Insurance for filming animals

Posted by Casey Budden on Dec 10, 2018 12:45:48 PM


Lions & Tigers & Bears. Oh My.

Animals are frequently used in film productions and everyone loves seeing our furry friends on film. However, there are several considerations with respect to using animals in films that could have a significant impact on your project.

First, if the animal is to be a regular cast member (e.g., it has an identifiable role in the film), the loss or unavailability of the animal actor could potentially cause the same financial loss to the production company as the loss of a human actor. One possible solution would be to insure the animal under Cast coverage (the insurer will require a medical to be performed on the animal by a vet to determine eligibility).

Second, while animal mortality is built in to many commercial insurance policies, there is typically no coverage for injury to animals. Animals are usually borrowed from companies that specialize in providing trained animals to film crews. Like any other thing that belongs to someone else, you could be liable if the animal is injured while under your care, custody and control. You may wish to consider purchasing coverage for legal liability to animals to protect yourself against this possibility.

Finally, the contract with the animal wrangler should be examined closely prior to signing. It’s a good idea to have a specialized entertainment insurance broker like Front Row peruse the contract to ensure there are no provisions which could leave you exposed to additional liability.

These are the questions insurers typically ask with respect to animals:

  • Dates of use
  • Location
  • List of animals
  • Values of animals
  • Current vet certificates
  • Description of use
  • Name and telephone number of trainer

Animals require very special handling and have special insurance requirements. If your production will feature animals, contact us: we can provide advice.

Topics: animal insurance, filming animals

Bears and Film Insurance: What to Ask?

Posted by David Hamilton on Dec 8, 2011 10:26:00 AM

animal film insurance


Bears are frequently used in film productions shot in the Pacific Northwest. The risks associated with filming a bear can be transferred to an insurance company once the underwriter understands how the public, cast, crew, equipment and the  bear will be protected.
The underwriter will need answers to the following questions to underwrite and cover the risk:
  1. Current Bear Vet exam certificates. What is the value of the bear to the owner if the bear were to die? Usually the figure is  based on three years revenue that the bear has earned.
  2. How will the bear get from their pen/corral to their position on set in the electrified fenced area? How will the cast and crew be protected during this transit?
  3. Where will the bear be on set when not filming? During this time, how will cast/crew/public be protected?
  4. When bear is on set and filming, what do they do to protect public/cast/crew from bear?
  5. Please confirm cast not in direct contact with the bear. Will the cast always be on one side of the electrified fence and the bear on the other?
  6. Please provide shooting schedule with the bear.
  7. Please forward storyboards of bear scenes when available.
  8. Given the time of year, are there any issues resulting from the bear normally hibernating during this time of year?
  9. Details of housing and transit of the bears from the permanent home.
  10. The main corral  structure to house the bear – is this a permanent structure? What will it be constructed of?  How high will the fence be?
  11. Will the bears be housed over night at the corral?
  12. What type of security will be in place?
  13. Will there be 24 hour attendants for the bear?
  14. How will the bears be shipped to the set from out of town?
  15. How are the protected during shipping?

As specialized film insurance brokers we can assist with obtaining this coverage.

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Topics: Film Production Insurance, Short Film Insurance, Short Film Production Insurance, Entertainment Insurance, Entertainment Insurance Broker, Film Production Insurance claims, Film Production Insurance Premiums, Specialized film insurance broker, Film Production, Film Producers, Film production equipment insurance, DICE Policy, Commercial Production Insurance, Front Row Insurance Brokers, Special Effects Insurance, Documentary Films, DICE Insurance, Commercials, Educational Films, animal insurance, filming animals, bear insurance