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The film insurance company won’t cover a loss that can’t be sufficiently explained and documented.</p>\n","has_user_changes":true,"last_edit_session_id":null,"last_edit_update_id":null,"html_title":"Mystery works well in a film script — less so, when it comes to insurance","tag_ids":[949708774,949708809,949708959,65160948555],"topic_ids":[949708774,949708809,949708959,65160948555],"campaign_name":null,"campaign_utm":null,"enable_google_amp_output_override":false,"featured_image":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/props-shutterstock_1385786-600x400.jpg","featured_image_alt_text":"Movie props on film set | film insurance","head_html":null,"link_rel_canonical_url":null,"meta_description":"The coverage for props, sets and wardrobe and miscellaneous equipment in an entertainment package policy doesn’t cover mysterious disappearance.","post_body":"<span id=\"hs_cos_wrapper_post_body\" class=\"hs_cos_wrapper hs_cos_wrapper_meta_field hs_cos_wrapper_type_rich_text\" style=\"\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"rich_text\" ><h2>Mystery works well in a film script — less so, when it comes to adjusting a claim for missing props, wardrobe and film gear.</h2>\n<p>The coverage for <a href=\"/articles/production-equipment-and-props/sets/wardrobe-insurance-explained\" rel=\"noopener\">props, sets and wardrobe</a> and miscellaneous equipment in an <a href=\"/articles/entertainment-insurance-package-policy\" rel=\"noopener\">entertainment package policy</a> doesn’t cover mysterious disappearance. The film insurance company won’t cover a loss that can’t be sufficiently explained and documented.</p>\n<!--more-->\n<p><span></span>You leave an expensive prop in your prop truck and it isn’t there when you go to retrieve it. Or, the vintage gown can’t be found in the wardrobe truck along with the jewelry needed for the scene. When did it go missing? Or did someone take it? What proof do you have there actually was a loss?</p>\n<p>It can be a roll of electrical cable, a rented dolly, or an expensive lens—it's gone but there is no sign of forced entry and the area is exactly as it looked the last time the crew member saw it. The production manager <a href=\"/en/claims\" rel=\"noopener\">makes a claim</a> for the lost item but is at a loss when it comes to explaining how and when the item could have disappeared.</p>\n<h2>What is a \"mysterious disappearance\" in insurance?</h2>\n<p>The inability to answer when, where and the circumstances of the loss are what the insurance industry considers a <span style=\"font-weight: bold;\">mysterious disappearance</span>. This exclusion means the loss will not be covered and the production will not get any money from the insurance company to replace the missing item.</p>\n<p>A theft is evidenced by&nbsp;<a href=\"/articles/equipmenttheftfromvehicle\" rel=\"noopener\">forcible signs of entry or exit</a>&nbsp;from the location where the loss occurred. This evidence can include things such as a <a href=\"/articles/security-tips-for-film-equipment-rental-houses\" rel=\"noopener\">broken window</a>, a pried open door, or scratches or marks on a window or door frame where a thief attempted entry or exit from a location. If these signs are not present, then a loss may be categorized as mysterious disappearance. It is important to know the day when the loss or damage occurred.</p>\n<p>Location filming is fast-paced; however, if possible, keep an inventory of props, wardrobe and equipment going on and off the trucks so that the loss is discovered the day it happens rather than at the end of the shoot when the rented equipment and P/S/W is being returned to the <a href=\"/en/equipment-rental-house-insurance\" rel=\"noopener\">rental houses</a>.</p>\n<p><span style=\"font-size: 14px;\"><em><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. Offices in: Vancouver, Toronto, Montreal, Halifax, NY, and LA.</em></span><span style=\"font-size: 14px;\"></span></p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/production-equipment-and-props/sets/wardrobe-insurance-explained\" rel=\"noopener\">Props, sets and wardrobe insurance</a></li>\n<li><a href=\"/articles/does-the-clearance-lawyer-ever-work-with-the-art-department\" rel=\"noopener\">Does the clearance lawyer ever work with the art department?</a></li>\n<li><a href=\"/articles/preventing-film-equipment-theft\" rel=\"noopener\">Preventing film equipment theft</a></li>\n<li><a href=\"/grip-van-grip-truck-insurance\" rel=\"noopener\">Grip truck insurance</a></li>\n<li><span style=\"font-weight: bold;\">Author</span>: <a href=\"/staff/david-hamilton\" rel=\"noopener\">David Hamilton</a></li>\n</ul>\n<p style=\"font-size: 12px;\"><span style=\"font-style: italic;\"><em><span style=\"font-weight: bold;\">DISCLAIMER</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></span></p></span>","publish_immediately":null,"use_featured_image":true,"published_by_id":7915797,"published_at":1664461008328,"rss_body":"<h2>Mystery works well in a film script — less so, when it comes to adjusting a claim for missing props, wardrobe and film gear.</h2>\n<p>The coverage for <a href=\"/articles/production-equipment-and-props/sets/wardrobe-insurance-explained\" rel=\"noopener\">props, sets and wardrobe</a> and miscellaneous equipment in an <a href=\"/articles/entertainment-insurance-package-policy\" rel=\"noopener\">entertainment package policy</a> doesn’t cover mysterious disappearance. The film insurance company won’t cover a loss that can’t be sufficiently explained and documented.</p>\n<!--more-->\n<p><span></span>You leave an expensive prop in your prop truck and it isn’t there when you go to retrieve it. Or, the vintage gown can’t be found in the wardrobe truck along with the jewelry needed for the scene. When did it go missing? Or did someone take it? What proof do you have there actually was a loss?</p>\n<p>It can be a roll of electrical cable, a rented dolly, or an expensive lens—it's gone but there is no sign of forced entry and the area is exactly as it looked the last time the crew member saw it. The production manager <a href=\"/en/claims\" rel=\"noopener\">makes a claim</a> for the lost item but is at a loss when it comes to explaining how and when the item could have disappeared.</p>\n<h2>What is a \"mysterious disappearance\" in insurance?</h2>\n<p>The inability to answer when, where and the circumstances of the loss are what the insurance industry considers a <span style=\"font-weight: bold;\">mysterious disappearance</span>. This exclusion means the loss will not be covered and the production will not get any money from the insurance company to replace the missing item.</p>\n<p>A theft is evidenced by&nbsp;<a href=\"/articles/equipmenttheftfromvehicle\" rel=\"noopener\">forcible signs of entry or exit</a>&nbsp;from the location where the loss occurred. This evidence can include things such as a <a href=\"/articles/security-tips-for-film-equipment-rental-houses\" rel=\"noopener\">broken window</a>, a pried open door, or scratches or marks on a window or door frame where a thief attempted entry or exit from a location. If these signs are not present, then a loss may be categorized as mysterious disappearance. It is important to know the day when the loss or damage occurred.</p>\n<p>Location filming is fast-paced; however, if possible, keep an inventory of props, wardrobe and equipment going on and off the trucks so that the loss is discovered the day it happens rather than at the end of the shoot when the rented equipment and P/S/W is being returned to the <a href=\"/en/equipment-rental-house-insurance\" rel=\"noopener\">rental houses</a>.</p>\n<p><span style=\"font-size: 14px;\"><em><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. Offices in: Vancouver, Toronto, Montreal, Halifax, NY, and LA.</em></span><span style=\"font-size: 14px;\"></span></p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/production-equipment-and-props/sets/wardrobe-insurance-explained\" rel=\"noopener\">Props, sets and wardrobe insurance</a></li>\n<li><a href=\"/articles/does-the-clearance-lawyer-ever-work-with-the-art-department\" rel=\"noopener\">Does the clearance lawyer ever work with the art department?</a></li>\n<li><a href=\"/articles/preventing-film-equipment-theft\" rel=\"noopener\">Preventing film equipment theft</a></li>\n<li><a href=\"/grip-van-grip-truck-insurance\" rel=\"noopener\">Grip truck insurance</a></li>\n<li><span style=\"font-weight: bold;\">Author</span>: <a href=\"/staff/david-hamilton\" rel=\"noopener\">David Hamilton</a></li>\n</ul>\n<p style=\"font-size: 12px;\"><span style=\"font-style: italic;\"><em><span style=\"font-weight: bold;\">DISCLAIMER</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></span></p>","rss_summary":"<h2>Mystery works well in a film script — less so, when it comes to adjusting a claim for missing props, wardrobe and film gear.</h2>\n<p>The coverage for <a href=\"/articles/production-equipment-and-props/sets/wardrobe-insurance-explained\" rel=\"noopener\">props, sets and wardrobe</a> and miscellaneous equipment in an <a href=\"/articles/entertainment-insurance-package-policy\" rel=\"noopener\">entertainment package policy</a> doesn’t cover mysterious disappearance. The film insurance company won’t cover a loss that can’t be sufficiently explained and documented.</p>\n","scheduled_update_date":0,"blog_publish_to_social_media_task":"DONE","blog_publish_instant_email_task_uid":"DONE","layout_sections":{},"public_access_rules_enabled":false,"public_access_rules":[],"blog_post_schedule_task_uid":null,"header":null},"metaDescription":"The coverage for props, sets and wardrobe and miscellaneous equipment in an entertainment package policy doesn’t cover mysterious disappearance.","metaKeywords":null,"name":"<span id=\"hs_cos_wrapper_name\" class=\"hs_cos_wrapper hs_cos_wrapper_meta_field hs_cos_wrapper_type_text\" style=\"\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"text\" >Mystery works well in a film script — less so, when it comes to insurance</span>","nextPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/hard%20market/chris-liverani-dBI_My696Rk-unsplash-forweb.jpg","nextPostFeaturedImageAltText":"Insurance rates are rising and premiums are increasing | Hard market","nextPostName":"Insurance rates are rising and premiums are increasing | Hard market","nextPostSlug":"articles/insurance-rates-are-rising-hard-market","pageExpiryDate":null,"pageExpiryEnabled":null,"pageExpiryRedirectId":null,"pageExpiryRedirectUrl":null,"pageRedirected":false,"pageTitle":"Mystery works well in a film script — less so, when it comes to insurance","parentBlog":{"absoluteUrl":"https://www.frontrowinsurance.com/articles","allowComments":true,"ampBodyColor":"#404040","ampBodyFont":"'Helvetica Neue', Helvetica, Arial, sans-serif","ampBodyFontSize":"18","ampCustomCss":"","ampHeaderBackgroundColor":"#ffffff","ampHeaderColor":"#1e1e1e","ampHeaderFont":"'Helvetica Neue', Helvetica, Arial, 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href=\"/articles/production-equipment-and-props/sets/wardrobe-insurance-explained\" rel=\"noopener\">props, sets and wardrobe</a> and miscellaneous equipment in an <a href=\"/articles/entertainment-insurance-package-policy\" rel=\"noopener\">entertainment package policy</a> doesn’t cover mysterious disappearance. The film insurance company won’t cover a loss that can’t be sufficiently explained and documented.</p>\n<!--more-->\n<p><span></span>You leave an expensive prop in your prop truck and it isn’t there when you go to retrieve it. Or, the vintage gown can’t be found in the wardrobe truck along with the jewelry needed for the scene. When did it go missing? Or did someone take it? What proof do you have there actually was a loss?</p>\n<p>It can be a roll of electrical cable, a rented dolly, or an expensive lens—it's gone but there is no sign of forced entry and the area is exactly as it looked the last time the crew member saw it. The production manager <a href=\"/en/claims\" rel=\"noopener\">makes a claim</a> for the lost item but is at a loss when it comes to explaining how and when the item could have disappeared.</p>\n<h2>What is a \"mysterious disappearance\" in insurance?</h2>\n<p>The inability to answer when, where and the circumstances of the loss are what the insurance industry considers a <span style=\"font-weight: bold;\">mysterious disappearance</span>. This exclusion means the loss will not be covered and the production will not get any money from the insurance company to replace the missing item.</p>\n<p>A theft is evidenced by&nbsp;<a href=\"/articles/equipmenttheftfromvehicle\" rel=\"noopener\">forcible signs of entry or exit</a>&nbsp;from the location where the loss occurred. This evidence can include things such as a <a href=\"/articles/security-tips-for-film-equipment-rental-houses\" rel=\"noopener\">broken window</a>, a pried open door, or scratches or marks on a window or door frame where a thief attempted entry or exit from a location. If these signs are not present, then a loss may be categorized as mysterious disappearance. It is important to know the day when the loss or damage occurred.</p>\n<p>Location filming is fast-paced; however, if possible, keep an inventory of props, wardrobe and equipment going on and off the trucks so that the loss is discovered the day it happens rather than at the end of the shoot when the rented equipment and P/S/W is being returned to the <a href=\"/en/equipment-rental-house-insurance\" rel=\"noopener\">rental houses</a>.</p>\n<p><span style=\"font-size: 14px;\"><em><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. Offices in: Vancouver, Toronto, Montreal, Halifax, NY, and LA.</em></span><span style=\"font-size: 14px;\"></span></p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/production-equipment-and-props/sets/wardrobe-insurance-explained\" rel=\"noopener\">Props, sets and wardrobe insurance</a></li>\n<li><a href=\"/articles/does-the-clearance-lawyer-ever-work-with-the-art-department\" rel=\"noopener\">Does the clearance lawyer ever work with the art department?</a></li>\n<li><a href=\"/articles/preventing-film-equipment-theft\" rel=\"noopener\">Preventing film equipment theft</a></li>\n<li><a href=\"/grip-van-grip-truck-insurance\" rel=\"noopener\">Grip truck insurance</a></li>\n<li><span style=\"font-weight: bold;\">Author</span>: <a href=\"/staff/david-hamilton\" rel=\"noopener\">David Hamilton</a></li>\n</ul>\n<p style=\"font-size: 12px;\"><span style=\"font-style: italic;\"><em><span style=\"font-weight: bold;\">DISCLAIMER</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></span></p></span>","postBodyRss":"<h2>Mystery works well in a film script — less so, when it comes to adjusting a claim for missing props, wardrobe and film gear.</h2>\n<p>The coverage for <a href=\"/articles/production-equipment-and-props/sets/wardrobe-insurance-explained\" rel=\"noopener\">props, sets and wardrobe</a> and miscellaneous equipment in an <a href=\"/articles/entertainment-insurance-package-policy\" rel=\"noopener\">entertainment package policy</a> doesn’t cover mysterious disappearance. The film insurance company won’t cover a loss that can’t be sufficiently explained and documented.</p>\n<!--more-->\n<p><span></span>You leave an expensive prop in your prop truck and it isn’t there when you go to retrieve it. Or, the vintage gown can’t be found in the wardrobe truck along with the jewelry needed for the scene. When did it go missing? Or did someone take it? What proof do you have there actually was a loss?</p>\n<p>It can be a roll of electrical cable, a rented dolly, or an expensive lens—it's gone but there is no sign of forced entry and the area is exactly as it looked the last time the crew member saw it. The production manager <a href=\"/en/claims\" rel=\"noopener\">makes a claim</a> for the lost item but is at a loss when it comes to explaining how and when the item could have disappeared.</p>\n<h2>What is a \"mysterious disappearance\" in insurance?</h2>\n<p>The inability to answer when, where and the circumstances of the loss are what the insurance industry considers a <span style=\"font-weight: bold;\">mysterious disappearance</span>. This exclusion means the loss will not be covered and the production will not get any money from the insurance company to replace the missing item.</p>\n<p>A theft is evidenced by&nbsp;<a href=\"/articles/equipmenttheftfromvehicle\" rel=\"noopener\">forcible signs of entry or exit</a>&nbsp;from the location where the loss occurred. This evidence can include things such as a <a href=\"/articles/security-tips-for-film-equipment-rental-houses\" rel=\"noopener\">broken window</a>, a pried open door, or scratches or marks on a window or door frame where a thief attempted entry or exit from a location. If these signs are not present, then a loss may be categorized as mysterious disappearance. It is important to know the day when the loss or damage occurred.</p>\n<p>Location filming is fast-paced; however, if possible, keep an inventory of props, wardrobe and equipment going on and off the trucks so that the loss is discovered the day it happens rather than at the end of the shoot when the rented equipment and P/S/W is being returned to the <a href=\"/en/equipment-rental-house-insurance\" rel=\"noopener\">rental houses</a>.</p>\n<p><span style=\"font-size: 14px;\"><em><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. Offices in: Vancouver, Toronto, Montreal, Halifax, NY, and LA.</em></span><span style=\"font-size: 14px;\"></span></p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/production-equipment-and-props/sets/wardrobe-insurance-explained\" rel=\"noopener\">Props, sets and wardrobe insurance</a></li>\n<li><a href=\"/articles/does-the-clearance-lawyer-ever-work-with-the-art-department\" rel=\"noopener\">Does the clearance lawyer ever work with the art department?</a></li>\n<li><a href=\"/articles/preventing-film-equipment-theft\" rel=\"noopener\">Preventing film equipment theft</a></li>\n<li><a href=\"/grip-van-grip-truck-insurance\" rel=\"noopener\">Grip truck insurance</a></li>\n<li><span style=\"font-weight: bold;\">Author</span>: <a href=\"/staff/david-hamilton\" rel=\"noopener\">David Hamilton</a></li>\n</ul>\n<p style=\"font-size: 12px;\"><span style=\"font-style: italic;\"><em><span style=\"font-weight: bold;\">DISCLAIMER</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></span></p>","postEmailContent":"<h2>Mystery works well in a film script — less so, when it comes to adjusting a claim for missing props, wardrobe and film gear.</h2> \n<p>The coverage for <a href=\"/articles/production-equipment-and-props/sets/wardrobe-insurance-explained\" rel=\"noopener\">props, sets and wardrobe</a> and miscellaneous equipment in an <a href=\"/articles/entertainment-insurance-package-policy\" rel=\"noopener\">entertainment package policy</a> doesn’t cover mysterious disappearance. The film insurance company won’t cover a loss that can’t be sufficiently explained and documented.</p>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/props-shutterstock_1385786-600x400.jpg","postListContent":"<span id=\"hs_cos_wrapper_post_body\" class=\"hs_cos_wrapper hs_cos_wrapper_meta_field hs_cos_wrapper_type_rich_text\" style=\"\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"rich_text\" ><h2>Mystery works well in a film script — less so, when it comes to adjusting a claim for missing props, wardrobe and film gear.</h2>\n<p>The coverage for <a href=\"/articles/production-equipment-and-props/sets/wardrobe-insurance-explained\" rel=\"noopener\">props, sets and wardrobe</a> and miscellaneous equipment in an <a href=\"/articles/entertainment-insurance-package-policy\" rel=\"noopener\">entertainment package policy</a> doesn’t cover mysterious disappearance. The film insurance company won’t cover a loss that can’t be sufficiently explained and documented.</p>\n<!--more-->\n<p><span></span>You leave an expensive prop in your prop truck and it isn’t there when you go to retrieve it. Or, the vintage gown can’t be found in the wardrobe truck along with the jewelry needed for the scene. When did it go missing? Or did someone take it? What proof do you have there actually was a loss?</p>\n<p>It can be a roll of electrical cable, a rented dolly, or an expensive lens—it's gone but there is no sign of forced entry and the area is exactly as it looked the last time the crew member saw it. The production manager <a href=\"/en/claims\" rel=\"noopener\">makes a claim</a> for the lost item but is at a loss when it comes to explaining how and when the item could have disappeared.</p>\n<h2>What is a \"mysterious disappearance\" in insurance?</h2>\n<p>The inability to answer when, where and the circumstances of the loss are what the insurance industry considers a <span style=\"font-weight: bold;\">mysterious disappearance</span>. This exclusion means the loss will not be covered and the production will not get any money from the insurance company to replace the missing item.</p>\n<p>A theft is evidenced by&nbsp;<a href=\"/articles/equipmenttheftfromvehicle\" rel=\"noopener\">forcible signs of entry or exit</a>&nbsp;from the location where the loss occurred. This evidence can include things such as a <a href=\"/articles/security-tips-for-film-equipment-rental-houses\" rel=\"noopener\">broken window</a>, a pried open door, or scratches or marks on a window or door frame where a thief attempted entry or exit from a location. If these signs are not present, then a loss may be categorized as mysterious disappearance. It is important to know the day when the loss or damage occurred.</p>\n<p>Location filming is fast-paced; however, if possible, keep an inventory of props, wardrobe and equipment going on and off the trucks so that the loss is discovered the day it happens rather than at the end of the shoot when the rented equipment and P/S/W is being returned to the <a href=\"/en/equipment-rental-house-insurance\" rel=\"noopener\">rental houses</a>.</p>\n<p><span style=\"font-size: 14px;\"><em><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. Offices in: Vancouver, Toronto, Montreal, Halifax, NY, and LA.</em></span><span style=\"font-size: 14px;\"></span></p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/production-equipment-and-props/sets/wardrobe-insurance-explained\" rel=\"noopener\">Props, sets and wardrobe insurance</a></li>\n<li><a href=\"/articles/does-the-clearance-lawyer-ever-work-with-the-art-department\" rel=\"noopener\">Does the clearance lawyer ever work with the art department?</a></li>\n<li><a href=\"/articles/preventing-film-equipment-theft\" rel=\"noopener\">Preventing film equipment theft</a></li>\n<li><a href=\"/grip-van-grip-truck-insurance\" rel=\"noopener\">Grip truck insurance</a></li>\n<li><span style=\"font-weight: bold;\">Author</span>: <a href=\"/staff/david-hamilton\" rel=\"noopener\">David Hamilton</a></li>\n</ul>\n<p style=\"font-size: 12px;\"><span style=\"font-style: italic;\"><em><span style=\"font-weight: bold;\">DISCLAIMER</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></span></p></span>","postListSummaryFeaturedImage":"","postRssContent":"<h2>Mystery works well in a film script — less so, when it comes to adjusting a claim for missing props, wardrobe and film gear.</h2> \n<p>The coverage for <a href=\"/articles/production-equipment-and-props/sets/wardrobe-insurance-explained\" rel=\"noopener\">props, sets and wardrobe</a> and miscellaneous equipment in an <a href=\"/articles/entertainment-insurance-package-policy\" rel=\"noopener\">entertainment package policy</a> doesn’t cover mysterious disappearance. The film insurance company won’t cover a loss that can’t be sufficiently explained and documented.</p>","postRssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/props-shutterstock_1385786-600x400.jpg","postSummary":"<h2>Mystery works well in a film script — less so, when it comes to adjusting a claim for missing props, wardrobe and film gear.</h2>\n<p>The coverage for <a href=\"/articles/production-equipment-and-props/sets/wardrobe-insurance-explained\" rel=\"noopener\">props, sets and wardrobe</a> and miscellaneous equipment in an <a href=\"/articles/entertainment-insurance-package-policy\" rel=\"noopener\">entertainment package policy</a> doesn’t cover mysterious disappearance. The film insurance company won’t cover a loss that can’t be sufficiently explained and documented.</p>\n","postSummaryRss":"<h2>Mystery works well in a film script — less so, when it comes to adjusting a claim for missing props, wardrobe and film gear.</h2> \n<p>The coverage for <a href=\"/articles/production-equipment-and-props/sets/wardrobe-insurance-explained\" rel=\"noopener\">props, sets and wardrobe</a> and miscellaneous equipment in an <a href=\"/articles/entertainment-insurance-package-policy\" rel=\"noopener\">entertainment package policy</a> doesn’t cover mysterious disappearance. The film insurance company won’t cover a loss that can’t be sufficiently explained and documented.</p>","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"glTEtNRK","previousPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/skylines/shutterstock_1011270001-forweb600.jpg","previousPostFeaturedImageAltText":"The Best Locations for Filming in New York | Best Filming Locations NY","previousPostName":"The Best Locations for Filming in New York | Best Filming Locations NY","previousPostSlug":"articles/best-locations-for-filming-in-new-york","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[{"ids":[],"type":"LIST_MEMBERSHIP"}],"publicAccessRulesEnabled":false,"publishDate":1649697419000,"publishDateLocalTime":1649697419000,"publishDateLocalized":{"date":1649697419000,"format":"medium","language":"en_US"},"publishImmediately":null,"publishTimezoneOffset":null,"publishedAt":1664461008328,"publishedByEmail":null,"publishedById":7915797,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/mystery-works-well-in-a-film-script-less-so-when-it-comes-to-insurance","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":null,"rssBody":"<h2>Mystery works well in a film script — less so, when it comes to adjusting a claim for missing props, wardrobe and film gear.</h2>\n<p>The coverage for <a href=\"/articles/production-equipment-and-props/sets/wardrobe-insurance-explained\" rel=\"noopener\">props, sets and wardrobe</a> and miscellaneous equipment in an <a href=\"/articles/entertainment-insurance-package-policy\" rel=\"noopener\">entertainment package policy</a> doesn’t cover mysterious disappearance. The film insurance company won’t cover a loss that can’t be sufficiently explained and documented.</p>\n<!--more-->\n<p><span></span>You leave an expensive prop in your prop truck and it isn’t there when you go to retrieve it. Or, the vintage gown can’t be found in the wardrobe truck along with the jewelry needed for the scene. When did it go missing? Or did someone take it? What proof do you have there actually was a loss?</p>\n<p>It can be a roll of electrical cable, a rented dolly, or an expensive lens—it's gone but there is no sign of forced entry and the area is exactly as it looked the last time the crew member saw it. The production manager <a href=\"/en/claims\" rel=\"noopener\">makes a claim</a> for the lost item but is at a loss when it comes to explaining how and when the item could have disappeared.</p>\n<h2>What is a \"mysterious disappearance\" in insurance?</h2>\n<p>The inability to answer when, where and the circumstances of the loss are what the insurance industry considers a <span style=\"font-weight: bold;\">mysterious disappearance</span>. This exclusion means the loss will not be covered and the production will not get any money from the insurance company to replace the missing item.</p>\n<p>A theft is evidenced by&nbsp;<a href=\"/articles/equipmenttheftfromvehicle\" rel=\"noopener\">forcible signs of entry or exit</a>&nbsp;from the location where the loss occurred. This evidence can include things such as a <a href=\"/articles/security-tips-for-film-equipment-rental-houses\" rel=\"noopener\">broken window</a>, a pried open door, or scratches or marks on a window or door frame where a thief attempted entry or exit from a location. If these signs are not present, then a loss may be categorized as mysterious disappearance. It is important to know the day when the loss or damage occurred.</p>\n<p>Location filming is fast-paced; however, if possible, keep an inventory of props, wardrobe and equipment going on and off the trucks so that the loss is discovered the day it happens rather than at the end of the shoot when the rented equipment and P/S/W is being returned to the <a href=\"/en/equipment-rental-house-insurance\" rel=\"noopener\">rental houses</a>.</p>\n<p><span style=\"font-size: 14px;\"><em><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. Offices in: Vancouver, Toronto, Montreal, Halifax, NY, and LA.</em></span><span style=\"font-size: 14px;\"></span></p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/articles/production-equipment-and-props/sets/wardrobe-insurance-explained\" rel=\"noopener\">Props, sets and wardrobe insurance</a></li>\n<li><a href=\"/articles/does-the-clearance-lawyer-ever-work-with-the-art-department\" rel=\"noopener\">Does the clearance lawyer ever work with the art department?</a></li>\n<li><a href=\"/articles/preventing-film-equipment-theft\" rel=\"noopener\">Preventing film equipment theft</a></li>\n<li><a href=\"/grip-van-grip-truck-insurance\" rel=\"noopener\">Grip truck insurance</a></li>\n<li><span style=\"font-weight: bold;\">Author</span>: <a href=\"/staff/david-hamilton\" rel=\"noopener\">David Hamilton</a></li>\n</ul>\n<p style=\"font-size: 12px;\"><span style=\"font-style: italic;\"><em><span style=\"font-weight: bold;\">DISCLAIMER</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</em></span></p>","rssSummary":"<h2>Mystery works well in a film script — less so, when it comes to adjusting a claim for missing props, wardrobe and film gear.</h2>\n<p>The coverage for <a href=\"/articles/production-equipment-and-props/sets/wardrobe-insurance-explained\" rel=\"noopener\">props, sets and wardrobe</a> and miscellaneous equipment in an <a href=\"/articles/entertainment-insurance-package-policy\" rel=\"noopener\">entertainment package policy</a> doesn’t cover mysterious disappearance. The film insurance company won’t cover a loss that can’t be sufficiently explained and documented.</p>\n","rssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/props-shutterstock_1385786-600x400.jpg","scheduledUpdateDate":0,"screenshotPreviewTakenAt":1664461008591,"screenshotPreviewUrl":"https://cdn1.hubspot.net/hubshotv3/prod/e/0/5ddcad64-2beb-4292-bc6b-5a0851954472.png","sections":{},"securityState":"NONE","siteId":null,"slug":"articles/mystery-works-well-in-a-film-script-less-so-when-it-comes-to-insurance","stagedFrom":null,"state":"PUBLISHED","stateWhenDeleted":null,"styleOverrideId":null,"subcategory":"normal_blog_post","syncedWithBlogRoot":true,"tagIds":[949708774,949708809,949708959,65160948555],"tagList":[{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1401901715000,"deletedAt":0,"description":"","id":949708774,"label":"Film insurance","language":"en","name":"Film 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Mystery works well in a film script — less so, when it comes to insurance

Movie props on film set | film insurance

Mystery works well in a film script — less so, when it comes to adjusting a claim for missing props, wardrobe and film gear.

The coverage for props, sets and wardrobe and miscellaneous equipment in an entertainment package policy doesn’t cover mysterious disappearance. The film insurance company won’t cover a loss that can’t be sufficiently explained and documented.

You leave an expensive prop in your prop truck and it isn’t there when you go to retrieve it. Or, the vintage gown can’t be found in the wardrobe truck along with the jewelry needed for the scene. When did it go missing? Or did someone take it? What proof do you have there actually was a loss?

It can be a roll of electrical cable, a rented dolly, or an expensive lens—it's gone but there is no sign of forced entry and the area is exactly as it looked the last time the crew member saw it. The production manager makes a claim for the lost item but is at a loss when it comes to explaining how and when the item could have disappeared.

What is a "mysterious disappearance" in insurance?

The inability to answer when, where and the circumstances of the loss are what the insurance industry considers a mysterious disappearance. This exclusion means the loss will not be covered and the production will not get any money from the insurance company to replace the missing item.

A theft is evidenced by forcible signs of entry or exit from the location where the loss occurred. This evidence can include things such as a broken window, a pried open door, or scratches or marks on a window or door frame where a thief attempted entry or exit from a location. If these signs are not present, then a loss may be categorized as mysterious disappearance. It is important to know the day when the loss or damage occurred.

Location filming is fast-paced; however, if possible, keep an inventory of props, wardrobe and equipment going on and off the trucks so that the loss is discovered the day it happens rather than at the end of the shoot when the rented equipment and P/S/W is being returned to the rental houses.

About: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment. Offices in: Vancouver, Toronto, Montreal, Halifax, NY, and LA.

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DISCLAIMER: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.

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