{"ab":false,"abStatus":null,"abTestId":null,"abVariation":false,"abVariationAutomated":false,"absoluteUrl":"https://www.frontrowinsurance.com/articles/automobile-liability-insurance-and-production","afterPostBody":null,"allowedSlugConflict":false,"analytics":null,"analyticsPageId":"3089445829","analyticsPageType":"blog-post","approvalStatus":null,"archived":false,"archivedAt":0,"archivedInDashboard":false,"areCommentsAllowed":true,"attachedStylesheets":[],"audienceAccess":"PUBLIC","author":null,"authorName":null,"authorUsername":null,"blogAuthor":{"avatar":"","bio":"","cdnPurgeEmbargoTime":null,"cosObjectType":"BLOG_AUTHOR","created":1436390002681,"deletedAt":0,"displayName":"Steve Beatty","email":"","facebook":"","fullName":"Steve Beatty","gravatarUrl":null,"hasSocialProfiles":false,"id":3094986678,"label":"Steve Beatty","language":null,"linkedin":"","name":"Steve Beatty","portalId":61352,"slug":"steve-beatty","translatedFromId":null,"translations":{},"twitter":"","twitterUsername":"","updated":1666901692231,"userId":null,"username":null,"website":""},"blogAuthorId":3094986678,"blogPostAuthor":{"avatar":"","bio":"","cdnPurgeEmbargoTime":null,"cosObjectType":"BLOG_AUTHOR","created":1436390002681,"deletedAt":0,"displayName":"Steve Beatty","email":"","facebook":"","fullName":"Steve Beatty","gravatarUrl":null,"hasSocialProfiles":false,"id":3094986678,"label":"Steve Beatty","language":null,"linkedin":"","name":"Steve Beatty","portalId":61352,"slug":"steve-beatty","translatedFromId":null,"translations":{},"twitter":"","twitterUsername":"","updated":1666901692231,"userId":null,"username":null,"website":""},"blogPostScheduleTaskUid":null,"blogPublishInstantEmailCampaignId":null,"blogPublishInstantEmailRetryCount":null,"blogPublishInstantEmailTaskUid":"DONE","blogPublishToSocialMediaTask":"DONE_NOT_SENT","blueprintTypeId":0,"businessUnitId":null,"campaign":"","campaignName":"","campaignUtm":null,"category":3,"categoryId":3,"cdnPurgeEmbargoTime":null,"clonedFrom":null,"composeBody":null,"compositionId":0,"contentAccessRuleIds":[],"contentAccessRuleTypes":[],"contentGroup":952267656,"contentGroupId":952267656,"contentTypeCategory":3,"contentTypeCategoryId":3,"contentTypeId":null,"created":1436391004000,"createdById":313859,"createdTime":1436391004000,"crmObjectId":null,"css":{},"cssText":"","ctaClicks":null,"ctaViews":null,"currentState":"PUBLISHED","currentlyPublished":true,"deletedAt":0,"deletedBy":null,"domain":"","dynamicPageDataSourceId":null,"dynamicPageDataSourceType":null,"dynamicPageHubDbTableId":null,"enableDomainStylesheets":null,"enableGoogleAmpOutputOverride":false,"enableLayoutStylesheets":null,"errors":[],"featuredImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/car-damage-insurance-film-shutterstock_1145632478-forweb600.jpg","featuredImageAltText":"Car damage: Car Insurance and Film Production Companies","featuredImageHeight":400,"featuredImageLength":0,"featuredImageWidth":600,"flexAreas":{},"folderId":null,"footerHtml":null,"freezeDate":1436461980000,"generateJsonLdEnabledOverride":true,"hasContentAccessRules":false,"hasUserChanges":true,"headHtml":"<!-- START - Generated by ClassySchema.org on Wed, 15 Dec 2021 15:57:55 GMT -->\n<script type=\"application/ld+json\">\n{\n\t\"@context\": \"https://schema.org\",\n\t\"@type\": \"VideoObject\",\n\t\"name\": \"Automobile Liability Insurance and Film Productions | Non-Owned Automobile Liability Insurance\",\n\t\"description\": \"Steve Beatty (EVP, Business Development, Front Row Insurance) explains personal automobile insurance, agency vehicle insurance and non-owned automobile liabi...\",\n\t\"thumbnailUrl\": \"https://i.ytimg.com/vi/yhjxfV4qqFA/mqdefault.jpg\",\n\t\"duration\": \"PT3M43S\",\n\t\"contentUrl\": \"https://www.youtube.com/watch?v=yhjxfV4qqFA\",\n\t\"embedUrl\": \"https://www.youtube.com/embed/yhjxfV4qqFA\",\n\t\"uploadDate\": \"2021-12-15\",\n\t\"potentialAction\": {\n\t\t\"@type\": \"SeekToAction\",\n\t\t\"target\": \"https://youtu.be/yhjxfV4qqFA?t={seek_to_second_number}\",\n\t\t\"startOffset-input\": \"required name=seek_to_second_number\"\n\t}\n}\n</script>\n<!-- END - Generated by ClassySchema.org-->","header":null,"htmlTitle":"Automobile Liability Insurance and Film Production Companies","id":3089445829,"includeDefaultCustomCss":null,"isCaptchaRequired":true,"isDraft":false,"isInstantEmailEnabled":true,"isPublished":true,"isSocialPublishingEnabled":false,"keywords":[],"label":"<span id=\"hs_cos_wrapper_name\" class=\"hs_cos_wrapper hs_cos_wrapper_meta_field hs_cos_wrapper_type_text\" style=\"\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"text\" >Automobile Liability Insurance and Film Production Companies</span>","language":"en","lastEditSessionId":null,"lastEditUpdateId":null,"layoutSections":{},"legacyBlogTabid":null,"legacyId":null,"legacyPostGuid":null,"linkRelCanonicalUrl":null,"listTemplate":"prox_frontrow/templates/blog/blog-listing.html","liveDomain":"www.frontrowinsurance.com","mab":false,"mabExperimentId":null,"mabMaster":false,"mabVariant":false,"meta":{"meta_description":"Make sure your film production company has the proper auto insurance to cover the vehicle you are using. All licensed and unlicensed automobiles must...","author_username":"nedia@frontrowinsurance.com","blog_publish_instant_email_task_uid":"DONE","use_featured_image":true,"topic_ids":[949708704,3080935216,3091662992],"author_user_id":4012692,"rss_summary":"<h2><span style=\"font-size: 36px;\">AUTOMOBILE LIABILITY INSURANCE</span></h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/yhjxfV4qqFA?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","featured_image":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/car-damage-insurance-film-shutterstock_1145632478-forweb600.jpg","keywords":[],"campaign_name":"","post_summary":"<h2><span style=\"font-size: 36px;\">AUTOMOBILE LIABILITY INSURANCE</span></h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/yhjxfV4qqFA?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","has_user_changes":true,"html_title":"Automobile Liability Insurance and Film Production Companies","post_body":"<span id=\"hs_cos_wrapper_post_body\" class=\"hs_cos_wrapper hs_cos_wrapper_meta_field hs_cos_wrapper_type_rich_text\" style=\"\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"rich_text\" ><h2><span style=\"font-size: 36px;\">AUTOMOBILE LIABILITY INSURANCE</span></h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/yhjxfV4qqFA?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p style=\"font-size: 18px;\"><br>All automobiles intended to be used on roads whether licensed or unlicensed must be covered by a primary <a href=\"/articles/commercial-vehicle-physical-damage-insurance\" rel=\"noopener\">automobile liability policy</a>. Certain minimum coverage and limits are required by law but in all provinces third party liability insurance is compulsory.</p>\n<h3>Owned Vehicles</h3>\n<p>Automobiles owned by production must be insured for the compulsory coverage in the province where they are located and where the automobiles are licensed. We also recommend purchasing optional <a href=\"/articles/articles/bid/110340/film-production-insurance-and-renting-crew-personal-vehicles\" rel=\"noopener\">physical damage coverage</a> and we can provide a quote.</p>\n<h3><a href=\"/film-production-insurance\"><img width=\"200\" title=\"Film Production Insurance\" align=\"right\" style=\"width: 200px; float: right; height: auto; max-width: 100%;\" alt=\"Film Production Insurance - motorbike\" src=\"http://cdn2.hubspot.net/hub/61352/file-14866449-jpg/images/137250_5448.jpg\" loading=\"lazy\" height=\"267\"></a>Motorized Snow Vehicles, ATVs and Other Special Vehicles</h3>\n<p>Your insurance requirements will vary depending on the province that the vehicle is being used in, and whether the vehicle is being used on public or private property. There are too many variables to deal with each particular circumstance, so you should always <a href=\"/contact-us\" rel=\"noopener\">check with our office</a> prior to the use of any of these types of vehicles.</p>\n<h3>Automobile Rentals for Film Shoots</h3>\n<p><a href=\"/articles/articles/bid/110340/film-production-insurance-and-renting-crew-personal-vehicles\" rel=\" noopener\">When renting or leasing automobiles</a> from others, whether companies or individuals, their automobile liability insurance could be invalid unless they have a special endorsement from their insurance company giving them permission to rent or lease the automobiles to you. Therefore, when sourcing automobiles we recommend using established rental car agencies and <a href=\"/articles/commercial-vehicle-physical-damage-insurance\" rel=\"noopener\">picture vehicle</a> companies wherever possible.</p>\n<p>Employees of production using their own vehicles for company business or receiving a call allowance should contact their own insurance broker or agent to make sure that their automobile policy is amended to permit business use.</p>\n<p><span style=\"font-weight: bold;\">Related article</span>: <a href=\"/articles/renting-a-car-for-production\" rel=\"noopener\">Renting film production vehicles in Canada</a></p>\n<h3>Production Vehicles, Trucks, Motor Homes, Honeywagons &amp; Picture Vehicles</h3>\n<p>Automobiles rented or leased for a term exceeding 30 days may be insured by the production company under their own automobile liability policy. Policies can be obtained through our office for all provinces except British Columbia, Saskatchewan or Manitoba where provincially run government insurers provide coverage.</p>\n<p>For cars rented for terms under 30 days, liability coverage is provided under Commercial General Liability S.P.F. No. 6 / Q.P.F. No. 6 Non-Owned Automobile extension (if bought by the production company). <em><span style=\"font-weight: bold;\">Note</span>: this coverage does <span style=\"font-weight: bold;\">not</span> replace the automobile owner’s legal obligation to maintain primary auto liability insurance.</em></p>\n<h3>Automobile Physical Damage Insurance</h3>\n<p>All rented, borrowed or leased automobiles for which you are legally responsible are covered for physical damage under the Entertainment Package Policy if <a href=\"/articles/commercial-vehicle-physical-damage-insurance\" rel=\" noopener\">Commercial Vehicle Physical Damage coverage</a> is purchased. Coverage typically carries a deductible of 10% of loss with a minimum amount between $1,500 to $2,500.</p>\n<p style=\"font-size: 15px;\"><strong>Note: </strong>Valuation for vehicles is based on the <strong>actual cash value</strong> which represents the depreciated value of the vehicles and their repair parts. If you have any new, unique, customized, historic or collector vehicles that need to be insured for their replacement cost or on an agreed value basis please notify us well in advance of purchasing, hiring, renting or leasing these types of vehicles. In some cases an independent vehicle appraisal establishing the value of the vehicle might be required.</p></span>","publish_immediately":false,"author_email":"nedia@frontrowinsurance.com","rss_body":"<h2><span style=\"font-size: 36px;\">AUTOMOBILE LIABILITY INSURANCE</span></h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/yhjxfV4qqFA?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p style=\"font-size: 18px;\"><br>All automobiles intended to be used on roads whether licensed or unlicensed must be covered by a primary <a href=\"/articles/commercial-vehicle-physical-damage-insurance\" rel=\"noopener\">automobile liability policy</a>. Certain minimum coverage and limits are required by law but in all provinces third party liability insurance is compulsory.</p>\n<h3>Owned Vehicles</h3>\n<p>Automobiles owned by production must be insured for the compulsory coverage in the province where they are located and where the automobiles are licensed. We also recommend purchasing optional <a href=\"/articles/articles/bid/110340/film-production-insurance-and-renting-crew-personal-vehicles\" rel=\"noopener\">physical damage coverage</a> and we can provide a quote.</p>\n<h3><a href=\"/film-production-insurance\"><img width=\"200\" title=\"Film Production Insurance\" align=\"right\" style=\"width: 200px; float: right; height: auto; max-width: 100%;\" alt=\"Film Production Insurance - motorbike\" src=\"http://cdn2.hubspot.net/hub/61352/file-14866449-jpg/images/137250_5448.jpg\" loading=\"lazy\" height=\"267\"></a>Motorized Snow Vehicles, ATVs and Other Special Vehicles</h3>\n<p>Your insurance requirements will vary depending on the province that the vehicle is being used in, and whether the vehicle is being used on public or private property. There are too many variables to deal with each particular circumstance, so you should always <a href=\"/contact-us\" rel=\"noopener\">check with our office</a> prior to the use of any of these types of vehicles.</p>\n<h3>Automobile Rentals for Film Shoots</h3>\n<p><a href=\"/articles/articles/bid/110340/film-production-insurance-and-renting-crew-personal-vehicles\" rel=\" noopener\">When renting or leasing automobiles</a> from others, whether companies or individuals, their automobile liability insurance could be invalid unless they have a special endorsement from their insurance company giving them permission to rent or lease the automobiles to you. Therefore, when sourcing automobiles we recommend using established rental car agencies and <a href=\"/articles/commercial-vehicle-physical-damage-insurance\" rel=\"noopener\">picture vehicle</a> companies wherever possible.</p>\n<p>Employees of production using their own vehicles for company business or receiving a call allowance should contact their own insurance broker or agent to make sure that their automobile policy is amended to permit business use.</p>\n<p><span style=\"font-weight: bold;\">Related article</span>: <a href=\"/articles/renting-a-car-for-production\" rel=\"noopener\">Renting film production vehicles in Canada</a></p>\n<h3>Production Vehicles, Trucks, Motor Homes, Honeywagons &amp; Picture Vehicles</h3>\n<p>Automobiles rented or leased for a term exceeding 30 days may be insured by the production company under their own automobile liability policy. Policies can be obtained through our office for all provinces except British Columbia, Saskatchewan or Manitoba where provincially run government insurers provide coverage.</p>\n<p>For cars rented for terms under 30 days, liability coverage is provided under Commercial General Liability S.P.F. No. 6 / Q.P.F. No. 6 Non-Owned Automobile extension (if bought by the production company). <em><span style=\"font-weight: bold;\">Note</span>: this coverage does <span style=\"font-weight: bold;\">not</span> replace the automobile owner’s legal obligation to maintain primary auto liability insurance.</em></p>\n<h3>Automobile Physical Damage Insurance</h3>\n<p>All rented, borrowed or leased automobiles for which you are legally responsible are covered for physical damage under the Entertainment Package Policy if <a href=\"/articles/commercial-vehicle-physical-damage-insurance\" rel=\" noopener\">Commercial Vehicle Physical Damage coverage</a> is purchased. Coverage typically carries a deductible of 10% of loss with a minimum amount between $1,500 to $2,500.</p>\n<p style=\"font-size: 15px;\"><strong>Note: </strong>Valuation for vehicles is based on the <strong>actual cash value</strong> which represents the depreciated value of the vehicles and their repair parts. If you have any new, unique, customized, historic or collector vehicles that need to be insured for their replacement cost or on an agreed value basis please notify us well in advance of purchasing, hiring, renting or leasing these types of vehicles. In some cases an independent vehicle appraisal establishing the value of the vehicle might be required.</p>","placement_guids":[],"campaign_utm":null,"css":{},"featured_image_alt_text":"Car damage: Car Insurance and Film Production Companies","enable_google_amp_output_override":false,"css_text":"","last_edit_session_id":null,"last_edit_update_id":null,"tag_ids":[949708704,3080935216,3091662992],"link_rel_canonical_url":null,"published_by_id":7915797,"published_at":1666895997337,"blog_publish_to_social_media_task":"DONE_NOT_SENT","head_html":"<!-- START - Generated by ClassySchema.org on Wed, 15 Dec 2021 15:57:55 GMT -->\n<script type=\"application/ld+json\">\n{\n\t\"@context\": \"https://schema.org\",\n\t\"@type\": \"VideoObject\",\n\t\"name\": \"Automobile Liability Insurance and Film Productions | Non-Owned Automobile Liability Insurance\",\n\t\"description\": \"Steve Beatty (EVP, Business Development, Front Row Insurance) explains personal automobile insurance, agency vehicle insurance and non-owned automobile liabi...\",\n\t\"thumbnailUrl\": \"https://i.ytimg.com/vi/yhjxfV4qqFA/mqdefault.jpg\",\n\t\"duration\": \"PT3M43S\",\n\t\"contentUrl\": \"https://www.youtube.com/watch?v=yhjxfV4qqFA\",\n\t\"embedUrl\": \"https://www.youtube.com/embed/yhjxfV4qqFA\",\n\t\"uploadDate\": \"2021-12-15\",\n\t\"potentialAction\": {\n\t\t\"@type\": \"SeekToAction\",\n\t\t\"target\": \"https://youtu.be/yhjxfV4qqFA?t={seek_to_second_number}\",\n\t\t\"startOffset-input\": \"required name=seek_to_second_number\"\n\t}\n}\n</script>\n<!-- END - Generated by ClassySchema.org-->","scheduled_update_date":0,"featured_image_height":400,"featured_image_width":600,"layout_sections":{},"public_access_rules_enabled":false,"public_access_rules":[],"blog_post_schedule_task_uid":null,"header":null},"metaDescription":"Make sure your film production company has the proper auto insurance to cover the vehicle you are using. All licensed and unlicensed automobiles must...","metaKeywords":null,"name":"<span id=\"hs_cos_wrapper_name\" class=\"hs_cos_wrapper hs_cos_wrapper_meta_field hs_cos_wrapper_type_text\" style=\"\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"text\" >Automobile Liability Insurance and Film Production Companies</span>","nextPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/volunteers%20on%20set/intern-on-set-shutterstock_1115464988-forweb600.jpg","nextPostFeaturedImageAltText":"Female intern on film set: Interns and film","nextPostName":"Interns and Film, Television and Performing Arts Productions (Canada)","nextPostSlug":"articles/when-is-an-intern-more-than-an-intern","pageExpiryDate":null,"pageExpiryEnabled":null,"pageExpiryRedirectId":null,"pageExpiryRedirectUrl":null,"pageRedirected":false,"pageTitle":"Automobile Liability Insurance and Film Production Companies","parentBlog":{"absoluteUrl":"https://www.frontrowinsurance.com/articles","allowComments":true,"ampBodyColor":"#404040","ampBodyFont":"'Helvetica Neue', Helvetica, Arial, sans-serif","ampBodyFontSize":"18","ampCustomCss":"","ampHeaderBackgroundColor":"#ffffff","ampHeaderColor":"#1e1e1e","ampHeaderFont":"'Helvetica Neue', Helvetica, Arial, sans-serif","ampHeaderFontSize":"36","ampLinkColor":"#416bb3","ampLogoAlt":"Front Row Insurance logo","ampLogoHeight":63,"ampLogoSrc":"https://cdn2.hubspot.net/hubfs/61352/front-row-logo.png","ampLogoWidth":175,"analyticsPageId":137640,"attachedStylesheets":[],"audienceAccess":"PUBLIC","businessUnitId":null,"captchaAfterDays":7,"captchaAlways":false,"categoryId":3,"cdnPurgeEmbargoTime":null,"closeCommentsOlder":0,"commentDateFormat":"medium","commentFormGuid":"7a447743-bbf2-4b55-a759-b405bf392a7d","commentMaxThreadDepth":3,"commentModeration":true,"commentNotificationEmails":["mike@frontrowinsurance.com","grant@frontrowinsurance.com"],"commentShouldCreateContact":true,"commentVerificationText":"","cosObjectType":"BLOG","created":1401900293000,"createdDateTime":1401900293000,"dailyNotificationEmailId":"952268096","dateFormattingLanguage":"en_US","defaultGroupStyleId":"","defaultNotificationFromName":"","defaultNotificationReplyTo":"","deletedAt":0,"description":"The Front Row Insurance Blog where you can learn and converse about all things entertainment insurance related.","domain":"","domainWhenPublished":"www.frontrowinsurance.com","emailApiSubscriptionId":283237,"enableGoogleAmpOutput":true,"enableSocialAutoPublishing":false,"generateJsonLdEnabled":false,"header":null,"htmlFooter":"<!-- DELTA-->","htmlFooterIsShared":false,"htmlHead":"<!-- Blog Schema by Front Row Insurance // https://www.frontrowinsurance.com/ -->\n\n<script type=\"application/ld+json\">\n {\n \"@context\": \"http://schema.org\",\n \"@type\": \"BlogPosting\",\n \"mainEntityOfPage\":{\n \"@type\":\"WebPage\",\n \"@id\":\"https://www.frontrowinsurance.com/articles/automobile-liability-insurance-and-production\"\n },\n \"headline\": \"Automobile Liability Insurance and Film Production Companies\",\n \"image\": {\n \"@type\": \"ImageObject\",\n \"url\": \"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/car-damage-insurance-film-shutterstock_1145632478-forweb600.jpg\"\n },\n \"datePublished\": \"2015-07-09 17:13:00\",\n \"dateModified\": \"\",\n \"author\": {\n \"@type\": \"Person\",\n \"name\": \"') }}\"\n },\n \"publisher\": {\n \"@type\": \"Organization\",\n \"name\": \"FRONT ROW INSURANCE BROKERS\",\n \"logo\": {\n \"@type\": \"ImageObject\",\n \"url\": \"https://cdn2.hubspot.net/hubfs/61352/images/Logos/FR_logo_%5BConverted,-Inverted%5D.png\"\n }\n },\n \"description\": \"Make sure your film production company has the proper auto insurance to cover the vehicle you are using. All licensed and unlicensed automobiles must...\"\n }\n </script>\n <!-- End Schema --> \n<script type=\"text/javascript\">\n window._mNHandle = window._mNHandle || {};\n window._mNHandle.queue = window._mNHandle.queue || [];\n medianet_versionId = \"3121199\";\n</script>\n<script src=\"https://contextual.media.net/dmedianet.js?cid=8CU76IWTZ\" async=\"async\"></script>","htmlHeadIsShared":true,"htmlKeywords":["Front Row Insurance Blog"," entertainment blog"," film blog"," film insurance"," event insurance"," film festival blog"," production blog"," musicians blog"," "],"htmlTitle":"The Front Row View (entertainment insurance blog)","id":952267656,"instantNotificationEmailId":"952268061","itemLayoutId":null,"itemTemplateIsShared":false,"itemTemplatePath":"prox_frontrow/templates/blog/blog-post.html","label":"The Front Row View (entertainment insurance blog)","language":"en","legacyGuid":"469ce2ec-4dd9-442d-984a-3bab2557a02f","legacyModuleId":"164112","legacyTabId":137640,"listingLayoutId":null,"listingPageId":70026589976,"listingTemplatePath":"prox_frontrow/templates/blog/blog-listing.html","liveDomain":"www.frontrowinsurance.com","monthFilterFormat":"MMMM yyyy","monthlyNotificationEmailId":"952267981","name":"The Front Row View (entertainment insurance blog)","parentBlogUpdateTaskId":null,"portalId":61352,"postHtmlFooter":"<!-- OMEGA-->","postHtmlHead":"<!-- Blog Schema by Front Row Insurance // https://www.frontrowinsurance.com/ -->\n\n<script type=\"application/ld+json\">\n {\n \"@context\": \"http://schema.org\",\n \"@type\": \"BlogPosting\",\n \"mainEntityOfPage\":{\n \"@type\":\"WebPage\",\n \"@id\":\"https://www.frontrowinsurance.com/articles/automobile-liability-insurance-and-production\"\n },\n \"headline\": \"Automobile Liability Insurance and Film Production Companies\",\n \"image\": {\n \"@type\": \"ImageObject\",\n \"url\": \"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/car-damage-insurance-film-shutterstock_1145632478-forweb600.jpg\"\n },\n \"datePublished\": \"2015-07-09 17:13:00\",\n \"dateModified\": \"\",\n \"author\": {\n \"@type\": \"Person\",\n \"name\": \"') }}\"\n },\n \"publisher\": {\n \"@type\": \"Organization\",\n \"name\": \"FRONT ROW INSURANCE BROKERS\",\n \"logo\": {\n \"@type\": \"ImageObject\",\n \"url\": \"https://cdn2.hubspot.net/hubfs/61352/images/Logos/FR_logo_%5BConverted,-Inverted%5D.png\"\n }\n },\n \"description\": \"Make sure your film production company has the proper auto insurance to cover the vehicle you are using. All licensed and unlicensed automobiles must...\"\n }\n </script>\n <!-- End Schema --> \n<script type=\"text/javascript\">\n window._mNHandle = window._mNHandle || {};\n window._mNHandle.queue = window._mNHandle.queue || [];\n medianet_versionId = \"3121199\";\n</script>\n<script src=\"https://contextual.media.net/dmedianet.js?cid=8CU76IWTZ\" async=\"async\"></script>","postsPerListingPage":10,"postsPerRssFeed":10,"publicAccessRules":[{"ids":[],"type":"LIST_MEMBERSHIP"}],"publicAccessRulesEnabled":false,"publicTitle":"The Front Row View (entertainment insurance blog)","publishDateFormat":"medium","resolvedDomain":"www.frontrowinsurance.com","rootUrl":"https://www.frontrowinsurance.com/articles","rssCustomFeed":"","rssDescription":"RSS feeds for ","rssItemFooter":"<IMG style=\"WIDTH: 144px; HEIGHT: 78px\" title=\"\" border=0 alt=\"\" align=center src=\"http://focusinsurance.web6.hubspot.com/Portals/61352/images//logo_final.jpg\" width=138 height=78 mce_src=\"/Portals/61352/images//logo_final.jpg\">","rssItemHeader":"","settingsOverrides":{"itemLayoutId":false,"itemTemplatePath":false,"itemTemplateIsShared":false,"listingLayoutId":false,"listingTemplatePath":false,"postsPerListingPage":false,"showSummaryInListing":false,"useFeaturedImageInSummary":false,"htmlHead":false,"postHtmlHead":false,"htmlHeadIsShared":false,"htmlFooter":false,"listingPageHtmlFooter":false,"postHtmlFooter":false,"htmlFooterIsShared":false,"attachedStylesheets":false,"postsPerRssFeed":false,"showSummaryInRss":false,"showSummaryInEmails":false,"showSummariesInEmails":false,"allowComments":false,"commentShouldCreateContact":false,"commentModeration":false,"closeCommentsOlder":false,"commentNotificationEmails":false,"commentMaxThreadDepth":false,"commentVerificationText":false,"socialAccountTwitter":false,"showSocialLinkTwitter":false,"showSocialLinkLinkedin":false,"showSocialLinkFacebook":false,"enableGoogleAmpOutput":false,"ampLogoSrc":false,"ampLogoHeight":false,"ampLogoWidth":false,"ampLogoAlt":false,"ampHeaderFont":false,"ampHeaderFontSize":false,"ampHeaderColor":false,"ampHeaderBackgroundColor":false,"ampBodyFont":false,"ampBodyFontSize":false,"ampBodyColor":false,"ampLinkColor":false,"generateJsonLdEnabled":false},"showSocialLinkFacebook":true,"showSocialLinkLinkedin":true,"showSocialLinkTwitter":true,"showSummaryInEmails":true,"showSummaryInListing":false,"showSummaryInRss":true,"siteId":0,"slug":"articles","socialAccountTwitter":"","state":null,"subscriptionContactsProperty":"blog_blog_the_front_row_view_subscription","subscriptionEmailType":null,"subscriptionFormGuid":"a2c254df-2214-4c54-bd51-46da1e3029fb","subscriptionListsByType":{"daily":12,"instant":11,"monthly":10,"weekly":13},"title":null,"translatedFromId":null,"translations":{"fr":{"absoluteUrl":"https://www.frontrowinsurance.com/fr/blogue","id":2471031463,"language":"fr","masterId":952267656,"name":"The Front Row View (entertainment insurance blog)","publicAccessRules":[{"ids":[],"type":"LIST_MEMBERSHIP"}],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1650089754719,"updatedDateTime":1650089754719,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":"","performableVariationLetter":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<span id=\"hs_cos_wrapper_post_body\" class=\"hs_cos_wrapper hs_cos_wrapper_meta_field hs_cos_wrapper_type_rich_text\" style=\"\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"rich_text\" ><h2><span style=\"font-size: 36px;\">AUTOMOBILE LIABILITY INSURANCE</span></h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/yhjxfV4qqFA?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p style=\"font-size: 18px;\"><br>All automobiles intended to be used on roads whether licensed or unlicensed must be covered by a primary <a href=\"/articles/commercial-vehicle-physical-damage-insurance\" rel=\"noopener\">automobile liability policy</a>. Certain minimum coverage and limits are required by law but in all provinces third party liability insurance is compulsory.</p>\n<h3>Owned Vehicles</h3>\n<p>Automobiles owned by production must be insured for the compulsory coverage in the province where they are located and where the automobiles are licensed. We also recommend purchasing optional <a href=\"/articles/articles/bid/110340/film-production-insurance-and-renting-crew-personal-vehicles\" rel=\"noopener\">physical damage coverage</a> and we can provide a quote.</p>\n<h3><a href=\"/film-production-insurance\"><img width=\"200\" title=\"Film Production Insurance\" align=\"right\" style=\"width: 200px; float: right; height: auto; max-width: 100%;\" alt=\"Film Production Insurance - motorbike\" src=\"http://cdn2.hubspot.net/hub/61352/file-14866449-jpg/images/137250_5448.jpg\" loading=\"lazy\" height=\"267\"></a>Motorized Snow Vehicles, ATVs and Other Special Vehicles</h3>\n<p>Your insurance requirements will vary depending on the province that the vehicle is being used in, and whether the vehicle is being used on public or private property. There are too many variables to deal with each particular circumstance, so you should always <a href=\"/contact-us\" rel=\"noopener\">check with our office</a> prior to the use of any of these types of vehicles.</p>\n<h3>Automobile Rentals for Film Shoots</h3>\n<p><a href=\"/articles/articles/bid/110340/film-production-insurance-and-renting-crew-personal-vehicles\" rel=\" noopener\">When renting or leasing automobiles</a> from others, whether companies or individuals, their automobile liability insurance could be invalid unless they have a special endorsement from their insurance company giving them permission to rent or lease the automobiles to you. Therefore, when sourcing automobiles we recommend using established rental car agencies and <a href=\"/articles/commercial-vehicle-physical-damage-insurance\" rel=\"noopener\">picture vehicle</a> companies wherever possible.</p>\n<p>Employees of production using their own vehicles for company business or receiving a call allowance should contact their own insurance broker or agent to make sure that their automobile policy is amended to permit business use.</p>\n<p><span style=\"font-weight: bold;\">Related article</span>: <a href=\"/articles/renting-a-car-for-production\" rel=\"noopener\">Renting film production vehicles in Canada</a></p>\n<h3>Production Vehicles, Trucks, Motor Homes, Honeywagons &amp; Picture Vehicles</h3>\n<p>Automobiles rented or leased for a term exceeding 30 days may be insured by the production company under their own automobile liability policy. Policies can be obtained through our office for all provinces except British Columbia, Saskatchewan or Manitoba where provincially run government insurers provide coverage.</p>\n<p>For cars rented for terms under 30 days, liability coverage is provided under Commercial General Liability S.P.F. No. 6 / Q.P.F. No. 6 Non-Owned Automobile extension (if bought by the production company). <em><span style=\"font-weight: bold;\">Note</span>: this coverage does <span style=\"font-weight: bold;\">not</span> replace the automobile owner’s legal obligation to maintain primary auto liability insurance.</em></p>\n<h3>Automobile Physical Damage Insurance</h3>\n<p>All rented, borrowed or leased automobiles for which you are legally responsible are covered for physical damage under the Entertainment Package Policy if <a href=\"/articles/commercial-vehicle-physical-damage-insurance\" rel=\" noopener\">Commercial Vehicle Physical Damage coverage</a> is purchased. Coverage typically carries a deductible of 10% of loss with a minimum amount between $1,500 to $2,500.</p>\n<p style=\"font-size: 15px;\"><strong>Note: </strong>Valuation for vehicles is based on the <strong>actual cash value</strong> which represents the depreciated value of the vehicles and their repair parts. If you have any new, unique, customized, historic or collector vehicles that need to be insured for their replacement cost or on an agreed value basis please notify us well in advance of purchasing, hiring, renting or leasing these types of vehicles. In some cases an independent vehicle appraisal establishing the value of the vehicle might be required.</p></span>","postBodyRss":"<h2><span style=\"font-size: 36px;\">AUTOMOBILE LIABILITY INSURANCE</span></h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/yhjxfV4qqFA?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p style=\"font-size: 18px;\"><br>All automobiles intended to be used on roads whether licensed or unlicensed must be covered by a primary <a href=\"/articles/commercial-vehicle-physical-damage-insurance\" rel=\"noopener\">automobile liability policy</a>. Certain minimum coverage and limits are required by law but in all provinces third party liability insurance is compulsory.</p>\n<h3>Owned Vehicles</h3>\n<p>Automobiles owned by production must be insured for the compulsory coverage in the province where they are located and where the automobiles are licensed. We also recommend purchasing optional <a href=\"/articles/articles/bid/110340/film-production-insurance-and-renting-crew-personal-vehicles\" rel=\"noopener\">physical damage coverage</a> and we can provide a quote.</p>\n<h3><a href=\"/film-production-insurance\"><img width=\"200\" title=\"Film Production Insurance\" align=\"right\" style=\"width: 200px; float: right; height: auto; max-width: 100%;\" alt=\"Film Production Insurance - motorbike\" src=\"http://cdn2.hubspot.net/hub/61352/file-14866449-jpg/images/137250_5448.jpg\" loading=\"lazy\" height=\"267\"></a>Motorized Snow Vehicles, ATVs and Other Special Vehicles</h3>\n<p>Your insurance requirements will vary depending on the province that the vehicle is being used in, and whether the vehicle is being used on public or private property. There are too many variables to deal with each particular circumstance, so you should always <a href=\"/contact-us\" rel=\"noopener\">check with our office</a> prior to the use of any of these types of vehicles.</p>\n<h3>Automobile Rentals for Film Shoots</h3>\n<p><a href=\"/articles/articles/bid/110340/film-production-insurance-and-renting-crew-personal-vehicles\" rel=\" noopener\">When renting or leasing automobiles</a> from others, whether companies or individuals, their automobile liability insurance could be invalid unless they have a special endorsement from their insurance company giving them permission to rent or lease the automobiles to you. Therefore, when sourcing automobiles we recommend using established rental car agencies and <a href=\"/articles/commercial-vehicle-physical-damage-insurance\" rel=\"noopener\">picture vehicle</a> companies wherever possible.</p>\n<p>Employees of production using their own vehicles for company business or receiving a call allowance should contact their own insurance broker or agent to make sure that their automobile policy is amended to permit business use.</p>\n<p><span style=\"font-weight: bold;\">Related article</span>: <a href=\"/articles/renting-a-car-for-production\" rel=\"noopener\">Renting film production vehicles in Canada</a></p>\n<h3>Production Vehicles, Trucks, Motor Homes, Honeywagons &amp; Picture Vehicles</h3>\n<p>Automobiles rented or leased for a term exceeding 30 days may be insured by the production company under their own automobile liability policy. Policies can be obtained through our office for all provinces except British Columbia, Saskatchewan or Manitoba where provincially run government insurers provide coverage.</p>\n<p>For cars rented for terms under 30 days, liability coverage is provided under Commercial General Liability S.P.F. No. 6 / Q.P.F. No. 6 Non-Owned Automobile extension (if bought by the production company). <em><span style=\"font-weight: bold;\">Note</span>: this coverage does <span style=\"font-weight: bold;\">not</span> replace the automobile owner’s legal obligation to maintain primary auto liability insurance.</em></p>\n<h3>Automobile Physical Damage Insurance</h3>\n<p>All rented, borrowed or leased automobiles for which you are legally responsible are covered for physical damage under the Entertainment Package Policy if <a href=\"/articles/commercial-vehicle-physical-damage-insurance\" rel=\" noopener\">Commercial Vehicle Physical Damage coverage</a> is purchased. Coverage typically carries a deductible of 10% of loss with a minimum amount between $1,500 to $2,500.</p>\n<p style=\"font-size: 15px;\"><strong>Note: </strong>Valuation for vehicles is based on the <strong>actual cash value</strong> which represents the depreciated value of the vehicles and their repair parts. If you have any new, unique, customized, historic or collector vehicles that need to be insured for their replacement cost or on an agreed value basis please notify us well in advance of purchasing, hiring, renting or leasing these types of vehicles. In some cases an independent vehicle appraisal establishing the value of the vehicle might be required.</p>","postEmailContent":"<h2><span style=\"font-size: 36px;\">AUTOMOBILE LIABILITY INSURANCE</span></h2> \n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/yhjxfV4qqFA?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/car-damage-insurance-film-shutterstock_1145632478-forweb600.jpg","postListContent":"<span id=\"hs_cos_wrapper_post_body\" class=\"hs_cos_wrapper hs_cos_wrapper_meta_field hs_cos_wrapper_type_rich_text\" style=\"\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"rich_text\" ><h2><span style=\"font-size: 36px;\">AUTOMOBILE LIABILITY INSURANCE</span></h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/yhjxfV4qqFA?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p style=\"font-size: 18px;\"><br>All automobiles intended to be used on roads whether licensed or unlicensed must be covered by a primary <a href=\"/articles/commercial-vehicle-physical-damage-insurance\" rel=\"noopener\">automobile liability policy</a>. Certain minimum coverage and limits are required by law but in all provinces third party liability insurance is compulsory.</p>\n<h3>Owned Vehicles</h3>\n<p>Automobiles owned by production must be insured for the compulsory coverage in the province where they are located and where the automobiles are licensed. We also recommend purchasing optional <a href=\"/articles/articles/bid/110340/film-production-insurance-and-renting-crew-personal-vehicles\" rel=\"noopener\">physical damage coverage</a> and we can provide a quote.</p>\n<h3><a href=\"/film-production-insurance\"><img width=\"200\" title=\"Film Production Insurance\" align=\"right\" style=\"width: 200px; float: right; height: auto; max-width: 100%;\" alt=\"Film Production Insurance - motorbike\" src=\"http://cdn2.hubspot.net/hub/61352/file-14866449-jpg/images/137250_5448.jpg\" loading=\"lazy\" height=\"267\"></a>Motorized Snow Vehicles, ATVs and Other Special Vehicles</h3>\n<p>Your insurance requirements will vary depending on the province that the vehicle is being used in, and whether the vehicle is being used on public or private property. There are too many variables to deal with each particular circumstance, so you should always <a href=\"/contact-us\" rel=\"noopener\">check with our office</a> prior to the use of any of these types of vehicles.</p>\n<h3>Automobile Rentals for Film Shoots</h3>\n<p><a href=\"/articles/articles/bid/110340/film-production-insurance-and-renting-crew-personal-vehicles\" rel=\" noopener\">When renting or leasing automobiles</a> from others, whether companies or individuals, their automobile liability insurance could be invalid unless they have a special endorsement from their insurance company giving them permission to rent or lease the automobiles to you. Therefore, when sourcing automobiles we recommend using established rental car agencies and <a href=\"/articles/commercial-vehicle-physical-damage-insurance\" rel=\"noopener\">picture vehicle</a> companies wherever possible.</p>\n<p>Employees of production using their own vehicles for company business or receiving a call allowance should contact their own insurance broker or agent to make sure that their automobile policy is amended to permit business use.</p>\n<p><span style=\"font-weight: bold;\">Related article</span>: <a href=\"/articles/renting-a-car-for-production\" rel=\"noopener\">Renting film production vehicles in Canada</a></p>\n<h3>Production Vehicles, Trucks, Motor Homes, Honeywagons &amp; Picture Vehicles</h3>\n<p>Automobiles rented or leased for a term exceeding 30 days may be insured by the production company under their own automobile liability policy. Policies can be obtained through our office for all provinces except British Columbia, Saskatchewan or Manitoba where provincially run government insurers provide coverage.</p>\n<p>For cars rented for terms under 30 days, liability coverage is provided under Commercial General Liability S.P.F. No. 6 / Q.P.F. No. 6 Non-Owned Automobile extension (if bought by the production company). <em><span style=\"font-weight: bold;\">Note</span>: this coverage does <span style=\"font-weight: bold;\">not</span> replace the automobile owner’s legal obligation to maintain primary auto liability insurance.</em></p>\n<h3>Automobile Physical Damage Insurance</h3>\n<p>All rented, borrowed or leased automobiles for which you are legally responsible are covered for physical damage under the Entertainment Package Policy if <a href=\"/articles/commercial-vehicle-physical-damage-insurance\" rel=\" noopener\">Commercial Vehicle Physical Damage coverage</a> is purchased. Coverage typically carries a deductible of 10% of loss with a minimum amount between $1,500 to $2,500.</p>\n<p style=\"font-size: 15px;\"><strong>Note: </strong>Valuation for vehicles is based on the <strong>actual cash value</strong> which represents the depreciated value of the vehicles and their repair parts. If you have any new, unique, customized, historic or collector vehicles that need to be insured for their replacement cost or on an agreed value basis please notify us well in advance of purchasing, hiring, renting or leasing these types of vehicles. In some cases an independent vehicle appraisal establishing the value of the vehicle might be required.</p></span>","postListSummaryFeaturedImage":"","postRssContent":"<h2><span style=\"font-size: 36px;\">AUTOMOBILE LIABILITY INSURANCE</span></h2> \n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/yhjxfV4qqFA?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postRssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/car-damage-insurance-film-shutterstock_1145632478-forweb600.jpg","postSummary":"<h2><span style=\"font-size: 36px;\">AUTOMOBILE LIABILITY INSURANCE</span></h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/yhjxfV4qqFA?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","postSummaryRss":"<h2><span style=\"font-size: 36px;\">AUTOMOBILE LIABILITY INSURANCE</span></h2> \n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/yhjxfV4qqFA?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"EJd6lpZJ","previousPostFeaturedImage":"https://cdn2.hubspot.net/hubfs/61352/casting-forweb.jpg","previousPostFeaturedImageAltText":"Cast Insurance for your live show","previousPostName":"Cast Insurance For Live Performances","previousPostSlug":"articles/cast-insurance-for-live-performances-making-the-decision-before-you-have-a-deal","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[{"ids":[],"type":"LIST_MEMBERSHIP"}],"publicAccessRulesEnabled":false,"publishDate":1436461980000,"publishDateLocalTime":1436461980000,"publishDateLocalized":{"date":1436461980000,"format":"medium","language":"en_US"},"publishImmediately":false,"publishTimezoneOffset":null,"publishedAt":1666895997337,"publishedByEmail":null,"publishedById":7915797,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/automobile-liability-insurance-and-production","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<h2><span style=\"font-size: 36px;\">AUTOMOBILE LIABILITY INSURANCE</span></h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/yhjxfV4qqFA?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p style=\"font-size: 18px;\"><br>All automobiles intended to be used on roads whether licensed or unlicensed must be covered by a primary <a href=\"/articles/commercial-vehicle-physical-damage-insurance\" rel=\"noopener\">automobile liability policy</a>. Certain minimum coverage and limits are required by law but in all provinces third party liability insurance is compulsory.</p>\n<h3>Owned Vehicles</h3>\n<p>Automobiles owned by production must be insured for the compulsory coverage in the province where they are located and where the automobiles are licensed. We also recommend purchasing optional <a href=\"/articles/articles/bid/110340/film-production-insurance-and-renting-crew-personal-vehicles\" rel=\"noopener\">physical damage coverage</a> and we can provide a quote.</p>\n<h3><a href=\"/film-production-insurance\"><img width=\"200\" title=\"Film Production Insurance\" align=\"right\" style=\"width: 200px; float: right; height: auto; max-width: 100%;\" alt=\"Film Production Insurance - motorbike\" src=\"http://cdn2.hubspot.net/hub/61352/file-14866449-jpg/images/137250_5448.jpg\" loading=\"lazy\" height=\"267\"></a>Motorized Snow Vehicles, ATVs and Other Special Vehicles</h3>\n<p>Your insurance requirements will vary depending on the province that the vehicle is being used in, and whether the vehicle is being used on public or private property. There are too many variables to deal with each particular circumstance, so you should always <a href=\"/contact-us\" rel=\"noopener\">check with our office</a> prior to the use of any of these types of vehicles.</p>\n<h3>Automobile Rentals for Film Shoots</h3>\n<p><a href=\"/articles/articles/bid/110340/film-production-insurance-and-renting-crew-personal-vehicles\" rel=\" noopener\">When renting or leasing automobiles</a> from others, whether companies or individuals, their automobile liability insurance could be invalid unless they have a special endorsement from their insurance company giving them permission to rent or lease the automobiles to you. Therefore, when sourcing automobiles we recommend using established rental car agencies and <a href=\"/articles/commercial-vehicle-physical-damage-insurance\" rel=\"noopener\">picture vehicle</a> companies wherever possible.</p>\n<p>Employees of production using their own vehicles for company business or receiving a call allowance should contact their own insurance broker or agent to make sure that their automobile policy is amended to permit business use.</p>\n<p><span style=\"font-weight: bold;\">Related article</span>: <a href=\"/articles/renting-a-car-for-production\" rel=\"noopener\">Renting film production vehicles in Canada</a></p>\n<h3>Production Vehicles, Trucks, Motor Homes, Honeywagons &amp; Picture Vehicles</h3>\n<p>Automobiles rented or leased for a term exceeding 30 days may be insured by the production company under their own automobile liability policy. Policies can be obtained through our office for all provinces except British Columbia, Saskatchewan or Manitoba where provincially run government insurers provide coverage.</p>\n<p>For cars rented for terms under 30 days, liability coverage is provided under Commercial General Liability S.P.F. No. 6 / Q.P.F. No. 6 Non-Owned Automobile extension (if bought by the production company). <em><span style=\"font-weight: bold;\">Note</span>: this coverage does <span style=\"font-weight: bold;\">not</span> replace the automobile owner’s legal obligation to maintain primary auto liability insurance.</em></p>\n<h3>Automobile Physical Damage Insurance</h3>\n<p>All rented, borrowed or leased automobiles for which you are legally responsible are covered for physical damage under the Entertainment Package Policy if <a href=\"/articles/commercial-vehicle-physical-damage-insurance\" rel=\" noopener\">Commercial Vehicle Physical Damage coverage</a> is purchased. Coverage typically carries a deductible of 10% of loss with a minimum amount between $1,500 to $2,500.</p>\n<p style=\"font-size: 15px;\"><strong>Note: </strong>Valuation for vehicles is based on the <strong>actual cash value</strong> which represents the depreciated value of the vehicles and their repair parts. If you have any new, unique, customized, historic or collector vehicles that need to be insured for their replacement cost or on an agreed value basis please notify us well in advance of purchasing, hiring, renting or leasing these types of vehicles. In some cases an independent vehicle appraisal establishing the value of the vehicle might be required.</p>","rssSummary":"<h2><span style=\"font-size: 36px;\">AUTOMOBILE LIABILITY INSURANCE</span></h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/yhjxfV4qqFA?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","rssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/car-damage-insurance-film-shutterstock_1145632478-forweb600.jpg","scheduledUpdateDate":0,"screenshotPreviewTakenAt":1666895997602,"screenshotPreviewUrl":"https://cdn1.hubspot.net/hubshotv3/prod/e/0/1d9ddfb5-7731-40c0-92ed-c45cbdb2e55a.png","sections":{},"securityState":"NONE","siteId":0,"slug":"articles/automobile-liability-insurance-and-production","stagedFrom":null,"state":"PUBLISHED","stateWhenDeleted":null,"styleOverrideId":null,"subcategory":"normal_blog_post","syncedWithBlogRoot":true,"tagIds":[949708704,3080935216,3091662992],"tagList":[{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1401901708000,"deletedAt":0,"description":"","id":949708704,"label":"Film equipment insurance","language":"en","name":"Film equipment insurance","portalId":61352,"slug":"film-equipment-insurance","translatedFromId":null,"translations":{},"updated":1666900081568},{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1436815216000,"deletedAt":0,"description":"","id":3080935216,"label":"Non-owned auto insurance","language":"en","name":"Non-owned auto insurance","portalId":61352,"slug":"non-owned-auto-insurance","translatedFromId":null,"translations":{},"updated":1666900138106},{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1436461821000,"deletedAt":0,"description":"","id":3091662992,"label":"Automobile insurance for films","language":"en","name":"Automobile insurance for films","portalId":61352,"slug":"automobile-insurance-for-films","translatedFromId":null,"translations":{},"updated":1666899959826}],"tagNames":["Film equipment insurance","Non-owned auto insurance","Automobile insurance for films"],"teamPerms":[],"templatePath":"","templatePathForRender":"prox_frontrow/templates/blog/blog-post.html","themePath":null,"themeSettingsValues":null,"title":"Automobile Liability Insurance and Film Production Companies","tmsId":null,"topicIds":[949708704,3080935216,3091662992],"topicList":[{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1401901708000,"deletedAt":0,"description":"","id":949708704,"label":"Film equipment insurance","language":"en","name":"Film equipment insurance","portalId":61352,"slug":"film-equipment-insurance","translatedFromId":null,"translations":{},"updated":1666900081568},{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1436815216000,"deletedAt":0,"description":"","id":3080935216,"label":"Non-owned auto insurance","language":"en","name":"Non-owned auto insurance","portalId":61352,"slug":"non-owned-auto-insurance","translatedFromId":null,"translations":{},"updated":1666900138106},{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1436461821000,"deletedAt":0,"description":"","id":3091662992,"label":"Automobile insurance for films","language":"en","name":"Automobile insurance for films","portalId":61352,"slug":"automobile-insurance-for-films","translatedFromId":null,"translations":{},"updated":1666899959826}],"topicNames":["Film equipment insurance","Non-owned auto insurance","Automobile insurance for films"],"topics":[949708704,3080935216,3091662992],"translatedContent":{},"translatedFromId":null,"translations":{},"tweet":null,"tweetAt":null,"tweetImmediately":false,"unpublishedAt":0,"updated":1666895997341,"updatedById":7915797,"upsizeFeaturedImage":false,"url":"https://www.frontrowinsurance.com/articles/automobile-liability-insurance-and-production","useFeaturedImage":true,"userPerms":[],"views":0,"visibleToAll":null,"widgetContainers":{"Sidebar_Modules":{"deleted_at":1578416507498,"widgets":[{"body":{"overrideable":false,"response_message":"Thanks for Subscribing!","select_blog":"default","title":"Subscribe to Email Updates"},"child_css":{},"css":{},"deleted_at":1578416507498,"id":1489079477971,"label":"Blog Email Subscription","order":0,"type":"blog_subscribe"}]}},"widgetcontainers":{},"widgets":{"google_search":{"body":{"prefill_input_with_pathname":false,"search_button_text":"Search","search_field_label":"Search"},"child_css":{},"css":{},"definition_id":null,"deleted_at":1578416507497,"id":"google_search","label":"google_search","name":"google_search","smart_objects":[],"smart_type":null,"type":"google_search"},"menu_footer_primary":{"body":{},"child_css":{},"css":{},"definition_id":null,"deleted_at":1578416507497,"id":"menu_footer_primary","label":"Menu Footer Primary","name":"menu_footer_primary","smart_objects":[],"smart_type":null,"type":"menu"},"menu_footer_sector_categories":{"body":{},"child_css":{},"css":{},"definition_id":null,"deleted_at":1578416507497,"id":"menu_footer_sector_categories","label":"Menu Footer Sector Categories","name":"menu_footer_sector_categories","smart_objects":[],"smart_type":null,"type":"menu"},"menu_header_all_sectors":{"body":{},"child_css":{},"css":{},"definition_id":null,"deleted_at":1578416507497,"id":"menu_header_all_sectors","label":"Menu Header All Sectors","name":"menu_header_all_sectors","smart_objects":[],"smart_type":null,"type":"menu"},"menu_header_primary":{"body":{},"child_css":{},"css":{},"definition_id":null,"deleted_at":1578416507497,"id":"menu_header_primary","label":"Menu Header Primary","name":"menu_header_primary","smart_objects":[],"smart_type":null,"type":"menu"},"menu_header_sector_categories":{"body":{},"child_css":{},"css":{},"definition_id":null,"deleted_at":1578416507497,"id":"menu_header_sector_categories","label":"Menu Header Sector Categories","name":"menu_header_sector_categories","smart_objects":[],"smart_type":null,"type":"menu"},"module_156398965931111":{"body":{"definition_id":null,"module_id":8696351,"path":"/Marketplace/HubSpot/Team_Member/Team Member","per_widget_wrapper_html":"","smart_objects":null,"smart_type":"NOT_SMART","tag":"module","type":"module","widget_name":"Team Member","wrapping_html":""},"child_css":{},"css":{},"deleted_at":1649872591165,"id":"module_156398965931111","label":"Team Member","module_id":8696351,"name":"module_156398965931111","order":9,"smart_type":null,"styles":{},"type":"module"}}}

Automobile Liability Insurance and Film Production Companies

Car damage: Car Insurance and Film Production Companies

AUTOMOBILE LIABILITY INSURANCE


All automobiles intended to be used on roads whether licensed or unlicensed must be covered by a primary automobile liability policy. Certain minimum coverage and limits are required by law but in all provinces third party liability insurance is compulsory.

Owned Vehicles

Automobiles owned by production must be insured for the compulsory coverage in the province where they are located and where the automobiles are licensed. We also recommend purchasing optional physical damage coverage and we can provide a quote.

Film Production Insurance - motorbikeMotorized Snow Vehicles, ATVs and Other Special Vehicles

Your insurance requirements will vary depending on the province that the vehicle is being used in, and whether the vehicle is being used on public or private property. There are too many variables to deal with each particular circumstance, so you should always check with our office prior to the use of any of these types of vehicles.

Automobile Rentals for Film Shoots

When renting or leasing automobiles from others, whether companies or individuals, their automobile liability insurance could be invalid unless they have a special endorsement from their insurance company giving them permission to rent or lease the automobiles to you. Therefore, when sourcing automobiles we recommend using established rental car agencies and picture vehicle companies wherever possible.

Employees of production using their own vehicles for company business or receiving a call allowance should contact their own insurance broker or agent to make sure that their automobile policy is amended to permit business use.

Related article: Renting film production vehicles in Canada

Production Vehicles, Trucks, Motor Homes, Honeywagons & Picture Vehicles

Automobiles rented or leased for a term exceeding 30 days may be insured by the production company under their own automobile liability policy. Policies can be obtained through our office for all provinces except British Columbia, Saskatchewan or Manitoba where provincially run government insurers provide coverage.

For cars rented for terms under 30 days, liability coverage is provided under Commercial General Liability S.P.F. No. 6 / Q.P.F. No. 6 Non-Owned Automobile extension (if bought by the production company). Note: this coverage does not replace the automobile owner’s legal obligation to maintain primary auto liability insurance.

Automobile Physical Damage Insurance

All rented, borrowed or leased automobiles for which you are legally responsible are covered for physical damage under the Entertainment Package Policy if Commercial Vehicle Physical Damage coverage is purchased. Coverage typically carries a deductible of 10% of loss with a minimum amount between $1,500 to $2,500.

Note: Valuation for vehicles is based on the actual cash value which represents the depreciated value of the vehicles and their repair parts. If you have any new, unique, customized, historic or collector vehicles that need to be insured for their replacement cost or on an agreed value basis please notify us well in advance of purchasing, hiring, renting or leasing these types of vehicles. In some cases an independent vehicle appraisal establishing the value of the vehicle might be required.

Submit a comment