Volunteers and Interns on Set: Worth the Risk for Your Film Insurance?

Posted by David Hamilton on Jun 30, 2014 4:21:00 PM

VOLUNTEERS AND INTERNS ON SET

Insurance for Volunteers Worksafe BC will not provide work comp (WC) coverage to unpaid interns or volunteers: there are no wages to base loss of future earnings on. WC provides medical costs, rehab costs, loss of future earnings and most importantly, once the injured employee accepts the WC benefits, they waive the right to sue their employer.

We suggest that you have the intern sign a waiver acknowledging the inherent dangers of a film set. A sample waiver can be obtained from your lawyer or we would be happy to send you one as well.

We can provide you with an accidental death and dismemberment (AD&D) policy for $75 per volunteer that will pay a cash settlement for a specific list of injuries ($50,000 for loss of eye, $100,000 for loss of leg, etc); although, this in no way replaces WC. The injured intern could still sue the employer. For this reason I would recommend against hiring a volunteer. Your film insurance does not provide work comp benefits for interns and volunteers.

Let us know if you would like us to send you an AD&D application. We need to know the name, nationality and dates of work for each of the volunteer employees.

Contact us now if you have any questions.