Wedding Insurance In the News

Posted by Meghan Stickney on Apr 9, 2018 3:21:33 PM

Wedding insurance has been in the news lately, and there's a good reason for that. As the CBC recently highlighted, it's shockingly easy to get burned by a venue - and that can not only set your wedding plans back, it can put you in the tune of $15,000. Check out Ashleigh Post's story below (and there's a nice mention of our CEO David Hamilton in there too!):

Don't let this kind of story keep you up at It takes 5 minutes to buy wedding insurance night! and right now you can use our discount code CANADAWEDDINGS for $50 off.


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Tags: wedding liability insurance, event liability insurance, weddding insuranc cost, Wedding insurance Costs, insurance for wedding rings

Wedding Insurance Has Your Big Day Covered; From the Cake to the Ring

Posted by David Hamilton on Mar 12, 2018 12:30:25 PM

Check out this article published by GLOBE NEWSWIRE featuring our Online Event Liability Insurance Package.

View the Article Here



Planning a wedding? You’ve got a lot on your plate. Let us help you check one item off your list in 3 minutes: wedding insurance to cover everything you might worry about on your big day!


Our Online Event Insurance Package is easy to purchase online.

Up to $5,000,000 in General Liability Coverage to cover damage to your rented venue.

Optional coverage available for: rental of furniture, sound and lighting, Event Cancellation and more!

Insuring with Front Row is simple and easy: 3 minutes and a few clicks will protect your wedding.


Get a Quote



Posted by David Hamilton on Mar 6, 2018 5:10:26 PM

You arrive home after the screening of your documentary at a well-known film festival. The film was well received. You feel great! Your years of hard work and investment have paid off. Your distributor is happy. But even more than that, you told an important story and exposed the truth about a difficult subject.

There is a knock at your door. A courier hands you a registered letter. You take it and open the package. The words catch you completely off guard- you, your company, your wife, your financial partner and your cameraman are being sued for libel and slander by a large, powerful company with many lawyers in their employ. Your mind bubbles with fear- how can it be? Your wife? Your investor? Your cameraman? Why are they named on the suit?

You think back to when you placed your Errors and Omissions coverage. You remember that your attorney was careful to vet the production for libel and slander issues. You remember not liking the process because some great ideas and footage had to be scrapped during editing. In retrospect, you’re glad that you engaged a specialized clearance attorney familiar with “fair use” issues. Having also engaged a film broker specialized in Doc insurance, the panic begins to ease.

But then you think, what about your personal assets? Will your E&O policy be enough to prevent the lawsuit from effecting those? What about your wife, investor and cameraman? Will these legal costs need to be borne separate from the company’s policy?

To clarify this, the first thing you should do is notify your insurance broker and forward the legal letter you received so it can be reviewed.

Under most normal situations: you, your company, your wife, the investor and the cameraman would all be protected under the policy. Your E&O policy will provide an expert claims adjuster and a lawyer paid by the insurance company to defend your production through a settlement and even a court case if necessary.

Please note that the above is an example only: for a detailed outline on E&O coverage contact us and we will send you sample policy wording. In the event of a coverage conflict given the advice above, the policy wording would prevail.

To obtain a preliminary E&O quote, please Click Here. You will be requested to fill out an application and a quote will be given to you in most cases within one business day.

Tags: E&O Insurance, E&O Insurance quote, Errors and Omissions Insurance, DOCUMENTARY Org of Canada Insurance

Congratulations to the winners of the 2018 CESAR Awards

Posted by David Hamilton on Mar 6, 2018 9:25:20 AM

Front Row Insurance would like to Congratulate all of the winners and nominees at the 2018 CESAR Awards! We would also like to give a special shout out to our clients over at ADCB Films and WAITING FOR CINEMA for their award winning productions.

ADCB Films won 5 trophies at the 2018 CESAR Awards, for their production of "Au revoir là-haut".

Movie Au Revoir La Haut.png


WAITING FOR CINEMA won 2 trophies at the 2018 CESAR Awards, for their production "Barbara".

Movie Barbara.png


Keep up the great work, we are looking forward to seeing more award winning productions in the future.



The Front Row Team

Tags: Cesar Awards, 2018 Cesar Awards, Film Awards

Planning a Wedding at  home?  Will your Homeowners Policy cover you?

Posted by David Hamilton on Dec 8, 2017 5:21:22 PM

The wedding ceremony in your parent’s back yard was more beautiful than you imagined. Later in the evening, the reception is in full swing when a scream pierces the music on the temporary dance floor. One of your parents work friends – a highly successful yoga instructor– has slipped on some spilled wine and torn all the ligaments in her knee.

Wedding Insurance

She will be in a cast and unable to work for six months. She will not be able to make the $15,000 per month that she has been earning for her classes. Worse, she has no disability insurance.

Within weeks of the wedding, a lawyers letter arrives demanding compensation for lost wages due to the hosts negligently failing to clean up the wine hazard on the dance floor. The letter also demands compensation for rehab expenses.

The parents call their homeowners insurance broker only to be told that they needed to take out wedding event insurance in order to be covered. Their homeowners policy will not protect them for a wedding they host at their home. The bride’s parents are now in the awkward position of having to defend themselves from a lawsuit from their friend.

This is a difficult, pricey lesson that is better learned before there is a loss. Our experience tells us that many wedding hosts assume they are covered by their homeowners insurance policy when in fact they most likely are not. This messy scenario is easily avoided with inexpensive online wedding insurance.

If you use your home for a wedding, check your insurance policy and make sure your coverage is appropriate. If not, Front Row Insurance Brokers have created a 5-minute Online Insurance Solution!  

Get a Quote in 2 Minutes  ➲

Our online wedding event insurance policy is available in all provinces in Canada.

All rented equipment is covered for replacement cost for: theft, damage and fire.

  • Wedding insurance cost starting at $55
  • Up to $5,000,000 in wedding liability insurance to cover damage to the wedding venue and injury to guests and vendor staff. Will also provide lawyer costs.
  • Unlimited Additional Insured certificates for your wedding venue and vendors at no additional cost.

"We wanted to make the insurance process easier, faster and cheaper for wedding hosts,” said David Hamilton, President of Front Row “Given that there is no need to speak to a broker and an insurance company underwriter is not involved, the cost to process online wedding event insurance is much less and we have passed the savings onto the person buying the insurance for the wedding. Although the policy is online, we are still available to answer questions by, chatbot, e mail or over the phone if required.”

Insurance for weddings is a specialty of Front Row. We make it easy to protect your special day – at a cost that could be less than a bottle of champagne. Pop! Pop!

Get a Quote in 2 Minutes  ➲


Tags: Special Event Insurance, wedding insurance, wedding liability insurance, event liability insurance

4 Reasons to Buy Online Insurance for Weddings from Front Row

Posted by Mike Groner on Dec 8, 2017 11:29:34 AM
  1. Wedding insurance allows you to relax and enjoy the big day.     Weddings cost an  average $30,159 in Canada . The hall, the food, the DJ, flowers, photos and all the other costs add up to an expensive day. Wedding insurance provides you with peace of mind in two ways. Wedding property insurance  provides coverage for damage to: your wedding attire, lost/stolen gifts, photographs,– even wedding ring insurance and more. Wedding liability insurance covers you when you are legally responsible for injury or damages that occur at your wedding. If one of your yoga teacher guests slips on spilled wine and tears knee ligaments and cannot work they may sue you for lost income and rehab / medical costs. Wedding liability insurance also provides a lawyer to defend you.
  2. Online Insurance for WeddingMany wedding venues require that you show evidence of wedding liability insurance.     Many venues do not want to be responsibility for situations that happen at your wedding that cause damage to their venue or injury to your guests. This means requiring short-term event insurance from you – the tenant of their venue. Check your venue contract to see if you are responsible for providing a wedding liability certificate to your venue owners. Our certificates are free and can be issued within 60 seconds of paying with a credit card on our on line site
  3. Vendors may not give you a refund if you cancel.      What happens if you are  forced to cancel or postpone your wedding? Will the baker take back the cake? Will the banquet hall and caterer refund your deposit? Will the photographer refund her deposit?  In these cases, you will want to recoup as much money as possible and you can do so by transferring the risk to insurance
  4. What happens if one or more of your vendors is a no show   Wedding event insurance can financially protect you against unreliable vendors that don’t show

Front Row Insurance Brokers offers online wedding event insurance

Get a Quote in 2 Minutes  ➲

Protect your special day in less than 6 minutes and pay with a credit card. Our wedding insurance cost starts as low as $55. Quotes take 2 minutes and are offered free without obligation on our online site.

Tags: wedding insurance, insurance for wedding

Why you should consider purchasing wedding insurance

Posted by Mike Groner on Dec 6, 2017 4:39:32 PM
Wedding Table .jpgPlanning a wedding? There are many risks associated with hosting a wedding: your guests may damage the venue or the rented furniture or the sound system. Your guests could trip on temporary carpeting or a wine spill on the dance floor and injure themselves.


When hosting a wedding, most banquet halls and venues will require you to have event insurance in place. Often the hall will tell you in their contract the short term venue liability amount required.

Front Row Insurance Brokers offers online wedding insurance in minutes:
Policies start at $55 and certificates for your wedding venue and vendors are free.



If you will be serving alcohol at your wedding make sure that you request venue alcohol liability – available through our online site . Remember, as a renter you are responsible for the safety of any guests. You could be held legally responsible if people consume alcohol during your wedding and harm themselves or someone else.
It’s always good planning to have wedding insurance because you never know when something unexpected may occur. Wedding insurance will allow you to fully enjoy your special day.

Tags: wedding insurance, insurance for wedding venue, insurance for wedding

How to choose between a DICE Policy and a Short Shoot policy*

Posted by David Hamilton on Sep 22, 2017 4:56:00 PM

A Short Shoot Policy is intended for those producers who are conducting shoots lasting 14 days or less, using rented equipment and with budgets of $250,000 or less. This makes it ideal for short film producers, student projects or anyone else who will be filming on a short term basis and requires insurance. Equipment coverage can apply to any rented film production equipment as well as rented props, sets and wardrobe up to the specified policy limits. Commercial General Liability coverage can also be purchased either together with equipment coverage or on a standalone basis. If you would like a free non-obligation quote or to purchase coverage, please visit our Short Shoot policy website here. *Currently we are only able to provide this coverage to Canadian Producers. If you require this coverage from outside of Canada please contact your local Front Row office for assistance.

The Dice Package Policy is intended to provide insurance for documentaries, corporate videos, commercials, educational films music videos and more. It is best suited for producers who are planning to produce projects other than feature films or TV series. This can provide coverage for a full year for Rented and Owned equipment as well as Props, Sets and Wardrobe, Office Contents, Vehicle Physical Damage and more. Commercial General Liability coverage can also be purchased either together with the equipment coverage or on a standalone basis. If you would like more information or to request a free non-obligation quote, please visit our DICE Policy website here. If you are a US based Producer please click here instead.

For more information please see the infographic below.

DICE - Short Shoot Infographic (Canada).jpg

Tags: Short Film Insurance, Short Film Production Insurance, DICE Policy, Commercial Production Insurance, Front Row Insurance Brokers, DICE Insurance, Short Term Equipment Insurnace, Short Shoot Insurance, short term production insurnace, Film equipment rental insurance, corporate video insurance, documentary productions insurance, educational film production insurance, music video production insurance, music video insurance, Educational Film Insurance

The Annual Film Production Insurance Package Made Easy

Posted by David Hamilton on Sep 13, 2017 4:46:15 PM

The Annual DICE Insurance Policy takes the hassle out of purchasing film insurance for your film productions. It is flexible, affordable, and customizable designed to fit your individual needs. 

This policy will not only save you time, it will also save you money. Insuring all your productions under one policy helps to cut the costs, as it will reduce the administrative expenses associated with insuring each production individually, and these savings are passed onto you.

The Annual DICE Policy is specially designed to provide:  insurance for commercials, documentary insurance, coporate video insurance,educational film insurance, music video insurance, training video insurance, short film insurance, and still photography insurance.

Check out our Infographic below for coupon savings and more.

DICE Infographic Hyperlink.jpg

Interested in seeing more? Visit the Front Row Insurance Website for a free no obligation quote!

Tags: Film Production Insurance, Short Film Insurance, Entertainment Insurance, DICE Policy, Commercial Production Insurance, Documentary Insurance, Front Row Insurance Brokers, DICE Insurance, corporate video insurance, educational film production insurance, music video production insurance, music video insurance, Educational Film Insurance

Front Row Insurance Brokers Launches Online Small Business Insurance Program.

Posted by David Hamilton on Aug 31, 2017 5:44:01 PM

Front Row Insurance Brokers Inc. is excited to announce the launch of their new online business liability insurance and business contents insurance program. This unique offering provides commercial renters insurance for businesses that rent or lease their office space. Get a free business insurance quote in less than five minutes, 365 days a year, 24/7. Get a policy in less than 10 minutes here:


Visitors to the site that purchase a policy can sleep easy knowing their Workplace business renters insurance covers them all year with coverage to satisfy their landlord. Landlord certificates are no cost and are provided immediately upon purchasing a policy.


“Office equipment is covered in addition to liability insurance for small businesses. Earthquake and flood insurance are offered at no extra cost.“ said David Hamilton, CEO of Front Row Insurance Brokers. “This is a disruptive product for entrepreneurs looking for a reduction in small business insurance costs and an ability to purchase a policy in minutes without having to speak to a broker. The expected savings should average 20% and the time saving is significant for a business owner.”


Available to Canadian small business insurance buyers at:


The policy term is for 12 months. All office equipment is covered for: theft, damage and fire. Business interruption insurance is also provided.


The online link ensures small business insurance- low prices:


• $10,000 office contents insurance coverage: $25, plus a fee.

• $2,000,000 business liability coverage: $400

• $500 deductible


The online program for business renters insurance follows Front Row’s lead over the past two years into online offerings for: short term filmmakers, photographers and musicians. “We wanted to make the insurance process easier, faster and cheaper for business liability insurance and office renters insurance,” said Hamilton, “Given that there is no need to speak to a broker and an insurance company underwriter is not involved, the cost to process a small business liability insurance policy is much less online and we have passed the savings on in the form of a less expensive small business insurance policy. Although the Workplace office insurance policy is online, we are still available to answer questions by e mail or over the phone if required.”


The site can be accessed by clicking this link:


About: Front Row Insurance Brokers Inc. is an independent insurance broker that provides office renters insurance for the lowest possible cost. Should a claim occur, Front Row ensures that business rental insurance client receives the money they are owed per the office insurance policy, as quickly as possible. Front Row has offices in Vancouver, Toronto, Montreal and Halifax.


Tags: Film production offices, Office Contents Insurance

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