{"portalId":61352,"siteId":0,"id":2882222602,"slug":"articles/avatar-producer-recieves-credit-where-credit-is-earned-thanks-to-eo-insurance","contentTypeId":null,"contentGroupId":952267656,"campaign":null,"categoryId":3,"state":"PUBLISHED","publishDate":1432666380000,"created":1432592687000,"updated":1649858550250,"templatePath":"","name":"<span id=\"hs_cos_wrapper_name\" class=\"hs_cos_wrapper hs_cos_wrapper_meta_field hs_cos_wrapper_type_text\" style=\"\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"text\" >Producers E&O: Avatar Producer Receives Credit Where Credit Is Earned</span>","mabExperimentId":null,"archived":false,"authorName":null,"deletedAt":0,"freezeDate":1432666380000,"processingStatus":"PUBLISHED","previewKey":"-c8ApRlt","abTestId":null,"createdById":313859,"updatedById":7915797,"domain":"","resolvedDomain":"www.frontrowinsurance.com","legacyId":null,"performableGuid":"","isDraft":false,"subcategory":"normal_blog_post","abStatus":null,"blueprintTypeId":0,"folderId":null,"analyticsPageId":"2882222602","flexAreas":{},"widgetContainers":{"Sidebar_Modules":{"widgets":[{"css":{},"child_css":{},"type":"blog_subscribe","order":0,"label":"Blog Email Subscription","id":1489081150129,"body":{"overrideable":false,"response_message":"Thanks for Subscribing!","select_blog":"default","title":"Subscribe to Email Updates"},"deleted_at":1557329949173}],"deleted_at":1557329949173}},"widgets":{"name":{"body":{"title":"Producers E&O: Avatar Producer Receives Credit Where Credit Is Earned"},"id":"name","name":"name","type":"text","label":"Title"},"module_15965216980304":{"body":{"wrap_field_tag":"div","path":"/Coded files/Custom/blog/FrontRow2014/Basic Rich Text Box for Blog","definition_id":null,"module_id":33156769794,"smart_type":"NOT_SMART","field_types":{"add_content":"richtext","enable_rich_text_module":"boolean"},"type":"module","tag":"module","smart_objects":null},"css":{},"child_css":{},"id":"module_15965216980304","name":"module_15965216980304","type":"module","order":5,"label":"Basic Rich Text Box for Blog","smart_type":null,"styles":{},"module_id":33156769794},"module_156398965931111":{"body":{"path":"/Marketplace/HubSpot/Team_Member/Team Member","widget_name":"Team Member","definition_id":null,"wrapping_html":"","module_id":8696351,"per_widget_wrapper_html":"","smart_type":"NOT_SMART","type":"module","tag":"module","smart_objects":null},"css":{},"child_css":{},"id":"module_156398965931111","name":"module_156398965931111","type":"module","order":9,"label":"Team Member","smart_type":null,"styles":{},"module_id":8696351,"deleted_at":1649858521312},"module_15960847531069":{"body":{"wrap_field_tag":"div","path":"/Coded files/Custom/blog/FrontRow2014/Blog Subscribe New Module 2020","definition_id":null,"module_id":33051772119,"smart_type":"NOT_SMART","field_types":{"add_form":"form","add_form_title":"text","enable_form":"boolean"},"type":"module","tag":"module","smart_objects":null},"css":{},"child_css":{},"id":"module_15960847531069","name":"module_15960847531069","type":"module","order":4,"label":"Blog Subscribe New Module 2020","smart_type":null,"styles":{},"module_id":33051772119,"deleted_at":1649858521312},"post_body":{"body":{"html":"<h1>James Cameron's Avatar and E&amp;O Insurance</h1>\n<p style=\"text-align: right;\"><img src=\"https://cdn2.hubspot.net/hubfs/61352/images/eando/avatar-forweb.jpg\" alt=\"Producers E&amp;O and Avatar\" width=\"600\" style=\"width: 600px; display: block; margin: 0px auto;\"><em><span style=\"font-size: 14px;\"><strong>Shutterstock: </strong>Royalty-free stock photo ID: 698349049</span></em></p>\n<!--more-->\n<h2>TV and Film Producers E&amp;O protects producers from unfounded claims ALLEGING misappropriation of film story ideas.</h2>\n<p><span style=\"font-style: italic;\">Avatar</span> is a movie that was released in 2009. Most people think James Cameron came up with it, including James Cameron. Until one day a man spoke out and claimed that he pitched this multi-award winning movie to Cameron. Sounds like a case where <a href=\"/sectors/e-o-insurance\" rel=\" noopener\">Producer’s Errors &amp; Omissions</a> insurance might come into play.</p>\n<p>Apparently the two had a meeting in the early nineties, and it was at this meeting that Cameron, also known as the director of <em>The Terminator,</em> decided to start getting movie ideas from someone he barely knew. Not likely! As the judge put it: Cameron’s ideas before 1991 included “transporting consciousness to another form, evil mercenaries attempting to exploit resources in a jungle-like setting, a jungle containing bioluminescent plants and unusual animals, a protagonist fighting alongside natives against a superior fighting force and a sentient planet.”</p>\n<p>Since the plaintiffs claims appear to be somewhat frivolous, let’s take a look at <a href=\"/sectors/e-o-insurance\" rel=\"noopener\">Producer’s Errors &amp; Omissions Insurance</a> and see how it would help in this situation. E&amp;O Insurance covers legal liability and defense for the production company against lawsuits alleging unauthorized use of <a href=\"/articles/articles/bid/10796/title-reports-who-needs-them-e-o-insurance\" rel=\"noopener\">titles</a>, formats, ideas, characters, plots, <a href=\"/articles/how-does-an-eo-clearance-process-protect-against-plagiarism-claims\" rel=\"noopener\">plagiarism</a>, unfair competition, <a href=\"/articles/does-eo-insurance-protect-against-claims-of-breach-of-contract\" rel=\" noopener\">breach of contract (implied-in-fact)</a>. It also protects against alleged <a href=\"/articles/eo-clearance-process-claims-of-libel\" rel=\" noopener\">libel, slander, defamation</a> of character and <a href=\"/articles/invasion-of-privacy-and-false-light\" rel=\"noopener\">invasion of privacy</a>. This coverage will usually be required by a distributor, broadcaster or financier prior to the release of any theatrical or television production.</p>\n<p><span style=\"font-style: italic;\">Production financing will usually not flow until E&amp;O coverage is in force</span>. When quoting Producer’s Errors and Omissions Insurance on a film project, we always ask if the producers have “<a href=\"/articles/articles/bid/10796/title-reports-who-needs-them-e-o-insurance\" rel=\" noopener\">Title Clearance</a>” and if they have done their legal due diligence to make sure they aren’t engaging in <a href=\"/articles/articles/bid/102723/e-o-insurance-how-much-of-your-productions-format-is-copyright-able\" rel=\"noopener\">copyright infringement</a>. In the case of <span style=\"font-style: italic;\">Avatar</span>, Cameron would have had to represent on the <a href=\"/articles/why-are-certain-questions-asked-on-an-eo-application\" rel=\"noopener\">E&amp;O application</a> that to the best of his knowledge, he was not willfully copying someone else’s work. In the event of a lawsuit, the insurance carrier will cover defense costs associated with the suit.</p>\n<p>In addition, Producer's E&amp;O will even pay for rulings against the E&amp;O policy holder. If, however, the client has misrepresented a fact or committed a crime, the Producer’s Errors and Omissions policy becomes void. Film &amp; TV Producer's Errors and Omissions Insurance is a worthwhile investment if you're a film producer.</p>"},"id":"post_body","name":"post_body","type":"rich_text","label":"Blog Content","deleted_at":1639517352184},"module_150585078144639":{"body":{"per_widget_wrapper_html":"","wrapping_html":"","tag":"space","type":"space"},"css":{},"child_css":{},"id":"module_150585078144639","name":"module_150585078144639","type":"space","order":14,"label":"Horizontal Spacer","smart_type":null,"deleted_at":1562940017282},"module_150585066919533":{"body":{"per_widget_wrapper_html":"","wrapping_html":"","tag":"space","type":"space"},"css":{},"child_css":{},"id":"module_150585066919533","name":"module_150585066919533","type":"space","order":6,"label":"Horizontal 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Most people think James Cameron came up with it, including James Cameron. Until one day a man spoke out and claimed that he pitched this multi-award winning movie to Cameron. Sounds like a case where <a href=\"/sectors/e-o-insurance\" rel=\" noopener\">Producer’s Errors &amp; Omissions</a> insurance might come into play.</p>\n<p>Apparently the two had a meeting in the early nineties, and it was at this meeting that Cameron, also known as the director of <em>The Terminator,</em> decided to start getting movie ideas from someone he barely knew. Not likely! As the judge put it: Cameron’s ideas before 1991 included “transporting consciousness to another form, evil mercenaries attempting to exploit resources in a jungle-like setting, a jungle containing bioluminescent plants and unusual animals, a protagonist fighting alongside natives against a superior fighting force and a sentient planet.”</p>\n<p>Since the plaintiffs claims appear to be somewhat frivolous, let’s take a look at <a href=\"/sectors/e-o-insurance\" rel=\"noopener\">Producer’s Errors &amp; Omissions Insurance</a> and see how it would help in this situation. E&amp;O Insurance covers legal liability and defense for the production company against lawsuits alleging unauthorized use of <a href=\"/articles/articles/bid/10796/title-reports-who-needs-them-e-o-insurance\" rel=\"noopener\">titles</a>, formats, ideas, characters, plots, <a href=\"/articles/how-does-an-eo-clearance-process-protect-against-plagiarism-claims\" rel=\"noopener\">plagiarism</a>, unfair competition, <a href=\"/articles/does-eo-insurance-protect-against-claims-of-breach-of-contract\" rel=\" noopener\">breach of contract (implied-in-fact)</a>. It also protects against alleged <a href=\"/articles/eo-clearance-process-claims-of-libel\" rel=\" noopener\">libel, slander, defamation</a> of character and <a href=\"/articles/invasion-of-privacy-and-false-light\" rel=\"noopener\">invasion of privacy</a>. This coverage will usually be required by a distributor, broadcaster or financier prior to the release of any theatrical or television production.</p>\n<p><span style=\"font-style: italic;\">Production financing will usually not flow until E&amp;O coverage is in force</span>. When quoting Producer’s Errors and Omissions Insurance on a film project, we always ask if the producers have “<a href=\"/articles/articles/bid/10796/title-reports-who-needs-them-e-o-insurance\" rel=\" noopener\">Title Clearance</a>” and if they have done their legal due diligence to make sure they aren’t engaging in <a href=\"/articles/articles/bid/102723/e-o-insurance-how-much-of-your-productions-format-is-copyright-able\" rel=\"noopener\">copyright infringement</a>. In the case of <span style=\"font-style: italic;\">Avatar</span>, Cameron would have had to represent on the <a href=\"/articles/why-are-certain-questions-asked-on-an-eo-application\" rel=\"noopener\">E&amp;O application</a> that to the best of his knowledge, he was not willfully copying someone else’s work. In the event of a lawsuit, the insurance carrier will cover defense costs associated with the suit.</p>\n<p>In addition, Producer's E&amp;O will even pay for rulings against the E&amp;O policy holder. If, however, the client has misrepresented a fact or committed a crime, the Producer’s Errors and Omissions policy becomes void. Film &amp; TV Producer's Errors and Omissions Insurance is a worthwhile investment if you're a film producer.</p></span>","postEmailContent":"<h2 style=\"font-size: 28px;\">James Cameron's Avatar and E&amp;O Insurance</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/ZnpzF1pNZdI?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","postSummaryRss":"<h2 style=\"font-size: 28px;\">James Cameron's Avatar and E&amp;O Insurance</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/ZnpzF1pNZdI?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","postBodyRss":"<h2 style=\"font-size: 28px;\">James Cameron's Avatar and E&amp;O Insurance</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/ZnpzF1pNZdI?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<h3>TV &amp; Film Producers E&amp;O protects producers from unfounded claims alleging misappropriation of film story ideas.</h3>\n<p><span style=\"font-style: italic;\">Avatar</span> is a movie that was released in 2009. Most people think James Cameron came up with it, including James Cameron. Until one day a man spoke out and claimed that he pitched this multi-award winning movie to Cameron. Sounds like a case where <a href=\"/sectors/e-o-insurance\" rel=\" noopener\">Producer’s Errors &amp; Omissions</a> insurance might come into play.</p>\n<p>Apparently the two had a meeting in the early nineties, and it was at this meeting that Cameron, also known as the director of <em>The Terminator,</em> decided to start getting movie ideas from someone he barely knew. Not likely! As the judge put it: Cameron’s ideas before 1991 included “transporting consciousness to another form, evil mercenaries attempting to exploit resources in a jungle-like setting, a jungle containing bioluminescent plants and unusual animals, a protagonist fighting alongside natives against a superior fighting force and a sentient planet.”</p>\n<p>Since the plaintiffs claims appear to be somewhat frivolous, let’s take a look at <a href=\"/sectors/e-o-insurance\" rel=\"noopener\">Producer’s Errors &amp; Omissions Insurance</a> and see how it would help in this situation. E&amp;O Insurance covers legal liability and defense for the production company against lawsuits alleging unauthorized use of <a href=\"/articles/articles/bid/10796/title-reports-who-needs-them-e-o-insurance\" rel=\"noopener\">titles</a>, formats, ideas, characters, plots, <a href=\"/articles/how-does-an-eo-clearance-process-protect-against-plagiarism-claims\" rel=\"noopener\">plagiarism</a>, unfair competition, <a href=\"/articles/does-eo-insurance-protect-against-claims-of-breach-of-contract\" rel=\" noopener\">breach of contract (implied-in-fact)</a>. It also protects against alleged <a href=\"/articles/eo-clearance-process-claims-of-libel\" rel=\" noopener\">libel, slander, defamation</a> of character and <a href=\"/articles/invasion-of-privacy-and-false-light\" rel=\"noopener\">invasion of privacy</a>. This coverage will usually be required by a distributor, broadcaster or financier prior to the release of any theatrical or television production.</p>\n<p><span style=\"font-style: italic;\">Production financing will usually not flow until E&amp;O coverage is in force</span>. When quoting Producer’s Errors and Omissions Insurance on a film project, we always ask if the producers have “<a href=\"/articles/articles/bid/10796/title-reports-who-needs-them-e-o-insurance\" rel=\" noopener\">Title Clearance</a>” and if they have done their legal due diligence to make sure they aren’t engaging in <a href=\"/articles/articles/bid/102723/e-o-insurance-how-much-of-your-productions-format-is-copyright-able\" rel=\"noopener\">copyright infringement</a>. In the case of <span style=\"font-style: italic;\">Avatar</span>, Cameron would have had to represent on the <a href=\"/articles/why-are-certain-questions-asked-on-an-eo-application\" rel=\"noopener\">E&amp;O application</a> that to the best of his knowledge, he was not willfully copying someone else’s work. In the event of a lawsuit, the insurance carrier will cover defense costs associated with the suit.</p>\n<p>In addition, Producer's E&amp;O will even pay for rulings against the E&amp;O policy holder. If, however, the client has misrepresented a fact or committed a crime, the Producer’s Errors and Omissions policy becomes void. Film &amp; TV Producer's Errors and Omissions Insurance is a worthwhile investment if you're a film producer.</p>","postRssContent":"<h2 style=\"font-size: 28px;\">James Cameron's Avatar and E&amp;O Insurance</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/ZnpzF1pNZdI?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","rssSummaryFeaturedImage":"","rssBody":"<h2 style=\"font-size: 28px;\">James Cameron's Avatar and E&amp;O Insurance</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/ZnpzF1pNZdI?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<h3>TV &amp; Film Producers E&amp;O protects producers from unfounded claims alleging misappropriation of film story ideas.</h3>\n<p><span style=\"font-style: italic;\">Avatar</span> is a movie that was released in 2009. Most people think James Cameron came up with it, including James Cameron. Until one day a man spoke out and claimed that he pitched this multi-award winning movie to Cameron. Sounds like a case where <a href=\"/sectors/e-o-insurance\" rel=\" noopener\">Producer’s Errors &amp; Omissions</a> insurance might come into play.</p>\n<p>Apparently the two had a meeting in the early nineties, and it was at this meeting that Cameron, also known as the director of <em>The Terminator,</em> decided to start getting movie ideas from someone he barely knew. Not likely! As the judge put it: Cameron’s ideas before 1991 included “transporting consciousness to another form, evil mercenaries attempting to exploit resources in a jungle-like setting, a jungle containing bioluminescent plants and unusual animals, a protagonist fighting alongside natives against a superior fighting force and a sentient planet.”</p>\n<p>Since the plaintiffs claims appear to be somewhat frivolous, let’s take a look at <a href=\"/sectors/e-o-insurance\" rel=\"noopener\">Producer’s Errors &amp; Omissions Insurance</a> and see how it would help in this situation. E&amp;O Insurance covers legal liability and defense for the production company against lawsuits alleging unauthorized use of <a href=\"/articles/articles/bid/10796/title-reports-who-needs-them-e-o-insurance\" rel=\"noopener\">titles</a>, formats, ideas, characters, plots, <a href=\"/articles/how-does-an-eo-clearance-process-protect-against-plagiarism-claims\" rel=\"noopener\">plagiarism</a>, unfair competition, <a href=\"/articles/does-eo-insurance-protect-against-claims-of-breach-of-contract\" rel=\" noopener\">breach of contract (implied-in-fact)</a>. It also protects against alleged <a href=\"/articles/eo-clearance-process-claims-of-libel\" rel=\" noopener\">libel, slander, defamation</a> of character and <a href=\"/articles/invasion-of-privacy-and-false-light\" rel=\"noopener\">invasion of privacy</a>. This coverage will usually be required by a distributor, broadcaster or financier prior to the release of any theatrical or television production.</p>\n<p><span style=\"font-style: italic;\">Production financing will usually not flow until E&amp;O coverage is in force</span>. When quoting Producer’s Errors and Omissions Insurance on a film project, we always ask if the producers have “<a href=\"/articles/articles/bid/10796/title-reports-who-needs-them-e-o-insurance\" rel=\" noopener\">Title Clearance</a>” and if they have done their legal due diligence to make sure they aren’t engaging in <a href=\"/articles/articles/bid/102723/e-o-insurance-how-much-of-your-productions-format-is-copyright-able\" rel=\"noopener\">copyright infringement</a>. In the case of <span style=\"font-style: italic;\">Avatar</span>, Cameron would have had to represent on the <a href=\"/articles/why-are-certain-questions-asked-on-an-eo-application\" rel=\"noopener\">E&amp;O application</a> that to the best of his knowledge, he was not willfully copying someone else’s work. In the event of a lawsuit, the insurance carrier will cover defense costs associated with the suit.</p>\n<p>In addition, Producer's E&amp;O will even pay for rulings against the E&amp;O policy holder. If, however, the client has misrepresented a fact or committed a crime, the Producer’s Errors and Omissions policy becomes void. Film &amp; TV Producer's Errors and Omissions Insurance is a worthwhile investment if you're a film producer.</p>","rssSummary":"<h2 style=\"font-size: 28px;\">James Cameron's Avatar and E&amp;O Insurance</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/ZnpzF1pNZdI?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","postFeaturedImageIfEnabled":"","postListSummaryFeaturedImage":"","postRssSummaryFeaturedImage":"","keywords":[],"isInstantEmailEnabled":true,"isSocialPublishingEnabled":false,"blogPostAuthor":{"portalId":61352,"id":952267721,"created":1401900296000,"updated":1401900296000,"deletedAt":0,"fullName":"David Hamilton","email":"david@frontrowinsurance.com","userId":null,"username":"david@frontrowinsurance.com","slug":"david-hamilton","language":null,"translatedFromId":null,"name":"David Hamilton","translations":{},"displayName":"David Hamilton","label":"David Hamilton","twitter":"","facebook":"","linkedin":"","avatar":"","gravatarUrl":"https://app.hubspot.com/settings/avatar/e5f627d6f4fb7738af400df9b2f0d390","twitterUsername":"","hasSocialProfiles":false,"cosObjectType":"BLOG_AUTHOR","bio":"","website":"","cdnPurgeEmbargoTime":null},"tagIds":[949708924,949709499],"topicIds":[949708924,949709499],"topicList":[{"id":949708924,"portalId":61352,"name":"Film Producer's E&O Insurance","slug":"film-producers-eo-insurance","description":"","created":1401901730000,"updated":1649856909544,"deletedAt":0,"categoryId":0,"contentIds":[],"language":"en","translatedFromId":null,"translations":{},"label":"Film Producer's E&O Insurance","cosObjectType":"TAG","cdnPurgeEmbargoTime":null},{"id":949709499,"portalId":61352,"name":"Title reports","slug":"title-reports","description":"","created":1401901784000,"updated":1401901784001,"deletedAt":0,"categoryId":0,"contentIds":[],"language":null,"translatedFromId":null,"translations":{},"label":"Title reports","cosObjectType":"TAG","cdnPurgeEmbargoTime":null}],"tagNames":["Film Producer's E&O Insurance","Title reports"],"topicNames":["Film Producer's E&O Insurance","Title reports"],"areCommentsAllowed":true,"isCaptchaRequired":true,"syncedWithBlogRoot":true,"enableGoogleAmpOutputOverride":false,"generateJsonLdEnabledOverride":true,"compositionId":0,"contentGroup":952267656,"publishDateLocalized":{"format":"medium","language":"en_US","date":1432666380000},"postTemplate":"prox_frontrow/templates/blog/blog-post.html","listTemplate":"prox_frontrow/templates/blog/blog-listing.html","postBody":"<span id=\"hs_cos_wrapper_post_body\" class=\"hs_cos_wrapper hs_cos_wrapper_meta_field hs_cos_wrapper_type_rich_text\" style=\"\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"rich_text\" ><h2 style=\"font-size: 28px;\">James Cameron's Avatar and E&amp;O Insurance</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/ZnpzF1pNZdI?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<h3>TV &amp; Film Producers E&amp;O protects producers from unfounded claims alleging misappropriation of film story ideas.</h3>\n<p><span style=\"font-style: italic;\">Avatar</span> is a movie that was released in 2009. Most people think James Cameron came up with it, including James Cameron. Until one day a man spoke out and claimed that he pitched this multi-award winning movie to Cameron. Sounds like a case where <a href=\"/sectors/e-o-insurance\" rel=\" noopener\">Producer’s Errors &amp; Omissions</a> insurance might come into play.</p>\n<p>Apparently the two had a meeting in the early nineties, and it was at this meeting that Cameron, also known as the director of <em>The Terminator,</em> decided to start getting movie ideas from someone he barely knew. Not likely! As the judge put it: Cameron’s ideas before 1991 included “transporting consciousness to another form, evil mercenaries attempting to exploit resources in a jungle-like setting, a jungle containing bioluminescent plants and unusual animals, a protagonist fighting alongside natives against a superior fighting force and a sentient planet.”</p>\n<p>Since the plaintiffs claims appear to be somewhat frivolous, let’s take a look at <a href=\"/sectors/e-o-insurance\" rel=\"noopener\">Producer’s Errors &amp; Omissions Insurance</a> and see how it would help in this situation. E&amp;O Insurance covers legal liability and defense for the production company against lawsuits alleging unauthorized use of <a href=\"/articles/articles/bid/10796/title-reports-who-needs-them-e-o-insurance\" rel=\"noopener\">titles</a>, formats, ideas, characters, plots, <a href=\"/articles/how-does-an-eo-clearance-process-protect-against-plagiarism-claims\" rel=\"noopener\">plagiarism</a>, unfair competition, <a href=\"/articles/does-eo-insurance-protect-against-claims-of-breach-of-contract\" rel=\" noopener\">breach of contract (implied-in-fact)</a>. It also protects against alleged <a href=\"/articles/eo-clearance-process-claims-of-libel\" rel=\" noopener\">libel, slander, defamation</a> of character and <a href=\"/articles/invasion-of-privacy-and-false-light\" rel=\"noopener\">invasion of privacy</a>. This coverage will usually be required by a distributor, broadcaster or financier prior to the release of any theatrical or television production.</p>\n<p><span style=\"font-style: italic;\">Production financing will usually not flow until E&amp;O coverage is in force</span>. When quoting Producer’s Errors and Omissions Insurance on a film project, we always ask if the producers have “<a href=\"/articles/articles/bid/10796/title-reports-who-needs-them-e-o-insurance\" rel=\" noopener\">Title Clearance</a>” and if they have done their legal due diligence to make sure they aren’t engaging in <a href=\"/articles/articles/bid/102723/e-o-insurance-how-much-of-your-productions-format-is-copyright-able\" rel=\"noopener\">copyright infringement</a>. In the case of <span style=\"font-style: italic;\">Avatar</span>, Cameron would have had to represent on the <a href=\"/articles/why-are-certain-questions-asked-on-an-eo-application\" rel=\"noopener\">E&amp;O application</a> that to the best of his knowledge, he was not willfully copying someone else’s work. In the event of a lawsuit, the insurance carrier will cover defense costs associated with the suit.</p>\n<p>In addition, Producer's E&amp;O will even pay for rulings against the E&amp;O policy holder. If, however, the client has misrepresented a fact or committed a crime, the Producer’s Errors and Omissions policy becomes void. Film &amp; TV Producer's Errors and Omissions Insurance is a worthwhile investment if you're a film producer.</p></span>","postSummary":"<h2 style=\"font-size: 28px;\">James Cameron's Avatar and E&amp;O Insurance</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/ZnpzF1pNZdI?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","blogPostScheduleTaskUid":null,"blogPublishToSocialMediaTask":"DONE_NOT_SENT","blogPublishInstantEmailTaskUid":"DONE","blogPublishInstantEmailCampaignId":null,"blogPublishInstantEmailRetryCount":null,"htmlTitle":"Producers E&O: Avatar Producer Receives Credit Where Credit Is Earned","header":null,"title":"Producers E&O: Avatar Producer Receives Credit Where Credit Is Earned","publishedAt":1649858550244,"publicAccessRulesEnabled":false,"publicAccessRules":[],"createdTime":1432592687000,"unpublishedAt":0,"pastMabExperimentIds":[],"archivedInDashboard":false,"authorUsername":null,"publishedById":7915797,"allowedSlugConflict":false,"analyticsPageType":"blog-post","ab":false,"abVariation":false,"abVariationAutomated":false,"mab":false,"mabMaster":false,"mabVariant":false,"publishDateLocalTime":1432666380000,"linkRelCanonicalUrl":"","publishedUrl":"https://www.frontrowinsurance.com/articles/avatar-producer-recieves-credit-where-credit-is-earned-thanks-to-eo-insurance","pageRedirected":false,"pageExpiryEnabled":null,"pageExpiryDate":null,"pageExpiryRedirectId":null,"pageExpiryRedirectUrl":null,"translatedContent":{},"enableLayoutStylesheets":null,"tweet":null,"tweetAt":null,"campaignName":null,"campaignUtm":null,"metaKeywords":null,"metaDescription":"TV and Film Producers E&O protects producers such as James Cameron against claims alleging misappropriation of film story ideas. Producers E&O and Avatar.","tweetImmediately":false,"publishImmediately":false,"securityState":"NONE","scheduledUpdateDate":0,"placementGuids":[],"propertyForDynamicPageTitle":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageCanonicalUrl":null,"previewImageSrc":null,"legacyBlogTabid":null,"legacyPostGuid":null,"performableVariationLetter":null,"styleOverrideId":null,"hasUserChanges":true,"css":{},"cssText":"","headHtml":"<!-- START - Generated by ClassySchema.org on Tue, 14 Dec 2021 21:30:21 GMT -->\n<script type=\"application/ld+json\">\n{\n\t\"@context\": \"https://schema.org\",\n\t\"@type\": \"VideoObject\",\n\t\"name\": \"Film Producer's E&O Insurance: Claims of Idea Misappropriation and Plagiarism Explained\",\n\t\"description\": \"Film Producer's E&O Insurance: Claims of Idea Misappropriation and Plagiarism Explained. 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Producers E&O and Avatar.","author_username":"nedia@frontrowinsurance.com","blog_publish_instant_email_task_uid":"DONE","use_featured_image":false,"topic_ids":[949708924,949709499],"author_user_id":4012692,"rss_summary":"<h2 style=\"font-size: 28px;\">James Cameron's Avatar and E&amp;O Insurance</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/ZnpzF1pNZdI?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","featured_image":"","keywords":[],"campaign_name":null,"post_summary":"<h2 style=\"font-size: 28px;\">James Cameron's Avatar and E&amp;O Insurance</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/ZnpzF1pNZdI?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","has_user_changes":true,"html_title":"Producers E&O: Avatar Producer Receives Credit Where Credit Is Earned","post_body":"<span id=\"hs_cos_wrapper_post_body\" class=\"hs_cos_wrapper hs_cos_wrapper_meta_field hs_cos_wrapper_type_rich_text\" style=\"\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"rich_text\" ><h2 style=\"font-size: 28px;\">James Cameron's Avatar and E&amp;O Insurance</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/ZnpzF1pNZdI?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<h3>TV &amp; Film Producers E&amp;O protects producers from unfounded claims alleging misappropriation of film story ideas.</h3>\n<p><span style=\"font-style: italic;\">Avatar</span> is a movie that was released in 2009. Most people think James Cameron came up with it, including James Cameron. Until one day a man spoke out and claimed that he pitched this multi-award winning movie to Cameron. Sounds like a case where <a href=\"/sectors/e-o-insurance\" rel=\" noopener\">Producer’s Errors &amp; Omissions</a> insurance might come into play.</p>\n<p>Apparently the two had a meeting in the early nineties, and it was at this meeting that Cameron, also known as the director of <em>The Terminator,</em> decided to start getting movie ideas from someone he barely knew. Not likely! As the judge put it: Cameron’s ideas before 1991 included “transporting consciousness to another form, evil mercenaries attempting to exploit resources in a jungle-like setting, a jungle containing bioluminescent plants and unusual animals, a protagonist fighting alongside natives against a superior fighting force and a sentient planet.”</p>\n<p>Since the plaintiffs claims appear to be somewhat frivolous, let’s take a look at <a href=\"/sectors/e-o-insurance\" rel=\"noopener\">Producer’s Errors &amp; Omissions Insurance</a> and see how it would help in this situation. E&amp;O Insurance covers legal liability and defense for the production company against lawsuits alleging unauthorized use of <a href=\"/articles/articles/bid/10796/title-reports-who-needs-them-e-o-insurance\" rel=\"noopener\">titles</a>, formats, ideas, characters, plots, <a href=\"/articles/how-does-an-eo-clearance-process-protect-against-plagiarism-claims\" rel=\"noopener\">plagiarism</a>, unfair competition, <a href=\"/articles/does-eo-insurance-protect-against-claims-of-breach-of-contract\" rel=\" noopener\">breach of contract (implied-in-fact)</a>. It also protects against alleged <a href=\"/articles/eo-clearance-process-claims-of-libel\" rel=\" noopener\">libel, slander, defamation</a> of character and <a href=\"/articles/invasion-of-privacy-and-false-light\" rel=\"noopener\">invasion of privacy</a>. This coverage will usually be required by a distributor, broadcaster or financier prior to the release of any theatrical or television production.</p>\n<p><span style=\"font-style: italic;\">Production financing will usually not flow until E&amp;O coverage is in force</span>. When quoting Producer’s Errors and Omissions Insurance on a film project, we always ask if the producers have “<a href=\"/articles/articles/bid/10796/title-reports-who-needs-them-e-o-insurance\" rel=\" noopener\">Title Clearance</a>” and if they have done their legal due diligence to make sure they aren’t engaging in <a href=\"/articles/articles/bid/102723/e-o-insurance-how-much-of-your-productions-format-is-copyright-able\" rel=\"noopener\">copyright infringement</a>. In the case of <span style=\"font-style: italic;\">Avatar</span>, Cameron would have had to represent on the <a href=\"/articles/why-are-certain-questions-asked-on-an-eo-application\" rel=\"noopener\">E&amp;O application</a> that to the best of his knowledge, he was not willfully copying someone else’s work. In the event of a lawsuit, the insurance carrier will cover defense costs associated with the suit.</p>\n<p>In addition, Producer's E&amp;O will even pay for rulings against the E&amp;O policy holder. If, however, the client has misrepresented a fact or committed a crime, the Producer’s Errors and Omissions policy becomes void. Film &amp; TV Producer's Errors and Omissions Insurance is a worthwhile investment if you're a film producer.</p></span>","publish_immediately":false,"author_email":"nedia@frontrowinsurance.com","rss_body":"<h2 style=\"font-size: 28px;\">James Cameron's Avatar and E&amp;O Insurance</h2>\n<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" xml=\"lang\" src=\"https://www.youtube.com/embed/ZnpzF1pNZdI?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<h3>TV &amp; Film Producers E&amp;O protects producers from unfounded claims alleging misappropriation of film story ideas.</h3>\n<p><span style=\"font-style: italic;\">Avatar</span> is a movie that was released in 2009. Most people think James Cameron came up with it, including James Cameron. Until one day a man spoke out and claimed that he pitched this multi-award winning movie to Cameron. Sounds like a case where <a href=\"/sectors/e-o-insurance\" rel=\" noopener\">Producer’s Errors &amp; Omissions</a> insurance might come into play.</p>\n<p>Apparently the two had a meeting in the early nineties, and it was at this meeting that Cameron, also known as the director of <em>The Terminator,</em> decided to start getting movie ideas from someone he barely knew. Not likely! As the judge put it: Cameron’s ideas before 1991 included “transporting consciousness to another form, evil mercenaries attempting to exploit resources in a jungle-like setting, a jungle containing bioluminescent plants and unusual animals, a protagonist fighting alongside natives against a superior fighting force and a sentient planet.”</p>\n<p>Since the plaintiffs claims appear to be somewhat frivolous, let’s take a look at <a href=\"/sectors/e-o-insurance\" rel=\"noopener\">Producer’s Errors &amp; Omissions Insurance</a> and see how it would help in this situation. E&amp;O Insurance covers legal liability and defense for the production company against lawsuits alleging unauthorized use of <a href=\"/articles/articles/bid/10796/title-reports-who-needs-them-e-o-insurance\" rel=\"noopener\">titles</a>, formats, ideas, characters, plots, <a href=\"/articles/how-does-an-eo-clearance-process-protect-against-plagiarism-claims\" rel=\"noopener\">plagiarism</a>, unfair competition, <a href=\"/articles/does-eo-insurance-protect-against-claims-of-breach-of-contract\" rel=\" noopener\">breach of contract (implied-in-fact)</a>. It also protects against alleged <a href=\"/articles/eo-clearance-process-claims-of-libel\" rel=\" noopener\">libel, slander, defamation</a> of character and <a href=\"/articles/invasion-of-privacy-and-false-light\" rel=\"noopener\">invasion of privacy</a>. This coverage will usually be required by a distributor, broadcaster or financier prior to the release of any theatrical or television production.</p>\n<p><span style=\"font-style: italic;\">Production financing will usually not flow until E&amp;O coverage is in force</span>. When quoting Producer’s Errors and Omissions Insurance on a film project, we always ask if the producers have “<a href=\"/articles/articles/bid/10796/title-reports-who-needs-them-e-o-insurance\" rel=\" noopener\">Title Clearance</a>” and if they have done their legal due diligence to make sure they aren’t engaging in <a href=\"/articles/articles/bid/102723/e-o-insurance-how-much-of-your-productions-format-is-copyright-able\" rel=\"noopener\">copyright infringement</a>. In the case of <span style=\"font-style: italic;\">Avatar</span>, Cameron would have had to represent on the <a href=\"/articles/why-are-certain-questions-asked-on-an-eo-application\" rel=\"noopener\">E&amp;O application</a> that to the best of his knowledge, he was not willfully copying someone else’s work. In the event of a lawsuit, the insurance carrier will cover defense costs associated with the suit.</p>\n<p>In addition, Producer's E&amp;O will even pay for rulings against the E&amp;O policy holder. If, however, the client has misrepresented a fact or committed a crime, the Producer’s Errors and Omissions policy becomes void. Film &amp; TV Producer's Errors and Omissions Insurance is a worthwhile investment if you're a film producer.</p>","placement_guids":[],"campaign_utm":null,"css":{},"featured_image_alt_text":"","enable_google_amp_output_override":false,"css_text":"","last_edit_session_id":null,"last_edit_update_id":null,"tag_ids":[949708924,949709499],"link_rel_canonical_url":"","published_by_id":7915797,"published_at":1649858550244,"blog_publish_to_social_media_task":"DONE_NOT_SENT","head_html":"<!-- START - Generated by ClassySchema.org on Tue, 14 Dec 2021 21:30:21 GMT -->\n<script type=\"application/ld+json\">\n{\n\t\"@context\": \"https://schema.org\",\n\t\"@type\": \"VideoObject\",\n\t\"name\": \"Film Producer's E&O Insurance: Claims of Idea Misappropriation and Plagiarism Explained\",\n\t\"description\": \"Film Producer's E&O Insurance: Claims of Idea Misappropriation and Plagiarism Explained. 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Producers E&O: Avatar Producer Receives Credit Where Credit Is Earned

James Cameron's Avatar and E&O Insurance

TV & Film Producers E&O protects producers from unfounded claims alleging misappropriation of film story ideas.

Avatar is a movie that was released in 2009. Most people think James Cameron came up with it, including James Cameron. Until one day a man spoke out and claimed that he pitched this multi-award winning movie to Cameron. Sounds like a case where Producer’s Errors & Omissions insurance might come into play.

Apparently the two had a meeting in the early nineties, and it was at this meeting that Cameron, also known as the director of The Terminator, decided to start getting movie ideas from someone he barely knew. Not likely! As the judge put it: Cameron’s ideas before 1991 included “transporting consciousness to another form, evil mercenaries attempting to exploit resources in a jungle-like setting, a jungle containing bioluminescent plants and unusual animals, a protagonist fighting alongside natives against a superior fighting force and a sentient planet.”

Since the plaintiffs claims appear to be somewhat frivolous, let’s take a look at Producer’s Errors & Omissions Insurance and see how it would help in this situation. E&O Insurance covers legal liability and defense for the production company against lawsuits alleging unauthorized use of titles, formats, ideas, characters, plots, plagiarism, unfair competition, breach of contract (implied-in-fact). It also protects against alleged libel, slander, defamation of character and invasion of privacy. This coverage will usually be required by a distributor, broadcaster or financier prior to the release of any theatrical or television production.

Production financing will usually not flow until E&O coverage is in force. When quoting Producer’s Errors and Omissions Insurance on a film project, we always ask if the producers have “Title Clearance” and if they have done their legal due diligence to make sure they aren’t engaging in copyright infringement. In the case of Avatar, Cameron would have had to represent on the E&O application that to the best of his knowledge, he was not willfully copying someone else’s work. In the event of a lawsuit, the insurance carrier will cover defense costs associated with the suit.

In addition, Producer's E&O will even pay for rulings against the E&O policy holder. If, however, the client has misrepresented a fact or committed a crime, the Producer’s Errors and Omissions policy becomes void. Film & TV Producer's Errors and Omissions Insurance is a worthwhile investment if you're a film producer.

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