Musicians, PROTECT your music studio with cyber insurance

Posted by Grant Patten on Jul 6, 2020 8:37:49 AM

Musicians, PROTECT your music studio with cyber insurance from Front Row!

PROTECT your music studio with cyber insuranceSource: Royalty-free stock photo ID: 635676176, Shutterstock

Don’t think a cyber hack could happen to your music studio? Well, think again! As you gain popularity as a musician/music studio, more hackers become aware that you exist, so you can become even more of a target compared to the average business.

A policy to protect you is available online in five minutes, starting at just $300 CAD.

Just look at the below real-life examples of music studio hacks to see how real this threat is:

Teen hacked musicians’ websites and servers (2019)

In 2019, a teenager was arrested for hacking into various musicians’ websites and cloud-based servers, stealing unreleased music files and then peddling the recordings for cryptocurrency. This sort of cyber crime causes potentially significant financial losses to the musicians who produce, write and make music, only to have their music released without compensation.

With cyber insurance, the included theft and fraud coverage would cover destruction or loss of digital data resulting from a criminal cyber event.

Unreleased Radiohead material hack (2019)

Also in 2019, rock band Radiohead was hacked and unreleased tracks recorded around the time of their acclaimed OK Computer (1997) album were stolen. The hacker demanded $150,000 in ransom from Radiohead not to release the recordings. Instead of paying this ransom, Radiohead just went ahead and made the recordings available online to stream or purchase for about 20 pounds.

Although Radiohead was still able to raise some money releasing the music files earlier than expected, the band likely would have made more if the hack hadn’t occurred in the first place and they had released on their own terms. Moreover, a major band such as Radiohead may be able to absorb a loss such as this, but for less established artists, a hack can be a major financial hit.

Cyber risk insurance includes coverage for business interruption (lost income). The insurance will also cover payments to those who threaten to obtain and disclose sensitive information.

Hack of unreleased Michael Jackson tracks (2013)

In 2013, two men admitted to hacking into Sony Music's servers and copying thousands of files, including previously unreleased tracks by Michael Jackson. The men also downloaded music by artists including Elvis, Beyoncé, Christina Aguilera and Britney Spears. The men were planning to sell or trade some of the music files.

If hackers can breach the defences of a large music company such as Sony Music, they can certainly breach smaller music studios, too. Front Row’s cyber insurance policy includes theft and fraud coverage, as well as the cost of a forensic investigation to determine how, exactly, a cyber hack occurred.

WHAT IS CYBER INSURANCE | CYBER LIABILITY INSURANCE | CYBER SECURITY INSURANCE |  HACK INSURANCE?

Cyber hack insurance for music studios is designed to protect against certain losses associated with data breaches and hacks. After a hack, there are costs studios will incur, including (but not limited to):

  • paying for PR/crisis communications to explain what happened
  • paying to restore or recover any stolen music files/hacked accounts
  • paying to conduct an investigation to determine what happened
  • losing money from business interruption

SO, HOW CAN CYBER INSURANCE HELP MUSIC STUDIOS?

Hack insurance can help with expenses associated with managing a hack, such as incident response, crisis communications and data recovery expenses.

PROTECT your data.  If you are a musician or music studio owner/employee, chances are you do a lot of music composition work on your studio computer(s). If these computers (or servers) are hacked, you could lose access to your music files, resulting in business interruption.

If you suffer a cyber hack, your insurance can help you manage the costs associated with the loss. Front Row's cyber hack insurance policy includes comprehensive cyber coverage with limit options up to $1,000,000.

90% of small businesses in Canada do not have cyber insurance: don’t be one of them. Take a few minutes to protect your music studio!

Get a Quote Online In 2 Mins.

 

About: Front Row Insurance Brokers Inc. is an independent insurance broker that provides cyber insurance for the lowest possible cost. Should a claim occur, Front Row ensures that clients receive the money they are owed per the policy, as quickly as possible. Front Row has offices in Vancouver, Toronto, Montreal and Halifax.

Citations:

https://www.msn.com/en-us/music/news/teenage-british-hacker-busted-for-hacking-famed-musicians-stealing-and-selling-unreleased-songs/

https://www.bignewsnetwork.com/news/211911027/music-hackers-in-britain-admit-stealing-unreleased-michael-jackson-tracks

https://en.wikipedia.org/wiki/MiniDiscs_(Hacked)

DISCLAIMER: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.

Topics: Cyber Insurance

20 Effective Ways to Protect Your Saxophone (Downloadable Checklist!)

Posted by Grant Patten on Jan 21, 2020 9:43:03 AM

20 Effective Ways to Protect Your Saxophone

Protect Your Saxophone

As an entertainment insurance brokerage with a specialty in creating custom insurance packages for musicians, we have seen enough music gear-related insurance claims to be able to speak with some authority on what musicians can do to protect their gear. As it’s one of the most popular instruments, let’s focus on the saxophone in this article:

Protecting your Saxophone | Saxophone Maintenance

  1. Where to keep your saxophone? Never store the saxophone in a very hot or very cold area. Store the saxophone in a dry place at room temperature – a closet would likely be a good candidate, but not an attic, basement or garage.
  2. Always hold your saxophone by the bell because that is the sturdiest part of a sax and holding it in this manner should reduce the chances of a drop.
  3. Tighten the lyre screw enough so that the lyre doesn’t wiggle around. A loose lyre can gnaw away the brass of your lyre holder.
  4. Use a tooth patch bite cushion [Affiliate Link] on your saxophone mouthpiece. This will help protect your saxophone and – perhaps even more importantly – your teeth.
  5. Neck strap saxophone playerUse a neck strap [Affiliate Link] to move the sax’s weight from your neck onto your shoulders. This will provide extra stability, reducing chances of falling or dropping the saxophone.
  6. Do NOT clamp the sax keys closed for any length of time. Clamping a used saxophone closed is a bad idea for storage because the pads have already been exposed to bacteria, yeast and fungus that encourage rot.
  7. Apply a drop of sewing machine oil to keep the sax keys lubricated. If you notice that any of the keys are becoming stiff, add a drop to the key(s).
  8. Applypad dope to the sax pads to keep them from drying out and protect them from any moisture carried through the instrument.
  9. Brush your teeth before playing your sax. Sugar + saliva makes for a nasty solution that accumulates on sax pads and can cause them to stick – so get that mouth as clean as possible before playing.
  10. Check the saxophone’s instruction manual/manufacturer’s notes for specific and acceptable cleaning methods.
  11. Swab your sax after playing. Silk swabs [Affiliate Link], in particular, can be effective.
  12. Always lean toward using a special saxophone solution [Affiliate Link] for cleaning, rather than some generic furniture polish or other cleaner that may damage your saxophone’s finish.
  13. Don’t forget to clean the saxophone’s key tone hole after playing. A tone hole cleaner set with cleaning rods [Affiliate Link] would be ideal for this job.
  14. Open the closed keys to dry after you play. The G#, Eb, and Low C# key pads of the sax are the worst for sticking and trapping bacteria. There are certain products on the market that can assist with this, including Key Leaves [Affiliate Link].
  15. If you’re touring, always use a high-quality carrying case such as a hard-bodied, foam-lined, locking Pelican case that protects against impact & moisture.
  16. Put some desiccant in the case to absorb moisture before it can damage the sax.
  17. Get a saxophone case cover [Affiliate Link], ideally waterproof, to put over your saxophone when not in use to protect it from dust and water.
  18. Hiding a Tile [Affiliate Link] or similar tracker in your cases results in a good recovery rate for stolen saxophones and other music gear.
  19. At least once a year, take your saxophone to your local instrument technician for a once-over. This annual investment in expert service will no doubt pay for itself over the long run by keeping your saxophone in good shape.
  20. Try to get into the habit of washing your hands before picking up and using your saxophone. You may not realize it, but your fingers and palms contain moisture and oils that can damage your saxophone.

Downloadable Checklist – Effective Ways to Protect Your Saxophone

Take the tips in this article with you by filling out this form. We’ll email you a PDF copy of Effective Ways to Protect Your Saxophone.

Consider Front Row for Saxophone Insurance | Sax Insurance

Front Row Insurance is a brokerage specializing in entertainment-related risks. We have a simple online instrument insurance program available 24/7. Custom packages for musicians include tour liability and coverage for recording studios. We have offices in Toronto, Montreal, Vancouver, Halifax, LA, NYC & Nashville and our staff of 50+ have a combined 510 years insurance experience.

Front Row provides fast, affordable musical instrument insurance for Canada’s music professionals who are Canadian resident members of SOCAN (and other music associations).

Refer a Friend to Front Row Insurance

Based on customer demand, we’ve setup our referral marketing program and if you refer a friend to Front Row, you could win a $15 Amazon eGift Card OR be entered into a random draw to win a $99 Amazon eGift Card! (depending on your province)

DISCLAIMER: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.

Amazon Associates Disclosure: Front Row Insurance is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. This post may contain affiliate links. There is no additional cost to you.

 

Related:

Musical Instrument Insurance 101: How to Protect Your Instruments
Tips & tricks to guard your gear
Protecting instruments at home
Protecting instruments at airports
Protecting instruments on tour
Musical tour insurance
Band on the run
Tribute bands and liability
Protecting your guitar
Protecting your drums
Protecting your keyboard
Protecting your violin
Protecting your saxophone
How to make a claim
What is my gear worth in event of claim?
You may not be covered under homeowners
Front Row’s musical instrument policy
Insurance for SOCAN members
How to compare musical instrument insurance cos.
Blurring the lines of music infringement law

Citations:

https://keyleaves.com/blogs/news/tips-for-marching-band-sax-care
http://nikitei.com/2016/01/22/maintain-and-store-your-saxophone-properly/
https://www.bestsaxophonewebsiteever.com/8-saxophone-care-tips-you-may-have-never-heard/

Topics: musical instrument insurance, SOCAN insurance, Entertainment Insurance

20 Effective Ways to Protect Your Violin (Downloadable Checklist!)

Posted by Grant Patten on Jan 20, 2020 11:05:17 AM

20 EFFECTIVE WAYS TO PROTECT YOUR VIOLIN (DOWNLOADABLE CHECKLIST!)

PROTECT YOUR VIOLIN

As an entertainment insurance brokerage with a specialty in creating custom insurance packages for musicians, we have seen enough music gear-related insurance claims to be able to speak with some authority on what musicians can do to protect their gear. As it’s one of the most popular instruments, let’s focus on the violin in this article:

Protecting your Violin | Violin Maintenance

  1. Where to keep your violin? Never store the violin in a very hot or very cold area. Avoid fireplaces, for example. The violin’s organic materials can be affected by its environment, so keep the atmosphere where it's stored stable. The violin should be stored face-up, or on-side, in a case. Never have your violin resting on its bridge, even in a case.
  2. Consider getting a room humidifier or an in-case moisture regulator [Affiliate Link] for your violin.
  3. Slacken the bow before storing it. Leaving unnecessary tension on the violin bow can destroy its delicate camber.
  4. Do not allow pets to get near your violin. Dogs, in particular, may be tempted to chew on the violin, which of course should be prevented.
  5. Occasionally check and adjust the violin bridge’s alignment. The bridge will lean forward if the strings are too tight. Carefully adjust the bridge, making sure the feet are flat against the surface of the violin.
  6. Be careful about the amount of rosin you apply – it needs to be adequate to provide friction, but too much will produce a “cloud” that can build up on the surface over time.
  7. Check the violin’s instruction manual/manufacturer’s notes for specific and acceptable cleaning methods.
  8. Always lean toward using a special violin solution [Affiliate Link] for cleaning, rather than some generic furniture polish or other cleaner that may damage your violin’s finish.
  9. Always wipe off the body and strings with a dry cloth to remove any rosin that was on the finish while you were playing.
  10. Try the “rice technique” for removing dust from inside the violin: place dry rice inside the sound holes of the violin, then gently shake the violin upside-down and let the rice fall out. Dust should come out with the rice.
  11. If you’re touring, always use a high-quality carrying case [Affiliate Link] such as a hard-bodied, foam-lined, locking Pelican case that protects against impact & moisture.
  12. Get a violin case cover, ideally waterproof, to put over your violin when not in use to protect it from dust and water.
  13. Always remove the shoulder rest or pad before storing your violin in its case.
  14. Get an appropriately sized violin chinrest [Affiliate Link]. If the chinrest is too large, for example, it might scratch the violin.
  15. Consider replacing your violin’s strings on occasion to ensure the instrument plays and sounds to its full potential. Active violinists change their strings as often as every six months for optimal sound.
  16. Consider replacing your violin bow hair on occasion. Bow hair stretches with use, becoming brittle with age. Active violinists require fairly frequent bow rehairing, typically every three to six months.
  17. Violin’s pegsConsider replacing your violin’s pegs on occasion. All pegs will eventually need to be replaced after regular “wear and tear”, but especially when extreme changes in temperature or humidity affect the way they fit.
  18. Hiding a Tile [Affiliate Link] or similar tracker in your cases results in a good recovery rate for stolen violins and other music gear.
  19. At least once a year, take your violin to your local luthier for a once-over. This annual investment in expert service will no doubt pay for itself over the long run by keeping your violin in good shape.
  20. Try to get into the habit of washing your hands before picking up and using your violin bow. You may not realize it, but your fingers and palms contain moisture and oils that can damage your violin bow.

Downloadable Checklist – Effective Ways to Protect Your Violin

Take the tips in this article with you by filling out this form. We’ll email you a PDF copy of Effective Ways to Protect Your Violin.

Consider Front Row for Violin Insurance

Front Row Insurance is a brokerage specializing in entertainment-related risks. We have a simple online instrument insurance program available 24/7. Custom packages for musicians include tour liability and coverage for recording studios. We have offices in Toronto, Montreal, Vancouver, Halifax, LA, NYC & Nashville and our staff of 50+ have a combined 510 years insurance experience.

Front Row provides fast, affordable musical instrument insurance for Canada’s music professionals who are Canadian resident members of SOCAN (and other music associations). Get a quote and buy online here: https://musicians.frontrowinsurance.com/

Refer a Friend to Front Row Insurance

Based on customer demand, we’ve setup our referral marketing program and if you refer a friend to Front Row, you could win a $15 Amazon eGift Card OR be entered into a random draw to win a $99 Amazon eGift Card! (depending on your province)

DISCLAIMER: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.

Amazon Associates Disclosure: Front Row Insurance is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. This post may contain affiliate links. There is no additional cost to you.

 

Related:

Musical Instrument Insurance 101: How to Protect Your Instruments
Tips & tricks to guard your gear
Protecting instruments at home
Protecting instruments at airports
Protecting instruments on tour
Musical tour insurance
Band on the run
Tribute bands and liability
Protecting your guitar
Protecting your drums
Protecting your keyboard
Protecting your violin
Protecting your saxophone
How to make a claim
What is my gear worth in event of claim?
You may not be covered under homeowners
Front Row’s musical instrument policy
Insurance for SOCAN members
How to compare musical instrument insurance cos.
Blurring the lines of music infringement law

Citations:

https://www.connollymusic.com/stringovation/how-to-care-for-your-violin
https://www.connollymusic.com/stringovation/how-to-keep-violin-in-top-shape
https://consordini.com/violin-care-tips/
https://www.thesoundpost.com/en/info/violin-care

Topics: musical instrument insurance, Entertainment Insurance

20 Effective Ways to Protect Your Keyboard (Downloadable Checklist!)

Posted by Grant Patten on Jan 17, 2020 11:29:14 AM

20 EFFECTIVE WAYS TO PROTECT YOUR ELECTRONIC KEYBOARD/DIGITAL PIANO

Protecting your Keyboard/Piano

As an entertainment insurance brokerage with a specialty in creating custom insurance packages for musicians, we have seen enough music gear-related insurance claims to be able to speak with some authority on what musicians can do to protect their gear. As it’s one of the most popular instruments, let’s focus on the electronic keyboard/digital piano in this article:

Protecting your ELECTRONIC Keyboard/DIGITAL Piano | KEYBOARD MAINTENANCE

  1. Where to keep your keyboard? According to Yamaha, a room with relative humidity between 40 and 45% is ideal for keyboards.
  2. Do not place the keyboard outside or near an open window. Dust will coat the keyboard, which could create issues with electronic parts inside.
  3. Do not place the keyboard under a shelf with a lot of objects on it. Heavy falling objects from shelves such as trophies can severely damage a keyboard.
  4. Do not place the keyboard near a fireplace, where ash and dust would inevitably get into it and likely damage the electronic components.
  5. Do not allow pets to get on the keyboard. Cats, in particular, would likely enjoy climbing on top of your keyboard, but their fur could get into the sensors and potentially damage the electronic components.
  6. Do not use a vacuum cleaner to pull out dust from your keyboard. Tiny parts and screws may get loosened, compromising your keyboard over time.
  7. Get a keyboard cover [Affiliate Link], ideally waterproof, to put over your keyboard when not in use to protect it from dust and water.
  8. Get a solid, sturdy keyboard stand [Affiliate Link].
  9. Keep the electrical cords out of the way where they won’t be tripped over.
  10. MultimeterUse a multimeter [Affiliate Link] to check if the electrical outlet you’re plugging the keyboard into is supplying the proper voltage recommended by your keyboard’s manufacturer. If it isn’t, try a different outlet. Always turn the keyboard off before you unplug it, and unplug it when you’re not playing it.
  11. Don’t plug your keyboard into an outlet that is shared by a microwave, AC, fridge or any other major electrical appliance. Interference from such devices can negatively impact the sound of your keyboard.
  12. Check the keyboard’s instruction manual/manufacturer’s notes for specific and acceptable cleaning methods.
  13. Use a regular cotton cloth to clean the keyboard. Do notuse a thinner, as that can remove the printing and even damage the (usually plastic) body.
  14. Any cleaning solution that you use on the keyboard should have an alcohol content of around 90%.
  15. A cotton swab can be used to clean corners of the keyboard that a cloth cannot reach.
  16. If you’re touring, always use a high-quality carrying case [Affiliate Link] such as a hard-bodied, foam-lined, locking Pelican case that protects against impact & moisture.
  17. A seemingly innocuous action, like placing one’s drink atop a keyboard panel, can result in said drink eventually spilling and short-circuiting the keyboard. Insurance claims often occur after absent-minded actions such as this. So, put any nearby drinks on a side table, not on top of the keyboard panel.
  18. Hiding a Tile [Affiliate Link] or similar tracker in your cases results in a good recovery rate for stolen keyboards and other music gear.
  19. At least once a year, take your keyboard to your local music instrument technician for a once-over. This annual investment in expert service will no doubt pay for itself over the long run by keeping your keyboard in good shape.
  20. Try to get into the habit of washing your hands before playing the keyboard. You may not realize it, but your fingers and palms contain moisture and oils that can damage your keys. Finally: play your keyboard with care and don’t pound those keys too hard!

Downloadable Checklist – Effective Ways to Protect Your Keyboard

Take the tips in this article with you by filling out this form. We’ll email you a PDF copy of Effective Ways to Protect Your Keyboard.

Consider Front Row for Keyboard Insurance | DIGITAL PIANO INSURANCE

Front Row Insurance is a brokerage specializing in entertainment-related risks. We have a simple online instrument insurance program available 24/7. Custom packages for musicians include tour liability and coverage for recording studios. We have offices in Toronto, Montreal, Vancouver, Halifax, LA, NYC & Nashville and our staff of 50+ have a combined 510 years insurance experience.

Front Row provides fast, affordable musical instrument insurance for Canada’s music professionals who are Canadian resident members of SOCAN (and other music associations). 

Refer a Friend to Front Row Insurance

Based on customer demand, we’ve setup our referral marketing program and if you refer a friend to Front Row, you could win a $15 Amazon eGift Card OR be entered into a random draw to win a $99 Amazon eGift Card! (depending on your province)

DISCLAIMER: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.

Amazon Associates Disclosure: Front Row Insurance is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. This post may contain affiliate links. There is no additional cost to you.

 

Related:

Musical Instrument Insurance 101: How to Protect Your Instruments
Tips & tricks to guard your gear
Protecting instruments at home
Protecting instruments at airports
Protecting instruments on tour
Musical tour insurance
Band on the run
Tribute bands and liability
Protecting your guitar
Protecting your drums
Protecting your keyboard
Protecting your violin
Protecting your saxophone
How to make a claim
What is my gear worth in event of claim?
You may not be covered under homeowners
Front Row’s musical instrument policy
Insurance for SOCAN members
How to compare musical instrument insurance cos.
Blurring the lines of music infringement law

Citations:

https://www.furtadosonline.com/blog/protecting-your-electronic-keyboard/

https://www.onlinepianist.com/op-blog/how-to-maintain-a-digital-piano/

https://ca.yamaha.com/en/support/caring_for_your_piano/index.html

https://blog.bestbuy.ca/musical-instruments/digital-piano-maintenance

https://bestdigitalpianoguides.com/five-tips-on-maintaining-your-digital-piano/

https://www.digitalpianoplanet.com/how-to-clean-a-digital-piano/

https://piano-reviews.com/digital-piano/

Images: Shutterstock purchases

Topics: musical instrument insurance, Entertainment Insurance

20 Effective Ways to Protect Your Drums (Downloadable Checklist!)

Posted by Grant Patten on Jan 16, 2020 8:45:16 AM

20 EFFECTIVE WAYS TO PROTECT YOUR DRUMS

WAYS TO PROTECT YOUR DRUMS

As an entertainment insurance brokerage with a specialty in creating custom insurance packages for musicians, we have seen enough music gear-related insurance claims to be able to speak with some authority on what musicians can do to protect their gear. As it’s one of the most popular instruments, let’s focus on drums in this article:

Protecting your Drums | Drum Maintenance

  1. Where to keep your drums? If you’re storing drums for an extended period, leaving the heads on under moderate tension would be best for them, and help keep them in shape. Extreme temperature changes can cause drums to grow or shrink slightly in size, so storing them in a room where the temperature won’t change dramatically is ideal.
  2. If storing for longer periods: don’t store drums in an attic or garage if you can help it. Wood is organic so it will react dramatically to changes in temperature and moisture, while metal drums can corrode over time in a moist environment.
  3. Do NOT cover your drums in plastic for any length of time; this will inevitably cause moisture issues.
  4. Disengage the snare wires when storing a snare drum. Keeping the snares tight over a long period of time will stretch them out.
  5. Polish your drums, especially if they’re chrome-plated. If left out too long, especially in harsher conditions, they can start to become dull and corrode.
  6. If there’s any moving part like a tension rod, give it a small dose of lubricating oil and wipe off any excess to keep parts moving smoothly.
  7. Use an edge conditioner [Affiliate Link] to allow your drum heads to move freely across edges without sticking. This results in a smoother, more gradual tune-up without skips and jumps.
  8. Use a hoop protector [Affiliate Link] where your pedal connects to the bass drum hoop. This prevents the hoop from being chewed up from the teeth of the bass drum clamp.
  9. Microfiber cloths (Flickr)Regularly wipe down your drum shells with microfiber cloths. Paper towels aren’t recommended as they can be too abrasive and may cause scratches.
  10. Look into getting some hard cases [Affiliate Link] with polyethylene shells for each drum.
  11. If you’re touring on your own, you’ll want bring your drums in bags with high-quality zippers and some padding. You’ll then want to look into using fiber cases, or the aforementioned polyethylene cases. Remember to label each case with your contact information.
  12. Playing drums outside: the biggest concern is the weather. Try to avoid rainstorms and watch the weather forecasts every day leading up to the gig. Have a tarp to throw over the drums in case a sudden rainstorm happens.
  13. Never leave your drums to bake in direct sunlight. Ideally, play under some shade.
  14. If you ship drum sets for musical performances, you need to know how to pack them safely. Remove the drum heads and put them in separate boxes. Use foam slabs inside each box to keep the drums in place. You can then place these boxes into one larger box. If you have additional equipment like cymbals, use those to fill in the spaces after they are wrapped securely with cardboard.
  15. When changing drum heads, never lay the drum down with its bearing edges unprotected. A simple folded towel placed on a table will protect the edges while providing a firm, flat surface to work on.
  16. Use only genuine drum covering material to recover your drums, such as drum wrap.
  17. When it comes to transporting your drums: drive, if you can. You have complete control over them versus handing them over to an airline.
  18. If you MUST fly your drums: rather than checking them as regular excess baggage, you could consider flying your drums as air freight cartage. This may cost a little more, but it adds the benefit of having your gear handled more professionally. Otherwise, you could always look into just renting a drum kit in the area of your gig instead of flying your own kit across the country.
  19. Hiding a Tile [Affiliate Link]or similar tracker in your drums and/or cases results in a good recovery rate for stolen drums.
  20. At least once a year, take your drums to your local drum technician for a once-over. This annual investment in expert service will no doubt pay for itself over the long run by keeping your drums in good shape.

Downloadable Checklist – Effective Ways to Protect Your Drums

Take the tips in this article with you by filling out this form. We’ll email you a PDF copy of Effective Ways to Protect Your Drums.

Consider Front Row for Drum Kit Insurance

Front Row Insurance is a brokerage specializing in entertainment-related risks. We have a simple online instrument insurance program available 24/7. Custom packages for musicians include tour liability and coverage for recording studios. We have offices in Toronto, Montreal, Vancouver, Halifax, LA, NYC & Nashville and our staff of 50+ have a combined 510 years insurance experience.

Front Row provides fast, affordable musical instrument insurance for Canada’s music professionals who are Canadian resident members of SOCAN (and other music associations). Get a quote and buy online here: https://musicians.frontrowinsurance.com/

Refer a Friend to Front Row Insurance

Based on customer demand, we’ve setup our referral marketing program and if you refer a friend to Front Row, you could win a $15 Amazon eGift Card OR be entered into a random draw to win a $99 Amazon eGift Card! (depending on your province)

DISCLAIMER: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.

Amazon Associates Disclosure: Front Row Insurance is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. This post may contain affiliate links. There is no additional cost to you.

 

Related:

Musical Instrument Insurance 101: How to Protect Your Instruments
Tips & tricks to guard your gear
Protecting instruments at home
Protecting instruments at airports
Protecting instruments on tour
Musical tour insurance
Band on the run
Tribute bands and liability
Protecting your guitar
Protecting your drums
Protecting your keyboard
Protecting your violin
Protecting your saxophone
How to make a claim
What is my gear worth in event of claim?
You may not be covered under homeowners
Front Row’s musical instrument policy
Insurance for SOCAN members
How to compare musical instrument insurance cos.
Blurring the lines of music infringement law

Citations:

https://drummagazine.com/how-to-protect-your-drums-from-the-rigors-of-the-road

https://drummagazine.com/13-tips-for-protecting-a-beloved-part-of-your-drum-set/

https://www.drumradar.com/best-way-to-transport-and-store-drums/

https://blog.ecabrella.com/how-to-ship-drum-set-safely

https://www.sweetwater.com/sweetcare/articles/drum-set-care-and-maintenance-guide/

Cloth photo credit: Marco Verch, https://foto.wuestenigel.com/two-microfible-cloths-on-white-background/
Some rights reserved, Attribution 2.0 Generic (CC BY 2.0)
https://creativecommons.org/licenses/by/2.0/
Changes were not made to the photo.

Topics: musical instrument insurance, Entertainment Insurance

20 Effective Ways to Protect Your Guitar (Downloadable Checklist!)

Posted by Grant Patten on Jan 15, 2020 9:56:34 AM

20 EFFECTIVE WAYS TO PROTECT YOUR GUITAR (DOWNLOADABLE CHECKLIST!)

20 EFFECTIVE WAYS TO PROTECT YOUR GUITAR

As an entertainment insurance brokerage with a specialty in creating custom insurance packages for musicians, we have seen enough music gear-related insurance claims to be able to speak with some authority on what musicians can do to protect their gear. As it’s one of the most popular instruments, let’s focus on the guitar in this article:

Protecting your Guitar | GUITAR MAINTENANCE

  1. Where to keep your guitar? Store your guitar in a room closer to the center of the building rather than near an outside wall. This helps maintain a constant temperature.
  2. Store the guitar in its case, standing up or on edge – never lying down – to prevent it from being stepped on. Also, loosen its strings one or two half-steps while the guitar is in storage.
  3. Store vibrato-equipped guitars with arms detached.
  4. Get a gig bag [Affiliate Link] with some good padding and put your guitar in it whenever transporting it. Carrying the bag in your hand is OK, but it’s even safer to strap it to your back while walking with your guitar.
  5. If you’re touring, always use a high-quality carrying case such as a hard-bodied, foam-lined, locking Pelican case that protects against impact & moisture.
  6. Guitar wall hangar (Flickr)Consider getting a guitar wall hangar [Affiliate Link] to hang your guitar(s) on. When you hang the guitar on a wall hanger, little-to-no pressure is exerted on the neck of the guitar in a direction that could potentially distort, bend or warp it. This is a much better storage option than leaning the guitar against a wall, which could bend the neck.
  7. Put a digital hygrometer in your guitar case to ensure humidity levels are under control. The ideal humidity range for an acoustic guitar is 45-55%, but 40-60% is generally considered acceptable. A good guitar humidifier [Affiliate Link] will automate the humidity control process to stay within this range, making it easy to maintain proper humidification for your guitar while in its case. A well-reviewed one is the Oasis Guitar Humidifier.
  8. Do NOT transport your guitar in the trunk of a vehicle. The above-mentioned humidity issues are particularly bad in a closed trunk and no guitar humidifier will be able to save your guitar if kept in a trunk for long.
  9. When playing outside, especially in summer, make sure your guitar is in some shade if possible, as the sun can damage the finish on your guitar. Overheated guitar strings can stretch and may fall out of tune while playing.
  10. While performing on stage, set your guitar in an area where it is less likely to be knocked into by passers-by, and try to set up your guitar last because, generally speaking, the less time an instrument is onstage, the less risk there is of potential damage.
  11. Even if you sit while playing, having a strong strap [Affiliate Link] is an intelligent precaution that can prevent your guitar from dropping to the ground. But don’t wear a belt buckle while the guitar is strapped on – belt buckles often cause unfortunate scratches and dings on a guitar. Or untuck your shirt to act as a buffer between your belt buckle and the back of the guitar.
  12. Get a pickguard/scratchplate [Affiliate Link] for your guitar to protect the guitar's finish from being scratched by guitar picks.
  13. Keeping your strings clean will help protect them; you can make the life of your strings last longer by wiping them down with a cloth or towel after playing. For guitars with steel strings, putting 70-90% isopropyl rubbing alcohol on the towel to help clean the strings is generally considered a best practice.
  14. Use paint-cleaning clay for additional cleaning. This kind of clay removes contaminants, dirt and gunk from your guitar. You can even hear the clay pick up the contaminants. To clean the guitar after you're done with claying, use a microfiber cloth.
  15. If traveling with your guitar, consider stuffing its case with some extra padding (e.g., socks, towels, other fabrics) to pack it in tightly and prevent slippage. Also, don’t check your guitar as regular excess baggage. Carry it on as hand luggage whenever possible.
  16. If you MUST check your guitar as excess baggage, invest in a specialized flight case [Affiliate Link] for the guitar. These hard-bodied guitar cases are designed specifically for flying instruments as checked baggage. Look for phrases in the product description such as “ATA” (Air Transport Association), “ATA approved”, “ATA flight case”, etc.
  17. Hiding a Tile [Affiliate Link] or similar tracker in your cases results in a good recovery rate for stolen guitars. These products are especially valuable for vintage guitars.
  18. At least once a year, take your guitar to your local guitar technician for a once-over. This annual investment in expert service will no doubt pay for itself over the long run by keeping your guitar in good shape.
  19. Try to get into the habit of washing your hands before playing the guitar. You may not realize it, but your fingers and palms contain moisture and oils that can damage your guitar strings.
  20. And, of course, PLAY your guitar regularly! Just as a muscle will atrophy from lack of stress, so a guitar will eventually deteriorate from lack of use.

Downloadable Checklist – Effective Ways to Protect Your Guitar

Take the tips in this article with you by filling out this form. We’ll email you a PDF copy of Effective Ways to Protect Your Guitar.

Consider Front Row FOR GUITAR INSURANCE

Front Row Insurance is a brokerage specializing in entertainment-related risks. We have a simple online instrument insurance program available 24/7. Insurance protection can be purchased in 5 minutes. Custom packages for musicians include tour liability and coverage for recording studios. We have offices in Toronto, Montreal, Vancouver, Halifax, LA, NYC & Nashville and our staff of 50+ have a combined 510 years insurance experience.

Front Row provides fast, affordable musical instrument insurance for Canada’s music professionals who are Canadian resident members of SOCAN (and other music associations). Get a quote and buy online here: https://musicians.frontrowinsurance.com/

Refer a Friend to Front Row Insurance

Based on customer demand, we’ve setup our referral marketing program and if you refer a friend to Front Row, you could win a $15 Amazon eGift Card OR be entered into a random draw to win a $99 Amazon eGift Card! (depending on your province)

DISCLAIMER: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.

Amazon Associates Disclosure: Front Row Insurance is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. This post may contain affiliate links. There is no additional cost to you.

 

Related:

Musical Instrument Insurance 101: How to Protect Your Instruments
Tips & tricks to guard your gear
Protecting instruments at home
Protecting instruments at airports
Protecting instruments on tour
Musical tour insurance
Band on the run
Tribute bands and liability
Protecting your guitar
Protecting your drums
Protecting your keyboard
Protecting your violin
Protecting your saxophone
How to make a claim
What is my gear worth in event of claim?
You may not be covered under homeowners
Front Row’s musical instrument policy
Insurance for SOCAN members
How to compare musical instrument insurance cos.
Blurring the lines of music infringement law


Citations:

http://www.guitaradventures.com/5-simple-tips-protect-new-guitar

https://www.fender.com/articles/tech-talk/case-closed-storage-tips-to-save-your-guitars

https://blog.taylorguitars.com/using-a-guitar-humidifier-and-other-guitar-humidity-tips

https://www.guitarnick.com/how-to-protect-your-guitar-strings-from-rusting.html

https://www.guitarworld.com/blogs/four-steps-keep-your-guitar-looking-amazing

https://www.guitaranswerguy.com/flying-with-a-guitar-as-checked-baggage/

https://mainstreetmusicboston.com/protect-your-guitar-from-summer-heat-damage-pt-1/

Guitar hangar image: barnimages.com, Some rights reserved, Attribution 2.0 Generic (CC BY 2.0), https://www.flickr.com/photos/barnimages/27343823144
https://creativecommons.org/licenses/by/2.0/ Changes to the image were not made.

Topics: musical instrument insurance, Entertainment Insurance

Musical Instrument Insurance Broker in Canada offers online quotes

Posted by David Hamilton on Mar 11, 2014 8:43:00 AM

ONLINE MUSICAL INSTRUMENT INSURANCE

Front Row offers musical instrument insurance to Canada’s music professionals. The cost to insure $10,000 worth of instruments is $125 for a year.

Insuring your musical gear with Front Row is fast. Obtain a quote in ~10 seconds:

Free Online Quote

Download a policy in six minutes. Feel secure knowing that your instruments and equipment are protected around the world in the event of theft, breakage, flood and more.

What makes Front Row online insurance for musicians the industry best?

  Front Row      Other Programs
 No Minimum Premium  Yes  No
 Worldwide Equipment Coverage Territory  Yes  Sometimes
Automatic $10,000 Office Contents Coverage, including Valuable Papers & Accounts Receivable  Yes  Extra Charge
$10,000 of coverage for Borrowed Instruments/Equipment for up to 30-days  Yes   No
Automatic Inflation Guard on Instrument Values  Yes   No
$10,000 of coverage for newly acquired Instruments/equipment for up to 30-days  Yes   Sometimes
Commercial General Liability is available on a stand-alone basis  Yes   No
Full Coverage for Earthquake & Flood   Yes   No

Click now for a free online quote: Free Online Quote

Or call 604 684 3411

Topics: musical instrument insurance

Protecting Musical Instruments at Home: Insurance and More

Posted by David Hamilton on Mar 10, 2014 3:33:00 PM

PROTECTING MUSICAL INSTRUMENTS AT HOME: INSURANCE AND MORE

VIOLIN - PROTECTING MUSICAL INSTRUMENTS AT HOMEIn addition to purchasing professional musical instrument insurance, you can protect your precious instruments by doing the following:

  • Create a safe room in your home. This can be as simple as putting a deadbolt lock on a closet where you store your gear.
  • Purchase high-quality travel cases that protect against impact and moisture. Buy a cable lock and cable your cases together in the safe room.
  • Install an alarm and deadbolt locks on your exterior doors. Use extra long screws for the lock.
  • Purchase low-cost security film and apply it to your windows and exterior French doors. This will slow down entry for a smash and grab thief.
  • If you are selling a musical instrument through Craigslist or some other private forum, always check that the method of payment is legitimate. Meet in a public area.
  • Use a broker that specializes in the music industry, such as Front Row.

We offer instrument insurance for as low as $75 for $5,000 worth of gear with worldwide coverage and free office contents coverage.

 

Related:

Musical Instrument Insurance 101: How to Protect Your Instruments
Tips & tricks to guard your gear
Protecting instruments at home
Protecting instruments at airports
Protecting instruments on tour
Musical tour insurance
Band on the run
Tribute bands and liability
Protecting your guitar
Protecting your drums
Protecting your keyboard
Protecting your violin
Protecting your saxophone
How to make a claim
What is my gear worth in event of claim?
You may not be covered under homeowners
Front Row’s musical instrument policy
Insurance for SOCAN members
How to compare musical instrument insurance cos.
Blurring the lines of music infringement law

Topics: musical instrument insurance

6 ways to Protect Your Instruments at Airports and on Planes

Posted by David Hamilton on Mar 4, 2014 9:06:00 AM

6 WAYS TO PROTECT YOUR INSTRUMENTS AT AIRPORTS AND ON PLANES

PROTECT YOUR INSTRUMENTS AT AIRPORTS AND ON PLANESInsuring your instruments is one way to protect your instruments and gear when flying: what follows are some risk management ideas.

  1. If possible, keep the musical instrument with you as hand luggage when flying. This will prevent damage by airport baggage handlers. The cabin temperature is also more stable than the hold. Some delicate instruments can be damaged by fluctuating hold temperatures.
  2. Arrive at the airport early so that the musical instrument can be searched and then properly re-packed.
  3. Use proper traveling cases such as a hard bodied, foam lined, locking Pelican case or other brands designed for the road. Let your insurance broker know the type of traveling case so that they can advise the insurance company and secure the lowest premium due to the lowered risk.
  4. If you did have to check it as luggage: inspect your musical instrument carefully after pulling it from the airport baggage carousel. If damaged, be sure to report it right away to the airline while you are still at the airport and get a copy of the damage report. This will be helpful in the event that you need to make an insurance claim as it will have all the details needed to set up a claim.
  5. Lastly, keep watch on your musical instrument while in the airport terminal. Consider using a Velcro strap to attach it to your trolley to prevent a snatch and grab.
  6. Insure your gear with a specialized music insurance broker.
  7. If it does get stolen: hiding a Tile [Affiliate Link] or similar tracker in your cases results in a good recovery rate for stolen gear. These products are especially valuable for vintage gear.

GET Music Instrument Insurance | Instrument Insurance | MUSICAL INSTRUMENT INSURANCE | GUITAR INSURANCE | VIOLIN INSURANCE

Many music professionals rely on Front Row for their tour and instrument coverage. We offer the advantage of one-stop online shopping with low rates, flexible options, and excellent service. For more information on how to insure your instruments, click here.

Refer a Friend to Front Row Insurance

Based on customer demand, we’ve setup our referral marketing program and if you refer a friend to Front Row, you could win a $15 Amazon eGift Card OR be entered into a random draw to win a $99 Amazon eGift Card! (depending on your province)

DISCLAIMER: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.

Amazon Associates Disclosure: Front Row Insurance is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. This post may contain affiliate links. There is no additional cost to you.

 

Related:

Musical Instrument Insurance 101: How to Protect Your Instruments
Tips & tricks to guard your gear
Protecting instruments at home
Protecting instruments at airports
Protecting instruments on tour
Musical tour insurance
Band on the run
Tribute bands and liability
Protecting your guitar
Protecting your drums
Protecting your keyboard
Protecting your violin
Protecting your saxophone
How to make a claim
What is my gear worth in event of claim?
You may not be covered under homeowners
Front Row’s musical instrument policy
Insurance for SOCAN members
How to compare musical instrument insurance cos.
Blurring the lines of music infringement law

Topics: musical instrument insurance

Instrument Insurance - What is my gear worth in a claim?

Posted by David Hamilton on Dec 30, 2013 3:35:00 PM

musical instruments - AGREED VALUE vs. Replacement COST

I have insurance for my musical instruments and gear. A common question: How will these items be valued if I have a claim?

The instrument policy provides coverage on a replacement cost basis. Replacement Cost provides for the cost to repair or replace the damaged property without deduction for depreciation.

The insurer will pay the smallest of the following:

  • The amount you actually spend on repairing the damage.
  • The amount it would cost to replace the lost or damaged property at the time of loss with new property of similar kind and quality to be used for the same purpose.
  • The limit of coverage purchased for the property on your policy.
  • Payment for repair or replacement will not be paid until the property has actually been repaired or replaced.

If you have Vintage or one-of-a-kind equipment, coverage can be provided on an Agreed Value, which would be the amount the item has been appraised for by a reputable appraisal company. In order to obtain coverage on this basis, you will need to contact our office to obtain coverage and provide your appraisals. A new appraisal would be required every 5 years.

If your instrument is 5 years old or older and you do not have an appraisal, your instruments will be valued at actual cash value. This is the amount equal to the replacement cost minus depreciation of damaged or stolen property at the time of the loss. This means that in the event of the loss, your settlement will be based on the smallest of the following amounts:

  • The actual cash value of the lost or damaged property at the time of loss.
  • The amount it would cost to repair or replace the property with similar kind or quality.
  • The limit of coverage that applies to the property.

Related:

Musical Instrument Insurance 101: How to Protect Your Instruments
Tips & tricks to guard your gear
Protecting instruments at home
Protecting instruments at airports
Protecting instruments on tour
Musical tour insurance
Band on the run
Tribute bands and liability
Protecting your guitar
Protecting your drums
Protecting your keyboard
Protecting your violin
Protecting your saxophone
How to make a claim
What is my gear worth in event of claim?
You may not be covered under homeowners
Front Row’s musical instrument policy
Insurance for SOCAN members
How to compare musical instrument insurance cos.
Blurring the lines of music infringement law

Topics: musical instrument insurance