{"portalId":61352,"siteId":0,"id":3908624791,"slug":"articles/how-to-save-money-on-your-camera-insurance-if-you-are-a-photographer-or-videographer","contentTypeId":null,"contentGroupId":952267656,"campaign":"0971fd7a-5991-4db0-9562-d5c4f5f07f58","categoryId":3,"state":"PUBLISHED","publishDate":1456508326000,"created":1456429742000,"updated":1649265203118,"templatePath":"","name":"<span id=\"hs_cos_wrapper_name\" class=\"hs_cos_wrapper hs_cos_wrapper_meta_field hs_cos_wrapper_type_text\" style=\"\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"text\" >Photographers & Videographers: Save Money on your Camera Insurance</span>","mabExperimentId":null,"archived":false,"authorName":null,"deletedAt":0,"freezeDate":1456508326000,"processingStatus":"PUBLISHED","previewKey":"h4vpA7oD","abTestId":null,"createdById":313859,"updatedById":7915797,"domain":"","resolvedDomain":"www.frontrowinsurance.com","legacyId":null,"performableGuid":"","isDraft":false,"subcategory":"normal_blog_post","abStatus":null,"blueprintTypeId":0,"folderId":null,"analyticsPageId":"3908624791","flexAreas":{},"widgetContainers":{"Sidebar_Modules":{"widgets":[{"css":{},"child_css":{},"type":"blog_subscribe","order":0,"label":"Blog Email Subscription","id":1489019984529,"body":{"overrideable":false,"response_message":"Thanks for Subscribing!","select_blog":"default","title":"Subscribe to Email Updates"},"deleted_at":1556906161864}],"deleted_at":1556906161864}},"widgets":{"name":{"body":{"title":"Photographers & Videographers: Save Money on your Camera Insurance"},"id":"name","name":"name","type":"text","label":"Title"},"module_156398965931111":{"body":{"path":"/Marketplace/HubSpot/Team_Member/Team Member","widget_name":"Team Member","definition_id":null,"wrapping_html":"","module_id":8696351,"per_widget_wrapper_html":"","smart_type":"NOT_SMART","type":"module","tag":"module","smart_objects":null},"css":{},"child_css":{},"id":"module_156398965931111","name":"module_156398965931111","type":"module","order":9,"label":"Team Member","smart_type":null,"styles":{},"module_id":8696351,"deleted_at":1649265187480},"module_15960847531069":{"body":{"wrap_field_tag":"div","path":"/Coded files/Custom/blog/FrontRow2014/Blog Subscribe New Module 2020","definition_id":null,"module_id":33051772119,"smart_type":"NOT_SMART","field_types":{"add_form":"form","add_form_title":"text","enable_form":"boolean"},"type":"module","tag":"module","smart_objects":null},"css":{},"child_css":{},"id":"module_15960847531069","name":"module_15960847531069","type":"module","order":4,"label":"Blog Subscribe New Module 2020","smart_type":null,"styles":{},"module_id":33051772119,"deleted_at":1649265187480},"module_15965216980304":{"body":{"wrap_field_tag":"div","path":"/Coded files/Custom/blog/FrontRow2014/Basic Rich Text Box for Blog","definition_id":null,"module_id":33156769794,"smart_type":"NOT_SMART","field_types":{"add_content":"richtext","enable_rich_text_module":"boolean"},"type":"module","tag":"module","smart_objects":null},"css":{},"child_css":{},"id":"module_15965216980304","name":"module_15965216980304","type":"module","order":5,"label":"Basic Rich Text Box for Blog","smart_type":null,"styles":{},"module_id":33156769794,"deleted_at":1649265187480},"post_body":{"body":{"html":"<h1>SAVE MONEY ON YOUR CAMERA INSURANCE</h1>\n<p><img src=\"https://cdn2.hubspot.net/hubfs/61352/blog-image-uploads/PHOTOGRAPHERS-&amp;-VIDEOGRAPHERS_-SAVE-MONEY-ON-YOUR-CAMERA-INSURANCE-forweb600.jpg\" alt=\"SAVE MONEY ON YOUR CAMERA INSURANCE\" style=\"width: 600px; display: block; margin: 0px auto;\" width=\"600\"></p>\n<h2>To achieve the best premium for your camera and photography insurance, consider:</h2>\n<!--more-->\n<ul>\n<li><strong style=\"font-size: inherit;\">Choose a higher deductible. </strong>A deductible is the specified amount of money that you must pay before an insurance company will pay a claim. The higher the deductible, the lower the premium. As long as you choose a deductible that you can still afford in the event your camera equipment is lost, stolen or damaged, you can save on your camera gear insurance cost.&nbsp;</li>\n<li><strong style=\"font-size: inherit;\">Buy equipment and liability coverage at the same time as a bundle. </strong>Combine your coverages and purchase at the same time: this could result in a lower package premium.</li>\n<li><strong style=\"font-size: inherit;\">Do your own risk management and increase security measures. </strong>Measures might include:\n<ul>\n<li>installing a <a href=\"https://amzn.to/39vSO7g\" rel=\"nofollow noopener\">security system</a> [Amazon Affiliate Link]</li>\n<li>converting a closet to a safe room with deadbolts</li>\n<li>investing in high quality travel cases that lock such as <a href=\"https://amzn.to/2TDOIU0\" rel=\"nofollow noopener\">Pelican cases</a> [Amazon Affiliate Link]</li>\n<li>ask your specialized photography insurance broker for more recommendations</li>\n</ul>\n</li>\n<li><strong style=\"font-size: inherit;\">Always compare quotes.</strong> Prices tend to vary from insurance company to insurance company – that’s why it’s always a good idea to shop around and compare quotes. Additionally, look for brokers that specializes in insurance for photographers.</li>\n<li><strong style=\"font-size: inherit;\">Make sure your policy covers commercial activities. </strong>This is a difficult, pricey lesson that is better learned before there is a loss. Our experience tells us that many professional photographers <a href=\"/articles/photographers-you-may-not-be-covered-by-your-homeowners-insurance-if-you-have-been-paid\" rel=\" noopener\">assume they are covered by their homeowners policy when in fact they are not</a>. If you sell your prints , check your policy and make sure your coverage is appropriate.</li>\n</ul>\n<h3>We have created a 5-minute online insurance solution, available to Canadian photographers at: <a href=\"https://photographer.frontrowinsurance.com\" style=\"font-weight: bold;\">https://photographer.frontrowinsurance.com</a></h3>\n<img title=\"Camera Insurance\" style=\"width: 150px; float: right;\" alt=\"Camera Insurance\" src=\"http://cdn2.hubspot.net/hubfs/61352/iStock_000054459656_Large.jpg\" width=\"150\" align=\"right\">\n<p><span>The policy term is for 12 months and coverage is provided in most countries worldwide except those subject to trade restrictions.</span></p>\n<p>Rental equipment coverage is also available. All equipment is covered for replacement cost for: theft, damage, fire and loss of use.</p>\n<h2>Industry-low photography insurance prices:</h2>\n<ul>\n<li>$10,000 equipment coverage: $100 CAD,</li>\n<li><span>$2,000,000 location liability coverage: $200 CAD; $5,000,000: $350 CAD. Liability covers property damage and bodily injury that you do while shooting on location or in a rented studio. Pays legal fees, too.</span></li>\n<li><span>$350 CAD deductible for gear. <em>(prices subject to change)</em></span></li>\n</ul>\n<p><span>The online program for photographers follows Front Row’s lead earlier this year into online offerings for <a href=\"https://shortshoot.frontrowinsurance.com/\" rel=\" noopener\">short-term filmmakers</a> and <a href=\"https://musicians.frontrowinsurance.com/\" rel=\" noopener\">musicians</a>. “We wanted to make the insurance process easier, faster and&nbsp;</span><span>cheaper for photographers,” said <a href=\"/staff/david-hamilton\" rel=\" noopener\">David Hamilton, President of Front Row</a>. “Given that there is no need to speak to a broker and an insurance company underwriter is not involved, the cost to process a camera insurance policy is much less online and we have passed the savings onto the photographer. Although the camera policy is online, we are still available to answer questions by e mail or over the phone if required.”</span></p>\n<h2 class=\"p4\">Refer a Friend to Front Row Insurance</h2>\n<p class=\"p5\">Based on customer demand, we’ve setup our <a href=\"/referral\" rel=\" noopener\"><span class=\"s1\">referral marketing program</span></a> and if you refer a friend to Front Row, you could win a $15 Amazon eGift Card OR be entered into a random draw to win a $99 Amazon eGift Card! <i>(depending on your province)</i></p>\n<p class=\"p6\">&nbsp;</p>\n<h3>Related Posts:</h3>\n<p class=\"p1\"><a href=\"/photography-insurance-101\" rel=\" noopener\"><strong>FREE EBOOK</strong>! PHOTOGRAPHY INSURANCE 101: PROTECT YOUR CAMERA GEAR</a></p>\n<p class=\"p1\"><a href=\"/articles/photography-equipment-insurance-you-may-not-be-covered-by-your-homeowners-policy-if-you-have-sold-prints-in-the-past\" rel=\" noopener\">PHOTOGRAPHY EQUIPMENT INSURANCE: YOU MAY NOT BE COVERED BY HOMEOWNERS</a></p>\n<p class=\"p1\"><a href=\"/articles/photography-business-do-i-need-insurance\" rel=\" noopener\">I’M JUST STARTING OUT IN MY PHOTOGRAPHY BUSINESS; DO I NEED INSURANCE?</a></p>\n<p class=\"p1\"><a href=\"/articles/4-questions-to-consider-when-buying-photography-business-insurance\" rel=\" noopener\">4 QUESTIONS TO CONSIDER WHEN BUYING PHOTOGRAPHY BUSINESS INSURANCE</a></p>\n<p class=\"p1\"><a href=\"/articles/equipmenttheftfromvehicle\" rel=\" noopener\">THEFT FROM VEHICLE: PHOTOGRAPHY INSURANCE EXPLAINED</a></p>\n<p class=\"p1\">PHOTOGRAPHERS &amp; VIDEOGRAPHERS: SAVE MONEY ON YOUR CAMERA INSURANCE</p>\n<p class=\"p1\"><a href=\"/articles/camera-insurance-how-to-reduce-the-cost-to-insure-your-photography-equipment\" rel=\" noopener\">HOW TO REDUCE THE COST TO INSURE YOUR PHOTOGRAPHY EQUIPMENT</a></p>\n<p class=\"p1\"><a href=\"/articles/how-to-protect-your-camera-lenses\" rel=\" noopener\">HOW TO PROTECT YOUR CAMERA LENS(ES)</a></p>\n<p class=\"p1\"><a href=\"/articles/what-to-know-about-rain-photography-protecting-your-camera-in-rain\" rel=\" noopener\">WHAT TO KNOW ABOUT RAIN PHOTOGRAPHY: PROTECTING YOUR CAMERA IN RAIN</a></p>\n<p class=\"p1\"><a href=\"/articles/underwater-photography-in-water-photography-camera-protection\" rel=\" noopener\">UNDERWATER PHOTOGRAPHY BEST PRACTICES / IN-WATER PHOTOGRAPHY</a></p>\n<p class=\"p1\"><a href=\"/articles/protect-your-camera-from-overheating\" rel=\" noopener\">PROTECT YOUR CAMERA GEAR FROM OVERHEATING</a></p>\n<p class=\"p1\"><a href=\"/articles/how-to-protect-your-camera-from-sand\" rel=\" noopener\">PROTECT YOUR CAMERA AT THE BEACH / PROTECT YOUR CAMERA FROM SAND</a></p>\n<p class=\"p1\"><a href=\"/articles/organizing-your-camera-gear\" rel=\" noopener\">ORGANIZING YOUR CAMERA GEAR / KEEP TRACK OF YOUR PHOTOGRAPHY GEAR</a></p>\n<p class=\"p1\"><a href=\"/articles/insurance-for-photos-booths-photo-booth-insurance-from-front-row\" rel=\" noopener\">INSURANCE FOR PHOTOS BOOTHS | PHOTO BOOTH INSURANCE FROM FRONT ROW</a></p>\n<p class=\"p1\"><a href=\"/articles/video-how-do-i-add-an-additional-insured-to-my-policy\" rel=\" noopener\">HOW DO I ADD AN ADDITIONAL INSURED TO MY POLICY?</a></p>\n<p class=\"p1\"><a href=\"/articles/5-things-to-know-about-making-a-photography-insurance-claim\" rel=\" noopener\">5 THINGS TO KNOW ABOUT MAKING A PHOTOGRAPHY INSURANCE CLAIM</a></p>\n<p class=\"p1\"><a href=\"/articles/online-camera-insurance-policies-for-photographers\" rel=\" noopener\">FRONT ROW: OFFERING ONLINE CAMERA INSURANCE POLICIES FOR PHOTOGRAPHERS</a></p>\n<p class=\"p2\"><span style=\"font-size: 13px;\"><strong><i>DISCLAIMER</i></strong><i>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</i></span></p>\n<p class=\"p2\"><span style=\"font-size: 13px;\"><strong><i>Amazon Associates Disclosure</i></strong><i>: Front Row Insurance is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon. This post may contain affiliate links. There is no additional cost to you.</i></span></p>"},"id":"post_body","name":"post_body","type":"rich_text","label":"Blog Content","deleted_at":1614700701826},"module_150585078144639":{"body":{"per_widget_wrapper_html":"","wrapping_html":"","tag":"space","type":"space"},"css":{},"child_css":{},"id":"module_150585078144639","name":"module_150585078144639","type":"space","order":14,"label":"Horizontal Spacer","smart_type":null,"deleted_at":1573070231607},"module_150585066919533":{"body":{"per_widget_wrapper_html":"","wrapping_html":"","tag":"space","type":"space"},"css":{},"child_css":{},"id":"module_150585066919533","name":"module_150585066919533","type":"space","order":6,"label":"Horizontal Spacer","smart_type":null,"deleted_at":1573070231607},"module_150585064696231":{"body":{"per_widget_wrapper_html":"","wrapping_html":"","tag":"space","type":"space"},"css":{},"child_css":{},"id":"module_150585064696231","name":"module_150585064696231","type":"space","order":4,"label":"Horizontal 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\"http://cdn2.hubspot.net/hubfs/61352/iStock_000054459656_Large.jpg\"\n },\n \"datePublished\": \"2016-02-26 17:38:46\",\n \"dateModified\": \"\",\n \"author\": {\n \"@type\": \"Person\",\n \"name\": \"') }}\"\n },\n \"publisher\": {\n \"@type\": \"Organization\",\n \"name\": \"FRONT ROW INSURANCE BROKERS\",\n \"logo\": {\n \"@type\": \"ImageObject\",\n \"url\": \"https://cdn2.hubspot.net/hubfs/61352/images/Logos/FR_logo_%5BConverted,-Inverted%5D.png\"\n }\n },\n \"description\": \"5 easy ways to Save Money on Camera Equipment Insurance. Choose a higher deductible. A deductible is the specified amount of money that you must pay.\"\n }\n </script>\n <!-- End Schema --> \n<script type=\"text/javascript\">\n window._mNHandle = window._mNHandle || {};\n window._mNHandle.queue = window._mNHandle.queue || [];\n medianet_versionId = \"3121199\";\n</script>\n<script src=\"https://contextual.media.net/dmedianet.js?cid=8CU76IWTZ\" async=\"async\"></script>","htmlHeadIsShared":true,"postHtmlHead":"<!-- Blog Schema by Front Row Insurance // https://www.frontrowinsurance.com/ -->\n\n<script type=\"application/ld+json\">\n {\n \"@context\": \"http://schema.org\",\n \"@type\": \"BlogPosting\",\n \"mainEntityOfPage\":{\n \"@type\":\"WebPage\",\n \"@id\":\"https://www.frontrowinsurance.com/articles/how-to-save-money-on-your-camera-insurance-if-you-are-a-photographer-or-videographer\"\n },\n \"headline\": \"Photographers & Videographers: Save Money on your Camera Insurance\",\n \"image\": {\n \"@type\": \"ImageObject\",\n \"url\": \"http://cdn2.hubspot.net/hubfs/61352/iStock_000054459656_Large.jpg\"\n },\n \"datePublished\": \"2016-02-26 17:38:46\",\n \"dateModified\": \"\",\n \"author\": {\n \"@type\": \"Person\",\n \"name\": \"') }}\"\n },\n \"publisher\": {\n \"@type\": \"Organization\",\n \"name\": \"FRONT ROW INSURANCE BROKERS\",\n \"logo\": {\n \"@type\": \"ImageObject\",\n \"url\": \"https://cdn2.hubspot.net/hubfs/61352/images/Logos/FR_logo_%5BConverted,-Inverted%5D.png\"\n }\n },\n \"description\": \"5 easy ways to Save Money on Camera Equipment Insurance. 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A deductible is the specified amount of money that you must pay.\"\n }\n </script>\n <!-- End Schema --> \n<script type=\"text/javascript\">\n window._mNHandle = window._mNHandle || {};\n window._mNHandle.queue = window._mNHandle.queue || [];\n medianet_versionId = \"3121199\";\n</script>\n<script src=\"https://contextual.media.net/dmedianet.js?cid=8CU76IWTZ\" async=\"async\"></script>","htmlFooter":"<!-- DELTA-->","htmlFooterIsShared":false,"postHtmlFooter":"<!-- OMEGA-->","htmlKeywords":["Front Row Insurance Blog"," entertainment blog"," film blog"," film insurance"," event insurance"," film festival blog"," production blog"," musicians blog"," "],"postsPerListingPage":10,"postsPerRssFeed":10,"allowComments":true,"closeCommentsOlder":0,"commentModeration":true,"commentNotificationEmails":["mike@frontrowinsurance.com","grant@frontrowinsurance.com"],"commentVerificationText":"","captchaAlways":false,"captchaAfterDays":7,"itemLayoutId":null,"itemTemplatePath":"prox_frontrow/templates/blog/blog-post.html","listingLayoutId":null,"listingTemplatePath":"prox_frontrow/templates/blog/blog-listing.html","itemTemplateIsShared":false,"usesDefaultTemplate":false,"defaultGroupStyleId":"","showSummaryInListing":false,"publishDateFormat":"medium","commentFormGuid":"7a447743-bbf2-4b55-a759-b405bf392a7d","commentDateFormat":"medium","commentMaxThreadDepth":3,"monthFilterFormat":"MMMM yyyy","showSummaryInRss":true,"showSocialLinkTwitter":true,"showSocialLinkFacebook":true,"showSocialLinkLinkedin":true,"defaultNotificationReplyTo":"","defaultNotificationFromName":"","subscriptionContactsProperty":"blog_blog_the_front_row_view_subscription","subscriptionListsByType":{"daily":12,"weekly":13,"instant":11,"monthly":10},"subscriptionFormGuid":"a2c254df-2214-4c54-bd51-46da1e3029fb","subscriptionEmailType":null,"emailApiSubscriptionId":283237,"instantNotificationEmailId":"952268061","dailyNotificationEmailId":"952268096","weeklyNotificationEmailId":"952268106","monthlyNotificationEmailId":"952267981","enableSocialAutoPublishing":false,"enableGoogleAmpOutput":true,"socialAccountTwitter":"","dateFormattingLanguage":"en_US","rssCustomFeed":"","rssDescription":"RSS feeds for ","rssItemHeader":"","rssItemFooter":"<IMG style=\"WIDTH: 144px; HEIGHT: 78px\" title=\"\" border=0 alt=\"\" align=center src=\"http://focusinsurance.web6.hubspot.com/Portals/61352/images//logo_final.jpg\" width=138 height=78 mce_src=\"/Portals/61352/images//logo_final.jpg\">","legacyTabId":137640,"legacyModuleId":"164112","legacyGuid":"469ce2ec-4dd9-442d-984a-3bab2557a02f","ampHeaderColor":"#1e1e1e","ampHeaderBackgroundColor":"#ffffff","ampBodyColor":"#404040","ampLinkColor":"#416bb3","ampHeaderFont":"'Helvetica Neue', Helvetica, Arial, sans-serif","ampHeaderFontSize":"36","ampBodyFont":"'Helvetica Neue', Helvetica, Arial, sans-serif","ampBodyFontSize":"18","ampLogoSrc":"https://cdn2.hubspot.net/hubfs/61352/front-row-logo.png","ampLogoAlt":"Front Row Insurance logo","ampLogoHeight":63,"ampLogoWidth":175,"ampCustomCss":"","generateJsonLdEnabled":false,"urlSegments":{},"title":null,"label":"The Front Row View (entertainment insurance blog)","cdnPurgeEmbargoTime":null,"audienceAccess":"PUBLIC"},"themePath":null,"audienceAccess":"PUBLIC","templatePathForRender":"prox_frontrow/templates/blog/blog-post.html","useFeaturedImage":true,"htmlTitle":"Photographers & Videographers: Save Money on your Camera Insurance","contentGroup":952267656,"publishDateLocalized":{"format":"medium","language":"en_US","date":1456508326000},"postTemplate":"prox_frontrow/templates/blog/blog-post.html","listTemplate":"prox_frontrow/templates/blog/blog-listing.html","postBody":"<span id=\"hs_cos_wrapper_post_body\" class=\"hs_cos_wrapper hs_cos_wrapper_meta_field hs_cos_wrapper_type_rich_text\" style=\"\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"rich_text\" ><h2>To achieve the best premium for camera and photography insurance:</h2>\n<ul>\n<li><strong style=\"font-size: inherit;\">Make sure your policy covers commercial activities. </strong>This is a difficult, pricey lesson that is better learned before there is a loss. Our experience tells us that many professional photographers <a href=\"/articles/photographers-you-may-not-be-covered-by-your-homeowners-insurance-if-you-have-been-paid\" rel=\" noopener\">assume they are covered by their homeowners policy when in fact they are not</a>. If you sell your prints , check your policy and make sure your coverage is appropriate.</li>\n<li><strong style=\"font-size: inherit;\">Always compare quotes.</strong> Prices tend to vary from insurance company to insurance company – that’s why it’s always a good idea to shop around and compare quotes. Additionally, look for brokers that specializes in insurance for photographers.</li>\n<li><strong style=\"font-size: inherit;\">Buy equipment and liability coverage at the same time as a bundle. </strong>Combine your coverages and purchase at the same time: this could result in a lower package premium.</li>\n<li><strong style=\"font-size: inherit;\"><strong style=\"font-size: inherit;\">Do your own risk management and increase security measures. </strong></strong><span style=\"font-weight: normal;\">Having losses on your claims history can increase your premiums, so one way to keep the cost of insurance low is to prevent losses before they happen.</span> Measures might include:\n<ul>\n<li>installing a <a href=\"https://amzn.to/39vSO7g\" rel=\"nofollow noopener\">security system</a> [Amazon Affiliate Link]</li>\n<li>converting a closet to a safe room with deadbolts</li>\n<li>investing in high quality travel cases that lock such as <a href=\"https://geni.us/F0ElfAh\" rel=\"nofollow noopener\">Pelican cases</a> [Amazon Affiliate Link]</li>\n<li>ask your specialized photography insurance broker for more recommendations</li>\n</ul>\n</li>\n</ul>\n<h3>We have created a 5-minute online insurance solution, available to Canadian photographers at: <a href=\"https://photographer.frontrowinsurance.com\" style=\"font-weight: bold;\">https://photographer.frontrowinsurance.com</a></h3>\n<img title=\"Camera Insurance\" style=\"width: 150px; float: right;\" alt=\"Camera Insurance\" src=\"http://cdn2.hubspot.net/hubfs/61352/iStock_000054459656_Large.jpg\" width=\"150\" align=\"right\">\n<p><span>The policy term is for 12 months and coverage is provided in most countries worldwide except those subject to trade restrictions.</span></p>\n<!--more--><p>Rental equipment coverage is also available. All equipment is covered for replacement cost for: theft, damage, fire, loss of use.</p>\n<h2>Industry-low photography insurance prices:</h2>\n<ul>\n<li>$10,000 equipment coverage: $100 CAD,</li>\n<li><span>$236 CAD; $5,000,000: $406 CAD. Liability covers your legal liability for property damage and bodily injury that you cause while shooting on location or in a rented studio. Pays legal fees, too.</span></li>\n<li>Deductible for gear as low as $350 CAD. <em>(Premiums and terms are subject to change and depend on your particular application)</em></li>\n</ul>\n<p><span>The online program for photographers follows Front Row’s lead earlier this year into online offerings for <a href=\"https://shortshoot.frontrowinsurance.com/\" rel=\" noopener\">short-term filmmakers</a> and <a href=\"https://musicians.frontrowinsurance.com/\" rel=\" noopener\">musicians</a>. “We wanted to make the insurance process easier, faster and&nbsp;</span><span>cheaper for photographers,” said <a href=\"/staff/david-hamilton\" rel=\" noopener\">David Hamilton, President of Front Row</a>. “Given that there is no need to speak to a broker and an insurance company underwriter is not involved, the cost to process a camera insurance policy is much less online and we have passed the savings onto the photographer. Although the camera policy is online, we are still available to answer questions by e mail or over the phone if required.”</span></p>\n<h2 class=\"p4\">Refer a Friend to Front Row Insurance</h2>\n<p class=\"p5\">Based on customer demand, we’ve setup our <a href=\"/referral\" rel=\" noopener\"><span class=\"s1\">referral marketing program</span></a> and if you refer a friend to Front Row, you could win a $15 Amazon eGift Card OR be entered into a random draw to win a $99 Amazon eGift Card! <i>(depending on your province)</i></p>\n<p class=\"p6\">&nbsp;</p>\n<h3>Related Posts:</h3>\n<p class=\"p1\"><a href=\"/photography-insurance-101\" rel=\" noopener\"><strong>FREE EBOOK</strong>! PHOTOGRAPHY INSURANCE 101: PROTECT YOUR CAMERA GEAR</a></p>\n<p class=\"p1\"><a href=\"/articles/photography-equipment-insurance-you-may-not-be-covered-by-your-homeowners-policy-if-you-have-sold-prints-in-the-past\" rel=\" noopener\">PHOTOGRAPHY EQUIPMENT INSURANCE: YOU MAY NOT BE COVERED BY HOMEOWNERS</a></p>\n<p class=\"p1\"><a href=\"/articles/photography-business-do-i-need-insurance\" rel=\" noopener\">I’M JUST STARTING OUT IN MY PHOTOGRAPHY BUSINESS; DO I NEED INSURANCE?</a></p>\n<p class=\"p1\"><a href=\"/articles/4-questions-to-consider-when-buying-photography-business-insurance\" rel=\" noopener\">4 QUESTIONS TO CONSIDER WHEN BUYING PHOTOGRAPHY BUSINESS INSURANCE</a></p>\n<p class=\"p1\"><a href=\"/articles/equipmenttheftfromvehicle\" rel=\" noopener\">THEFT FROM VEHICLE: PHOTOGRAPHY INSURANCE EXPLAINED</a></p>\n<p class=\"p1\">PHOTOGRAPHERS &amp; VIDEOGRAPHERS: SAVE MONEY ON YOUR CAMERA INSURANCE</p>\n<p class=\"p1\"><a href=\"/articles/camera-insurance-how-to-reduce-the-cost-to-insure-your-photography-equipment\" rel=\" noopener\">HOW TO REDUCE THE COST TO INSURE YOUR PHOTOGRAPHY EQUIPMENT</a></p>\n<p class=\"p1\"><a href=\"/articles/how-to-protect-your-camera-lenses\" rel=\" noopener\">HOW TO PROTECT YOUR CAMERA LENS(ES)</a></p>\n<p class=\"p1\"><a href=\"/articles/what-to-know-about-rain-photography-protecting-your-camera-in-rain\" rel=\" noopener\">WHAT TO KNOW ABOUT RAIN PHOTOGRAPHY: PROTECTING YOUR CAMERA IN RAIN</a></p>\n<p class=\"p1\"><a href=\"/articles/underwater-photography-in-water-photography-camera-protection\" rel=\" noopener\">UNDERWATER PHOTOGRAPHY BEST PRACTICES / IN-WATER PHOTOGRAPHY</a></p>\n<p class=\"p1\"><a href=\"/articles/protect-your-camera-from-overheating\" rel=\" noopener\">PROTECT YOUR CAMERA GEAR FROM OVERHEATING</a></p>\n<p class=\"p1\"><a href=\"/articles/how-to-protect-your-camera-from-sand\" rel=\" noopener\">PROTECT YOUR CAMERA AT THE BEACH / PROTECT YOUR CAMERA FROM SAND</a></p>\n<p class=\"p1\"><a href=\"/articles/organizing-your-camera-gear\" rel=\" noopener\">ORGANIZING YOUR CAMERA GEAR / KEEP TRACK OF YOUR PHOTOGRAPHY GEAR</a></p>\n<p class=\"p1\"><a href=\"/articles/insurance-for-photos-booths-photo-booth-insurance-from-front-row\" rel=\" noopener\">INSURANCE FOR PHOTOS BOOTHS | PHOTO BOOTH INSURANCE FROM FRONT ROW</a></p>\n<p class=\"p1\"><a href=\"/articles/video-how-do-i-add-an-additional-insured-to-my-policy\" rel=\" noopener\">HOW DO I ADD AN ADDITIONAL INSURED TO MY POLICY?</a></p>\n<p class=\"p1\"><a href=\"/articles/5-things-to-know-about-making-a-photography-insurance-claim\" rel=\" noopener\">5 THINGS TO KNOW ABOUT MAKING A PHOTOGRAPHY INSURANCE CLAIM</a></p>\n<p class=\"p1\"><a href=\"/articles/online-camera-insurance-policies-for-photographers\" rel=\" noopener\">FRONT ROW: OFFERING ONLINE CAMERA INSURANCE POLICIES FOR PHOTOGRAPHERS</a></p>\n<p class=\"p2\"><span style=\"font-size: 13px;\"><strong><i>DISCLAIMER</i></strong><i>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</i></span></p>\n<p class=\"p2\"><span style=\"font-size: 13px;\"><strong><i>Amazon Associates Disclosure</i></strong><i>: Front Row Insurance is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon. This post may contain affiliate links. There is no additional cost to you.</i></span></p></span>","postSummary":"<h2>To achieve the best premium for camera and photography insurance:</h2>\n<ul>\n<li><strong style=\"font-size: inherit;\">Make sure your policy covers commercial activities. </strong>This is a difficult, pricey lesson that is better learned before there is a loss. Our experience tells us that many professional photographers <a href=\"/articles/photographers-you-may-not-be-covered-by-your-homeowners-insurance-if-you-have-been-paid\" rel=\" noopener\">assume they are covered by their homeowners policy when in fact they are not</a>. If you sell your prints , check your policy and make sure your coverage is appropriate.</li>\n<li><strong style=\"font-size: inherit;\">Always compare quotes.</strong> Prices tend to vary from insurance company to insurance company – that’s why it’s always a good idea to shop around and compare quotes. Additionally, look for brokers that specializes in insurance for photographers.</li>\n<li><strong style=\"font-size: inherit;\">Buy equipment and liability coverage at the same time as a bundle. </strong>Combine your coverages and purchase at the same time: this could result in a lower package premium.</li>\n<li><strong style=\"font-size: inherit;\"><strong style=\"font-size: inherit;\">Do your own risk management and increase security measures. </strong></strong><span style=\"font-weight: normal;\">Having losses on your claims history can increase your premiums, so one way to keep the cost of insurance low is to prevent losses before they happen.</span> Measures might include:\n<ul>\n<li>installing a <a href=\"https://amzn.to/39vSO7g\" rel=\"nofollow noopener\">security system</a> [Amazon Affiliate Link]</li>\n<li>converting a closet to a safe room with deadbolts</li>\n<li>investing in high quality travel cases that lock such as <a href=\"https://geni.us/F0ElfAh\" rel=\"nofollow noopener\">Pelican cases</a> [Amazon Affiliate Link]</li>\n<li>ask your specialized photography insurance broker for more recommendations</li>\n</ul>\n</li>\n</ul>\n<h3>We have created a 5-minute online insurance solution, available to Canadian photographers at: <a href=\"https://photographer.frontrowinsurance.com\" style=\"font-weight: bold;\">https://photographer.frontrowinsurance.com</a></h3>\n<img title=\"Camera Insurance\" style=\"width: 150px; float: right;\" alt=\"Camera Insurance\" src=\"http://cdn2.hubspot.net/hubfs/61352/iStock_000054459656_Large.jpg\" width=\"150\" align=\"right\">\n<p><span>The policy term is for 12 months and coverage is provided in most countries worldwide except those subject to trade restrictions.</span></p>\n","blogPostScheduleTaskUid":null,"blogPublishToSocialMediaTask":"DONE_NOT_SENT","blogPublishInstantEmailTaskUid":"DONE","blogPublishInstantEmailCampaignId":null,"blogPublishInstantEmailRetryCount":null,"postListContent":"<span id=\"hs_cos_wrapper_post_body\" class=\"hs_cos_wrapper hs_cos_wrapper_meta_field hs_cos_wrapper_type_rich_text\" style=\"\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"rich_text\" ><h2>To achieve the best premium for camera and photography insurance:</h2>\n<ul>\n<li><strong style=\"font-size: inherit;\">Make sure your policy covers commercial activities. </strong>This is a difficult, pricey lesson that is better learned before there is a loss. Our experience tells us that many professional photographers <a href=\"/articles/photographers-you-may-not-be-covered-by-your-homeowners-insurance-if-you-have-been-paid\" rel=\" noopener\">assume they are covered by their homeowners policy when in fact they are not</a>. If you sell your prints , check your policy and make sure your coverage is appropriate.</li>\n<li><strong style=\"font-size: inherit;\">Always compare quotes.</strong> Prices tend to vary from insurance company to insurance company – that’s why it’s always a good idea to shop around and compare quotes. Additionally, look for brokers that specializes in insurance for photographers.</li>\n<li><strong style=\"font-size: inherit;\">Buy equipment and liability coverage at the same time as a bundle. </strong>Combine your coverages and purchase at the same time: this could result in a lower package premium.</li>\n<li><strong style=\"font-size: inherit;\"><strong style=\"font-size: inherit;\">Do your own risk management and increase security measures. </strong></strong><span style=\"font-weight: normal;\">Having losses on your claims history can increase your premiums, so one way to keep the cost of insurance low is to prevent losses before they happen.</span> Measures might include:\n<ul>\n<li>installing a <a href=\"https://amzn.to/39vSO7g\" rel=\"nofollow noopener\">security system</a> [Amazon Affiliate Link]</li>\n<li>converting a closet to a safe room with deadbolts</li>\n<li>investing in high quality travel cases that lock such as <a href=\"https://geni.us/F0ElfAh\" rel=\"nofollow noopener\">Pelican cases</a> [Amazon Affiliate Link]</li>\n<li>ask your specialized photography insurance broker for more recommendations</li>\n</ul>\n</li>\n</ul>\n<h3>We have created a 5-minute online insurance solution, available to Canadian photographers at: <a href=\"https://photographer.frontrowinsurance.com\" style=\"font-weight: bold;\">https://photographer.frontrowinsurance.com</a></h3>\n<img title=\"Camera Insurance\" style=\"width: 150px; float: right;\" alt=\"Camera Insurance\" src=\"http://cdn2.hubspot.net/hubfs/61352/iStock_000054459656_Large.jpg\" width=\"150\" align=\"right\">\n<p><span>The policy term is for 12 months and coverage is provided in most countries worldwide except those subject to trade restrictions.</span></p>\n<!--more--><p>Rental equipment coverage is also available. All equipment is covered for replacement cost for: theft, damage, fire, loss of use.</p>\n<h2>Industry-low photography insurance prices:</h2>\n<ul>\n<li>$10,000 equipment coverage: $100 CAD,</li>\n<li><span>$236 CAD; $5,000,000: $406 CAD. Liability covers your legal liability for property damage and bodily injury that you cause while shooting on location or in a rented studio. Pays legal fees, too.</span></li>\n<li>Deductible for gear as low as $350 CAD. <em>(Premiums and terms are subject to change and depend on your particular application)</em></li>\n</ul>\n<p><span>The online program for photographers follows Front Row’s lead earlier this year into online offerings for <a href=\"https://shortshoot.frontrowinsurance.com/\" rel=\" noopener\">short-term filmmakers</a> and <a href=\"https://musicians.frontrowinsurance.com/\" rel=\" noopener\">musicians</a>. “We wanted to make the insurance process easier, faster and&nbsp;</span><span>cheaper for photographers,” said <a href=\"/staff/david-hamilton\" rel=\" noopener\">David Hamilton, President of Front Row</a>. “Given that there is no need to speak to a broker and an insurance company underwriter is not involved, the cost to process a camera insurance policy is much less online and we have passed the savings onto the photographer. Although the camera policy is online, we are still available to answer questions by e mail or over the phone if required.”</span></p>\n<h2 class=\"p4\">Refer a Friend to Front Row Insurance</h2>\n<p class=\"p5\">Based on customer demand, we’ve setup our <a href=\"/referral\" rel=\" noopener\"><span class=\"s1\">referral marketing program</span></a> and if you refer a friend to Front Row, you could win a $15 Amazon eGift Card OR be entered into a random draw to win a $99 Amazon eGift Card! <i>(depending on your province)</i></p>\n<p class=\"p6\">&nbsp;</p>\n<h3>Related Posts:</h3>\n<p class=\"p1\"><a href=\"/photography-insurance-101\" rel=\" noopener\"><strong>FREE EBOOK</strong>! PHOTOGRAPHY INSURANCE 101: PROTECT YOUR CAMERA GEAR</a></p>\n<p class=\"p1\"><a href=\"/articles/photography-equipment-insurance-you-may-not-be-covered-by-your-homeowners-policy-if-you-have-sold-prints-in-the-past\" rel=\" noopener\">PHOTOGRAPHY EQUIPMENT INSURANCE: YOU MAY NOT BE COVERED BY HOMEOWNERS</a></p>\n<p class=\"p1\"><a href=\"/articles/photography-business-do-i-need-insurance\" rel=\" noopener\">I’M JUST STARTING OUT IN MY PHOTOGRAPHY BUSINESS; DO I NEED INSURANCE?</a></p>\n<p class=\"p1\"><a href=\"/articles/4-questions-to-consider-when-buying-photography-business-insurance\" rel=\" noopener\">4 QUESTIONS TO CONSIDER WHEN BUYING PHOTOGRAPHY BUSINESS INSURANCE</a></p>\n<p class=\"p1\"><a href=\"/articles/equipmenttheftfromvehicle\" rel=\" noopener\">THEFT FROM VEHICLE: PHOTOGRAPHY INSURANCE EXPLAINED</a></p>\n<p class=\"p1\">PHOTOGRAPHERS &amp; VIDEOGRAPHERS: SAVE MONEY ON YOUR CAMERA INSURANCE</p>\n<p class=\"p1\"><a href=\"/articles/camera-insurance-how-to-reduce-the-cost-to-insure-your-photography-equipment\" rel=\" noopener\">HOW TO REDUCE THE COST TO INSURE YOUR PHOTOGRAPHY EQUIPMENT</a></p>\n<p class=\"p1\"><a href=\"/articles/how-to-protect-your-camera-lenses\" rel=\" noopener\">HOW TO PROTECT YOUR CAMERA LENS(ES)</a></p>\n<p class=\"p1\"><a href=\"/articles/what-to-know-about-rain-photography-protecting-your-camera-in-rain\" rel=\" noopener\">WHAT TO KNOW ABOUT RAIN PHOTOGRAPHY: PROTECTING YOUR CAMERA IN RAIN</a></p>\n<p class=\"p1\"><a href=\"/articles/underwater-photography-in-water-photography-camera-protection\" rel=\" noopener\">UNDERWATER PHOTOGRAPHY BEST PRACTICES / IN-WATER PHOTOGRAPHY</a></p>\n<p class=\"p1\"><a href=\"/articles/protect-your-camera-from-overheating\" rel=\" noopener\">PROTECT YOUR CAMERA GEAR FROM OVERHEATING</a></p>\n<p class=\"p1\"><a href=\"/articles/how-to-protect-your-camera-from-sand\" rel=\" noopener\">PROTECT YOUR CAMERA AT THE BEACH / PROTECT YOUR CAMERA FROM SAND</a></p>\n<p class=\"p1\"><a href=\"/articles/organizing-your-camera-gear\" rel=\" noopener\">ORGANIZING YOUR CAMERA GEAR / KEEP TRACK OF YOUR PHOTOGRAPHY GEAR</a></p>\n<p class=\"p1\"><a href=\"/articles/insurance-for-photos-booths-photo-booth-insurance-from-front-row\" rel=\" noopener\">INSURANCE FOR PHOTOS BOOTHS | PHOTO BOOTH INSURANCE FROM FRONT ROW</a></p>\n<p class=\"p1\"><a href=\"/articles/video-how-do-i-add-an-additional-insured-to-my-policy\" rel=\" noopener\">HOW DO I ADD AN ADDITIONAL INSURED TO MY POLICY?</a></p>\n<p class=\"p1\"><a href=\"/articles/5-things-to-know-about-making-a-photography-insurance-claim\" rel=\" noopener\">5 THINGS TO KNOW ABOUT MAKING A PHOTOGRAPHY INSURANCE CLAIM</a></p>\n<p class=\"p1\"><a href=\"/articles/online-camera-insurance-policies-for-photographers\" rel=\" noopener\">FRONT ROW: OFFERING ONLINE CAMERA INSURANCE POLICIES FOR PHOTOGRAPHERS</a></p>\n<p class=\"p2\"><span style=\"font-size: 13px;\"><strong><i>DISCLAIMER</i></strong><i>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</i></span></p>\n<p class=\"p2\"><span style=\"font-size: 13px;\"><strong><i>Amazon Associates Disclosure</i></strong><i>: Front Row Insurance is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon. This post may contain affiliate links. There is no additional cost to you.</i></span></p></span>","postEmailContent":"<h2>To achieve the best premium for camera and photography insurance:</h2> \n<ul> \n <li><strong style=\"font-size: inherit;\">Make sure your policy covers commercial activities. </strong>This is a difficult, pricey lesson that is better learned before there is a loss. Our experience tells us that many professional photographers <a href=\"/articles/photographers-you-may-not-be-covered-by-your-homeowners-insurance-if-you-have-been-paid\" rel=\" noopener\">assume they are covered by their homeowners policy when in fact they are not</a>. If you sell your prints , check your policy and make sure your coverage is appropriate.</li> \n <li><strong style=\"font-size: inherit;\">Always compare quotes.</strong> Prices tend to vary from insurance company to insurance company – that’s why it’s always a good idea to shop around and compare quotes. Additionally, look for brokers that specializes in insurance for photographers.</li> \n <li><strong style=\"font-size: inherit;\">Buy equipment and liability coverage at the same time as a bundle. </strong>Combine your coverages and purchase at the same time: this could result in a lower package premium.</li> \n <li><strong style=\"font-size: inherit;\"><strong style=\"font-size: inherit;\">Do your own risk management and increase security measures. </strong></strong><span style=\"font-weight: normal;\">Having losses on your claims history can increase your premiums, so one way to keep the cost of insurance low is to prevent losses before they happen.</span> Measures might include: \n <ul> \n <li>installing a <a href=\"https://amzn.to/39vSO7g\" rel=\"nofollow noopener\">security system</a> [Amazon Affiliate Link]</li> \n <li>converting a closet to a safe room with deadbolts</li> \n <li>investing in high quality travel cases that lock such as <a href=\"https://geni.us/F0ElfAh\" rel=\"nofollow noopener\">Pelican cases</a> [Amazon Affiliate Link]</li> \n <li>ask your specialized photography insurance broker for more recommendations</li> \n </ul> </li> \n</ul> \n<h3>We have created a 5-minute online insurance solution, available to Canadian photographers at: <a href=\"https://photographer.frontrowinsurance.com\" style=\"font-weight: bold;\">https://photographer.frontrowinsurance.com</a></h3> \n<p><span>The policy term is for 12 months and coverage is provided in most countries worldwide except those subject to trade restrictions.</span></p>","postSummaryRss":"<h2>To achieve the best premium for camera and photography insurance:</h2> \n<ul> \n <li><strong style=\"font-size: inherit;\">Make sure your policy covers commercial activities. </strong>This is a difficult, pricey lesson that is better learned before there is a loss. Our experience tells us that many professional photographers <a href=\"/articles/photographers-you-may-not-be-covered-by-your-homeowners-insurance-if-you-have-been-paid\" rel=\" noopener\">assume they are covered by their homeowners policy when in fact they are not</a>. If you sell your prints , check your policy and make sure your coverage is appropriate.</li> \n <li><strong style=\"font-size: inherit;\">Always compare quotes.</strong> Prices tend to vary from insurance company to insurance company – that’s why it’s always a good idea to shop around and compare quotes. Additionally, look for brokers that specializes in insurance for photographers.</li> \n <li><strong style=\"font-size: inherit;\">Buy equipment and liability coverage at the same time as a bundle. </strong>Combine your coverages and purchase at the same time: this could result in a lower package premium.</li> \n <li><strong style=\"font-size: inherit;\"><strong style=\"font-size: inherit;\">Do your own risk management and increase security measures. </strong></strong><span style=\"font-weight: normal;\">Having losses on your claims history can increase your premiums, so one way to keep the cost of insurance low is to prevent losses before they happen.</span> Measures might include: \n <ul> \n <li>installing a <a href=\"https://amzn.to/39vSO7g\" rel=\"nofollow noopener\">security system</a> [Amazon Affiliate Link]</li> \n <li>converting a closet to a safe room with deadbolts</li> \n <li>investing in high quality travel cases that lock such as <a href=\"https://geni.us/F0ElfAh\" rel=\"nofollow noopener\">Pelican cases</a> [Amazon Affiliate Link]</li> \n <li>ask your specialized photography insurance broker for more recommendations</li> \n </ul> </li> \n</ul> \n<h3>We have created a 5-minute online insurance solution, available to Canadian photographers at: <a href=\"https://photographer.frontrowinsurance.com\" style=\"font-weight: bold;\">https://photographer.frontrowinsurance.com</a></h3> \n<p><span>The policy term is for 12 months and coverage is provided in most countries worldwide except those subject to trade restrictions.</span></p>","postBodyRss":"<h2>To achieve the best premium for camera and photography insurance:</h2>\n<ul>\n<li><strong style=\"font-size: inherit;\">Make sure your policy covers commercial activities. </strong>This is a difficult, pricey lesson that is better learned before there is a loss. Our experience tells us that many professional photographers <a href=\"/articles/photographers-you-may-not-be-covered-by-your-homeowners-insurance-if-you-have-been-paid\" rel=\" noopener\">assume they are covered by their homeowners policy when in fact they are not</a>. If you sell your prints , check your policy and make sure your coverage is appropriate.</li>\n<li><strong style=\"font-size: inherit;\">Always compare quotes.</strong> Prices tend to vary from insurance company to insurance company – that’s why it’s always a good idea to shop around and compare quotes. Additionally, look for brokers that specializes in insurance for photographers.</li>\n<li><strong style=\"font-size: inherit;\">Buy equipment and liability coverage at the same time as a bundle. </strong>Combine your coverages and purchase at the same time: this could result in a lower package premium.</li>\n<li><strong style=\"font-size: inherit;\"><strong style=\"font-size: inherit;\">Do your own risk management and increase security measures. </strong></strong><span style=\"font-weight: normal;\">Having losses on your claims history can increase your premiums, so one way to keep the cost of insurance low is to prevent losses before they happen.</span> Measures might include:\n<ul>\n<li>installing a <a href=\"https://amzn.to/39vSO7g\" rel=\"nofollow noopener\">security system</a> [Amazon Affiliate Link]</li>\n<li>converting a closet to a safe room with deadbolts</li>\n<li>investing in high quality travel cases that lock such as <a href=\"https://geni.us/F0ElfAh\" rel=\"nofollow noopener\">Pelican cases</a> [Amazon Affiliate Link]</li>\n<li>ask your specialized photography insurance broker for more recommendations</li>\n</ul>\n</li>\n</ul>\n<h3>We have created a 5-minute online insurance solution, available to Canadian photographers at: <a href=\"https://photographer.frontrowinsurance.com\" style=\"font-weight: bold;\">https://photographer.frontrowinsurance.com</a></h3>\n<img title=\"Camera Insurance\" style=\"width: 150px; float: right;\" alt=\"Camera Insurance\" src=\"http://cdn2.hubspot.net/hubfs/61352/iStock_000054459656_Large.jpg\" width=\"150\" align=\"right\">\n<p><span>The policy term is for 12 months and coverage is provided in most countries worldwide except those subject to trade restrictions.</span></p>\n<!--more--><p>Rental equipment coverage is also available. All equipment is covered for replacement cost for: theft, damage, fire, loss of use.</p>\n<h2>Industry-low photography insurance prices:</h2>\n<ul>\n<li>$10,000 equipment coverage: $100 CAD,</li>\n<li><span>$236 CAD; $5,000,000: $406 CAD. Liability covers your legal liability for property damage and bodily injury that you cause while shooting on location or in a rented studio. Pays legal fees, too.</span></li>\n<li>Deductible for gear as low as $350 CAD. <em>(Premiums and terms are subject to change and depend on your particular application)</em></li>\n</ul>\n<p><span>The online program for photographers follows Front Row’s lead earlier this year into online offerings for <a href=\"https://shortshoot.frontrowinsurance.com/\" rel=\" noopener\">short-term filmmakers</a> and <a href=\"https://musicians.frontrowinsurance.com/\" rel=\" noopener\">musicians</a>. “We wanted to make the insurance process easier, faster and&nbsp;</span><span>cheaper for photographers,” said <a href=\"/staff/david-hamilton\" rel=\" noopener\">David Hamilton, President of Front Row</a>. “Given that there is no need to speak to a broker and an insurance company underwriter is not involved, the cost to process a camera insurance policy is much less online and we have passed the savings onto the photographer. Although the camera policy is online, we are still available to answer questions by e mail or over the phone if required.”</span></p>\n<h2 class=\"p4\">Refer a Friend to Front Row Insurance</h2>\n<p class=\"p5\">Based on customer demand, we’ve setup our <a href=\"/referral\" rel=\" noopener\"><span class=\"s1\">referral marketing program</span></a> and if you refer a friend to Front Row, you could win a $15 Amazon eGift Card OR be entered into a random draw to win a $99 Amazon eGift Card! <i>(depending on your province)</i></p>\n<p class=\"p6\">&nbsp;</p>\n<h3>Related Posts:</h3>\n<p class=\"p1\"><a href=\"/photography-insurance-101\" rel=\" noopener\"><strong>FREE EBOOK</strong>! PHOTOGRAPHY INSURANCE 101: PROTECT YOUR CAMERA GEAR</a></p>\n<p class=\"p1\"><a href=\"/articles/photography-equipment-insurance-you-may-not-be-covered-by-your-homeowners-policy-if-you-have-sold-prints-in-the-past\" rel=\" noopener\">PHOTOGRAPHY EQUIPMENT INSURANCE: YOU MAY NOT BE COVERED BY HOMEOWNERS</a></p>\n<p class=\"p1\"><a href=\"/articles/photography-business-do-i-need-insurance\" rel=\" noopener\">I’M JUST STARTING OUT IN MY PHOTOGRAPHY BUSINESS; DO I NEED INSURANCE?</a></p>\n<p class=\"p1\"><a href=\"/articles/4-questions-to-consider-when-buying-photography-business-insurance\" rel=\" noopener\">4 QUESTIONS TO CONSIDER WHEN BUYING PHOTOGRAPHY BUSINESS INSURANCE</a></p>\n<p class=\"p1\"><a href=\"/articles/equipmenttheftfromvehicle\" rel=\" noopener\">THEFT FROM VEHICLE: PHOTOGRAPHY INSURANCE EXPLAINED</a></p>\n<p class=\"p1\">PHOTOGRAPHERS &amp; VIDEOGRAPHERS: SAVE MONEY ON YOUR CAMERA INSURANCE</p>\n<p class=\"p1\"><a href=\"/articles/camera-insurance-how-to-reduce-the-cost-to-insure-your-photography-equipment\" rel=\" noopener\">HOW TO REDUCE THE COST TO INSURE YOUR PHOTOGRAPHY EQUIPMENT</a></p>\n<p class=\"p1\"><a href=\"/articles/how-to-protect-your-camera-lenses\" rel=\" noopener\">HOW TO PROTECT YOUR CAMERA LENS(ES)</a></p>\n<p class=\"p1\"><a href=\"/articles/what-to-know-about-rain-photography-protecting-your-camera-in-rain\" rel=\" noopener\">WHAT TO KNOW ABOUT RAIN PHOTOGRAPHY: PROTECTING YOUR CAMERA IN RAIN</a></p>\n<p class=\"p1\"><a href=\"/articles/underwater-photography-in-water-photography-camera-protection\" rel=\" noopener\">UNDERWATER PHOTOGRAPHY BEST PRACTICES / IN-WATER PHOTOGRAPHY</a></p>\n<p class=\"p1\"><a href=\"/articles/protect-your-camera-from-overheating\" rel=\" noopener\">PROTECT YOUR CAMERA GEAR FROM OVERHEATING</a></p>\n<p class=\"p1\"><a href=\"/articles/how-to-protect-your-camera-from-sand\" rel=\" noopener\">PROTECT YOUR CAMERA AT THE BEACH / PROTECT YOUR CAMERA FROM SAND</a></p>\n<p class=\"p1\"><a href=\"/articles/organizing-your-camera-gear\" rel=\" noopener\">ORGANIZING YOUR CAMERA GEAR / KEEP TRACK OF YOUR PHOTOGRAPHY GEAR</a></p>\n<p class=\"p1\"><a href=\"/articles/insurance-for-photos-booths-photo-booth-insurance-from-front-row\" rel=\" noopener\">INSURANCE FOR PHOTOS BOOTHS | PHOTO BOOTH INSURANCE FROM FRONT ROW</a></p>\n<p class=\"p1\"><a href=\"/articles/video-how-do-i-add-an-additional-insured-to-my-policy\" rel=\" noopener\">HOW DO I ADD AN ADDITIONAL INSURED TO MY POLICY?</a></p>\n<p class=\"p1\"><a href=\"/articles/5-things-to-know-about-making-a-photography-insurance-claim\" rel=\" noopener\">5 THINGS TO KNOW ABOUT MAKING A PHOTOGRAPHY INSURANCE CLAIM</a></p>\n<p class=\"p1\"><a href=\"/articles/online-camera-insurance-policies-for-photographers\" rel=\" noopener\">FRONT ROW: OFFERING ONLINE CAMERA INSURANCE POLICIES FOR PHOTOGRAPHERS</a></p>\n<p class=\"p2\"><span style=\"font-size: 13px;\"><strong><i>DISCLAIMER</i></strong><i>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</i></span></p>\n<p class=\"p2\"><span style=\"font-size: 13px;\"><strong><i>Amazon Associates Disclosure</i></strong><i>: Front Row Insurance is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon. This post may contain affiliate links. There is no additional cost to you.</i></span></p>","postRssContent":"<h2>To achieve the best premium for camera and photography insurance:</h2> \n<ul> \n <li><strong style=\"font-size: inherit;\">Make sure your policy covers commercial activities. </strong>This is a difficult, pricey lesson that is better learned before there is a loss. Our experience tells us that many professional photographers <a href=\"/articles/photographers-you-may-not-be-covered-by-your-homeowners-insurance-if-you-have-been-paid\" rel=\" noopener\">assume they are covered by their homeowners policy when in fact they are not</a>. If you sell your prints , check your policy and make sure your coverage is appropriate.</li> \n <li><strong style=\"font-size: inherit;\">Always compare quotes.</strong> Prices tend to vary from insurance company to insurance company – that’s why it’s always a good idea to shop around and compare quotes. Additionally, look for brokers that specializes in insurance for photographers.</li> \n <li><strong style=\"font-size: inherit;\">Buy equipment and liability coverage at the same time as a bundle. </strong>Combine your coverages and purchase at the same time: this could result in a lower package premium.</li> \n <li><strong style=\"font-size: inherit;\"><strong style=\"font-size: inherit;\">Do your own risk management and increase security measures. </strong></strong><span style=\"font-weight: normal;\">Having losses on your claims history can increase your premiums, so one way to keep the cost of insurance low is to prevent losses before they happen.</span> Measures might include: \n <ul> \n <li>installing a <a href=\"https://amzn.to/39vSO7g\" rel=\"nofollow noopener\">security system</a> [Amazon Affiliate Link]</li> \n <li>converting a closet to a safe room with deadbolts</li> \n <li>investing in high quality travel cases that lock such as <a href=\"https://geni.us/F0ElfAh\" rel=\"nofollow noopener\">Pelican cases</a> [Amazon Affiliate Link]</li> \n <li>ask your specialized photography insurance broker for more recommendations</li> \n </ul> </li> \n</ul> \n<h3>We have created a 5-minute online insurance solution, available to Canadian photographers at: <a href=\"https://photographer.frontrowinsurance.com\" style=\"font-weight: bold;\">https://photographer.frontrowinsurance.com</a></h3> \n<p><span>The policy term is for 12 months and coverage is provided in most countries worldwide except those subject to trade restrictions.</span></p>","rssSummaryFeaturedImage":"http://cdn2.hubspot.net/hubfs/61352/iStock_000054459656_Large.jpg","rssBody":"<h2>To achieve the best premium for camera and photography insurance:</h2>\n<ul>\n<li><strong style=\"font-size: inherit;\">Make sure your policy covers commercial activities. </strong>This is a difficult, pricey lesson that is better learned before there is a loss. Our experience tells us that many professional photographers <a href=\"/articles/photographers-you-may-not-be-covered-by-your-homeowners-insurance-if-you-have-been-paid\" rel=\" noopener\">assume they are covered by their homeowners policy when in fact they are not</a>. If you sell your prints , check your policy and make sure your coverage is appropriate.</li>\n<li><strong style=\"font-size: inherit;\">Always compare quotes.</strong> Prices tend to vary from insurance company to insurance company – that’s why it’s always a good idea to shop around and compare quotes. Additionally, look for brokers that specializes in insurance for photographers.</li>\n<li><strong style=\"font-size: inherit;\">Buy equipment and liability coverage at the same time as a bundle. </strong>Combine your coverages and purchase at the same time: this could result in a lower package premium.</li>\n<li><strong style=\"font-size: inherit;\"><strong style=\"font-size: inherit;\">Do your own risk management and increase security measures. </strong></strong><span style=\"font-weight: normal;\">Having losses on your claims history can increase your premiums, so one way to keep the cost of insurance low is to prevent losses before they happen.</span> Measures might include:\n<ul>\n<li>installing a <a href=\"https://amzn.to/39vSO7g\" rel=\"nofollow noopener\">security system</a> [Amazon Affiliate Link]</li>\n<li>converting a closet to a safe room with deadbolts</li>\n<li>investing in high quality travel cases that lock such as <a href=\"https://geni.us/F0ElfAh\" rel=\"nofollow noopener\">Pelican cases</a> [Amazon Affiliate Link]</li>\n<li>ask your specialized photography insurance broker for more recommendations</li>\n</ul>\n</li>\n</ul>\n<h3>We have created a 5-minute online insurance solution, available to Canadian photographers at: <a href=\"https://photographer.frontrowinsurance.com\" style=\"font-weight: bold;\">https://photographer.frontrowinsurance.com</a></h3>\n<img title=\"Camera Insurance\" style=\"width: 150px; float: right;\" alt=\"Camera Insurance\" src=\"http://cdn2.hubspot.net/hubfs/61352/iStock_000054459656_Large.jpg\" width=\"150\" align=\"right\">\n<p><span>The policy term is for 12 months and coverage is provided in most countries worldwide except those subject to trade restrictions.</span></p>\n<!--more--><p>Rental equipment coverage is also available. All equipment is covered for replacement cost for: theft, damage, fire, loss of use.</p>\n<h2>Industry-low photography insurance prices:</h2>\n<ul>\n<li>$10,000 equipment coverage: $100 CAD,</li>\n<li><span>$236 CAD; $5,000,000: $406 CAD. Liability covers your legal liability for property damage and bodily injury that you cause while shooting on location or in a rented studio. Pays legal fees, too.</span></li>\n<li>Deductible for gear as low as $350 CAD. <em>(Premiums and terms are subject to change and depend on your particular application)</em></li>\n</ul>\n<p><span>The online program for photographers follows Front Row’s lead earlier this year into online offerings for <a href=\"https://shortshoot.frontrowinsurance.com/\" rel=\" noopener\">short-term filmmakers</a> and <a href=\"https://musicians.frontrowinsurance.com/\" rel=\" noopener\">musicians</a>. “We wanted to make the insurance process easier, faster and&nbsp;</span><span>cheaper for photographers,” said <a href=\"/staff/david-hamilton\" rel=\" noopener\">David Hamilton, President of Front Row</a>. “Given that there is no need to speak to a broker and an insurance company underwriter is not involved, the cost to process a camera insurance policy is much less online and we have passed the savings onto the photographer. Although the camera policy is online, we are still available to answer questions by e mail or over the phone if required.”</span></p>\n<h2 class=\"p4\">Refer a Friend to Front Row Insurance</h2>\n<p class=\"p5\">Based on customer demand, we’ve setup our <a href=\"/referral\" rel=\" noopener\"><span class=\"s1\">referral marketing program</span></a> and if you refer a friend to Front Row, you could win a $15 Amazon eGift Card OR be entered into a random draw to win a $99 Amazon eGift Card! <i>(depending on your province)</i></p>\n<p class=\"p6\">&nbsp;</p>\n<h3>Related Posts:</h3>\n<p class=\"p1\"><a href=\"/photography-insurance-101\" rel=\" noopener\"><strong>FREE EBOOK</strong>! PHOTOGRAPHY INSURANCE 101: PROTECT YOUR CAMERA GEAR</a></p>\n<p class=\"p1\"><a href=\"/articles/photography-equipment-insurance-you-may-not-be-covered-by-your-homeowners-policy-if-you-have-sold-prints-in-the-past\" rel=\" noopener\">PHOTOGRAPHY EQUIPMENT INSURANCE: YOU MAY NOT BE COVERED BY HOMEOWNERS</a></p>\n<p class=\"p1\"><a href=\"/articles/photography-business-do-i-need-insurance\" rel=\" noopener\">I’M JUST STARTING OUT IN MY PHOTOGRAPHY BUSINESS; DO I NEED INSURANCE?</a></p>\n<p class=\"p1\"><a href=\"/articles/4-questions-to-consider-when-buying-photography-business-insurance\" rel=\" noopener\">4 QUESTIONS TO CONSIDER WHEN BUYING PHOTOGRAPHY BUSINESS INSURANCE</a></p>\n<p class=\"p1\"><a href=\"/articles/equipmenttheftfromvehicle\" rel=\" noopener\">THEFT FROM VEHICLE: PHOTOGRAPHY INSURANCE EXPLAINED</a></p>\n<p class=\"p1\">PHOTOGRAPHERS &amp; VIDEOGRAPHERS: SAVE MONEY ON YOUR CAMERA INSURANCE</p>\n<p class=\"p1\"><a href=\"/articles/camera-insurance-how-to-reduce-the-cost-to-insure-your-photography-equipment\" rel=\" noopener\">HOW TO REDUCE THE COST TO INSURE YOUR PHOTOGRAPHY EQUIPMENT</a></p>\n<p class=\"p1\"><a href=\"/articles/how-to-protect-your-camera-lenses\" rel=\" noopener\">HOW TO PROTECT YOUR CAMERA LENS(ES)</a></p>\n<p class=\"p1\"><a href=\"/articles/what-to-know-about-rain-photography-protecting-your-camera-in-rain\" rel=\" noopener\">WHAT TO KNOW ABOUT RAIN PHOTOGRAPHY: PROTECTING YOUR CAMERA IN RAIN</a></p>\n<p class=\"p1\"><a href=\"/articles/underwater-photography-in-water-photography-camera-protection\" rel=\" noopener\">UNDERWATER PHOTOGRAPHY BEST PRACTICES / IN-WATER PHOTOGRAPHY</a></p>\n<p class=\"p1\"><a href=\"/articles/protect-your-camera-from-overheating\" rel=\" noopener\">PROTECT YOUR CAMERA GEAR FROM OVERHEATING</a></p>\n<p class=\"p1\"><a href=\"/articles/how-to-protect-your-camera-from-sand\" rel=\" noopener\">PROTECT YOUR CAMERA AT THE BEACH / PROTECT YOUR CAMERA FROM SAND</a></p>\n<p class=\"p1\"><a href=\"/articles/organizing-your-camera-gear\" rel=\" noopener\">ORGANIZING YOUR CAMERA GEAR / KEEP TRACK OF YOUR PHOTOGRAPHY GEAR</a></p>\n<p class=\"p1\"><a href=\"/articles/insurance-for-photos-booths-photo-booth-insurance-from-front-row\" rel=\" noopener\">INSURANCE FOR PHOTOS BOOTHS | PHOTO BOOTH INSURANCE FROM FRONT ROW</a></p>\n<p class=\"p1\"><a href=\"/articles/video-how-do-i-add-an-additional-insured-to-my-policy\" rel=\" noopener\">HOW DO I ADD AN ADDITIONAL INSURED TO MY POLICY?</a></p>\n<p class=\"p1\"><a href=\"/articles/5-things-to-know-about-making-a-photography-insurance-claim\" rel=\" noopener\">5 THINGS TO KNOW ABOUT MAKING A PHOTOGRAPHY INSURANCE CLAIM</a></p>\n<p class=\"p1\"><a href=\"/articles/online-camera-insurance-policies-for-photographers\" rel=\" noopener\">FRONT ROW: OFFERING ONLINE CAMERA INSURANCE POLICIES FOR PHOTOGRAPHERS</a></p>\n<p class=\"p2\"><span style=\"font-size: 13px;\"><strong><i>DISCLAIMER</i></strong><i>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</i></span></p>\n<p class=\"p2\"><span style=\"font-size: 13px;\"><strong><i>Amazon Associates Disclosure</i></strong><i>: Front Row Insurance is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon. This post may contain affiliate links. There is no additional cost to you.</i></span></p>","rssSummary":"<h2>To achieve the best premium for camera and photography insurance:</h2>\n<ul>\n<li><strong style=\"font-size: inherit;\">Make sure your policy covers commercial activities. </strong>This is a difficult, pricey lesson that is better learned before there is a loss. Our experience tells us that many professional photographers <a href=\"/articles/photographers-you-may-not-be-covered-by-your-homeowners-insurance-if-you-have-been-paid\" rel=\" noopener\">assume they are covered by their homeowners policy when in fact they are not</a>. If you sell your prints , check your policy and make sure your coverage is appropriate.</li>\n<li><strong style=\"font-size: inherit;\">Always compare quotes.</strong> Prices tend to vary from insurance company to insurance company – that’s why it’s always a good idea to shop around and compare quotes. Additionally, look for brokers that specializes in insurance for photographers.</li>\n<li><strong style=\"font-size: inherit;\">Buy equipment and liability coverage at the same time as a bundle. </strong>Combine your coverages and purchase at the same time: this could result in a lower package premium.</li>\n<li><strong style=\"font-size: inherit;\"><strong style=\"font-size: inherit;\">Do your own risk management and increase security measures. </strong></strong><span style=\"font-weight: normal;\">Having losses on your claims history can increase your premiums, so one way to keep the cost of insurance low is to prevent losses before they happen.</span> Measures might include:\n<ul>\n<li>installing a <a href=\"https://amzn.to/39vSO7g\" rel=\"nofollow noopener\">security system</a> [Amazon Affiliate Link]</li>\n<li>converting a closet to a safe room with deadbolts</li>\n<li>investing in high quality travel cases that lock such as <a href=\"https://geni.us/F0ElfAh\" rel=\"nofollow noopener\">Pelican cases</a> [Amazon Affiliate Link]</li>\n<li>ask your specialized photography insurance broker for more recommendations</li>\n</ul>\n</li>\n</ul>\n<h3>We have created a 5-minute online insurance solution, available to Canadian photographers at: <a href=\"https://photographer.frontrowinsurance.com\" style=\"font-weight: bold;\">https://photographer.frontrowinsurance.com</a></h3>\n<img title=\"Camera Insurance\" style=\"width: 150px; float: right;\" alt=\"Camera Insurance\" src=\"http://cdn2.hubspot.net/hubfs/61352/iStock_000054459656_Large.jpg\" width=\"150\" align=\"right\">\n<p><span>The policy term is for 12 months and coverage is provided in most countries worldwide except those subject to trade restrictions.</span></p>\n","postFeaturedImageIfEnabled":"http://cdn2.hubspot.net/hubfs/61352/iStock_000054459656_Large.jpg","postListSummaryFeaturedImage":"","postRssSummaryFeaturedImage":"http://cdn2.hubspot.net/hubfs/61352/iStock_000054459656_Large.jpg","keywords":[],"isInstantEmailEnabled":true,"isSocialPublishingEnabled":false,"blogPostAuthor":{"portalId":61352,"id":952267721,"created":1401900296000,"updated":1401900296000,"deletedAt":0,"fullName":"David Hamilton","email":"david@frontrowinsurance.com","userId":null,"username":"david@frontrowinsurance.com","slug":"david-hamilton","language":null,"translatedFromId":null,"name":"David Hamilton","translations":{},"displayName":"David Hamilton","cosObjectType":"BLOG_AUTHOR","bio":"","website":"","twitter":"","facebook":"","linkedin":"","avatar":"","gravatarUrl":"https://app.hubspot.com/settings/avatar/e5f627d6f4fb7738af400df9b2f0d390","twitterUsername":"","hasSocialProfiles":false,"label":"David Hamilton","cdnPurgeEmbargoTime":null},"tagIds":[3282917913],"topicIds":[3282917913],"topicList":[{"id":3282917913,"portalId":61352,"name":"Photography insurance","slug":"photography-insurance","description":"","created":1439930219332,"updated":1649857249229,"deletedAt":0,"categoryId":0,"contentIds":[],"language":"en","translatedFromId":null,"translations":{},"cosObjectType":"TAG","label":"Photography insurance","cdnPurgeEmbargoTime":null}],"tagNames":["Photography insurance"],"topicNames":["Photography insurance"],"areCommentsAllowed":true,"isCaptchaRequired":true,"syncedWithBlogRoot":true,"enableGoogleAmpOutputOverride":false,"generateJsonLdEnabledOverride":true,"compositionId":0,"header":null,"publishedAt":1649265203113,"pageTitle":"Photographers & Videographers: Save Money on your Camera Insurance","authorUsername":null,"headHtml":null,"footerHtml":null,"attachedStylesheets":[],"enableDomainStylesheets":null,"includeDefaultCustomCss":null,"publicAccessRulesEnabled":false,"publicAccessRules":[],"featuredImageAltText":"","featuredImageWidth":984,"featuredImageHeight":768,"publishTimezoneOffset":null,"layoutSections":{},"themeSettingsValues":null,"metaDescription":"5 easy ways to Save Money on Camera Equipment Insurance. Choose a higher deductible. A deductible is the specified amount of money that you must pay.","metaKeywords":null,"enableLayoutStylesheets":null,"tweet":null,"tweetAt":null,"campaignName":"Photographer PR","campaignUtm":"Photographer%20PR","tweetImmediately":false,"publishImmediately":true,"securityState":"NONE","scheduledUpdateDate":0,"placementGuids":[],"propertyForDynamicPageTitle":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageCanonicalUrl":null,"previewImageSrc":null,"legacyBlogTabid":null,"legacyPostGuid":null,"performableVariationLetter":null,"styleOverrideId":null,"hasUserChanges":true,"css":{},"cssText":"","createdTime":1456429742000,"unpublishedAt":0,"pastMabExperimentIds":[],"archivedInDashboard":false,"publishedById":7915797,"allowedSlugConflict":false,"analyticsPageType":"blog-post","ab":false,"abVariation":false,"abVariationAutomated":false,"mab":false,"mabMaster":false,"mabVariant":false,"publishDateLocalTime":1456508326000,"linkRelCanonicalUrl":"","publishedUrl":"https://www.frontrowinsurance.com/articles/how-to-save-money-on-your-camera-insurance-if-you-are-a-photographer-or-videographer","pageRedirected":false,"pageExpiryEnabled":null,"pageExpiryDate":null,"pageExpiryRedirectId":null,"pageExpiryRedirectUrl":null,"translatedContent":{"fr":{"id":29830516344,"language":"fr","masterId":3908624791,"name":"PHOTOGRAPHES & VIDÉOGRAPHES: SAUVEZ DE L'ARGENT SUR VOTRE ASSURANCE CAMÉRA","previewKey":"PufPRshE","slug":"fr/blogue/photographes-vidéographes-sauvez-de-largent-sur-votre-assurance-caméra","published":true,"state":"PUBLISHED","currentState":"PUBLISHED","created":1590594064974,"updated":1649965329270,"publishDate":1590677277000,"resolvedDomain":"www.frontrowinsurance.com","absoluteUrl":"https://www.frontrowinsurance.com/fr/blogue/photographes-vidéographes-sauvez-de-largent-sur-votre-assurance-caméra","authorName":null,"archived":false,"password":null,"publicAccessRulesEnabled":false,"publicAccessRules":[],"securityState":"NONE","ab":false,"mab":false,"campaign":null,"teamPerms":[],"htmlTitle":"PHOTOGRAPHES & VIDÉOGRAPHES: SAUVEZ DE L'ARGENT SUR VOTRE ASSURANCE CAMÉRA","businessUnitId":0,"tagIds":[29281146137],"themePath":null,"archivedInDashboard":false}},"deletedBy":null,"stateWhenDeleted":null,"clonedFrom":null,"stagedFrom":null,"personas":[],"composeBody":null,"featuredImage":"http://cdn2.hubspot.net/hubfs/61352/iStock_000054459656_Large.jpg","url":"https://www.frontrowinsurance.com/articles/how-to-save-money-on-your-camera-insurance-if-you-are-a-photographer-or-videographer","title":"Photographers & Videographers: Save Money on your Camera Insurance","password":null,"author":null,"cdnPurgeEmbargoTime":null,"label":"<span id=\"hs_cos_wrapper_name\" class=\"hs_cos_wrapper hs_cos_wrapper_meta_field hs_cos_wrapper_type_text\" style=\"\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"text\" >Photographers & Videographers: Save Money on your Camera Insurance</span>","currentState":"PUBLISHED","lastEditSessionId":null,"lastEditUpdateId":null,"isPublished":true,"contentTypeCategory":3,"contentTypeCategoryId":3,"currentlyPublished":true,"category":3,"topics":[3282917913],"meta":{"meta_description":"5 easy ways to Save Money on Camera Equipment Insurance. Choose a higher deductible. A deductible is the specified amount of money that you must pay.","author_username":"nedia@frontrowinsurance.com","blog_publish_instant_email_task_uid":"DONE","use_featured_image":true,"topic_ids":[3282917913],"last_edit_update_id":null,"author_user_id":4012692,"rss_summary":"<h2>To achieve the best premium for camera and photography insurance:</h2>\n<ul>\n<li><strong style=\"font-size: inherit;\">Make sure your policy covers commercial activities. </strong>This is a difficult, pricey lesson that is better learned before there is a loss. Our experience tells us that many professional photographers <a href=\"/articles/photographers-you-may-not-be-covered-by-your-homeowners-insurance-if-you-have-been-paid\" rel=\" noopener\">assume they are covered by their homeowners policy when in fact they are not</a>. If you sell your prints , check your policy and make sure your coverage is appropriate.</li>\n<li><strong style=\"font-size: inherit;\">Always compare quotes.</strong> Prices tend to vary from insurance company to insurance company – that’s why it’s always a good idea to shop around and compare quotes. Additionally, look for brokers that specializes in insurance for photographers.</li>\n<li><strong style=\"font-size: inherit;\">Buy equipment and liability coverage at the same time as a bundle. </strong>Combine your coverages and purchase at the same time: this could result in a lower package premium.</li>\n<li><strong style=\"font-size: inherit;\"><strong style=\"font-size: inherit;\">Do your own risk management and increase security measures. </strong></strong><span style=\"font-weight: normal;\">Having losses on your claims history can increase your premiums, so one way to keep the cost of insurance low is to prevent losses before they happen.</span> Measures might include:\n<ul>\n<li>installing a <a href=\"https://amzn.to/39vSO7g\" rel=\"nofollow noopener\">security system</a> [Amazon Affiliate Link]</li>\n<li>converting a closet to a safe room with deadbolts</li>\n<li>investing in high quality travel cases that lock such as <a href=\"https://geni.us/F0ElfAh\" rel=\"nofollow noopener\">Pelican cases</a> [Amazon Affiliate Link]</li>\n<li>ask your specialized photography insurance broker for more recommendations</li>\n</ul>\n</li>\n</ul>\n<h3>We have created a 5-minute online insurance solution, available to Canadian photographers at: <a href=\"https://photographer.frontrowinsurance.com\" style=\"font-weight: bold;\">https://photographer.frontrowinsurance.com</a></h3>\n<img title=\"Camera Insurance\" style=\"width: 150px; float: right;\" alt=\"Camera Insurance\" src=\"http://cdn2.hubspot.net/hubfs/61352/iStock_000054459656_Large.jpg\" width=\"150\" align=\"right\">\n<p><span>The policy term is for 12 months and coverage is provided in most countries worldwide except those subject to trade restrictions.</span></p>\n","last_edit_session_id":null,"keywords":[],"campaign_name":"Photographer PR","featured_image":"http://cdn2.hubspot.net/hubfs/61352/iStock_000054459656_Large.jpg","post_summary":"<h2>To achieve the best premium for camera and photography insurance:</h2>\n<ul>\n<li><strong style=\"font-size: inherit;\">Make sure your policy covers commercial activities. </strong>This is a difficult, pricey lesson that is better learned before there is a loss. Our experience tells us that many professional photographers <a href=\"/articles/photographers-you-may-not-be-covered-by-your-homeowners-insurance-if-you-have-been-paid\" rel=\" noopener\">assume they are covered by their homeowners policy when in fact they are not</a>. If you sell your prints , check your policy and make sure your coverage is appropriate.</li>\n<li><strong style=\"font-size: inherit;\">Always compare quotes.</strong> Prices tend to vary from insurance company to insurance company – that’s why it’s always a good idea to shop around and compare quotes. Additionally, look for brokers that specializes in insurance for photographers.</li>\n<li><strong style=\"font-size: inherit;\">Buy equipment and liability coverage at the same time as a bundle. </strong>Combine your coverages and purchase at the same time: this could result in a lower package premium.</li>\n<li><strong style=\"font-size: inherit;\"><strong style=\"font-size: inherit;\">Do your own risk management and increase security measures. </strong></strong><span style=\"font-weight: normal;\">Having losses on your claims history can increase your premiums, so one way to keep the cost of insurance low is to prevent losses before they happen.</span> Measures might include:\n<ul>\n<li>installing a <a href=\"https://amzn.to/39vSO7g\" rel=\"nofollow noopener\">security system</a> [Amazon Affiliate Link]</li>\n<li>converting a closet to a safe room with deadbolts</li>\n<li>investing in high quality travel cases that lock such as <a href=\"https://geni.us/F0ElfAh\" rel=\"nofollow noopener\">Pelican cases</a> [Amazon Affiliate Link]</li>\n<li>ask your specialized photography insurance broker for more recommendations</li>\n</ul>\n</li>\n</ul>\n<h3>We have created a 5-minute online insurance solution, available to Canadian photographers at: <a href=\"https://photographer.frontrowinsurance.com\" style=\"font-weight: bold;\">https://photographer.frontrowinsurance.com</a></h3>\n<img title=\"Camera Insurance\" style=\"width: 150px; float: right;\" alt=\"Camera Insurance\" src=\"http://cdn2.hubspot.net/hubfs/61352/iStock_000054459656_Large.jpg\" width=\"150\" align=\"right\">\n<p><span>The policy term is for 12 months and coverage is provided in most countries worldwide except those subject to trade restrictions.</span></p>\n","has_user_changes":true,"html_title":"Photographers & Videographers: Save Money on your Camera Insurance","post_body":"<span id=\"hs_cos_wrapper_post_body\" class=\"hs_cos_wrapper hs_cos_wrapper_meta_field hs_cos_wrapper_type_rich_text\" style=\"\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"rich_text\" ><h2>To achieve the best premium for camera and photography insurance:</h2>\n<ul>\n<li><strong style=\"font-size: inherit;\">Make sure your policy covers commercial activities. </strong>This is a difficult, pricey lesson that is better learned before there is a loss. Our experience tells us that many professional photographers <a href=\"/articles/photographers-you-may-not-be-covered-by-your-homeowners-insurance-if-you-have-been-paid\" rel=\" noopener\">assume they are covered by their homeowners policy when in fact they are not</a>. If you sell your prints , check your policy and make sure your coverage is appropriate.</li>\n<li><strong style=\"font-size: inherit;\">Always compare quotes.</strong> Prices tend to vary from insurance company to insurance company – that’s why it’s always a good idea to shop around and compare quotes. Additionally, look for brokers that specializes in insurance for photographers.</li>\n<li><strong style=\"font-size: inherit;\">Buy equipment and liability coverage at the same time as a bundle. </strong>Combine your coverages and purchase at the same time: this could result in a lower package premium.</li>\n<li><strong style=\"font-size: inherit;\"><strong style=\"font-size: inherit;\">Do your own risk management and increase security measures. </strong></strong><span style=\"font-weight: normal;\">Having losses on your claims history can increase your premiums, so one way to keep the cost of insurance low is to prevent losses before they happen.</span> Measures might include:\n<ul>\n<li>installing a <a href=\"https://amzn.to/39vSO7g\" rel=\"nofollow noopener\">security system</a> [Amazon Affiliate Link]</li>\n<li>converting a closet to a safe room with deadbolts</li>\n<li>investing in high quality travel cases that lock such as <a href=\"https://geni.us/F0ElfAh\" rel=\"nofollow noopener\">Pelican cases</a> [Amazon Affiliate Link]</li>\n<li>ask your specialized photography insurance broker for more recommendations</li>\n</ul>\n</li>\n</ul>\n<h3>We have created a 5-minute online insurance solution, available to Canadian photographers at: <a href=\"https://photographer.frontrowinsurance.com\" style=\"font-weight: bold;\">https://photographer.frontrowinsurance.com</a></h3>\n<img title=\"Camera Insurance\" style=\"width: 150px; float: right;\" alt=\"Camera Insurance\" src=\"http://cdn2.hubspot.net/hubfs/61352/iStock_000054459656_Large.jpg\" width=\"150\" align=\"right\">\n<p><span>The policy term is for 12 months and coverage is provided in most countries worldwide except those subject to trade restrictions.</span></p>\n<!--more--><p>Rental equipment coverage is also available. All equipment is covered for replacement cost for: theft, damage, fire, loss of use.</p>\n<h2>Industry-low photography insurance prices:</h2>\n<ul>\n<li>$10,000 equipment coverage: $100 CAD,</li>\n<li><span>$236 CAD; $5,000,000: $406 CAD. Liability covers your legal liability for property damage and bodily injury that you cause while shooting on location or in a rented studio. Pays legal fees, too.</span></li>\n<li>Deductible for gear as low as $350 CAD. <em>(Premiums and terms are subject to change and depend on your particular application)</em></li>\n</ul>\n<p><span>The online program for photographers follows Front Row’s lead earlier this year into online offerings for <a href=\"https://shortshoot.frontrowinsurance.com/\" rel=\" noopener\">short-term filmmakers</a> and <a href=\"https://musicians.frontrowinsurance.com/\" rel=\" noopener\">musicians</a>. “We wanted to make the insurance process easier, faster and&nbsp;</span><span>cheaper for photographers,” said <a href=\"/staff/david-hamilton\" rel=\" noopener\">David Hamilton, President of Front Row</a>. “Given that there is no need to speak to a broker and an insurance company underwriter is not involved, the cost to process a camera insurance policy is much less online and we have passed the savings onto the photographer. Although the camera policy is online, we are still available to answer questions by e mail or over the phone if required.”</span></p>\n<h2 class=\"p4\">Refer a Friend to Front Row Insurance</h2>\n<p class=\"p5\">Based on customer demand, we’ve setup our <a href=\"/referral\" rel=\" noopener\"><span class=\"s1\">referral marketing program</span></a> and if you refer a friend to Front Row, you could win a $15 Amazon eGift Card OR be entered into a random draw to win a $99 Amazon eGift Card! <i>(depending on your province)</i></p>\n<p class=\"p6\">&nbsp;</p>\n<h3>Related Posts:</h3>\n<p class=\"p1\"><a href=\"/photography-insurance-101\" rel=\" noopener\"><strong>FREE EBOOK</strong>! PHOTOGRAPHY INSURANCE 101: PROTECT YOUR CAMERA GEAR</a></p>\n<p class=\"p1\"><a href=\"/articles/photography-equipment-insurance-you-may-not-be-covered-by-your-homeowners-policy-if-you-have-sold-prints-in-the-past\" rel=\" noopener\">PHOTOGRAPHY EQUIPMENT INSURANCE: YOU MAY NOT BE COVERED BY HOMEOWNERS</a></p>\n<p class=\"p1\"><a href=\"/articles/photography-business-do-i-need-insurance\" rel=\" noopener\">I’M JUST STARTING OUT IN MY PHOTOGRAPHY BUSINESS; DO I NEED INSURANCE?</a></p>\n<p class=\"p1\"><a href=\"/articles/4-questions-to-consider-when-buying-photography-business-insurance\" rel=\" noopener\">4 QUESTIONS TO CONSIDER WHEN BUYING PHOTOGRAPHY BUSINESS INSURANCE</a></p>\n<p class=\"p1\"><a href=\"/articles/equipmenttheftfromvehicle\" rel=\" noopener\">THEFT FROM VEHICLE: PHOTOGRAPHY INSURANCE EXPLAINED</a></p>\n<p class=\"p1\">PHOTOGRAPHERS &amp; VIDEOGRAPHERS: SAVE MONEY ON YOUR CAMERA INSURANCE</p>\n<p class=\"p1\"><a href=\"/articles/camera-insurance-how-to-reduce-the-cost-to-insure-your-photography-equipment\" rel=\" noopener\">HOW TO REDUCE THE COST TO INSURE YOUR PHOTOGRAPHY EQUIPMENT</a></p>\n<p class=\"p1\"><a href=\"/articles/how-to-protect-your-camera-lenses\" rel=\" noopener\">HOW TO PROTECT YOUR CAMERA LENS(ES)</a></p>\n<p class=\"p1\"><a href=\"/articles/what-to-know-about-rain-photography-protecting-your-camera-in-rain\" rel=\" noopener\">WHAT TO KNOW ABOUT RAIN PHOTOGRAPHY: PROTECTING YOUR CAMERA IN RAIN</a></p>\n<p class=\"p1\"><a href=\"/articles/underwater-photography-in-water-photography-camera-protection\" rel=\" noopener\">UNDERWATER PHOTOGRAPHY BEST PRACTICES / IN-WATER PHOTOGRAPHY</a></p>\n<p class=\"p1\"><a href=\"/articles/protect-your-camera-from-overheating\" rel=\" noopener\">PROTECT YOUR CAMERA GEAR FROM OVERHEATING</a></p>\n<p class=\"p1\"><a href=\"/articles/how-to-protect-your-camera-from-sand\" rel=\" noopener\">PROTECT YOUR CAMERA AT THE BEACH / PROTECT YOUR CAMERA FROM SAND</a></p>\n<p class=\"p1\"><a href=\"/articles/organizing-your-camera-gear\" rel=\" noopener\">ORGANIZING YOUR CAMERA GEAR / KEEP TRACK OF YOUR PHOTOGRAPHY GEAR</a></p>\n<p class=\"p1\"><a href=\"/articles/insurance-for-photos-booths-photo-booth-insurance-from-front-row\" rel=\" noopener\">INSURANCE FOR PHOTOS BOOTHS | PHOTO BOOTH INSURANCE FROM FRONT ROW</a></p>\n<p class=\"p1\"><a href=\"/articles/video-how-do-i-add-an-additional-insured-to-my-policy\" rel=\" noopener\">HOW DO I ADD AN ADDITIONAL INSURED TO MY POLICY?</a></p>\n<p class=\"p1\"><a href=\"/articles/5-things-to-know-about-making-a-photography-insurance-claim\" rel=\" noopener\">5 THINGS TO KNOW ABOUT MAKING A PHOTOGRAPHY INSURANCE CLAIM</a></p>\n<p class=\"p1\"><a href=\"/articles/online-camera-insurance-policies-for-photographers\" rel=\" noopener\">FRONT ROW: OFFERING ONLINE CAMERA INSURANCE POLICIES FOR PHOTOGRAPHERS</a></p>\n<p class=\"p2\"><span style=\"font-size: 13px;\"><strong><i>DISCLAIMER</i></strong><i>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</i></span></p>\n<p class=\"p2\"><span style=\"font-size: 13px;\"><strong><i>Amazon Associates Disclosure</i></strong><i>: Front Row Insurance is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon. This post may contain affiliate links. There is no additional cost to you.</i></span></p></span>","publish_immediately":true,"author_email":"nedia@frontrowinsurance.com","rss_body":"<h2>To achieve the best premium for camera and photography insurance:</h2>\n<ul>\n<li><strong style=\"font-size: inherit;\">Make sure your policy covers commercial activities. </strong>This is a difficult, pricey lesson that is better learned before there is a loss. Our experience tells us that many professional photographers <a href=\"/articles/photographers-you-may-not-be-covered-by-your-homeowners-insurance-if-you-have-been-paid\" rel=\" noopener\">assume they are covered by their homeowners policy when in fact they are not</a>. If you sell your prints , check your policy and make sure your coverage is appropriate.</li>\n<li><strong style=\"font-size: inherit;\">Always compare quotes.</strong> Prices tend to vary from insurance company to insurance company – that’s why it’s always a good idea to shop around and compare quotes. Additionally, look for brokers that specializes in insurance for photographers.</li>\n<li><strong style=\"font-size: inherit;\">Buy equipment and liability coverage at the same time as a bundle. </strong>Combine your coverages and purchase at the same time: this could result in a lower package premium.</li>\n<li><strong style=\"font-size: inherit;\"><strong style=\"font-size: inherit;\">Do your own risk management and increase security measures. </strong></strong><span style=\"font-weight: normal;\">Having losses on your claims history can increase your premiums, so one way to keep the cost of insurance low is to prevent losses before they happen.</span> Measures might include:\n<ul>\n<li>installing a <a href=\"https://amzn.to/39vSO7g\" rel=\"nofollow noopener\">security system</a> [Amazon Affiliate Link]</li>\n<li>converting a closet to a safe room with deadbolts</li>\n<li>investing in high quality travel cases that lock such as <a href=\"https://geni.us/F0ElfAh\" rel=\"nofollow noopener\">Pelican cases</a> [Amazon Affiliate Link]</li>\n<li>ask your specialized photography insurance broker for more recommendations</li>\n</ul>\n</li>\n</ul>\n<h3>We have created a 5-minute online insurance solution, available to Canadian photographers at: <a href=\"https://photographer.frontrowinsurance.com\" style=\"font-weight: bold;\">https://photographer.frontrowinsurance.com</a></h3>\n<img title=\"Camera Insurance\" style=\"width: 150px; float: right;\" alt=\"Camera Insurance\" src=\"http://cdn2.hubspot.net/hubfs/61352/iStock_000054459656_Large.jpg\" width=\"150\" align=\"right\">\n<p><span>The policy term is for 12 months and coverage is provided in most countries worldwide except those subject to trade restrictions.</span></p>\n<!--more--><p>Rental equipment coverage is also available. All equipment is covered for replacement cost for: theft, damage, fire, loss of use.</p>\n<h2>Industry-low photography insurance prices:</h2>\n<ul>\n<li>$10,000 equipment coverage: $100 CAD,</li>\n<li><span>$236 CAD; $5,000,000: $406 CAD. Liability covers your legal liability for property damage and bodily injury that you cause while shooting on location or in a rented studio. Pays legal fees, too.</span></li>\n<li>Deductible for gear as low as $350 CAD. <em>(Premiums and terms are subject to change and depend on your particular application)</em></li>\n</ul>\n<p><span>The online program for photographers follows Front Row’s lead earlier this year into online offerings for <a href=\"https://shortshoot.frontrowinsurance.com/\" rel=\" noopener\">short-term filmmakers</a> and <a href=\"https://musicians.frontrowinsurance.com/\" rel=\" noopener\">musicians</a>. “We wanted to make the insurance process easier, faster and&nbsp;</span><span>cheaper for photographers,” said <a href=\"/staff/david-hamilton\" rel=\" noopener\">David Hamilton, President of Front Row</a>. “Given that there is no need to speak to a broker and an insurance company underwriter is not involved, the cost to process a camera insurance policy is much less online and we have passed the savings onto the photographer. Although the camera policy is online, we are still available to answer questions by e mail or over the phone if required.”</span></p>\n<h2 class=\"p4\">Refer a Friend to Front Row Insurance</h2>\n<p class=\"p5\">Based on customer demand, we’ve setup our <a href=\"/referral\" rel=\" noopener\"><span class=\"s1\">referral marketing program</span></a> and if you refer a friend to Front Row, you could win a $15 Amazon eGift Card OR be entered into a random draw to win a $99 Amazon eGift Card! <i>(depending on your province)</i></p>\n<p class=\"p6\">&nbsp;</p>\n<h3>Related Posts:</h3>\n<p class=\"p1\"><a href=\"/photography-insurance-101\" rel=\" noopener\"><strong>FREE EBOOK</strong>! PHOTOGRAPHY INSURANCE 101: PROTECT YOUR CAMERA GEAR</a></p>\n<p class=\"p1\"><a href=\"/articles/photography-equipment-insurance-you-may-not-be-covered-by-your-homeowners-policy-if-you-have-sold-prints-in-the-past\" rel=\" noopener\">PHOTOGRAPHY EQUIPMENT INSURANCE: YOU MAY NOT BE COVERED BY HOMEOWNERS</a></p>\n<p class=\"p1\"><a href=\"/articles/photography-business-do-i-need-insurance\" rel=\" noopener\">I’M JUST STARTING OUT IN MY PHOTOGRAPHY BUSINESS; DO I NEED INSURANCE?</a></p>\n<p class=\"p1\"><a href=\"/articles/4-questions-to-consider-when-buying-photography-business-insurance\" rel=\" noopener\">4 QUESTIONS TO CONSIDER WHEN BUYING PHOTOGRAPHY BUSINESS INSURANCE</a></p>\n<p class=\"p1\"><a href=\"/articles/equipmenttheftfromvehicle\" rel=\" noopener\">THEFT FROM VEHICLE: PHOTOGRAPHY INSURANCE EXPLAINED</a></p>\n<p class=\"p1\">PHOTOGRAPHERS &amp; VIDEOGRAPHERS: SAVE MONEY ON YOUR CAMERA INSURANCE</p>\n<p class=\"p1\"><a href=\"/articles/camera-insurance-how-to-reduce-the-cost-to-insure-your-photography-equipment\" rel=\" noopener\">HOW TO REDUCE THE COST TO INSURE YOUR PHOTOGRAPHY EQUIPMENT</a></p>\n<p class=\"p1\"><a href=\"/articles/how-to-protect-your-camera-lenses\" rel=\" noopener\">HOW TO PROTECT YOUR CAMERA LENS(ES)</a></p>\n<p class=\"p1\"><a href=\"/articles/what-to-know-about-rain-photography-protecting-your-camera-in-rain\" rel=\" noopener\">WHAT TO KNOW ABOUT RAIN PHOTOGRAPHY: PROTECTING YOUR CAMERA IN RAIN</a></p>\n<p class=\"p1\"><a href=\"/articles/underwater-photography-in-water-photography-camera-protection\" rel=\" noopener\">UNDERWATER PHOTOGRAPHY BEST PRACTICES / IN-WATER PHOTOGRAPHY</a></p>\n<p class=\"p1\"><a href=\"/articles/protect-your-camera-from-overheating\" rel=\" noopener\">PROTECT YOUR CAMERA GEAR FROM OVERHEATING</a></p>\n<p class=\"p1\"><a href=\"/articles/how-to-protect-your-camera-from-sand\" rel=\" noopener\">PROTECT YOUR CAMERA AT THE BEACH / PROTECT YOUR CAMERA FROM SAND</a></p>\n<p class=\"p1\"><a href=\"/articles/organizing-your-camera-gear\" rel=\" noopener\">ORGANIZING YOUR CAMERA GEAR / KEEP TRACK OF YOUR PHOTOGRAPHY GEAR</a></p>\n<p class=\"p1\"><a href=\"/articles/insurance-for-photos-booths-photo-booth-insurance-from-front-row\" rel=\" noopener\">INSURANCE FOR PHOTOS BOOTHS | PHOTO BOOTH INSURANCE FROM FRONT ROW</a></p>\n<p class=\"p1\"><a href=\"/articles/video-how-do-i-add-an-additional-insured-to-my-policy\" rel=\" noopener\">HOW DO I ADD AN ADDITIONAL INSURED TO MY POLICY?</a></p>\n<p class=\"p1\"><a href=\"/articles/5-things-to-know-about-making-a-photography-insurance-claim\" rel=\" noopener\">5 THINGS TO KNOW ABOUT MAKING A PHOTOGRAPHY INSURANCE CLAIM</a></p>\n<p class=\"p1\"><a href=\"/articles/online-camera-insurance-policies-for-photographers\" rel=\" noopener\">FRONT ROW: OFFERING ONLINE CAMERA INSURANCE POLICIES FOR PHOTOGRAPHERS</a></p>\n<p class=\"p2\"><span style=\"font-size: 13px;\"><strong><i>DISCLAIMER</i></strong><i>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</i></span></p>\n<p class=\"p2\"><span style=\"font-size: 13px;\"><strong><i>Amazon Associates Disclosure</i></strong><i>: Front Row Insurance is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon. This post may contain affiliate links. There is no additional cost to you.</i></span></p>","placement_guids":[],"campaign_utm":"Photographer%20PR","css":{},"featured_image_alt_text":"","enable_google_amp_output_override":false,"css_text":"","tag_ids":[3282917913],"link_rel_canonical_url":"","published_by_id":7915797,"published_at":1649265203113,"blog_publish_to_social_media_task":"DONE_NOT_SENT","layout_sections":{},"head_html":null,"blog_post_schedule_task_uid":null,"scheduled_update_date":0,"featured_image_width":984,"featured_image_height":768,"header":null}}

Photographers & Videographers: Save Money on your Camera Insurance

To achieve the best premium for camera and photography insurance:

  • Make sure your policy covers commercial activities. This is a difficult, pricey lesson that is better learned before there is a loss. Our experience tells us that many professional photographers assume they are covered by their homeowners policy when in fact they are not. If you sell your prints , check your policy and make sure your coverage is appropriate.
  • Always compare quotes. Prices tend to vary from insurance company to insurance company – that’s why it’s always a good idea to shop around and compare quotes. Additionally, look for brokers that specializes in insurance for photographers.
  • Buy equipment and liability coverage at the same time as a bundle. Combine your coverages and purchase at the same time: this could result in a lower package premium.
  • Do your own risk management and increase security measures. Having losses on your claims history can increase your premiums, so one way to keep the cost of insurance low is to prevent losses before they happen. Measures might include:
    • installing a security system [Amazon Affiliate Link]
    • converting a closet to a safe room with deadbolts
    • investing in high quality travel cases that lock such as Pelican cases [Amazon Affiliate Link]
    • ask your specialized photography insurance broker for more recommendations

We have created a 5-minute online insurance solution, available to Canadian photographers at: https://photographer.frontrowinsurance.com

Camera Insurance

The policy term is for 12 months and coverage is provided in most countries worldwide except those subject to trade restrictions.

Rental equipment coverage is also available. All equipment is covered for replacement cost for: theft, damage, fire, loss of use.

Industry-low photography insurance prices:

  • $10,000 equipment coverage: $100 CAD,
  • $236 CAD; $5,000,000: $406 CAD. Liability covers your legal liability for property damage and bodily injury that you cause while shooting on location or in a rented studio. Pays legal fees, too.
  • Deductible for gear as low as $350 CAD. (Premiums and terms are subject to change and depend on your particular application)

The online program for photographers follows Front Row’s lead earlier this year into online offerings for short-term filmmakers and musicians. “We wanted to make the insurance process easier, faster and cheaper for photographers,” said David Hamilton, President of Front Row. “Given that there is no need to speak to a broker and an insurance company underwriter is not involved, the cost to process a camera insurance policy is much less online and we have passed the savings onto the photographer. Although the camera policy is online, we are still available to answer questions by e mail or over the phone if required.”

Refer a Friend to Front Row Insurance

Based on customer demand, we’ve setup our referral marketing program and if you refer a friend to Front Row, you could win a $15 Amazon eGift Card OR be entered into a random draw to win a $99 Amazon eGift Card! (depending on your province)

 

Related Posts:

FREE EBOOK! PHOTOGRAPHY INSURANCE 101: PROTECT YOUR CAMERA GEAR

PHOTOGRAPHY EQUIPMENT INSURANCE: YOU MAY NOT BE COVERED BY HOMEOWNERS

I’M JUST STARTING OUT IN MY PHOTOGRAPHY BUSINESS; DO I NEED INSURANCE?

4 QUESTIONS TO CONSIDER WHEN BUYING PHOTOGRAPHY BUSINESS INSURANCE

THEFT FROM VEHICLE: PHOTOGRAPHY INSURANCE EXPLAINED

PHOTOGRAPHERS & VIDEOGRAPHERS: SAVE MONEY ON YOUR CAMERA INSURANCE

HOW TO REDUCE THE COST TO INSURE YOUR PHOTOGRAPHY EQUIPMENT

HOW TO PROTECT YOUR CAMERA LENS(ES)

WHAT TO KNOW ABOUT RAIN PHOTOGRAPHY: PROTECTING YOUR CAMERA IN RAIN

UNDERWATER PHOTOGRAPHY BEST PRACTICES / IN-WATER PHOTOGRAPHY

PROTECT YOUR CAMERA GEAR FROM OVERHEATING

PROTECT YOUR CAMERA AT THE BEACH / PROTECT YOUR CAMERA FROM SAND

ORGANIZING YOUR CAMERA GEAR / KEEP TRACK OF YOUR PHOTOGRAPHY GEAR

INSURANCE FOR PHOTOS BOOTHS | PHOTO BOOTH INSURANCE FROM FRONT ROW

HOW DO I ADD AN ADDITIONAL INSURED TO MY POLICY?

5 THINGS TO KNOW ABOUT MAKING A PHOTOGRAPHY INSURANCE CLAIM

FRONT ROW: OFFERING ONLINE CAMERA INSURANCE POLICIES FOR PHOTOGRAPHERS

DISCLAIMER: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.

Amazon Associates Disclosure: Front Row Insurance is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon. This post may contain affiliate links. There is no additional cost to you.

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