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Generated by ClassySchema.org on Thu, 27 Apr 2023 14:27:26 GMT -->\n<script type=\"application/ld+json\">\n{\n\t\"@context\": \"https://schema.org\",\n\t\"@type\": \"VideoObject\",\n\t\"name\": \"The Three Parts of Film Production Insurance Explained\",\n\t\"description\": \"Courtesy of the CineVic podcast: https://cinevic.buzzsprout.com/\",\n\t\"thumbnailUrl\": \"https://i.ytimg.com/vi/cxnmlcOsMcc/mqdefault.jpg\",\n\t\"duration\": \"PT2M13S\",\n\t\"contentUrl\": \"https://www.youtube.com/watch?v=cxnmlcOsMcc\",\n\t\"embedUrl\": \"https://www.youtube.com/embed/cxnmlcOsMcc\",\n\t\"uploadDate\": \"2023-04-27\",\n\t\"potentialAction\": {\n\t\t\"@type\": \"SeekToAction\",\n\t\t\"target\": \"https://youtu.be/cxnmlcOsMcc?t={seek_to_second_number}\",\n\t\t\"startOffset-input\": \"required name=seek_to_second_number\"\n\t}\n}\n</script>\n<!-- END - Generated by ClassySchema.org-->","header":null,"htmlTitle":"The Three Parts of Film Production Insurance Explained by a Broker","id":113096794770,"includeDefaultCustomCss":null,"isCaptchaRequired":true,"isCrawlableByBots":false,"isDraft":false,"isInstanceLayoutPage":false,"isInstantEmailEnabled":true,"isPublished":true,"isSocialPublishingEnabled":false,"keywords":[],"label":"<span id=\"hs_cos_wrapper_name\" class=\"hs_cos_wrapper hs_cos_wrapper_meta_field hs_cos_wrapper_type_text\" style=\"\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"text\" >The Three Parts of Film Production Insurance Explained by a Broker</span>","language":"en","lastEditSessionId":null,"lastEditUpdateId":null,"layoutSections":{},"legacyBlogTabid":null,"legacyId":null,"legacyPostGuid":null,"linkRelCanonicalUrl":null,"listTemplate":"prox_frontrow/templates/blog/blog-listing.html","liveDomain":"www.frontrowinsurance.com","mab":false,"mabExperimentId":null,"mabMaster":false,"mabVariant":false,"meta":{"html_title":"The Three Parts of Film Production Insurance Explained by a Broker","tag_ids":[949708814,949708904,949708959,956557290,3091662992,4234514579,4250588352],"topic_ids":[949708814,949708904,949708959,956557290,3091662992,4234514579,4250588352],"post_summary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/cxnmlcOsMcc?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","post_body":"\n\n\n\n <span id=\"hs_cos_wrapper_post_body\" class=\"hs_cos_wrapper hs_cos_wrapper_meta_field hs_cos_wrapper_type_rich_text\" style=\"\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"rich_text\" ><div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/cxnmlcOsMcc?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Mike Groner</strong>: Production insurance I would break down into three different parts. The first being the <span style=\"font-weight: bold;\">liability</span>; that’s your <a href=\"/articles/commercial-general-liability\" rel=\"noopener\">commercial general liability</a>, also known as public liability. That’s the bodily injury or property damage to the public. No equipment vendor is going to let you out the door without liability insurance. You’re not going to get a film permit without liability insurance, and a financier is not going to give you your drawdown without liability insurance because no one wants to be sued on your behalf.</p>\n<p>The second and most common part is the <span style=\"font-weight: bold;\">property</span> section. This will insure your <a href=\"/articles/production-equipment-and-props-sets-wardrobe-insurance\" rel=\"noopener\">props, set, wardrobe</a>, production equipment, cameras, lighting, grip, as well as damage to <a href=\"/articles/articles/bid/110340/film-production-insurance-and-renting-crew-personal-vehicles\" rel=\"noopener\">vehicles being rented</a> by the production whether they’re on camera or behind camera. <a href=\"/grip-van-grip-truck-insurance\" rel=\"noopener\">Grip trucks</a>, mobile studio units, trailers, etc. That’s all the physical damage to those types of property.</p>\n<p>The third section is sort of the unknown part to most people who are out to buy film insurance and that’s <span style=\"font-weight: bold;\">first-party coverage</span> or <a href=\"/articles/articles/bid/75392/film-production-equipment-insurance-why-you-need-extra-expense\" rel=\"noopener\">extra expense coverage</a>. The big one there and the one we tend to see the largest claims on is <a href=\"/articles/articles/bid/61710/cast-insurance-5-reasons-to-use-an-approved-cast-doctor\" rel=\"noopener\">cast insurance</a>. This insures your key cast members or your director if they get sick, injured or die. It doesn’t cover workers compensation and it doesn’t protect the artists themselves; what it’s doing is protecting the production company for expenses that the company would incur if they had to do a reshoot or shut down production to wait for that artist or director to get better. Or, in severe cases where maybe someone dies, or they’re not going to get better quick enough for the production to get done, it would cover the cost to go back and reshoot with a new artist.</p>\n<p>Some of the big examples of this would be <a href=\"https://www.frontrowinsurance.com/articles/example-of-a-cast-insurance-claim\">Heath Ledger on <em>The Imaginarium of Doctor Parnassus</em></a><em> </em>(2009) or <a href=\"https://www.frontrowinsurance.com/articles/how-to-call-a-wrap-on-top-film-insurance-claims\">Paul Walker dying</a> during one of the episodes of the <em>Fast &amp; Furious</em> films and that’s actually the largest cast claim in history; upwards of $50 million.</p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/film-production-insurance\">film production insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/michael-groner\" rel=\"noopener\">Mike Groner Bio</a></li>\n<li><a href=\"/articles/articles/bid/24987/film-production-insurance-why-it-is-needed\" rel=\"noopener\">Film Insurance: Why is it Needed?</a></li>\n<li><a href=\"/articles/entertainment-insurance-package-policy\" rel=\"noopener\">Entertainment Package Policy Explained</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\">Content courtesy of the <a href=\"https://cinevic.buzzsprout.com\" rel=\"nofollow noopener\">CineVic podcast</a></span></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p></span>\n","rss_summary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/cxnmlcOsMcc?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n","rss_body":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/cxnmlcOsMcc?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Mike Groner</strong>: Production insurance I would break down into three different parts. The first being the <span style=\"font-weight: bold;\">liability</span>; that’s your <a href=\"/articles/commercial-general-liability\" rel=\"noopener\">commercial general liability</a>, also known as public liability. That’s the bodily injury or property damage to the public. No equipment vendor is going to let you out the door without liability insurance. You’re not going to get a film permit without liability insurance, and a financier is not going to give you your drawdown without liability insurance because no one wants to be sued on your behalf.</p>\n<p>The second and most common part is the <span style=\"font-weight: bold;\">property</span> section. This will insure your <a href=\"/articles/production-equipment-and-props-sets-wardrobe-insurance\" rel=\"noopener\">props, set, wardrobe</a>, production equipment, cameras, lighting, grip, as well as damage to <a href=\"/articles/articles/bid/110340/film-production-insurance-and-renting-crew-personal-vehicles\" rel=\"noopener\">vehicles being rented</a> by the production whether they’re on camera or behind camera. <a href=\"/grip-van-grip-truck-insurance\" rel=\"noopener\">Grip trucks</a>, mobile studio units, trailers, etc. That’s all the physical damage to those types of property.</p>\n<p>The third section is sort of the unknown part to most people who are out to buy film insurance and that’s <span style=\"font-weight: bold;\">first-party coverage</span> or <a href=\"/articles/articles/bid/75392/film-production-equipment-insurance-why-you-need-extra-expense\" rel=\"noopener\">extra expense coverage</a>. The big one there and the one we tend to see the largest claims on is <a href=\"/articles/articles/bid/61710/cast-insurance-5-reasons-to-use-an-approved-cast-doctor\" rel=\"noopener\">cast insurance</a>. This insures your key cast members or your director if they get sick, injured or die. It doesn’t cover workers compensation and it doesn’t protect the artists themselves; what it’s doing is protecting the production company for expenses that the company would incur if they had to do a reshoot or shut down production to wait for that artist or director to get better. Or, in severe cases where maybe someone dies, or they’re not going to get better quick enough for the production to get done, it would cover the cost to go back and reshoot with a new artist.</p>\n<p>Some of the big examples of this would be <a href=\"https://www.frontrowinsurance.com/articles/example-of-a-cast-insurance-claim\">Heath Ledger on <em>The Imaginarium of Doctor Parnassus</em></a><em> </em>(2009) or <a href=\"https://www.frontrowinsurance.com/articles/how-to-call-a-wrap-on-top-film-insurance-claims\">Paul Walker dying</a> during one of the episodes of the <em>Fast &amp; Furious</em> films and that’s actually the largest cast claim in history; upwards of $50 million.</p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/film-production-insurance\">film production insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/michael-groner\" rel=\"noopener\">Mike Groner Bio</a></li>\n<li><a href=\"/articles/articles/bid/24987/film-production-insurance-why-it-is-needed\" rel=\"noopener\">Film Insurance: Why is it Needed?</a></li>\n<li><a href=\"/articles/entertainment-insurance-package-policy\" rel=\"noopener\">Entertainment Package Policy Explained</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\">Content courtesy of the <a href=\"https://cinevic.buzzsprout.com\" rel=\"nofollow noopener\">CineVic podcast</a></span></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","public_access_rules":[],"public_access_rules_enabled":false,"use_featured_image":true,"enable_google_amp_output_override":false,"generate_json_ld_enabled":true,"blog_post_schedule_task_uid":null,"blog_publish_to_social_media_task":"DONE","blog_publish_instant_email_task_uid":"DONE","blog_publish_instant_email_campaign_id":null,"blog_publish_instant_email_retry_count":null,"keywords":[],"composition_id":0,"is_crawlable_by_bots":false,"published_at":1698678788107,"state_when_deleted":null,"meta_description":"Mike Groner: Production insurance I would break down into three different parts. The first being the liability; that’s your commercial general liability.","meta_keywords":null,"past_mab_experiment_ids":[],"deleted_by":null,"featured_image_alt_text":"Woman on set: film insurance explained","layout_sections":{},"password":null,"header":null,"head_html":"<!-- START - Generated by ClassySchema.org on Thu, 27 Apr 2023 14:27:26 GMT -->\n<script type=\"application/ld+json\">\n{\n\t\"@context\": \"https://schema.org\",\n\t\"@type\": \"VideoObject\",\n\t\"name\": \"The Three Parts of Film Production Insurance Explained\",\n\t\"description\": \"Courtesy of the CineVic podcast: https://cinevic.buzzsprout.com/\",\n\t\"thumbnailUrl\": \"https://i.ytimg.com/vi/cxnmlcOsMcc/mqdefault.jpg\",\n\t\"duration\": \"PT2M13S\",\n\t\"contentUrl\": \"https://www.youtube.com/watch?v=cxnmlcOsMcc\",\n\t\"embedUrl\": \"https://www.youtube.com/embed/cxnmlcOsMcc\",\n\t\"uploadDate\": \"2023-04-27\",\n\t\"potentialAction\": {\n\t\t\"@type\": \"SeekToAction\",\n\t\t\"target\": \"https://youtu.be/cxnmlcOsMcc?t={seek_to_second_number}\",\n\t\t\"startOffset-input\": \"required name=seek_to_second_number\"\n\t}\n}\n</script>\n<!-- END - Generated by ClassySchema.org-->","footer_html":null,"attached_stylesheets":[],"enable_domain_stylesheets":null,"include_default_custom_css":null,"enable_layout_stylesheets":null,"tweet":null,"tweet_at":null,"campaign_name":null,"campaign_utm":null,"tweet_immediately":false,"publish_immediately":true,"security_state":"NONE","scheduled_update_date":0,"placement_guids":[],"property_for_dynamic_page_title":null,"property_for_dynamic_page_slug":null,"property_for_dynamic_page_meta_description":null,"property_for_dynamic_page_featured_image":null,"property_for_dynamic_page_canonical_url":null,"preview_image_src":null,"legacy_blog_tabid":null,"legacy_post_guid":null,"performable_variation_letter":null,"style_override_id":null,"has_user_changes":true,"css":{},"css_text":"","unpublished_at":1698678781341,"published_by_id":7915797,"allowed_slug_conflict":false,"ai_features":null,"link_rel_canonical_url":null,"page_redirected":false,"page_expiry_enabled":null,"page_expiry_date":null,"page_expiry_redirect_id":null,"page_expiry_redirect_url":null,"deleted_by_id":null,"cloned_from":null,"staged_from":null,"personas":[],"compose_body":null,"featured_image":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/WIFT/woman-on-set-shutterstock_1958449243-forweb600.jpg","featured_image_width":600,"featured_image_height":400,"publish_timezone_offset":null,"theme_settings_values":null,"last_edit_session_id":null,"last_edit_update_id":null,"created_by_agent":null},"metaDescription":"Mike Groner: Production insurance I would break down into three different parts. The first being the liability; that’s your commercial general liability.","metaKeywords":null,"name":"<span id=\"hs_cos_wrapper_name\" class=\"hs_cos_wrapper hs_cos_wrapper_meta_field hs_cos_wrapper_type_text\" style=\"\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"text\" >The Three Parts of Film Production Insurance Explained by a Broker</span>","nextPostFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/blog-image-uploads/Byron%20Pascoe/fair-dealing-shutterstock_2227141053-forweb600.jpg","nextPostFeaturedImageAltText":"Fair dealing","nextPostName":"How do fair dealing and public domain apply to music used in a production?","nextPostSlug":"articles/how-do-fair-dealing-and-public-domain-apply-to-music","pageExpiryDate":null,"pageExpiryEnabled":null,"pageExpiryRedirectId":null,"pageExpiryRedirectUrl":null,"pageRedirected":false,"pageTitle":"The Three Parts of Film Production Insurance Explained by a Broker","parentBlog":{"absoluteUrl":"https://www.frontrowinsurance.com/articles","allowComments":true,"ampBodyColor":"#404040","ampBodyFont":"'Helvetica Neue', Helvetica, Arial, sans-serif","ampBodyFontSize":"18","ampCustomCss":"","ampHeaderBackgroundColor":"#ffffff","ampHeaderColor":"#1e1e1e","ampHeaderFont":"'Helvetica Neue', Helvetica, Arial, sans-serif","ampHeaderFontSize":"36","ampLinkColor":"#416bb3","ampLogoAlt":"Front Row Insurance logo","ampLogoHeight":63,"ampLogoSrc":"https://cdn2.hubspot.net/hubfs/61352/front-row-logo.png","ampLogoWidth":175,"analyticsPageId":137640,"attachedStylesheets":[],"audienceAccess":"PUBLIC","businessUnitId":null,"captchaAfterDays":7,"captchaAlways":false,"categoryId":3,"cdnPurgeEmbargoTime":null,"closeCommentsOlder":0,"commentDateFormat":"medium","commentFormGuid":"7a447743-bbf2-4b55-a759-b405bf392a7d","commentMaxThreadDepth":3,"commentModeration":true,"commentNotificationEmails":["mike@frontrowinsurance.com","grant@frontrowinsurance.com"],"commentShouldCreateContact":true,"commentVerificationText":"","cosObjectType":"BLOG","created":1401900293000,"createdDateTime":1401900293000,"dailyNotificationEmailId":"952268096","dateFormattingLanguage":"en_US","defaultGroupStyleId":"","defaultNotificationFromName":"","defaultNotificationReplyTo":"","deletedAt":0,"description":"The Front Row Insurance Blog where you can learn and converse about all things entertainment insurance related.","domain":"","domainWhenPublished":"www.frontrowinsurance.com","emailApiSubscriptionId":283237,"enableGoogleAmpOutput":true,"enableSocialAutoPublishing":false,"generateJsonLdEnabled":false,"header":null,"htmlFooter":"<!-- DELTA-->","htmlFooterIsShared":false,"htmlHead":"<!-- Blog Schema by Front Row Insurance // https://www.frontrowinsurance.com/ -->\n\n<script type=\"application/ld+json\">\n {\n \"@context\": \"http://schema.org\",\n \"@type\": \"BlogPosting\",\n \"mainEntityOfPage\":{\n \"@type\":\"WebPage\",\n \"@id\":\"https://www.frontrowinsurance.com/articles/three-parts-of-film-production-insurance-explained\"\n },\n \"headline\": \"The Three Parts of Film Production Insurance Explained by a Broker\",\n \"image\": {\n \"@type\": \"ImageObject\",\n \"url\": \"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/WIFT/woman-on-set-shutterstock_1958449243-forweb600.jpg\"\n },\n \"datePublished\": \"2023-10-30 15:13:08\",\n \"dateModified\": \"\",\n \"author\": {\n \"@type\": \"Person\",\n \"name\": \"') }}\"\n },\n \"publisher\": {\n \"@type\": \"Organization\",\n \"name\": \"FRONT ROW INSURANCE BROKERS\",\n \"logo\": {\n \"@type\": \"ImageObject\",\n \"url\": \"https://cdn2.hubspot.net/hubfs/61352/images/Logos/FR_logo_%5BConverted,-Inverted%5D.png\"\n }\n },\n \"description\": \"Mike Groner: Production insurance I would break down into three different parts. 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The first being the <span style=\"font-weight: bold;\">liability</span>; that’s your <a href=\"/articles/commercial-general-liability\" rel=\"noopener\">commercial general liability</a>, also known as public liability. That’s the bodily injury or property damage to the public. No equipment vendor is going to let you out the door without liability insurance. You’re not going to get a film permit without liability insurance, and a financier is not going to give you your drawdown without liability insurance because no one wants to be sued on your behalf.</p>\n<p>The second and most common part is the <span style=\"font-weight: bold;\">property</span> section. This will insure your <a href=\"/articles/production-equipment-and-props-sets-wardrobe-insurance\" rel=\"noopener\">props, set, wardrobe</a>, production equipment, cameras, lighting, grip, as well as damage to <a href=\"/articles/articles/bid/110340/film-production-insurance-and-renting-crew-personal-vehicles\" rel=\"noopener\">vehicles being rented</a> by the production whether they’re on camera or behind camera. <a href=\"/grip-van-grip-truck-insurance\" rel=\"noopener\">Grip trucks</a>, mobile studio units, trailers, etc. That’s all the physical damage to those types of property.</p>\n<p>The third section is sort of the unknown part to most people who are out to buy film insurance and that’s <span style=\"font-weight: bold;\">first-party coverage</span> or <a href=\"/articles/articles/bid/75392/film-production-equipment-insurance-why-you-need-extra-expense\" rel=\"noopener\">extra expense coverage</a>. The big one there and the one we tend to see the largest claims on is <a href=\"/articles/articles/bid/61710/cast-insurance-5-reasons-to-use-an-approved-cast-doctor\" rel=\"noopener\">cast insurance</a>. This insures your key cast members or your director if they get sick, injured or die. It doesn’t cover workers compensation and it doesn’t protect the artists themselves; what it’s doing is protecting the production company for expenses that the company would incur if they had to do a reshoot or shut down production to wait for that artist or director to get better. Or, in severe cases where maybe someone dies, or they’re not going to get better quick enough for the production to get done, it would cover the cost to go back and reshoot with a new artist.</p>\n<p>Some of the big examples of this would be <a href=\"https://www.frontrowinsurance.com/articles/example-of-a-cast-insurance-claim\">Heath Ledger on <em>The Imaginarium of Doctor Parnassus</em></a><em> </em>(2009) or <a href=\"https://www.frontrowinsurance.com/articles/how-to-call-a-wrap-on-top-film-insurance-claims\">Paul Walker dying</a> during one of the episodes of the <em>Fast &amp; Furious</em> films and that’s actually the largest cast claim in history; upwards of $50 million.</p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/film-production-insurance\">film production insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/michael-groner\" rel=\"noopener\">Mike Groner Bio</a></li>\n<li><a href=\"/articles/articles/bid/24987/film-production-insurance-why-it-is-needed\" rel=\"noopener\">Film Insurance: Why is it Needed?</a></li>\n<li><a href=\"/articles/entertainment-insurance-package-policy\" rel=\"noopener\">Entertainment Package Policy Explained</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\">Content courtesy of the <a href=\"https://cinevic.buzzsprout.com\" rel=\"nofollow noopener\">CineVic podcast</a></span></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p></span>\n","postBodyRss":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/cxnmlcOsMcc?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Mike Groner</strong>: Production insurance I would break down into three different parts. The first being the <span style=\"font-weight: bold;\">liability</span>; that’s your <a href=\"/articles/commercial-general-liability\" rel=\"noopener\">commercial general liability</a>, also known as public liability. That’s the bodily injury or property damage to the public. No equipment vendor is going to let you out the door without liability insurance. You’re not going to get a film permit without liability insurance, and a financier is not going to give you your drawdown without liability insurance because no one wants to be sued on your behalf.</p>\n<p>The second and most common part is the <span style=\"font-weight: bold;\">property</span> section. This will insure your <a href=\"/articles/production-equipment-and-props-sets-wardrobe-insurance\" rel=\"noopener\">props, set, wardrobe</a>, production equipment, cameras, lighting, grip, as well as damage to <a href=\"/articles/articles/bid/110340/film-production-insurance-and-renting-crew-personal-vehicles\" rel=\"noopener\">vehicles being rented</a> by the production whether they’re on camera or behind camera. <a href=\"/grip-van-grip-truck-insurance\" rel=\"noopener\">Grip trucks</a>, mobile studio units, trailers, etc. That’s all the physical damage to those types of property.</p>\n<p>The third section is sort of the unknown part to most people who are out to buy film insurance and that’s <span style=\"font-weight: bold;\">first-party coverage</span> or <a href=\"/articles/articles/bid/75392/film-production-equipment-insurance-why-you-need-extra-expense\" rel=\"noopener\">extra expense coverage</a>. The big one there and the one we tend to see the largest claims on is <a href=\"/articles/articles/bid/61710/cast-insurance-5-reasons-to-use-an-approved-cast-doctor\" rel=\"noopener\">cast insurance</a>. This insures your key cast members or your director if they get sick, injured or die. It doesn’t cover workers compensation and it doesn’t protect the artists themselves; what it’s doing is protecting the production company for expenses that the company would incur if they had to do a reshoot or shut down production to wait for that artist or director to get better. Or, in severe cases where maybe someone dies, or they’re not going to get better quick enough for the production to get done, it would cover the cost to go back and reshoot with a new artist.</p>\n<p>Some of the big examples of this would be <a href=\"https://www.frontrowinsurance.com/articles/example-of-a-cast-insurance-claim\">Heath Ledger on <em>The Imaginarium of Doctor Parnassus</em></a><em> </em>(2009) or <a href=\"https://www.frontrowinsurance.com/articles/how-to-call-a-wrap-on-top-film-insurance-claims\">Paul Walker dying</a> during one of the episodes of the <em>Fast &amp; Furious</em> films and that’s actually the largest cast claim in history; upwards of $50 million.</p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/film-production-insurance\">film production insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/michael-groner\" rel=\"noopener\">Mike Groner Bio</a></li>\n<li><a href=\"/articles/articles/bid/24987/film-production-insurance-why-it-is-needed\" rel=\"noopener\">Film Insurance: Why is it Needed?</a></li>\n<li><a href=\"/articles/entertainment-insurance-package-policy\" rel=\"noopener\">Entertainment Package Policy Explained</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\">Content courtesy of the <a href=\"https://cinevic.buzzsprout.com\" rel=\"nofollow noopener\">CineVic podcast</a></span></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p>","postEmailContent":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/cxnmlcOsMcc?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postFeaturedImageIfEnabled":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/WIFT/woman-on-set-shutterstock_1958449243-forweb600.jpg","postListContent":"\n\n\n\n <span id=\"hs_cos_wrapper_post_body\" class=\"hs_cos_wrapper hs_cos_wrapper_meta_field hs_cos_wrapper_type_rich_text\" style=\"\" data-hs-cos-general-type=\"meta_field\" data-hs-cos-type=\"rich_text\" ><div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/cxnmlcOsMcc?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Mike Groner</strong>: Production insurance I would break down into three different parts. The first being the <span style=\"font-weight: bold;\">liability</span>; that’s your <a href=\"/articles/commercial-general-liability\" rel=\"noopener\">commercial general liability</a>, also known as public liability. That’s the bodily injury or property damage to the public. No equipment vendor is going to let you out the door without liability insurance. You’re not going to get a film permit without liability insurance, and a financier is not going to give you your drawdown without liability insurance because no one wants to be sued on your behalf.</p>\n<p>The second and most common part is the <span style=\"font-weight: bold;\">property</span> section. This will insure your <a href=\"/articles/production-equipment-and-props-sets-wardrobe-insurance\" rel=\"noopener\">props, set, wardrobe</a>, production equipment, cameras, lighting, grip, as well as damage to <a href=\"/articles/articles/bid/110340/film-production-insurance-and-renting-crew-personal-vehicles\" rel=\"noopener\">vehicles being rented</a> by the production whether they’re on camera or behind camera. <a href=\"/grip-van-grip-truck-insurance\" rel=\"noopener\">Grip trucks</a>, mobile studio units, trailers, etc. That’s all the physical damage to those types of property.</p>\n<p>The third section is sort of the unknown part to most people who are out to buy film insurance and that’s <span style=\"font-weight: bold;\">first-party coverage</span> or <a href=\"/articles/articles/bid/75392/film-production-equipment-insurance-why-you-need-extra-expense\" rel=\"noopener\">extra expense coverage</a>. The big one there and the one we tend to see the largest claims on is <a href=\"/articles/articles/bid/61710/cast-insurance-5-reasons-to-use-an-approved-cast-doctor\" rel=\"noopener\">cast insurance</a>. This insures your key cast members or your director if they get sick, injured or die. It doesn’t cover workers compensation and it doesn’t protect the artists themselves; what it’s doing is protecting the production company for expenses that the company would incur if they had to do a reshoot or shut down production to wait for that artist or director to get better. Or, in severe cases where maybe someone dies, or they’re not going to get better quick enough for the production to get done, it would cover the cost to go back and reshoot with a new artist.</p>\n<p>Some of the big examples of this would be <a href=\"https://www.frontrowinsurance.com/articles/example-of-a-cast-insurance-claim\">Heath Ledger on <em>The Imaginarium of Doctor Parnassus</em></a><em> </em>(2009) or <a href=\"https://www.frontrowinsurance.com/articles/how-to-call-a-wrap-on-top-film-insurance-claims\">Paul Walker dying</a> during one of the episodes of the <em>Fast &amp; Furious</em> films and that’s actually the largest cast claim in history; upwards of $50 million.</p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/film-production-insurance\">film production insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/michael-groner\" rel=\"noopener\">Mike Groner Bio</a></li>\n<li><a href=\"/articles/articles/bid/24987/film-production-insurance-why-it-is-needed\" rel=\"noopener\">Film Insurance: Why is it Needed?</a></li>\n<li><a href=\"/articles/entertainment-insurance-package-policy\" rel=\"noopener\">Entertainment Package Policy Explained</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\">Content courtesy of the <a href=\"https://cinevic.buzzsprout.com\" rel=\"nofollow noopener\">CineVic podcast</a></span></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.</span></p></span>\n","postListSummaryFeaturedImage":"","postRssContent":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\"> \n <div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\">\n <iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/cxnmlcOsMcc?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe>\n </div> \n</div>","postRssSummaryFeaturedImage":"https://61352.fs1.hubspotusercontent-na1.net/hubfs/61352/WIFT/woman-on-set-shutterstock_1958449243-forweb600.jpg","postSummary":"<div class=\"hs-responsive-embed-wrapper hs-responsive-embed\" style=\"width: 100%; 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height: auto; position: relative; overflow: hidden; padding: 0; max-width: 560px; max-height: 315px; min-width: 256px; margin: 0px auto; display: block;\">\n<div class=\"hs-responsive-embed-inner-wrapper\" style=\"position: relative; overflow: hidden; max-width: 100%; padding-bottom: 56.25%; margin: 0;\"><iframe class=\"hs-responsive-embed-iframe\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: none;\" title=\"YouTube video player\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" xml=\"lang\" src=\"https://www.youtube.com/embed/cxnmlcOsMcc?rel=0\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen data-service=\"youtube\"></iframe></div>\n</div>\n<!--more-->\n<p><strong><br>Mike Groner</strong>: Production insurance I would break down into three different parts. The first being the <span style=\"font-weight: bold;\">liability</span>; that’s your <a href=\"/articles/commercial-general-liability\" rel=\"noopener\">commercial general liability</a>, also known as public liability. That’s the bodily injury or property damage to the public. No equipment vendor is going to let you out the door without liability insurance. You’re not going to get a film permit without liability insurance, and a financier is not going to give you your drawdown without liability insurance because no one wants to be sued on your behalf.</p>\n<p>The second and most common part is the <span style=\"font-weight: bold;\">property</span> section. This will insure your <a href=\"/articles/production-equipment-and-props-sets-wardrobe-insurance\" rel=\"noopener\">props, set, wardrobe</a>, production equipment, cameras, lighting, grip, as well as damage to <a href=\"/articles/articles/bid/110340/film-production-insurance-and-renting-crew-personal-vehicles\" rel=\"noopener\">vehicles being rented</a> by the production whether they’re on camera or behind camera. <a href=\"/grip-van-grip-truck-insurance\" rel=\"noopener\">Grip trucks</a>, mobile studio units, trailers, etc. That’s all the physical damage to those types of property.</p>\n<p>The third section is sort of the unknown part to most people who are out to buy film insurance and that’s <span style=\"font-weight: bold;\">first-party coverage</span> or <a href=\"/articles/articles/bid/75392/film-production-equipment-insurance-why-you-need-extra-expense\" rel=\"noopener\">extra expense coverage</a>. The big one there and the one we tend to see the largest claims on is <a href=\"/articles/articles/bid/61710/cast-insurance-5-reasons-to-use-an-approved-cast-doctor\" rel=\"noopener\">cast insurance</a>. This insures your key cast members or your director if they get sick, injured or die. It doesn’t cover workers compensation and it doesn’t protect the artists themselves; what it’s doing is protecting the production company for expenses that the company would incur if they had to do a reshoot or shut down production to wait for that artist or director to get better. Or, in severe cases where maybe someone dies, or they’re not going to get better quick enough for the production to get done, it would cover the cost to go back and reshoot with a new artist.</p>\n<p>Some of the big examples of this would be <a href=\"https://www.frontrowinsurance.com/articles/example-of-a-cast-insurance-claim\">Heath Ledger on <em>The Imaginarium of Doctor Parnassus</em></a><em> </em>(2009) or <a href=\"https://www.frontrowinsurance.com/articles/how-to-call-a-wrap-on-top-film-insurance-claims\">Paul Walker dying</a> during one of the episodes of the <em>Fast &amp; Furious</em> films and that’s actually the largest cast claim in history; upwards of $50 million.</p>\n<p>&nbsp;</p>\n<p><span style=\"font-weight: bold; font-style: italic;\">Are you a producer in Canada or the US?</span> Get a quote for <a href=\"https://www.frontrowinsurance.com/en/film-production-insurance\">film production insurance here</a>.</p>\n<p>&nbsp;</p>\n<h3>Related:</h3>\n<ul>\n<li><a href=\"/michael-groner\" rel=\"noopener\">Mike Groner Bio</a></li>\n<li><a href=\"/articles/articles/bid/24987/film-production-insurance-why-it-is-needed\" rel=\"noopener\">Film Insurance: Why is it Needed?</a></li>\n<li><a href=\"/articles/entertainment-insurance-package-policy\" rel=\"noopener\">Entertainment Package Policy Explained</a></li>\n</ul>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\">Content courtesy of the <a href=\"https://cinevic.buzzsprout.com\" rel=\"nofollow noopener\">CineVic podcast</a></span></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">About</span>: Front Row Insurance Brokers Inc. is an independent insurance broker that specializes in the entertainment industry – specifically, the film industry. Front Row works hard to provide insurance protection for a very low cost. Should a claim occur, Front Row works diligently with clients and insurers to expedite the payment.</span></p>\n<p style=\"font-size: 13px;\"><span style=\"font-style: italic;\"><span style=\"font-weight: bold;\">Disclaimer</span>: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your broker for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. 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The Three Parts of Film Production Insurance Explained by a Broker

Woman on set: film insurance explained


Mike Groner
: Production insurance I would break down into three different parts. The first being the liability; that’s your commercial general liability, also known as public liability. That’s the bodily injury or property damage to the public. No equipment vendor is going to let you out the door without liability insurance. You’re not going to get a film permit without liability insurance, and a financier is not going to give you your drawdown without liability insurance because no one wants to be sued on your behalf.

The second and most common part is the property section. This will insure your props, set, wardrobe, production equipment, cameras, lighting, grip, as well as damage to vehicles being rented by the production whether they’re on camera or behind camera. Grip trucks, mobile studio units, trailers, etc. That’s all the physical damage to those types of property.

The third section is sort of the unknown part to most people who are out to buy film insurance and that’s first-party coverage or extra expense coverage. The big one there and the one we tend to see the largest claims on is cast insurance. This insures your key cast members or your director if they get sick, injured or die. It doesn’t cover workers compensation and it doesn’t protect the artists themselves; what it’s doing is protecting the production company for expenses that the company would incur if they had to do a reshoot or shut down production to wait for that artist or director to get better. Or, in severe cases where maybe someone dies, or they’re not going to get better quick enough for the production to get done, it would cover the cost to go back and reshoot with a new artist.

Some of the big examples of this would be Heath Ledger on The Imaginarium of Doctor Parnassus (2009) or Paul Walker dying during one of the episodes of the Fast & Furious films and that’s actually the largest cast claim in history; upwards of $50 million.

 

Are you a producer in Canada or the US? Get a quote for film production insurance here.

 

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Content courtesy of the CineVic podcast

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