If you are a graphic designer, yes, you need Hack Insurance

Posted by David Hamilton on May 25, 2018 2:21:10 PM

WHAT IS CYBER INSURANCE | CYBER LIABILITY INSURANCE | CYBER SECURITY INSURANCE | HACK INSURANCE?

Cyber Hack insuranceHack insurance for graphic designers is designed to protect them from certain losses associated with data breaches and hacks. After a hack, there are costs you will likely incur in:

  • notifying customers that their information has been stolen
  • paying to restore or recover the stolen data

The case of Canva — don't let the same happen to your business!

Canva logo

Think your graphic design firm won't be hacked? Think again. Just look at the case of Canva, the large Australian graphic design business that was hacked in 2019; the data of roughly 139 million users was stolen! The hacker then put the data up for sale on the dark web.

If a hacker can breach the defences of a large graphic design firm such as Canva, they can certainly breach a smaller firm too. Hackers are becoming smarter, making it tougher for graphic designers to defend themselves from a data breach.

If a cyber attacker is able to gain access to your computer, network or other electronic system, they may be able to steal client information, employee information, accounting information and other valuable data from you.

So, how can cyber hack insurance help?

Hack insurance can help with expenses associated with managing a hack, such as incident response and data recovery expenses.

PROTECT your data: If you’re a graphic designer, your livelihood is linked to your computer. Not only is your work stored on your computer, you may also have accounting and client information on there. If you suffer a hack, your insurance can help you manage the costs associated with the loss. Front Row's cyber hack insurance policy starts at just $300 CAD annually and includes comprehensive cyber coverage with limit options up to $1,000,000.

“If you look at a graphic designer that’s billing $50,000 a year from their home office, the difference between a cyber policy that costs $800 and one that costs $300 is really significant – it’s 1% of their income,” said David Hamilton, CEO and president at Front Row Insurance. “We found that really small businesses, with one to three people, understand the need for cyber coverage but don’t want to pay a lot for it. Our $300 starter premium is very palatable and provides what we feel is an excellent starter policy for small business proprietors in Canada.”

90% of small businesses in Canada do not have Cyber Insurance: take five minutes to protect your business that has taken you so long to establish.

Get a Quote Online In 2 Mins.

 

Related:

If you are a graphic designer, yes, you need Business Insurance

EBOOK: CYBER INSURANCE 101 / CYBER LIABILITY INSURANCE / CYBERSECURITY INSURANCE CANADA / HOW TO PROTECT YOUR COMPUTER SYSTEMS

ONLINE CYBER INSURANCE FOR CANADIAN SMALL BUSINESSES

CYBER SECURITY INSURANCE

HACK INSURANCE: IT'S NOT JUST FOR BIG BUSINESSES

IS YOUR BUSINESS PREPARED FOR THE CONSEQUENCES OF A CYBER ATTACK?

4 WAYS TO PREVENT CYBER ATTACKS IN THE CREATIVE INDUSTRY

CYBER CRIME INSURANCE FOR NON-PROFITS

IF YOU ARE A GRAPHIC DESIGNER, YES, YOU NEED HACK INSURANCE

IF YOU ARE A PHOTOGRAPHER, YES, YOU NEED HACK INSURANCE

IF YOU ARE A FILMMAKER/FILM PRODUCER/HAVE A PRODUCTION COMPANY, YES, YOU NEED HACK INSURANCE

IF YOU ARE A THEATRE PRODUCER, YES, YOU NEED HACK INSURANCE

IF YOU ARE A MUSICIAN, YES, YOU NEED CYBER INSURANCE

IF YOU ARE A REAL ESTATE AGENT/WORK IN REAL ESTATE, YES, YOU NEED HACK INSURANCE

IF YOU ARE A PERSONAL TRAINER, YES, YOU NEED HACK INSURANCE

IF YOU ARE A HAIR/NAIL/BEAUTY SALON MANAGER OR EMPLOYEE, YOU NEED CYBER INSURANCE

RANSOMWARE INSURANCE

PASSWORD PROTECTION & MANAGEMENT

MANDATORY DATA BREACH LAW

OFFICE CONTENTS INSURANCE AND THE NEED FOR CYBER INSURANCE

FRONT ROW INSURANCE OFFERS SOLUTION TO SMALL BUSINESS CYBER CONUNDRUM

TRANSFER CYBER RISK TO CYBER ATTACK INSURANCE

Topics: Cyber Insurance

Keep your backyard wedding on budget with the click of a button.

Posted by David Hamilton on May 22, 2018 9:54:37 AM

BACKYARD WEDDING INSURANCE

Online Wedding Insurance

When you picture your perfect backyard wedding, what do you see? A hug from your mom just before you walk outside; lanterns glowing on the pathways; saying “I do” in the garden you grew up in? Cutting the cake your best friend made for you, and watching the stars come out as candlelight flickers across the faces of your friends and family? Having a wedding at home is a beautiful way to keep your celebration intimate and meaningful, not to mention a smart strategy for keeping your budget in balance on the big day. No matter what your perfect at-home wedding looks like: don’t forget to insure it.

Wedding insurance is easy to get - it takes about 10 minutes online and starts at $105 - and it’s a reliable way to cover yourself (or your parents, if they’re hosting for you) so that your wedding doesn’t include some unwelcome hidden costs. Here are some of the situations that we see commonly come up with home weddings. These are what you’ll want coverage for:

    • Vendor fails: if your vendor doesn’t show, you could be short a wedding cake, a photographer, catering or music. We’ve written before about weddings where the cake’s been unable to get there due to floods or forest fires closing roads - it’s sadly not uncommon during BC’s summer months but a vendor no show can represent some of the biggest costs associated with your wedding- especially in the case of entertainment or catering.
    • Rescheduling the wedding (or honeymoon): It takes a lot to reschedule a wedding, but if a loved one gets sick or a bad storm hits, it’s worth it to know you can reschedule risk-free.
    • Rented clothes ruined: Wine spills happen. Don’t let them cost you.
    • Guest gets hurt: If someone slips on the dance floor and breaks their ankle, wedding insurance protects everyone. This last one’s really important, because injuries like this can make a big difference to someone’s livelihood. Spilled wine that you didn’t clean up off the dancefloor could end up costing $15,000 or more if your guest’s out of work for a while. Insurance coverage means you don’t need to worry about this all too common scenario.

While homeowner’s insurance sometimes covers some of these unexpected costs, you’ll want to read the fine print carefully. In our experience, it’s well worth it to purchase wedding insurance and make sure you’re fully covered. You can buy ours online in about 3 minutes here.

Topics: wedding insurance

Disaster on your wedding day? It's more common than you think

Posted by David Hamilton on May 10, 2018 3:01:30 PM

Unforgettable wedding day horror stories and how to keep your day from becoming a disaster!

As insurance providers, we think about disasters a lot - so that you don’t have to live them.

Here, we've gathered some of the most unforgettable Canadian wedding day horror stories: not only do they showcase how true love always triumphs, they’re a good reminder that there are some things you just can't predict -- and that's why there's wedding insurance.

Read on for some unforgettable wedding day disasters - and then let us make sure you’re covered for anything on your big day with our wedding insurance packages, starting at $105.

Online Wedding Insurance

Forest Fire Wedding:

During the epic forest fires that raged across BC in 2017, one 100 Mile House, BC, couple found themselves racing the blaze for their wedding. Their wedding cake provider was unable to get to the wedding, and their venue was put on evacuation alert. But, as their friend and wedding photographer Liz of One Blue Fish Photography recounted: “This wedding was happening come hell or forest fire.” It wasn’t the wedding the couple was dreaming of, but seeing their community pull together despite the fires was inspiring. “The amazing love and support that these two received will always stay with me.” said Liz.

 

DYK: Losing a wedding cake can cost you anywhere from $500 to $2000 or more - and cancelling your whole wedding without insurance could potentially set you back the entire cost of your wedding.

 

Stormy weather:

Jay and Quandra Werner’s wedding venue was destroyed by a windstorm so bad it made headlines. Tents were tossed by the wind, and a cameraman was taken to Vancouver General Hospital with a broken wrist. “I was ready to just run away,” said the groom. “I said the wedding's off. I just I can't, it's gone. It’s completely gone. It's pretty upsetting to see nine months of work gone in just 60 seconds.” After he tried to call off the wedding twice (and his bride put it back on again, twice) something magical happened - members of the Burrard Inlet Yacht Club pulled together to make their vows happen despite the destroyed venue. Aww.

 

DYK: Cancelling a wedding can cost you anywhere from $10,000 and up, depending on your vendors...and without wedding liability insurance, any injuries that may happen (on the dance floor or otherwise) that prevent a person from earning their livelihood can create even more financial trouble.

 

Priest MIA

“The priest was in fine form and we looked forward to seeing him two days later on our big day,” Marie Fraser wrote to Global BC. “Except that, well, he didn’t show up. Catholic Priest M.I.A.” The wedding party scoured White Rock, BC for anyone who could marry the happy couple. In the end, a Pentecostal preacher was located at his home, and he kindly agreed to facilitate the couples’ vows...still wearing his gardening gear.

 

DYK: In BC, a marriage officiant starts at $80, and they’re expected to charge additional fees for travel, extra hours and other costs. The couple getting married is responsible for any additional costs incurred by last minute changes...so an MIA officiant can add substantially to your costs.

 

Rained out:

BC bride Jessica Turner described what it was like to get married during the worst storm in 2003 to Global BC. “We got married on the 100-year storm and no one was able to get there,” she explained. When a nearby bridge washed out, the wedding cake provider, the photographer, her husband’s family and the father of the bride were all left stranded. “It was a quiet, quick ceremony to say the least…” remembered Jessica. “I was trying my best to keep it together and only cried periodically throughout the day."

 

DYK: Losing a wedding cake can cost you anywhere from $500 to $2000 or more - as for losing the chance to have your loved ones at your wedding - that’s a cost we can’t estimate.

 

If these stories keep you up at night, check out our wedding insurance plans! We cover your big day against disaster, including scenarios like service providers going MIA, or destroyed property. It’s easy and fast to purchase online here - and if you enter the code CANADAWEDDING, we’ll take $50 off your policy.

Topics: wedding insurance