Pre-Production Insurance for Filmmakers

Posted by David Hamilton on Oct 2, 2018 2:35:17 PM

Pre production photo lens

PRE-PRODUCTION INSURANCE

Keep a Minor Pratfall from Becoming Your Downfall

Ah, pre-production. You’re one small step closer to getting your project in the can! Your script treatments are finished, crew hired, and cast chosen. You’re ready to get started building sets, designing costumes, and planning your shooting schedule. Normally this is not the stage of the game where things go wrong, but let’s consider a couple of scenarios where something does:

  • A large set piece falls over and will need repair or replacement. It was needed in a key scene.
  • A pipe bursts in your production office and important documents are water-damaged.

A film producer’s risk policy (also called an “Entertainment Package Policy”), includes a number of coverages which protect you against situations like the above. These coverages include:

Extra Expense Insurance

EE is a type of business interruption coverage which covers you for delays caused by loss or damage to property or facilities used in connection with the production. In example #1 above, it would compensate you for the additional cost and time of replacing the damaged set piece.

Office Contents

This coverage offers protection against damage or loss to the contents of your production office, including but not limited to:

  • Furniture
  • Equipment
  • Fixtures
  • Improvements & betterments
  • Valuable Papers and Records (e.g., written film tape, disc, drum, cell, printed or otherwise inscribed documents and records including books, maps, abstracts, deeds, manuscripts or other magnetic recording or storage media)

Ensuring you have the right coverage for your production will provide peace of mind and allow you to focus on what’s important—making your film. Contact us today.

 

RELATED LINKS:

Film Insurance 101 & How to Protect Your Film Project

Film Production Insurance: Why it is needed

Pre-Production Insurance

Film Production Insurance

How the Premium is Determined

Short Film Insurance

DigiGear Insurance

Props/Sets/Wardrobe Insurance

E&O Insurance

DICE Insurance

Third Party Property Damage

Crew Vehicles

Umbrella Vs. Excess Liability

Commercial General Liability

Negative Film / Videotape and Faulty Stock

Workers Comp

Cast Insurance

Extra Expense (EE)

Foreign Locations

Claims

Topics: Film Production Insurance, pre production insurance for filmmakers

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