8 WAYS TO SAVE MONEY WHEN INSURING STUNTS & SPFX
- Hire an experienced coordinator with a lengthy résumé. This is the most important step you can take to reduce your insurance costs.
- Close the set to public and guests.
- Use stunt actors, instead of your "real" actors.
- Provide a diagram showing where the equipment and crew will be located relative to the action. Place equipment and crew at safe distances from the action.
- Use long lenses on cameras, sandbags [Amazon Affiliate Link], and LEXAN or plexiglass shields [Amazon Affiliate Link] if possible to protect the filming equipment.
- Provide a full description of stunts & SPFX, including script pages.
- Describe safety measures on set: fire extinguishers, sand, fireman/policeman, first aid kits [Amazon Affiliate Link], etc.
- Underwriters charge when they are anxious or uncomfortable when reviewing a stunt or SPFX. Give the underwriter enough information to make them comfortable and you will minimize the premium charges for your stunts & special effects.
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