Front Row’s Referral Marketing Program

Posted by Grant Patten on Nov 28, 2019 11:01:55 AM

Front Row’s Referral Marketing Program

Front Row Insurance referral program

You asked, we listened! In our September 2019 Customer Satisfaction Survey, we saw your requests for a referral marketing program and so we promptly set one up. A full 47% of our customers hear about us through word of mouth, and we'd like to start showing our appreciation for these referrals.

If you’re a Front Row customer: just complete the form on this landing page and we'll email your friend about our insurance products. Referring a friend to Front Row gives you the potential to win a $15 Amazon eGift Card OR be entered into a random draw to win a $99 Amazon eGift Card! (depending on your province/state)

provincial/state differences are as follows:

  • AB & BC: You'll get a $15 Amazon eGift Card IF the person you referred becomes a customer

  • ON: Simply by making a referral, you'll be entered into a random draw to win a $99 Amazon eGift Card. The draw will be quarterly (every three months)

  • All other provinces/territories: excluded (when/if insurance regulations change in these provinces, we’ll likely expand our referral program to include them also)

  • US: excluded

Refer a Friend

There is no upper limit—refer as many friends as you'd like!                          

Note: Front Row reserves the right to refuse to pay a referral reward.

SpottedRisk Disgrace Insurance

Posted by Nicholas Hanes on Nov 18, 2019 7:53:55 AM

SpottedRisk Disgrace Insurance

SpottedRisk Disgrace Insurance

An objective measure for mainstreaming a once vague and fraught insurance product

If businesses that employ entertainers aren’t terrified by the potential impact of scandal, they’re not seeing the whole picture. Blasted out in headlines around the world, and amplified by social media, celebrity disgrace has never been more prevalent or topical than it is today.

The financial and reputational fallout can be devastating following a high-profile disgrace incident; just think about the repercussions for those working with Matt Lauer, Jussie Smollett or Louis C.K.

Disgrace is an ugly and expensive problem for any business that works with entertainers — and now, uniquely, SpottedRisk has developed a parametric approach to qualifying disgrace events in the same way earthquakes or hurricanes are objectively measured. Through a data-driven, analytical reinvention of the legacy disgrace coverage, SpottedRisk created the Public Outcry Score™, an independent measure of the recall and severity of celebrity disgrace after an event occurred as determined by the public – not by Lloyd’s or a room full of actuaries.

If the public decides that a celebrity is unable or unlikely to recover, a claim is triggered. It’s as simple as that.

Starting now, Front Row is pleased to provide its customers who are domiciled in the US with access to the SpottedRisk Disgrace Insurance coverage, and can provide an indication if you click here:

Disgrace Insurance Application

For now, coverage is only available to US domiciled insureds, and public surveys are based on a demographically representative spread of the US population. Growth into Canadian and UK markets is expected in 2020, and will be announced here once available.

Disgrace Claims Summaries

Jussie Smollett is an American actor and singer, best known for his role on the Fox television series, Empire. On January 29, 2019, Smollett claimed he was attacked by two masked men who put a noose around his neck and doused him in bleach while yelling homophobic and racist slurs. But the police determined Smollett had orchestrated the attack, and he was subsequently charged with filing a false police report.

Following Smollett’s arrest, Fox announced it would be removing him from the final two episodes of the fifth season of Empire. With Empire’s sixth and final season set to premiere in fall 2019, Smollett has been written out of the show.  This would have resulted in a $2,000,000 claim for Fox had they held a $10,000,000 policy on the cast of Empire.

Matt Lauer is an American television news anchor best known as the co-host of NBC’s Today show. On November 29, 2017, Lauer was terminated by NBC after another NBC employee reported Lauer sexually harassed her while on location and in New York.  In the weeks that followed, several other complaints were filed by former NBC employees accusing Lauer of similar inappropriate behavior.

Lauer was terminated without a monetary settlement, as he was fired for cause. Following the accusations and public media coverage, NBC faced intense public backlash. This would have resulted in a $6,000,000 claim for NBC had they held a $10,000,000 policy naming Matt Lauer as insured talent.

SpottedRisk Disgrace Claims

Disgrace Insurance Application

Related Blog Post:

DISGRACE INSURANCE IN THE FILM INDUSTRY: A GROWING CONCERN

Topics: disgrace insurance

How to choose between a DICE Insurance Policy and a DigiGear Policy?

Posted by Grant Patten on Nov 11, 2019 12:33:21 PM

HOW TO CHOOSE BETWEEN A DICE POLICY AND A DIGIGEAR POLICY?

DICE (docs, corporate videos, commercials, educational films, music videos)

The DICE Package Policy is intended to provide insurance for smaller budget documentaries, corporate videos, commercials, educational films, music videos and more. DICE is best suited for producers who are planning to produce projects other than feature films or TV series.

DICE can provide coverage for a full year for rented & owned equipment as well as Props, Sets and Wardrobe, Office Contents, Vehicle Physical Damage and more. Commercial General Liability coverage can also be purchased either together with the equipment coverage or on a standalone basis. If you would like more information or to request a free non-obligation quote, visit our DICE Policy website here. If you are a US based Producer, click here instead.

A DICE policy is available in ~4 hours by calling or emailing our office.

DigiGear (film equipment)

The DigiGear Policy is intended for owners of camera equipment, sound, lighting and other film equipment. All equipment is covered for: theft, damage, fire and loss of use. Like DICE, the DigiGear policy term is also for 12 months. A DigiGear policy is designed to cover owners/operators of production equipment whose operations or services fall within one of the below classifications:

  • Camera Operator
  • Director of Photography (DP) / Cinematographer
  • Videographer
  • Sound Recordist
  • Digital Imaging Technician
  • Grip

Unlike DICE, DigiGear is not a film production policy.

A DigiGear policy is available online in ~five minutes 24/7.
Note: coverage under DigiGear is only available to Canadian residents at this time.

For a visual overview of the two policies, view the infographic below:

DICE vs. DigiGear infographic

RELATED POST:

HOW TO CHOOSE BETWEEN A DICE POLICY AND A SHORT SHOOT POLICY*

 

Topics: DICE Policy, DICE Insurance, digigear, Film equipment rental insurance, corporate video insurance, documentary productions insurance, educational film production insurance, music video insurance, Educational Film Insurance