BC Business magazine features front row insurance on holiday party event liability

Posted by David McLeish on Nov 27, 2018 9:50:27 AM

Front Row's President & CEO David Hamilton recently contributed the following guest article to BC Business Magazine, and we wanted to share this here with our community. As many of you are gearing up to plan holiday events and parties, these tips will make sure you're prepared - even if the party gets a little crazy!

Planning this year's holiday office party? Prepare for the unexpected

We’ve all had (or been) that coworker who has a little too much fun and does something they completely regret the day after the annual holiday office party. If you’re on the event planning team for this year’s holiday party, it’s in your best interest to be prepared for every possible scenario as you prepare for office shenanigans.... 

CLICK HERE to read the full article at BC Business Magazine. 

kelsey-chance-575541-unsplash

Credit: Kelsey Chance/Unsplash 

Topics: event insurance, day insurance, short term liability insurance, holiday liability insurance, party insurance, office party insurance

Planning a Garden Show? You need garden event insurance.

Posted by David McLeish on Aug 20, 2018 2:43:22 PM

Garden show

Planning a Gardening Show? Protect yourself with Event Insurance

Planning an annual flower show, competition, plant sale, or garden tour? You should consider getting Garden Show Special Event Insurance. Gardeners know better than anyone that events can be unpredictable. Disasters strike even the most careful and diligent gardeners. That’s where insurance comes in. Having the right Garden Show insurance policy protects you from those unforeseeable dangers and gives you peace of mind—not quite the blissful serenity of a well-tended garden, but close enough!

Opening your garden to the public or hosting an event brings its own set of challenges, which is why most rental venues will require you to carry Event Insurance. Often, this will be stated explicitly in the rental contract, including the liability amounts required. Garden venues want to be protected in case your guests damage property or someone is injured at your event and tries to sue. If you are renting equipment, like a sound system, tent, or a marquee, you will also want coverage in case that property is damaged.

If your organization is hosting a garden event at a private residence, the homeowner’s policy likely will not provide adequate insurance. Parties of a certain size may be excluded. Your organization will need to have Event Insurance in place in the unlikely event that a guest is injured. That stone walkway or water feature might look lovely, but it could also be a tripping hazard!

One day garden event insurance is inexpensive and available online with no need to talk to a broker. Policies start at $130 and at no additional cost certificates can be provided to your gardening show venue that prove you are protected.

A quote is also free, fast, and available any time of the day or night. Click here to get started.

 

RELATED LINKS:

Event Insurance 101 & How to Protect Your Events

Venue Insurance in Canada

Event Planning

Wedding Insurance

Renting Churches, Mosques

Planning a Bridal Shower?

Baby Shower Insurance

Event Cancellation

Conference & Event Insurance

Concert Insurance

Movie Theatres

Wrap Parties

Holiday Office Party Insurance

Anniversary Parties

Birthday Party Insurance

Kid's Birthday Party Insurance

Bar Mitzvah Insurance

Planning a Garden Show?

Picnic Insurance

Topics: event insurance, Cyber Insurance, short term liability insurance, short term venue insurance, holiday liability insurance

Hosting an Adult Birthday Party: Do You need Insurance?

Posted by David Hamilton on Jul 30, 2018 3:22:31 PM

Adult birthday party

adult birthday party insurance

It is good planning to consider adult birthday party insurance. No-one wants to think of what might go wrong; however, events do sometimes have to be cancelled or the unexpected happens. You may find yourself being served with a lawsuit from your friends or family for a wide range of different reasons and Front Row event insurance is there to help make sure that you do not lose money – or sleep - as a result.

6 THINGS to consider when hosting an Adult Birthday Party:

Does your venue require you to provide evidence of short term event insurance? Read your rental contract before you sign it.

  1. Are you hosting the party at home? Check with your home insurance broker to see if you are covered. Parties over a certain size are most likely not covered.
  2. Have you rented furniture, a sound system or a marquee? Are you responsible to insure the equipment you have rented? Check your rental contracts.
  3. Your guests could trip on temporary carpeting or slip on a drink spill on the floor and injure themselves. Adult Birthday Party liability insurance will cover you if you are sued by providing a free lawyer to defend you and paying the judgement costs - up to the limit of the policy -  awarded to your injured guest.
  4. Do you need protection for the gifts in case they are stolen?
  5. What happens if your marquee blows away and injures other people in the park? Lawsuits would be covered with Adult Birthday liability insurance.

Most birthday venues will require you to have event insurance in place. Often the venue will tell you in their contract the short term venue liability amount required.

Adult birthday party planning should include online adult's birthday party insurance. 

Special event liability is available online with no need to talk to an insurance broker. Our cheap event policies start at $130 and certificates for your Adult Birthday venue are free. A one day event insurance quote is also free:  a fast quote is available any time of the day or night in just 3 minutes.

Adults Birthday Party planning should include online.

Get a Free Online Quote Now

If you will be serving alcohol at your Adult Birthday Party make sure that you request venue alcohol liability – available through our online site. Remember, as a host you are responsible for the safety of any guests. You could be held legally responsible if people consume alcohol during your adult birthday party and harm themselves or someone else. Consider how your guests will be traveling home.

Purchase peace of mind in five minutes with no need to talk to a broker by buying online today.

It’s always good planning to have event insurance because you never know when something unexpected may occur. Adult birthday insurance will allow you to fully enjoy the special day. 

Get a Free Online Quote Now

 

Related Blog Post

Birthday Party Insurance

About: Front Row Insurance Brokers Inc. is an independent insurance broker that provides adult birthday party insurance for the lowest possible cost. Should a claim occur, Front Row ensures that you receive the money you are owed per the adult’s insurance policy, as quickly as possible. Front Row has offices in Vancouver, Toronto, Montreal and Halifax and are licensed and registered in all provinces in Canada.

Topics: event insurance, day insurance, short term liability insurance, birthday party insurance, adult birthday liability insurance

Movie Theatre Cinema Insurance: Protection for Owners

Posted by David Hamilton on Jul 26, 2018 2:35:01 PM

Movie theatre insurance

movie theatre CINEMA insurance

Proper movie theatre insurance allows you to transfer the risks of operating a cinema so you can focus on marketing and growing your business.

Do You Need Movie Theatre Insurance?

Yes: Film house insurance allows you to obtain financing at the bank and it helps you avoid bankruptcy caused by accidents in your theater. These are some examples of repairs and lawsuits that can happen:

  • A yoga instructor slips on spilled drink in the dark and blows out a knee and sues for loss of future earnings.
  • Customer gets sick after ordering at the concession and blames food for lost wages.
  • Bathrooms are vandalized causing a flood.
  • Promotional displays are knocked over and the distributor demands payment to replace.
  • The building burns to the ground or is damaged in an earthquake.
  • Digital projector breaks down causing business interruption until a repair or replacement occurs.

What Does Movie Theatre Insurance Cover?

A basic movie house insurance policy should include compensation for damage to your building or furnishings, as well as your responsibility any customers that are injured visiting your property.

Get a Free Online Quote Now

You likely need protection for:

  • Commercial theater property coverage: This covers the building and contents, such as: desktops and other office equipment, cash machines, digital projectors, screens, seating, etc.
  • Business interruption coverage: This protects against lost business income and pays for on-going operating expenses if you need to shut down.
  • Commercial theatre general liability coverage: This pays for bodily injury and property damage due to your negligence (e.g., a guest falls down the stairs from the balcony and sues because the carpet was not glued down on one of the stairs)

At Front Row we can provide you with:

  • Liquor liability for venues : This is necessary if you sell alcoholic beverages at your movie theatre. It protects you in instances of bodily injury and property damage that result from selling or serving alcohol.
  • Online cyber coverage: To protect you if you are hacked and lose customer data. https://hackinsure.frontrowinsurance.com/
  • Short-term Venue Liability Insurance: If you do short term rentals at your theatre, you can direct your tenants to our online short term event insurance and short term venue insurance site where they can purchase special event insurance in 5 minutes and provide you with evidence of one day event insurance so that your theatre is protected.

How Much Does Movie Theatre Insurance Cost?

Depends on your revenue, number of screens, location, construction of your building, age of venue. Contact us for an estimate.

Get a Free Online Quote Now

 

About: Front Row Insurance Brokers Inc. is an independent insurance broker that provides office movie theatre insurance for the lowest possible cost. Should a claim occur, Front Row ensures that movie theatre insurance client receives the money they are owed per the office insurance policy, as quickly as possible. Front Row has offices in Vancouver, Toronto, Montreal and Halifax.

 

RELATED LINKS:

Event Insurance 101 & How to Protect Your Events

Venue Insurance in Canada

Event Planning

Wedding Insurance

Renting Churches, Mosques

Planning a Bridal Shower?

Baby Shower Insurance

Event Cancellation

Conference & Event Insurance

Concert Insurance

Movie Theatres

Wrap Parties

Holiday Office Party Insurance

Anniversary Parties

Birthday Party Insurance

Kid's Birthday Party Insurance

Bar Mitzvah Insurance

Planning a Garden Show?

Picnic Insurance

Topics: Theatre Insurance, event insurance, Cyber Insurance, business interruption coverage, short term liability insurance, film house insurance, short term venue insurance, host liquor liability

6 Reasons for Purchasing Kid's Birthday Party Insurance

Posted by David Hamilton on Jul 25, 2018 4:56:45 PM

Kids birthday pic

Planning a Kid’s Birthday Party? You Should Consider Insuring It.

Hosting a kid’s birthday for your loved one? There are many risks associated with  kid's birthday parties that you may not have thought of:

  1. Your guests may accidentally damage the venue you have rented. Does your venue require you to provide evidence of short term event insurance?  Yikes. Check your rental contract.
  2. Are you hosting the party at home? Check with your homeowners broker to see if you are covered. Parties over a certain size are most likely not covered.
  3. Have you rented furniture or the sound system or a marquee? Are you responsible to insure the equipment you have rented? Check your rental contracts.
  4. Your guests could trip on temporary carpeting or slip on a drink spill on the floor and injure themselves. What if your friend or relative is forced to sue you? Awkward? Will your homeowners insurance cover you? Probably not. Kid’s Birthday party liability insurance will cover you if you are sued by providing a lawyer to defend you and paying the judgement costs awarded to your injured guest.
  5. Do you need protection for the gifts in case they are stolen?
  6. What happens if your tent blows away and injures other people in the park? Lawsuits  would be covered with kid’s birthday party insurance.

When hosting a kid’s birthday party, most birthday venues  will require you to have event insurance in place. Often the hall will tell you in their contract the short term venue liability amount required.

Kid’s birthday party planning should include online kid’s birthday party insurance

Special event liability is available online with no need to talk to an insurance broker. Our cheap event policies start at $130 and certificates for your kid’s birthday party venue are free. A one day event insurance quote is also free:  a fast quote is available any time of the day or night in just 3 minutes.

Get a Free Online Quote Now

Purchase peace of mind in five minutes with no need to talk to a broker by buying online today.

It’s always good planning to have event insurance because you never know when something unexpected may occur. Kid’s birthday insurance will allow you to fully enjoy your special day. https://events.frontrowinsurance.com

Get a Free Online Quote Now

 

About: Front Row Insurance Brokers Inc. is an independent insurance broker that provides kid’s birthday party insurance for the lowest possible cost. Should a claim occur, Front Row ensures that you receive the money you are owed per the kid’s birthday party insurance policy, as quickly as possible. Front Row has offices in Vancouver, Toronto, Montreal and Halifax and are licensed and registered in all provinces in Canada.

 

RELATED LINKS:

Event Insurance 101 & How to Protect Your Events

Venue Insurance in Canada

Event Planning

Wedding Insurance

Renting Churches, Mosques

Planning a Bridal Shower?

Baby Shower Insurance

Event Cancellation

Conference & Event Insurance

Concert Insurance

Movie Theatres

Wrap Parties

Holiday Office Party Insurance

Anniversary Parties

Birthday Party Insurance

Kid's Birthday Party Insurance

Bar Mitzvah Insurance

Planning a Garden Show?

Picnic Insurance

Topics: event insurance, day insurance, kid's birthday party insurance, short term liability insurance, birthday party insurance

Consider Purchasing Baby Shower Insurance: 6 reasons

Posted by David Hamilton on Jul 25, 2018 10:42:46 AM

Wedding baby shower

Planning a Baby Shower? Consider Purchasing Baby Shower Insurance: 6 reasons

  • Baby Shower insurance will protect you against damage your guests  accidentally cause to the venue you have rented. Does your venue require you to provide evidence of  venue insurance? Yikes. Check your rental contract.
  • Are you hosting the party at home? Check with your homeowners broker to see if you are covered. Parties over a certain size are most likely not covered.
  • Have you rented furniture or the sound system or a marquee? Are you responsible to insure the equipment you have rented? Check your rental contract.
  • Your guests could trip on temporary carpeting or slip on a drink spill on the floor and injure themselves. What if your friend or relative is forced to sue you? Awkward? No doubt. Will your homeowners insurance cover you? Probably not. Baby shower event liability insurance will cover you if you are sued by providing a free lawyer to defend you and paying the judgement costs awarded to your injured guest.
  • Do you need protection for the gifts in case they are stolen?
  • What happens if your tent blows away and injures other people in the park? Lawsuits from a cartwheeling marquee would be covered with baby shower insurance.

When hosting a baby shower most banquet halls and venues such as a community center or church hall will require you to have event insurance in place. Often the hall will tell you in their contract the short term venue liability amount required.

Baby shower planning should include online baby shower insurance otherwise known as one day event insurance

Cheap event insurance is available online with no need to talk to a broker. Policies start at $130 and certificates for your baby shower venue are free. A quote is also free: a fast quote is available any time of the day or night.

Get a Free Online Quote Now

If you will be serving alcohol at your baby shower make sure that you request venue alcohol liability – available through our online site. Remember, as a renter you are responsible for the safety of any guests. You could be held legally responsible if people consume alcohol during your baby shower and harm themselves or someone else. Consider how your guests will be traveling home.

Purchase peace of mind day insurance in five minutes. It is always good planning to purchase special event insurance for your party for a baby shower to protect against the unexpected.

RELATED LINKS:

Wedding Insurance 101: How to Protect Your Wedding Investments

Event Insurance 101: How to Protect Your Events

Wedding Insurance: what is it?

4 Reasons to Buy Online Insurance for Weddings

Wedding Insurance Cost: Less than You Think

Renting out your church, mosque or other place of worship?

Keep your Backyard Wedding on a Budget

Planning a Wedding at Home?

Wedding Ring Insurance

Disaster on Your Wedding Day?

Planning a Bridal Shower?

Baby Shower Insurance

Host Liquor Liability Insurance

How to Prevent Wedding Gift Theft

6 Tips to Protect Wedding Flowers

How to Protect Your Wedding Dress

How to Protect Your Wedding Cake

How to Prevent Wedding Crashers

Benefits of Hiring a Wedding Planner

Topics: venue insurance, event insurance, day insurance, baby shower insurance, short term liability insurance