Hosting an Adult Birthday Party: Do You need Insurance?

Posted by David Hamilton on Jul 30, 2018 3:22:31 PM

 

blog-1

It is good planning to consider adult birthday party insurance. No-one wants to think of what might go wrong; however, events do sometimes have to be cancelled or the unexpected happens. You may find yourself being served with a lawsuit from your friends or family for a wide range of different reasons and Front Row event insurance is there to help make sure that you do not lose money – or sleep - as a result.

6 Reasons to consider when hosting an Adult Birthday Party:
  1. Does your venue require you to provide evidence of short term event insurance? Read your rental contract before you sign it.
  2. Are you hosting the party at home? Check with your home insurance broker to see if you are covered. Parties over a certain size are most likely not covered.
  3. Have you rented furniture, a sound system or a marquee? Are you responsible to insure the equipment you have rented? Check your rental contracts.
  4. Your guests could trip on temporary carpeting or slip on a drink spill on the floor and injure themselves. Adult Birthday Party liability insurance will cover you if you are sued by providing a free lawyer to defend you and paying the judgement costs - up to the limit of the policy -  awarded to your injured guest.
  5. Do you need protection for the gifts in case they are stolen?
  6. What happens if your marquee blows away and injures other people in the park? Lawsuits would be covered with Adult Birthday liability insurance.

Most birthday venues will require you to have event insurance in place. Often the venue will tell you in their contract the short term venue liability amount required.

Adult birthday party planning should include online adult's birthday party insurance. 

Special event liability is available online with no need to talk to an insurance broker. Our cheap event policies start at $130 and certificates for your Adult Birthday venue are free. A one day event insurance quote is also free:  a fast quote is available any time of the day or night in just 3 minutes.

Adults Birthday Party planning should include online.

Get a Free Online Quote Now

If you will be serving alcohol at your Adult Birthday Party make sure that you request venue alcohol liability – available through our online site. Remember, as a host you are responsible for the safety of any guests. You could be held legally responsible if people consume alcohol during your adult birthday party and harm themselves or someone else. Consider how your guests will be traveling home.

Purchase peace of mind in five minutes with no need to talk to a broker by buying online today.

It’s always good planning to have event insurance because you never know when something unexpected may occur. Adult birthday insurance will allow you to fully enjoy the special day. 

Get a Free Online Quote Now

About: Front Row Insurance Brokers Inc. is an independent insurance broker that provides adult birthday party insurance for the lowest possible cost. Should a claim occur, Front Row ensures that you receive the money you are owed per the adult’s insurance policy, as quickly as possible. Front Row has offices in Vancouver, Toronto, Montreal and Halifax and are licensed and registered in all provinces in Canada.

Tags: Special Event Insurance, single day insurance, day insurance, online short term venue liability insurance, short term venue liability insurance, cheap event insurance, one day event liability, one day event insurance, One day special event liability, online event insurance, birthday party insurance, adult birthday liability insurance, short term liability insurance

Holiday Party Insurance: Do You Need It?

Posted by David Hamilton on Jul 30, 2018 11:49:21 AM

Throwing a party in your office or at your home or maybe you are renting a venue? Well, you’re going to need one day special event insurance.

blog post-3

WHAT IS EVENT INSURANCE? 

Short term event insurance protects you from lawsuits caused by damage to the location you are renting or lawsuits that arise if your guests are injured. Your rented venue is likely going to ask for evidence of one day liability event insurance so the venue owners are not drawn into your lawsuit.

What would I need one day event insurance for?

  • If you are hosting a Canada Day party in a municipal park, or on a municipal beach or on crown land you may need a permit that requires you to show evidence of one day event liability. Often the permit will specify the short term venue liability amount required.
  • Your guests may accidentally damage the cabana or barbecue shelter you have rented. Does the owner require you to provide evidence of short term venue liability insurance? It is suggested that you check your rental contract.
  • Are you hosting the holiday party around Christmas at your house? Check with your homeowners broker to see if you are covered. Parties over a certain size are most likely not covered especially if you serve alcohol.
  • Have you rented furniture or the sound system or a marquee for your annual summer bash? Are you responsible to insure the equipment you have rented? Take time to read the fine print in those rental contracts.
  • Hosting a company party during the holidays is a great time to bond with coworkers. Parties are fun until your staff are injured. What if your employee is forced to sue your company? Will your business office insurance cover a holiday party? Holiday party liability insurance will cover you if you are sued by providing a free lawyer to defend you and paying the judgement costs awarded to your injured guest.
  • If you are serving alcohol, try to hire a caterer to serve the drinks or purchase one day liquor liability insurance.
  • What happens if your marquee blows away and injures other people in the park? Lawsuits from a cartwheeling marquee would be covered with day insurance.

Front Row Insurance Brokers offers online holiday insurance with no need to talk to a broker. Policies start at $130 and certificates proving insurance coverage for your rented venue are provided immediately at no cost.

A quote is also free - a fast quote is available any time of the day or night.

Get a Free Online Quote Now

 

If you will be serving alcohol at your holiday party make sure that you request venue alcohol liability. Remember, as a host you are responsible for the safety of any guests. You could be held legally responsible if people consume alcohol during your holiday party and harm themselves or someone else. Consider how your guests will be traveling home.

Purchase peace of mind in five minutes with no need to talk to a broker by buying online today.

Get a Free Online Quote Now

It’s always good planning to have holiday insurance because you never know when something unexpected may occur. Online holiday insurance will allow you to enjoy your special day.

About: Front Row Insurance Brokers Inc. is an independent insurance broker that provides insurance for the lowest possible cost. Should a claim occur, Front Row ensures that you receive the money you are owed per the insurance policy, as quickly as possible. Front Row has offices in Vancouver, Toronto, Montreal and Halifax and are licensed and registered in all provinces in Canada.

Tags: day insurance, short term venue liability, venue alcohol liability, online holiday insurance, insurance for a holiday party, event liability, one day event liability, short term venue liability insurance, holiday liability insurance, one day liquor liability insurance, event insurance

Insurance for a Picnic: Is it Necessary?

Posted by David Hamilton on Jul 27, 2018 4:14:04 PM

Blog Post-2Hosting a picnic for the day? Do you need event liability? Consider these risks associated with picnics to help you decide:

  • If you are hosting the picnic in a municipal park, on a municipal beach or on crown land you may need a permit that requires you to show evidence of one day event liability. Often the permit will specify the short term venue liability amount required.
  • Your guests may accidentally damage the cabana or barbeque shelter you have rented. Does the owner require you to provide evidence of short term venue liability insurance? Check your rental contract.
  • Are you hosting the picnic at home in your yard? Check with your homeowners broker to see if you are covered. Parties over a certain size are most likely not covered especially if you serve alcohol.
  • Have you rented furniture or the sound system or a marquee? Are you responsible to insure the equipment you have rented? Time to read the fine print in those rental contracts.
  • Hosting a picnic is a great time to bond with family, friends and coworkers. Picnics are fun until your guests are injured. What if your friend or relative is forced to sue you or your company? Will your homeowners insurance cover you? Probably not. Picnic liability insurance will cover you if you are sued by providing a free lawyer to defend you and paying the judgement costs awarded to your injured guest.
  • If you are serving alcohol, try to hire a caterer to serve the drinks or purchase one day liquor liability insurance.
  • What happens if your marquee blows away and injures other people in the park? Lawsuits from a cartwheeling marquee would be covered with day insurance.

Get a Free Online Quote Now

Front Row Insurance Brokers offers online picnic insurance with no need to talk to a broker. Policies start at $130 and certificates proving insurance coverage for your location are provided immediately at no cost. A quote is also free: a fast quote is available any time of the day or night.

If you will be serving alcohol at your picnic make sure that you request venue alcohol liability. Remember, as a host you are responsible for the safety of any guests. You could be held legally responsible if people consume alcohol during your picnic and harm themselves or someone else. Consider how your guests will be traveling home.

Purchase peace of mind in five minutes with no need to talk to a broker by buying online today.

Get a Free Online Quote Now

It’s always good planning to have picnic insurance because you never know when something unexpected may occur. Online picnic insurance will allow you to  enjoy your special day. 

About: Front Row Insurance Brokers Inc. is an independent insurance broker that provides picnic insurance for the lowest possible cost. Should a claim occur, Front Row ensures that you receive the money you are owed per the picnic insurance policy, as quickly as possible. Front Row has offices in Vancouver, Toronto, Montreal and Halifax and are licensed and registered in all provinces in Canada.

Tags: insurance for a picnic, event liability, one day event liability, short term venue liability, short term venue liability insurance, picnic liability insurance, one day liquor liability insurance, day insurance, online picnic insurance, venue alcohol liability

6 Reasons for Purchasing Kid's Birthday Party Insurance

Posted by David Hamilton on Jul 25, 2018 4:56:45 PM

blog post-1

Planning a Kid’s Birthday Party? You Should Consider Insuring It.

Hosting a kid’s birthday for your loved one? There are many risks associated with  kid's birthday parties that you may not have thought of:

  1. Your guests may accidentally damage the venue you have rented. Does your venue require you to provide evidence of short term event insurance?  Yikes. Check your rental contract.
  2. Are you hosting the party at home? Check with your homeowners broker to see if you are covered. Parties over a certain size are most likely not covered.
  3. Have you rented furniture or the sound system or a marquee? Are you responsible to insure the equipment you have rented? Check your rental contracts.
  4. Your guests could trip on temporary carpeting or slip on a drink spill on the  floor and injure themselves. What if your friend or relative is forced to sue you?  Awkward?   Will your homeowners insurance cover you? Probably not. Kid’s Birthday party liability insurance will cover you if you are sued by providing a free lawyer to defend you and paying the judgement costs awarded to your injured guest.
  5. Do you need protection for the gifts in case they are stolen?
  6. What happens if your tent blows away and injures other people in the park? Lawsuits  would be covered with kid’s birthday party insurance.

When hosting a kid’s birthday party, most birthday venues  will require you to have event insurance in place. Often the hall will tell you in their contract the short term venue liability amount required.

Kid’s birthday party planning should include online kid’s birthday party insurance

Special event liability is available online with no need to talk to an insurance broker. Our cheap event policies start at $130 and certificates for your kid’s birthday party venue are free. A one day event insurance quote is also free:  a fast quote is available any time of the day or night in just 3 minutes.

Get a Free Online Quote Now

If you will be serving alcohol at your kid’s birthday party make sure that you request venue alcohol liability – available through our online site. Remember, as a renter you are responsible for the safety of any guests. You could be held legally responsible if people consume alcohol during your kid’s birthday party and harm themselves or someone else. Consider how your guests will be traveling home.

Purchase peace of mind in five minutes with no need to talk to a broker by buying online today.

It’s always good planning to have event insurance because you never know when something unexpected may occur. Kid’s birthday insurance will allow you to fully enjoy your special day. https://events.frontrowinsurance.com

Get a Free Online Quote Now

About: Front Row Insurance Brokers Inc. is an independent insurance broker that provides kid’s birthday party insurance for the lowest possible cost. Should a claim occur, Front Row ensures that you receive the money you are owed per the kid’s birthday party insurance policy, as quickly as possible. Front Row has offices in Vancouver, Toronto, Montreal and Halifax and are licensed and registered in all provinces in Canada.

Tags: online short term venue liability insurance, online event insurance, One day special event liability, one day event insurance, cheap event insurance, short term venue liability, day insurance, single day insurance, Special Event Insurance, special, birthday party insurance, kid's birthday party insurance

Consider Purchasing Baby Shower Insurance: 6 reasons

Posted by David Hamilton on Jul 25, 2018 10:42:46 AM

Blog pic

Planning a Baby Shower? Consider Purchasing Baby Shower Insurance: 6 reasons

  • Baby Shower insurance will protect you against damage your guests  accidentally cause to the venue you have rented. Does your venue require you to provide evidence of  venue insurance? Yikes. Check your rental contract.
  • Are you hosting the party at home? Check with your homeowners broker to see if you are covered. Parties over a certain size are most likely not covered.
  • Have you rented furniture or the sound system or a marquee? Are you responsible to insure the equipment you have rented? Check your rental contract.
  • Your guests could trip on temporary carpeting or slip on a drink spill on the floor and injure themselves. What if your friend or relative is forced to sue you? Awkward? No doubt. Will your homeowners insurance cover you? Probably not. Baby shower event liability insurance will cover you if you are sued by providing a free lawyer to defend you and paying the judgement costs awarded to your injured guest.
  • Do you need protection for the gifts in case they are stolen?
  • What happens if your tent blows away and injures other people in the park? Lawsuits from a cartwheeling marquee would be covered with baby shower insurance.

When hosting a baby shower most banquet halls and venues such as a community center or church hall will require you to have event insurance in place. Often the hall will tell you in their contract the short term venue liability amount required.

Baby shower planning should include online baby shower insurance otherwise known as one day event insurance

Cheap event insurance is available online with no need to talk to a broker. Policies start at $130 and certificates for your baby shower venue are free. A quote is also free: a fast quote is available any time of the day or night.

Get a Free Online Quote Now

If you will be serving alcohol at your baby shower make sure that you request venue alcohol liability – available through our online site. Remember, as a renter you are responsible for the safety of any guests. You could be held legally responsible if people consume alcohol during your baby shower and harm themselves or someone else. Consider how your guests will be traveling home.

Purchase peace of mind day insurance in five minutes. It is always good planning to purchase special event insurance for your party for a baby shower to protect against the unexpected.

Tags: baby shower insurance, single day insurance, day insurance, event insurance, event liability insurance, venue insurance, one day event insurance, cheap event insurance, short term venue liability, One day special event liability, online event insurance, online short term venue liability insurance

Anniversary Party: 6 reasons why you should purchase event insurance

Posted by David Hamilton on Jul 25, 2018 10:04:00 AM

blog post

There are many risks associated with aN ANNIVERSARY party:

  1. Your guests may accidentally damage the venue you have rented. Does your venue require you to provide evidence of insurance? Yikes. Check your rental contract.
  2. Are you hosting the party at home? Check with your homeowners broker to see if you are covered. Parties over a certain size are most likely excluded.
  3. Have you rented furniture or a sound system or a marquee? Are you responsible to insure the equipment you have rented? Check your rental contract.
  4. Your guests could trip on temporary carpeting or slip on a wine spill on the floor and injure themselves. What if your friend or relative is forced to sue you? Awkward? For sure. Will your homeowners insurance cover you? Probably not. Anniversary event liability insurance will protect you if you are sued by providing a free lawyer to defend you and paying the judgement costs awarded to your injured guest if you are found to be liable.
  5. Do you need protection if your guests drive drunk and crash?
  6. What happens if your marquee blows away and injures other people in the park? Lawsuits from a cartwheeling marquee would be covered with Anniversary celebration insurance.

When hosting an anniversary party, most banquet halls and venues such as golf and country clubs will require you to have event insurance in place. Often the hall will tell you in their contract the short term venue liability amount required.

Get a Free Online Quote Now

Anniversary party planning should include one day event insurance.

Cheap event insurance is available online with no need to talk to a broker.

One day insurance is inexpensive. Policies start at $130 and certificates for your anniversary venue to prove you are protected are provided at no cost.

A quote is also free, so a fast quote is available any time of the day or night.

If you will be serving alcohol at your anniversary, make sure that you request venue alcohol liability – available through our online site. Remember, as a host you are responsible for the safety of any guests. You could be held legally responsible if people consume alcohol during your party and harm themselves or someone else. Consider how your guests will be traveling home.

Purchase peace of mind day insurance in about five minutes with no need to talk to a broker by buying online.

Get a Free Online Quote Now

It’s always good planning to have special event insurance for your party because you never know when something unexpected may occur. Anniversary insurance will allow you to fully enjoy your special day. 

About: Front Row Insurance Brokers Inc. is an independent insurance broker that provides anniversary insurance for the lowest possible cost. Should a claim occur, Front Row ensures that you receive the money you are owed per the insurance policy, as quickly as possible. Front Row has offices in Vancouver, Toronto, Montreal and Halifax and are licensed and registered in all provinces in Canada.

Tags: anniversary party, event insurance, party for an anniversary, anniversary event liability insurance, short term venue liability, online anniversary insurance, anniversary celebration insurance, cheap event insurance, one day event insurance, venue alcohol liability, Special Event Insurance, day insurance

Recent Posts

Posts by Topic

see all