{"ab":false,"abStatus":null,"abTestId":null,"abVariation":false,"abVariationAutomated":false,"absoluteUrl":"https://www.frontrowinsurance.com/articles/equipmenttheftfromvehicle","afterPostBody":null,"allowedSlugConflict":false,"analytics":null,"analyticsPageId":"6085654075","analyticsPageType":"blog-post","archived":false,"archivedInDashboard":false,"areCommentsAllowed":true,"attachedStylesheets":[],"audienceAccess":"PUBLIC","author":null,"authorName":null,"authorUsername":null,"blogAuthor":{"avatar":"","bio":"","cdnPurgeEmbargoTime":null,"cosObjectType":"BLOG_AUTHOR","created":1534798530598,"deletedAt":0,"displayName":"David McLeish","email":"","facebook":"","fullName":"David McLeish","gravatarUrl":null,"hasSocialProfiles":false,"id":6086125042,"label":"David McLeish","language":null,"linkedin":"","name":"David McLeish","portalId":61352,"slug":"david-mcleish","translatedFromId":null,"translations":{},"twitter":"","twitterUsername":"","updated":1534798530598,"userId":null,"username":null,"website":""},"blogAuthorId":6086125042,"blogPostAuthor":{"avatar":"","bio":"","cdnPurgeEmbargoTime":null,"cosObjectType":"BLOG_AUTHOR","created":1534798530598,"deletedAt":0,"displayName":"David McLeish","email":"","facebook":"","fullName":"David McLeish","gravatarUrl":null,"hasSocialProfiles":false,"id":6086125042,"label":"David McLeish","language":null,"linkedin":"","name":"David McLeish","portalId":61352,"slug":"david-mcleish","translatedFromId":null,"translations":{},"twitter":"","twitterUsername":"","updated":1534798530598,"userId":null,"username":null,"website":""},"blogPostScheduleTaskUid":null,"blogPublishInstantEmailCampaignId":null,"blogPublishInstantEmailRetryCount":0,"blogPublishInstantEmailTaskUid":"DONE","blogPublishToSocialMediaTask":"DONE","blueprintTypeId":0,"businessUnitId":0,"campaign":"0971fd7a-5991-4db0-9562-d5c4f5f07f58","campaignName":"Photographer PR","campaignUtm":"Photographer%20PR","category":3,"categoryId":3,"cdnPurgeEmbargoTime":null,"clonedFrom":6086105387,"composeBody":null,"compositionId":308344,"contentAccessRuleIds":[],"contentAccessRuleTypes":[],"contentGroup":952267656,"contentGroupId":952267656,"contentTypeCategory":3,"contentTypeCategoryId":3,"contentTypeId":null,"created":1534798859849,"createdById":6181944,"createdTime":1534798859849,"css":{},"cssText":"","ctaClicks":null,"ctaViews":null,"currentState":"PUBLISHED","currentlyPublished":true,"deletedAt":0,"deletedBy":null,"domain":"","dynamicPageDataSourceId":null,"dynamicPageDataSourceType":null,"dynamicPageHubDbTableId":null,"enableDomainStylesheets":null,"enableGoogleAmpOutputOverride":false,"enableLayoutStylesheets":null,"errors":[],"featuredImage":"https://f.hubspotusercontent00.net/hubfs/61352/shutterstock_1035779047-forweb.jpg","featuredImageAltText":"Theft from Vehicle: PHOTOGRAPHY INSURANCE explained","featuredImageHeight":175,"featuredImageLength":0,"featuredImageWidth":300,"flexAreas":{},"folderId":null,"footerHtml":null,"freezeDate":1534801704000,"generateJsonLdEnabledOverride":true,"hasContentAccessRules":false,"hasUserChanges":true,"headHtml":null,"header":null,"htmlTitle":"Theft from Vehicle: Photography Insurance Theft Claims Explained","id":6085654075,"includeDefaultCustomCss":null,"isCaptchaRequired":true,"isDraft":false,"isInstantEmailEnabled":true,"isPublished":true,"isSocialPublishingEnabled":false,"keywords":[],"label":"<span id=\"hs_cos_wrapper_name\" class=\"hs_cos_wrapper hs_cos_wrapper_meta_field hs_cos_wrapper_type_text\" style=\"\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"text\" >Theft from Vehicle: Photography Insurance Theft Claims Explained</span>","language":"en","lastEditSessionId":null,"lastEditUpdateId":null,"layoutSections":{},"legacyBlogTabid":null,"legacyId":null,"legacyPostGuid":"","linkRelCanonicalUrl":"","listTemplate":"prox_frontrow/templates/blog/blog-listing.html","liveDomain":"www.frontrowinsurance.com","mab":false,"mabExperimentId":null,"mabMaster":false,"mabVariant":false,"meta":{"composition_id":308344,"author_email":"mcleish@frontrowinsurance.com","author_username":"mcleish@frontrowinsurance.com","author_user_id":6399737,"attached_stylesheets":[],"post_summary":"<h2 style=\"font-size: 30px;\">Theft from a vehicle: Is my equipment covered?</h2>\n<p><span style=\"background-color: transparent;\">For professional photographers, the world is their workplace. They need to be able to pick up and go wherever—and whenever—the light is magic. That means they’re travelling with valuable equipment, and that means, theft from a vehicle is a serious concern. Did you know some insurance policies don’t cover theft from a vehicle? Crazy, right? </span><em><strong style=\"background-color: transparent;\">At Front Row Insurance, our</strong> <strong style=\"background-color: transparent;\">Photographers insurance program WILL cover your equipment if it is stolen from an unattended vehicle, but with some important conditions</strong><span style=\"background-color: transparent;\">.</span></em></p>\n","has_user_changes":true,"last_edit_session_id":null,"last_edit_update_id":null,"html_title":"Theft from Vehicle: Photography Insurance Theft Claims Explained","tag_ids":[3282744253,3282917913],"topic_ids":[3282744253,3282917913],"page_redirected":false,"personas":[],"placement_guids":[],"public_access_rules":[],"public_access_rules_enabled":false,"tweet_immediately":false,"unpublished_at":0,"use_featured_image":true,"post_body":"<span id=\"hs_cos_wrapper_post_body\" class=\"hs_cos_wrapper hs_cos_wrapper_meta_field hs_cos_wrapper_type_rich_text\" style=\"\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"rich_text\" ><h2 style=\"font-size: 30px;\">Theft from a vehicle: Is my equipment covered?</h2>\n<p><span style=\"background-color: transparent;\">For professional photographers, the world is their workplace. They need to be able to pick up and go wherever—and whenever—the light is magic. That means they’re travelling with valuable equipment, and that means, theft from a vehicle is a serious concern. Did you know some insurance policies don’t cover theft from a vehicle? Crazy, right? </span><em><strong style=\"background-color: transparent;\">At Front Row Insurance, our</strong> <strong style=\"background-color: transparent;\">Photographers insurance program WILL cover your equipment if it is stolen from an unattended vehicle, but with some important conditions</strong><span style=\"background-color: transparent;\">.</span></em></p>\n<!--more--><ul>\n<li>The vehicle had to have been locked.</li>\n<li>There needs to be visible evidence of forced entry.</li>\n<li>You need to file a police report.</li>\n</ul>\n<p>“Hold-up” (as in, “stick-‘em-up!”) is also covered under our policies, so if someone forces you to unlock your vehicle using threat of violence, you will still be covered. But again, you need to file a police report. Understanding these conditions prepares you to understand how your Photographer’s insurance policy will (or won’t) respond in the event of a theft from a vehicle.</p>\n<p>Remember, even with camera gear insurance, it’s better if your gear never gets stolen in the first place! Insurance is just one tool you have to protect your business from losses, but you should also be practicing good <strong>risk management</strong>. Tips below:</p>\n<ul>\n<li>Don’t leave your gear in an unattended vehicle if you can help it.</li>\n<li>Use good judgment when choosing locations and parking spots.</li>\n<li>Keep your gear in the trunk or out of sight.</li>\n<li>Travel lean – only bring with you the gear you know you will need.</li>\n<li>Unload your gear into your residence.</li>\n</ul>\n<p>At Front Row Insurance, we offer 12 month prior policies that cover you worldwide, except in countries subject to trade restrictions. All your equipment is covered for replacement cost, and coverage for rented equipment is also available. Plus, as part of your policy you automatically get:</p>\n<ul>\n<li>$5,000 in <a href=\"/articles/10-best-laptops-for-photo-editing\" rel=\"noopener\">Laptop</a> Coverage + $10,000 Office Contents Coverage.</li>\n<li>$10,000 of coverage for newly acquired equipment for up to 30-day.</li>\n<li>$7,500 in Library Stock (Portfolio) coverage.</li>\n<li>$15,000 in Money and Securities coverage. <em>(subject to change)</em></li>\n</ul>\n<p>You can also purchase Commercial General Liability with our Photographers policies. Photographer liability covers property damage and bodily injury that you cause&nbsp;while shooting on location or in a rented studio. It can pay for legal fees, too. You can get a quote online in 2 minutes&nbsp;that&nbsp;ensures industry-low prices. Click <a href=\"https://photographer.frontrowinsurance.com/\">here</a> to get started.</p>\n<p>&nbsp;</p>\n<h3>Related Posts:</h3>\n<p class=\"p1\"><a href=\"/photography-insurance-101\" rel=\" noopener\"><strong>FREE EBOOK</strong>! PHOTOGRAPHY INSURANCE 101: PROTECT YOUR CAMERA GEAR</a></p>\n<p class=\"p1\"><a href=\"/articles/photography-equipment-insurance-you-may-not-be-covered-by-your-homeowners-policy-if-you-have-sold-prints-in-the-past\" rel=\" noopener\">PHOTOGRAPHY EQUIPMENT INSURANCE: YOU MAY NOT BE COVERED BY HOMEOWNERS</a></p>\n<p class=\"p1\"><a href=\"/articles/photography-business-do-i-need-insurance\" rel=\" noopener\">I’M JUST STARTING OUT IN MY PHOTOGRAPHY BUSINESS; DO I NEED INSURANCE?</a></p>\n<p class=\"p1\"><a href=\"/articles/4-questions-to-consider-when-buying-photography-business-insurance\" rel=\" noopener\">4 QUESTIONS TO CONSIDER WHEN BUYING PHOTOGRAPHY BUSINESS INSURANCE</a></p>\n<p class=\"p1\"><a href=\"/articles/mystery-works-well-in-a-film-script-less-so-when-it-comes-to-insurance\" rel=\"noopener\">\"MYSTERIOUS DISAPPEARANCE\" EXPLAINED</a></p>\n<p class=\"p1\">THEFT FROM VEHICLE: PHOTOGRAPHY INSURANCE EXPLAINED</p>\n<p class=\"p1\"><a href=\"/articles/how-to-save-money-on-your-camera-insurance-if-you-are-a-photographer-or-videographer\" rel=\" noopener\">PHOTOGRAPHERS &amp; VIDEOGRAPHERS: SAVE MONEY ON YOUR CAMERA INSURANCE</a></p>\n<p class=\"p1\"><a href=\"/articles/camera-insurance-how-to-reduce-the-cost-to-insure-your-photography-equipment\" rel=\" noopener\">HOW TO REDUCE THE COST TO INSURE YOUR PHOTOGRAPHY EQUIPMENT</a></p>\n<p class=\"p1\"><a href=\"/articles/how-to-protect-your-camera-lenses\" rel=\" noopener\">HOW TO PROTECT YOUR CAMERA LENS(ES)</a></p>\n<p class=\"p1\"><a href=\"/articles/what-to-know-about-rain-photography-protecting-your-camera-in-rain\" rel=\" noopener\">WHAT TO KNOW ABOUT RAIN PHOTOGRAPHY: PROTECTING YOUR CAMERA IN RAIN</a></p>\n<p class=\"p1\"><a href=\"/articles/underwater-photography-in-water-photography-camera-protection\" rel=\" noopener\">UNDERWATER PHOTOGRAPHY BEST PRACTICES / IN-WATER PHOTOGRAPHY</a></p>\n<p class=\"p1\"><a href=\"/articles/protect-your-camera-from-overheating\" rel=\" noopener\">PROTECT YOUR CAMERA GEAR FROM OVERHEATING</a></p>\n<p class=\"p1\"><a href=\"/articles/how-to-protect-your-camera-from-sand\" rel=\" noopener\">PROTECT YOUR CAMERA AT THE BEACH / PROTECT YOUR CAMERA FROM SAND</a></p>\n<p class=\"p1\"><a href=\"/articles/organizing-your-camera-gear\" rel=\" noopener\">ORGANIZING YOUR CAMERA GEAR / KEEP TRACK OF YOUR PHOTOGRAPHY GEAR</a></p>\n<p class=\"p1\"><a href=\"/articles/insurance-for-photos-booths-photo-booth-insurance-from-front-row\" rel=\" noopener\">INSURANCE FOR PHOTOS BOOTHS | PHOTO BOOTH INSURANCE FROM FRONT ROW</a></p>\n<p class=\"p1\"><a href=\"/articles/video-how-do-i-add-an-additional-insured-to-my-policy\" rel=\" noopener\">HOW DO I ADD AN ADDITIONAL INSURED TO MY POLICY?</a></p>\n<p class=\"p1\"><a href=\"/articles/5-things-to-know-about-making-a-photography-insurance-claim\" rel=\" noopener\">5 THINGS TO KNOW ABOUT MAKING A PHOTOGRAPHY INSURANCE CLAIM</a></p>\n<p class=\"p1\"><a href=\"/articles/online-camera-insurance-policies-for-photographers\" rel=\" noopener\">FRONT ROW: OFFERING ONLINE CAMERA INSURANCE POLICIES FOR PHOTOGRAPHERS</a></p></span>","keywords":[],"campaign_name":"Photographer PR","campaign_utm":"Photographer%20PR","enable_google_amp_output_override":false,"featured_image":"https://f.hubspotusercontent00.net/hubfs/61352/shutterstock_1035779047-forweb.jpg","featured_image_alt_text":"Theft from Vehicle: PHOTOGRAPHY INSURANCE explained","link_rel_canonical_url":"","meta_description":"Insurance for Photographers Equipment (Canada) will protect your photo equipment from disastrous circumstances beyond your control. Theft claims discussed.","publish_immediately":true,"rss_body":"<h2 style=\"font-size: 30px;\">Theft from a vehicle: Is my equipment covered?</h2>\n<p><span style=\"background-color: transparent;\">For professional photographers, the world is their workplace. They need to be able to pick up and go wherever—and whenever—the light is magic. That means they’re travelling with valuable equipment, and that means, theft from a vehicle is a serious concern. Did you know some insurance policies don’t cover theft from a vehicle? Crazy, right? </span><em><strong style=\"background-color: transparent;\">At Front Row Insurance, our</strong> <strong style=\"background-color: transparent;\">Photographers insurance program WILL cover your equipment if it is stolen from an unattended vehicle, but with some important conditions</strong><span style=\"background-color: transparent;\">.</span></em></p>\n<!--more--><ul>\n<li>The vehicle had to have been locked.</li>\n<li>There needs to be visible evidence of forced entry.</li>\n<li>You need to file a police report.</li>\n</ul>\n<p>“Hold-up” (as in, “stick-‘em-up!”) is also covered under our policies, so if someone forces you to unlock your vehicle using threat of violence, you will still be covered. But again, you need to file a police report. Understanding these conditions prepares you to understand how your Photographer’s insurance policy will (or won’t) respond in the event of a theft from a vehicle.</p>\n<p>Remember, even with camera gear insurance, it’s better if your gear never gets stolen in the first place! Insurance is just one tool you have to protect your business from losses, but you should also be practicing good <strong>risk management</strong>. Tips below:</p>\n<ul>\n<li>Don’t leave your gear in an unattended vehicle if you can help it.</li>\n<li>Use good judgment when choosing locations and parking spots.</li>\n<li>Keep your gear in the trunk or out of sight.</li>\n<li>Travel lean – only bring with you the gear you know you will need.</li>\n<li>Unload your gear into your residence.</li>\n</ul>\n<p>At Front Row Insurance, we offer 12 month prior policies that cover you worldwide, except in countries subject to trade restrictions. All your equipment is covered for replacement cost, and coverage for rented equipment is also available. Plus, as part of your policy you automatically get:</p>\n<ul>\n<li>$5,000 in <a href=\"/articles/10-best-laptops-for-photo-editing\" rel=\"noopener\">Laptop</a> Coverage + $10,000 Office Contents Coverage.</li>\n<li>$10,000 of coverage for newly acquired equipment for up to 30-day.</li>\n<li>$7,500 in Library Stock (Portfolio) coverage.</li>\n<li>$15,000 in Money and Securities coverage. <em>(subject to change)</em></li>\n</ul>\n<p>You can also purchase Commercial General Liability with our Photographers policies. Photographer liability covers property damage and bodily injury that you cause&nbsp;while shooting on location or in a rented studio. It can pay for legal fees, too. You can get a quote online in 2 minutes&nbsp;that&nbsp;ensures industry-low prices. Click <a href=\"https://photographer.frontrowinsurance.com/\">here</a> to get started.</p>\n<p>&nbsp;</p>\n<h3>Related Posts:</h3>\n<p class=\"p1\"><a href=\"/photography-insurance-101\" rel=\" noopener\"><strong>FREE EBOOK</strong>! PHOTOGRAPHY INSURANCE 101: PROTECT YOUR CAMERA GEAR</a></p>\n<p class=\"p1\"><a href=\"/articles/photography-equipment-insurance-you-may-not-be-covered-by-your-homeowners-policy-if-you-have-sold-prints-in-the-past\" rel=\" noopener\">PHOTOGRAPHY EQUIPMENT INSURANCE: YOU MAY NOT BE COVERED BY HOMEOWNERS</a></p>\n<p class=\"p1\"><a href=\"/articles/photography-business-do-i-need-insurance\" rel=\" noopener\">I’M JUST STARTING OUT IN MY PHOTOGRAPHY BUSINESS; DO I NEED INSURANCE?</a></p>\n<p class=\"p1\"><a href=\"/articles/4-questions-to-consider-when-buying-photography-business-insurance\" rel=\" noopener\">4 QUESTIONS TO CONSIDER WHEN BUYING PHOTOGRAPHY BUSINESS INSURANCE</a></p>\n<p class=\"p1\"><a href=\"/articles/mystery-works-well-in-a-film-script-less-so-when-it-comes-to-insurance\" rel=\"noopener\">\"MYSTERIOUS DISAPPEARANCE\" EXPLAINED</a></p>\n<p class=\"p1\">THEFT FROM VEHICLE: PHOTOGRAPHY INSURANCE EXPLAINED</p>\n<p class=\"p1\"><a href=\"/articles/how-to-save-money-on-your-camera-insurance-if-you-are-a-photographer-or-videographer\" rel=\" noopener\">PHOTOGRAPHERS &amp; VIDEOGRAPHERS: SAVE MONEY ON YOUR CAMERA INSURANCE</a></p>\n<p class=\"p1\"><a href=\"/articles/camera-insurance-how-to-reduce-the-cost-to-insure-your-photography-equipment\" rel=\" noopener\">HOW TO REDUCE THE COST TO INSURE YOUR PHOTOGRAPHY EQUIPMENT</a></p>\n<p class=\"p1\"><a href=\"/articles/how-to-protect-your-camera-lenses\" rel=\" noopener\">HOW TO PROTECT YOUR CAMERA LENS(ES)</a></p>\n<p class=\"p1\"><a href=\"/articles/what-to-know-about-rain-photography-protecting-your-camera-in-rain\" rel=\" noopener\">WHAT TO KNOW ABOUT RAIN PHOTOGRAPHY: PROTECTING YOUR CAMERA IN RAIN</a></p>\n<p class=\"p1\"><a href=\"/articles/underwater-photography-in-water-photography-camera-protection\" rel=\" noopener\">UNDERWATER PHOTOGRAPHY BEST PRACTICES / IN-WATER PHOTOGRAPHY</a></p>\n<p class=\"p1\"><a href=\"/articles/protect-your-camera-from-overheating\" rel=\" noopener\">PROTECT YOUR CAMERA GEAR FROM OVERHEATING</a></p>\n<p class=\"p1\"><a href=\"/articles/how-to-protect-your-camera-from-sand\" rel=\" noopener\">PROTECT YOUR CAMERA AT THE BEACH / PROTECT YOUR CAMERA FROM SAND</a></p>\n<p class=\"p1\"><a href=\"/articles/organizing-your-camera-gear\" rel=\" noopener\">ORGANIZING YOUR CAMERA GEAR / KEEP TRACK OF YOUR PHOTOGRAPHY GEAR</a></p>\n<p class=\"p1\"><a href=\"/articles/insurance-for-photos-booths-photo-booth-insurance-from-front-row\" rel=\" noopener\">INSURANCE FOR PHOTOS BOOTHS | PHOTO BOOTH INSURANCE FROM FRONT ROW</a></p>\n<p class=\"p1\"><a href=\"/articles/video-how-do-i-add-an-additional-insured-to-my-policy\" rel=\" noopener\">HOW DO I ADD AN ADDITIONAL INSURED TO MY POLICY?</a></p>\n<p class=\"p1\"><a href=\"/articles/5-things-to-know-about-making-a-photography-insurance-claim\" rel=\" noopener\">5 THINGS TO KNOW ABOUT MAKING A PHOTOGRAPHY INSURANCE CLAIM</a></p>\n<p class=\"p1\"><a href=\"/articles/online-camera-insurance-policies-for-photographers\" rel=\" noopener\">FRONT ROW: OFFERING ONLINE CAMERA INSURANCE POLICIES FOR PHOTOGRAPHERS</a></p>","rss_summary":"<h2 style=\"font-size: 30px;\">Theft from a vehicle: Is my equipment covered?</h2>\n<p><span style=\"background-color: transparent;\">For professional photographers, the world is their workplace. They need to be able to pick up and go wherever—and whenever—the light is magic. That means they’re travelling with valuable equipment, and that means, theft from a vehicle is a serious concern. Did you know some insurance policies don’t cover theft from a vehicle? Crazy, right? </span><em><strong style=\"background-color: transparent;\">At Front Row Insurance, our</strong> <strong style=\"background-color: transparent;\">Photographers insurance program WILL cover your equipment if it is stolen from an unattended vehicle, but with some important conditions</strong><span style=\"background-color: transparent;\">.</span></em></p>\n","blog_publish_instant_email_task_uid":"DONE","cloned_from":6086105387,"page_expiry_enabled":false,"page_expiry_redirect_id":null,"page_expiry_redirect_url":null,"page_expiry_date":null,"legacy_post_guid":"","legacy_blog_tabid":null,"blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":0,"published_by_id":7915797,"published_at":1649698043575,"head_html":null,"layout_sections":{},"scheduled_update_date":0,"featured_image_width":300,"featured_image_height":175,"header":null},"metaDescription":"Insurance for Photographers Equipment (Canada) will protect your photo equipment from disastrous circumstances beyond your control. Theft claims discussed.","metaKeywords":null,"name":"<span id=\"hs_cos_wrapper_name\" class=\"hs_cos_wrapper hs_cos_wrapper_meta_field hs_cos_wrapper_type_text\" style=\"\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"text\" >Theft from Vehicle: Photography Insurance Theft Claims Explained</span>","nextPostFeaturedImage":"https://cdn2.hubspot.net/hubfs/61352/shutterstock_1059682235.jpg","nextPostFeaturedImageAltText":"Insurance for producers of docs, corporate, commercials, educational films, music vids and short films.","nextPostName":"DICE Insurance Policies: Annual Protection for Multiple Film Projects","nextPostSlug":"articles/dice-policies","pageExpiryDate":null,"pageExpiryEnabled":false,"pageExpiryRedirectId":null,"pageExpiryRedirectUrl":null,"pageRedirected":false,"pageTitle":"Theft from Vehicle: Photography Insurance Theft Claims Explained","parentBlog":{"absoluteUrl":"https://www.frontrowinsurance.com/articles","allowComments":true,"ampBodyColor":"#404040","ampBodyFont":"'Helvetica Neue', Helvetica, Arial, sans-serif","ampBodyFontSize":"18","ampCustomCss":"","ampHeaderBackgroundColor":"#ffffff","ampHeaderColor":"#1e1e1e","ampHeaderFont":"'Helvetica Neue', Helvetica, Arial, sans-serif","ampHeaderFontSize":"36","ampLinkColor":"#416bb3","ampLogoAlt":"Front Row Insurance logo","ampLogoHeight":63,"ampLogoSrc":"https://cdn2.hubspot.net/hubfs/61352/front-row-logo.png","ampLogoWidth":175,"analyticsPageId":137640,"attachedStylesheets":[],"audienceAccess":"PUBLIC","businessUnitId":null,"captchaAfterDays":7,"captchaAlways":false,"categoryId":3,"cdnPurgeEmbargoTime":null,"closeCommentsOlder":0,"commentDateFormat":"medium","commentFormGuid":"7a447743-bbf2-4b55-a759-b405bf392a7d","commentMaxThreadDepth":3,"commentModeration":true,"commentNotificationEmails":["mike@frontrowinsurance.com","grant@frontrowinsurance.com"],"commentShouldCreateContact":true,"commentVerificationText":"","cosObjectType":"BLOG","created":1401900293000,"createdDateTime":1401900293000,"dailyNotificationEmailId":"952268096","dateFormattingLanguage":"en_US","defaultGroupStyleId":"","defaultNotificationFromName":"","defaultNotificationReplyTo":"","deletedAt":0,"description":"The Front Row Insurance Blog where you can learn and converse about all things entertainment insurance related.","domain":"","domainWhenPublished":"www.frontrowinsurance.com","emailApiSubscriptionId":283237,"enableGoogleAmpOutput":true,"enableSocialAutoPublishing":false,"generateJsonLdEnabled":false,"header":null,"htmlFooter":"<!-- DELTA-->","htmlFooterIsShared":false,"htmlHead":"<!-- Blog Schema by Front Row Insurance // https://www.frontrowinsurance.com/ -->\n\n<script type=\"application/ld+json\">\n {\n \"@context\": \"http://schema.org\",\n \"@type\": \"BlogPosting\",\n \"mainEntityOfPage\":{\n \"@type\":\"WebPage\",\n \"@id\":\"https://www.frontrowinsurance.com/articles/equipmenttheftfromvehicle\"\n },\n \"headline\": \"Theft from Vehicle: Photography Insurance Theft Claims Explained\",\n \"image\": {\n \"@type\": \"ImageObject\",\n \"url\": \"https://f.hubspotusercontent00.net/hubfs/61352/shutterstock_1035779047-forweb.jpg\"\n },\n \"datePublished\": \"2018-08-20 21:48:24\",\n \"dateModified\": \"\",\n \"author\": {\n \"@type\": \"Person\",\n \"name\": \"') }}\"\n },\n \"publisher\": {\n \"@type\": \"Organization\",\n \"name\": \"FRONT ROW INSURANCE BROKERS\",\n \"logo\": {\n \"@type\": \"ImageObject\",\n \"url\": \"https://cdn2.hubspot.net/hubfs/61352/images/Logos/FR_logo_%5BConverted,-Inverted%5D.png\"\n }\n },\n \"description\": \"Insurance for Photographers Equipment (Canada) will protect your photo equipment from disastrous circumstances beyond your control. Theft claims discussed.\"\n }\n </script>\n <!-- End Schema --> \n<script type=\"text/javascript\">\n window._mNHandle = window._mNHandle || {};\n window._mNHandle.queue = window._mNHandle.queue || [];\n medianet_versionId = \"3121199\";\n</script>\n<script src=\"https://contextual.media.net/dmedianet.js?cid=8CU76IWTZ\" async=\"async\"></script>","htmlHeadIsShared":true,"htmlKeywords":["Front Row Insurance Blog"," entertainment blog"," film blog"," film insurance"," event insurance"," film festival blog"," production blog"," musicians blog"," "],"htmlTitle":"The Front Row View (entertainment insurance blog)","id":952267656,"instantNotificationEmailId":"952268061","itemLayoutId":null,"itemTemplateIsShared":false,"itemTemplatePath":"prox_frontrow/templates/blog/blog-post.html","label":"The Front Row View (entertainment insurance blog)","language":"en","legacyGuid":"469ce2ec-4dd9-442d-984a-3bab2557a02f","legacyModuleId":"164112","legacyTabId":137640,"listingLayoutId":null,"listingPageId":70026589976,"listingTemplatePath":"prox_frontrow/templates/blog/blog-listing.html","liveDomain":"www.frontrowinsurance.com","monthFilterFormat":"MMMM yyyy","monthlyNotificationEmailId":"952267981","name":"The Front Row View (entertainment insurance blog)","parentBlogUpdateTaskId":null,"portalId":61352,"postHtmlFooter":"<!-- OMEGA-->","postHtmlHead":"<!-- Blog Schema by Front Row Insurance // https://www.frontrowinsurance.com/ -->\n\n<script type=\"application/ld+json\">\n {\n \"@context\": \"http://schema.org\",\n \"@type\": \"BlogPosting\",\n \"mainEntityOfPage\":{\n \"@type\":\"WebPage\",\n \"@id\":\"https://www.frontrowinsurance.com/articles/equipmenttheftfromvehicle\"\n },\n \"headline\": \"Theft from Vehicle: Photography Insurance Theft Claims Explained\",\n \"image\": {\n \"@type\": \"ImageObject\",\n \"url\": \"https://f.hubspotusercontent00.net/hubfs/61352/shutterstock_1035779047-forweb.jpg\"\n },\n \"datePublished\": \"2018-08-20 21:48:24\",\n \"dateModified\": \"\",\n \"author\": {\n \"@type\": \"Person\",\n \"name\": \"') }}\"\n },\n \"publisher\": {\n \"@type\": \"Organization\",\n \"name\": \"FRONT ROW INSURANCE BROKERS\",\n \"logo\": {\n \"@type\": \"ImageObject\",\n \"url\": \"https://cdn2.hubspot.net/hubfs/61352/images/Logos/FR_logo_%5BConverted,-Inverted%5D.png\"\n }\n },\n \"description\": \"Insurance for Photographers Equipment (Canada) will protect your photo equipment from disastrous circumstances beyond your control. Theft claims discussed.\"\n }\n </script>\n <!-- End Schema --> \n<script type=\"text/javascript\">\n window._mNHandle = window._mNHandle || {};\n window._mNHandle.queue = window._mNHandle.queue || [];\n medianet_versionId = \"3121199\";\n</script>\n<script src=\"https://contextual.media.net/dmedianet.js?cid=8CU76IWTZ\" async=\"async\"></script>","postsPerListingPage":10,"postsPerRssFeed":10,"publicAccessRules":[{"ids":[],"type":"LIST_MEMBERSHIP"}],"publicAccessRulesEnabled":false,"publicTitle":"The Front Row View (entertainment insurance blog)","publishDateFormat":"medium","resolvedDomain":"www.frontrowinsurance.com","rootUrl":"https://www.frontrowinsurance.com/articles","rssCustomFeed":"","rssDescription":"RSS feeds for ","rssItemFooter":"<IMG style=\"WIDTH: 144px; HEIGHT: 78px\" title=\"\" border=0 alt=\"\" align=center src=\"http://focusinsurance.web6.hubspot.com/Portals/61352/images//logo_final.jpg\" width=138 height=78 mce_src=\"/Portals/61352/images//logo_final.jpg\">","rssItemHeader":"","settingsOverrides":{"itemLayoutId":false,"itemTemplatePath":false,"itemTemplateIsShared":false,"listingLayoutId":false,"listingTemplatePath":false,"postsPerListingPage":false,"showSummaryInListing":false,"useFeaturedImageInSummary":false,"htmlHead":false,"postHtmlHead":false,"htmlHeadIsShared":false,"htmlFooter":false,"listingPageHtmlFooter":false,"postHtmlFooter":false,"htmlFooterIsShared":false,"attachedStylesheets":false,"postsPerRssFeed":false,"showSummaryInRss":false,"showSummaryInEmails":false,"showSummariesInEmails":false,"allowComments":false,"commentShouldCreateContact":false,"commentModeration":false,"closeCommentsOlder":false,"commentNotificationEmails":false,"commentMaxThreadDepth":false,"commentVerificationText":false,"socialAccountTwitter":false,"showSocialLinkTwitter":false,"showSocialLinkLinkedin":false,"showSocialLinkFacebook":false,"enableGoogleAmpOutput":false,"ampLogoSrc":false,"ampLogoHeight":false,"ampLogoWidth":false,"ampLogoAlt":false,"ampHeaderFont":false,"ampHeaderFontSize":false,"ampHeaderColor":false,"ampHeaderBackgroundColor":false,"ampBodyFont":false,"ampBodyFontSize":false,"ampBodyColor":false,"ampLinkColor":false,"generateJsonLdEnabled":false},"showSocialLinkFacebook":true,"showSocialLinkLinkedin":true,"showSocialLinkTwitter":true,"showSummaryInEmails":true,"showSummaryInListing":false,"showSummaryInRss":true,"siteId":0,"slug":"articles","socialAccountTwitter":"","state":null,"subscriptionContactsProperty":"blog_blog_the_front_row_view_subscription","subscriptionEmailType":null,"subscriptionFormGuid":"a2c254df-2214-4c54-bd51-46da1e3029fb","subscriptionListsByType":{"daily":12,"instant":11,"monthly":10,"weekly":13},"title":null,"translatedFromId":null,"translations":{"fr":{"absoluteUrl":"https://www.frontrowinsurance.com/fr/blogue","id":2471031463,"language":"fr","masterId":952267656,"name":"The Front Row View (entertainment insurance blog)","publicAccessRules":[{"ids":[],"type":"LIST_MEMBERSHIP"}],"publicAccessRulesEnabled":false,"slug":"fr/blogue"}},"updated":1650089754719,"updatedDateTime":1650089754719,"urlBase":"www.frontrowinsurance.com/articles","urlSegments":{},"useFeaturedImageInSummary":true,"usesDefaultTemplate":false,"weeklyNotificationEmailId":"952268106"},"password":null,"pastMabExperimentIds":[],"performableGuid":null,"performableVariationLetter":null,"personas":[],"placementGuids":[],"portableKey":null,"portalId":61352,"position":null,"postBody":"<span id=\"hs_cos_wrapper_post_body\" class=\"hs_cos_wrapper hs_cos_wrapper_meta_field hs_cos_wrapper_type_rich_text\" style=\"\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"rich_text\" ><h2 style=\"font-size: 30px;\">Theft from a vehicle: Is my equipment covered?</h2>\n<p><span style=\"background-color: transparent;\">For professional photographers, the world is their workplace. They need to be able to pick up and go wherever—and whenever—the light is magic. That means they’re travelling with valuable equipment, and that means, theft from a vehicle is a serious concern. Did you know some insurance policies don’t cover theft from a vehicle? Crazy, right? </span><em><strong style=\"background-color: transparent;\">At Front Row Insurance, our</strong> <strong style=\"background-color: transparent;\">Photographers insurance program WILL cover your equipment if it is stolen from an unattended vehicle, but with some important conditions</strong><span style=\"background-color: transparent;\">.</span></em></p>\n<!--more--><ul>\n<li>The vehicle had to have been locked.</li>\n<li>There needs to be visible evidence of forced entry.</li>\n<li>You need to file a police report.</li>\n</ul>\n<p>“Hold-up” (as in, “stick-‘em-up!”) is also covered under our policies, so if someone forces you to unlock your vehicle using threat of violence, you will still be covered. But again, you need to file a police report. Understanding these conditions prepares you to understand how your Photographer’s insurance policy will (or won’t) respond in the event of a theft from a vehicle.</p>\n<p>Remember, even with camera gear insurance, it’s better if your gear never gets stolen in the first place! Insurance is just one tool you have to protect your business from losses, but you should also be practicing good <strong>risk management</strong>. Tips below:</p>\n<ul>\n<li>Don’t leave your gear in an unattended vehicle if you can help it.</li>\n<li>Use good judgment when choosing locations and parking spots.</li>\n<li>Keep your gear in the trunk or out of sight.</li>\n<li>Travel lean – only bring with you the gear you know you will need.</li>\n<li>Unload your gear into your residence.</li>\n</ul>\n<p>At Front Row Insurance, we offer 12 month prior policies that cover you worldwide, except in countries subject to trade restrictions. All your equipment is covered for replacement cost, and coverage for rented equipment is also available. Plus, as part of your policy you automatically get:</p>\n<ul>\n<li>$5,000 in <a href=\"/articles/10-best-laptops-for-photo-editing\" rel=\"noopener\">Laptop</a> Coverage + $10,000 Office Contents Coverage.</li>\n<li>$10,000 of coverage for newly acquired equipment for up to 30-day.</li>\n<li>$7,500 in Library Stock (Portfolio) coverage.</li>\n<li>$15,000 in Money and Securities coverage. <em>(subject to change)</em></li>\n</ul>\n<p>You can also purchase Commercial General Liability with our Photographers policies. Photographer liability covers property damage and bodily injury that you cause&nbsp;while shooting on location or in a rented studio. It can pay for legal fees, too. You can get a quote online in 2 minutes&nbsp;that&nbsp;ensures industry-low prices. Click <a href=\"https://photographer.frontrowinsurance.com/\">here</a> to get started.</p>\n<p>&nbsp;</p>\n<h3>Related Posts:</h3>\n<p class=\"p1\"><a href=\"/photography-insurance-101\" rel=\" noopener\"><strong>FREE EBOOK</strong>! PHOTOGRAPHY INSURANCE 101: PROTECT YOUR CAMERA GEAR</a></p>\n<p class=\"p1\"><a href=\"/articles/photography-equipment-insurance-you-may-not-be-covered-by-your-homeowners-policy-if-you-have-sold-prints-in-the-past\" rel=\" noopener\">PHOTOGRAPHY EQUIPMENT INSURANCE: YOU MAY NOT BE COVERED BY HOMEOWNERS</a></p>\n<p class=\"p1\"><a href=\"/articles/photography-business-do-i-need-insurance\" rel=\" noopener\">I’M JUST STARTING OUT IN MY PHOTOGRAPHY BUSINESS; DO I NEED INSURANCE?</a></p>\n<p class=\"p1\"><a href=\"/articles/4-questions-to-consider-when-buying-photography-business-insurance\" rel=\" noopener\">4 QUESTIONS TO CONSIDER WHEN BUYING PHOTOGRAPHY BUSINESS INSURANCE</a></p>\n<p class=\"p1\"><a href=\"/articles/mystery-works-well-in-a-film-script-less-so-when-it-comes-to-insurance\" rel=\"noopener\">\"MYSTERIOUS DISAPPEARANCE\" EXPLAINED</a></p>\n<p class=\"p1\">THEFT FROM VEHICLE: PHOTOGRAPHY INSURANCE EXPLAINED</p>\n<p class=\"p1\"><a href=\"/articles/how-to-save-money-on-your-camera-insurance-if-you-are-a-photographer-or-videographer\" rel=\" noopener\">PHOTOGRAPHERS &amp; VIDEOGRAPHERS: SAVE MONEY ON YOUR CAMERA INSURANCE</a></p>\n<p class=\"p1\"><a href=\"/articles/camera-insurance-how-to-reduce-the-cost-to-insure-your-photography-equipment\" rel=\" noopener\">HOW TO REDUCE THE COST TO INSURE YOUR PHOTOGRAPHY EQUIPMENT</a></p>\n<p class=\"p1\"><a href=\"/articles/how-to-protect-your-camera-lenses\" rel=\" noopener\">HOW TO PROTECT YOUR CAMERA LENS(ES)</a></p>\n<p class=\"p1\"><a href=\"/articles/what-to-know-about-rain-photography-protecting-your-camera-in-rain\" rel=\" noopener\">WHAT TO KNOW ABOUT RAIN PHOTOGRAPHY: PROTECTING YOUR CAMERA IN RAIN</a></p>\n<p class=\"p1\"><a href=\"/articles/underwater-photography-in-water-photography-camera-protection\" rel=\" noopener\">UNDERWATER PHOTOGRAPHY BEST PRACTICES / IN-WATER PHOTOGRAPHY</a></p>\n<p class=\"p1\"><a href=\"/articles/protect-your-camera-from-overheating\" rel=\" noopener\">PROTECT YOUR CAMERA GEAR FROM OVERHEATING</a></p>\n<p class=\"p1\"><a href=\"/articles/how-to-protect-your-camera-from-sand\" rel=\" noopener\">PROTECT YOUR CAMERA AT THE BEACH / PROTECT YOUR CAMERA FROM SAND</a></p>\n<p class=\"p1\"><a href=\"/articles/organizing-your-camera-gear\" rel=\" noopener\">ORGANIZING YOUR CAMERA GEAR / KEEP TRACK OF YOUR PHOTOGRAPHY GEAR</a></p>\n<p class=\"p1\"><a href=\"/articles/insurance-for-photos-booths-photo-booth-insurance-from-front-row\" rel=\" noopener\">INSURANCE FOR PHOTOS BOOTHS | PHOTO BOOTH INSURANCE FROM FRONT ROW</a></p>\n<p class=\"p1\"><a href=\"/articles/video-how-do-i-add-an-additional-insured-to-my-policy\" rel=\" noopener\">HOW DO I ADD AN ADDITIONAL INSURED TO MY POLICY?</a></p>\n<p class=\"p1\"><a href=\"/articles/5-things-to-know-about-making-a-photography-insurance-claim\" rel=\" noopener\">5 THINGS TO KNOW ABOUT MAKING A PHOTOGRAPHY INSURANCE CLAIM</a></p>\n<p class=\"p1\"><a href=\"/articles/online-camera-insurance-policies-for-photographers\" rel=\" noopener\">FRONT ROW: OFFERING ONLINE CAMERA INSURANCE POLICIES FOR PHOTOGRAPHERS</a></p></span>","postBodyRss":"<h2 style=\"font-size: 30px;\">Theft from a vehicle: Is my equipment covered?</h2>\n<p><span style=\"background-color: transparent;\">For professional photographers, the world is their workplace. They need to be able to pick up and go wherever—and whenever—the light is magic. That means they’re travelling with valuable equipment, and that means, theft from a vehicle is a serious concern. Did you know some insurance policies don’t cover theft from a vehicle? Crazy, right? </span><em><strong style=\"background-color: transparent;\">At Front Row Insurance, our</strong> <strong style=\"background-color: transparent;\">Photographers insurance program WILL cover your equipment if it is stolen from an unattended vehicle, but with some important conditions</strong><span style=\"background-color: transparent;\">.</span></em></p>\n<!--more--><ul>\n<li>The vehicle had to have been locked.</li>\n<li>There needs to be visible evidence of forced entry.</li>\n<li>You need to file a police report.</li>\n</ul>\n<p>“Hold-up” (as in, “stick-‘em-up!”) is also covered under our policies, so if someone forces you to unlock your vehicle using threat of violence, you will still be covered. But again, you need to file a police report. Understanding these conditions prepares you to understand how your Photographer’s insurance policy will (or won’t) respond in the event of a theft from a vehicle.</p>\n<p>Remember, even with camera gear insurance, it’s better if your gear never gets stolen in the first place! Insurance is just one tool you have to protect your business from losses, but you should also be practicing good <strong>risk management</strong>. Tips below:</p>\n<ul>\n<li>Don’t leave your gear in an unattended vehicle if you can help it.</li>\n<li>Use good judgment when choosing locations and parking spots.</li>\n<li>Keep your gear in the trunk or out of sight.</li>\n<li>Travel lean – only bring with you the gear you know you will need.</li>\n<li>Unload your gear into your residence.</li>\n</ul>\n<p>At Front Row Insurance, we offer 12 month prior policies that cover you worldwide, except in countries subject to trade restrictions. All your equipment is covered for replacement cost, and coverage for rented equipment is also available. Plus, as part of your policy you automatically get:</p>\n<ul>\n<li>$5,000 in <a href=\"/articles/10-best-laptops-for-photo-editing\" rel=\"noopener\">Laptop</a> Coverage + $10,000 Office Contents Coverage.</li>\n<li>$10,000 of coverage for newly acquired equipment for up to 30-day.</li>\n<li>$7,500 in Library Stock (Portfolio) coverage.</li>\n<li>$15,000 in Money and Securities coverage. <em>(subject to change)</em></li>\n</ul>\n<p>You can also purchase Commercial General Liability with our Photographers policies. Photographer liability covers property damage and bodily injury that you cause&nbsp;while shooting on location or in a rented studio. It can pay for legal fees, too. You can get a quote online in 2 minutes&nbsp;that&nbsp;ensures industry-low prices. Click <a href=\"https://photographer.frontrowinsurance.com/\">here</a> to get started.</p>\n<p>&nbsp;</p>\n<h3>Related Posts:</h3>\n<p class=\"p1\"><a href=\"/photography-insurance-101\" rel=\" noopener\"><strong>FREE EBOOK</strong>! PHOTOGRAPHY INSURANCE 101: PROTECT YOUR CAMERA GEAR</a></p>\n<p class=\"p1\"><a href=\"/articles/photography-equipment-insurance-you-may-not-be-covered-by-your-homeowners-policy-if-you-have-sold-prints-in-the-past\" rel=\" noopener\">PHOTOGRAPHY EQUIPMENT INSURANCE: YOU MAY NOT BE COVERED BY HOMEOWNERS</a></p>\n<p class=\"p1\"><a href=\"/articles/photography-business-do-i-need-insurance\" rel=\" noopener\">I’M JUST STARTING OUT IN MY PHOTOGRAPHY BUSINESS; DO I NEED INSURANCE?</a></p>\n<p class=\"p1\"><a href=\"/articles/4-questions-to-consider-when-buying-photography-business-insurance\" rel=\" noopener\">4 QUESTIONS TO CONSIDER WHEN BUYING PHOTOGRAPHY BUSINESS INSURANCE</a></p>\n<p class=\"p1\"><a href=\"/articles/mystery-works-well-in-a-film-script-less-so-when-it-comes-to-insurance\" rel=\"noopener\">\"MYSTERIOUS DISAPPEARANCE\" EXPLAINED</a></p>\n<p class=\"p1\">THEFT FROM VEHICLE: PHOTOGRAPHY INSURANCE EXPLAINED</p>\n<p class=\"p1\"><a href=\"/articles/how-to-save-money-on-your-camera-insurance-if-you-are-a-photographer-or-videographer\" rel=\" noopener\">PHOTOGRAPHERS &amp; VIDEOGRAPHERS: SAVE MONEY ON YOUR CAMERA INSURANCE</a></p>\n<p class=\"p1\"><a href=\"/articles/camera-insurance-how-to-reduce-the-cost-to-insure-your-photography-equipment\" rel=\" noopener\">HOW TO REDUCE THE COST TO INSURE YOUR PHOTOGRAPHY EQUIPMENT</a></p>\n<p class=\"p1\"><a href=\"/articles/how-to-protect-your-camera-lenses\" rel=\" noopener\">HOW TO PROTECT YOUR CAMERA LENS(ES)</a></p>\n<p class=\"p1\"><a href=\"/articles/what-to-know-about-rain-photography-protecting-your-camera-in-rain\" rel=\" noopener\">WHAT TO KNOW ABOUT RAIN PHOTOGRAPHY: PROTECTING YOUR CAMERA IN RAIN</a></p>\n<p class=\"p1\"><a href=\"/articles/underwater-photography-in-water-photography-camera-protection\" rel=\" noopener\">UNDERWATER PHOTOGRAPHY BEST PRACTICES / IN-WATER PHOTOGRAPHY</a></p>\n<p class=\"p1\"><a href=\"/articles/protect-your-camera-from-overheating\" rel=\" noopener\">PROTECT YOUR CAMERA GEAR FROM OVERHEATING</a></p>\n<p class=\"p1\"><a href=\"/articles/how-to-protect-your-camera-from-sand\" rel=\" noopener\">PROTECT YOUR CAMERA AT THE BEACH / PROTECT YOUR CAMERA FROM SAND</a></p>\n<p class=\"p1\"><a href=\"/articles/organizing-your-camera-gear\" rel=\" noopener\">ORGANIZING YOUR CAMERA GEAR / KEEP TRACK OF YOUR PHOTOGRAPHY GEAR</a></p>\n<p class=\"p1\"><a href=\"/articles/insurance-for-photos-booths-photo-booth-insurance-from-front-row\" rel=\" noopener\">INSURANCE FOR PHOTOS BOOTHS | PHOTO BOOTH INSURANCE FROM FRONT ROW</a></p>\n<p class=\"p1\"><a href=\"/articles/video-how-do-i-add-an-additional-insured-to-my-policy\" rel=\" noopener\">HOW DO I ADD AN ADDITIONAL INSURED TO MY POLICY?</a></p>\n<p class=\"p1\"><a href=\"/articles/5-things-to-know-about-making-a-photography-insurance-claim\" rel=\" noopener\">5 THINGS TO KNOW ABOUT MAKING A PHOTOGRAPHY INSURANCE CLAIM</a></p>\n<p class=\"p1\"><a href=\"/articles/online-camera-insurance-policies-for-photographers\" rel=\" noopener\">FRONT ROW: OFFERING ONLINE CAMERA INSURANCE POLICIES FOR PHOTOGRAPHERS</a></p>","postEmailContent":"<h2 style=\"font-size: 30px;\">Theft from a vehicle: Is my equipment covered?</h2> \n<p><span style=\"background-color: transparent;\">For professional photographers, the world is their workplace. They need to be able to pick up and go wherever—and whenever—the light is magic. That means they’re travelling with valuable equipment, and that means, theft from a vehicle is a serious concern. Did you know some insurance policies don’t cover theft from a vehicle? Crazy, right? </span><em><strong style=\"background-color: transparent;\">At Front Row Insurance, our</strong> <strong style=\"background-color: transparent;\">Photographers insurance program WILL cover your equipment if it is stolen from an unattended vehicle, but with some important conditions</strong><span style=\"background-color: transparent;\">.</span></em></p>","postFeaturedImageIfEnabled":"https://f.hubspotusercontent00.net/hubfs/61352/shutterstock_1035779047-forweb.jpg","postListContent":"<span id=\"hs_cos_wrapper_post_body\" class=\"hs_cos_wrapper hs_cos_wrapper_meta_field hs_cos_wrapper_type_rich_text\" style=\"\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"rich_text\" ><h2 style=\"font-size: 30px;\">Theft from a vehicle: Is my equipment covered?</h2>\n<p><span style=\"background-color: transparent;\">For professional photographers, the world is their workplace. They need to be able to pick up and go wherever—and whenever—the light is magic. That means they’re travelling with valuable equipment, and that means, theft from a vehicle is a serious concern. Did you know some insurance policies don’t cover theft from a vehicle? Crazy, right? </span><em><strong style=\"background-color: transparent;\">At Front Row Insurance, our</strong> <strong style=\"background-color: transparent;\">Photographers insurance program WILL cover your equipment if it is stolen from an unattended vehicle, but with some important conditions</strong><span style=\"background-color: transparent;\">.</span></em></p>\n<!--more--><ul>\n<li>The vehicle had to have been locked.</li>\n<li>There needs to be visible evidence of forced entry.</li>\n<li>You need to file a police report.</li>\n</ul>\n<p>“Hold-up” (as in, “stick-‘em-up!”) is also covered under our policies, so if someone forces you to unlock your vehicle using threat of violence, you will still be covered. But again, you need to file a police report. Understanding these conditions prepares you to understand how your Photographer’s insurance policy will (or won’t) respond in the event of a theft from a vehicle.</p>\n<p>Remember, even with camera gear insurance, it’s better if your gear never gets stolen in the first place! Insurance is just one tool you have to protect your business from losses, but you should also be practicing good <strong>risk management</strong>. Tips below:</p>\n<ul>\n<li>Don’t leave your gear in an unattended vehicle if you can help it.</li>\n<li>Use good judgment when choosing locations and parking spots.</li>\n<li>Keep your gear in the trunk or out of sight.</li>\n<li>Travel lean – only bring with you the gear you know you will need.</li>\n<li>Unload your gear into your residence.</li>\n</ul>\n<p>At Front Row Insurance, we offer 12 month prior policies that cover you worldwide, except in countries subject to trade restrictions. All your equipment is covered for replacement cost, and coverage for rented equipment is also available. Plus, as part of your policy you automatically get:</p>\n<ul>\n<li>$5,000 in <a href=\"/articles/10-best-laptops-for-photo-editing\" rel=\"noopener\">Laptop</a> Coverage + $10,000 Office Contents Coverage.</li>\n<li>$10,000 of coverage for newly acquired equipment for up to 30-day.</li>\n<li>$7,500 in Library Stock (Portfolio) coverage.</li>\n<li>$15,000 in Money and Securities coverage. <em>(subject to change)</em></li>\n</ul>\n<p>You can also purchase Commercial General Liability with our Photographers policies. Photographer liability covers property damage and bodily injury that you cause&nbsp;while shooting on location or in a rented studio. It can pay for legal fees, too. You can get a quote online in 2 minutes&nbsp;that&nbsp;ensures industry-low prices. Click <a href=\"https://photographer.frontrowinsurance.com/\">here</a> to get started.</p>\n<p>&nbsp;</p>\n<h3>Related Posts:</h3>\n<p class=\"p1\"><a href=\"/photography-insurance-101\" rel=\" noopener\"><strong>FREE EBOOK</strong>! PHOTOGRAPHY INSURANCE 101: PROTECT YOUR CAMERA GEAR</a></p>\n<p class=\"p1\"><a href=\"/articles/photography-equipment-insurance-you-may-not-be-covered-by-your-homeowners-policy-if-you-have-sold-prints-in-the-past\" rel=\" noopener\">PHOTOGRAPHY EQUIPMENT INSURANCE: YOU MAY NOT BE COVERED BY HOMEOWNERS</a></p>\n<p class=\"p1\"><a href=\"/articles/photography-business-do-i-need-insurance\" rel=\" noopener\">I’M JUST STARTING OUT IN MY PHOTOGRAPHY BUSINESS; DO I NEED INSURANCE?</a></p>\n<p class=\"p1\"><a href=\"/articles/4-questions-to-consider-when-buying-photography-business-insurance\" rel=\" noopener\">4 QUESTIONS TO CONSIDER WHEN BUYING PHOTOGRAPHY BUSINESS INSURANCE</a></p>\n<p class=\"p1\"><a href=\"/articles/mystery-works-well-in-a-film-script-less-so-when-it-comes-to-insurance\" rel=\"noopener\">\"MYSTERIOUS DISAPPEARANCE\" EXPLAINED</a></p>\n<p class=\"p1\">THEFT FROM VEHICLE: PHOTOGRAPHY INSURANCE EXPLAINED</p>\n<p class=\"p1\"><a href=\"/articles/how-to-save-money-on-your-camera-insurance-if-you-are-a-photographer-or-videographer\" rel=\" noopener\">PHOTOGRAPHERS &amp; VIDEOGRAPHERS: SAVE MONEY ON YOUR CAMERA INSURANCE</a></p>\n<p class=\"p1\"><a href=\"/articles/camera-insurance-how-to-reduce-the-cost-to-insure-your-photography-equipment\" rel=\" noopener\">HOW TO REDUCE THE COST TO INSURE YOUR PHOTOGRAPHY EQUIPMENT</a></p>\n<p class=\"p1\"><a href=\"/articles/how-to-protect-your-camera-lenses\" rel=\" noopener\">HOW TO PROTECT YOUR CAMERA LENS(ES)</a></p>\n<p class=\"p1\"><a href=\"/articles/what-to-know-about-rain-photography-protecting-your-camera-in-rain\" rel=\" noopener\">WHAT TO KNOW ABOUT RAIN PHOTOGRAPHY: PROTECTING YOUR CAMERA IN RAIN</a></p>\n<p class=\"p1\"><a href=\"/articles/underwater-photography-in-water-photography-camera-protection\" rel=\" noopener\">UNDERWATER PHOTOGRAPHY BEST PRACTICES / IN-WATER PHOTOGRAPHY</a></p>\n<p class=\"p1\"><a href=\"/articles/protect-your-camera-from-overheating\" rel=\" noopener\">PROTECT YOUR CAMERA GEAR FROM OVERHEATING</a></p>\n<p class=\"p1\"><a href=\"/articles/how-to-protect-your-camera-from-sand\" rel=\" noopener\">PROTECT YOUR CAMERA AT THE BEACH / PROTECT YOUR CAMERA FROM SAND</a></p>\n<p class=\"p1\"><a href=\"/articles/organizing-your-camera-gear\" rel=\" noopener\">ORGANIZING YOUR CAMERA GEAR / KEEP TRACK OF YOUR PHOTOGRAPHY GEAR</a></p>\n<p class=\"p1\"><a href=\"/articles/insurance-for-photos-booths-photo-booth-insurance-from-front-row\" rel=\" noopener\">INSURANCE FOR PHOTOS BOOTHS | PHOTO BOOTH INSURANCE FROM FRONT ROW</a></p>\n<p class=\"p1\"><a href=\"/articles/video-how-do-i-add-an-additional-insured-to-my-policy\" rel=\" noopener\">HOW DO I ADD AN ADDITIONAL INSURED TO MY POLICY?</a></p>\n<p class=\"p1\"><a href=\"/articles/5-things-to-know-about-making-a-photography-insurance-claim\" rel=\" noopener\">5 THINGS TO KNOW ABOUT MAKING A PHOTOGRAPHY INSURANCE CLAIM</a></p>\n<p class=\"p1\"><a href=\"/articles/online-camera-insurance-policies-for-photographers\" rel=\" noopener\">FRONT ROW: OFFERING ONLINE CAMERA INSURANCE POLICIES FOR PHOTOGRAPHERS</a></p></span>","postListSummaryFeaturedImage":"","postRssContent":"<h2 style=\"font-size: 30px;\">Theft from a vehicle: Is my equipment covered?</h2> \n<p><span style=\"background-color: transparent;\">For professional photographers, the world is their workplace. They need to be able to pick up and go wherever—and whenever—the light is magic. That means they’re travelling with valuable equipment, and that means, theft from a vehicle is a serious concern. Did you know some insurance policies don’t cover theft from a vehicle? Crazy, right? </span><em><strong style=\"background-color: transparent;\">At Front Row Insurance, our</strong> <strong style=\"background-color: transparent;\">Photographers insurance program WILL cover your equipment if it is stolen from an unattended vehicle, but with some important conditions</strong><span style=\"background-color: transparent;\">.</span></em></p>","postRssSummaryFeaturedImage":"https://f.hubspotusercontent00.net/hubfs/61352/shutterstock_1035779047-forweb.jpg","postSummary":"<h2 style=\"font-size: 30px;\">Theft from a vehicle: Is my equipment covered?</h2>\n<p><span style=\"background-color: transparent;\">For professional photographers, the world is their workplace. They need to be able to pick up and go wherever—and whenever—the light is magic. That means they’re travelling with valuable equipment, and that means, theft from a vehicle is a serious concern. Did you know some insurance policies don’t cover theft from a vehicle? Crazy, right? </span><em><strong style=\"background-color: transparent;\">At Front Row Insurance, our</strong> <strong style=\"background-color: transparent;\">Photographers insurance program WILL cover your equipment if it is stolen from an unattended vehicle, but with some important conditions</strong><span style=\"background-color: transparent;\">.</span></em></p>\n","postSummaryRss":"<h2 style=\"font-size: 30px;\">Theft from a vehicle: Is my equipment covered?</h2> \n<p><span style=\"background-color: transparent;\">For professional photographers, the world is their workplace. They need to be able to pick up and go wherever—and whenever—the light is magic. That means they’re travelling with valuable equipment, and that means, theft from a vehicle is a serious concern. Did you know some insurance policies don’t cover theft from a vehicle? Crazy, right? </span><em><strong style=\"background-color: transparent;\">At Front Row Insurance, our</strong> <strong style=\"background-color: transparent;\">Photographers insurance program WILL cover your equipment if it is stolen from an unattended vehicle, but with some important conditions</strong><span style=\"background-color: transparent;\">.</span></em></p>","postTemplate":"prox_frontrow/templates/blog/blog-post.html","previewImageSrc":null,"previewKey":"cszSrDbf","previousPostFeaturedImage":"https://cdn2.hubspot.net/hubfs/61352/shutterstock_747604843.jpg","previousPostFeaturedImageAltText":"Garden liability event insurance","previousPostName":"Planning a Garden Show? You need garden event insurance.","previousPostSlug":"articles/gardenshow","processingStatus":"PUBLISHED","propertyForDynamicPageCanonicalUrl":null,"propertyForDynamicPageFeaturedImage":null,"propertyForDynamicPageMetaDescription":null,"propertyForDynamicPageSlug":null,"propertyForDynamicPageTitle":null,"publicAccessRules":[],"publicAccessRulesEnabled":false,"publishDate":1534801704000,"publishDateLocalTime":1534801704000,"publishDateLocalized":{"date":1534801704000,"format":"medium","language":"en_US"},"publishImmediately":true,"publishTimezoneOffset":null,"publishedAt":1649698043575,"publishedByEmail":null,"publishedById":7915797,"publishedByName":null,"publishedUrl":"https://www.frontrowinsurance.com/articles/equipmenttheftfromvehicle","resolvedDomain":"www.frontrowinsurance.com","resolvedLanguage":"en","rssBody":"<h2 style=\"font-size: 30px;\">Theft from a vehicle: Is my equipment covered?</h2>\n<p><span style=\"background-color: transparent;\">For professional photographers, the world is their workplace. They need to be able to pick up and go wherever—and whenever—the light is magic. That means they’re travelling with valuable equipment, and that means, theft from a vehicle is a serious concern. Did you know some insurance policies don’t cover theft from a vehicle? Crazy, right? </span><em><strong style=\"background-color: transparent;\">At Front Row Insurance, our</strong> <strong style=\"background-color: transparent;\">Photographers insurance program WILL cover your equipment if it is stolen from an unattended vehicle, but with some important conditions</strong><span style=\"background-color: transparent;\">.</span></em></p>\n<!--more--><ul>\n<li>The vehicle had to have been locked.</li>\n<li>There needs to be visible evidence of forced entry.</li>\n<li>You need to file a police report.</li>\n</ul>\n<p>“Hold-up” (as in, “stick-‘em-up!”) is also covered under our policies, so if someone forces you to unlock your vehicle using threat of violence, you will still be covered. But again, you need to file a police report. Understanding these conditions prepares you to understand how your Photographer’s insurance policy will (or won’t) respond in the event of a theft from a vehicle.</p>\n<p>Remember, even with camera gear insurance, it’s better if your gear never gets stolen in the first place! Insurance is just one tool you have to protect your business from losses, but you should also be practicing good <strong>risk management</strong>. Tips below:</p>\n<ul>\n<li>Don’t leave your gear in an unattended vehicle if you can help it.</li>\n<li>Use good judgment when choosing locations and parking spots.</li>\n<li>Keep your gear in the trunk or out of sight.</li>\n<li>Travel lean – only bring with you the gear you know you will need.</li>\n<li>Unload your gear into your residence.</li>\n</ul>\n<p>At Front Row Insurance, we offer 12 month prior policies that cover you worldwide, except in countries subject to trade restrictions. All your equipment is covered for replacement cost, and coverage for rented equipment is also available. Plus, as part of your policy you automatically get:</p>\n<ul>\n<li>$5,000 in <a href=\"/articles/10-best-laptops-for-photo-editing\" rel=\"noopener\">Laptop</a> Coverage + $10,000 Office Contents Coverage.</li>\n<li>$10,000 of coverage for newly acquired equipment for up to 30-day.</li>\n<li>$7,500 in Library Stock (Portfolio) coverage.</li>\n<li>$15,000 in Money and Securities coverage. <em>(subject to change)</em></li>\n</ul>\n<p>You can also purchase Commercial General Liability with our Photographers policies. Photographer liability covers property damage and bodily injury that you cause&nbsp;while shooting on location or in a rented studio. It can pay for legal fees, too. You can get a quote online in 2 minutes&nbsp;that&nbsp;ensures industry-low prices. Click <a href=\"https://photographer.frontrowinsurance.com/\">here</a> to get started.</p>\n<p>&nbsp;</p>\n<h3>Related Posts:</h3>\n<p class=\"p1\"><a href=\"/photography-insurance-101\" rel=\" noopener\"><strong>FREE EBOOK</strong>! PHOTOGRAPHY INSURANCE 101: PROTECT YOUR CAMERA GEAR</a></p>\n<p class=\"p1\"><a href=\"/articles/photography-equipment-insurance-you-may-not-be-covered-by-your-homeowners-policy-if-you-have-sold-prints-in-the-past\" rel=\" noopener\">PHOTOGRAPHY EQUIPMENT INSURANCE: YOU MAY NOT BE COVERED BY HOMEOWNERS</a></p>\n<p class=\"p1\"><a href=\"/articles/photography-business-do-i-need-insurance\" rel=\" noopener\">I’M JUST STARTING OUT IN MY PHOTOGRAPHY BUSINESS; DO I NEED INSURANCE?</a></p>\n<p class=\"p1\"><a href=\"/articles/4-questions-to-consider-when-buying-photography-business-insurance\" rel=\" noopener\">4 QUESTIONS TO CONSIDER WHEN BUYING PHOTOGRAPHY BUSINESS INSURANCE</a></p>\n<p class=\"p1\"><a href=\"/articles/mystery-works-well-in-a-film-script-less-so-when-it-comes-to-insurance\" rel=\"noopener\">\"MYSTERIOUS DISAPPEARANCE\" EXPLAINED</a></p>\n<p class=\"p1\">THEFT FROM VEHICLE: PHOTOGRAPHY INSURANCE EXPLAINED</p>\n<p class=\"p1\"><a href=\"/articles/how-to-save-money-on-your-camera-insurance-if-you-are-a-photographer-or-videographer\" rel=\" noopener\">PHOTOGRAPHERS &amp; VIDEOGRAPHERS: SAVE MONEY ON YOUR CAMERA INSURANCE</a></p>\n<p class=\"p1\"><a href=\"/articles/camera-insurance-how-to-reduce-the-cost-to-insure-your-photography-equipment\" rel=\" noopener\">HOW TO REDUCE THE COST TO INSURE YOUR PHOTOGRAPHY EQUIPMENT</a></p>\n<p class=\"p1\"><a href=\"/articles/how-to-protect-your-camera-lenses\" rel=\" noopener\">HOW TO PROTECT YOUR CAMERA LENS(ES)</a></p>\n<p class=\"p1\"><a href=\"/articles/what-to-know-about-rain-photography-protecting-your-camera-in-rain\" rel=\" noopener\">WHAT TO KNOW ABOUT RAIN PHOTOGRAPHY: PROTECTING YOUR CAMERA IN RAIN</a></p>\n<p class=\"p1\"><a href=\"/articles/underwater-photography-in-water-photography-camera-protection\" rel=\" noopener\">UNDERWATER PHOTOGRAPHY BEST PRACTICES / IN-WATER PHOTOGRAPHY</a></p>\n<p class=\"p1\"><a href=\"/articles/protect-your-camera-from-overheating\" rel=\" noopener\">PROTECT YOUR CAMERA GEAR FROM OVERHEATING</a></p>\n<p class=\"p1\"><a href=\"/articles/how-to-protect-your-camera-from-sand\" rel=\" noopener\">PROTECT YOUR CAMERA AT THE BEACH / PROTECT YOUR CAMERA FROM SAND</a></p>\n<p class=\"p1\"><a href=\"/articles/organizing-your-camera-gear\" rel=\" noopener\">ORGANIZING YOUR CAMERA GEAR / KEEP TRACK OF YOUR PHOTOGRAPHY GEAR</a></p>\n<p class=\"p1\"><a href=\"/articles/insurance-for-photos-booths-photo-booth-insurance-from-front-row\" rel=\" noopener\">INSURANCE FOR PHOTOS BOOTHS | PHOTO BOOTH INSURANCE FROM FRONT ROW</a></p>\n<p class=\"p1\"><a href=\"/articles/video-how-do-i-add-an-additional-insured-to-my-policy\" rel=\" noopener\">HOW DO I ADD AN ADDITIONAL INSURED TO MY POLICY?</a></p>\n<p class=\"p1\"><a href=\"/articles/5-things-to-know-about-making-a-photography-insurance-claim\" rel=\" noopener\">5 THINGS TO KNOW ABOUT MAKING A PHOTOGRAPHY INSURANCE CLAIM</a></p>\n<p class=\"p1\"><a href=\"/articles/online-camera-insurance-policies-for-photographers\" rel=\" noopener\">FRONT ROW: OFFERING ONLINE CAMERA INSURANCE POLICIES FOR PHOTOGRAPHERS</a></p>","rssSummary":"<h2 style=\"font-size: 30px;\">Theft from a vehicle: Is my equipment covered?</h2>\n<p><span style=\"background-color: transparent;\">For professional photographers, the world is their workplace. They need to be able to pick up and go wherever—and whenever—the light is magic. That means they’re travelling with valuable equipment, and that means, theft from a vehicle is a serious concern. Did you know some insurance policies don’t cover theft from a vehicle? Crazy, right? </span><em><strong style=\"background-color: transparent;\">At Front Row Insurance, our</strong> <strong style=\"background-color: transparent;\">Photographers insurance program WILL cover your equipment if it is stolen from an unattended vehicle, but with some important conditions</strong><span style=\"background-color: transparent;\">.</span></em></p>\n","rssSummaryFeaturedImage":"https://f.hubspotusercontent00.net/hubfs/61352/shutterstock_1035779047-forweb.jpg","scheduledUpdateDate":0,"screenshotPreviewTakenAt":1649698043768,"screenshotPreviewUrl":"https://cdn2.hubspot.net/hubshot/22/04/11/0f7e5a72-16ad-49d9-a3d1-19d87e52cad4.png","sections":{},"securityState":"NONE","siteId":null,"slug":"articles/equipmenttheftfromvehicle","stagedFrom":null,"state":"PUBLISHED","stateWhenDeleted":null,"styleOverrideId":null,"subcategory":"normal_blog_post","syncedWithBlogRoot":true,"tagIds":[3282744253,3282917913],"tagList":[{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1439929459261,"deletedAt":0,"description":"","id":3282744253,"label":"Camera Insurance","language":null,"name":"Camera Insurance","portalId":61352,"slug":"camera-insurance","translatedFromId":null,"translations":{},"updated":1439929459262},{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1439930219332,"deletedAt":0,"description":"","id":3282917913,"label":"Photography insurance","language":"en","name":"Photography insurance","portalId":61352,"slug":"photography-insurance","translatedFromId":null,"translations":{},"updated":1649857249229}],"tagNames":["Camera Insurance","Photography insurance"],"teamPerms":[],"templatePath":"","templatePathForRender":"prox_frontrow/templates/blog/blog-post.html","themePath":null,"themeSettingsValues":null,"title":"Theft from Vehicle: Photography Insurance Theft Claims Explained","tmsId":null,"topicIds":[3282744253,3282917913],"topicList":[{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1439929459261,"deletedAt":0,"description":"","id":3282744253,"label":"Camera Insurance","language":null,"name":"Camera Insurance","portalId":61352,"slug":"camera-insurance","translatedFromId":null,"translations":{},"updated":1439929459262},{"categoryId":0,"cdnPurgeEmbargoTime":null,"contentIds":[],"cosObjectType":"TAG","created":1439930219332,"deletedAt":0,"description":"","id":3282917913,"label":"Photography insurance","language":"en","name":"Photography insurance","portalId":61352,"slug":"photography-insurance","translatedFromId":null,"translations":{},"updated":1649857249229}],"topicNames":["Camera Insurance","Photography insurance"],"topics":[3282744253,3282917913],"translatedContent":{"fr":{"ab":false,"absoluteUrl":"https://www.frontrowinsurance.com/fr/blogue/vol-dans-un-véhicule-lassurance-pour-photographe","archived":false,"archivedInDashboard":false,"authorName":null,"businessUnitId":0,"campaign":null,"created":1599668538103,"currentState":"PUBLISHED","htmlTitle":"Vol dans un véhicule : L’assurance pour photographe expliquée","id":34755060441,"language":"fr","mab":false,"masterId":6085654075,"name":"Vol dans un véhicule : L’assurance pour photographe expliquée","password":null,"previewKey":"ZhDyfUZm","publicAccessRules":[],"publicAccessRulesEnabled":false,"publishDate":1599669088000,"published":true,"resolvedDomain":"www.frontrowinsurance.com","securityState":"NONE","slug":"fr/blogue/vol-dans-un-véhicule-lassurance-pour-photographe","state":"PUBLISHED","tagIds":[29281146137],"teamPerms":[],"themePath":null,"updated":1649965229650}},"translatedFromId":null,"translations":{"fr":{"ab":false,"absoluteUrl":"https://www.frontrowinsurance.com/fr/blogue/vol-dans-un-véhicule-lassurance-pour-photographe","archived":false,"archivedInDashboard":false,"authorName":null,"businessUnitId":0,"campaign":null,"created":1599668538103,"currentState":"PUBLISHED","htmlTitle":"Vol dans un véhicule : L’assurance pour photographe expliquée","id":34755060441,"language":"fr","mab":false,"masterId":6085654075,"name":"Vol dans un véhicule : L’assurance pour photographe expliquée","password":null,"previewKey":"ZhDyfUZm","publicAccessRules":[],"publicAccessRulesEnabled":false,"publishDate":1599669088000,"published":true,"resolvedDomain":"www.frontrowinsurance.com","securityState":"NONE","slug":"fr/blogue/vol-dans-un-véhicule-lassurance-pour-photographe","state":"PUBLISHED","tagIds":[29281146137],"teamPerms":[],"themePath":null,"updated":1649965229650}},"tweet":null,"tweetAt":null,"tweetImmediately":false,"unpublishedAt":0,"updated":1649698043582,"updatedById":7915797,"upsizeFeaturedImage":false,"url":"https://www.frontrowinsurance.com/articles/equipmenttheftfromvehicle","useFeaturedImage":true,"userPerms":[],"views":0,"visibleToAll":null,"widgetContainers":{},"widgetcontainers":{},"widgets":{"menu_footer_primary":{"body":{"flow":"horizontal","max_levels":1,"root_key":"None","root_type":"site_root","site_map_name":"Primary","tag":"menu","type":"menu"},"child_css":{},"css":{},"deleted_at":1561571614750,"id":"menu_footer_primary","label":"Menu Footer Primary","name":"menu_footer_primary","order":9,"smart_type":null,"type":"menu"},"menu_header_all_sectors":{"body":{"flow":"horizontal","max_levels":3,"root_key":"None","root_type":"site_root","site_map_name":"All Sectors","tag":"menu","type":"menu"},"child_css":{},"css":{},"deleted_at":1561571614750,"id":"menu_header_all_sectors","label":"Menu Header All Sectors","name":"menu_header_all_sectors","order":1,"smart_type":null,"type":"menu"},"menu_header_primary":{"body":{"flow":"horizontal","max_levels":1,"root_key":"None","root_type":"site_root","site_map_name":"Primary","tag":"menu","type":"menu"},"child_css":{},"css":{},"deleted_at":1561571614750,"id":"menu_header_primary","label":"Menu Header Primary","name":"menu_header_primary","order":0,"smart_type":null,"type":"menu"},"menu_header_sector_categories":{"body":{"flow":"horizontal","max_levels":2,"root_key":"None","root_type":"site_root","site_map_name":"Sector Categories","tag":"menu","type":"menu"},"child_css":{},"css":{},"deleted_at":1561571614750,"id":"menu_header_sector_categories","label":"Menu Header Sector Categories","name":"menu_header_sector_categories","order":2,"smart_type":null,"type":"menu"},"module_150585056349722":{"body":{"per_widget_wrapper_html":"","tag":"space","type":"space","wrapping_html":""},"child_css":{},"css":{},"deleted_at":1557867529152,"id":"module_150585056349722","label":"Horizontal Spacer","name":"module_150585056349722","order":2,"smart_type":null,"type":"space"},"module_150585060524824":{"body":{"per_widget_wrapper_html":"","tag":"space","type":"space","wrapping_html":""},"child_css":{},"css":{},"deleted_at":1557867529152,"id":"module_150585060524824","label":"Horizontal Spacer","name":"module_150585060524824","order":3,"smart_type":null,"type":"space"},"module_150585062801628":{"body":{},"child_css":{},"css":{},"deleted_at":1557867529152,"id":"module_150585062801628","label":"Follow Me","name":"module_150585062801628","order":9,"smart_type":null,"type":"follow_me"},"module_150585063097330":{"body":{"email":{"alt_text":"Share on Email","default":true,"enabled":false,"img_src":"https://static.hubspot.com/final/img/common/icons/social/email-24x24.png","link_format":"mailto:?subject=Check out &body=Check out ","network":"Email","secondary_fields":[],"social_link":null},"facebook":{"alt_text":"Share on Facebook","default":true,"enabled":false,"img_src":"https://static.hubspot.com/final/img/common/icons/social/facebook-24x24.png","link_format":"http://www.facebook.com/share.php?u=","network":"Facebook","secondary_fields":[],"social_link":null},"google_plus":{"alt_text":"Share on Google+","default":true,"enabled":false,"img_src":"https://static.hubspot.com/final/img/common/icons/social/googleplus-24x24.png","link_format":"https://plus.google.com/share?url=","network":"Google+","secondary_fields":[],"social_link":null},"linkedin":{"alt_text":"Share on LinkedIn","default":true,"enabled":false,"img_src":"https://static.hubspot.com/final/img/common/icons/social/linkedin-24x24.png","link_format":"http://www.linkedin.com/shareArticle?mini=true&url=","network":"LinkedIn","secondary_fields":[],"social_link":null},"pinterest":{"alt_text":"Share on Pinterest","default":true,"enabled":false,"img_src":"https://static.hubspot.com/final/img/common/icons/social/pinterest-24x24.png","link_format":"http://pinterest.com/pin/create/button/?url=&media=","network":"Pinterest","secondary_fields":[{"default":"","name":"pinterest_media","type":"image"}],"social_link":null},"twitter":{"alt_text":"Share on Twitter","default":true,"enabled":false,"img_src":"https://static.hubspot.com/final/img/common/icons/social/twitter-24x24.png","link_format":"https://twitter.com/intent/tweet?original_referer=&url=&source=tweetbutton&text=","network":"Twitter","secondary_fields":[],"social_link":null}},"child_css":{},"css":{},"deleted_at":1557867529152,"id":"module_150585063097330","label":"Social Sharing","name":"module_150585063097330","order":11,"smart_type":null,"type":"social_sharing"},"module_150585064696231":{"body":{"per_widget_wrapper_html":"","tag":"space","type":"space","wrapping_html":""},"child_css":{},"css":{},"deleted_at":1557867529152,"id":"module_150585064696231","label":"Horizontal Spacer","name":"module_150585064696231","order":4,"smart_type":null,"type":"space"},"module_150585066919533":{"body":{"per_widget_wrapper_html":"","tag":"space","type":"space","wrapping_html":""},"child_css":{},"css":{},"deleted_at":1557867529152,"id":"module_150585066919533","label":"Horizontal Spacer","name":"module_150585066919533","order":6,"smart_type":null,"type":"space"},"module_150585067999634":{"body":{"per_widget_wrapper_html":"","tag":"space","type":"space","wrapping_html":""},"child_css":{},"css":{},"deleted_at":1534886142223,"id":"module_150585067999634","label":"Horizontal Spacer","name":"module_150585067999634","order":9,"smart_type":null,"type":"space"},"module_150585068888435":{"body":{"per_widget_wrapper_html":"","tag":"space","type":"space","wrapping_html":""},"child_css":{},"css":{},"deleted_at":1557867529152,"id":"module_150585068888435","label":"Horizontal Spacer","name":"module_150585068888435","order":8,"smart_type":null,"type":"space"},"module_150585070800937":{"body":{"per_widget_wrapper_html":"","tag":"space","type":"space","wrapping_html":""},"child_css":{},"css":{},"deleted_at":1557867529152,"id":"module_150585070800937","label":"Horizontal Spacer","name":"module_150585070800937","order":10,"smart_type":null,"type":"space"},"module_150585078144639":{"body":{"per_widget_wrapper_html":"","tag":"space","type":"space","wrapping_html":""},"child_css":{},"css":{},"deleted_at":1557867529152,"id":"module_150585078144639","label":"Horizontal Spacer","name":"module_150585078144639","order":14,"smart_type":null,"type":"space"},"module_150585080976140":{"body":{"per_widget_wrapper_html":"","tag":"space","type":"space","wrapping_html":""},"child_css":{},"css":{},"deleted_at":1534886142223,"id":"module_150585080976140","label":"Horizontal Spacer","name":"module_150585080976140","order":13,"smart_type":null,"type":"space"},"module_150601800296925":{"body":{"per_widget_wrapper_html":"","tag":"space","type":"space","wrapping_html":""},"child_css":{},"css":{},"deleted_at":1534886142223,"id":"module_150601800296925","label":"Horizontal Spacer","name":"module_150601800296925","order":6,"smart_type":null,"type":"space"},"module_156398965931111":{"body":{"definition_id":null,"module_id":8696351,"path":"/Marketplace/HubSpot/Team_Member/Team Member","per_widget_wrapper_html":"","smart_objects":null,"smart_type":"NOT_SMART","tag":"module","type":"module","widget_name":"Team Member","wrapping_html":""},"child_css":{},"css":{},"deleted_at":1649437116972,"id":"module_156398965931111","label":"Team Member","module_id":8696351,"name":"module_156398965931111","order":9,"smart_type":null,"styles":{},"type":"module"},"module_15960847531069":{"body":{"definition_id":null,"field_types":{"add_form":"form","add_form_title":"text","enable_form":"boolean"},"module_id":33051772119,"path":"/Coded files/Custom/blog/FrontRow2014/Blog Subscribe New Module 2020","smart_objects":null,"smart_type":"NOT_SMART","tag":"module","type":"module","wrap_field_tag":"div"},"child_css":{},"css":{},"deleted_at":1649437116972,"id":"module_15960847531069","label":"Blog Subscribe New Module 2020","module_id":33051772119,"name":"module_15960847531069","order":4,"smart_type":null,"styles":{},"type":"module"},"module_15965216980304":{"body":{"definition_id":null,"field_types":{"add_content":"richtext","enable_rich_text_module":"boolean"},"module_id":33156769794,"path":"/Coded files/Custom/blog/FrontRow2014/Basic Rich Text Box for Blog","smart_objects":null,"smart_type":"NOT_SMART","tag":"module","type":"module","wrap_field_tag":"div"},"child_css":{},"css":{},"id":"module_15965216980304","label":"Basic Rich Text Box for Blog","module_id":33156769794,"name":"module_15965216980304","order":5,"smart_type":null,"styles":{},"type":"module"},"name":{"body":{"customizeTitleEnabled":true,"title":"Theft from Vehicle: Photography Insurance Theft Claims Explained"},"id":"name","label":"Title","name":"name","type":"text"},"post_body":{"body":{"html":"<p><strong><img src=\"https://cdn2.hubspot.net/hubfs/61352/shutterstock_1035779047.jpg\" alt=\"Photo gear: Theft from Vehicle PHOTOGRAPHY INSURANCE\" width=\"600\" style=\"width: 600px; display: block; margin: 0px auto;\"></strong></p>\n<!--more-->\n<h1>Theft from a vehicle: Is my equipment covered?</h1>\n<p><span style=\"background-color: transparent;\">For professional photographers, the world is their workplace. They need to be able to pick up and go wherever—and whenever—the light is magic. That means they’re travelling with valuable equipment, and that means, theft from a vehicle is a serious concern. Did you know some insurance policies don’t cover theft from a vehicle? Crazy, right? </span><em><strong style=\"background-color: transparent;\">At Front Row Insurance, our</strong> <strong style=\"background-color: transparent;\">Photographers insurance program WILL cover your equipment if it is stolen from an unattended vehicle, but with some important conditions</strong><span style=\"background-color: transparent;\">.</span></em></p>\n<ul>\n<li>The vehicle had to have been locked.</li>\n<li>There needs to be visible evidence of forced entry.</li>\n<li>You need to file a police report.</li>\n</ul>\n<p>“Hold-up” (as in, “stick-‘em-up!”) is also covered under our policies, so if someone forces you to unlock your vehicle using threat of violence, you will still be covered. But again, you need to file a police report. Understanding these conditions prepares you to understand how your Photographer’s insurance policy will (or won’t) respond in the event of a theft from a vehicle.</p>\n<p>Remember, even with camera gear insurance, it’s better if your gear never gets stolen in the first place! Insurance is just one tool you have to protect your business from losses, but you should also be practicing good <strong>risk management</strong>. Tips below:</p>\n<ul>\n<li>Don’t leave your gear in an unattended vehicle if you can help it.</li>\n<li>Use good judgment when choosing locations and parking spots.</li>\n<li>Keep your gear in the trunk or out of sight.</li>\n<li>Travel lean – only bring with you the gear you know you will need.</li>\n<li>Unload your gear into your residence.</li>\n</ul>\n<p>At Front Row Insurance, we offer 12 month prior policies that cover you worldwide, except in countries subject to trade restrictions. All your equipment is covered for replacement cost, and coverage for rented equipment is also available. Plus, as part of your policy you automatically get:</p>\n<ul>\n<li>$5,000 in <a href=\"/articles/10-best-laptops-for-photo-editing\" rel=\"noopener\">Laptop</a> Coverage + $10,000 Office Contents Coverage.</li>\n<li>$10,000 of coverage for newly acquired equipment for up to 30-day.</li>\n<li>$7,500 in Library Stock (Portfolio) coverage.</li>\n<li>$15,000 in Money and Securities coverage. <em>(subject to change)</em></li>\n</ul>\n<p>You can also purchase Commercial General Liability with our Photographers policies. Photographer liability covers property damage and bodily injury that you cause&nbsp;while shooting on location or in a rented studio. It can pay for legal fees, too. You can get a quote online in 2 minutes&nbsp;that&nbsp;ensures industry-low prices. Click <a href=\"https://photographer.frontrowinsurance.com/\">here</a> to get started.</p>\n<p>&nbsp;</p>\n<h3>Related Posts:</h3>\n<p class=\"p1\"><a href=\"/photography-insurance-101\" rel=\" noopener\"><strong>FREE EBOOK</strong>! PHOTOGRAPHY INSURANCE 101: PROTECT YOUR CAMERA GEAR</a></p>\n<p class=\"p1\"><a href=\"/articles/photography-equipment-insurance-you-may-not-be-covered-by-your-homeowners-policy-if-you-have-sold-prints-in-the-past\" rel=\" noopener\">PHOTOGRAPHY EQUIPMENT INSURANCE: YOU MAY NOT BE COVERED BY HOMEOWNERS</a></p>\n<p class=\"p1\"><a href=\"/articles/photography-business-do-i-need-insurance\" rel=\" noopener\">I’M JUST STARTING OUT IN MY PHOTOGRAPHY BUSINESS; DO I NEED INSURANCE?</a></p>\n<p class=\"p1\"><a href=\"/articles/4-questions-to-consider-when-buying-photography-business-insurance\" rel=\" noopener\">4 QUESTIONS TO CONSIDER WHEN BUYING PHOTOGRAPHY BUSINESS INSURANCE</a></p>\n<p class=\"p1\">THEFT FROM VEHICLE: PHOTOGRAPHY INSURANCE EXPLAINED</p>\n<p class=\"p1\"><a href=\"/articles/how-to-save-money-on-your-camera-insurance-if-you-are-a-photographer-or-videographer\" rel=\" noopener\">PHOTOGRAPHERS &amp; VIDEOGRAPHERS: SAVE MONEY ON YOUR CAMERA INSURANCE</a></p>\n<p class=\"p1\"><a href=\"/articles/camera-insurance-how-to-reduce-the-cost-to-insure-your-photography-equipment\" rel=\" noopener\">HOW TO REDUCE THE COST TO INSURE YOUR PHOTOGRAPHY EQUIPMENT</a></p>\n<p class=\"p1\"><a href=\"/articles/how-to-protect-your-camera-lenses\" rel=\" noopener\">HOW TO PROTECT YOUR CAMERA LENS(ES)</a></p>\n<p class=\"p1\"><a href=\"/articles/what-to-know-about-rain-photography-protecting-your-camera-in-rain\" rel=\" noopener\">WHAT TO KNOW ABOUT RAIN PHOTOGRAPHY: PROTECTING YOUR CAMERA IN RAIN</a></p>\n<p class=\"p1\"><a href=\"/articles/underwater-photography-in-water-photography-camera-protection\" rel=\" noopener\">UNDERWATER PHOTOGRAPHY BEST PRACTICES / IN-WATER PHOTOGRAPHY</a></p>\n<p class=\"p1\"><a href=\"/articles/protect-your-camera-from-overheating\" rel=\" noopener\">PROTECT YOUR CAMERA GEAR FROM OVERHEATING</a></p>\n<p class=\"p1\"><a href=\"/articles/how-to-protect-your-camera-from-sand\" rel=\" noopener\">PROTECT YOUR CAMERA AT THE BEACH / PROTECT YOUR CAMERA FROM SAND</a></p>\n<p class=\"p1\"><a href=\"/articles/organizing-your-camera-gear\" rel=\" noopener\">ORGANIZING YOUR CAMERA GEAR / KEEP TRACK OF YOUR PHOTOGRAPHY GEAR</a></p>\n<p class=\"p1\"><a href=\"/articles/insurance-for-photos-booths-photo-booth-insurance-from-front-row\" rel=\" noopener\">INSURANCE FOR PHOTOS BOOTHS | PHOTO BOOTH INSURANCE FROM FRONT ROW</a></p>\n<p class=\"p1\"><a href=\"/articles/video-how-do-i-add-an-additional-insured-to-my-policy\" rel=\" noopener\">HOW DO I ADD AN ADDITIONAL INSURED TO MY POLICY?</a></p>\n<p class=\"p1\"><a href=\"/articles/5-things-to-know-about-making-a-photography-insurance-claim\" rel=\" noopener\">5 THINGS TO KNOW ABOUT MAKING A PHOTOGRAPHY INSURANCE CLAIM</a></p>\n<p class=\"p1\"><a href=\"/articles/online-camera-insurance-policies-for-photographers\" rel=\" noopener\">FRONT ROW: OFFERING ONLINE CAMERA INSURANCE POLICIES FOR PHOTOGRAPHERS</a></p>"},"deleted_at":1649437116972,"id":"post_body","label":"Blog Content","name":"post_body","type":"rich_text"}}}

Theft from Vehicle: Photography Insurance Theft Claims Explained

Theft from Vehicle: PHOTOGRAPHY INSURANCE explained

Theft from a vehicle: Is my equipment covered?

For professional photographers, the world is their workplace. They need to be able to pick up and go wherever—and whenever—the light is magic. That means they’re travelling with valuable equipment, and that means, theft from a vehicle is a serious concern. Did you know some insurance policies don’t cover theft from a vehicle? Crazy, right? At Front Row Insurance, our Photographers insurance program WILL cover your equipment if it is stolen from an unattended vehicle, but with some important conditions.

  • The vehicle had to have been locked.
  • There needs to be visible evidence of forced entry.
  • You need to file a police report.

“Hold-up” (as in, “stick-‘em-up!”) is also covered under our policies, so if someone forces you to unlock your vehicle using threat of violence, you will still be covered. But again, you need to file a police report. Understanding these conditions prepares you to understand how your Photographer’s insurance policy will (or won’t) respond in the event of a theft from a vehicle.

Remember, even with camera gear insurance, it’s better if your gear never gets stolen in the first place! Insurance is just one tool you have to protect your business from losses, but you should also be practicing good risk management. Tips below:

  • Don’t leave your gear in an unattended vehicle if you can help it.
  • Use good judgment when choosing locations and parking spots.
  • Keep your gear in the trunk or out of sight.
  • Travel lean – only bring with you the gear you know you will need.
  • Unload your gear into your residence.

At Front Row Insurance, we offer 12 month prior policies that cover you worldwide, except in countries subject to trade restrictions. All your equipment is covered for replacement cost, and coverage for rented equipment is also available. Plus, as part of your policy you automatically get:

  • $5,000 in Laptop Coverage + $10,000 Office Contents Coverage.
  • $10,000 of coverage for newly acquired equipment for up to 30-day.
  • $7,500 in Library Stock (Portfolio) coverage.
  • $15,000 in Money and Securities coverage. (subject to change)

You can also purchase Commercial General Liability with our Photographers policies. Photographer liability covers property damage and bodily injury that you cause while shooting on location or in a rented studio. It can pay for legal fees, too. You can get a quote online in 2 minutes that ensures industry-low prices. Click here to get started.

 

Related Posts:

FREE EBOOK! PHOTOGRAPHY INSURANCE 101: PROTECT YOUR CAMERA GEAR

PHOTOGRAPHY EQUIPMENT INSURANCE: YOU MAY NOT BE COVERED BY HOMEOWNERS

I’M JUST STARTING OUT IN MY PHOTOGRAPHY BUSINESS; DO I NEED INSURANCE?

4 QUESTIONS TO CONSIDER WHEN BUYING PHOTOGRAPHY BUSINESS INSURANCE

"MYSTERIOUS DISAPPEARANCE" EXPLAINED

THEFT FROM VEHICLE: PHOTOGRAPHY INSURANCE EXPLAINED

PHOTOGRAPHERS & VIDEOGRAPHERS: SAVE MONEY ON YOUR CAMERA INSURANCE

HOW TO REDUCE THE COST TO INSURE YOUR PHOTOGRAPHY EQUIPMENT

HOW TO PROTECT YOUR CAMERA LENS(ES)

WHAT TO KNOW ABOUT RAIN PHOTOGRAPHY: PROTECTING YOUR CAMERA IN RAIN

UNDERWATER PHOTOGRAPHY BEST PRACTICES / IN-WATER PHOTOGRAPHY

PROTECT YOUR CAMERA GEAR FROM OVERHEATING

PROTECT YOUR CAMERA AT THE BEACH / PROTECT YOUR CAMERA FROM SAND

ORGANIZING YOUR CAMERA GEAR / KEEP TRACK OF YOUR PHOTOGRAPHY GEAR

INSURANCE FOR PHOTOS BOOTHS | PHOTO BOOTH INSURANCE FROM FRONT ROW

HOW DO I ADD AN ADDITIONAL INSURED TO MY POLICY?

5 THINGS TO KNOW ABOUT MAKING A PHOTOGRAPHY INSURANCE CLAIM

FRONT ROW: OFFERING ONLINE CAMERA INSURANCE POLICIES FOR PHOTOGRAPHERS

Submit a comment