Summer and Tours: What You Need to Know About Musical Tour Insurance
MUSICAL TOUR INSURANCE
A couple of recent stories have reminded me to encourage safety while on the road. No show is worth an injury or bodily harm to anyone involved: artists, touring personnel, bus and truck drivers, and patrons! I have attached a couple of stories reporting recent accidents: the Allman Brothers bus crash and an unfortunate incident following a Luke Bryant Concert involving a local crew.
Whether you are producing a one-time concert or a series of musical events in multiple locations, Front Row offers musical event insurance programs that cover your events and musical tours and greatly help to protect your investment.
Take the unfortunate bus crash. Are you prepared to issue refunds if the show cannot be rebooked? Compensate a suitable replacement act? Lost advertising, venue expenses? Medical expenses?
Are you making sure that a competent, professional local crew is hired to assist your touring professionals? Is safety a priority not only on the job, but have food, liquids, and properly timed “rest breaks” been scheduled? How about giving the local crew rooms that are vacated after a show if necessary if your band and crew have showered? They are paid for: it is a simple process of asking. Not only is that a common, professional courtesy, it helps all involved with a show; touring professionals and locals alike.
Front Row’s insurance policies for touring musicians are available in the USA as well as Canada. Depending on your production, you have a choice between a per-event policy or an annual policy, and general liability including bodily injury.
Be prepared when the unexpected happens.
Insurance is one the most important details with your show. As we know, much investment of time and dollars are involved.
With that said, have fun, be safe, turn it up, and turn a profit!
Musical Instrument Insurance 101: How to Protect Your Instruments
Tips & tricks to guard your gear
Protecting instruments at home
Protecting instruments at airports
Protecting instruments on tour
Musical tour insurance
Band on the run
Tribute bands and liability
Protecting your guitar
Protecting your drums
Protecting your keyboard
Protecting your violin
Protecting your saxophone
How to make a claim
What is my gear worth in event of claim?
You may not be covered under homeowners
Front Row’s musical instrument policy
Insurance for SOCAN members
How to compare musical instrument insurance cos.
Blurring the lines of music infringement law
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