4 Ways to Prevent Cyber Attacks in the Creative Industry

Posted by Amanda C. Poole on Jul 19, 2018 3:48:42 PM



dnoContent creation companies such those involved in: advertising and media, film production, graphic design or animation that operate without cyber security insurance are exposed to cyber-attacks.

Any company that produces creative content usually accepts and holds sensitive information for their clients. It could be: a film production company holding scripts from writers; ad agencies holding strategic plans to formulate an ad campaign; photographers holding secret marketing campaign ideas.

Consider the following:

  1. Educating your employees. All companies can take action by raising awareness through employee training. By teaching your employees: how to spot phishing email; how to properly dispose of sensitive information and having protocols to change passwords on a regular basis, the chance of preventing a cyber-attack is increased.
  2. Purchasing Cyber Security Insurance. Whether you are Sony Pictures or operating a small two person design studio, you are never going to be truly protected without cyber insurance. Sophisticated cyber hackers are now targeting small companies as bigger companies invest in better protections. 43% of all cyber attacks are now against small businesses.
  3. Being proactive. Business owners who are tuned into the ongoing cyber risks will always come out on top because they realize this is a growing exposure. 60% of small business that are hacked never recover and go out of business in 6 months after the cyber attack.
  4. Dealing with data. People don’t think they need cyber insurance because their data is backed up, on another server or encrypted. Unfortunately, anyone dealing with data has an exposure to cyber-attacks; this doesn’t ensure cyber security. 90% of all small business have no protocols in place to protect client data. Create a plan and follow it.

Need cyber insurance? Peace of Mind starts here:

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Types of Cyber Crime:

Phishing – obtaining valuable information such as a credit card details or passwords by posing as a trustworthy company (e.g., a supplier) via email.

Ransomware – When a company’s computer system is infiltrated by a malicious program that encrypts its files and demands a ransom (typically in bitcoin) to return the data.

Social Engineering – Criminals impersonate an executive of a company in an email in order to obtain a money transfer or sensitive data from an unsuspecting employee. These emails are often targeted to junior employees, who may be more susceptible due to lack of training or fear of not responding to the senior executive who was impersonated.


Get a quote online in 30 seconds or buy a policy in five minutes by clicking here now:

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About: Front Row Insurance Brokers Inc. is an independent insurance broker that provides cyber and office insurance for the lowest possible cost in addition to arranging custom policies for the entertainment industry. Should a claim occur, Front Row ensures that their clients receive the money they are owed per the insurance policy, as quickly as possible. Front Row has offices in Vancouver, Toronto, Montreal and Halifax.

Tags: Cyber Insurance Canada, Cyber Insurance, Online Hacker Insurance, Front row Cyber Insurance

Insurance Business Canada interviews Front Row Insurance

Posted by Amanda C. Poole on Jul 18, 2018 4:26:51 PM


Front Row was interviewed by Insurance Business Canada as expert providers of online cyber insurance.

Spend less and protect your business against cyber risk with online cyber security insurance.

Front Row Insurance Brokers now offers a small or medium-business cyber insurance policy so you pay only for what your business needs. No overselling, and no losses is a “no-brainer”.

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Front Row Insurance offers solution to small business cyber conundrum

Originally printed by: Bethan Moorcraft July 18, 2018

Approximately 99.8% of Canadian companies are considered small or medium-sized businesses (SMBs), employing 64% of private sector workers in Canada. The impact of SMBs on the Canadian economy is huge, and yet many smaller businesses struggle to protect themselves adequately against financial loss.

The complex realm of cyber insurance is an area where small business understanding falls short. Statistics suggest about 43% of all cyberattacks target small businesses and yet 90% of small businesses do not have cyber insurance. This common coverage gap is a top-of-mind issue for insurers around the world, with many suggesting educational and awareness campaigns as the key fix.

But what if the cyber insurance products in the market are the real problem here? What if small business owners can’t identify a product that they think meets their needs, budget and service expectations?

Vancouver-based Front Row Insurance recently launched a cyber product aimed specifically at the small business owner. It’s a fully-automated online policy, written by Chubb, which is very low touch and has even lower limits. The starter limit is $100,000, which can be purchased at a premium of $300, and the maximum limit is $1 million. The policy can be obtained online in just two or three minutes.   

“If you look at a graphic designer that’s billing $50,000 a year from their home office, the difference between a cyber policy that costs $800 and one that costs $300 is really significant – it’s 1% of their income,” said David Hamilton, CEO and president at Front Row Insurance. “We found that really small businesses, with one to three people, understand the need for cyber coverage but don’t want to pay a lot for it. Our $300 starter premium is very palatable and provides what we feel is an excellent starter policy for small business proprietors in Canada.”

So far, responses to the policy, which launched in April, have been positive. It has drawn particular interest from younger gig economy workers who are looking to bypass intermediaries and conduct business at any time of day when they can grasp a few spare moments. The online solution includes step-by-step tips and explanation points to help customers through the buying process.

“Take the example of the graphic designer. The Graphic Designers of Canada association has around 3,700 members, every one of whom should have a cyber policy. Why? If you’re a graphic designer and you’re taking business material from a client in order to design a logo for them, and that material somehow gets exposed due to a cyber incident, your client may sue you for not protecting that material,” Hamilton explained.

If you take into account the fact that more than 50% of small businesses go out of business within six months of a cyberattack, suddenly the $300 premium for the sole graphic designer doesn’t seem like a bad investment, according to Hamilton.  

The Front Row cyber insurance policy could also be “the perfect solution” for brokers, according to Hamilton. Any broker can access the policy online and can surcharge it with a small fee. They don’t have to submit anything to an insurance carrier and they can transact business in less than 10 minutes.

 Get an Quote Online In 2 Mins.

About: Front Row Insurance Brokers Inc. is an independent insurance broker that provides office renters insurance for the lowest possible cost. Should a claim occur, Front Row ensures that business rental insurance client receives the money they are owed per the office insurance policy, as quickly as possible. Front Row has offices in Vancouver, Toronto, Montreal and Halifax.

By: Bethan Moorcraft July 18, 2018



Tags: Cyber Insurance, Online Hacker Insurance, Front row Cyber Insurance, Cyber Insurance Canada, buy cyber insurance online

Is Your Business Prepared for the Consequences of a Cyber Attack?

Posted by David Hamilton on May 25, 2018 2:21:26 PM

Online Hack Insurance

You can insure your business against the worst effects of a hack attack on your computer system by answering a few questions online here: https://hackinsure.frontrowinsurance.com/

For cyber events, here are a few possible consequences of not having the right coverage:

1. Cyber lawsuits often have negative effects on a company’s relationship with its customers. If their private information was stolen during the breach, they may not feel comfortable doing business with you again in the future.

2. Due to the recent rise in cyber hack attacks on small businesses, customers and third-party partners may request that you have this type of insurance coverage before doing business with you. In fact, studies have found that only 50% of consumers feel that businesses are taking the appropriate measures, to safeguard themselves from cyber attacks.

Protect your small business by purchasing Cyber Liability coverage online. Obtain a quote in 2 minutes and a policy in 5 minutes 24/7 with no need to talk to a broker.

  • Custom online Cyber Insurance starting at just $250.
  • Limit options up to $1,000,000

90% of small businesses in Canada do not have Cyberinsurance.

You have seen the news: Sony, Target, Home Depot……. An affordable, fast cyber policy is now available for you to purchase in minutes.


Hack-Insurance Features:

  • Comprehensive cyber liability: Combines third-party cyber liability (your customers/clients) and first-party cyber crime expense coverages (you and your business) in one form
  • Theft and fraud: Covers destruction or loss of digital data as the result of a criminal or fraudulent cyber event.
  • Business interruption: Covers lost income and related costs where a you are unable to conduct business due to a cyber event or data loss.
  • Extortion: Provides coverage for the costs associated with the investigation of threats to commit cyber attacks against your systems; and payments to extortionists who threaten to obtain and disclose sensitive information!
  • Forensic investigation: Covers the legal, technical or forensic services necessary to assess whether a cyber-attack has occurred, to assess the impact of the attack and to stop an attack.
  • Payment Card Losses


Who should buy this policy?

If your company operates under the assumption that data security breaches and privacy losses only happen to billion-dollar companies, it’s time to change your thinking—before it’s too late.


Get an Quote Online In 2 Mins.

Tags: Online Hacker Insurance, Cyber Insurance, Front row Cyber Insurance, buy cyber insurance online, hack insurance, Canadian Cyber Insurance, Cyber Insurance Canada

If you are a graphic designer, yes, you need Hack Insurance

Posted by David Hamilton on May 25, 2018 2:21:10 PM

Hooded Hacker with Hack PhrasesWhat is Hack insurance?

Hack insurance for graphic designers is designed to protect from certain losses associated with data breaches and hacks. After a hack there are costs you will incur such as: notifying your customers that their information provide to you may have been stolen; paying to restore or recover the stolen data; having to redo design ideas such as logos since they are no longer confidential.

Hack insurance is extra important for graphic designers who rely so much on computers and tech for their business.

Hackers are becoming smarter, making it tougher for graphic designers to defend themselves from a data breach. If a cyber attacker is able to gain access to your computer, network or other electronic system, they may be able to steal client information, employee information, accounting information and other valuable data from you. Hack insurance can help with expenses associated with managing the hack such as incident response expenses and data recovery expenses.

Hack insurance can help in the following situations:

  • A hacker gains access to your information including customer information, and threatens to sell or disclose it.
  • A hacker encrypts your company’s computer system, preventing authorized access to your staff
  • A hacker threatens to place a virus into your company’s computer system.

As a graphic designer you are at risk. The cost to transfer the risk to insurance is low compared to the expense of an actual hack.

Protect your graphic design business by purchasing Hack online: https://hackinsure.frontrowinsurance.com/

Obtain a quote in 2 minutes and a policy in 5 minutes 24/7 with no need to talk to a broker.

  • Custom online Cyber Insurance starting at just $250.
  • Limit options up to $1,000,000

90% of small businesses in Canada do not have Cyberinsurance: take five minutes to protect your studio that has taken you so long to establish.

Get an Quote Online In 2 Mins.

Tags: cyber liability, hack insurance, buy cyber insurance online, Front row Cyber Insurance, Cyber Insurance, Online Hacker Insurance

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