How to choose between a DICE Policy and a Short Shoot policy*

Posted by David Hamilton on Sep 22, 2017 4:56:00 PM

A Short Shoot Policy is intended for those producers who are conducting shoots lasting 14 days or less, using rented equipment and with budgets of $250,000 or less. This makes it ideal for short film producers, student projects or anyone else who will be filming on a short term basis and requires insurance. Equipment coverage can apply to any rented film production equipment as well as rented props, sets and wardrobe up to the specified policy limits. Commercial General Liability coverage can also be purchased either together with equipment coverage or on a standalone basis. If you would like a free non-obligation quote or to purchase coverage, please visit our Short Shoot policy website here. *Currently we are only able to provide this coverage to Canadian Producers. If you require this coverage from outside of Canada please contact your local Front Row office for assistance.

The Dice Package Policy is intended to provide insurance for documentaries, corporate videos, commercials, educational films music videos and more. It is best suited for producers who are planning to produce projects other than feature films or TV series. This can provide coverage for a full year for Rented and Owned equipment as well as Props, Sets and Wardrobe, Office Contents, Vehicle Physical Damage and more. Commercial General Liability coverage can also be purchased either together with the equipment coverage or on a standalone basis. If you would like more information or to request a free non-obligation quote, please visit our DICE Policy website here. If you are a US based Producer please click here instead.

For more information please see the infographic below.

Tags: Short Film Insurance, Short Film Production Insurance, DICE Policy, Commercial Production Insurance, Front Row Insurance Brokers, DICE Insurance, Short Term Equipment Insurnace, Short Shoot Insurance, short term production insurnace, Film equipment rental insurance, corporate video insurance, documentary productions insurance, educational film production insurance, music video production insurance, music video insurance, Educational Film Insurance

The Annual Film Production Insurance Package Made Easy

Posted by David Hamilton on Sep 13, 2017 4:46:15 PM

The Annual DICE Insurance Policy takes the hassle out of purchasing film insurance for your film productions. It is flexible, affordable, and customizable designed to fit your individual needs. 

This policy will not only save you time, it will also save you money. Insuring all your productions under one policy helps to cut the costs, as it will reduce the administrative expenses associated with insuring each production individually, and these savings are passed onto you.

The Annual DICE Policy is specially designed to provide:  insurance for commercials, documentary insurance, coporate video insurance,educational film insurance, music video insurance, training video insurance, short film insurance, and still photography insurance.

Check out our Infographic below for coupon savings and more.

Interested in seeing more? Visit the Front Row Insurance Website for a free no obligation quote!

Tags: Film Production Insurance, Short Film Insurance, Entertainment Insurance, DICE Policy, Commercial Production Insurance, Documentary Insurance, Front Row Insurance Brokers, DICE Insurance, corporate video insurance, educational film production insurance, music video production insurance, music video insurance, Educational Film Insurance

Front Row Insurance Brokers Launches Online Small Business Insurance Program.

Posted by David Hamilton on Aug 31, 2017 5:44:01 PM

Front Row Insurance Brokers Inc. is excited to announce the launch of their new online business liability insurance and business contents insurance program. This unique offering provides commercial renters insurance for businesses that rent or lease their office space. Get a free business insurance quote in less than five minutes, 365 days a year, 24/7. Get a policy in less than 10 minutes here: https://workplaceinsure.frontrowinsurance.com/

 

Visitors to the site that purchase a policy can sleep easy knowing their Workplace business renters insurance covers them all year with coverage to satisfy their landlord. Landlord certificates are no cost and are provided immediately upon purchasing a policy.

 

“Office equipment is covered in addition to liability insurance for small businesses. Earthquake and flood insurance are offered at no extra cost.“ said David Hamilton, CEO of Front Row Insurance Brokers. “This is a disruptive product for entrepreneurs looking for a reduction in small business insurance costs and an ability to purchase a policy in minutes without having to speak to a broker. The expected savings should average 20% and the time saving is significant for a business owner.”

 

Available to Canadian small business insurance buyers at: https://workplaceinsure.frontrowinsurance.com/

 

The policy term is for 12 months. All office equipment is covered for: theft, damage and fire. Business interruption insurance is also provided.

 

The online link ensures small business insurance- low prices:

 

• $10,000 office contents insurance coverage: $25, plus a fee.

• $2,000,000 business liability coverage: $400

• $500 deductible

 

The online program for business renters insurance follows Front Row’s lead over the past two years into online offerings for: short term filmmakers, photographers and musicians. “We wanted to make the insurance process easier, faster and cheaper for business liability insurance and office renters insurance,” said Hamilton, “Given that there is no need to speak to a broker and an insurance company underwriter is not involved, the cost to process a small business liability insurance policy is much less online and we have passed the savings on in the form of a less expensive small business insurance policy. Although the Workplace office insurance policy is online, we are still available to answer questions by e mail or over the phone if required.”

 

The site can be accessed by clicking this link: https://workplaceinsure.frontrowinsurance.com/

 

About: Front Row Insurance Brokers Inc. is an independent insurance broker that provides office renters insurance for the lowest possible cost. Should a claim occur, Front Row ensures that business rental insurance client receives the money they are owed per the office insurance policy, as quickly as possible. Front Row has offices in Vancouver, Toronto, Montreal and Halifax.

 

Tags: Film production offices, Office Contents Insurance

Darlene Milley Joins Front Row Insurance Inc

Posted by David Hamilton on Aug 17, 2017 2:14:06 PM

August 17, 2017- On September 7th Front Row Insurance is set to welcome Darlene Milley as Vice-President to our Toronto office.

 An industry professional offering over twenty years’ experience in film and television insurance, Darlene specializes in arranging insurance for film production companies. She also has experience with large media accounts, including previous work with major movie studios and TV networks in Canada and the US.

 “We are delighted to welcome Darlene to the team.” says Front Row President and CEO, David Hamilton. “She is well known in the Toronto Film Community and has strong connections to the Los Angeles market. Our Toronto office is looking forward to engaging her full range of abilities and detailed client service skills.”

 From September 7th and onwards, Darlene can be contacted at:

 [email protected]

 Office Phone: 416-628-5315

About: Front Row Insurance Brokers Inc. is an independent entertainment insurance broker that works on behalf of film producers to transfer their risks to insurance companies for the lowest possible cost. Should a claim occur, Front Row ensures that the producer receives the money that they are owed per the insurance policy, as quickly as possible. Front Row has offices in Vancouver, Toronto, Montreal, Halifax,  Los Angeles, New York, Nashville and Paris.

 

Media Enquiries:

David W. Hamilton

President + CEO

[email protected]

www.FrontRowInsurance.com

602-1788 W Broadway

Vancouver, B.C., V6J 1Y1

Click here! To learn more about our  online short shoot program.

P 604 684 3456

Montreal – Toronto – Los Angeles – Nashville – New York - Paris

Passionate about the arts…better at insurance

Tags: new hire

Short Term Theatre insurance now available Online through Front Row

Posted by David Hamilton on May 17, 2017 3:16:53 PM

Vancouver, Canada – May 19, 2017 -- Front Row Insurance Brokers Inc. is pleased to announce the launch of their new short term online SOLO theatre insurance program.

This will allow producers of a live performance to obtain quotes for short term venue rentals and equipment in less than five minutes 365 days a year 24-hours a day. A policy can be purchased online and all associated documents can be downloaded in less than ten minutes. Given the flexibility of the online tool, theatre producers can purchase coverage on the day they need it. A large web development firm worked with Front Row to help bring the best product to market. 


Theatre insurancePolicy terms are for up to 4-weeks and coverage is provided anywhere in Canada. Equipment rental company and venue certificates are unlimited and provided for free. The certificates are delivered instantly. The program is available effective immediately across Canada. 

Get a quote in 2 minutes

The risks that can be covered are: rehearsing, producing or presenting a theatre, dance, opera or other live performance.

The Solo Insurance program can be purchased online with a credit card and can include the following coverage for up to 4-weeks with no minimum premium:

  • Up to $5,000,000 in General Liability Coverage
  • Optional Theatrical Property coverage for Equipment, Props, Sets, and Wardrobe
  • Additional Insured certificates for your venue(s) for no additional cost.

“Small start-up theatre companies are the future of the theatre industry and the future of our business,” said David Hamilton, President + CEO of Front Row Insurance. “We wanted to find a way to lower the cost to insure their projects as much as possible and deliver the coverage with a minimal effort and time. Our soft launch test phase resulted in excellent feedback from producers.”

The website is: https://stagelive.frontrowinsurance.com/

About: Front Row Insurance Brokers Inc. is an independent entertainment insurance broker that works on behalf of live entertainment producers to transfer their risks to insurance companies for the lowest possible cost. Should a claim occur, Front Row ensures that the producer receives the money that they are owed per the insurance policy, as quickly as possible. Front Row has offices in Vancouver, Toronto, Montreal, Los Angeles, New York, Nashville and Paris.

Contact:
David Hamilton, President
[email protected]
Ph: 604-684-3456

Tags: Live Show Insurance, Theater Insurance, production liability insurance for theatre

Producers E&O: What is My Distributor and Financier Asking For?

Posted by Kent Hamilton on Apr 7, 2017 3:12:31 PM

You sold your documentary! You met your distributor requirement of obtaining a three year E&O policy through the Front Row IDA E&O Program. Congratulations!

However, you  read the fine print in the contract and you’re surprised to see several requirements:

  • First, the distributor wants you to extend your policy to cover them by naming them Additional Insured in case of a claim. No problem: you just send a request and provide us with your distributors name and address. This will generate a certificate of Insurance (COI). The certificate will detail: your company name and address, what insurance company is covering you, how much insurance the project has (i.e. $1,000,000/$3,000,000), and what the retention (deductible) is (i.e. $10,000 or $25,000). You can request as many certificates  as you like under the IDA program if you make multiple sales and certs are always free.
  •  Second, the distributor wants to be covered for 5 years! You just paid a lot of money for a three year policy. Will this cost you more premium? The answer is no. There is a special endorsement that is offered on the IDA policies called a “Rights Period Endorsement (RPE) ” or “Term of Contract Endorsement (TOC)”. This endorsement will extend the length of your E&O term to match the length of your distributors agreement as long as you notify the insurance carrier prior to the expiration of your policy. Just send us your distribution contract and in the majority of cases the insurance carrier will provide you with this  money saving endorsement.

Now you can breathe easier knowing that your E&O policy is in place  to protect your company, financiers and distributors.

E&O insurance will pay your legal and judgement costs if you are found responsible for any of the following:

  1. Invasion or infringement of privacy
  2. Infringement of copyright or trademark
  3. Libel, slander or other forms of defamation
  4. Plagiarism, piracy or unfair competition resulting from the alleged use of titles, formats, ideas, characters, plots, performances of artists or performers or other material
  5. Breach of contract, implied or in fact or in law, resulting from the alleged submission, acquisition or use of program, musical or literary material used by the insured in the insured production

To obtain a preliminary E&O quote for your project, please  CLICK HERE

You will be requested to fill out an application and a quote will be given to you in most cases within one business day.

IDA Production Insurance packages are also available:  CLICK HERE

Please note that this is an illustration only: for a detailed outline of the E&O coverage contact us and we will send you a sample policy wording. In the event of a coverage conflict given the advice above, the policy wording would prevail.

 

Tags: E&O Insurance, Documentary Insurance, Producers Errors and Omissions Insurance, IDA Insurance, International Documentary Association Insurance

Front Row Insurance Brokers opens New York Office

Posted by Meghan Stickney on Mar 3, 2017 3:23:31 PM

Stacie O’Beirne has joined Front Row LLC in the position of Senior Vice President based in New York.

Stacie specializes in Film and Television Production Insurance including Errors & Omissions Coverages. She started her career at Albert G. Ruben in Los Angeles in 1989 handling several major production companies. In 1999 she moved to New York and continued at Albert G. Ruben.

She moved to Marsh in New York in 2000 and developed 'wrap up' programs for several Advertising Agencies (TV Commercials) and Record Companies (Music Videos). She also worked on several large media accounts. In 2005 she began working at DeWitt Stern on many types of Film and TV Accounts including Major Studios, TV Networks, Independent Film, Advertising Agencies and Record Companies.

Her goal is to assist clients with all their production insurance needs and helping solve insurance issues. She also has deep knowledge and experience in Reality Television exposures.

Stacie can be reached at:

[email protected]

Stacie O’Beirne

Senior Vice President

Phone # 646-849-4114

Fax # 646-849-4072

Cell # 917-861-7931

About: Front Row Insurance Brokers Inc. is an independent insurance broker that works on behalf of the arts and entertainment industry to provide insurance for the lowest possible cost. Should a claim occur, Front Row ensures that clients receive the money they are owed per the insurance policy, as quickly as possible. Front Row has offices in Los Angeles, New York, Nashville, Colorado, Vancouver, Toronto, Montreal and Paris, France.

E&O Insurance for film: WHO IS INSURED

Posted by Kent Hamilton on Feb 6, 2017 11:51:54 AM

You arrive home after your screening of your documentary at a well known film festival. The film was well received. You feel great! Your hard work and investment for the last five years has paid off. Your distributor is happy. But even more than that you told your  important story and exposed the truth about a difficult subject.

Film E&OThere is a knock at your door and a courier presents you with a registered letter. You sign and open the package and see that you, your company, your wife, your financial partner and your cameraman have been sued for libel and slander by the large and  powerful company that employs many lawyers. Fear  strikes! Your wife? Your investor? Your cameraman? Why would they name them on the suit?

Your mind eases when you remember that your attorney was careful to  vet the production for libel and slander issues. You remember not liking the process because some great ideas and footage had to be scrapped during editing. You are glad that you engaged a specialized clearance  attorney familiar with “fair use” issues.

And…you purchased an E&O policy for your company from a specialized Doc insurance broker. Wow! You catch your breath. Similar scenarios to this have been played out many times for many documentarians.

But am I personally protected under the policy? Is my wife, investor and cameraman protected? Or will those legal costs have to be borne separate from that of the company’s policy?

What should I do?

The first thing you should do is notify your insurance broker and forward the legal letter you received.

Under most normal situations: you, your company, your wife, the investor and the cameraman would all be protected under the policy.  You will also be provided with an expert claims adjuster and a lawyer paid by the e&o insurance company to defend your production through a settlement and even a court case if necessary.

To obtain a preliminary E&O quote, please Click Here.  You will be requested to fill out an application and a quote will be given to you in most cases within one business day.

Please note that this is an illustration only: for a detailed outline of the E&O coverage contact us and we will send you a sample policy wording. In the event of a coverage conflict given the advice above, the policy wording would prevail.

 

Tags: E&O Insurance, E&O, Documentary Insurance, Film E&O

Front Row Winter 2017 Newsletter

Posted by David Hamilton on Feb 2, 2017 5:00:00 PM
It was a busy 2016 for Front Row, and we're pleased to announce some exciting changes to help expand your coverage options, lower your insurance costs, and enhance our service. Front Row has expanded to Europe with the acquisition of Continental Média Assurances S.A.S in Paris, offering coverage in France and Belgium. And we've added a new office in Colorado, in addition to our locations in Los Angeles, Nashville, Vancouver, Toron
to, and Montreal.
 
In addition, our innovative and exclusive DigiGear insurance program is online and available to save you time and money- details are below.
 
Front Row is the #1 film insurance broker in Canada as measured by production budget volume and now has 47 staff members across our offices to serve you and help protect your business.
 
 
Read more...3dbb54c9-bd5e-4d08-a6d9-977419d52fbb.jpg

Front Row Launches a New Low Cost Annual DICE Insurance Program IN THE US

Posted by David Hamilton on Dec 29, 2016 11:29:11 AM

Los Angeles, CA USA – December 13, 2016 – The new DICE policy launched by Front Row is less expensive than policies currently available in the film insurance market.   DICE stands for: Documentaries, Industrial, Commercial, and Educational Films.  The new policy also covers Music Videos, Sizzle Reels, shorts and other smaller productions. 

For producers that anticipate multiple projects in the next 12 months, the Front Row DICE policy will save time and money. Due to an innovative streamlined process, an indication of costs can be provided in minutes and a film policy is available in 6 hours.

The policy is underwritten by Chubb - the world’s largest publicly traded property and casualty insurance company with headquarters in New Jersey:  https://www2.chubb.com/ca-en/about-chubb/.

An indication of costs can be provided over the phone or by clicking here: http://www.frontrowinsurance.com/annual-production-insurance

The Front Row DICE policy also covers  owned fixed and mobile filming equipment  (for an additional charge). Corporate offices are insured at no additional cost.

This minimum package is $3,500 and will allow producers to shoot up to $200,000 of total project budgets in one year. Additional budget expenditures can be insured for $65 per $10,000 of production costs.  

The package provides continual coverage for a year which allows Filmmakers the flexibility to take on last minute projects without having to scramble to negotiate insurance coverage. It covers your shoot anywhere in the US or Canada.

Location and equipment rental certificates are unlimited and free. Front Row provides filmmakers with electronic certificates: filmmakers can issue 24/7 without having to contact Front Row each time.

“Filmmakers that purchase a policy can sleep easy knowing their gear is covered on and off the set all year and while in transit to a job. The policy  also offers general liability to protect the filmmaker against property damage and bodily injury that they cause while filming on location or in a studio.” said David Hamilton, President of Front Row. “The expected savings should be 20% in addition to the fast turnaround. Commercial use of owned or rented camera, lighting and sound equipment is not covered under a typical homeowners policy: the Front Row DICE insurance policy is an inexpensive and fast solution to this problem.”

The policy term is for 12 months.

All equipment is covered for: theft, damage, fire and loss of use. Rental equipment coverage is included. Learn more here: http://www.frontrowinsurance.com/annual-production-insurance

 “We wanted to make the insurance process easier, faster and cheaper for DICE filmmakers,” said Hamilton, “Given that the process has been streamlined, there is less overhead making the cost to process a DICE insurance policy  much less  and we have passed the savings on to the filmmaker.”

 About: Front Row Insurance Brokers Inc. is an independent insurance broker that works on behalf of the arts and entertainment industry to provide insurance for the lowest possible cost. Should a claim occur, Front Row ensures that clients receive the money they are owed per the insurance policy, as quickly as possible. Front Row has offices in Los Angeles, Nashville, Colorado, Vancouver, Toronto, Montreal and Paris France.

Contact:

 

DOUG HODGES - VICE PRESIDENT

[email protected]

Ph: 424-329-2480

 

Tags: DICE Insurance

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