Is Your Business Prepared for the Consequences of a Cyber Attack?

Posted by David Hamilton on May 25, 2018 2:21:26 PM

Online Hack Insurance

You can insure your business against the worst effects of a hack attack on your computer system by answering a few questions online here: https://hackinsure.frontrowinsurance.com/

For cyber events, here are a few possible consequences of not having the right coverage:

1. Cyber lawsuits often have negative effects on a company’s relationship with its customers. If their private information was stolen during the breach, they may not feel comfortable doing business with you again in the future.

2. Due to the recent rise in cyber hack attacks on small businesses, customers and third-party partners may request that you have this type of insurance coverage before doing business with you. In fact, studies have found that only 50% of consumers feel that businesses are taking the appropriate measures, to safeguard themselves from cyber attacks.


Protect your small business by purchasing Cyber Liability coverage online. Obtain a quote in 2 minutes and a policy in 5 minutes 24/7 with no need to talk to a broker.

  • Custom online Cyber Insurance starting at just $250.
  • Limit options up to $1,000,000

90% of small businesses in Canada do not have Cyberinsurance.

You have seen the news: Sony, Target, Home Depot……. An affordable, fast cyber policy is now available for you to purchase in minutes.

 

Hack-Insurance Features:

  • Comprehensive cyber liability: Combines third-party cyber liability (your customers/clients) and first-party cyber crime expense coverages (you and your business) in one form
  • Theft and fraud: Covers destruction or loss of digital data as the result of a criminal or fraudulent cyber event.
  • Business interruption: Covers lost income and related costs where a you are unable to conduct business due to a cyber event or data loss.
  • Extortion: Provides coverage for the costs associated with the investigation of threats to commit cyber attacks against your systems; and payments to extortionists who threaten to obtain and disclose sensitive information!
  • Forensic investigation: Covers the legal, technical or forensic services necessary to assess whether a cyber-attack has occurred, to assess the impact of the attack and to stop an attack.
  • Payment Card Losses

 

Who should buy this policy?

If your company operates under the assumption that data security breaches and privacy losses only happen to billion-dollar companies, it’s time to change your thinking—before it’s too late.

 

Get an Quote Online In 2 Mins.

Tags: Online Hacker Insurance, Cyber Insurance, Front row Cyber Insurance, buy cyber insurance online, hack insurance, Canadian Cyber Insurance, Cyber Insurance Canada

If you are a graphic designer, yes, you need Hack Insurance

Posted by David Hamilton on May 25, 2018 2:21:10 PM

Hooded Hacker with Hack PhrasesWhat is Hack insurance?

Hack insurance for graphic designers is designed to protect from certain losses associated with data breaches and hacks. After a hack there are costs you will incur such as: notifying your customers that their information provide to you may have been stolen; paying to restore or recover the stolen data; having to redo design ideas such as logos since they are no longer confidential.

Hack insurance is extra important for graphic designers who rely so much on computers and tech for their business.

Hackers are becoming smarter, making it tougher for graphic designers to defend themselves from a data breach. If a cyber attacker is able to gain access to your computer, network or other electronic system, they may be able to steal client information, employee information, accounting information and other valuable data from you. Hack insurance can help with expenses associated with managing the hack such as incident response expenses and data recovery expenses.

Hack insurance can help in the following situations:

  • A hacker gains access to your information including customer information, and threatens to sell or disclose it.
  • A hacker encrypts your company’s computer system, preventing authorized access to your staff
  • A hacker threatens to place a virus into your company’s computer system.

As a graphic designer you are at risk. The cost to transfer the risk to insurance is low compared to the expense of an actual hack.

Protect your graphic design business by purchasing Hack online: https://hackinsure.frontrowinsurance.com/

Obtain a quote in 2 minutes and a policy in 5 minutes 24/7 with no need to talk to a broker.

  • Custom online Cyber Insurance starting at just $250.
  • Limit options up to $1,000,000

90% of small businesses in Canada do not have Cyberinsurance: take five minutes to protect your studio that has taken you so long to establish.

Get an Quote Online In 2 Mins.

Tags: cyber liability, hack insurance, buy cyber insurance online, Front row Cyber Insurance, Cyber Insurance, Online Hacker Insurance

Keep your backyard wedding on budget with the click of a button: fast wedding insurance available online in 5 min

Posted by David Hamilton on May 22, 2018 9:54:37 AM

Online Wedding Insurance

When you picture your perfect backyard wedding, what do you see? A hug from your mom just before you walk outside; lanterns glowing on the pathways; saying “I do” in the garden you grew up in? Cutting the cake your best friend made for you, and watching the stars come out as candlelight flickers across the faces of your friends and family? Having a wedding at home is a beautiful way to keep your celebration intimate and meaningful, not to mention a smart strategy for keeping your budget in balance on the big day. No matter what your perfect at-home wedding looks like: don’t forget to insure it.

Wedding insurance is easy to get - it takes about 10 minutes online and starts at $105 - and it’s a reliable way to cover yourself (or your parents, if they’re hosting for you) so that your wedding doesn’t include some unwelcome hidden costs. Here are some of the situations that we see commonly come up with home weddings. These are what you’ll want coverage for:

 

    • Vendor fails: if your vendor doesn’t show, you could be short a wedding cake, a photographer, catering or music. We’ve written before about weddings where the cake’s been unable to get there due to floods or forest fires closing roads - it’s sadly not uncommon during BC’s summer months but a vendor no show can represent some of the biggest costs associated with your wedding- especially in the case of entertainment or catering.
    • Rescheduling the wedding (or honeymoon): It takes a lot to reschedule a wedding, but if a loved one gets sick or a bad storm hits, it’s worth it to know you can reschedule risk-free.
    • Rented clothes ruined: Wine spills happen. Don’t let them cost you.
    • Guest gets hurt: If someone slips on the dance floor and breaks their ankle, wedding insurance protects everyone. This last one’s really important, because injuries like this can make a big difference to someone’s livelihood. Spilled wine that you didn’t clean up off the dancefloor could end up costing $15,000 or more if your guest’s out of work for a while. Insurance coverage means you don’t need to worry about this all too common scenario.

 

While homeowner’s insurance sometimes covers some of these unexpected costs, you’ll want to read the fine print carefully. In our experience, it’s well worth it to purchase wedding insurance and make sure you’re fully covered. You can buy ours online in about 3 minutes here.

Tags: wedding insurance cost, insurance for wedding rings, insurance for wedding, insurance for wedding venue, wedding liability insurance, wedding insurance, wedding ring insurance

Disaster on your wedding day? It's more common than you think

Posted by David Hamilton on May 10, 2018 3:01:30 PM

Unforgettable wedding day horror stories and how to keep your day from becoming a disaster!

As insurance providers, we think about disasters a lot - so that you don’t have to live them.

Here, we've gathered some of the most unforgettable Canadian wedding day horror stories: not only do they showcase how true love always triumphs, they’re a good reminder that there are some things you just can't predict -- and that's why there's wedding insurance.

Read on for some unforgettable wedding day disasters - and then let us make sure you’re covered for anything on your big day with our wedding insurance packages, starting at $105.

Online Wedding Insurance

Forest Fire Wedding:

During the epic forest fires that raged across BC in 2017, one 100 Mile House, BC, couple found themselves racing the blaze for their wedding. Their wedding cake provider was unable to get to the wedding, and their venue was put on evacuation alert. But, as their friend and wedding photographer Liz of One Blue Fish Photography recounted: “This wedding was happening come hell or forest fire.” It wasn’t the wedding the couple was dreaming of, but seeing their community pull together despite the fires was inspiring. “The amazing love and support that these two received will always stay with me.” said Liz.

 

DYK: Losing a wedding cake can cost you anywhere from $500 to $2000 or more - and cancelling your whole wedding without insurance could potentially set you back the entire cost of your wedding.

 

Stormy weather:

Jay and Quandra Werner’s wedding venue was destroyed by a windstorm so bad it made headlines. Tents were tossed by the wind, and a cameraman was taken to Vancouver General Hospital with a broken wrist. “I was ready to just run away,” said the groom. “I said the wedding's off. I just I can't, it's gone. It’s completely gone. It's pretty upsetting to see nine months of work gone in just 60 seconds.” After he tried to call off the wedding twice (and his bride put it back on again, twice) something magical happened - members of the Burrard Inlet Yacht Club pulled together to make their vows happen despite the destroyed venue. Aww.

 

DYK: Cancelling a wedding can cost you anywhere from $10,000 and up, depending on your vendors...and without wedding liability insurance, any injuries that may happen (on the dance floor or otherwise) that prevent a person from earning their livelihood can create even more financial trouble.

 

Priest MIA

“The priest was in fine form and we looked forward to seeing him two days later on our big day,” Marie Fraser wrote to Global BC. “Except that, well, he didn’t show up. Catholic Priest M.I.A.” The wedding party scoured White Rock, BC for anyone who could marry the happy couple. In the end, a Pentecostal preacher was located at his home, and he kindly agreed to facilitate the couples’ vows...still wearing his gardening gear.

 

DYK: In BC, a marriage officiant starts at $80, and they’re expected to charge additional fees for travel, extra hours and other costs. The couple getting married is responsible for any additional costs incurred by last minute changes...so an MIA officiant can add substantially to your costs.

 

Rained out:

BC bride Jessica Turner described what it was like to get married during the worst storm in 2003 to Global BC. “We got married on the 100-year storm and no one was able to get there,” she explained. When a nearby bridge washed out, the wedding cake provider, the photographer, her husband’s family and the father of the bride were all left stranded. “It was a quiet, quick ceremony to say the least…” remembered Jessica. “I was trying my best to keep it together and only cried periodically throughout the day."

 

DYK: Losing a wedding cake can cost you anywhere from $500 to $2000 or more - as for losing the chance to have your loved ones at your wedding - that’s a cost we can’t estimate.

 

If these stories keep you up at night, check out our wedding insurance plans! We cover your big day against disaster, including scenarios like service providers going MIA, or destroyed property. It’s easy and fast to purchase online here - and if you enter the code CANADAWEDDING, we’ll take $50 off your policy.

Tags: insurance for wedding rings, wedding insurance cost, wedding liability insurance, Wedding insurance Costs, wedding insurance, insurance for wedding, insurance for wedding venue

Hot Docs Reveals it's New $2M Canadian, International Doc Makers Fund

Posted by David Hamilton on May 1, 2018 2:07:00 PM

As a proud sponsor of Hot Docs, we are excited to share a new program offered by Hot Docs. The program is designed to connect Canadian documentary producers with financiers.

Check out this post by Jordan Pinto, posted on playbackonline.ca for more information regarding Hot Docs' New Canadian Doc Makers Fund : http://playbackonline.ca/2018/05/01/hot-docs-unveils-2m-fund-for-canadian-international-doc-makers/ 

Tags: documentary funding, Hot Docs, Hot Docs Fund, Canadian International Documentaries, Canadian Documentary, Documentaries Canada, Canadian Documentaries

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