Storm damage and your film production insurance policy

Posted by David Hamilton on Dec 15, 2014 9:34:00 AM


STORM DAMAGE AND FILM PRODUCTION INSURANCESource: Royalty-free stock photo ID: 1093124054 | Shutterstock

Some film productions shooting on location have experienced heavy rainfall and strong wind. Storm damage can be mitigated by your film insurance policy.

Some areas of B.C. have experienced flooding, the partial collapse of a seawall, and local state of emergency declarations. We are monitoring impacted communities and want to provide you with resources that can help you and you and your film crew assess and recover from damage.

Personal & business storm recovery tips:

• Make sure everyone is safe. 
Stay tuned to the radio [Amazon Affiliate Link] or TV until an official "all clear" is given. If you were evacuated, return home only after authorities advise it is safe to do so. 

• Look for broken glass and sharp objects and avoid downed power lines. 
Never touch anything in contact with power lines, including water or puddles that may be near the downed lines.

• Have a qualified individual check for gas leaks or electrical system damage. 
Report those problems to the utility companies right away.

• Protect your property from further damage. 
Arrange for reasonable temporary repairs. Board up broken windows to protect against vandalism or additional weather damage. Take photos of the damage and save all bills and materials receipts. (Do not make permanent repairs until the insurance adjuster has reviewed the damage.)

• Throw out questionable food. 
Discard any food that has come in contact with contaminants, such as flood water or smoke. If the power is out, make sure to leave the freezer and refrigerator closed to keep food cold for as long as possible.

• Report your claim immediately. 
The sooner you call your insurance carrier, the sooner they can help. Be sure to speak to a claims professional before hiring a contractor to make permanent repairs. When choosing a contractor, select one who is licensed.

• Refuel portable generators with caution. 
Turn off the generator and let it cool down before refueling. Fuel spilled on hot engine parts could ignite.

storm recovery insurance

If you have any questions about your policy, please call us.

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Topics: Storm damage insurance